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The consumption vouchers were issued by the Shanghai municipal government as part of efforts to boost consumer spending and revitalize the local economy. Each eligible resident is entitled to a certain amount of vouchers, which can be used at participating stores, restaurants, and other businesses. The vouchers were meant to support struggling businesses and provide financial relief to residents facing economic hardships.In recent months, the overall interest rate environment has been experiencing a downward trend, with the interbank deposit rate being gradually lowered. This move has had a noticeable impact on the performance of money market funds, which traditionally invest in short-term fixed income securities such as treasury bonds and commercial papers.
Name: Fear of God Athletics II Basketball Colorways: Night Brown/Night Brown/Night Brown and Night Brown/Night Brown/Cream White SKUs: JS0977 and JQ8482 MSRP: $180 USD and $200 USD Release Date: December 6 Where to Buy: Fear of God and adidas Update: It’s nearly time for Fear of God Athletics to drop its second performance-oriented basketball sneaker as the II Basketball gears up in mid and high-top form. The team tapped Derrick Rose to star in the shoe’s debut campaign, which sees both iterations of the shoe dressed in a fall-ready “Night Brown.” Its build, as initially described below, features an inner bootie that ensures a snug fit while resting atop a Lightstrike-backed midsole. It also utilizes a TPU shank for dynamic propulsion, as well as a multidirectional traction system delivered via the durable rubber outsole. Release takes place tomorrow, December 6, via Fear of God, adidas and select retailers at prices of $180 USD and $200 USD for the mid and high-top versions respectively. Original Story: Fear of God Athletics — the sport-focused footwear and apparel line created by Fear of God and adidas — is gearing up to release its second basketball silhouette, the aptly-named Fear of God Athletics II Basketball . Debuting in a “Night Brown” colorway and made available in both high-top and mid-cut versions, the II Basketball seems to offer an amalgamation of influences ranging from FoG founder Jerry Lorenzo ‘s past footwear design language to the bold branding of the adidas Sobakov and even (dare we say it) a sprinkling of YEEZY . Adidas Adidas Adidas Adidas Adidas Adidas Adidas Adidas Uppers offer a monochromatic brown shade, with the high-top iteration adding extra detail via a collar strap, while the mid-cut version offers a slightly sleeker look. Both sit atop thick, semi-translucent midsoles that may contain adidas cushioning technology like BOOST or Lightstrike and tie off their look with co-branded hits on the heel and toe. This new FoG Athletics model will look to both expand on the Fear of God Athletics hoops lexicon and enhance its performance bona fides as well. The label’s inagural shoe, the Fear of God Athletics I , received generally positive reviews for its design language but was panned for its on-court performance due to its weight and lack of modern performance technology. However, the follow-up has already hit the NBA hardwood via Gabe Vincent of the Los Angeles Lakers — and weekend warriors will have a shot at it when it drops this December. Stay tuned for info on an exact release date as it’s made available.Setien's time at Barcelona was marked by mixed results on the pitch and a strained relationship with some of the club's key players, none more so than Pique. The Spanish defender, known for his outspoken nature and fierce loyalty to Barcelona, clashed with Setien on multiple occasions. However, it was the now infamous incident where Pique allegedly 'nutmegged' Setien during a training session that truly captured the attention of football fans worldwide.
By limiting the number of devices that can be logged in with a single account, Tencent Video is taking a proactive approach to protect their intellectual property and ensure fair compensation for the content they provide. This new policy will require users to be more mindful of their login activity and may inconvenience those who have grown accustomed to sharing accounts with others.
Chatham (N.J.), Dec 14 (AP) That buzzing coming out of New Jersey? It's unclear if it's drones or something else, but for sure the nighttime sightings are producing tons of talk, a raft of conspiracy theories and craned necks looking skyward. Cropping up on local news and social media sites around Thanksgiving, the saga of the drones reported over New Jersey has reached incredible heights. This week seems to have begun a new, higher-profile chapter: Lawmakers are demanding (but so far not getting) explanations from federal and state authorities about what's behind them. Gov. Phil Murphy wrote to President Joe Biden asking for answers. New Jersey's new senator, Andy Kim, spent Thursday night on a drone hunt in rural northern New Jersey, and posted about it on X. But perhaps the most fantastic development is the dizzying proliferation of conspiracies — none of which has been confirmed or suggested by federal and state officials who say they're looking into what's happening. It has become shorthand to refer to the flying machines as drones, but there are questions about whether what people are seeing are unmanned aircraft or something else. Some theorize the drones came from an Iranian mothership. Others think they are the Secret Service making sure President-elect Donald Trump's Bedminster property is secure. Others worry about China. The deep state. And on. In the face of uncertainty, people have done what they do in 2024: Create a social media group. The Facebook page, New Jersey Mystery Drones — let's solve it, has nearly 44,000 members, up from 39,000 late Thursday. People are posting their photo and video sightings, and the online commenters take it from there. One video shows a whitish light flying in a darkened sky, and one commenter concludes it's otherworldly. “Straight up orbs,” the person says. Others weigh in to say it's a plane or maybe a satellite. Another group called for hunting the drones literally, shooting them down like turkeys. (Do not shoot at anything in the sky, experts warn.) Trisha Bushey, 48, of Lebanon Township, New Jersey, lives near Round Valley Reservoir where there have been numerous sightings. She said she first posted photos online last month wondering what the objects were and became convinced they were drones when she saw how they moved and when her son showed her on a flight tracking site that no planes were around. Now she's glued to the Mystery Drones page, she said. “I find myself — instead of Christmas shopping or cleaning my house — checking it,” she said. She doesn't buy what the governor said, that the drones aren't a risk to public safety. Murphy told Biden on Friday that residents need answers. The federal Homeland Security Department and FBI also said in a joint statement they have no evidence that the sightings pose “a national security?or public safety?threat or have a foreign nexus.” “How can you say it's not posing a threat if you don't know what it is?” she said. “I think that's why so many people are uneasy.” Then there's the notion that people could misunderstand what they're seeing. William Austin is the president of Warren County Community College, which has a drone technology degree program, and is coincidentally located in one of the sighting hotspots. Austin says he has looked at videos of purported drones and that airplanes are being misidentified as drones. He cited an optical effect called parallax, which is the apparent shift of an object when viewed from different perspectives. Austin encouraged people to download flight and drone tracker apps so they can better understand what they're looking at. Nonetheless, people continue to come up with their own theories. “It represents the United States of America in 2024,” Austin said. “We've lost trust in our institutions, and we need it.” Federal officials echo Austin's view that many of the sightings are piloted aircraft such as planes and helicopters being mistaken for drones, according to lawmakers and Murphy. That's not really convincing for many, though, who are homing in on the sightings beyond just New Jersey and the East Coast, where others have reported seeing the objects. For Seph Divine, 34, another member of the drone hunting group who lives in Eugene, Oregon, it feels as if it's up to citizen sleuths to solve the mystery. He said he tries to be a voice of reason, encouraging people to fact check their information, while also asking probing questions. “My main goal is I don't want people to be caught up in the hysteria and I also want people to not just ignore it at the same time,” he said. “Whether or not it's foreign military or some secret access program or something otherworldly, whatever it is, all I'm saying is it's alarming that this is happening so suddenly and so consistently for hours at a time,” he added. (AP) IJT IJT (This story has not been edited by THE WEEK and is auto-generated from PTI)
The Green Bay Packers were able to take care of business in Week 12 NFL action, defeating the San Francisco 49ers by a final score of 38-10. Josh Jacobs was a huge part of the dominant performance that the Packers put together. When everything was said and done, Jacobs ended up carrying the football 26 times for 106 yards and three touchdowns. Every single time the Packers needed him to make a play, he came through for them. After all of the questions surrounding the decision to move on from Aaron Jones to bring in Jacobs, the former Las Vegas Raiders’ star running back has completely shut down all of the critics. Throughout his first 11 games with Green Bay, Jacobs has carried the football 202 times for 944 yards and seven touchdowns. He has also caught 23 passes for 186 yards and a score. At just 26 years old, the future is incredibly bright for Jacobs with the Green Bay Packers. Green Bay Packers RB Josh Jacob Delivers Bold Message After Beating 49ers Following the Packers’ big win over the 49ers, Jacobs spoke out with a very bold message. It’s clear just how much he loves being in Green Bay and playing for the franchise. “The Packers believed in me. They took a chance on me. So every day I come in and try to pour everything I have into this team.” Jacobs has been putting in the work and it has shown on the field. He clearly wants to win and he’s enjoying and cherishing each and every moment that he is having this season. Imagine coming from a dysfunctional franchise like the Raiders and joining the Green Bay Packers. He’s winning at a high level so far this season for the first time and appears likely to be headed to the playoffs. Not only has he been enjoying the success, he has been one of the biggest reasons for it. All of that being said, Jacobs has quickly endeared himself to the Green Bay fan base. Losing Jones was a sad moment, but Jacobs has more than made up for that sadness. Hopefully, he’ll continue to produce at the level that he has shown so far this season. If he keeps doing what he’s doing throughout the rest of the season, the Packers will have a chance to make some noise in the postseason. This article first appeared on WI Sports Heroics and was syndicated with permission.3. What are the implications of China's economic policies on the global economy?
Title: Opposition Displays Assad's Private Photo Album: Filled with Images of Him With His Family, Holding Children
DALLAS, Dec. 05, 2024 (GLOBE NEWSWIRE) -- Beneficient (NASDAQ: BENF) (“Ben” or the “Company”), a technology-enabled platform providing exit opportunities and primary capital solutions and related trust and custody services to holders of alternative assets through its proprietary online platform AltAccess, announced it has entered into an agreement to acquire Mercantile Bank International Corp. (“Mercantile Bank”), a Puerto Rico-based International Financial Entity (“IFE”), in exchange for an aggregate purchase price of $1.5 million, which is payable in up to approximately 2.1 million shares of the Company’s Class A common stock and cash. “We are very excited about the potential avenues for revenue growth that would be facilitated through this acquisition,” said Beneficient. “Acquiring Mercantile Bank would enable the Company to offer an expanded range of companion custody and other fee-based services that complement our existing businesses on a broader scale with the potential to generate additional cash flow in the near term. Our objective is to deliver additional alternative asset custody services to customers with the potential to generate higher fee rates than are generally available for traditional custody services. We also believe the acquisition has the potential to enhance and broaden our current offerings in ways that may open new international opportunities, allowing us to further democratize the market for illiquid alternative assets.” IFEs are licensed and regulated by the Office of the Commissioner of Financial Institutions of Puerto Rico (the “OCIF”) and may provide specific banking and other financial activity from Puerto Rico for persons, entities, and organizations around the globe that are non-residents of Puerto Rico. An IFE’s authorized activities may include custody, clearing, and payments and related traditional and digital products and services and, as approved by the OCIF, traditional banking services, such as deposits, lending, investments, and trusts. Upon closing of the acquisition, the Company, which has primarily focused on meeting the needs of individual investors and small-to-midsized institutions, expects to expand its offering of custody services to also address the current needs of large institutional investors and the growing needs of third-party alternative trading systems and foreign securities exchanges. The acquisition would position Ben to offer alternative asset custody services that include, among other potential items, a companion line of business focused on issuing depositary receipts to assist holders of foreign investments gain access to the capital markets of additional international jurisdictions. The Company believes these alternative asset custody services may yield higher fee assessments than more traditional custody offerings. The Company expects this companion business line to begin generating custody and depositary receipt issuance fee-based revenue and cash flow during calendar year 2025 that it would deploy to fund Ben’s ongoing operations and ultimately our core alternative asset liquidity product offerings. The acquisition reflects Beneficient’s execution on its objective of expanding its alternative asset custody fee-based service offerings to third parties and institutional investors. Closing of the acquisition is subject to customary closing conditions, including, among other things, approval by OCIF, and is anticipated to be completed in the second calendar quarter of 2025. About Beneficient Beneficient (Nasdaq: BENF) – Ben, for short – is on a mission to democratize the global alternative asset investment market by providing traditionally underserved investors − mid-to-high net worth individuals, small-to-midsized institutions and General Partners seeking exit options, anchor commitments and valued-added services for their funds− with solutions that could help them unlock the value in their alternative assets. Ben’s AltQuoteTM tool provides customers with a range of potential exit options within minutes, while customers can log on to the AltAccess ® portal to explore opportunities and receive proposals in a secure online environment. Its subsidiary, Beneficient Fiduciary Financial, L.L.C., received its charter under the State of Kansas’ Technology-Enabled Fiduciary Financial Institution (TEFFI) Act and is subject to regulatory oversight by the Office of the State Bank Commissioner. For more information, visit www.trustben.com or follow us on LinkedIn. Contacts Matt Kreps: 214-597-8200, mkreps@darrowir.com Michael Wetherington: 214-284-1199, mwetherington@darrowir.com Investor Relations: investors@beneficient.com Disclaimer and Cautionary Note Regarding Forward-Looking Statements Certain of the statements contained in this press release are forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements can be generally identified by the use of words such as “anticipate,” “believe,” “could,” “estimate,” “expect,” “intend,” “may,” “plan,” “potential,” “predict,” “project,” “should,” “target,” “will,” “would,” and, in each case, their negative or other various or comparable terminology. The forward-looking statements contained in this press release include, without limitation, statements relating to the anticipated timing of closing the acquisition, benefits of the acquisition and the Company’s anticipated product and service offerings following the closing of the acquisition. These forward-looking statements reflect our views with respect to future events as of the date of this document and are based on our management’s current expectations, estimates, forecasts, projections, assumptions, beliefs and information. Although management believes that the expectations reflected in these forward-looking statements are reasonable, it can give no assurance that these expectations will prove to have been correct. All such forward-looking statements are subject to risks and uncertainties, many of which are outside of our control, and could cause future events or results to be materially different from those stated or implied in this document. It is not possible to predict or identify all such risks. These risks include, but are not limited to, the ultimate outcome of the acquisition; the Company’s ability to consummate the acquisition in a timely manner or at all; the ability of the parties to satisfy the closing conditions to the acquisition; the possibility that the Company may be unable to successfully integrate Mercantile Bank’s operations with those of the Company or realize the expected benefits of the acquisition; the possibility that such integration may be more difficult, time-consuming, or costly than expected; the risk that operating costs, customer loss, and business disruption (including, without limitation, difficulties in maintaining relationships with employees, contractors, and customers) may be greater than expected following the acquisition or the public announcement of the acquisition; the Company’s ability to retain certain key employees of Mercantile Bank; the ability to launch and receive market acceptance for new products and services; and risks related to the entry into a new line of business; the risk factors that are described under the section titled “Risk Factors” in our Annual Report on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K, and other filings with the Securities and Exchange Commission (the “SEC”). These factors should not be construed as exhaustive and should be read in conjunction with the other cautionary statements that are included in this document and in our SEC filings. We expressly disclaim any obligation to publicly update or review any forward-looking statements, whether as a result of new information, future developments or otherwise, except as required by applicable law.
The primary reason for the decline in the 7-day annualized yield is the decrease in the interbank deposit rate, which is a benchmark rate used by financial institutions for short-term borrowing and lending. When the interbank deposit rate falls, it directly impacts the yields of money market funds, as they often invest in instruments closely tied to this benchmark rate.
The teacher who was sentenced in this case was found to have been involved in the illegal production of "Ba Bao Dan" and profited from its sale. Despite being a respected member of the community, the teacher's actions were deemed to be a serious violation of the law, leading to the significant sentence of 8 years in prison and a fine of 800,000 RMB.Six-time Super Bowl champion Bill Belichick interviewed for the head-coaching job at North Carolina, Inside Carolina and the Raleigh News & Observer reported Thursday. According to the News & Observer, Belichick "blew them away in the interview," yet he is not likely to move forward because he is pushing 73 years old and has no experience in the college game. Javascript is required for you to be able to read premium content. Please enable it in your browser settings.
The disclosure of the number of military casualties also serves as a reminder of the importance of accurate reporting and accountability in times of conflict. As the conflict in Ukraine continues to escalate and take a toll on the lives of soldiers and civilians, it is crucial for world leaders and the international community to acknowledge the human cost of war and work towards a peaceful resolution that respects the sovereignty and territorial integrity of Ukraine.The victim, who has been identified as 26-year-old Emily White, rose to fame on various social media platforms for her travel vlogs and lifestyle content. With a substantial following of over 1 million followers, she had established herself as a prominent figure in the online sphere, regularly documenting her adventures around the world.The Chinese government's response to the situation reflects its efforts to navigate the delicate balance between supporting its ally while also upholding its principles of non-intervention in the domestic affairs of other countries. The spokesperson's statement emphasized the need for all parties involved to exercise restraint and seek peaceful resolutions to any disputes or conflicts that may arise.
As open enrollment for Affordable Care Act plans continues through Jan. 15, you’re likely seeing fewer social media ads promising monthly cash cards worth hundreds, if not thousands, of dollars that you can use for groceries, medical bills, rent and other expenses. But don’t worry. You haven’t missed out on any windfalls. Clicking on one of those ads would not have provided you with a cash card — at least not worth hundreds or thousands. But you might have found yourself switched to a health insurance plan you did not authorize, unable to afford treatment for an unforeseen medical emergency, and owing thousands of dollars to the IRS, according to an ongoing lawsuit against companies and individuals who plaintiffs say masterminded the ads and alleged scams committed against millions of people who responded to them. The absence of those once-ubiquitous ads are likely a result of the federal government suspending access to the ACA marketplace for two companies that market health insurance out of South Florida offices, amid accusations they used “fraudulent” ads to lure customers and then switched their insurance plans and agents without their knowledge. In its suspension letter, the Centers for Medicare & Medicaid Services (CMS) cited “credible allegations of misconduct” in the agency’s decision to suspend the abilities of two companies — TrueCoverage (doing business as Inshura) and BenefitAlign — to transact information with the marketplace. CMS licenses and monitors agencies that use their own websites and information technology platforms to enroll health insurance customers in ACA plans offered in the federal marketplace. Suit names long list of defendants The alleged scheme affected millions of consumers, according to a lawsuit winding its way through U.S. District Court in Fort Lauderdale that seeks class-action status. An amended version of the suit, filed in August, increased the number of defendants from six to 12: — TrueCoverage LLC, an Albuquerque, New Mexico-based health insurance agency with large offices in Miami, Miramar and Deerfield Beach. TrueCoverage is a sub-tenant of the South Florida Sun Sentinel in a building leased by the newspaper in Deerfield Beach. — Enhance Health LLC, a Sunrise-based health insurance agency that the lawsuit says was founded by Matthew Herman, also named as a defendant, with a $150 million investment from hedge fund Bain Capital’s insurance division. Bain Capital Insurance Fund LP is also a defendant. — Speridian Technologies LLC, accused in the lawsuit of establishing two direct enrollment platforms that provided TrueCoverage and other agencies access to the ACA marketplace. — Benefitalign LLC, identified in the suit as one of the direct enrollment platforms created by Speridian. Like Speridian and TrueCoverage, the company is based in Albuquerque, New Mexico. — Number One Prospecting LLC, doing business as Minerva Marketing, based in Fort Lauderdale, and its founder, Brandon Bowsky, accused of developing the social media ads that drove customers — or “leads” — to the health insurance agencies. — Digital Media Solutions LLC, doing business as Protect Health, a Miami-based agency that the suit says bought Minerva’s “fraudulent” ads. In September, the company filed for Chapter 11 protection from creditors in United States Bankruptcy Court in Texas, which automatically suspended claims filed against the company. — Net Health Affiliates Inc., an Aventura-based agency the lawsuit says was associated with Enhance Health and like it, bought leads from Minerva. — Garish Panicker, identified in the lawsuit as half-owner of Speridian Global Holdings and day-to-day controller of companies under its umbrella, including TrueCoverage, Benefitalign and Speridian Technologies. — Matthew Goldfuss, accused by the suit of overseeing and directing TrueCoverage’s ACA enrollment efforts. All of the defendants have filed motions to dismiss the lawsuit. The motions deny the allegations and argue that the plaintiffs failed to properly state their claims and lack the standing to file the complaints. Defendants respond to requests for comment The Sun Sentinel sent requests for comment and lists of questions about the cases to four separate law firms representing separate groups of defendants. Three of the law firms — one representing Brandon Bowsky and Number One Prospecting LLC d/b/a Minerva Marketing, and two others representing Net Health Affiliates Inc. and Bain Capital Insurance Fund — did not respond to the requests. A representative of Enhance Health LLC and Matthew Herman, Olga M. Vieira of the Miami-based firm Quinn Emanuel Urquhart & Sullivan LLP, responded with a short message saying she was glad the newspaper knew a motion to dismiss the charges had been filed by the defendants. She also said that, “Enhance has denied all the allegations as reported previously in the media.” Catherine Riedel, a communications specialist representing TrueCoverage LLC, Benefitalign LLC, Speridian Technologies LLC, Girish Panicker and Matthew Goldfuss, issued the following statement: “TrueCoverage takes these allegations very seriously and is responding appropriately. While we cannot comment on ongoing litigation, we strongly believe that the allegations are baseless and without merit. “Compliance is our business. The TrueCoverage team records and reviews every call with a customer, including during Open Enrollment when roughly 500 agents handle nearly 30,000 calls a day. No customer is enrolled into any policy without a formal verbal consent given by the customer. If any customer calls in as a result of misleading content presented by third-party marketing vendors, agents are trained to correct such misinformation and action is taken against such third-party vendors.” Through Riedel, the defendants declined to answer follow-up questions, including whether the company remains in business, whether it continues to enroll Affordable Care Act clients, and whether it is still operating its New Mexico call center using another affiliated technology platform. Lawsuit: COVID relief package made ‘scheme’ possible The suspension notification from the Centers for Medicare and Medicaid Services letter cites several factors, including the histories of noncompliance and previous suspensions. The letter noted suspicion that TrueCoverage and Benefitalign were storing consumers’ personally identifiable information in databases located in India and possibly other overseas locations in violation of the centers’ rules. The letter also notes allegations against the companies in the pending lawsuit that “they engaged in a variety of illegal practices, including violations of the (Racketeer Influenced & Corrupt Organizations, or RICO Act), misuse of consumer (personal identifiable information) and insurance fraud.” The amended lawsuit filed in August names as plaintiffs five individuals who say their insurance plans were changed and two agencies who say they lost money when they were replaced as agents. The lawsuit accuses the defendants of 55 counts of wrongdoing, ranging from running ads offering thousands of dollars in cash that they knew would never be provided directly to consumers, switching millions of consumers into different insurance policies without their authorization, misstating their household incomes to make them eligible for $0 premium coverage, and “stealing” commissions by switching the agents listed in their accounts. TrueCoverage, Enhance Health, Protect Health, and some of their associates “engaged in hundreds of thousands of agent-of-record swaps to steal other agents’ commissions,” the suit states. “Using the Benefitalign and Inshura platforms, they created large spreadsheet lists of consumer names, dates of birth and zip codes.” They provided those spreadsheets to agents, it says, and instructed them to access platforms linked to the ACA marketplace and change the customers’ agents of record “without telling the client or providing informed consent.” “In doing so, they immediately captured the monthly commissions of agents ... who had originally worked with the consumers directly to sign them up,” the lawsuit asserts. TrueCoverage employees who complained about dealing with prospects who called looking for cash cards were routinely chided by supervisors who told them to be vague and keep making money, the suit says. When the Centers for Medicare and Medicaid Services began contacting the company in January about customer complaints, the suit says TrueCoverage enrollment supervisor Matthew Goldfuss sent an email instructing agents “do not respond.” How it started The lawsuit states the “scheme” was made possible in 2021 when Congress passed the American Rescue Plan Act in the wake of the COVID pandemic. The act made it possible for Americans with household incomes between 100% and 150% of the federal poverty level to pay zero in premiums and it enabled those consumers to enroll in ACA plans all year round, instead of during the three-month open enrollment period from November to January. Experienced health insurance brokers recognized the opportunity presented by the changes, the lawsuit says. More than 40 million Americans live within 100% and 150% of the federal poverty level, while only 15 million had ACA insurance at the time. The defendants developed or benefited from online ads, the lawsuit says, which falsely promised “hundreds and sometimes thousands of dollars per month in cash benefits such as subsidy cards to pay for common expenses like rent, groceries, and gas.” Consumers who clicked on the ads were brought to a landing page that asked a few qualifying questions, and if their answers suggested that they might qualify for a low-cost or no-cost plan, they were provided a phone number to a health insurance agency. There was a major problem with the plan, according to the lawsuit. “Customers believe they are being routed to someone who will send them a free cash card, not enroll them in health insurance.” By law, the federal government sends subsidies for ACA plans to insurance companies, and not to individual consumers. Scripts were developed requiring agents not to mention a cash card, and if a customer mentions a cash card, “be vague” and tell the caller that only the insurance carrier can provide that information, the lawsuit alleges. In September, the defendants filed a motion to dismiss the claims. In addition to denying the charges, they argued that the class plaintiffs lacked the standing to make the accusations and failed to demonstrate that they suffered harm. The motion also argued that the lawsuit’s accusations failed to meet requirements necessary to claim civil violations of the RICO Act. Miami-based attorney Jason Kellogg, representing the plaintiffs, said he doesn’t expect a ruling on the motion to dismiss the case for several months. The complaint also lists nearly 50 companies, not named as defendants, that it says fed business to TrueCoverage and Enhance Health. Known in the industry as “downlines,” most operate in office parks throughout South Florida, the lawsuit says. Complaints from former employees and clients The lawsuit quotes former TrueCoverage employees complaining about having to work with customers lured by false cash promises in the online ads. A former employee who worked in the company’s Deerfield Beach office was quoted in the lawsuit as saying that senior TrueCoverage and Speridian executives “knew that consumers were calling in response to the false advertisements promising cash cards and they pressured agents to use them to enroll consumers into ACA plans.” A former human resources manager for TrueCoverage said sales agents frequently complained “that they did not feel comfortable having to mislead consumers,” the lawsuit said. Over two dozen agents “came to me with these complaints and showed me the false advertisements that consumers who called in were showing them,” the lawsuit quoted the former manager as saying. For much of the time the companies operated, the ACA marketplace enabled agents to easily access customer accounts using their names and Social Security numbers, change their insurance plans and switch their agents of record without their knowledge or authorization, the lawsuit says. This resulted in customers’ original agents losing their commissions and many of the policyholders finding out they suddenly owed far more for health care services than their original plans had required, the suit states. It says that one of the co-plaintiffs’ health plans was changed at least 22 times without her consent. She first discovered that she had lost her original plan when she sought to renew a prescription for her heart condition and her doctor told her she did not have health insurance, the suit states. Another co-plaintiff’s policy was switched after her husband responded to one of the cash card advertisements, the lawsuit says. That couple’s insurance plan was switched multiple times after a TrueCoverage agent excluded the wife’s income from an application so the couple would qualify. Later, they received bills from the IRS for $4,300 to cover tax credits issued to pay for the plans. CMS barred TrueCoverage and BenefitAlign from accessing the ACA marketplace. It said it received more than 90,000 complaints about unauthorized plan switches and more than 183,500 complaints about unauthorized enrollments, but the agency did not attribute all of the complaints to activities by the two companies. In addition, CMS restricted all agents’ abilities to alter policyholders’ enrollment information, the lawsuit says. Now access is allowed only for agents that already represent policyholders or if the policyholder participates in a three-way call with an agent and a marketplace employee. Between June and October, the agency barred 850 agents and brokers from accessing the marketplace “for reasonable suspicion of fraudulent or abusive conduct related to unauthorized enrollments or unauthorized plan switches,” according to an October CMS news release . The changes resulted in a “dramatic and sustained drop” in unauthorized activity, including a nearly 70% decrease in plan changes associated with an agent or broker and a nearly 90% decrease in changes to agent or broker commission information, the release said. It added that while consumers were often unaware of such changes, the opportunity to make them provided “significant financial incentive for non-compliant agents and brokers.” But CMS’ restrictions might be having unintended consequences for law-abiding agents and brokers. A story published by Insurance News Net on Nov. 11 quoted the president of the Health Agents for America (HAFA) trade group as saying agents are being suspended by CMS after being flagged by a mysterious algorithm that no one can figure out. The story quotes HAFA president Ronnell Nolan as surmising, “maybe they wrote too many policies on the same day for people who have the same income or they’re writing too many policies on people of a certain occupation.” Nolan continued, “We have members who have thousands of ACA clients. They can’t update or renew their clients. So those consumers have lost access to their professional agent, which is simply unfair.” Ron Hurtibise covers business and consumer issues for the South Florida Sun Sentinel. He can be reached by phone at 954-356-4071, on Twitter @ronhurtibise or by email at rhurtibise@sunsentinel.com.The Future of the Syrian Conflict: Possibility of Regime ChangePundits and analysts will scratch their heads for years to come, trying to understand how Donald Trump won an unprecedented second term. With an overwhelming majority in the popular vote and the Electoral College, expert models, polls and “vibes” never prepared them for this upset as they gleefully and obediently prepared for President Kamala Harris. Thankfully, looking beyond the political rhetoric, America dodged a big bullet Nov. 5th. After twenty-five years in Navy Special Operations, including combat in Iraq, Afghanistan and Somalia, and managing a $140 billion budget for our military, I cannot help but assess threats wherever I go. I look for potential dangers – finding primary and secondary escape points when I walk into a room, step out of a vehicle or fly into a new area. Threat assessment is merely putting yourself in the enemy’s place and determining where they would strike. So, what are the threats that lurk in our shadows? Over the last four years, I have witnessed the rapid decline of safety and security in our country. Under Joe Biden and Kamala Harris, America’s enemies have numerous options to attack – whether through a military that aids our enemies and leaves our allies behind, a wide-open southern border or leaders more focused on the issues that divide us. The Biden-Harris administration left our military and allies at risk during the disastrous and tragic Afghanistan withdrawal that left eleven Marines, one sailor and one soldier dead. We saw the Pentagon obsess over Diversity, Equity and Inclusion; hiring drag queens instead of addressing all-time lows in military recruitment. Our Democrat leaders’ complacency led our country down a dark path of rising crime rates, terror attacks and wars across the world. Under President Trump, that all ends. One of my greatest honors is proudly serving our country. I spent twenty-five years in the Navy to repay my debt to America – the country that saved my life. We must undo the Biden-Harris administration’s failures and rebuild our military. We need to modernize and innovate our armed services. Fifteen years of infighting within Congress, an inability to get things done and Continuing Resolutions have hampered our ability to compete with China and Russia in technological innovation. I spent four years in the Pentagon managing a $140 billion budget, defining requirements and next-generation equipment for Sailors. I understand how our leaders have placed unnecessary restraints on the military defense industry. The truth is that the United States is trailing far behind our adversaries. A potential conflict against China will be predominantly a Navy and Marine Corps fight. Deferred upkeep and maintenance, compounded by supply chain shortages, have left us with a Navy fleet consisting of ships that cannot get underway, aircraft that cannot fly and submarines that cannot dive. The workforce industrial base cannot produce ships and submarines at the rate needed to attain the required 350 inventory for any worldwide response quickly. Furthermore, the antiquated acquisition process has caused serious delays in the production of the next generation of submarines and frigates. We need new leaders to balance the capacity and capabilities of the Navy. Simply put, if we cannot have more ships and submarines in time then we must make the existing ships more lethal with electronic warfare and hypersonic weapons. Again, this takes visionary leadership which has been nonexistent in the Pentagon. But even if the Navy has all the ships and aircraft it requires, it does not have the manpower required to operate. We need alpha men and women — the best of the best — to want to serve our country. With a strong Commander-in-Chief like President Trump who respects their service and will continue to give them the resources they need, we can rebuild our military. On Nov. 5th, a silent majority said, ‘Enough is enough’ and elected President Trump. Enough of putting illegal aliens before our homeless veterans. Enough of enabling China, Russia and North Korea while stifling our allies like Israel. Yes, America dodged a big one one on election day. Our country’s motto is E Pluribus Unum: Out of many, One. We are not bigots, racists, deplorables or garbage. We are Americans! President Trump is here to save America and our best days are ahead of us. I stand with millions of other Americans ready to step up and do anything President Trump needs to serve this country. Hung Cao is a retired Navy Captain who served in Special Operations for 25 years. CAPT Cao is the author of Call Me an American, serves as a senior advisor with POLARIS National Security and was the 2024 Republican nominee for U.S. Senate in Virginia. The views and opinions expressed in this commentary are those of the author and do not reflect the official position of the Daily Caller.NEW YORK — Eager to preserve President-elect Donald Trump's hush money conviction even as he returns to office, prosecutors suggested various ways forward — including one based on how some courts handle criminal cases when defendants die. In court papers made public Tuesday, the Manhattan district attorney's office proposed an array of options for keeping the historic conviction on the books. The proposals include freezing the case until Trump is out of office, or agreeing that any future sentence wouldn't include jail time. Another idea: closing the case with a notation that acknowledges his conviction but says that he was never sentenced and his appeal wasn't resolved because of presidential immunity. Former President Donald Trump appears in Manhattan criminal court May 30 during jury deliberations in his criminal hush money trial in New York. The last is adopted from what some states do when a criminal defendant dies after being convicted but before appeals are exhausted. It is unclear whether that option is viable under New York law, but prosecutors suggested that Judge Juan M. Merchan could innovate in what's already a unique case. People are also reading... "This remedy would prevent defendant from being burdened during his presidency by an ongoing criminal proceeding," prosecutors wrote. But at the same time, it wouldn't "precipitously discard" the "meaningful fact that defendant was indicted and found guilty by a jury of his peers." Expanding on a position they laid out last month, prosecutors acknowledged that "presidential immunity requires accommodation during a president's time in office," but they were adamant that the conviction should stand. They argued that Trump's impending return to the White House should not upend a jury's finding. Trump wants the case to be thrown out in light of his election. His communications director, Steven Cheung, called prosecutors' filing "a pathetic attempt to salvage the remains of an unconstitutional and politically motivated hoax." Trump has fought for months to reverse his conviction on 34 counts of falsifying business records. Prosecutors said he fudged the documents to conceal a $130,000 payment to porn actor Stormy Daniels to suppress her claim that they had sex a decade earlier. Former President Donald Trump returns to the courtroom May 30 at Manhattan Criminal Court in New York. He claims they didn’t and denies wrongdoing. Trump portrays the case as a political attack ginned up by District Attorney Alvin Bragg and other Democrats. Trump's legal team argues that letting the case continue would present unconstitutional "disruptions" to his upcoming presidential term. Trump's attorneys also cited President Joe Biden's recent pardon of his son Hunter Biden, who was convicted of tax and gun charges. Biden complained that his son was unfairly prosecuted for political reasons — and Trump's lawyers say he was, too. Trump's lawyers argued that the possibility of a jail sentence — even if it's after he leaves office — would affect his presidency. Prosecutors suggested Merchan could address that concern by agreeing not to put him behind bars. It's unclear how soon Merchan could decide what to do next with the case. He could grant Trump's request for dismissal, go with one of the suggestions from prosecutors, wait until a federal appeals court rules on Trump's parallel effort to get the case moved out of state court, or choose some other option. Trump, a Republican, takes office Jan. 20. Former President Donald Trump gestures May 31 as he leaves a news conference at Trump Tower in New York. He was scheduled for sentencing late last month. After Trump's Nov. 5 election win, Merchan halted proceedings and indefinitely postponed the former and future president's sentencing so the defense and prosecution could weigh in on the future of the case. Merchan also delayed a decision on Trump's prior bid to dismiss the case on immunity grounds. A dismissal would erase Trump's conviction, sparing him the cloud of a criminal record and possible prison sentence. Trump is the first former president to be convicted of a crime and the first convicted criminal to be elected to the office. The hush money case was the only one of Trump's four criminal indictments to go to trial. Since the election, special counsel Jack Smith ended his two federal cases, which pertained to Trump's efforts to overturn his 2020 election loss and allegations that he hoarded classified documents at his Mar-a-Lago estate. A separate state election interference case in Fulton County, Georgia, is largely on hold. Trump denies wrongdoing in each case. Photos: A visual look at Donald Trump’s hush money trial Former President Donald Trump speaks outside the courtroom after a jury convicted him of felony crimes for falsifying business records in a scheme to illegally influence the 2016 election, at Manhattan Criminal Court in New York, Thursday, May 30, 2024. (Steven Hirsch/New York Post via AP, Pool) Former President Donald Trump sits in Manhattan criminal court, on May 13, 2024, in New York. (Sarah Yenesel/Pool Photo via AP) Former President Donald Trump talks to the media outside Manhattan criminal court in New York, on May 14, 2024. (Curtis Means/Pool Photo via AP) Former President Donald Trump appears at Manhattan criminal court before his trial in New York, on April 30, 2024. (Justin Lane/Pool Photo via AP) Michael Cohen, right, leaves his apartment building in New York, on May 14, 2024. (AP Photo/Seth Wenig) Former President Donald Trump appears at Manhattan criminal court during jury deliberations in his criminal hush money trial in New York, Thursday, May 30, 2024. (Mark Peterson/Pool Photo via AP) Former President Donald Trump awaits the start of proceedings in Manhattan Criminal Court, on May 28, 2024, in New York. (AP Photo/Julia Nikhinson, Pool) Former President Donald Trump appears at Manhattan criminal court during jury deliberations in his criminal hush money trial in New York, Thursday, May 30, 2024. (Steven Hirsch/New York Post via AP, Pool) From left North Dakota Gov. Doug Burgum, U.S. Speaker of the House Mike Johnson and businessman Vivek Ramaswamy look on as former President Donald Trump talks to the media as he arrives at Manhattan criminal court in New York, on May 14, 2024. (Curtis Means/Pool Photo via AP) A supporter of former President Donald Trump reads a "Jews for Trump" sign outside Manhattan Criminal Court, on May 29, 2024, in New York. (AP Photo/Julia Nikhinson) Donald Trump, Jr. speaks to reporters across the street from former President Donald Trump's criminal trial in New York, on May 28, 2024. (AP Photo/Seth Wenig) A supporter of former President Donald Trump and an anti-Trump protester fight outside Manhattan Criminal Court, Thursday, May 30, 2024, in New York. (AP Photo/Julia Nikhinson) Robert De Niro, center, argues with a Donald Trump supporter after speaking to reporters in support of President Joe Biden across the street from Trump's criminal trial in New York, on May 28, 2024. (AP Photo/Seth Wenig) Donald Trump Jr. speaks outside Manhattan criminal court, on May 21, 2024, in New York. (AP Photo/Julia Nikhinson) Former President Donald Trump talks to the media after a day of testimony in his trial at Manhattan Criminal court in New York, on May 10, 2024. (Jeenah Moon/Pool Photo via AP) Rep. Troy Nehls, R-Texas, wears a tie with photographs of former President Donald Trump during a press conference outside Manhattan criminal court, on May 21, 2024, in New York. (AP Photo/Julia Nikhinson) Trump supporters wave flags and cheer as the motorcade carrying former President Donald Trump leaves the Manhattan Criminal court, on May 13, 2024, in New York. (AP Photo/Stefan Jeremiah) Former President Donald Trump, seen through a camera viewfinder, speaks to members of the media at Manhattan criminal court in New York, on May 2, 2024. (Jeenah Moon/Pool Photo via AP) Former President Donald Trump gestures as he returns to court after a lunch break, at Manhattan criminal court in New York, on May 16, 2024. (Mike Segar/Pool Photo via AP) Former President Donald Trump speaks to reporters at Manhattan Criminal Court on May 21, 2024 in New York. (Michael M. Santiago/Pool Photo via AP) Supporters of former President Donald Trump gather in Collect Pond Park outside Manhattan Criminal Court, Thursday, May 30, 2024, in New York. (AP Photo/Julia Nikhinson) Former President Donald Trump closes his eyes, during his trial at Manhattan criminal court on May 16, 2024, in New York. (Mike Segar/Pool Photo via AP) Former President Donald Trump sits in the courtroom during his criminal trial at the Manhattan criminal court in New York, on May 6, 2024. (Brendan McDermid/Pool Photo via AP) Former President Donald Trump walks to the courtroom at Manhattan criminal court as jurors are expected to begin deliberations in his criminal hush money trial in New York, on May 29, 2024. (Charly Triballeau/Pool Photo via AP) Former President Donald Trump leaves Trump Tower on his way to Manhattan criminal court, on April 15, 2024, in New York. (AP Photo/Yuki Iwamura) Former President Donald Trump sits in Manhattan Criminal Court in New York, on May 20, 2024. (Dave Sanders/The New York Times via AP, Pool) Sign up for our Crime & Courts newsletter Get the latest in local public safety news with this weekly email.
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