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Chelsea’s surprise defeat by Fulham meant victory over the Foxes stretched their lead to seven points, with a match in hand, with the halfway point of the campaign fast approaching. But Slot is maintaining his level-headed approach despite the clamour growing around their chances of adding another title to the one won in 2020. “If you are in this game for a long time like the players and I am then 20 games before the end you don’t look at it as there are so many challenges ahead of you,” he said after Cody Gakpo, Curtis Jones and Mohamed Salah scored to turn around an early deficit following Jordan Ayew’s strike. “Injuries and and a bit of bad luck can happen to any team, it is far too early to be already celebrating – but it is nice for us to be where we are. “I don’t think there was any easy win for us in any of these games; it could have been an easy win against Tottenham but we conceded two and it was then 5-2 – that tells you how difficult it is to win even when you have all your players available. “That is why we have to take it one game at a time. The league table is something of course we are aware of but we always understand how many games there are to go.” Leicester boss Ruud van Nistelrooy felt his side held their own until Salah scored in the 82nd minute. “I think we were in the contest for a result for a long time,” he said. “Three-one was the turning point in the sense the game was done there to get a result. “I think the 60th minute I remember a chanced for Daka to score the equaliser so we were in the game to get a surprising result. “We did well, we did what we could: a good start with the goal but if you speak of a turning point, 3-1 with Salah, the game was done.” Van Nistelrooy left goalkeeper Danny Ward out of the squad after he struggled in the defeat to Wolves and was jeered by his own fans. “The change in goal was one to make and the conversation with Wardy was impressive, the way he was thinking of the team and the club,” added the Dutchman. “I insisted on a conversation and of course it is a private conversation but what I want to share is the person and the professional he is. “I was impressed with that and his willingness for the team and the club to do well. “Really tough what happened for him. We are professionals but human beings as well, when frustration is being directed towards one person that is difficult.”As payments become faster, fraudsters hide behind anonymity or concoct identities that seem legitimate, and then scam banks, merchants and individuals out of their money. Among the most effective ways of stopping would-be criminals in their tracks is using advanced technologies and collaboration to spot red flags before the money ever leaves an account — to take action, in other words, upstream. Data — from continuous verification to location to device-level details — is critical, and real-time analysis can help block fraudulent transactions. In the United Kingdom, language contained in the November release of the government’s National Payments Vision noted: “For open banking to scale and help deliver more competition and innovation in the market, it needs to transition to a sustainable long-term regulatory framework.” “The U.K. has put in place strong consumer protections for fraud, including through reimbursement of authorized push payment fraud as mandated by the Payment Systems Regulator ,” the Treasury added in the whitepaper. “While this regime provides a critical safety net for consumers, it introduces new risks for firms to manage.” Four financial authorities in the U.K. said last week that they are working to improve their cooperation and will revise their agreement as the government pursues its National Payments Vision. The financial regulators include the Bank of England , the Financial Conduct Authority (FCA), the Prudential Regulation Authority (PRA) and the Payment Systems Regulator (PSR). Increased Embrace of Digital Payments In discussion of the overall shift to digital, stats cited in the paper detailed that contactless payments have increased from 3% of all transactions in 2015 to 38% in 2023, and digital wallets have gained in popularity. The PYMNTS Intelligence report “ Digital Wallets Beyond Financial Transactions: U.K. Edition ” found that 77% of U.K. consumers have at least one digital wallet, and 44% of consumers online conduct commerce via digital wallet transactions. To get a sense of the financial impact , banks and financial services firms in the U.K. are required to reimburse the victims of authorized push payment (APP) fraud up to 85,000 pounds (about $106,000). APP fraud cost U.K. residents $433 million in 2023. Focusing Upstream In the section titled “Focusing on upstream prevention, including intelligence sharing,” the U.K.’s National Payments Vision whitepaper said that “more focus must be placed on fraud prevention, ” and “that more can be done to prevent fraud upstream, including through sharing intelligence, both within and across sectors. Within the financial services sector specifically, there are a number of promising solutions which allow firms to share data for the purposes of tackling fraud, either before a transaction is initiated or [in] real time during the processing of a payment.” In an interview with PYMNTS in April, Intellicheck CEO Bryan Lewis said his firm is actively exploring a consortium approach to fighting digital ID fraud through an interoperable network where financial institutions can share trust and verification outcomes. In a separate interview with PYMNTS in February, Kyle King , who was director of product management at NCR Voyix at the time and is now executive director of Candescent , said data used before transactions take place include additional factors, such as location-based identifiers and behavioral biometrics . This evolution to a three-, even four-factor multifactor authentication workflow can improve security , he said . In another example, J.P. Morgan Payments said in October it partnered with predictive bank account and payment intelligence company ValidiFI to validate bank accounts and transactions. “The world needs to move away from risk-based authentication (RBA), which is probabilistic, and adopt a deterministic approach based on keys bound to identities ,” Prove Identity CEO Rodger Desai told PYMNTS in May. Digital IDs linked with biometric authentication make it difficult for fraudsters to use stolen credentials. Real-time identity verification ensures that fraudulent transactions are identified and blocked. In October, Ingo Payments formed a partnership with Sardine to combine data sources and technology to detect and fight against account opening funding fraud.

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India Surpasses 73,000 Startups With Women Directors: GovtLast Word Before Aviva Perlo settled in Philadelphia, the author, educator and social worker described herself as a “wandering Jew.” After moving throughout the country, the Texas native decided one day to outline exactly what she wanted in the place she would settle down in and call home: she came up with diversity, creativity, a healthy Jewish community, universities, tradition and trees. She also wanted a place with plenty of museums, affordable housing and a healthy amount of social justice advocacy. “Philadelphia fit my bill,” she said, smiling. Perlo moved to the City of Brotherly Love about 20 years ago, fell in love with it quickly and has stayed in love with it since. As someone who comes from a state and region that isn’t exactly bustling with Jewish life, Perlo said she has found herself energized by the large Jewish community of Philadelphia. “I didn’t know that the options for Jewish life in Philadelphia were so extensive,” she said. “I love that I can hop on a train and go do Jewish stuff two hours north in New York, too, or two hours south in D.C.” Perlo said that the best part of the city she now calls home, however, is its status as a premier spot to study trauma. Trauma is Perlo’s focus, which she teaches and writes about, largely through a Jewish lens. In Philadelphia, she has gotten the chance to learn from the world’s best. “In 2010, there were two M.D.s who started a new Ph.D. program at Drexel in trauma studies that had no precedent — looking at how trauma is an epidemic through epidemiological and statistical analysis,” Perlo said. She studied under both of these physicians, named Dr. Sandra Bloom and Dr. John Rich. In addition to the work she has gotten to do at various Philadelphia area universities, Perlo has learned a lot from Philadelphia’s annual trauma studies conference that attracts hundreds of interested experts to the city. The work is heavy, but for Perlo, there was never another option. “I feel like Hashem called me to do this work,” she said. “My family was not your typical one with Bubbie’s brisket on the stove and one parent who is a doctor and one who is a lawyer, and so I always felt like helping to lift people up was my mission.” Perlo said that while her work isn’t exclusively for Jewish people or through a Jewish organization, it is still inherently Jewish because of the values it exemplifies. She said that the Jewish values of feeding the hungry, caring for the homeless and helping and visiting sick people are shared by social workers. “There are infinite correlations between the two,” she said. For Perlo, the appeal of the thriving Jewish community of Philadelphia is largely in the social aspect of the group. She said that there is one familiar Jewish tradition that really grounds her and reminds her often why she loves her new home. “Part of my gratitude to Philadelphia is for the Jewish activities, which I spend a lot of my time doing. Shabbos is one of the things that has really kept my life juicy and sustained. More than I keep Shabbos, Shabbos keeps me, and it enables me to do things like write a book,” she said. “I can step back and think, ‘What are the words I want to convey? What are the messages that I think will best lift someone up?’” Perlo has been all around and seen Judaism in practice in just about every corner of the country. She said that every community brings its own flair to modern interpretations of Judaism. In the West, she experienced vegan Shabbat dinners and Torah yoga. In Texas, she attended kosher barbecues and fundraisers to benefit the Jewish community and the state of Israel. In Philadelphia, the Jewish experience revolves around community, history and the appreciation of the rich tradition of Jewish community leaders. Perlo said that she thinks that she has gained so much from learning about other places and the people that call them home. “Some people aren’t interested in exploring the different parts of the Jewish community, but I am, and I think it makes us more whole to find out what everyone’s soul is wanting, and why,” she said. [email protected] TAGS Aviva Perlo Drexel University Philadelphia Texas Trauma StudiesThe Pittsburgh Penguins are lacking hope


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