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roulette live casino As the world of digital payments evolves, crypto payments and stablecoins are emerging as twin engines driving innovation in consumer and business transactions across both Main Street and Wall Street. For consumers, the allure of cryptocurrencies lies in their ability to bypass traditional financial systems, providing faster, cheaper and more autonomous transactions. Businesses, on the other hand, gravitate toward stablecoins for their predictable value and compatibility with existing infrastructure. Despite these differences, both groups benefit from a shared underlying technology: blockchain. Its transparency, security and programmability create opportunities for innovation that bridges the gap between consumer and enterprise use cases. As adoption grows and regulations evolve, the line between consumer and business use cases may blur. Hybrid solutions — such as stablecoins that offer rewards programs or cryptocurrencies designed for low volatility — could further integrate these technologies into daily life. The Consumer Case for Crypto While Bitcoin’s price, as of reporting, stands at a value of around $104,000, the digital asset’s price topped $106,000 Monday (Dec. 16) on Donald Trump’s apparent plans for a bitcoin reserve. The world’s most popular cryptocurrency reached that new record as just the latest in a series of milestones in the wake of the pro-crypto president-elect’s victory last month. The price later broke $108,000. But with the surge in value has also come the need for a jump up in security. Revolut will reportedly offer new anti-fraud security measures to its cryptocurrency customers starting next year, news broke Tuesday (Dec. 17). Crypto-related convictions jumped an astonishing 267% last year , with law enforcement taking creative measures to catch scammers. The United Kingdom’s Financial Conduct Authority (FCA) is seeking public comment on its plans to improve the transparency of the country’s cryptocurrency markets. The FCA recently found that 12% of U.K. adults own crypto, up from 10% in past findings. “We want to develop a crypto regime that is fair, balanced and proportionate for all,” the FCA said in a release on Monday. “We need input from the government, our international partners, industry and consumers to help us get the future rules right.” European cryptocurrency exchange WhiteBIT launched a debit card partnership with Visa in what the company described as “a major step in making cryptocurrency a practical choice for everyday transactions.” As for less practical and less every day purchases, upscale French luxury department store Printemps has announced a partnership with Binance and French FinTech company Lyzi to accept cryptocurrencies in its stores in France, becoming the first European department store to do so. Stablecoins Start Setting Up Camp Across U.S. Financial Ecosystem While consumers enjoy the speculative and flexible nature of cryptocurrencies, businesses prioritize stablecoins for their practical advantages. Stablecoin payments infrastructure firm BVNK is expanding to the U.S. after raising $50 million . As part of the funding round, the company is opening an office in San Francisco and “establishing a presence” in New York City, BVNK said in a news release. “Stablecoins are redefining how money moves across the world — faster, more cost-efficient and with fewer barriers,” said Jesse Hemson-Struthers , CEO of BVNK. “At BVNK, we’re building the infrastructure to make these new rails accessible to businesses everywhere, empowering them to operate at the speed of today’s economy. This funding marks the next step in our mission to transform payments for the modern world.” PYMNTS on Tuesday explored how , while artificial intelligence (AI) drives automation and analytics, blockchain brings a critical layer of trust and transparency to finance operations. We noted that digital assets like stablecoins can offer treasury teams the capability to optimize cross-border payments and provide alternative payment solutions, such as for complex commercial transactions or within regions with less stable fiat currencies. Blockchain firm Ripple announced on Monday (Dec. 16) the news that RLUSD, the organization’s USD-pegged stablecoin, had received approval from the New York State Department of Financial Services (NYDFS). On Tuesday, the stablecoin became available for use across the world’s exchanges in the latest example of rising enthusiasm in the digital asset sector. Also on Tuesday, the payroll/HR platform Remote announced that its clients can now pay contract workers using stablecoins . The new offering, launching initially for businesses in the U.S., allows companies to pay contractors in 69 countries with the USDC stablecoin per the introduction of stablecoin payouts via Stripe .Police solve 'stranger abduction' and killing 36 years after woman's body washes upMarcus Tomashek scores 30 and Division II Michigan Tech hands Green Bay its 8th straight loss

GREEN BAY, Wis. (AP) — Marcus Tomashek scored 30 points and Division II Michigan Tech handed Green Bay its eighth straight loss, 72-70 on Wednesday. Anthony Roy, the nation’s second-best scorer at 25.7 points per game, did not play for Green Bay. He was on the sideline with a walking boot on his left foot. Tomashek also contributed eight rebounds for the Huskies, who played the game as an exhibition. Dawson Nordgaard finished 5 of 9 from the floor to add 10 points. Ty Fernholz shot 3 for 7 from beyond the arc to finish with nine points. Jeremiah Johnson recorded 21 points and 15 rebounds for the Phoenix (2-11). Marcus Hall added 17 points and Ryan Wade had 11 points and five assists. The Associated Press created this story using technology provided by Data Skrive and data from Sportradar .Trump's tariffs in his first term did little to alter the economy, but this time could be different WASHINGTON (AP) — Donald Trump loved to use tariffs during his first presidency. But their impact was barely noticeable in the overall economy, even if their aftershocks were clear in specific industries. The data show they never fully delivered on his promised factory jobs. Nor did they provoke the avalanche of inflation that critics feared. This time, though, his tariff threats might be different. The president-elect is talking about going much bigger — on a potential scale that creates more uncertainty about whether he’ll do what he says and what the consequences could be. His proposed tariffs against Canada and Mexico could blow up an existing trade deal. US consumer price increases accelerated last month with inflation pressures resilient WASHINGTON (AP) — Consumer price increases accelerated last month, the latest sign that inflation’s steady decline over the past two years has stalled. According to the Federal Reserve’s preferred inflation gauge, consumer prices rose 2.3% in October from a year earlier, the Commerce Department said Wednesday. That is up from just 2.1% in September, though it is still only modestly above the Fed’s 2% target. Trump fills out his economic team with two veterans of his first administration WEST PALM BEACH, Fla. (AP) — President-elect Donald Trump is turning to two officials with experience navigating not only Washington but the key issues of income taxes and tariffs as he fills out his economic team. Trump on Tuesday announced he has chosen international trade attorney Jamieson Greer to be his U.S. trade representative and Kevin Hassett as director of the White House National Economic Council. While Trump has in several cases nominated outsiders to key posts, these picks reflect a recognition that his reputation will likely hinge on restoring the public’s confidence in the economy. US economy grows at 2.8% pace in third quarter on consumer spending, unchanged from first estimate WASHINGTON (AP) — The American economy expanded at a healthy 2.8% annual pace from July through September on strong consumer spending and a surge in exports, the government said Wednesday, leaving unchanged its initial estimate of third-quarter growth. The Commerce Department reported that growth in U.S. gross domestic product — the economy’s output of goods and services — slowed from the April-July rate of 3%. But the GDP report still showed that the American economy — the world’s largest — is proving surprisingly durable. Growth has topped 2% for eight of the last nine quarters. Trump’s latest tariff plan aims at multiple countries. What does it mean for the US? WASHINGTON (AP) — President-elect Donald Trump has identified what he sees as an all-purpose fix for what ails America: Slap huge new tariffs on foreign goods entering the United States. On Monday, Trump sent shockwaves across the nation’s northern and southern borders, vowing sweeping new tariffs on Mexico, Canada, as well as China, as part of his effort to crack down on illegal immigration and drugs. Trump said he will impose a 25% tax on all products entering the country from Canada and Mexico, and an additional 10% tariff on goods from China, as one of his first executive orders. The UK will consult on sales targets for automakers during the transition to electric vehicles LONDON (AP) — Britain’s new Labour government will launch a consultation on sales targets set for auto manufacturers during the transition to electric vehicles. That's in the wake of the decision by Stellantis, the owner of Vauxhall, to close its van factory in southern England at the potential cost of 1,100 jobs. Business Secretary Jonathan Reynolds told lawmakers Wednesday that the problems encountered by Stellantis in the transition to electric vehicles are not unique, adding that the government will do all it can to prevent the closure of the plant. Stellantis blamed its decision on the U.K.’s “stringent” zero-emission vehicle mandate that sets strict targets for manufacturers. After fast start, electric cars need a recharge as range limits, cost leave some drivers skeptical DETROIT (AP) — While sales of electric vehicles surge in China, the spread of more environmentally friendly vehicles is stumbling in the United States and Europe as carmakers and governments struggle to meet years-old promises about affordability and charging stations. And consumers worried more about price and practicality are holding back where first-adopter climate warriors once piled in. Range, charging infrastructure and higher prices are sore points among both electric car enthusiasts and skeptics in Europe and the U.S. China is the exception. Driven by government subsidies and mandates, vehicles with electric motors, including plug-in hybrids that combine electric and fossil fuel motors, topped 50% of sales in July. Stock market today: Wall Street wavers as Big Tech stocks fall Stocks wavered on Wall Street as losses for Big Tech companies offset gains elsewhere in the market. The S&P 500 was down 0.4% in afternoon trading on Wednesday, even though more stocks were rising than falling within the index. Losses for Nvidia and Microsoft helped pull the index lower. Dell sank after reporting revenue that fell shy of forecasts, and HP fell after giving a weaker-than-expected outlook. The Dow Jones Industrial Average slipped 0.3% from its record high a day earlier. The Nasdaq composite fell 0.7%. U.S. markets will be closed Thursday for Thanksgiving, and will reopen for a half day on Friday. Average rate on a 30-year mortgage in the US slips to 6.81% The average rate on a 30-year mortgage in the U.S. eased this week, though it remains near 7% after mostly rising in recent weeks. The rate slipped to 6.81% from 6.84% last week, mortgage buyer Freddie Mac said Wednesday. That’s still down from a year ago, when the rate averaged 7.22%. The average rate on a 30-year mortgage has been mostly rising since sliding to a two-year low of 6.08% in late September. Elevated mortgage rates and rising home prices have kept homeownership out of reach of many would-be homebuyers. U.S. home sales are on track for their worst year since 1995. Landmark fish and meat markets in London to close, ending 1,000 years of tradition LONDON (AP) — Two of London’s most famous markets — one selling fish, the other meat — are set to close in the coming years, bringing an end to traditions stretching back to medieval times. On Wednesday, The City of London Corporation, the governing body in the capital city’s historic hub, is set to present a bill to Parliament to bring an end to its responsibilities to operate the Billingsgate fish market and the Smithfield meat market, both of which have existed in some shape or form since the 11th century. That comes a day after the corporation decided not to relocate the markets to a new development just east of London in Dagenham.

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By Funto Omojola, NerdWallet Mobile wallets that allow you to pay using your phone have been around for well more than a decade, and over those years they’ve grown in popularity, becoming a key part of consumers’ credit card usage. According to a “state of credit card report” for 2025 from credit bureau Experian, 53% of Americans in a survey say they use digital wallets more frequently than traditional payment methods. To further incentivize mobile wallet usage, some credit card issuers offer bonus rewards when you elect to pay that way. But those incentives can go beyond just higher reward rates. In fact, mobile wallets in some ways are becoming an essential part of activating and holding a credit card. For example, they can offer immediate access to your credit line, and they can be easier and safer than paying with a physical card. OK, but let’s start with bonus rewards From a rewards perspective, it can make a lot of sense to reach for your phone now instead of your physical card. The Apple Card offers its highest reward rates when you use it through the Apple Pay mobile wallet. Same goes for the PayPal Cashback Mastercard® when you use it to make purchases via the PayPal digital wallet. The Kroger grocery store giant has a co-branded credit card that earns the most when you pay using an eligible digital wallet, and some major credit cards with quarterly rotating bonus categories have a history of incentivizing digital wallet use. But again, these days it’s not just about the rewards. Instant credit access Mobile wallets like Apple Pay, Samsung Pay and PayPal can offer immediate access to your credit line while you wait for your physical card to arrive after approval. Indeed, most major issuers including Bank of America®, Capital One and Chase now offer instant virtual credit card numbers for eligible cards that can be used upon approval by adding them to a digital wallet. Additionally, many co-branded credit cards — those offered in partnership with another brand — commonly offer instant card access and can be used immediately on in-brand purchases. Credit cards typically take seven to 10 days to arrive after approval, so instant access to your credit line can be particularly useful if you need to make an urgent or unexpected purchase. Plus, they allow you to start spending toward a card’s sign-up bonus right away. Convenience and safety As issuers push toward mobile payments, a growing number of merchants and businesses are similarly adopting the payment method. The percentage of U.S. businesses that used digital wallets increased to 62% in 2023, compared to 47% the previous year, according to a 2023 survey commissioned by the Federal Reserve Financial Services. Wider acceptance is potentially good news for the average American, who according to Experian has about four credit cards. While that won’t necessarily weigh down your wallet, it can be hard to manage multiple cards and rewards categories at once. Mobile wallets offer a more efficient way to store and organize all of your workhorse cards, while not having to carry around ones that you don’t use often. They can also help you more easily monitor your spending and rewards, and some even track your orders’ status and arrival time. Plus, paying with a digital wallet offers added security. That’s because it uses technology called tokenization when you pay, which masks your real credit card number and instead sends an encrypted “token” that’s unique to each payment. This is unlike swiping or dipping a physical card, during which your credit card number is more directly accessible. And again, because a mobile wallet doesn’t require you to have your physical cards present, there’s less chance of one falling out of your pocket or purse. More From NerdWallet Funto Omojola writes for NerdWallet. Email: fomojola@nerdwallet.com. The article Activating Your Credit Card? Don’t Skip the Mobile Wallet Step originally appeared on NerdWallet .Some of LA’s most successful food businesses — including Mini Kabob and the Cheese Store of Beverly Hills — are joining forces in a kind of culinary Avengers with the opening of Neighborly , which looks to reimagine the food hall with multiple menus from different restaurants offered on the same premises. However, unlike a food hall, all of Neighborly’s dishes are prepared within one multi-faceted kitchen and overseen by a single team of chefs. Neighborly promises to offer more consistent preparations that reflect the original restaurants instead of the often diminished quality that appears when beloved concepts venture far from their homes. While this resembles the fast-growing Wonder in New York , which employs celebrity chefs and restaurants to serve reheated meals , Neighborly will prepare food on site from scratch like a more traditional restaurant. Neighborly will open on December 19 at Rick Caruso’s the Promenade at Westlake Village development inside the former Social Monk space, bringing Mini Kabob , Gaby’s by prominent cookbook author and food recipe blogger Gaby Dalkin , the Cheese Store of Beverly Hills , Joan’s on Third marketplace, and Flour Shop by Amirah Kassem . In addition, Social Monk will retain a menu here with a refined menu that should appeal to its longtime regulars. Recall that Social Monk was the casual Panda Express-type pan-Asian restaurant by the Cheesecake Factory that never bloomed as prominently as the big Chinese food chain. The food hall is backed by DFG Ventures , also known as Dom Food Group, which partnered with Gwyneth Paltrow to expand a successful string of Goop Kitchen restaurants serving gluten-free pizzas, salads, and sandwiches via delivery and takeout spaces. DFG Ventures is part of Dom Capital Group , a large investment firm based out of Chicago founded in the early 1900s as an Italian deli and food store, expanding to Dominick’s Finer Foods in the 20th century before selling the business in the late 1980s. Beginning in 2007, the company relaunched with investments in food technology, services, and branded goods, and their concepts include Suckerpunch pickles, Rick Bayless’s Tortazo restaurant, and The Kitchen . Mendocino Farms co-founder Mario Del Pero, also a partner at DFG Ventures, is leading the charge at Neighborly to bring acclaimed places like the Cheese Store of Beverly Hills and Mini Kabob to well-heeled suburbs like Westlake Village. Neighborly’s innovation isn’t as much about creating something new but refining what diners are already familiar with. “It’s not that new of an idea, but the amount of technology and branding we’re putting around everything is pretty modern,” Del Pero told Eater over the phone. What that means exactly isn’t clear, but expect a user-friendly takeaway, dine-in, and delivery system that brings well-regarded restaurants to more LA neighborhoods. “We got a lot of inspiration in this kind of category from everything that Eataly has done on a super grand scale,” he continued. Neighborly chose brands that Del Pero says offers an “authentic point of view that we knew delivered the best and are the most demanded.” Partners offer recipes, support, and branding while receiving licensing fees and potentially a share of the revenues in return. Mini Kabob, which still operates a tiny take-out Armenian kebab shop in Glendale, expanded to a stall at Westfield Topanga’s Topanga Social food hall in 2023 . A partnership with Neighborly promises to help the celebrated kebab restaurant reach even more Southern California locations. The same goes for the Cheese Store of Beverly Hills, which was acquired by Dominick DiBartolomeo of Dominico’s Fine Foods (no relation to Dominick’s Finer Foods) in 2022. Here at Neighborly, DiBartolomeo serves artisan pizza and pastas that one would find at a place like Eataly. Joan’s On Third, a longtime favorite of Del Pero, will sell premade foods as one would find at its Studio City or West Third marketplaces. The Explosion Cake baker Amirah Kassem will sell cookies at Flour Shop. Author Gaby Dalkin will unleash a line of salads, bowls, and sandwiches that will likely model the fresh, California-inflected fare at Paltrow’s Goop Kitchen. It’s the kind of healthy-ish everyday fare that suburbanites adore. As for future partners, Del Pero hinted that some big names could be on the horizon to sell popular American food items like burgers. Del Pero says the Westlake Village space can accommodate one or two more partners. Asked why certain partners and brands were chosen over others, Del Pero responded: “I think we’re very conscientious of it, and it sits pretty forward in how we address things,” as he mentioned the three female partners in Gaby Dalkin, Joan McNamara, and Amirah Kassem. At the moment, DFG Ventures is looking at Manhattan Beach and Pacific Palisades for the next expansion, essentially affluent suburban or urban areas where diners don’t get to see as many “bespoke concepts” as the ones at Neighborly. Neighborly will open on December 19 at 4000 E. Thousand Oaks Boulevard, Space C1, Westlake Village, CA, 91362 and will operate daily. Sign up for our newsletter. Check your inbox for a welcome email. Oops. 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