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lottery odds nba The Extinction of Small Used Car Dealerships: A Closer Look at Corporate ExploitationNASHVILLE, Tenn. (AP) — The right frame can freeze a moment in time, creating meaning for the masses from a fist pump over a bloodied ear , a bridge crumbled by a ship , towns shredded by nature , and a victory sealed with an on-field kiss . In 2024, photographers across the U.S. captured glimpses of humanity, ranging from a deeply divisive presidential election , to hurricanes and fires that ravaged communities, to campus protests over the war between Israel and Hamas in Gaza. The gallery from The Associated Press illustrates a new chapter of political history — the assassination attempt on former President Donald Trump , the moment President Joe Biden announced he would no longer run again , the campaign sprint by Vice President Kamala Harris in Biden’s place, and the raw emotion from voters during a grueling contest ultimately won by Trump . Hurricanes whipped through the country with devastating imagery, leaving a path of wreckage and death from Florida to Appalachia . After Hurricane Helene , Lake Lure in North Carolina was shown in a jarring photo covered in shards of debris thick enough to hide the surface of the water. Hurricane Milton ripped apart the roof of Tropicana Field in St. Petersburg, Florida, home to Major League Baseball’s Tampa Bay Rays. The scale of destruction experienced in some corners of the country in 2024 was hard to capture and might have been harder to fathom. That was the case when a container ship slammed into the Francis Scott Key Bridge in Baltimore, causing it to collapse and crumple around the vessel, killing construction workers on the bridge. As flames torched the landscape in California , another image captured firefighters and sheriff’s deputies pushing a vintage car away from a burning home. Elsewhere in California , one photo is aglow with bright orange flames, broken up only by the subtle features of an animal running through them. But hope also persevered in the face of devastation. In Helene’s aftermath , an image from Crystal River, Florida, shows Dustin Holmes holding hands with his girlfriend, Hailey Morgan, as they sloshed through floodwaters with her 4- and 7-year-old children to return to their flooded home. And in Manasota Key, Florida, a family was lit up by the glow of flashlights as they walked to check on their home damaged by Milton. Other photos from 2024 also grabbed the darkness and shadows to emphasize light: among them, a rocket liftoff and a total solar eclipse . And, yes, eclipse glasses were back in style for a shared moment of skygazing. But many other photos delivered a blast of color, from the spectrum of the northern lights across a Maine sky to a crew of workers wading into the deep-red of a Massachusetts cranberry bog . And, once again, Taylor Swift captured the country’s attention, even as a part of the crowd. She rushed down from the stands to kiss her boyfriend, Kansas City Chiefs tight end Travis Kelce, after the Chiefs won the AFC Championship , en route to another Super Bowl win.

Often a secondary thought, special teams were the immediate deciding factor in Sunday's matchup between the Washington Commanders and Dallas Cowboys. Despite their own abundance of miscues in that area, the Cowboys held on for a 34-26 victory that ranks as an all-time bizarre outcome in this historic rivalry. Dallas' special-teams bungles in the first half consisted of a blocked field goal, a missed field goal and a blocked punt. But the Commanders could not separate from the other, taking a 3-3 tie into halftime. Brandon Aubrey's struggles would carry over to the start of the second half, booting the opening kickoff short of the landing zone to set the Commanders up at their own 40. From there, the home team kept the ball on the ground and ended their drive with a 17-yard Jayden Daniels running touchdown. However, the Cowboys - who sat enough starters in this game to strongly suggest they understand the benefits of tanking (which won't be gained here) would have an answer. Cooper Rush, the backup QB playing in place of injured Dak Prescott, had his sharpest drive to that point of the afternoon, finding Jalen Tolbert for 16 yards before hitting Brevyn Spann-Ford for 18 more. A pass interference call would move the Cowboys to the Washington three-yard line, setting up another Rush pass to Tolbert. The proceeding extra point put Dallas up 10-9 at 4:40 in the third quarter. Following the score, the Cowboys' defense came away with another big stop to force a punt. Unable to capitalize, the Cowboys punted the ball back to Washington. However, Dallas took over the game in the fourth. Rush moved the offense to the Washington 30 before they settled for another Aubrey field goal to extend the lead to 13-9. On the following Commanders drive, Donovan Wilson ripped the ball from Jessie Bates' grasp, giving the ball back to the Cowboys at the 44 yard line. Dallas then moved the ball to just outside the red zone at the 22. Rush floated a pass to Luke Schoonmaker, extending the lead to a 20-9 margin. But the Commanders quickly came to life. Daniels moved the offense 69 yards in just over two minutes, finding Zach Erts four yards out for a touchdown. The quarterback would scamper into the end zone on the next snap, earning two more points to make the score 20-17. Despite all the Cowboys' special-teams miscues, the biggest play of the game on the following kick off. KaVontae Turpin watched the ball bounce through his legs before securing a handle, spinning around an initial tackle and hitting the open field. No one would catch the Cowboys' speedy returner as he dashed 99 yards for a touchdown, pushing the Dallas lead back to double digits at 27-17. Related: Inside The Cowboys' 'Blow It Up' Plan to $100M in 2025 Cap Room Washington would drive back into Dallas territory, but settled for an immediate field goal to claw within a 27-20 deficit. The Cowboys would secure the onside kick that followed. However, Washington created a miracle with Daniels finding Terry McLaurin who separated from the defense for an 86-yard score with 21 seconds left. But Austin Seibert missed the extra point, keeping Dallas up 27-26. On the next onside kick, Juanyeh Thomas spurted up the middle to return the kick for a touchdown, making the score 34-26. Washington's Hail Mary attempt was intercepted by Israel Mukuamu, moving Dallas to 4-7 and the Commanders to 7-5 and ending one of the wildest games ever. Related: Fish's Cowboys 'How to Tank' in 10 Simple MovesSegall Bryant & Hamill LLC bought a new position in PotlatchDeltic Co. ( NASDAQ:PCH – Free Report ) in the 3rd quarter, Holdings Channel.com reports. The firm bought 48,000 shares of the real estate investment trust’s stock, valued at approximately $2,162,000. Several other hedge funds and other institutional investors have also made changes to their positions in PCH. Vanguard Group Inc. lifted its stake in shares of PotlatchDeltic by 0.5% in the first quarter. Vanguard Group Inc. now owns 11,736,374 shares of the real estate investment trust’s stock valued at $551,844,000 after purchasing an additional 57,237 shares during the period. Westwood Holdings Group Inc. lifted its position in shares of PotlatchDeltic by 3.6% during the 2nd quarter. Westwood Holdings Group Inc. now owns 1,664,242 shares of the real estate investment trust’s stock valued at $65,554,000 after acquiring an additional 58,111 shares during the period. Janus Henderson Group PLC boosted its stake in shares of PotlatchDeltic by 19.2% during the 1st quarter. Janus Henderson Group PLC now owns 1,316,743 shares of the real estate investment trust’s stock worth $61,913,000 after acquiring an additional 212,121 shares in the last quarter. Deprince Race & Zollo Inc. increased its stake in PotlatchDeltic by 33.0% in the 2nd quarter. Deprince Race & Zollo Inc. now owns 1,227,361 shares of the real estate investment trust’s stock valued at $48,346,000 after purchasing an additional 304,352 shares in the last quarter. Finally, Curi RMB Capital LLC raised its holdings in PotlatchDeltic by 0.5% during the third quarter. Curi RMB Capital LLC now owns 335,671 shares of the real estate investment trust’s stock worth $15,122,000 after purchasing an additional 1,578 shares during the last quarter. Hedge funds and other institutional investors own 86.06% of the company’s stock. Wall Street Analyst Weigh In Several analysts have weighed in on PCH shares. Truist Financial upped their target price on PotlatchDeltic from $42.00 to $45.00 and gave the company a “hold” rating in a report on Tuesday, October 15th. Royal Bank of Canada restated an “outperform” rating and set a $50.00 target price on shares of PotlatchDeltic in a report on Wednesday, October 30th. StockNews.com raised shares of PotlatchDeltic from a “sell” rating to a “hold” rating in a report on Tuesday, November 12th. Finally, Bank of America raised shares of PotlatchDeltic from a “neutral” rating to a “buy” rating and set a $51.00 price objective for the company in a research note on Thursday, September 12th. Three equities research analysts have rated the stock with a hold rating and two have given a buy rating to the company. According to data from MarketBeat, the company presently has a consensus rating of “Hold” and a consensus target price of $48.67. PotlatchDeltic Price Performance PCH stock opened at $43.09 on Friday. The stock has a market capitalization of $3.39 billion, a price-to-earnings ratio of 205.19 and a beta of 1.14. The stock’s fifty day simple moving average is $43.23 and its 200-day simple moving average is $42.28. PotlatchDeltic Co. has a 52-week low of $37.06 and a 52-week high of $50.04. The company has a quick ratio of 0.93, a current ratio of 1.24 and a debt-to-equity ratio of 0.42. PotlatchDeltic ( NASDAQ:PCH – Get Free Report ) last announced its quarterly earnings data on Monday, October 28th. The real estate investment trust reported $0.04 earnings per share for the quarter, topping the consensus estimate of ($0.04) by $0.08. PotlatchDeltic had a net margin of 1.56% and a return on equity of 0.78%. The business had revenue of $255.10 million for the quarter, compared to analyst estimates of $241.35 million. During the same period in the prior year, the firm posted $0.14 EPS. The company’s revenue was down 3.9% on a year-over-year basis. Equities research analysts expect that PotlatchDeltic Co. will post 0.15 EPS for the current year. PotlatchDeltic Dividend Announcement The company also recently announced a quarterly dividend, which was paid on Monday, September 30th. Investors of record on Friday, September 13th were issued a $0.45 dividend. This represents a $1.80 dividend on an annualized basis and a yield of 4.18%. The ex-dividend date of this dividend was Friday, September 13th. PotlatchDeltic’s payout ratio is currently 857.14%. PotlatchDeltic Company Profile ( Free Report ) PotlatchDeltic Corporation (Nasdaq: PCH) is a leading Real Estate Investment Trust (REIT) that owns nearly 2.2 million acres of timberlands in Alabama, Arkansas, Georgia, Idaho, Louisiana, Mississippi and South Carolina. Through its taxable REIT subsidiary, the company also operates six sawmills, an industrial-grade plywood mill, a residential and commercial real estate development business and a rural timberland sales program. Further Reading Want to see what other hedge funds are holding PCH? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for PotlatchDeltic Co. ( NASDAQ:PCH – Free Report ). Receive News & Ratings for PotlatchDeltic Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for PotlatchDeltic and related companies with MarketBeat.com's FREE daily email newsletter .

Percentages: FG .419, FT .714. 3-Point Goals: 7-26, .269 (Kopa 2-9, Thompson 1-1, van der Plas 1-1, Benard 1-2, Sangha 1-2, Godfrey 1-6, McMillan 0-5). Team Rebounds: 8. Team Turnovers: 1. Blocked Shots: 3 (Kopa, Palesse, Sangha). Turnovers: 9 (McMillan 4, Godfrey 2, Benard, Kopa, Sangha). Steals: 7 (Benard 2, Kopa 2, Palesse 2, McMillan). Technical Fouls: None. Percentages: FG .411, FT .826. 3-Point Goals: 7-23, .304 (Smith 2-3, Prather 2-7, Folgueiras 1-2, Omojafo 1-4, Miller 1-5, Sandlin-El 0-2). Team Rebounds: 2. Team Turnovers: None. Blocked Shots: 4 (Dickerson 2, Folgueiras, Plet). Turnovers: 13 (Omojafo 4, Folgueiras 3, Smith 2, Dickerson, Ford, Plet, Sandlin-El). Steals: 3 (Dickerson, Miller, Omojafo). Technical Fouls: None. .Percentages: FG .419, FT .714. 3-Point Goals: 7-26, .269 (Kopa 2-9, Thompson 1-1, van der Plas 1-1, Benard 1-2, Sangha 1-2, Godfrey 1-6, McMillan 0-5). Team Rebounds: 8. Team Turnovers: 1. Blocked Shots: 3 (Kopa, Palesse, Sangha). Turnovers: 9 (McMillan 4, Godfrey 2, Benard, Kopa, Sangha). Steals: 7 (Benard 2, Kopa 2, Palesse 2, McMillan). Technical Fouls: None. Percentages: FG .411, FT .826. 3-Point Goals: 7-23, .304 (Smith 2-3, Prather 2-7, Folgueiras 1-2, Omojafo 1-4, Miller 1-5, Sandlin-El 0-2). Team Rebounds: 2. Team Turnovers: None. Blocked Shots: 4 (Dickerson 2, Folgueiras, Plet). Turnovers: 13 (Omojafo 4, Folgueiras 3, Smith 2, Dickerson, Ford, Plet, Sandlin-El). Steals: 3 (Dickerson, Miller, Omojafo). Technical Fouls: None. .

The Extinction of Small Used Car Dealerships: A Closer Look at Corporate Exploitation 11-22-2024 11:02 PM CET | Politics, Law & Society Press release from: ABNewswire Image: https://www.abnewswire.com/uploads/497bd2b3df522d4b49bdbb67f7103098.jpg In recent years, the used car dealership industry has seen a troubling trend: the decline of small, independent "mom-and-pop" dealerships, particularly in inner-city neighborhoods. Historically vital for providing affordable vehicles to underserved communities, these local businesses are increasingly being squeezed out by corporate giants employing unscrupulous tactics. A notable case involving NextGear Capital, Inc., one of the largest lenders to used car dealerships, exemplifies the damaging practices contributing to this trend. This article examines the systemic exploitation faced by small dealerships, particularly through corporate neglect and dishonest management. Sun Set Auto Corporation, a Detroit-based used car dealership owned by an African American entrepreneur, has become one of the latest victims of this corporate exploitation. Legal counsel Brandon Kizy of B. Kizy Law has filed a formal complaint against NextGear Capital, detailing allegations of fraudulent activities and professional misconduct that have inflicted significant financial and reputational damage on the dealership. According to Sun Set's legal team, financial abuse began with unauthorized withdrawals from the dealership's account, allegedly orchestrated by its own performance manager. These withdrawals resulted in substantial overdraft fees and other discrepancies, with the total damages claimed reaching $255,912.57 under applicable laws for treble damages. These manipulations were not isolated; rather, they formed part of a broader pattern of unethical behavior that has left Sun Set struggling to survive. Allegations of Racial Discrimination and Intimidation The case takes a more troubling turn with allegations of racial discrimination and intimidation against Sun Set's owner. The performance manager reportedly sent racially offensive messages, including an image of chicken wings aimed at mocking the owner's ethnicity. Such actions fostered a hostile work environment and severely disrupted business operations. Attempts by Sun Set to raise these concerns with NextGear leadership reportedly yielded no meaningful response. Moreover, the performance manager allegedly threatened to lock the dealership's account or repossess its inventory, tactics intended to coerce compliance regarding disputed charges. These threats pushed the owner into a corner with little legal recourse, further demonstrating the systemic neglect that plagues small dealerships. The allegations also raise critical concerns under the Michigan Elliott-Larsen Civil Rights Act, which prohibits discrimination and allows victims to seek compensation for emotional distress caused by such actions. Escalation of Misconduct: Larceny and Harassment In September 2023, Sun Set claims that the performance manager coordinated the unauthorized towing of five vehicles from the dealership's lot, including a 2018 Cadillac and a 2021 Chevrolet Blazer. This repossession was executed without NextGear's authorization, suggesting it was a personal vendetta rather than corporate policy. A subsequent admission by the manager's supervisor indicated prior knowledge of the incident, further implicating NextGear in a cover-up. The situation escalated with allegations that the performance manager attempted to set fire to the dealership's vehicles in retaliation. In October, several vehicles were stolen, allegedly orchestrated by the same manager, intensifying the dealership's financial woes and safety concerns. A police report has been filed to investigate both the performance manager's actions and NextGear's potential complicity in these incidents. Legal Action and Accountability Demands In response to these severe allegations, Sun Set Auto Corporation is pursuing legal action against NextGear Capital. The dealership seeks reimbursement for all funds wrongfully withdrawn, along with treble damages totaling $255,912.57. Additionally, Sun Set is calling for administrative action against the performance manager for harassment, fraud, and theft, and has indicated readiness to subpoena relevant records, including communications related to the misconduct. A Systemic Problem for Small Dealerships Sun Set's plight highlights a pervasive issue within the used car dealership sector. Many small dealerships, especially in inner-city areas, depend on lenders like NextGear Capital to finance their operations. However, when corporate representatives abuse their authority, these businesses find themselves with limited avenues for redress. The broader implications of corporate neglect include a lack of oversight, failure to address complaints, and a culture of silence that allows misconduct to thrive. Despite reporting issues related to fraud and discrimination, Sun Set alleges that NextGear's inaction has enabled the performance manager to continue his harmful practices unchecked. The situation at NextGear Capital exemplifies the challenges small dealerships face in an industry dominated by corporate interests. If predatory practices like these are not addressed, many independent dealerships may be forced to close, diminishing affordable car-buying options in inner-city communities and erasing a critical part of the automotive landscape. There is an urgent need for greater transparency, accountability, and regulation to protect these vital businesses and the communities they serve. Media Contact Company Name: SUN SET AUTO Email:Send Email [ https://www.abnewswire.com/email_contact_us.php?pr=the-extinction-of-small-used-car-dealerships-a-closer-look-at-corporate-exploitation ] Country: United States Website: http://WWW.SUNSETAUTODETROIT.COM This release was published on openPR.

As delays plague Puerto Rico election certification process, judge issues ruling{ "@context": "https://schema.org", "@type": "NewsArticle", "dateCreated": "2024-11-24T11:32:54+02:00", "datePublished": "2024-11-24T11:32:54+02:00", "dateModified": "2024-11-24T11:32:53+02:00", "url": "https://www.newtimes.co.rw/article/22071/sports/psychology-will-play-a-crucial-role-in-world-chess-championship-2024-viswanathan-anand", "headline": "Psychology will play a crucial role in World Chess Championship 2024: Viswanathan Anand", "description": "Arjun Erigaisi’s historic leap past the 2800 Elo rating in classical chess and D. Gukesh’s emergence as the youngest World Championship challenger has...", "keywords": "", "inLanguage": "en", "mainEntityOfPage":{ "@type": "WebPage", "@id": "https://www.newtimes.co.rw/article/22071/sports/psychology-will-play-a-crucial-role-in-world-chess-championship-2024-viswanathan-anand" }, "thumbnailUrl": "https://www.newtimes.co.rw/thenewtimes/uploads/images/2024/11/24/64699.jpg", "image": { "@type": "ImageObject", "url": "https://www.newtimes.co.rw/thenewtimes/uploads/images/2024/11/24/64699.jpg" }, "articleBody": "Arjun Erigaisi’s historic leap past the 2800 Elo rating in classical chess and D. Gukesh’s emergence as the youngest World Championship challenger has propelled Indian chess to unprecedented heights. Add R. Praggnanandhaa’s run to the World Cup final in 2023 and the historic double gold in the Budapest Olympiad this year make it even more special. As Viswanathan Anand’s brightest proteges continue to make their mark on the global stage, the legendary five-time World Champion shared his thoughts in an exclusive conversation with Sportstar. Anand delved into Arjun’s remarkable rise, the evolving chess landscape, and the challenges and innovations shaping the sport, including Gukesh’s collaboration with mental conditioning coach Paddy Upton. Excerpt: Q. Arjun became only the second Indian after you to cross 2800, the youngest Indian, and the third youngest ever after Alireza Firouzja and Magnus Carlsen. How would you summarise the magnitude of this achievement? For me, this fixation on a number obscures the point. Had he stopped at 2799, would it be any less impressive? What stands out is the journey. He started the year almost 80 points behind and climbed steadily, navigating high-stakes tournaments with razor-thin margins for error. ALSO READ: World Chess Championship final 2024: All you need to know about Gukesh vs Ding Arjun lost one game in the Bundesliga against a young Turkish prodigy by pushing too hard, and it cost him nine rating points—that’s the margin of error he works with. Most days, he wins and gains just one point or even less. Losing a game could set him back by nine. It’s like one step back equals nine steps forward. The way he’s done it, with such consistency and single-minded focus, is what makes it so impressive. Yes, crossing 2800 places him in an elite group, but it’s the path he took to get there that really stands out. Q. What makes Arjun special? Arjun is trying this new approach of really raising the stakes in every game. He provokes a struggle, sometimes even accepting an inferior position, essentially telling his opponent, ‘Let’s solve problems on the board, and I’m confident I’ll do it better than you. It’s a high-risk, high-reward strategy. When it works, it’s brilliant. But when it doesn’t, it can go badly wrong. Even so, he’s been testing the boundaries of chess in almost every game. Nonetheless, it is quite striking that he’s even leading the FIDE Circuit leaderboard, so his approach stands out. It has been quite unique and there are other players who also try to do it but in a more slow and steady fashion. Certainly, you can say that Gukesh also takes a fair amount of risk as well, but Arjun is really pushing the limits of that. He plays almost provocative setups in every game. I don’t know how long this can last. Eventually, people will react to this and maybe when they play against him, they’ll only prepare for this kind of stuff. Q. Does Arjun’s ability to adapt in shorter time formats give him an edge over Gukesh, Nihal Sarin, and Praggnanandhaa? Arjun’s style doesn’t change much across formats, but this year, I feel all of them have prioritised classical chess. It’s like they all want to show their chops there and then. They seem focused on excelling in this format, even if their results in rapid and blitz, particularly in the Grand Chess Tour, haven’t been exceptional. Maybe things will change by the end of the year. Praggnanandhaa, Gukesh, and Arjun seem to have made up their mind that they want to do exceedingly well in classical chess, which is nice because they have all the time in the world to try different things and they have shown impressive progress. Praggnanandhaa was very similar to Arjun and he has also gone near 2800. Gukesh has also been very impressive. Pragg has struggled a bit more, but I think his attitude is completely correct. He is pushing, pushing, pushing and I feel in the end this will have to pay off. Q. As FIDE’s Deputy President, how do you address concerns that qualifying for the Candidates has become too complicated, particularly with the FIDE Circuit rating? I still think so. What we try to do is broaden the number of players who would have a realistic chance and the FIDE circuit was the one way to bring in the Open tournaments and give a broader base of players a chance to think. But it’s true that things have turned out differently and then you have to adapt to the system. I don’t think it’s a big deal. We will keep tinkering with the system, but I still like the fact that we have a FIDE circuit, which involves so many tournaments. If you look at it, the qualification for the World Cup is fairly democratic and in an open tournament, a lot of people get a chance. The Grand Swiss as well, have tried to move in this non-invitational way. Slightly out of that Invitational frame into broader categories. But there were things we couldn’t anticipate or we didn’t fully appreciate like that tournaments would be held only to get FIDE circuit ratings. It’s not like we didn’t realise it would happen, but it will be this obvious we could not realise. But I think these are problems that can be fixed. So for the moment, I hope we will be able to keep improving the program. Q. With tournaments like the Chennai Grandmasters and Tata Steel Chess India, do we need more invitational events to elevate chess in India? It’s fantastic that Chennai and Kolkata now host prestigious tournaments. These events, especially ones like Tata Steel Chess India with Carlsen’s participation, are excellent for the game’s growth. Open tournaments are practical, but Chennai’s addition of a Challengers section is commendable — it gives more players opportunities to shine. India now has many young players in the 2650–2700 range who can benefit from these formats. As Indian chess continues to grow, round-robin events and initiatives like the Global Chess League will be crucial in making the game more accessible and popular. Q. Freestyle chess has gained attention recently, with tournaments like the one in Weissenhaus. What’s your take on this trend? I’m thrilled about these developments. Events like the Global Chess League, supported by Tech Mahindra, are promising for the sport. Freestyle chess introduces a fresh dynamic to the game, and I’m looking forward to participating in the Weissenhaus event next year. These initiatives are great for chess, expanding its reach and appeal. Q. Cheating in chess is a persistent issue, with allegations involving players like Kiril Shevchenko and Daniel Naroditsky. Can it ever be fully addressed? It is going to be an arms race. I still want to believe that our current measures are effective, as they’ve caught offenders, but the challenge is ongoing. Because this is a technological issue, we must constantly update our methods. While it’s speculative to gauge how widespread cheating is, we can’t ignore its perception as a threat. Maintaining control is critical for the integrity of the game. Q. Gukesh recently teamed up with Paddy Upton, a renowned mental conditioning coach. Considering Ding Liren’s struggles in this area, how do you see this matchup shaping up? Psychology will undoubtedly play a crucial role. Both players will pay close attention to this aspect, and its impact will become clear as the match unfolds.", "author": { "@type": "Person", "name": "Agencies" }, "publisher": { "@type": "Organization", "name": "The New Times", "url": "https://www.newtimes.co.rw/", "sameAs": ["https://www.facebook.com/TheNewTimesRwanda/","https://twitter.com/NewTimesRwanda","https://www.youtube.com/channel/UCuZbZj6DF9zWXpdZVceDZkg"], "logo": { "@type": "ImageObject", "url": "/theme_newtimes/images/logo.png", "width": 270, "height": 57 } }, "copyrightHolder": { "@type": "Organization", "name": "The New Times", "url": "https://www.newtimes.co.rw/" } }

Shelling out big bucks for the Texas vs. Texas A&M game? Don't fall victim to scammersRecovering from groin surgery, the midfielder has missed Palace’s past four league matches but is back running and expected to rejoin group training after Tuesday’s clash with Ipswich. England international Wharton is targeting a return during the week Palace face Brighton and Arsenal twice. The aim is to have Wharton ready to face the Seagulls on December 15th, but Glasner acknowledged that would be the case in a perfect world. “If everything goes perfectly, then Brighton away,” Glasner said . “He will have his first training session with us after the Ipswich game - he didn’t train until now. “In the next three-game week [Brighton-Arsenal-Arsenal], he will be available if there are no setbacks during his integration into the team."

Fiscal Third Quarter Total Revenues of $2.160 Billion , Up 15.8% Year Over Year Subscription Revenues of $1.959 Billion , Up 15.8% Year Over Year PLEASANTON, Calif. , Nov. 26, 2024 /PRNewswire/ -- Workday, Inc. (NASDAQ: WDAY), a leading provider of solutions to help organizations manage their people and money , today announced results for the fiscal 2025 third quarter ended October 31, 2024. Fiscal 2025 Third Quarter Results 1 See the section titled "About Non-GAAP Financial Measures" in the accompanying financial tables for further details. Comments on the News "Workday's solid performance in Q3 reflects the trust our customers place in us across industries, the global momentum around our AI-driven innovations, and the strength of our partner ecosystem," said Carl Eschenbach , CEO, Workday. "Organizations are increasingly consolidating on the Workday platform to reduce total cost of ownership, simplify their operations, and to unlock the power of our best-in-class AI solutions. Workday gives them the ultimate advantage – and that positions our business for long-term success." "In Q3, we once again made good progress across a number of our key growth areas," said Zane Rowe , CFO, Workday. "Looking ahead, we expect fiscal 2025 subscription revenue of $7.703 billion , growth of 17%, and fiscal 2025 non-GAAP operating margin of 25.5%. We are focused on executing in our seasonally strongest quarter, as we lay the foundation for durable, profitable growth at scale." Recent Highlights 1 Gartner Magic Quadrant for Cloud HCM Suites for 1,000+ Employee Enterprises, Ranadip Chandra, Sam Grinter, Ron Hanscome, Chris Pang, Anand Chouksey, Josie Xing, Harsh Kundulli, David Bobo, Laura Gardiner, Hiten Sheth, Emi Chiba, Travis Wickesberg, and Michelle Shapiro, 23 October 2024. 2 Gartner Magic Quadrant for Cloud ERP for Service-Centric Enterprises, Robert Anderson, Denis Torii, Sam Grinter, Naveen Mahendra, Tomas Kienast, Johan Jartelius, 4 November 2024. 3 Gartner Magic Quadrant for Financial Planning Software, Regina Crowder, Vaughan Archer, Matthew Mowrey, Michelle Carlsen, 18 November 2024. Financial Outlook Workday is providing guidance for the fiscal 2025 fourth quarter ending January 31, 2025 as follows: Workday is updating its guidance for the fiscal 2025 full year ending January 31, 2025 as follows: 1 The Company has not provided a reconciliation of its forward outlook for non-GAAP operating margin with its forward-looking GAAP operating margin in reliance on the unreasonable efforts exception provided under Item 10(e)(1)(i)(B) of Regulation S-K. The Company is unable to predict with reasonable certainty the amount and timing of adjustments that are used to calculate this non-GAAP financial measure, particularly related to stock-based compensation and its related tax effects, acquisition- related costs, and realignment costs. Earnings Call Details Workday plans to host a conference call today to review its fiscal 2025 third quarter financial results and to discuss its financial outlook. The call is scheduled to begin at 1:30 p.m. PT / 4:30 p.m. ET and can be accessed via webcast . The webcast will be available live, and a replay will be available following completion of the live broadcast for approximately 90 days. Workday uses the Workday Blog as a means of disclosing material non-public information and for complying with its disclosure obligations under Regulation FD. About Workday Workday is a leading enterprise platform that helps organizations manage their most important assets – their people and money . The Workday platform is built with AI at the core to help customers elevate people, supercharge work, and move their business forever forward. Workday is used by more than 10,500 organizations around the world and across industries – from medium-sized businesses to more than 60% of the Fortune 500. For more information about Workday, visit workday.com . © 2024 Workday, Inc. All rights reserved. Evisort, Workday, and the Workday logo are registered trademarks of Workday, Inc. All other brand and product names are trademarks or registered trademarks of their respective holders. Forward-Looking Statements This press release contains forward-looking statements including, among other things, statements regarding Workday's fourth quarter and full-year fiscal 2025 subscription revenue and non-GAAP operating margin, growth, momentum, and innovation. These forward-looking statements are based only on currently available information and our current beliefs, expectations, and assumptions. Because forward-looking statements relate to the future, they are subject to risks, uncertainties, assumptions, and changes in circumstances that are difficult to predict and many of which are outside of our control. If the risks materialize, assumptions prove incorrect, or we experience unexpected changes in circumstances, actual results could differ materially from the results implied by these forward-looking statements, and therefore you should not rely on any forward-looking statements. Risks include, but are not limited to: (i) breaches in our security measures or those of our third-party providers, unauthorized access to our customers' or other users' personal data, or disruptions in our data center or computing infrastructure operations; (ii) service outages, delays in the deployment of our applications, and the failure of our applications to perform properly; (iii) privacy concerns and evolving domestic or foreign laws and regulations; (iv) the impact of continuing global economic and geopolitical volatility on our business, as well as on our customers, prospects, partners, and service providers; (v) any loss of key employees or the inability to attract, train, and retain highly skilled employees; (vi) competitive factors, including pricing pressures, industry consolidation, entry of new competitors and new applications, advancements in technology, and marketing initiatives by our competitors; (vii) our reliance on our network of partners to drive additional growth of our revenues; (viii) the regulatory, economic, and political risks associated with our domestic and international operations; (ix) adoption of our applications and services by customers and individuals, including any new features, enhancements, and modifications, as well as our customers' and users' satisfaction with the deployment, training, and support services they receive; (x) the regulatory risks related to new and evolving technologies such as AI and our ability to realize a return on our development efforts; (xi) our ability to realize the expected business or financial benefits of any acquisitions of or investments in companies; (xii) delays or reductions in information technology spending; and (xiii) changes in sales, which may not be immediately reflected in our results due to our subscription model. Further information on these and additional risks that could affect Workday's results is included in our filings with the Securities and Exchange Commission ("SEC"), including our most recent report on Form 10-Q or Form 10-K and other reports that we have filed and will file with the SEC from time to time, which could cause actual results to vary from expectations. Workday assumes no obligation to, and does not currently intend to, update any such forward-looking statements after the date of this release, except as required by law. Any unreleased services, features, or functions referenced in this document, our website, or other press releases or public statements that are not currently available are subject to change at Workday's discretion and may not be delivered as planned or at all. Customers who purchase Workday services should make their purchase decisions based upon services, features, and functions that are currently available. Workday, Inc. Condensed Consolidated Balance Sheets (in millions) (unaudited) October 31, 2024 January 31, 2024 Assets Current assets: Cash and cash equivalents $ 1,311 $ 2,012 Marketable securities 5,846 5,801 Trade and other receivables, net 1,404 1,639 Deferred costs 244 232 Prepaid expenses and other current assets 273 255 Total current assets 9,078 9,939 Property and equipment, net 1,263 1,234 Operating lease right-of-use assets 335 289 Deferred costs, noncurrent 490 509 Acquisition-related intangible assets, net 383 233 Deferred tax assets 1,031 1,065 Goodwill 3,479 2,846 Other assets 365 337 Total assets $ 16,424 $ 16,452 Liabilities and stockholders' equity Current liabilities: Accounts payable $ 74 $ 78 Accrued expenses and other current liabilities 323 287 Accrued compensation 476 544 Unearned revenue 3,447 4,057 Operating lease liabilities 102 89 Total current liabilities 4,422 5,055 Debt, noncurrent 2,983 2,980 Unearned revenue, noncurrent 64 70 Operating lease liabilities, noncurrent 278 227 Other liabilities 53 38 Total liabilities 7,800 8,370 Stockholders' equity: Common stock 0 0 Additional paid-in capital 11,115 10,400 Treasury stock (1,208) (608) Accumulated other comprehensive income (loss) 16 21 Accumulated deficit (1,299) (1,731) Total stockholders' equity 8,624 8,082 Total liabilities and stockholders' equity $ 16,424 $ 16,452 Workday, Inc. Condensed Consolidated Statements of Operations (in millions, except number of shares which are reflected in thousands and per share data) (unaudited) Three Months Ended October 31, Nine Months Ended October 31, 2024 2023 2024 2023 Revenues: Subscription services $ 1,959 $ 1,691 $ 5,678 $ 4,843 Professional services 201 175 557 494 Total revenues 2,160 1,866 6,235 5,337 Costs and expenses (1) : Costs of subscription services 329 264 924 759 Costs of professional services 201 181 606 552 Product development 647 619 1,952 1,829 Sales and marketing 620 538 1,804 1,581 General and administrative 198 176 609 512 Total costs and expenses 1,995 1,778 5,895 5,233 Operating income (loss) 165 88 340 104 Other income (expense), net 62 41 178 114 Income (loss) before provision for (benefit from) income taxes 227 129 518 218 Provision for (benefit from) income taxes 34 15 86 25 Net income (loss) $ 193 $ 114 $ 432 $ 193 Net income (loss) per share, basic $ 0.73 $ 0.43 $ 1.63 $ 0.74 Net income (loss) per share, diluted $ 0.72 $ 0.43 $ 1.61 $ 0.73 Weighted-average shares used to compute net income (loss) per share, basic 265,411 262,153 265,062 260,747 Weighted-average shares used to compute net income (loss) per share, diluted 268,549 266,377 268,936 264,087 (1) Costs and expenses include share-based compensation expenses as follows: Three Months Ended October 31, Nine Months Ended October 31, 2024 2023 2024 2023 Costs of subscription services $ 35 $ 30 $ 108 $ 90 Costs of professional services 28 29 86 87 Product development 162 162 498 494 Sales and marketing 78 65 226 212 General and administrative 65 63 204 188 Total share-based compensation expenses $ 368 $ 349 $ 1,122 $ 1,071 Workday, Inc. Condensed Consolidated Statements of Cash Flows (in millions) (unaudited) Three Months Ended October 31, Nine Months Ended October 31, 2024 2023 2024 2023 Cash flows from operating activities: Net income (loss) $ 193 $ 114 $ 432 $ 193 Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:Stock market today: Wall Street hits records despite tariff talkNone

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