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Garda Sergeant Jim Collins said that he has known the accused for a while and described him as a "gentleman with difficulties” Facebook. Stock image (PA) A man has appeared in court in Co Donegal charged with making threats to kill a neighbour in a live Facebook video. Matthew Boyle appeared at Letterkenny District Court charged with making the threats to Paul Gibson. Judge Eiteain Cunningham said this was a serious charge. Garda Sergeant Jim Collins said that he has known the accused for a while and described him as a "gentleman with difficulties." The judge replied that she would have to consider if the threats are genuine. Sergeant Collins said that it was "highly unlikely" that anybody would take the threats as "viable" and said the accused had some "intellectual difficulties." The accused, aged 32 and of Parkview in Raphoe, was in court for the hearing. He is charged that he did without lawful excuse, make to Paul Gibson a threat, intending the said Paul Gibson to believe it would be carried out, to kill or cause him serious harm. The charge is Contrary to Section 5 of the Non-Fatal Offences Against the Person Act, 1997. Judge Cunningham added "My position on threats is that they should not be made - good, bad or indifferent." The judge adjourned the case until January 20 to consider the case.Nextracker to Present at the Goldman Sachs Energy, CleanTech & Utilities Conference
ADPD wants police to investigate Bartolo, Muscat and Camilleri over job scandal
By Anna Helhoski, NerdWallet The battle to get here was certainly an uphill one, but people are generally feeling better about the economy and their finances than they once did. On top of that, the economy has been easing into an ideal, Goldilocks-like position — not running too hot or cooling too quickly. Throughout 2024, consumer sentiment data showed people were fairly positive about the economy and their own finances, even if there’s remaining frustration over elevated prices compared to four years ago. Looking ahead, households are feeling more optimistic about their personal finances in the next year, as the share of those expecting to be in a better financial situation a year from now hit its highest level since February 2020. Combine positive personal vibes with a strong economic picture and it looks like 2024 wasn’t so bad for consumers, after all. But that doesn’t mean there weren’t bumps in the road or potential roadblocks ahead. To cap off the year, NerdWallet writers reflect on the top trends in personal finance and the economy this year — and what they think might be ahead in 2025. The economy steadily grew Elizabeth Renter, NerdWallet’s economist What happened: In 2024, U.S. consumers have proven resilient following a period of high inflation and ongoing high interest rates. Wage growth has been strong, owing in part to rising productivity. This has driven robust spending throughout the year, which has kept the economy growing at a healthy pace. The labor market has remained steady, though cooler than 2023, and price growth continues to moderate towards the Federal Reserve’s 2% inflation goal. What’s ahead: Barring significant changes to economic policy and significant shocks, the U.S. economy is expected to grow at a moderate rate in the coming year. Inflation will continue to moderate and the labor market will remain relatively healthy, all due in part to continued slow and deliberate rate cuts from the Fed. However, there are risks to this path. Higher tariffs and tighter immigration policies are likely, but the extent of these changes are yet unclear. The potential policy scenarios are many, and the economic outcomes complex. Increased tariffs are generally inflationary, and stricter immigration policies could impact the labor supply and economic growth. Consumers and small business owners with their eyes to the new year should focus on the things within their control. Savings accounts offered high rates and returns Margarette Burnette, consumer banking and savings writer What happened: High-yield savings accounts and certificates of deposit offered elevated rates in 2024, rewarding savers with strong returns. Following the Federal Reserve rate cuts in the second half of the year, high-yield accounts had modest rate decreases, but they continued to outperform traditional savings accounts and CDs. What’s ahead: We’re watching for further Federal Reserve rate cuts, which could lead to more decreases in savings rates. Credit card debt hit a high Sara Rathner, credit cards writer What happened: Credit card debt levels hit record highs, with consumers turning to credit cards to pay for necessities. While the economy is doing well, many individuals have struggled to make ends meet, as incomes haven’t kept up with certain costs. What’s ahead: We may see some policy and regulation changes with the incoming administration that could affect folks when it comes to credit cards, debt and consumer protections. Small business boomed Ryan Brady, small business writer What happened : New businesses continued to blossom in 2024 as business applications remained well above pre-pandemic levels. Confidence in the future state of the U.S. economy also spiked after the presidential election, but that optimism was tempered by concerns over rising costs and labor quality. What’s ahead: All eyes are on the incoming administration as small-business owners brace for turbulence resulting from potential tariffs, tax policy changes and dismantled government regulations. We’re also watching the possibility of interest rate cuts in 2025 and small-business owners’ growing reliance on new technologies, such as AI. Home buying remained challenging Holden Lewis, mortgages writer What happened: Home buyers struggled with elevated mortgage rates, rising house prices and a shortage of homes for sale. On top of that, a new rule required buyers to negotiate their agents’ commissions. What’s ahead: The Federal Reserve is expected to cut short-term interest rates, but mortgage rates might not necessarily fall by a similar amount. Buyers will probably have more properties to choose from, and the greater supply should keep prices from rising a lot. Interest rates on home equity loans and lines of credit should fall, making it less expensive to borrow to fix up homes — either to sell, or to make the home more comfortable and efficient. The markets were a boon for investors Sam Taube, investing writer What happened: The stock market had a great year. The S&P 500 is up more than 25% due to falling interest rates, fading recession fears, AI hype, and the possibility of lighter taxes and regulations under the new administration. Cryptocurrency also saw big gains in 2024; the price of Bitcoin crossed the $100,000 mark for the first time in December. What’s ahead: A lot depends on how fast the Fed reduces rates in 2025. Another key unknown is Trump’s second term. Regulatory rollbacks, such as those he has proposed for the banking industry, could juice stock prices — but they also could create systemic risks in the economy. His proposed tariffs could also hurt economic growth (and therefore stock prices). Finally, it remains to be seen whether trendy AI stocks, such as NVIDIA, can continue their momentum into next year. It’s the same story with crypto: How long will this bull market last? Premiums went up for home and auto insurance Caitlin Constantine, assistant assigning editor, insurance What happened: Many people saw their home and auto insurance premiums skyrocket in 2024. In some states, homeowners are finding it harder to even find policies in the first place. Meanwhile, life insurance rates have started to decrease post-pandemic. We also saw more insurers offering online-only policies that don’t require a medical exam. What’s ahead: Auto and home insurance costs will likely continue to rise, although auto premiums may not rise as dramatically as they have over the past few years. And if you’re in the market for life insurance, expect to see competitive life insurance quotes and more customizable policies. Lawsuits and uncertainty over student loan relief continued Eliza Haverstock, student loans writer What happened: Borrowers received historic student loan relief, but lawsuits derailed an income-driven repayment plan used by 8 million whose payments are indefinitely paused. Uncertainty will carry into 2025 as a result of the presidential administration change. What’s ahead: Trump has pledged to overhaul higher education and rein in student loan relief. The fate of the SAVE repayment plan, student loan forgiveness options, FAFSA processing and more remain in the balance. Traveling in style was all the rage Meghan Coyle, assistant assigning editor, travel What happened: People are willing to pay more for big and small luxuries while traveling, and airlines and hotels are taking note. Many airlines raised checked bag fees early in 2024, credit card issuers and airlines invested in renovated airport lounges, and major hotel companies continued to add luxury properties and brands to their loyalty programs. What’s ahead: Southwest will say goodbye to its open seating policy and introduce new extra-legroom seats, a major departure for the airline. Alaska Airlines and Hawaiian Airlines will unveil a unified loyalty program in 2025. Spirit Airlines may attempt to merge with another airline again after its 2024 bankruptcy filing and two failed mergers under President Biden’s administration. Travelers will find that they’ll have to pay a premium to enjoy most of the upgrades airlines and hotels are making. Dynamic pricing expanded its reach Laura McMullen, assistant assigning editor, personal finance What happened: This year, dynamic pricing expanded beyond concerts and travel to online retailers and even fast-food restaurants. This practice of prices changing based on real-time supply and demand received plenty of backlash from consumers and prompted the Federal Trade Commission to investigate how companies use consumers’ data to set prices. What’s ahead: Beyond an expansion of dynamic pricing — perhaps with added oversight — expect subscription models to become more prevalent and demand for sustainable products to grow. The car market came back for buyers Shannon Bradley, autos writer What happened: New-car prices held steady in 2024 but remained high after a few years of sharp increases — the average new car now sells for about $48,000, and for the first time ever the price gap between new and used cars surpassed $20,000 (average used-car prices are now slightly more than $25,000). Overall, the car market returned to being in the buyer’s favor, as new-car inventories reached pre-pandemic levels, manufacturer incentives began making a comeback and auto loan interest rates started to decline. What’s ahead: The future of the car market is uncertain and depends on policies implemented by the incoming administration. Questions surround the impact of possible tariffs on car prices, whether auto loan rates will continue to drop, and if federal tax credits will still be available for electric vehicle buyers. Buy now, pay later grew in popularity Jackie Veling, personal loans writer What happened: Buy now, pay later continued to be a popular payment choice for U.S. shoppers, even while facing headwinds, like an interpretive ruling from the CFPB (which determined BNPL should be regulated the same as credit cards) and Apple’s discontinuation of its popular Apple Pay Later product. Large players like Affirm, Klarna and Afterpay continued to offer interest-free, pay-in-four plans at most major retailers, along with long-term plans for larger purchases. What’s ahead: Though more regulation had been widely anticipated in 2025, the change in administration suggests the CFPB will play a less active role in regulating BNPL products. For this reason, and its continued strength in the market, BNPL will likely keep growing. Inflation eased, finally Taryn Phaneuf, news writer What happened: Easing inflation was a bright spot in 2024. In June, the consumer price index fell below 3% for the first time in three years. Consumers saw prices level off or decline for many goods, including for groceries, gas and new and used vehicles. But prices haven’t fallen far enough or broadly enough to relieve the pinch many households feel. What’s ahead: The new and higher tariffs proposed by the Trump administration could reignite inflation on a wide range of goods. Rents were still high, but price growth slowed Taryn Phaneuf, news writer What happened: Rent prices remain high, but annual rent inflation slowed significantly compared to recent years, staying around 3.5% for much of 2024, according to Zillow, a real estate website that tracks rents. A wave of newly constructed rental units on the market seems to be helping ease competition among renters and forcing landlords to offer better incentives for signing a lease. What’s ahead: If it continues, a softening rental market could work in renters’ favor. But construction is one of several industries that could see a shortage of workers if the Trump administration follows through on its promise to deport undocumented immigrants. A shortage of workers would mean fewer houses and apartments could be built. Trump won the election, promised tariffs and deportations Anna Helhoski, news writer What happened: After a contentious presidential campaign, former President Donald Trump declared victory over Vice President Kamala Harris. While on the campaign trail, Trump promised to lower inflation, cut taxes, enact tariffs, weaken the power of the Federal Reserve, deport undocumented immigrants and more. Many economists have said Trump’s proposals, if enacted, would likely be inflationary. In Congress, Republicans earned enough seats to control both houses. What’s ahead: It’s unclear which campaign promises Trump will fulfill on his own and with the support of the new Congress. He has promised a slew of “day one” actions that could lead to higher prices, including across-the-board tariffs and mass deportations. Most recently, Trump pledged to enact 20% tariffs on Canada and Mexico, as well as an additional 10% tariff on China. He has also promised to extend or make permanent the 2017 Tax Cuts and Jobs Act; many of its provisions expire by the end of 2025. Congress squabbled while consumer-first, antitrust efforts won Anna Helhoski, news writer What happened: Fiscal year 2023-2024’s funding saga finally came to an end in March, then six months later, the battle to fund the fiscal year 2024-2025 began. The Biden Administration waged its own war against junk fees . Antitrust enforcers pushed back against tech giants like Amazon, Apple, Google, and Meta; prevented the Kroger-Albertsons merger; nixed the Jet Blue-Spirit Airlines merger; and moved to ban noncompete agreements. The Supreme Court rejected a challenge to the constitutionality of the Consumer Financial Protection Bureau, as well as a challenge to abortion pill access. SCOTUS also overruled its landmark Chevron case, which means every federal regulatory agency’s power to set and enforce its own rules are now weaker. What’s ahead: The election’s red sweep means the GOP will control the executive and legislative branches of government. They’ll face the threat of at least one more potential government shutdown; a debt ceiling drama comeback; and the beginning of the debate over extending or making permanent provisions of the expiring 2017 Tax Cuts and Jobs Act. More From NerdWallet Anna Helhoski writes for NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. The article What Trended in Personal Finance in 2024? originally appeared on NerdWallet .The Hawks also placed defenseman Alec Martinez on injured reserve with a neck injury, retroactive to Dec. 7. Nazar leads all AHL rookies in goals (11) and points (24) as of Friday, and he ranks seventh and sixth in those categories among all skaters. The 5-foot-10 center recently had a four-game point streak in which he recorded three goals and five assists. The Hawks have been playing better under interim coach Anders Sorensen , who has emphasized getting defensemen more involved on offense, but they still rank third from last in goals per game (3.17). The Hawks drafted Nazar at No. 13 in 2022, and he’s generally regarded as the team’s top offensive prospect. Chicago Blackhawks prospect watch: Injuries tested Frank Nazar’s resilience — and now he feels more mature for camp He played his first three NHL games at the tail end of last season, scoring a goal in his Blackhawks debut against the Carolina Hurricanes on April 14. He’ll get his first chance this season against the New Jersey Devils at noon Saturday (CHSN) at Prudential Center. Meanwhile, with Martinez joining Seth Jones (right foot) on IR, the Hawks will be without their top two defensemen.
No. 25 Army 29, UTSA 24
HARARE – Former Citizens Coalition for Change (CCC) legislator Amos Chibaya has finally been granted US$500 bail by the High Court. In his ruling, Justice Gibson Mandaza ordered the former Mkoba MP to deposit US$500 with the Clerk of Court at the Harare Magistrates’ Court and to report once every fortnight at CID law and order division in Harare. Chibaya was also ordered to continue residing at his usual residential address and not to interfere with witnesses. The firebrand politician is accused of inciting fellow CCC activists into committing violence as he addressed them outside the Harare Magistrates’ Court where convicted party faction leader Jameson Timba and dozens more had been denied bail in June this year. His party insists Chibaya should never have been arrested in the first place arguing he did not commit any offence at all. “We won’t celebrate persecution and suppression of freedom of association. He shouldn’t have been arrested in the first place. “Zimbabwe is not yet free under the current regime. “We continue to demand the release of all political prisoners,” said CCC in a statement. Arrested many times for his fearless activism, Chibaya was recently fined US$50 for skipping court in another criminal case he is facing. According to the state, Chibaya was among a group of CCC activists who staged demonstrations at the court building in June demanding the release of 77 party activists who had been denied bail. It is further alleged Chibaya then convened a meeting at the entrance of the court building where party politicians Agency Gumbo and Ostallos Gift Siziba were among the speakers. During the meeting, Chibaya allegedly incited violence through saying, “Chi regime chinotya vanhu, chikaona vanhu chinobvunda, Havana kuhwina maelections, togona kufuma tavakutonga, Zimbabwe haisi yeZanu PF, Zimbabwe is not a Mnangagwa Dynasty zvekumbunyikidza vanhu zvinofanira kupera.” Loosely translated, Chibaya allegedly talked down the Zanu PF led government headed by President Mnangagwa whom he accused of stealing elections and that it could find itself out of power the next day in place of the main opposition. He allegedly declared it was time the state stopped trampling on citizens’ freedoms. It is further alleged Chibaya invited citizens to come in large numbers to demand the release of their colleagues. “As a result of the incitement, some people at the meeting promised Chibaya to take the prisoners out by force by saying in vernacular ‘tichavatora Nechisimba, eheeee’”.None
"This is another fairly ambiguous injury and really hard to put a timeline of when I'll be either back on snow or back to racing," Shiffrin said in a video posted on social media. "But I do know that I will not be starting in Beaver Creek." Shiffrin had already said after Saturday's crash she didn't expect to be ready for the Colorado races, a downhill on December 14 and a super-G on December 15. On Wednesday, she said that whatever object caused the puncture in her abdomen also left "tore a cavern" in her oblique muscles. She said she had also undergone further testing to check for possible damage to her colon. "There were some air bubbles where the puncture came pretty close to the colon," she said. "Last night's check confirmed that my colon is, indeed, intact." Shiffrin was closing in on a once unimaginable 100th World Cup victory when she crashed in the second leg of the giant slalom at Killington, Vermont, on Saturday. She hit one gate and tumbled through another before sliding into the catch fencing and was taken from the hill on a sled. She won't miss any races this weekend because the two women's giant slaloms scheduled for Tremblant, Canada, were cancelled because of lack of snow. However, Shiffrin said she would be sorry not to resume her bid for a 100th World Cup win on the circuit's next US stop. "This is a really big bummer, not to be able to race Birds of Prey," Shiffrin said. "But on the other hand I was really lucky and I'm really looking forward to cheering my teammates on racing Beaver Creek." In 2023, Shiffrin broke Ingemar Stenmark's record of 86 World Cup wins, a mark once considered unassailable. Compatriot Lindsey Vonn has the second-most alpine World Cup wins by a woman with 82. bb/js
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