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rich9 login agent TORONTO — Losses in the tech sector led Canada's main stock index lower in late-morning trading on Friday, while U.S. stock markets also fell. The S&P/TSX composite index was down 93.03 points at 24,753.79. In New York, the Dow Jones industrial average was down 437.35 points at 42,888.45. The S&P 500 index was down 86.37 points at 5,951.22, while the Nasdaq composite was down 402.43 points at 19,617.93. The Canadian dollar traded for 69.39 cents US compared with 69.51 cents US on Tuesday. The February crude oil contract was up 66 cents at US$70.28 per barrel and the February natural gas contract was up five cents at US$3.37 per mmBTU. The February gold contract was down US$19.70 at US$2.634.20 an ounce and the March copper contract was down less than a penny at US$4.12 a pound. This report by The Canadian Press was first published Dec. 27, 2024. Companies in this story: (TSX:GSPTSE, TSX:CADUSD) The Canadian Press

Share Tweet Share Share Email In just six years since its founding in 2018, Yesim , a global telecom company, has reached over 1 million active users, backed by more than 25,000 app store reviews and an impressive average rating of 4.6. Yesim’s core innovation lies in leveraging eSIM technology to redefine global internet access, making connectivity seamless and hassle-free. This virtual or embedded SIM card enables users to easily activate and manage multiple mobile plans on a single device. eSIM eliminates the need for physical installation while delivering the same reliable performance as a traditional SIM card. Yesim’s eSIM supports over 800 networks globally, seamlessly switching to another if the connection is lost. How Yesim Was Founded Yesim was established in 2018 by Dmitri Verbovski and Max Pankratov. Dmitri recalls, “As an entrepreneur, I was searching for solutions to real user problems, such as unpredictable roaming fees and the inconvenience of physical SIM cards, and a scalable business model.” The startup’s founding team combined entrepreneurial drive with deep technical expertise. Dmitri, with his background in telecommunications and software development, recognized the potential of eSIM technology. While there was a strong demand for such a service, the market offered limited solutions at the time. The founders faced a tough challenge: securing investment and differentiating themselves in a crowded startup market. At first, they invested their personal savings and later succeeded in securing support from a small group of angel investors who contributed to the development. Dmitri and Max focused on demonstrating the scalability of eSIM technology and Yesim’s unique, user-oriented approach to convince investors of the startup’s potential. Their strategy was successful: the working prototype and initial partnerships with mobile operators helped gain trust, while highlighting the global shift towards eSIM adoption further attracted investors. “Developing the first version of the Yesim app and its internal infrastructure took around 12-18 months. The biggest challenges were ensuring smooth compatibility with different mobile networks and designing an intuitive user interface,” says Dmitri. Integrating Yesim’s system with mobile operators’ APIs posed significant challenges due to differing regional standards and processes. The company conducted extensive testing and gathered user feedback to ensure the solution was both easy to use and dependable. After analyzing market needs, Yesim prioritized key travel destinations such as Europe, North America, and parts of the Asia-Pacific region, where strong telecom infrastructure and year-round international travel presented significant opportunities.” From Startup to a Major Market Player Dmitri explains that a crucial element in the company’s growth was the ability to convince mobile operators of the value and profitability of the service. “Our negotiations with mobile operators focused on showcasing how our eSIM platform could help them expand their customer base by attracting tech-savvy users and travelers. We built trust through clear communication and by highlighting the mutual benefits,” says the entrepreneur. At times, potential partners were skeptical about adopting eSIM or reluctant to invest the time needed to adapt their systems to the company’s platform. In these instances, Yesim would revise their presentations to emphasize the revenue potential from the expanding eSIM user base and offer extensive technical support to reduce the partner’s workload. Dmitri recalls that persistence and a thorough demonstration of the benefits frequently transformed initial rejections into successful partnerships. Feedback revealed a preference for simple, ready-to-use options—a shift that drove higher adoption rates and enhanced user satisfaction. As a result, the plans were simplified, focusing on pre-designed options that met the most common needs. Dmitri highlights, “It was an important lesson: always listen to user feedback and strive to offer a simple and user-friendly product design.” As the user base expanded, a new challenge arose: scaling the infrastructure to maintain service quality. Entering new regions and ensuring reliable connectivity required substantial investments in both technology and partnerships. Another issue the company encountered during its growth was differentiating itself in a competitive market. “We solved this by enhancing customer service, introducing features such as flexible plans and user-friendly interfaces. For instance, we launched pay-as-you-go plans, which became very popular with travelers,” Dmitri explains. What Makes Yesim a Game-Changing Solution The company’s focus is on simplifying life for users who need to stay connected. With eSIM technology, users can forget about roaming charges, dealing with SIM cards, and searching for Wi-Fi. Yesim stands out from competitors by functioning as a neo-mobile provider rather than just selling SIM cards, delivering a comprehensive range of services and solutions: Customers are provided with international plans (not just those for specific countries) to simplify eSIM setup and avoid connectivity issues. eSIM is available in 200 countries, and users are charged only for the data they use. For travelers, standard eSIM cards are offered. When they move to a new country, Yesim users don’t need to download or install a new eSIM; the new plans are automatically applied to their existing one. Users have the option to select unlimited plans for 1, 7, 15, or 30 days, or choose the specific amount of data they require. These options provide travelers with predictable costs and the flexibility to match their specific needs. Users can purchase eSIM cards in advance and activate them anytime within 365 days, ideal for pre-planned trips. Users can pick data-only plans or include options for calls and SMS messages. The company collaborates with over 800 operators worldwide. If one operator’s network fails in a specific location, users are automatically switched to another, ensuring continuous connectivity. Customers can access a VPN service, which works in regions where services that are publicly available in other countries are blocked. The company’s B2B solution allows businesses to manage eSIMs and virtual numbers for their employees. For example, a multinational company can equip traveling employees with seamless connectivity while monitoring usage and recharging balances remotely. Customer support is available around the clock, with an average response time of just six minutes. Moreover, the company guarantees refunds for customers who are not satisfied, according to Dmitri Verbovski. What to Expect from eSIM in the Future? Yesim believes eSIM technology will soon become the global standard in telecommunications, driven by its flexibility and reliability across devices. In the next ten years, we can expect eSIM cards to support even more Internet of Things devices, allow effortless switching between operators, and enhance connectivity in remote areas. Yesim aims to lead the market, with Dmitri emphasizing, “Our goal is to set the gold standard for connectivity, ensuring every user can access reliable internet anywhere, anytime.” He notes that Yesim is focused on continuously improving user experience, expanding its global coverage, and exploring partnerships in the Internet of Things and emerging enterprise markets. Related Items: eSIM , Roaming , technology Share Tweet Share Share Email Recommended for you Smart Guest Room Solutions: Enhancing Hospitality with Technology Is 6G Closer Than We Think? ERP Software for Small Business: Streamlining Operations for Growth CommentsThe United States saw an 18.1% increase in homelessness this year, a dramatic rise driven mostly by a lack of affordable housing as well as devastating natural disasters and a surge of migrants in several parts of the country, federal officials said Friday. The U.S. Department of Housing and Urban Development said federally required tallies taken across the country in January found more than 770,000 people were counted as homeless — a number that misses some people and does not include those staying with friends or family because they don't have a place of their own. That increase comes on top of a 12% increase in 2023, which HUD blamed on soaring rents and the end of COVID-19 pandemic assistance. The 2023 increase also was driven by people experiencing homelessness for the first time. The numbers overall represent 23 of every 10,000 people in the U.S., with Black people being overrepresented among the homeless population. A man walks past a homeless encampment Oct. 25, 2023, in downtown Los Angeles. "No American should face homelessness, and the Biden-Harris Administration is committed to ensuring every family has access to the affordable, safe, and quality housing they deserve," HUD Agency Head Adrianne Todman said in a statement, adding that the focus should remain on "evidence-based efforts to prevent and end homelessness." Among the most concerning trends was a nearly 40% rise in family homelessness — one of the areas that was most affected by the arrival of migrants in big cities. Family homelessness more than doubled in 13 communities impacted by migrants including Denver, Chicago and New York City, according to HUD, while it rose less than 8% in the remaining 373 communities. Almost 150,000 children experienced homelessness on a single night in 2024, reflecting a 33% jump from last year. Disasters also played a part in the rise in the count, especially last year's catastrophic Maui wildfire, the deadliest U.S. wildfire in more than a century. More than 5,200 people were in emergency shelters in Hawaii on the night of the count. Louisiana Wildlife and Fisheries agents assist state police as they order people living in a homeless encampment to move to a different designated location during a sweep ahead of a Taylor Swift concert in New Orleans. "Increased homelessness is the tragic, yet predictable, consequence of underinvesting in the resources and protections that help people find and maintain safe, affordable housing," Renee Willis, incoming interim CEO of the National Low Income Housing Coalition, said in a statement. "As advocates, researchers, and people with lived experience have warned, the number of people experiencing homelessness continues to increase as more people struggle to afford sky-high housing costs." Robert Marbut Jr., the former executive director of the U.S. Interagency Council on Homelessness from 2019 to 2021, called the nearly 33% increase in homelessness over the past four years "disgraceful" and said the federal government needs to abandon efforts to prioritize permanent housing. "We need to focus on treatment of substance use and mental illness, and bring back program requirements, like job training," Marbut said in an email. The numbers also come as increasing numbers of communities are taking a hard line against homelessness. People living in a homeless encampment pick up belongings Oct. 23 after Louisiana State Police ordered them to move to a different designated location during a sweep ahead of a Taylor Swift concert in New Orleans. Angered by often dangerous and dirty tent camps, communities — especially in Western states — have enforced bans on camping. That follows a 6-3 ruling this summer by the Supreme Court that found outdoor sleeping bans don’t violate the Eighth Amendment. Homeless advocates argued that punishing people who need a place to sleep would criminalize homelessness. There was some positive news in the count, as homelessness among veterans continued to trend downward. Homelessness among veterans dropped 8% to 32,882 in 2024. It was an even larger decrease for unsheltered veterans, declining 11% to 13,851 in 2024. "The reduction in veteran homelessness offers us a clear roadmap for addressing homelessness on a larger scale," Ann Oliva, CEO of the National Alliance to End Homelessness, said in a statement. "With bipartisan support, adequate funding, and smart policy solutions, we can replicate this success and reduce homelessness nationwide. Federal investments are critical in tackling the country's housing affordability crisis and ensuring that every American has access to safe, stable housing." Several large cities had success bringing down their homeless numbers. Dallas, which worked to overhaul its homeless system, saw a 16% drop in its numbers between 2022 to 2024. Los Angeles, which increased housing for the homeless, saw a drop of 5% in unsheltered homelessness since 2023. A rat sniffs the hand of a sleeping man experiencing homelessness Dec. 18 in downtown Los Angeles. California, the most populous state in the U.S., continued to have the nation's largest homeless population, followed by New York, Washington, Florida and Massachusetts. The sharp increase in the homeless population over the past two years contrasts with success the U.S. had for more than a decade. Going back to the first 2007 survey, the U.S. made steady progress for about a decade in reducing the homeless population as the government focused particularly on increasing investments to get veterans into housing. The number of homeless people dropped from about 637,000 in 2010 to about 554,000 in 2017. The numbers ticked up to about 580,000 in the 2020 count and held relatively steady over the next two years as Congress responded to the COVID-19 pandemic with emergency rental assistance, stimulus payments, aid to states and local governments and a temporary eviction moratorium. Homelessness is intertwined with the cost of living, and the high cost of living is hitting older adults fairly hard. A Westat survey for the Department of Health and Human Services found that older adults are the fastest-growing cohort of the homeless population. Emergency housing for seniors can keep that number from climbing higher. Caring.com details how to access it. The number of homeless seniors isn't based solely on people remaining homeless as they age; it also includes those whose first experience with homelessness came after they turned 50. In 2023, The U.S. Department of Housing and Urban Development (HUD) reported that 1 in 5 homeless people were over the age of 55. For seniors and other older adults, fixed incomes make it hard to battle the ever-increasing cost of expenses. Endhomelessness.org cites that 2.35 million older adults are paying over half of their limited income to rent. Based on Caring.com's July 2024 survey of seniors in the workforce , that's exactly why 1 in 15 retired seniors worry about losing their homes. Shelter use in homeless people older than 51 has gone up over 10% from 2007 to 2017, according to the HUD. But luckily, so has the number of shelters. Between 2022 and 2023, the HUD reports that emergency shelters added 28,760 more beds in emergency shelters, though this is a reduction in the amount of beds available during the thick of the COVID-19 pandemic. Emergency homeless assistance, or emergency housing, is a temporary solution. It's designed to provide shelter while those facing housing instability figure out their next step. Emergency housing for homeless seniors gives someone the immediate ability to remain housed and safely sheltered. Local nonprofits are often involved in placing people experiencing homelessness or housing instability into emergency shelters. Low-income seniors, seniors who are low on funds and might not make rent, or seniors who need to leave their homes for other reasons can use emergency housing. Many cities have their own emergency housing programs. There are also nationwide programs that provide emergency housing for seniors. The internet is the fastest tool for locating local emergency housing. Libraries have free internet access, for those who might not have a computer or Wi-Fi to begin their search. The list below leads to websites that include phone numbers for emergency homeless assistance. Seniors in need of immediate assistance and resources should call 2-1-1 or contact the United Way online . The 2-1-1 crisis hotline partners with United Way, which is committed to helping homeless seniors find local shelters or access transitional housing. The service can also connect seniors with other resources, including food, mental health support, or funding for health care expenses. Calling 2-1-1 is often required as a prerequisite before trying to get into a shelter or obtaining other assistance. Because 2-1-1 is for people in crisis, there are no eligibility requirements. However, some programs seniors may access through 2-1-1 do have eligibility requirements. Seniors can simply dial 2-1-1 from nearly anywhere in the U.S. to be put in touch with the programs and resources they need. Designed specifically for seniors, people with disabilities, and low-income families, the Housing Choice Voucher Program is a federal program offering low-income housing options and rent assistance. These vouchers are available through your local public housing agency (PHA). This program enables and encourages participants to choose their own housing. Housing options don't need to be a part of subsidized housing projects, but there are limits on unit size. Typically, participants must pay 30% of their monthly adjusted income towards their rent, and the voucher program pays the remainder. Applicant income and family size help the PHA determine eligibility. Citizenship and eligible immigration status also play a factor. The family's income cannot exceed 50% of the median income for the county or metropolitan area where they're applying to live. Of the vouchers, 75% must go to people whose income is at or less than 30% of their area's median income. Contact your local public housing agency . The Section 202 program helps expand the supply of affordable housing with supportive services for seniors. This program gives low-income seniors options that allow them to live independently, with support for cooking, cleaning, transportation, etc. This program is open to any very low-income household that has at least one person 62 years old or older. Applicants must submit an application in response to a Notice of Funding Availability (NOFA) posted on Grants.gov . The HUD-VASH program was created as emergency homeless assistance for veterans. Its goal is to give homeless veterans access to permanent housing through public housing authorities. Veterans receive rental assistance through the HUD Housing Choice Voucher program and additional case management services through the VA. By December 2023, the HUD had allocated nearly 112,000 vouchers to help house veterans nationwide. To help veterans achieve stability and remain housed, VA case managers may connect veterans with support services such as health care, mental health treatment, and substance use counseling. If you or your loved one is a low-income senior with eligible military service, you may apply. Your local VA can tell you if your service qualifies you for HUD-VASH. Senior veterans may apply online or call (877) 424-3838. Click here to learn more about the emergency housing options for seniors available in your state. Low-income seniors who aren't in assisted living or independent living communities might find themselves facing housing instability. Emergency housing for seniors can help you or your loved one seek shelter. Crisis hotlines and public housing agencies can offer support. Finding emergency housing for seniors depends heavily on your area. The first step is to call the Crisis Hotline at 2-1-1. Finding a shelter takes less time than applying and getting approved for low-income housing voucher programs. The 2-1-1 hotline can direct you to local resources and locators. Yes and no. The duration depends on the type of housing. Shelters have limits that vary. Some shelters allow people to stay for up to six months, though that can vary based on demand. Seniors can remain in Section 202 supportive housing as long as they meet age and income requirements. Yes. Many counties have financial emergency programs that help seniors handle home repairs or short-term financial crises like utility shutoff. These programs allow the senior to focus their funds on their rent or mortgage. This story was produced by Caring.com and reviewed and distributed by Stacker Media. Stay up-to-date on the latest in local and national government and political topics with our newsletter.

PNC Financial Services Group Inc. Purchases 6,521 Shares of Arch Capital Group Ltd. (NASDAQ:ACGL)None

Empowered Funds LLC grew its holdings in shares of Flexsteel Industries, Inc. ( NASDAQ:FLXS – Free Report ) by 5.1% in the 3rd quarter, Holdings Channel.com reports. The firm owned 22,048 shares of the company’s stock after purchasing an additional 1,072 shares during the quarter. Empowered Funds LLC’s holdings in Flexsteel Industries were worth $977,000 as of its most recent filing with the Securities & Exchange Commission. Several other hedge funds and other institutional investors have also recently made changes to their positions in the business. American Century Companies Inc. increased its position in shares of Flexsteel Industries by 185.1% during the 2nd quarter. American Century Companies Inc. now owns 46,521 shares of the company’s stock valued at $1,445,000 after purchasing an additional 30,203 shares during the last quarter. Marion Wealth Management increased its position in shares of Flexsteel Industries by 3.6% during the 3rd quarter. Marion Wealth Management now owns 31,660 shares of the company’s stock valued at $1,402,000 after purchasing an additional 1,101 shares during the last quarter. Nations Financial Group Inc. IA ADV purchased a new stake in shares of Flexsteel Industries during the 2nd quarter valued at about $843,000. Bank of New York Mellon Corp purchased a new stake in shares of Flexsteel Industries during the 2nd quarter valued at about $425,000. Finally, Acadian Asset Management LLC increased its position in shares of Flexsteel Industries by 8.3% during the 2nd quarter. Acadian Asset Management LLC now owns 12,694 shares of the company’s stock valued at $393,000 after purchasing an additional 968 shares during the last quarter. Hedge funds and other institutional investors own 36.27% of the company’s stock. Flexsteel Industries Trading Up 1.2 % Flexsteel Industries stock opened at $59.71 on Friday. The firm has a 50 day moving average of $49.84 and a 200 day moving average of $40.62. The firm has a market capitalization of $310.97 million, a price-to-earnings ratio of 23.16, a P/E/G ratio of 1.49 and a beta of 0.42. Flexsteel Industries, Inc. has a 12-month low of $16.80 and a 12-month high of $60.69. The company has a current ratio of 2.84, a quick ratio of 1.04 and a debt-to-equity ratio of 0.02. Flexsteel Industries Increases Dividend The firm also recently declared a quarterly dividend, which was paid on Monday, October 7th. Shareholders of record on Wednesday, September 25th were paid a $0.17 dividend. This represents a $0.68 annualized dividend and a yield of 1.14%. This is an increase from Flexsteel Industries’s previous quarterly dividend of $0.15. The ex-dividend date was Wednesday, September 25th. Flexsteel Industries’s dividend payout ratio is presently 26.88%. Analyst Upgrades and Downgrades Separately, StockNews.com raised shares of Flexsteel Industries from a “hold” rating to a “buy” rating in a report on Wednesday, August 21st. View Our Latest Research Report on Flexsteel Industries Flexsteel Industries Company Profile ( Free Report ) Flexsteel Industries, Inc, together with its subsidiaries, operates as a manufacturer, importer, and markets of upholstered furniture for residential and contract markets in the United States. It provides upholstered furniture, such as sofas, loveseats, chairs, reclining rocking chairs, swivel rockers, sofa beds, convertible bedding units, occasional tables, desks, dining tables and chairs, kitchen storage, bedroom furniture, and outdoor furniture. See Also Want to see what other hedge funds are holding FLXS? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Flexsteel Industries, Inc. ( NASDAQ:FLXS – Free Report ). Receive News & Ratings for Flexsteel Industries Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Flexsteel Industries and related companies with MarketBeat.com's FREE daily email newsletter .The byelection results in Kerala reflect the strengthened public support for the Left Democratic Front (LDF) government, Chief Minister Pinarayi Vijayan has said. Voters in the Chelakkara Assembly constituency gifted a sparkling victory to the LDF, ignoring the propaganda unleashed against the government, Mr. Vijayan said on Saturday. He said that the United Democratic Front (UDF) was able to retain Palakkad with the help of communal forces, but the LDF candidate received more voter support in the Assembly constituency than in the previous election, he said. The bypoll results also made it clear that the BJP could not create any permanent impact in Kerala, other than temporary gains, he said. CM congratulates winners In a message, Mr. Vijayan congratulated the victors in the bypolls held to the Chelakkara and Palakkad Assembly constituencies and the Wayanad Lok Sabha constituency. The mandate gave added energy for taking forward the development and welfare activities of the government. According to Mr. Vijayan, secular votes that stood in opposition to all types of communalism flowed to the LDF. The election results underscored the need for exposing communalism and upholding secular politics, he said. They also revealed that anti-incumbency propaganda did not influence voters at all, he said. Published - November 23, 2024 08:19 pm IST Copy link Email Facebook Twitter Telegram LinkedIn WhatsApp RedditQorvo's SVP Chesley Philip sells $283,756 in stock

Weekend Wrap: From Adani stocks to Paytm, top market movers and news of weekEmpowered Funds LLC raised its stake in shares of Smith & Wesson Brands, Inc. ( NASDAQ:SWBI – Free Report ) by 5.3% during the 3rd quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The institutional investor owned 73,923 shares of the company’s stock after buying an additional 3,752 shares during the period. Empowered Funds LLC owned 0.16% of Smith & Wesson Brands worth $960,000 at the end of the most recent quarter. Other institutional investors also recently bought and sold shares of the company. Rhumbline Advisers grew its position in shares of Smith & Wesson Brands by 0.8% in the second quarter. Rhumbline Advisers now owns 79,360 shares of the company’s stock valued at $1,138,000 after purchasing an additional 655 shares during the last quarter. Cetera Investment Advisers grew its position in shares of Smith & Wesson Brands by 1.8% in the second quarter. Cetera Investment Advisers now owns 80,650 shares of the company’s stock valued at $1,157,000 after purchasing an additional 1,421 shares during the last quarter. Blue Trust Inc. grew its position in shares of Smith & Wesson Brands by 311.0% in the second quarter. Blue Trust Inc. now owns 2,133 shares of the company’s stock valued at $31,000 after purchasing an additional 1,614 shares during the last quarter. Price T Rowe Associates Inc. MD grew its position in shares of Smith & Wesson Brands by 17.5% in the first quarter. Price T Rowe Associates Inc. MD now owns 13,111 shares of the company’s stock valued at $228,000 after purchasing an additional 1,952 shares during the last quarter. Finally, Wedbush Securities Inc. grew its position in shares of Smith & Wesson Brands by 14.0% in the second quarter. Wedbush Securities Inc. now owns 16,250 shares of the company’s stock valued at $233,000 after purchasing an additional 2,000 shares during the last quarter. 59.33% of the stock is currently owned by institutional investors. Smith & Wesson Brands Trading Up 0.9 % Shares of NASDAQ:SWBI opened at $13.37 on Friday. The company has a market cap of $599.67 million, a P/E ratio of 18.07 and a beta of 1.00. The stock’s 50-day moving average is $13.15 and its 200-day moving average is $14.51. Smith & Wesson Brands, Inc. has a 52-week low of $11.96 and a 52-week high of $18.05. The company has a debt-to-equity ratio of 0.28, a quick ratio of 1.19 and a current ratio of 3.54. Smith & Wesson Brands Dividend Announcement The company also recently announced a quarterly dividend, which was paid on Thursday, October 3rd. Investors of record on Thursday, September 19th were given a dividend of $0.13 per share. This represents a $0.52 dividend on an annualized basis and a yield of 3.89%. The ex-dividend date was Thursday, September 19th. Smith & Wesson Brands’s dividend payout ratio (DPR) is presently 70.27%. Smith & Wesson Brands Company Profile ( Free Report ) Smith & Wesson Brands, Inc designs, manufactures, and sells firearms worldwide. The company offers handguns, including revolvers and pistols; long guns, such as modern sporting rifles, bolt action rifles; handcuffs; suppressors; and other firearm-related products under the Smith & Wesson, M&P, and Gemtech brands. Further Reading Want to see what other hedge funds are holding SWBI? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Smith & Wesson Brands, Inc. ( NASDAQ:SWBI – Free Report ). Receive News & Ratings for Smith & Wesson Brands Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Smith & Wesson Brands and related companies with MarketBeat.com's FREE daily email newsletter .