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90 jili 777 ‘Twas the night before the night before Christmas, and a certain somebody still has shopping to do. Fear not. We’ve managed to rustle up some super last-minute discounts on WIRED-approved gadgets and gizmos that you can purchase on sale and pick up in time to save the holidays. Everything listed below has stock available for pickup or next-day shipping. If none of these will do, check out our list of digital gifts and extremely last-minute gifts . Note that your mileage may vary based on your location. If your local big box store is all out of something, I'm very sorry. But maybe next year we'll both have our life together before the 24th. (I'm not done shopping yet either.) Good luck! WIRED Featured Deals Best noise-canceling headphones: Bose QuietComfort Ultra Headphones for $299 ($130 off) Our favorite iPad: Apple iPad (10th Gen) for $279 ($70 off) A great gaming headset: Logitech Pro X 2 Gaming Headset for $185 ($31 off) A luxurious hair tool: Dyson Airwrap Bundle for $500 ($100 off) Power up with unlimited access to WIRED . Get best-in-class reporting that's too important to ignore for just $2.50 $1 per month for 1 year. Includes unlimited digital access and exclusive subscriber-only content. Subscribe Today . Last-Minute Deals Apple iPad (10th Gen) for $279 ($70 off) It's our favorite iPad , and it's on sale. The 10th-gen Apple iPad ( 7/10, WIRED Review ) offers even better value at a discount, and it's (theoretically) available in many fun colors. It's got a modern design, USB-C charging, and tons of compatible accessories . It's snappy and has decent cameras, and most importantly, it's readily available. Bose QuietComfort Ultra Headphones for $299 ($130 off) The Bose QuietComfort Ultra ( 9/10, WIRED Recommends ) top our list of the Best Noise-Canceling Headphones . They have truly excellent noise cancelation, plus great call quality. Overall the sound is sparkling and punchy, and the design is sleek while maintaining a comfortable fit. We wish the battery life was a bit better, but overall it's difficult to go wrong here, especially at this price. Mophie Snap+ Juice Pack MagSafe Charger for $24 ($26 off) This little MagSafe charger is an honorable mention in our MagSafe Power Bank Buying Guide . It works well, and the 5,000-mAh capacity can top off most phones from dead to full at least once. The power bank is on the chunky side, and it works with non-MagSafe phones thanks to the included attachment. Anyone on your list could probably benefit from a phone charger. Roku Streaming Stick 4K for $30 ($20 off) The Roku Streaming Stick 4K is our favorite streaming stick for most people. It's fast and easy to set up—simply plug it into your TV's HDMI port. This model includes a voice remote so you can hold the microphone button down and speak your wishes into the ether. The Roku interface is easy to navigate, even if your giftee isn't the most tech-savvy. And there are lots of free channels so they can binge all of Antiques Roadshow or How It's Made . Or Mr. Beast videos, if that's their thing. Apple Watch Series 10 for $349 ($50 off) The Apple Watch Series 10 ( 8/10, WIRED Recommends ) is the Best Apple Watch , period. We really wish it had blood oxygen sensing like most other fitness trackers. But it does have a suite of health metric tracking and smart features, including basics like steps and workouts all the way up to Breathing Disturbances tracking which can help detect sleep apnea. It also has Fall Detection and the new Vitals app. If you're on a tighter budget, you can also save on the second-generation Apple Watch SE for $229 ($50 off) which is a very a great buy at this price. Dyson Airwrap Bundle for $500 ($100 off) The Dyson Airwrap ( 8/10, WIRED Recommends ) is an excellent multifunctional hair tool featured in our Curling Irons Buying Guide . This gift bundle comes in the pretty blush-colored Strawberry Bronze color that doesn't go on sale very often. It comes with a variety of attachments and accessories, including two barrels, three round brushes, a smoothing dryer, a carrying case, and more. Dyson V15 Detect Cordless Vacuum for $500 ($300 off) Dyson's V15 Detect is the very best Dyson vacuum . It weighs less than 7 pounds and it's easy to maneuver around tight corners and your household's various nooks and crannies. It can run for 60 minutes at a time and there's a sensor that automatically adjusts suction levels based on the current cleaning task. This model also has the neat neon-green laser that can help you spot missed dust particles, making it a particularly good vacuum for folks with allergies. Ninja Creami for $149 ($50 off) The Ninja Creami ( 6/10, WIRED Review ) is one of our favorite gifts for the home chef , and this price is even better than what we saw during Cyber Monday. Your giftee will be able to whip up all sorts of homemade ice cream, gelato, and sorbet, but this machine is also capable of making protein-rich treats as evinced by the subreddit full of creative recipes . It's on the large side, but all that homemade goodness will counteract the space it takes up. Logitech Pro X 2 Gaming Headset for $185 ($31 off) The Pro X 2 is the best wireless gaming headset we've tried. And we've tried many! The over-hear headphones can use Logitech Lightspeed for ultrafast wireless audio, but they can also pair via Bluetooth. They're compatible with computers, phones, and consoles. There's even the option for a wired connection. The sound quality is good, the voice quality is good, and the fit is good. The price could justifiably be higher, but luckily it isn't—especially thanks to this discount.NFL ends investigation into sexual assault allegations against Browns QB Deshaun Watson

Check Point Software Technologies Ltd. (NASDAQ:CHKP) Receives $197.74 Consensus PT from Brokerages"Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum." Section 1.10.32 of "de Finibus Bonorum et Malorum", written by Cicero in 45 BC "Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur?" 1914 translation by H. Rackham "But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?" 1914 translation by H. Rackham "But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?" Thanks for your interest in Kalkine Media's content! To continue reading, please log in to your account or create your free account with us.

I am worried about the state of the church. Not really because there is anything wrong but because of those who extort my pity – the people who make merchandise of the church and those who mock it as if there is anything new that has not been there from the beginning. For those who mock the church even as they are hell-bound, do they not know that the church is a human organisation run by humans and not angels? If there are quack doctors and lawyers, and quackery in virtually all other professions, why do people think that the church should be exempt? Unfortunately, this category of critics and cynics does not sincerely intend to right the obvious lapses in the church. Their intention is to rubbish the church. They are recruits of the devil in its vocation of casting aspersions on the church and by so doing blocking people’s access to God and salvation. I pity them. They don’t want to enter heaven but discourage those who want to. As for the merchants who bear nebulous titles to deceive the gullible, the Lord says loud and clear that He will reject them on the last day. Jesus knew about these rogues; He still does. During His earthly ministry, He even flogged them out of the house of God. However, He told us to now allow both the good and the bad to dwell together until the day of gathering. It is laughable that some people, even among the clergy, sometimes call for the government’s intervention to rid the church of its malaise. Which government; as rotten as they are? The government has no authority to judge another man’s servants. They work or purport to work for God but only God will deal with them at harvest time when the wheat shall be separated from the chaff, which shall be burnt with unquenchable fire. There are many self-pontificating righteous ‘preachers’ out there. Their ministry is to antagonise others. Their church is in the cloud, leveraging social media to gain ephemeral clout. They revel in the throng of confused men and men ‘following’ them to damnation. People with itching ears hail them for titillating them with what they want to hear. They strip the entire church naked because of activities of the perishing few and yet feel they are spreading the gospel and winning converts. This is weird. After painting the church with tar, what attraction would it hold to a sinner? For those who do not know, or pretend not to know, or don’t want to know, the undeniable truth is that God knows everyone’s work and soon comes with His rewards. Revelations 3:8. Everyone shall be duly rewarded for work done. God does not reward like our shifty politicians, whose craft in deception is incomparable. They tell the masses to tighten their belts but loosen theirs, bursting at the seams. They promise minimum wage but inflict maximum pain. I am reminded of a discourse on my town’s platform a few days ago on the propriety or otherwise of Constituency Project. This arose when notable empowerment programmes of some lawmakers were shared on the platform while our zone was bereft of any such thing save for the occasional distribution of some grains of rice, sewing and grinding machines, etc. Well, my view on this constitutional immorality is that Constituency Project by another name is a conspiracy project. It is a fraudulent partnership between the executive and legislature to support each other while looking the other way, as the looting continues. But for a few of these lawmakers, who try to impact their communities, most corner the funds meant for the so-called Constituency Project. The executive will not bother them, and, quid pro quo, the ‘legislooter’, sorry, legislature, will not oversee the executive to checkmate his asinine or adverse policies for the people. The constituency project is the wedding ring binding two criminal arms of government together. Even then, yes, we are all part of the scheme. Our expectations of these hybrid politicians are overly malapropos. Where do we expect them to get the money to satisfy our greed if not to collude with the executive to steal from us by whatever name? I seem to have veered off course, not so? Well, not really. Whereas people hail, dine, and wine with these roguery bandits in power, they delight in making the church their fall guy. Yes, the church is the light of the world, and must shine forth in our dark world, just as our national grid is supposed to give the country light. However, we experience and pay for darkness more often than light. This is because of deliberate criminality in the system. If we devote as much time used to heckle the church to calling the politicians to account, Nigeria would become far better for it. Please, do not get me wrong. Without me saying it, God has already laid the axe on the fruitless trees occupying the pews or altars in His house. Matthew 3:10. Those who quench the light of the spirit shall wallow in everlasting darkness where they will spend eternity, gnashing their teeth in sorrow and regret. It is never acceptable to pose a stumbling block to the house of God whether you are a fraudulent ‘pastor’ or a crusader of righteousness of which you are also deficient. Let me share some of God’s plans for these so-called prophets and pastors who ‘thus say the Lord’ when the Lord did not say anything: “Beware of the false prophets, who come to you in sheep’s clothing, but inwardly are ravenous wolves....For false messiahs and false prophets will appear and perform great signs and wonders to deceive, if possible, even the elect.” Matthew 7:15; Matthew 24: 24 Then the LORD said to me, “The prophets are prophesying lies in my name. I have not sent them or appointed them or spoken to them. They are prophesying to you false visions, divinations, idolatries and the delusions of their own minds”... This is what the LORD Almighty says: “Do not listen to what the prophets are prophesying to you; they fill you with false hopes. They speak visions from their own minds, not from the mouth of the LORD.” Jeremiah 14:14; 23:16 Now whose fault is it if you fail to heed these warnings? People forsake sound teaching of the word of God preferring spurious doctrines churned by glib-tongued showmen. There is, perhaps, no time in history that sin has become more fanciful than now, and drawing more souls away because of its beautiful casing. I read about a lesbian Chelsea footballer, Sam Kerr, who is ‘expecting’ a baby with her lesbian lover, West Ham midfielder, Kristie Mewis. It all sounded so weird, especially with the avalanche of congratulatory messages she got. What a distorted world; castrated and flaccid! We get fascinated by repugnant deeds that provoke the Lord to wrath, tempting Him to send down acid fire on humanity like in the days of Sodom and Gomorrah. That’s why Donald Trump is returning to the White House; to reclaim America, God’s Own Country for God. Democratic lewdness almost swallowed the country founded on Godly principles but there is now hope for America, and Israel. Trump is not a saint but hate him for all you want, the world shall soon know why God brought him back. A lesbian is supposedly a man-hater and would not want intimacy with him. Is it then not odd that you would hate me but love my sperm or vice versa for the homosexual who would hate me but covet my egg to form ‘your child’? The world has gone to the dogs. Today, wives are for hire or barter or crowd orgies. Women have no qualms mating with dogs. Men are siring children with their daughters even as sons are bonking their mothers. In our world, elders are eating the meal meant for children, who are left to starve to death or sold like articles in the market. What a world! Yet the church bashers do not see these evils. Of course, they will not because they are of their father the devil, and their will is to do his desires. John 8:44. Shalom!

This Traveler Stood Firm Against An Unruly Child Who Wanted Their Window Seat, And It's Sparked An Interesting Debate About Parenting

By Noam N. Levey, KFF Health News Worried that President-elect Donald Trump will curtail federal efforts to take on the nation’s medical debt problem, patient and consumer advocates are looking to states to help people who can’t afford their medical bills or pay down their debts. “The election simply shifts our focus,” said Eva Stahl, who oversees public policy at Undue Medical Debt, a nonprofit that has worked closely with the Biden administration and state leaders on medical debt. “States are going to be the epicenter of policy change to mitigate the harms of medical debt.” New state initiatives may not be enough to protect Americans from medical debt if the incoming Trump administration and congressional Republicans move forward with plans to scale back federal aid that has helped millions gain health insurance or reduce the cost of their plans in recent years. Comprehensive health coverage that limits patients’ out-of-pocket costs remains the best defense against medical debt. But in the face of federal retrenchment, advocates are eyeing new initiatives in state legislatures to keep medical bills off people’s credit reports, a consumer protection that can boost credit scores and make it easier to buy a car, rent an apartment, or even get a job. Several states are looking to strengthen oversight of medical credit cards and other financial products that can leave patients paying high interest rates on top of their medical debt. Some states are also exploring new ways to compel hospitals to bolster financial aid programs to help their patients avoid sinking into debt. “There’s an enormous amount that states can do,” said Elisabeth Benjamin, who leads health care initiatives at the nonprofit Community Service Society of New York. “Look at what’s happened here.” New York state has enacted several laws in recent years to rein in hospital debt collections and to expand financial aid for patients, often with support from both Democrats and Republicans in the legislature. “It doesn’t matter the party. No one likes medical debt,” Benjamin said. Other states that have enacted protections in recent years include Arizona, California, Colorado, Connecticut, Florida, Illinois, Minnesota, Nevada, New Jersey, New Mexico, Oregon, Rhode Island, and Washington. Many measures picked up bipartisan support. President Joe Biden’s administration has proved to be an ally in state efforts to control health care debt. Such debt burdens 100 million people in the United States, a KFF Health News investigation found . Led by Biden appointee Rohit Chopra, the Consumer Financial Protection Bureau has made medical debt a priority , going after aggressive collectors and exposing problematic practices across the medical debt industry. Earlier this year, the agency proposed landmark regulations to remove medical bills from consumer credit scores. The White House also championed legislation to boost access to government-subsidized health insurance and to cap out-of-pocket drug costs for seniors, both key bulwarks against medical debt. Trump hasn’t indicated whether his administration will move ahead with the CFPB credit reporting rule, which was slated to be finalized early next year. Congressional Republicans, who will control the House and Senate next year, have blasted the proposal as regulatory overreach that will compromise the value of credit reports. And Elon Musk, the billionaire whom Trump has tapped to lead his initiative to shrink government, last week called for the elimination of the watchdog agency . “Delete CFPB,” Musk posted on X. If the CFPB withdraws the proposed regulation, states could enact their own rules, following the lead of Colorado, New York, and other states that have passed credit reporting bans since 2023. Advocates in Massachusetts are pushing the legislature there to take up a ban when it reconvenes in January. “There are a lot of different levers that states have to take on medical debt,” said April Kuehnhoff, a senior attorney at the National Consumer Law Center, which has helped lead national efforts to expand debt protections for patients. Kuehnhoff said she expects more states to crack down on medical credit card providers and other companies that lend money to patients to pay off medical bills, sometimes at double-digit interest rates. Under the Biden administration, the CFPB has been investigating patient financing companies amid warnings that many people may not understand that signing up for a medical credit card such as CareCredit or enrolling in a payment plan through a financial services company can pile on more debt. If the CFPB efforts stall under Trump, states could follow the lead of California, New York, and Illinois, which have all tightened rules governing patient lending in recent years. Consumer advocates say states are also likely to continue expanding efforts to get hospitals to provide more financial assistance to reduce or eliminate bills for low- and middle-income patients, a key protection that can keep people from slipping into debt. Hospitals historically have not made this aid readily available, prompting states such as California, Colorado, and Washington to set stronger standards to ensure more patients get help with bills they can’t afford. This year, North Carolina also won approval from the Biden administration to withhold federal funding from hospitals in the state unless they agreed to expand financial assistance. In Georgia, where state government is entirely in Republican control, officials have been discussing new measures to get hospitals to provide more assistance to patients. “When we talk about hospitals putting profits over patients, we get lots of nodding in the legislature from Democrats and Republicans,” said Liz Coyle, executive director of Georgia Watch, a consumer advocacy nonprofit. Many advocates caution, however, that state efforts to bolster patient protections will be critically undermined if the Trump administration cuts federal funding for health insurance programs such as Medicaid and the insurance marketplaces established through the Affordable Care Act. Trump and congressional Republicans have signaled their intent to roll back federal subsidies passed under Biden that make health plans purchased on ACA marketplaces more affordable. That could hike annual premiums by hundreds or even thousands of dollars for many enrollees, according to estimates by the Center on Budget and Policy Priorities, a think tank. And during Trump’s first term, he backed efforts in Republican-led states to restrict enrollment in their Medicaid safety net programs through rules that would require people to work in order to receive benefits. GOP state leaders in Idaho, Louisiana, and other states have expressed a desire to renew such efforts. “That’s all a recipe for more medical debt,” said Stahl, of Undue Medical Debt. Jessica Altman, who heads the Covered California insurance marketplace, warned that federal cuts will imperil initiatives in her state that have limited copays and deductibles and curtailed debt for many state residents. “States like California that have invested in critical affordable programs for our residents will face tough decisions,” she said. ©2024 KFF Health News. Distributed by Tribune Content Agency, LLC.More firms to go bust in wake of Budget tax hikes Corporate bankruptcy experts warn number of firms going bust will rise 'Wave of distress' among business after NI hike and increase in minimum wage CBI set to warn tax rises in Budget will hit corporate profits By CALUM MUIRHEAD Updated: 21:50, 24 November 2024 e-mail View comments Britain faces a wave of insolvencies as businesses are hit by higher taxes and soaring costs alongside a prolonged period of elevated interest rates in the wake of the Budget. In the latest blow to Rachel Reeves, corporate bankruptcy experts warned the number of firms going bust would rise this winter and through next year. Gordon Thomson, of accountancy firm RSM UK, warned of 'a wave of distress' among business following the Chancellor's national insurance hike and increase in the minimum wage. John Cullen, insolvency partner at accountants Menzies, added: 'It would be unrealistic to think that corporate insolvencies will go anywhere but up during the course of 2025.' The CBI will today warn tax rises in the Budget will hit corporate profits – damaging the UK economy in the process. CBI chief Rain Newton-Smith will say in a speech: 'When you hit profits, you hit competitiveness, you hit investment, you hit growth.' Concern: Insolvency experts are now warning of a wave of corporate failures The Chancellor faces an ongoing backlash over her Budget – and in particular the £25billion increase in national insurance paid by employers. Bank of England Governor Andrew Bailey has also warned interest rate cuts will have to be 'gradual', which will extend the period of elevated borrowing costs for businesses. Insolvency experts are now warning of a wave of corporate failures as a result. Ric Traynor, boss of restructuring group Begbies Traynor, told the Mail many firms will 'throw in the towel' in the New Year rather than keep going only to be hit with a bumper tax rise in April. RELATED ARTICLES Previous 1 Next Bosses demand urgent business rates shake-up Labour 'risks destruction of the High Street': Retailers say... Share this article Share HOW THIS IS MONEY CAN HELP How to choose the best (and cheapest) stocks and shares Isa and the right DIY investing account Insolvencies hit a post-Covid peak of 2,293 in October 2023 but fell 24 per cent to 1,747 last month – crucially before the Budget. But these figures are set to go into reverse as the Budget measures take effect. David Hudson, restructuring advisory partner at FRP, said: 'Changes to national insurance will only increase costs for those under-pressure businesses, which may well be a factor in further companies going under.' Mark Ford, at wealth manager Evelyn Partners, warned many firms will be 'fighting for their survival' due to rising wage bills. DIY INVESTING PLATFORMS AJ Bell AJ Bell Easy investing and ready-made portfolios Learn More Learn More Hargreaves Lansdown Hargreaves Lansdown Free fund dealing and investment ideas Learn More Learn More interactive investor interactive investor Flat-fee investing from £4.99 per month Learn More Learn More Saxo Saxo Get £200 back in trading fees Learn More Learn More Trading 212 Trading 212 Free dealing and no account fee Learn More Learn More Affiliate links: If you take out a product This is Money may earn a commission. These deals are chosen by our editorial team, as we think they are worth highlighting. This does not affect our editorial independence. Compare the best investing account for you Share or comment on this article: More firms to go bust in wake of Budget tax hikes e-mail Add comment Some links in this article may be affiliate links. If you click on them we may earn a small commission. That helps us fund This Is Money, and keep it free to use. We do not write articles to promote products. We do not allow any commercial relationship to affect our editorial independence.