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Baltimore Ravens head coach John Harbaugh gave a touching Christmas message Saturday after winning a spot in the coming NFL playoffs. After the game, Harbaugh told reporters that it was important to him and millions of others to focus on what the coming holiday actually means, Fox News reported. “I read this to the team in our postgame prayer, and it’s this – this is Mary. Mary, the mother of God, said this when she was with Elizabeth,” Harbaugh said. “She said this, ‘My soul magnifies the Lord, and my spirit rejoices in God, my Savior.’ So, I just want to wish everybody a Merry Christmas, happy holiday season, and rejoice,” Harbaugh continued. ️ pic.twitter.com/34kdUq73IZ — Baltimore Ravens (@Ravens) December 22, 2024 “Rejoice. Rejoice in life. Rejoice in your circumstances. Rejoice in the tough games. Rejoice in the losses. Rejoice in the wins like we’re blessed to do today as a football team, and just rejoice in the people that you love, the people that are close to you. Rejoice,” he recited. “We aren’t here on this Earth to worry about every little thing and spar with one another. We’re here to rejoice in one another and with one another and love one another. Let’s try to remember that this week. This is a big football week – it’s also a big life week. It’s a big spiritual week,” Harbaugh explained. Harbaugh and the Ravens bested the Steelers on Saturday and will next play the Houston Texans on Christmas Day. The Steelers are not out of the hunt, though. They will also play on Christmas Day against the Kansas City Chiefs. Follow Warner Todd Huston on Facebook at: facebook.com/Warner.Todd.Huston , or Truth Social @WarnerToddHustonTHIBODAUX, La. — Riley Callaghan kicked four field goals including a 40-yarder on the game's final play to lift Southeastern Louisiana to a 19-16 win over Nicholls on Thursday night in a regular-season finale for both teams. Callaghan's winning field goal came after a 14-play, 51-yard drive that took nearly five minutes. The drive began after KK Reno's interception. Nicholls had tied the game on an 84-yard pass from Pat McQuaide to Scrabby Osby early in the fourth quarter though the PAT was wide. The Lions (7-5, 6-1) are a half-game back of Incarnate Word in the Southern Conference standings with the Cardinals playing East Texas A&M on Saturday. A Cardinals loss would give the Lions a share of the conference title but Incarnate Word gets the automatic berth for the FCS playoffs because of a 34-31 win over the Lions. Eli Sawyer threw for 157 yards and a touchdown to Darius Lewis for the Lions. Pat McQuaide threw for 298 yards for the Colonels (4-8, 2-5). McQuaide scrambled 9 yards for Nicholls' other touchdown. The Lions led 16-10 at halftime. __ Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here. AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and College football ' Latest News & Updates

Taiwan Semiconductor Manufacturing Company Ltd. TSM shares were trading higher Monday following an announcement by the Biden administration regarding a trade investigation into China’s semiconductor policies, particularly concerning “legacy” semiconductors. What To Know: The investigation, known as the “Section 301” probe, could lead to higher U.S. tariffs on these components and aims to counter China’s state-driven semiconductor industry expansion according to Reuters. The probe is part of a broader U.S. effort to limit China’s influence in the semiconductor sector, including increased export restrictions on advanced chips and equipment. The U.S. has also imposed a 50% tariff on Chinese semiconductors starting Jan. 1, with the possibility of further tariff increases. The investigation will evaluate the implications of Chinese semiconductors on critical industries, including defense and automotive. China’s Commerce Ministry has condemned the U.S. investigation, stating it will disrupt global semiconductor supply chains. In retaliation, China has restricted exports of key minerals, such as gallium and germanium, essential for chip manufacturing and advanced technologies. TSMC shares are rising in response to these developments as the market anticipates reduced competition from Chinese semiconductor manufacturers, potentially benefiting other global players in the industry. TSM Price Action: Taiwan Semiconductor shares closed 5.16% higher at $207.36, according to Benzinga Pro. Read Next: Schwab US Dividend Equity ETF Reverses In December: What’s Going On? Photo by Jack Hong via Shutterstock © 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.

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NEW YORK (AP) — With the end of 2024 around the corner, you might be reflecting on financial goals for 2025. Whether you're saving to move out of your parents' house or pay off student loan debt, financial resolutions can help you stay motivated, said Courtney Alev, consumer advocate for Credit Karma. “Entering a new year doesn’t erase all our financial challenges from the prior year," Alev said. “But it can really help to bring a fresh-start mentality to how you’re managing your finances.” If you’re planning to make financial resolutions for the new year, experts recommend that you start by evaluating the state of your finances in 2024. Then, set specific goals and make sure they're attainable for your lifestyle. Here are some tips from experts: Think about how you currently deal with finances — what's good, what's bad, and what can improve. “Let this be the year you change your relationship with money,” said Ashley Lapato, personal finance educator for YNAB, a budgeting app. If you feel like money is a chore, that there's shame surrounding the topic of money, or like you were born being “bad at money,” it's time to change that mentality, Lapato said. To adjust your approach, Lapato recommends viewing money goals as an opportunity to imagine your desired lifestyle in the future. She recommends asking questions like, “What do my 30s look like? What do my 40s look like?” and using money as a means to get there. Liz Young Thomas, head of SoFi Investment Strategy, added that it’s key you forgive yourself for past mistakes in order to move into the new year with motivation. When setting your financial resolutions for 2025, it's important to establish the “why” of each, said Matt Watson, CEO of Origin, a financial tracking app. “If you can attach the financial goal to a bigger life goal, it’s much more motivating and more likely you’ll continue on that path,” Watson said. Whether you're saving to buy a house, pay off credit card debt or take a summer vacation, being clear about the goal can keep you motivated. Watson also recommends using a tool to help you keep track of your finances, such as an app, spreadsheet, or website. “After three years of inflation, your pay increases are likely still playing catch up to your monthly expenses, leaving you wondering where all the money is going," said Greg McBride, chief financial analyst at Bankrate. "Make that monthly budget for 2025 and resolve to track your spending against it throughout the year." McBride said that you may need to make adjustments during the year as certain expenses increase, which would require cutting back in other areas. “Calibrate your spending with your income, and any month you spend less than budgeted, transfer the difference into your savings account, ideally a high-yield savings account,” he said. “Interest rates aren’t likely to come down very fast, so you’re still going to have to put in the hard work of paying down debt, especially high-cost credit card debt, and do so with urgency,” McBride said. Start by taking stock of how much debt you have now relative to the beginning of the year. Hopefully you’ve made steady progress on paying it down, but, if you’ve gone in the other direction, McBride encourages making a game plan. That includes looking into 0% balance transfer offers. “You have more power over credit card interest rates than you think you do," said Matt Schulz, chief credit analyst at LendingTree. “Wielding that power is one of the best moves you can make in 2025.” A 0% balance transfer credit card is “a good weapon” in the fight against high card APRs, or annual percentage rates, he said. A low-interest personal loan is an option as well. You may simply be able to pick up the phone and ask for a lower interest rate. LendingTree found that a majority of people who did that in 2024 were successful, and the average reduction was more than 6 points. When planning for your financial resolutions, it’s important to consider how you’re going to make your goals sustainable for your lifestyle, said Credit Karma's Alev. “It really is a marathon, not a sprint,” Alev said. Alev recommends setting realistic, practical goals to make it easier to stick with them. For example, instead of planning to save thousands of dollars by the end of the year, start by saving $20 a paycheck. Even when your plans are achievable, there are times you'll get derailed. Maybe it’s an unexpected medical bill or an extraordinary life event. When these situations happen, Alev recommends trying not to feel defeated and working to get back on track without feeling guilty. “You can't manage what you can't see, so set a New Year’s resolution to check your credit score monthly in 2025," said Rikard Bandebo, chief economist at VantageScore. “Be sure to pay more than the minimum on your credit accounts, as that's one of the best ways to boost your credit score.” Bandebo also advises student loan borrowers to make all payments on time, as servicers will begin to report late payments starting in January, and missed payments will affect borrowers' credit scores. Automated changes, like increasing workplace 401(k) plan contributions, setting up direct deposits from paychecks into dedicated savings accounts, and arranging for monthly transfers into an IRA and/or 529 college savings accounts all add up quickly, McBride said. Your financial goals can encompass more than just managing your money better — they can also be about keeping your money safe from scams . A golden rule to protect yourself from scams is to “slow down,” said Johan Gerber, executive vice president of security solutions at Mastercard. “You have to slow down and talk to other people if you’re not sure (whether or not) it’s scam,” said Gerber, who recommends building an accountability system with family to keep yourself and your loved ones secure. Scammers use urgency to make people fall for their tricks, so taking your time to make any financial decision can keep you from losing money. Your financial goals don’t always have to be rooted in a dollar amount — they can also be about well-being. Finances are deeply connected with our mental health, and, to take care of our money, we also need to take care of ourselves. “I think that now more than any other year, your financial wellness should be a resolution," said Alejandra Rojas, personal finance expert and founder of The Money Mindset Hub, a mentoring platform for women entrepreneurs. "Your mental health with money should be a resolution.” To focus on your financial wellness, you can set one or two goals focusing on your relationship with money. For example, you could find ways to address and resolve financial trauma, or you could set a goal to talk more openly with loved ones about money, Rojas said. —— The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism.

LOS ANGELES (AP) — LeBron James has been ruled out of the Los Angeles Lakers' game at Minnesota on Friday night due to soreness in his left foot. James will miss his second straight game when the Lakers return from a four-day break to face the Timberwolves, the Lakers announced Thursday. The top scorer in NBA history was with an excused absence attributed to “personal reasons,” coach JJ Redick said Wednesday. It's unclear whether James will even make the quick round trip to Minnesota before the Lakers' next game at home against Memphis on Sunday. James missed his first game of his record-tying 22nd NBA season when at home last Sunday. That absence also was attributed to his foot injury. James is averaging 23.0 points, 9.1 assists and 8.0 rebounds for the Lakers (13-11), who have lost seven of 10 after a 10-4 start. The Lakers upgraded starter Austin Reaves to questionable for the game at Minnesota after he missed LA's previous five games with a pelvic bruise. Anthony Davis is listed as probable with left plantar fasciitis. ___ AP NBA: The Associated Press

UCF head coach Gus Malzahn is resigning to become the new offensive coordinator at Florida State, sources told ESPN on Saturday. Malzahn will be FSU's primary playcaller, a role previously held by head coach Mike Norvell. This marks a distinct shift for Norvell, who has shaken up his staff in the wake of a 2-9 season that concludes Saturday night against Florida. Norvell worked with Malzahn back at Tulsa, when he was Malzahn's graduate assistant in 2007 and 2008. Editor's Picks FSU's Norvell fires both coordinators, WR coach 20d Mark Schlabach From 13-0 to 1-9: How historically bad has Florida State's collapse been? 11d Bill Connelly Recruiting intel: Five-stars flip watch; Georgia, Penn State pushing for a QB commit 7h Eli Lederman The move comes in the wake of two uneven seasons for Malzahn at UCF, as it went 6-7 last year and struggled this season in going 4-8. UCF lost eight of its last nine games to finish this year, and Malzahn would have been considered squarely on the hot seat if he had survived into 2025. His four-year tenure with the Knights ends at 28-24, including 5-13 in the Big 12 over the past two years. In 13 seasons as a college head coach, including stints with Arkansas State and Auburn, Malzahn is 105-62. He reached the BCS title game as Auburn's coach in 2013. Now Malzahn heads to Tallahassee and will attempt to help Norvell bounce back from a season in which the Seminoles went 1-7 in the ACC. FSU is just one year removed from a 13-1 season in which it fell just short of a College Football Playoff berth in a controversial decision. Malzahn is an experienced playcaller; he was Auburn's offensive coordinator and playcaller on its 2010 national title team. The move should help recharge FSU's offense, which never looked in sync in 2024. FSU entered Saturday ranked No. 131 in the country in total offense. In Malzahn's 19 years as a collegiate offensive coordinator or head coach, his offenses have averaged 447.7 yards. They've eclipsed 5,000 yards of total offense in a season 16 times, 6,000 yards eight times and 7,000 yards three times. His last three offenses at UCF have all ranked in the top-10 nationally in rushing. That should marry well with Norvell's pass game, which had been a specialty until the offense never got off the ground this season.Tottenham boss Ange Postecoglou says Timo Werner's performance was "not acceptable" after replacing him at half-time in the 1-1 Europa League draw at Rangers. The German forward, 28, lost possession 16 times, did not win any of his five duels and only completed 69% of his passes. Former Rangers striker Steven Thompson, covering the game for BBC Sportsound, said at the time: "Timo Werner's final decision on the ball so far has been abysmal. "I'll be amazed if he's not hooked at half-time." Werner was indeed replaced before the players came out for the second half by Dejan Kulusevski, who went on to score a 75th-minute Spurs equaliser after Hamza Igamane had given Rangers the lead two minutes into the second half. "When you've got 18-year-olds [in the squad], it [that performance] is not acceptable to me," said Postecoglou. "I said that to Timo, he's a German international." Former Chelsea forward Werner, who is on loan from RB Leipzig, has only scored once in 19 appearances. This was his eighth start. Tottenham forwards Richarlison and Wilson Odobert are currently sidelined and Postecoglou added: "In the moment we're in right now - it's not like we've got many options - I need everyone to at least be going out there and trying to give the best of themselves. "His performance in the first half wasn't acceptable. "We need everybody, including him, to be contributing because we don't have the depth to leave people out if they perform poorly. I expect a level of performance from some of the senior guys, and tonight wasn't that." The draw at Ibrox left Tottenham with only one win in their last eight games in all competitions. Werner has failed to excel since arriving from Leipzig last January. The loan deal was initially until the end of last season - and then extended to cover this campaign too. Werner scored twice in 14 games in the second half of 2023-24, but has netted only once in 19 appearances this season, with his struggles evidenced in the price built into his temporary deal. Under the first arrangement, Spurs had the option to sign him for £15m - but it is now an £8.5m option to buy. Werner has 24 goals from his 57 Germany caps, but last played for his country in a friendly defeat by Belgium in March 2023. He also scored 23 goals in 89 appearances during a two-year spell at Chelsea, winning the 2021 Champions League, Uefa Super Cup and Fifa Club World Cup, before rejoining Leipzig in 2022.

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It looks like all Mariah Carey may want for Christmas is Anderson .Paak . The "We Belong Together" singer and Silk Sonic member fueled romance rumors when they stepped out for dinner at Catch Steak in Aspen, Co. on Dec. 22. For the wintery outing, Mariah rocked a brown tweed coat with fur lining, a matching tweed skirt and dark-brown knee-high boots. To top off her look, the 55-year-old opted to wear her dirty blonde hair in loose waves and donned a diamond ring. Meanwhile, Anderson, 38, kept warm in a black corduroy puffer jacket with matching pants and a pair of Timberland boots. He finished off his ensemble with a pair of diamond-encrusted sunnies. And the pair were all smiles as they headed into the restaurant, with Mariah even holding tight onto the "Come Down" rapper's hand at one point. E! News reached out to reps for Mariah and Anderson for comment on the dating speculation but has not heard back. Less than a year before sparking romance rumors with Mariah, Anderson filed for divorce from his ex Jaylyn Chang following more than 13 years of marriage. In his filing, the "Dang!" musician asked for joint physical and legal custody of his and the Korean artist's 10-year-old son Soul Rasheed , according to court documents obtained by People at the time. And as for Mariah, the Grammy winner—who shares 13-year-old twins Moroccan and Monroe with ex-husband Nick Cannon — announced her split from backup dancer Bryan Tanaka in December 2023 after over seven years together. "Our decision to embark on different paths is mutual, and as we navigate these separate journeys, we do so with profound respect and an overwhelming sense of gratitude for the invaluable time we've shared," Bryan wrote in a statement on Instagram at the time. "The memories we've created and the artistic collaborations are etched in my heart forever." To see what more stars have been up to this holiday season, keep reading. Christian Siriano The fashion designer attends David Barton and Susanne Bartsch ’s 25th annual toy drive at Gym U in New York City. Bronwyn Newport, Angie Katsanevas, Mary Cosby & Whitney Rose The Real Housewives of Salt Lake City costars escape the Utah snow to party at DIRECTV’s Christmas at Kathy’s bash in Beverly Hills. Larsa Pippen & Marysol Patton The Real Housewives of Miami costars rock Printfresh pajamas for Marysol's Recharge & Reset holiday pajama party. Kourtney Kardashian The Poosh founder gave fans a glimpse at her holiday decor, which included numerous Christmas trees all around her home, with one upside down. Kris Jenner The Kardashians star is definitely the most interesting to look at while attending Kathy & Nicky Hilton's Annual Holiday Printfresh Pajama Launch Party Benefitting Animal Haven and Camp Cocker Rescue in L.A. Cynthia Bailey & Crystal Kung Minkoff The Real Housewives stars co-host The Abbey’s 15th Annual Tree Lighting Ceremony in honor of World AIDS Day benefiting The Elizabeth Taylor AIDS Foundation in West Hollywood. Kathy Hilton and Nicky Hilton The mother-daughter duo host the hottest holiday party in the 90210. Tarek El Moussa & Heather Rae El Moussa The lovebirds attend DIRECTV’s Christmas at Kathy’s party benefitting Ronald McDonald House charities. Heather Dubrow The Real Housewives of Orange County star swapped Prada for pajamas during Kathy & Nicky Hilton's Annual Holiday Printfresh Pajama Launch Party. Cynthia Bailey The Bravolebrity is pretty in pink at Kathy & Nicky Hilton's Annual Holiday Printfresh Pajama Launch Party. Lisa Barlow & Kathy Hilton The Real Housewives stars belt out a number at Kathy's DIRECTV bash in Beverly Hills. Dylan Mulvaney & Ashley Park The influencer and Emily and Paris star ring in the holidays in the comfiest way possible. Crystal Kung Minkoff The RHOBH alum attends BFF Kathy Hilton's holiday PJ party. John Janssen & Alexis Bellino The RHOC couple enjoy date night at DIRECTV’s Christmas at Kathy’s charity party. Kimora Lee Simmons The supermodel looks runway ready at Kathy & Nicky Hilton's Annual Holiday Printfresh Pajama Launch Party in L.A. Jennifer Tilly The RHOBH castmember is feeling festive at Kathy & Nicky Hilton's Annual Holiday Printfresh Pajama Launch Party. Nicky Hilton The entrepreneur kicks of the holiday season hosting a party alongside mom Kathy. Kathy Hilton The Real Housewives star is definitely feeling hunky dory this holiday season. Dorit Kemsley The RHOBH star strikes a pose in front of Kathy Hilton's Christmas tree. Kyle Richards & Faye Resnick The besties ring in the 2024 holiday season today at Kathy & Nicky Hilton's Annual Holiday Printfresh Pajama Launch Party. Erika Jayne The "Pretty Mess" singer has her hands full with some enviable stocking stuffers. Paula Abdul The "Straight Up" singer is comfy and cozy during Kathy & Nicky Hilton's Annual Holiday Printfresh Pajama Launch Party. Ashley Benson The actress stops by Kathy & Nicky Hilton's Annual Holiday Printfresh Pajama Launch Party. Jaime King The actress models a Kathy Hilton original.KORE Announces NYSE Acceptance of Plan to Regain Listing ComplianceLetters: Brothers in arms

Los Angeles Chargers (7-4) at Atlanta (6-5) Sunday, 1 p.m. EST, CBS BetMGM NFL Odds: Chargers by 1 1/2 Series record: Falcons lead 8-4. Against the spread: Chargers 7-3-1, Falcons 5-6. Last meeting: Chargers beat Falcons 20-17 on Nov. 6, 2022, in Atlanta. Last week: Ravens beat Chargers, 30-23; Falcons had bye week following 38-6 loss at Denver on Nov. 17. Chargers offense: overall (21), rush (13), pass (20), scoring (18). Chargers defense: overall (13), rush (10), pass (10), scoring (13). Falcons offense: overall (8), rush (14), pass (5), scoring (16). Falcons defense: overall (25), rush (19), pass (26), scoring (26). Turnover differential: Chargers plus-8, Falcons minus-3. RB Gus Edwards will move up as the lead back for Los Angeles after J.K Dobbins (knee) was placed on injured reserve on Saturday. Edwards was activated from IR earlier this month following an ankle injury and had nine carries for 11 yards with a touchdown in Monday night's 30-23 loss to Baltimore. WR Drake London has 61 catches, leaving him four away from becoming the first player in team history to have at least 65 receptions in each of his first three seasons. London has 710 receiving yards, leaving him 140 away from becoming the first player in team history with at least 850 in each of his first three seasons. Falcons RB Bijan Robinson vs. Chargers' run defense. Robinson was shut down by Denver, gaining only 35 yards on 12 carries, and the Atlanta offense couldn't recover. The Chargers rank 10th in the league against the run, so it will be a challenge for the Falcons to find a way to establish a ground game with Robinson and Tyler Allgeier. A solid running attack would create an opportunity for offensive coordinator Zac Robinson to establish the play-action passes for quarterback Kirk Cousins. Besides Dobbins, the Chargers also placed S Alohi Gilman (hamstring) on injured reserve. CB Cam Hart (ankle) and LB Denzel Perryman (groin) also have been ruled out. ... The Falcons needed the bye to give a long list of injured players an opportunity to heal. WR WR KhaDarel Hodge (neck) did not practice on Wednesday. WR Darnell Mooney (Achilles), CB Kevin King (concussion), DL Zach Harrison (knee, Achilles) and WR Casey Washington (concussion) were hurt in the 38-6 loss at Denver on Nov. 17 and were limited on Wednesday. CB Mike Hughes (neck), nickel back Dee Alford (hamstring), ILB Troy Andersen (knee), TE Charlie Woerner (concussion) and ILB JD Bertrand (concussion) also were limited on Wednesday after not playing against Denver. C Drew Dalman (ankle) could return. The Chargers have won the past three games in the series following six consecutive wins by the Falcons from 1991-2012. Los Angeles took a 33-30 overtime win in Atlanta in 2016 before the Chargers added 20-17 wins at home in 2020 and in Atlanta in 2022. The Falcons won the first meeting between the teams, 41-0 in San Diego in 1973. Each team has built its record on success against the soft NFC South. Atlanta is 4-1 against division rivals. Los Angeles is 2-0 against the NFC South this season. The Chargers have a four-game winning streak against the division. ... Atlanta is 0-2 against AFC West teams, following a 22-17 loss to Kansas City and the lopsided loss at Denver. The Falcons will complete their tour of the AFC West with a game at the Las Vegas Raiders on Dec. 16. ... The Falcons are the league's only first-place team with a negative points differential. Atlanta has been outscored 274-244. The loss of Dobbins, who has rushed for eight touchdowns, could put more pressure on QB Justin Hebert and the passing game. Herbert's favorite option has been WR Ladd McConkey, who has four TD receptions among his 49 catches for 698 yards. McConkey, the former University of Georgia standout who was drafted in the second round, could enjoy a productive return to the state against a Falcons defense that ranks only 26th against the pass. AP NFL: https://apnews.com/hub/nflNone

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