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Indian billionaire Adani down again, but not outDETROIT — Patrick Kane reached the 1,300-point mark and Todd McLellan won for the first time as Detroit’s coach in the Red Wings’ 4-2 victory over Washington on Sunday. Kane, who needed two points to reach that mark, had a power-play goal and assist during Detroit’s four-goal first period. Alex DeBrincat scored two goals and Lucas Raymond added another as the Red Wings snapped a four-game losing streak. Alex Lyon made 26 saves. Alex Ovechkin scored for the second consecutive game after missing the previous 16 due to a fractured fibula. The Capitals star forward is 25 goals shy of passing Wayne Gretzky’s NHL record of 894. The Wings contained an offensively dangerous team. The penalty kill blanked Washington’s potent power play twice. CANADIENS 5, LIGHTNING 2: Jake Evans scored for his career-high fifth consecutive game, and surging Montreal won at Tampa Bay. Christian Dvorak, Joel Armia, Brendan Gallagher and Alex Newhook also scored to help the Canadiens win for the fifth time in six games. PENGUINS 3, ISLANDERS 2: Sidney Crosby broke Mario Lemieux’s Pittsburgh franchise career record for assists on Michael Bunting’s power-play goal, and the host Penguins beat New York. Crosby has 1,034 assists, good for 12th in NHL history. Only three players — Ray Bourque, Wayne Gretzky and Steve Yzerman — have more assists with a single team. The 37-year-old Crosby has played 1,310-regular-season games. Lemieux played 915. DUCKS 5, OILERS 3: Ryan Strome scored with 2:36 remaining as Anaheim rallied from a two-goal deficit in the second period to defeat visiting Edmonton. Leon Draisaitl had two goals and Connor McDavid two assists for the Oilers, who were 3-0-1 in their past four. SABRES 4, BLUES 2: Jason Zucker scored a tiebreaking power-play goal with 9:30 remaining, and Buffalo won at St. Louis for its third straight victory after an 0-10-3 skid. Tage Thompson had a goal and an assist. GOLDEN KNIGHTS 3, FLAMES 0: Ilya Samsonov made 31 saves for his first shutout of the season as Vegas beat visiting Calgary to extend its winning streak to six. Left wing Brett Howden broke the scoreless tie with his 15th goal in the second period. SENATORS 3, WILD 1: Josh Norris scored the game-winner for Ottawa on a third-period power play in a road victory over Minnesota that snapped a two-game losing streak. Freddie Gaudreau scored for the Wild. Get local news delivered to your inbox!IRCTC updates refund rules for delayed private trains: All you need to know

KEYCORP DECLARES QUARTERLY CASH DIVIDEND ON COMMON SHARES AND PREFERRED STOCKSIn November, posts connecting The Heritage Foundation, the conservative think tank behind Project 2025 , and Hobby Lobby were shared across social media platforms. Project 2025 is an initiative launched in April 2022 to provide a roadmap for the next conservative president to transform the government in favor of conservative social policies and ideals. The social media posts claim The Heritage Foundation’s Director of Finance David Green also owns Hobby Lobby, a retail chain that specializes in crafts and home décor. Hobby Lobby has a history of advocating for various conservative causes. “The Heritage Foundation is behind Project25. Their Director of Finance is David Green. Owner of Hobby Lobby. You know what to do,” one of the posts says . THE QUESTION Does The Heritage Foundation’s director of finance own Hobby Lobby? THE SOURCES Bio for David Green, founder and CEO of Hobby Lobby, on the company’s website Photo of David Green, the director of finance at The Heritage Foundation, on the think tank’s website Ellen Keenan, a spokesperson for The Heritage Foundation THE ANSWER No, The Heritage Foundation’s director of finance does not own Hobby Lobby. WHAT WE FOUND Claims that The Heritage Foundation’s finance director owns Hobby Lobby are false. The founder and current CEO of Hobby Lobby and The Heritage Foundation’s director of finance both have the name David Green, but they are two different people. However, both of them do have ties to conservative causes. “No, they are not the same person,” Ellen Keenan, a spokesperson for The Heritage Foundation, wrote in an email to VERIFY addressing the false online claims. Photos of both David Greens on the Hobby Lobby and The Heritage Foundation websites also show they bear no resemblance to one another. The men are not the same age, either. Hobby Lobby’s David Green was 83 years old as of April 2024, according to Forbes . VERIFY couldn’t confirm an exact age for The Heritage Foundation’s David Green, but he appears to be much younger. Credit: VERIFY The Heritage Foundation’s David Green The Heritage Foundation’s website only includes David Green’s job title and his photo. Alongside his role as the director of finance, Green serves as the think tank’s controller for finance and accounting. According to his LinkedIn profile , he graduated from Virginia Tech in 1994 and worked in the finance industry for more than two decades before joining The Heritage Foundation. He has worked at The Heritage Foundation for just over three years. Hobby Lobby’s David Green In 1970, David Green, the founder and current CEO of Hobby Lobby and his wife began selling miniature picture frames out of their home. Two years later, the first official Hobby Lobby store opened in Oklahoma City, according to the company. All of Green’s children also work for Hobby Lobby. His son, Mart, serves as the ministry investment officer; his son, Steve, is the company’s president; and his daughter, Darsee Lett, is the vice president of art/creative, according to the company. His son-in-law, Steve Lett, is the executive vice president of Hobby Lobby. Green said in October 2022 that he was giving away ownership of Hobby Lobby. At the time, he said 100% of the company’s voting stock was moved to a trust. The confusion online may stem from the fact that Hobby Lobby’s Green and his family have aligned themselves with conservative Christian causes over the years. In 2014, Hobby Lobby was the lead plaintiff in a landmark U.S. Supreme Court case that centered around the Affordable Care Act's (ACA) mandate that employers provide health insurance coverage for birth control. Green and his family argued that the mandate violated their religious beliefs since it required them to cover certain forms of contraception they considered morally objectionable. In a 5-4 decision , the Supreme Court ruled in favor of Hobby Lobby on June 30, 2014, affirming that certain types of companies with religious objections can avoid the contraceptives requirement in the ACA. Hobby Lobby has also donated tens of millions of dollars to religious groups over the years and the company, which is known for closing stores on Sundays, funded the creation of a museum dedicated to the Bible that opened in Washington, D.C., in 2017. The Associated Press contributed to this report. Related Articles What we can VERIFY about Trump’s connections to Project 2025 VERIFYING how Project 2025 compares to Trump’s Agenda 47 What we can VERIFY about Trump’s plan to close the U.S. Department of Education The VERIFY team works to separate fact from fiction so that you can understand what is true and false. Please consider subscribing to our daily newsletter , text alerts and our YouTube channel . You can also follow us on Snapchat , Instagram , Facebook and TikTok . Learn More » Follow Us YouTube Snapchat Instagram Facebook TikTok Want something VERIFIED? Text: 202-410-8808

Karan Arjun: Did you know young Hrithik Roshan jumped on Shah Rukh Khan and Salman Khan’s car amid the shoot? Here’s whyThe Reserve Bank of India 's ( RBI ) move to draw capital flows by allowing banks to offer higher interest rates for foreign currency deposits for a specific period appears to have had few takers in the three weeks since the plan's announcement. Bankers said the rupee's recent sharp fall and a narrowing in the interest rate gap between the US and India will make it even more difficult to attract depositors. ET Year-end Special Reads What kept India's stock market investors on toes in 2024? India's car race: How far EVs went in 2024 Investing in 2025: Six wealth management trends to watch out for In its December monetary policy, the RBI temporarily raised the ceiling on interest rates banks can offer on foreign currency non-resident accounts or FCNR (B) deposits. Yet, the relevant pages on their respective websites showed that none of the commercial lenders raised interest rates since the central bank gave them the leeway. The RBI allowed banks to raise deposits at a spread of 400 basis points over an Alternate Reference Rate (ARR) for one to three years as against 250 bps spread earlier. For deposits between three and five years, the spread is raised to 500 bps over ARR against a cap of 350 bps. One basis point is a hundredth of a percentage point. "Banks were generally not even offering deposits close to the earlier ceiling," said Madan Sabnavis, chief economist at Bank of Baroda . "Hence, the new ceiling has not made much difference for most banks." 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"Some of the niche private banks will find this useful as they cater more to the expat population. Banks typically match such deposits with foreign currency loan requirements," Sabnavis said. "With this being stable at lower levels, it may not be economical given that the rupee is falling and forex risk is borne by banks." Forex Stockpile The RBI's move to raise the ceiling is to shore up foreign exchange (forex) reserves, which have fallen by $60 billion after touching an all-time high of $706 billion at the end of September. The forex reserves have declined as the RBI is selling dollars to support the rupee, which has consistently weakened against the greenback and hit new record lows of 85.80 Friday. Bankers say the existing spreads of 250-350 bps already offer sufficient flexibility and room for banks to adjust FCNR rates upward. "The spread between US and Indian interest rates has narrowed to its lowest level in recent years, making Indian foreign currency deposits less appealing to the Indian diaspora," said VRC Reddy, head of treasury, Karur Vysya Bank . "On the other hand, demand for export credit in rupee terms remains robust due to interest subvention benefits for MSME borrowers, reducing the attractiveness of borrowing in foreign currency for export credit, particularly when hedging costs are factored in. Even when using FX deposits for rupee-based purposes, the landed cost often exceeds that of rupee deposits, further limiting their appeal." Rather, many banks are offering rates that are lower than the earlier ceiling. The ARR for dollar deposits is pegged around 4.24% for December and an increase in the ceiling by 400 bps allows lenders to offer 8.24% on dollar deposits. However, most banks are offering just about 150-200 bps above the ARR. For instance, the State Bank of India (SBI) is giving savers 5.35% on one-year rate dollar deposits under the FCNR (B) scheme, and the rate has remained the same since mid-October. This shows the rates are lower than the previous spread of 250 bps. SBI offers 3.90% for five FCNB (B) deposits, which is still lower than the revised 500 bps spread. The revised caps announced in the monetary policy review are applicable only until the end of March 2025. "The cash reserve ratio (CRR) exemption on incremental FCNR deposits may encourage banks to raise FCNR deposit rates, thereby attracting more foreign exchange flows-an essential measure in the current economic context," Reddy said. Foreign currency deposits mobilised by banks in rupee equivalent stood at ₹1.98 lakh crore as of March 31, 2024, up 46% over the previous financial year, according to the latest Trends and Progress of Banking report published last week. In 2013, the then governor, Raghuram Rajan, launched the FCNR (B) plan, wherein the RBI effectively provided banks with a cushion against risks of adverse currency movements through the period of a committed deposit. This programme helped banks mobilise nearly $30 billion in overseas deposits. Nominations for ET MSME Awards are now open. The last day to apply is December 31, 2024. Click here to submit your entry for any one or more of the 22 categories and stand a chance to win a prestigious award. (You can now subscribe to our Economic Times WhatsApp channel )

Samsonov stellar in Golden Knights’ 3-0 victory against Flames

East Carolina cornerback Shavon Revel Jr., a potential first-round pick, declared for the 2025 NFL Draft on Friday. Revel, who sustained a torn left ACL in practice in September, had one season of eligibility remaining. "After an incredible journey at East Carolina, I am officially declaring for the 2025 NFL Draft," the senior posted on social media. "... Pirates nation, thank you for your unwavering energy and support every game. Representing ECU is an honor, and I look forward to continuing to do so on Sundays!" Revel recorded two interceptions in three games this season, returning one 50 yards for a touchdown on Sept. 14 against Appalachian State. Over three seasons with the Pirates, Revel had three interceptions, 15 passes defensed and 70 tackles in 24 games. He was a second-team All-American Athletic Conference selection last season. ESPN draft analyst Mel Kiper Jr. ranked Revel as the No. 2 cornerback and No. 23 overall prospect in the 2025 draft class. --Field Level MediaOTTAWA — Dave Cameron and his players once again found themselves in an uncomfortable position. Coming off a stunning, embarrassing loss to Latvia some 48 hours earlier at the world junior hockey championship, Canada led another of the sport's lesser lights by a single goal late in regulation Sunday. The tournament hosts would get the job done in the end. It wasn't pretty. Oliver Bonk, Caden Price and Mathieu Cataford, into the empty net, scored as the wobbly Canadians picked up an unconvincing 3-0 victory over Germany. "We're snake-bitten," Cameron, at his third world juniors as the country's head coach, said of the roster's toothless attack. "We're getting chances. That's all you can do ... it'll break." Carter George made 25 saves to register the goaltender's second straight shutout for Canada, which was coming off Friday's 3-2 upset loss to Latvia in a shootout. "I just want to go out there and do my part to get this team a win," said George, who took a shot at the empty net that dribbled wide. "We all pitch into the system." Nico Pertuch stopped 33 shots for Germany, which dropped its Group A opener at the men's under-20 tournament 10-4 to the United States before falling 3-1 to Finland. Canada, which entered with a 17-0 record all-time and a combined 107-26 score against Germany at the world juniors, went more than 120 minutes against a pair of hockey minnows without scoring a goal at 5-on-5. "It gets a little tense there when it was 1-0 with five minutes left," said defenceman Tanner Molendyk. "But I thought we handled it well." "A little tighter than maybe we would have expected," added fellow blueliner Sam Dickinson. Despite another sub-par performance, the victory sets up a mouth-watering New Year's Eve matchup against the U.S. for first place in the pool after the Americans fell 4-3 to the Finns in overtime earlier Sunday. Canada suffered one of the worst defeats in the program's history when Latvia — outscored 41-4 in four previous meetings at the event — shocked the hockey world. And while the plucky Europeans were full marks for their victory, the Canadians were largely disjointed and surrendered the middle of the ice for long stretches despite firing 57 shots on goal. There was more of the same Sunday through the two periods. "It's a quick turnaround, maybe, from (the Latvia loss)," said Canadian forward Berkly Catton. "That hurt, but we've got to be ready." Cameron made a couple of changes to his lineup — one out of necessity and another for tactical reasons. With star defenceman Matthew Schaefer, who could go No. 1 at the 2025 NHL draft, out of the world juniors after suffering an upper-body injury Friday, Vancouver Canucks prospect Sawyer Mynio drew in. Cameron also sat forward Porter Martone for Carson Rehkopf. Canada opened the scoring on the power play, which also had a new look after going 1-for-7 through two games, when Bonk scored from his normal bumper position in the slot at 9:40 of the first period. "Great feeling," said the Ottawa native and son of former NHLer Radek Bonk. "Fans have been awesome." Dickinson then chimed a one-timer off the post on another man advantage before George, who was in goal for Canada's 4-0 opener against Finland, made a couple of stops on the penalty kill inside a red-clad Canadian Tire Centre. "He's been unbelievable," Catton said of the netminder. "He held us in that game when we weren't playing great. He's been the heart and soul of our team." Petruch made a big save off Tanner Howe in the second before also denying Calum Ritchie from the slot on a power play, but the Canadians again looked out of sorts against a decidedly inferior opponent on paper. "You need different clubs in your bag to win this tournament," Cameron said. "Right now our defence and our goaltending are leading the pack. They're the clubs we're using the most. "The offence in this group's going to get going." Catton hit another post for Canada early in the third as a group with 11 first-round NHL draft picks finally started to flex its muscles. Molendyk then also found iron against Germany, set to meet Latvia in a crucial Monday matchup at the bottom of the Group A standings. "It was a lot better," Bonk said of the overall effort. "We didn't score as much as we should have or wanted to. It happens, but the goals will come." Price finally broke the 5-on-5 goose egg with 4:58 left in regulation on a shot that caromed off the end boards, Pertuch and in before Cataford fired into the empty net on another nervy night for the 20-time gold medallists. "Win a hockey game," Catton said of the feeling on the bench. "That's all that really matters — 1-0, 3-0, 10-0 — it's all the same. "We need the wins and we got it." Canada's biggest rival is now on deck. This report by The Canadian Press was first published Dec. 29, 2024. Joshua Clipperton, The Canadian Press

Former White House aide picked as agriculture secretary

Silicon Valley Turkey Trot celebrates 20 years of community goodwillWhen more than 20,000 people hit the streets of downtown San Jose for the Applied Materials Silicon Valley Turkey Trot, they’ll be part of a tradition celebrating its 20th anniversary this year. Carl Guardino still remembers waking up with his wife, Leslee, to a KCBS radio report about how 20,000 people were starting their Thanksgiving morning with a run to support local charities. The only problem was that run was in Sacramento, not San Jose. ”We thought, ‘Why doesn’t somebody do that here?’,” said Guardino, who was CEO of the Silicon Valley Leadership Group at the time. “Then we realized, maybe somebody was us.” From left, Carl Guardino, Leslee Guardino, Jake Guardino, Jessica Guardino and Siena Guardino pose in downtown San Jose wearing shirts for the Applied Materials Silicon Valley Turkey Trot in 2018. (Sal Pizarro/Bay Area News Group) SAN JOSE, CA – NOVEMBER 28: Carl Guardino, founder of the Silicon Valley Turkey Trot, mingles with runners before the race, Thursday, November 28, 2019, in San Jose, California. (Dai Sugano/Bay Area News Group) Michael Kawamoto brings the Thanksgiving table with him as he runs in the Silicon Valley Turkey Trot, Thursday, November 23, 2017, in San Jose, California. (Karl Mondon/Bay Area News Group) SAN JOSE, CA – NOVEMBER 28: Runners participate in the Silicon Valley Turkey Trot, Thursday, November 28, 2019, in San Jose, California. (Dai Sugano/Bay Area News Group) Silicon Valley Turkey Trot runners start racing on Thursday, Nov. 23, 2023, in downtown San Jose, Calif. (Dai Sugano/Bay Area News Group) Silicon Valley Turkey Trot runners race on Thursday, Nov. 23, 2023, in downtown San Jose, Calif. (Dai Sugano/Bay Area News Group) Debbie Clima of San Jose, left, and her daughter Olivia Clima, 16, dressed as a camp fire and smore respectively, talk as they wait to run in the Silicon Valley Turkey Trot, Thursday, Nov. 23, 2023, in San Jose, Calif. (Dai Sugano/Bay Area News Group) SAN JOSE, CALIFORNIA – NOVEMBER 24: Silicon Valley Turkey Trot runners prepare for the starter’s gun, Thursday, Nov. 24, 2022, along Santa Clara Street in downtown San Jose, Calif. (Karl Mondon/Bay Area News Group) From left, Mercury News’ Sal Pizarro and President and CEO of the Silicon Valley Leadership Group Carl Guardino speak at San Jose’s 14th annual Turkey Trot in downtown San Jose, California on Thursday, November 22, 2018. (LiPo Ching/Bay Area News Group) Runners from the Palmer College of Chiropractic West, teaming up as a vertebrae in the Silicon Valley Turkey Trot, pass by, Thursday, November 23, 2017, in San Jose, California. (Karl Mondon/Bay Area News Group) Runners in the Silicon Valley Turkey Trot race head east on Santa Clara Street, Thursday, November 23, 2017, in San Jose, California. (Karl Mondon/Bay Area News Group) From left, Carl Guardino, Leslee Guardino, Jake Guardino, Jessica Guardino and Siena Guardino pose in downtown San Jose wearing shirts for the Applied Materials Silicon Valley Turkey Trot in 2018. (Sal Pizarro/Bay Area News Group) There are Turkey Trots all over the Bay Area now, but the Applied Materials Silicon Valley Turkey Trot remains the gold standard. People come with their co-workers or family members, hundreds dress up in costume even if they don’t take part in the official costume contest and people line the race route through downtown San Jose to cheer everybody on — whether they’re running the 5K or 10K, walking the course or pushing a stroller. But, like most things in Silicon Valley, it began as a startup. Both Leslee and Carl Guardino were both competitive runners — Leslee Guardino was an established triathlete — but starting a race from scratch was something new for them. Everything started falling into place when Applied Materials Vice President Joe Pon called Guardino to let him know that the Silicon Valley giant would sign on to be the run’s title sponsor. “With that green light, we were literally off to the races,” Guardino said. But the big question in 2005 was — would anyone wake up early on Thanksgiving morning to run through the streets of downtown San Jose? A week before the race, the answer did not look promising as only 100 people had registered. There were actually more volunteers signed up than runners at that point. But about 1,000 more people registered in that last week, and even more showed up to register on the morning of the race — delaying the start by about 25 minutes. In the end, 1,932 people took part in that initial race. There were 3,200 in the second year, 6,400 the following year and 9,600 the year after that. “By about year 12 or 13, it became the largest timed Thanksgiving Day run in the world, and it held that title seven straight years,” Guardino said. But Guardino said the key to making the race a real success was focusing it on the community benefits. “The three-legged stool on which we tried to build the Turkey Trot was build community, help the needy and start the holidays in a healthy way,” Guardino said. More than $12 million has been donated over those two decades to the race’s beneficiary partners — currently the Health Trust — the Healthier Kids Foundation, Second Harvest of Silicon Valley and Second Harvest Food Bank of Santa Cruz County. And with more people in the Bay Area needing help than ever before, those agencies have often said they’re very thankful for the race’s participants and the huge network of Silicon Valley companies that sponsor the race. The Turkey Trot was just the start, too. A few years later, the SVLG Foundation started the Santa Run to support Christmas in the Park, and later Heart & Soles, a spring run that originally was started to put salad bars in schools and which continues to support youth fitness and healthy eating. After Carl Guardino left the Silicon Valley Leadership Group in 2020, he started the Stars and Strides run to benefit the Valley Health Foundation. When Ahmad Thomas took over as CEO, he knew that keeping the Turkey Trot going as a “virtual” run during the COVID-19 pandemic — and bringing it back in person in 2022 — were important to the community the organization was serving. “It’s been an honor of mine to build upon this tradition and continue to grow and scale this race and achieve a positive impact,” Ahmad Thomas said. “Carl has been so kind, and that legacy of kindness in our community is at the core of this event. Those who participate in it and have the opportunity to give back are better people for it. And our community is better for it.” Carl and Leslee Guardino will be at the race Thursday, as is their Thanksgiving tradition. Their 20-year-old daughter, Jessica, has participated in every race and is now a Division I cross-country runner. Their daughter, Siena, will be singing the National Anthem to start the race. “It’s what we do as a family,” Guardino said. “We hope this lives on well beyond us and continues to grow.” Tanya Moniz-Witten has been president at San Jose Water for less than a year, but Thursday she got to participate in Operation Gobble, one of the utility company’s most heartwarming events. In partnership with the California Water Association, San Jose Water distributed Safeway gift cards to several nonprofit agencies in the valley to help families facing hardship this year. The agencies nominated by local elected officials were: East Palo Alto Senior Center and Fondo de Solidaridad de Mountain View; West Valley Community Services; Mandas Amino Y Amistad (M.A.Y.A) Services; Catholic Charities of Santa Clara County; the Afghan Coalition; and Sunnyvale Community Services. Usually, you see elected officials lining up to shovel dirt or cut ribbons on a new building. But Friday, San Jose Mayor Matt Mahan and Councilmember Dev Davis grabbed a sledgehammer and took a few whacks at the ranger station slated to be demolished at the Guadalupe River Park’s Confluence Point downtown. “This may have been a good idea when it was built,” Mahan said, “But it’s overstayed its welcome. It’s unused, it’s been abandoned, it’s unfortunately been lived in, had fires and trash. It’s become a symbol of blight in one of the most important gateways in our downtown.” The station, which was originally built in 1997 but has been vacant and unused for more than a decade, has been a target for vandalism and graffiti in recent years. Then intention is to turn the space into an open plaza with views of the river and the opportunity for educational experiences. Related Articles “This is arguably the best ground-level view of the city anywhere in the city, and it’s finally going to be revealed,” said Carl Salas, a member of the Guadalupe River Park Conservancy board, who also took some swings with the hammer. He wasn’t the only one. Guadalupe River Park Conservancy Executive Director Jason Su, Garden City Construction CEO Jim Salata and even Commonwealth Club of California CEO Gloria Duffy donned hard hats and took their shots. I’m no therapist, but it seemed like some of them may have been venting their frustrations on the poor wall. If the Guadalupe River Park Conservancy had charged residents $5 for a 5-minute session, they could have made a mint. If you’re still trying to make sense of the Nov. 5 election, Garrick Percival, chair of San Jose State’s political science department, is here to help with an unbiased analysis. He’ll be giving an online presentation for the South Bay Democratic Coalition at 7 p.m. on Nov. 25 to cover how pollsters and pundits missed the mark. Go to for information on how to attend.

NEW YORK--(BUSINESS WIRE)--Dec 4, 2024-- Figure Technology Solutions (“Figure”), a technology platform powering a more efficient and liquid marketplace for financial products, today announced that Macrina Kgil, a seasoned finance executive, joined as Chief Financial Officer. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20241204327766/en/ (Photo: Business Wire) “Macrina is the perfect fit for Figure, given her industry expertise and deep background in public markets and public company finance functions,” said Michael Tannenbaum, Chief Executive Officer of Figure. He continued, “We recently surpassed $1.5 billion in quarterly originations, record revenue, eighty percent year over year growth, and one hundred fifty percent EBITDA growth. Our metrics reflect three primary drivers: the widespread adoption of our increasingly liquid lending marketplace, Figure Connect, coupled with both a diversified product suite and a growing network of embedded lending partners. Our steady growth and ambitious plans called for a CFO of Macrina’s caliber; her financial stewardship will be pivotal to helping Figure achieve our goals.” “I’m thrilled to join Figure and have the opportunity to work alongside a deep executive bench and lead a talented finance team,” said Kgil. ‘’Particularly given my extensive experience in the fintech and blockchain sectors, I am eager to drive our growth and nurture investor confidence. Figure operates at the forefront of innovation, and I believe that we can unlock significant value for all of our stakeholders as we continue our momentum.” Kgil joins Figure from Flow, a residential real estate startup, where she led the finance function globally. Prior to Flow, Kgil was CFO of OneMain Holdings (NYSE: OMF). While there, she helped manage the acquisition of OneMain Holdings from Citigroup, and successfully led the company (as Springleaf Finance) through an IPO, managing the public markets debut as well as subsequently guiding the company as a public filer. Previously, she served as CFO of Blockchain.com and its affiliate Blockchain Ventures Fund I, where she built a robust finance infrastructure across numerous global entities with a strong regulatory and compliance focus. Earlier, she served as VP in the private equity group at Fortress Investment Group and started her career at PwC in the capital market advisory and audit teams. Kgil holds an engineering degree from Seoul National University. She’s a founding member of the F Suite, an executive community of leading CFOs. Kgil reports to Tannenbaum in this newly created role for Figure, following its spin-off earlier this year as a stand-alone company independent of Figure Markets Holdings. Her hiring follows September’s appointment of Ron Chillemi as Figure’s first Chief Legal Officer. About Figure Technology Solutions Founded in 2018, Figure Technology Solutions (“Figure”) is a disruptive and scaled technology platform built to enhance efficiency and transparency in financial services. Its subsidiary, Figure Lending LLC, is the largest non-bank provider of home equity lines of credit; its software has been used to originate more than $12B of home equity lines of credit. Figure’s technology is embedded across a broad network of loan originators and capital markets buyers, and is used directly as well by homeowners in 49 states and Washington, DC. With Figure, homeowners can receive approval for a HELOC in as fast as five minutes and receive funding in as few as five days. To date, Figure has embedded its HELOC in more than 135 partners, including Rate (formerly Guaranteed Rate), CrossCountry Mortgage, Movement Mortgage, Goodleap and many other fintechs, depositories and independent mortgage banks. View source version on businesswire.com : https://www.businesswire.com/news/home/20241204327766/en/ press@figure.com KEYWORD: UNITED STATES NORTH AMERICA NEW YORK INDUSTRY KEYWORD: COMMERCIAL BUILDING & REAL ESTATE CONSTRUCTION & PROPERTY FINANCE CONSULTING BANKING PROFESSIONAL SERVICES FINTECH RESIDENTIAL BUILDING & REAL ESTATE SOURCE: Figure Technology Solutions Copyright Business Wire 2024. PUB: 12/04/2024 03:00 PM/DISC: 12/04/2024 03:02 PM http://www.businesswire.com/news/home/20241204327766/en

Jubilation. Joy. Relief. Wonder. Pick your word for it — emotions, each and all of them felt by the masses, came pouring out as the clock struck zero inside Memorial Stadium. The Nebraska football program’s long eight-year bowl drought finally came to an end on a 50-degree November afternoon in downtown Lincoln. That achievement is worth celebrating on its own, but the way Nebraska got it done — dominating, rather than eking over the line against an opponent it knows well — made the accomplishment that much sweeter. Nebraska never trailed in a 44-25 win over Wisconsin on Saturday, securing the program’s first bowl game since the 2016 season. The victory also snapped a 10-game losing streak to the Badgers, and the four-game losing skid which NU entered the day with. For a Nebraska (6-5, 3-5 Big Ten) senior class which had never made the postseason before, their level of play on the field matched the seriousness of the opportunity in front of them. Particularly on the offensive side of the ball, improvements from last week’s loss to USC were evident. Offensive coordinator Dana Holgorsen, calling his second game as a member of the Nebraska coaching staff, dialed up a blistering six-play, 55-yard touchdown drive to start the game. A 45-yard kickoff return from freshman Jacory Barney Jr. set Nebraska up on the drive, with junior Heinrich Haarberg scoring the 5-yard run to secure NU’s early 7-0 lead. Having parted ways with its offensive coordinator during the week, Wisconsin, (5-6, 3-5) showed no ill effects from that shakeup as it immediately responded with a scoring drive of its own. Helped by a key missed tackle near midfield, Wisconsin found the end zone on a 4-yard passing score from Braedyn Locke to Bryson Green. After the initial scoring drive, Wisconsin took three of its next four possessions into Nebraska territory but came away with just three points from those chances. A Janiran Bonner fumble deep inside Nebraska territory set up Wisconsin with a prime scoring opportunity, but a three-and-out and delay of game penalty contributed to a 34-yard field goal sailing wide. The Badgers pushed across a 33-yard kick later in the half but also missed a second field goal from 41 yards out, a miss which resulted in a 10-play drive netting zero points. Not all of Nebraska’s first-half drives were perfect — the Huskers punted twice and fumbled once — but when things clicked, Wisconsin could do little to slow down the surging Nebraska offense. Nebraska utilized its quick passing game during its second touchdown drive, with a 27-yard gain from Emmett Johnson on a screen pass quickly being followed by a 21-yard Barney gain on a touch pass in the backfield. Running back Dante Dowdell capped off the eight-play, 80-yard touchdown drive with a 12-yard rushing score in which Jahmal Banks and Nate Boerkircher sealed the edge with a pair of punishing blocks. Nebraska also took advantage of Wisconsin’s field goal miscues by scoring touchdowns immediately following both misses. An efficient drive just prior to the halftime break ended with a toe-tap catch from Banks in the back of the end zone, a 5-yard passing score from Dylan Raiola which extended Nebraska’s lead to 21-10. Taking the ball with just 17 seconds left in the half, Wisconsin could’ve kneeled out the clock but instead opted to give running back Tawee Walker a first down carry. NU’s Nash Hutmacher made Wisconsin regret that decision by jarring the ball loose for a Bager turnover. One completion later and Nebraska brought kicker John Hohl onto the field for a 37-yard try, one he dispatched to give the Huskers a 14-point halftime lead. The 24 first-half points scored by Nebraska marked the team’s second-most all season, and the most since NU’s win over Colorado in September. The Huskers came out firing after the halftime break, too, forcing a Wisconsin three-and-out prior to putting together a scoring drive of its own. While the Nebraska drive stalled out prior to the end zone, a 45-yard Hohl field goal gave the Huskers a three-score advantage, 27-10 in their favor. Unable to trust its kicker in a similar situation, Wisconsin instead opted to keep its offense on the field for a fourth down outside the NU red zone. Walker’s carry up the middle was stuffed by the Blackshirts, resulting in a turnover on downs midway through the third quarter. When Nebraska turned that opportunity into a touchdown of its own, the game just about escaped Wisconsin’s reach. Another well-executed scoring drive, this time a seven-play march down the field which took three-plus minutes, ended in a Dowdell 3-yard touchdown run. As Nebraska’s lead reached 34-10, it marked the most points NU has scored against a Big Ten foe under head coach Matt Rhule. Wisconsin did fire back with a touchdown drive late in the third quarter and another midway through the fourth quarter. A third made field from Hohl helped keep Nebraska’s lead safe to the end, though. Nebraska can take away many positives from its win over Wisconsin, with the all-around performance of Johnson at running back and its much-improved offense taking center stage. Most important of all was the fact that Saturday’s win meant six on the season, a mark Nebraska fans hadn’t celebrated since the 2016 season. That major season milestone now secured, Nebraska’s regular season will come to a close during a Black Friday matchup against the Iowa Hawkeyes. Get local news delivered to your inbox!

eGain extends stock repurchase program to 2025MOREHEAD, Ky. (AP) — Isaiah Smith ran for a career-high 205 yards on 31 carries and scored a touchdown and San Diego beat Morehead State 37-14 in a season-ending contest for both teams on Saturday. Read this article for free: Already have an account? To continue reading, please subscribe: * MOREHEAD, Ky. (AP) — Isaiah Smith ran for a career-high 205 yards on 31 carries and scored a touchdown and San Diego beat Morehead State 37-14 in a season-ending contest for both teams on Saturday. Read unlimited articles for free today: Already have an account? MOREHEAD, Ky. (AP) — Isaiah Smith ran for a career-high 205 yards on 31 carries and scored a touchdown and San Diego beat Morehead State 37-14 in a season-ending contest for both teams on Saturday. Grant Sergent threw for 184 yards and two touchdowns for San Diego (8-3, 6-2 Pioneer Football League) which ended the season with a four-game win streak and winners of six of seven. The Toreros finished in sole possession of second place in the PFL behind Drake (7-1), which clinched the league outright with a 49-10 win over Stetson on Saturday. Drake beat San Diego 30-28 on a walk-off field goal on Sept. 28 in Des Moines, Iowa. Bryce Patterson threw for 133 yards and a touchdown and James Louis ran for a touchdown for the Eagles (7-5, 5-3). ___ Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here. AP collegebasketball: https://apnews.com/hub/ap-top-25-college-basketball-poll and https://apnews.com/hub/college-basketball Advertisement

The year ahead: Can Kemi Badenoch rescue the Tories?Given that money -- and technology -- make the world go round, it's not surprising that the combination can make for some of the world's most rewarding investments. Here's a closer look at three fantastic fintech stocks you can buy in quantity, even if you've only got $1,000 to work with. Bill Holdings Even if you haven't heard of Bill Holdings ( BILL 1.70% ) , there's a very good chance your employer has. Bill offers a range of accounting software to enterprises of all sorts and sizes. It's a seemingly crowded market dominated by brands like QuickBooks, NetSuite, and ZipBooks. Bill is still something of a standout within this space, though. Its software is built from the ground up to meet the unique needs of accounts receivable and accounts payable departments, accounting firms, and supervisors who just need to keep a handle on employees' spending. The company monetizes this cloud-based technology by charging subscription fees for access to it, or by charging a small fee for every processed payment it facilitates. Last quarter's revenue was up 18% year over year, extending the company's well-established top-line progress. BILL Revenue (Quarterly) data by YCharts There’s no getting around the fact that Bill’s revenue growth is slowing down. Its revenue-retention rate is also falling, from better than 100% just a couple years ago to only 92% at the end of fiscal 2024 on June 30. It means at least some customers are discontinuing their service, or at least using its technology less. This slowdown could also be the result of economic headwinds that are forcing small businesses to cut costs whenever and however they can. Bill should at least be actively addressing both challenges, while sharing its plans with shareholders about how it’s doing that. Just keep things in perspective. This company’s high-growth phase in 2022 and 2023 wasn’t exactly sustainable in light of the way it was being driven. Although top-line growth may be slowing now, profit margins are widening faster because sales have been growing much faster than spending has. This new norm makes for a higher-margin business, providing Bill Holdings with the fiscal flexibility it needs to navigate the two aforementioned challenges. The stock is still relatively expensive by almost all measures. It's also trading a bit above the consensus price target around $82. These could seem to hold the stock back. The thing is, the stock's present price and analysts' collective pessimism reflect more of the past than the plausible future. The more this stock bounces back from the big pullback following its pandemic-promoted 2021 peak, the more likely it is that the market will start pricing in this bright future. Bill's solutions are what many enterprises and businesses have been waiting on for a long while. SoFi Technologies Given the degree to which consumers have moved many aspects of their lives online (shopping, work, keeping up with friends, etc.), it comes as no surprise that folks are increasingly doing their banking online too. What may surprise you, though, is the extent to which it's already happened. Yet, there's still much more of this shift left to play out. As of its latest look at the data, the American Bankers Association says that within the United States, a mobile banking app is the most commonly used means of handling banking business, with 48% of customers making it their first option. Online banking (via a web browser) is a distant second at 23%. In-branch visits and telephone calls are relatively rare. Connect the dots. Most banking consumers are self-sufficient these days, so much so that they rarely -- if ever -- need any help from an actual person. Enter SoFi Technologies ( SOFI 3.93% ) . Founded in 2011 as a platform intended to help consumers better manage student loans, SoFi has since evolved into so much more. Checking accounts, loans, credit cards, insurance, and investments are all in its wheelhouse, with all of these services available in a purely online package. Consumers are increasingly embracing these options. As of the end of September, the company boasts 9.4 million customers, extending what's become a four-year uninterrupted streak of quarterly user growth from a count of 1.5 million customers in the same period of 2020. Revenue and earnings before interest, taxes, depreciation, and amortization ( EBITDA ) have grown at a similarly fast clip as these customers sign up for additional products and services once on board. The company swung to a sustained profit early this year and is expected to continue widening these profits going forward. SOFI Revenue (Quarterly) data by YCharts There's certainly plenty more room for SoFi Technologies to continue this pace of growth into the distant future, too. Despite the online banking industry's growth thus far, YouGov reports that only 3 out of every 10 U.S. consumers currently have an account with an online-only bank . The other 7 are up for grabs. They're apt to come around soon enough. Market research outfit Straits Research predicts that the global online banking business is set to achieve annualized growth of nearly 14% through 2030, led by the North American market. American Express Finally, add American Express ( AXP 2.83% ) to your list of fintech stocks to scoop up if you're currently sitting on an extra $1,000. It's obviously far better known than Bill Holdings or SoFi Technologies. American Express is, of course, a credit card name. Its payment network handled nearly $1.7 trillion worth of transactions last year and turned that into $13.5 billion worth of revenue. There are roughly 140 million American Express cards in consumers' hands right now. The thing is, AmEx is unlike more familiar credit card payment networks like Mastercard and Visa . It's far more accurate to see American Express as a credit card provider as well as a payment network platform combined in a way that creates a powerful revenue-bearing credit card ecosystem. Think about it. Although almost every credit card offers perks of some sort, few compare to those received by Amex cardholders. Hotel-stay credits, cash back on groceries, discounted streaming services, access to airport lounges, and more are just some of the reasons people (and businesses) will pay as much as $695 per year to hold an American Express card. Merchants, of course, also pay the company a small fee every time a member uses one of its cards at their establishment. It's also worth noting that Amex tends to attract more affluent consumers who may not be as adversely impacted by economic headwinds as the average consumer occasionally is. That's at least part of the reason the company's now reported 14 consecutive quarters of revenue growth, carrying it out of its pandemic-prompted funk in a rather impressive fashion. Its future is bright, too. Millennials and Gen Z, in particular, are big fans, collectively accounting for about one-third of the company's payment volume and the vast majority of last quarter's new cardholders. This under-40 crowd is already accustomed to membership-based ecosystems like Amazon Prime and access to Costco 's stores. As this crowd ages at the same time Generation Alpha reaches adulthood, look for more consumers to become even more willing to pay for Amex's superior perks.Malik Nabers says calling the Giants 'soft' was wrong but he doesn't regret speaking out