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B. Metzler seel. Sohn & Co. Holding AG Acquires Shares of 21,321 Benchmark Electronics, Inc. (NYSE:BHE)

A lot of people try to build long-term wealth through owning shares. But lots of other people plan to start investing yet never get around to it. Rather than dreaming of getting into the stock market without making it a reality, I think, like many other parts of life, this is something that needs a plan. Based on my experience, here are three things I think it is helpful to consider before one starts buying shares (and indeed, even as an experienced investor, when building a portfolio). 1. Choosing the right investment vehicle I cannot buy shares directly from or . To invest in listed companies like them, I need some way to buy, hold, or sell shares. There is a plethora of options available. For example, I could set up a . Depending on one’s circumstances, it could be financially advantageous to wrap such an account in a tax-efficient vehicle, for example by investing through a . I think it is worth spending some time and effort to look into the different options. After all, no two investors are the same. 2. Cultivating a habit of regular contribution Of course, an ISA on its own has no use – it needs money inside it before one can start investing. If I had a lump sum, I would be happy to put it in the ISA. But I also like to aim for a regular contribution. I think setting a target here can be a useful form of self-discipline, helping convert my positive intentions to practical action. In reality, some times money may be tighter than others. With December now just days away, an expensive month lies ahead for many of us. That makes it even more useful, in my view, to have a target for regular contribution – even if in practice, life sometimes gets in the way. 3. Matching investment style to investment objesctives Some people want to start investing because they believe they can spot a share that will soar in value by thousands of percentage points in a matter of years, as has. I understand that dream (and would be thrilled with such a result myself!) But the reality is that most investors achieve far, far more modest returns – and may make losses. So I think it is important to start investing with a realistic mindset – and keep it that way! That is why one share I think new investors ought to consider is ( ). In practice, while this share may outperform the wider UK market, I doubt it will do so dramatically. After all, the trust invests in a variety of well-known shares and is mostly focused on British companies. Its long-term price performance I would characterise as solid rather than stellar. In fact, that fairly mainstream approach is also what I like about City of London. The UK focus brings a risk that a sudden downturn in company outlooks could hurt performance – Budget tax rises have already led a number of companies to warn of higher costs, for example. However, as a , I remain confident about the outlook for the UK economy. I also like City of London’s .Lions rush for 3 scores and use stingy defense to beat Colts 24-6 for 9th straight win

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Daily news reporting from the field of agriculture, farmers, crime, health, environment, education, politics, and feature articles from Ambala (with coverage of Kurukshetra & Yamunanagar). Read More How to make healthy Oats Palak Chilla for a kid's tiffin 10 best Fried Chicken dishes from around the world 10 ways to use turmeric in winters ​10 animals not allowed as pets in India​ 10 types of Dosa and how they are made Animals and their favourite foods 9 nuts to eat daily for hair growth in winters How to make South Indian Podi Dosa at home From tigers to cheetahs: India’s big cats and where to find them Weekend Special: How to make Multigrain Thaalipeeth

Former Barcelona and Uruguay striker Luis Suárez has signed a one-year contract extension with the Major League Soccer club and will line up under new coach Javier Mascherano next season, the club said. The 37-year-old striker has scored 25 goals in all competitions since joining the club before the start of this season including 20 in Miami's record-breaking regular season campaign. After winning the Supporters' Shield for the best record in the regular season, with a new points tally record, Miami were eliminated from the playoffs in the first round by Atlanta United. Since then Argentina head coach Gerardo Martino has left the club with his compatriot and Suárez's former team-mate at Barca, Mascherano appointed on Tuesday. "I'm very happy, very excited to continue for another year and to be able to enjoy being here with this fan base, which for us is like family," said Suárez. "We feel very, very connected with Suárez, and hopefully, next year, we can bring them even more joy," he added. Miami's president of football operations Raul Sanllehi said Suárez had shown he remains an elite level forward, but was also a key component in the dressing room. "Luis was not only our leading scorer this season, but also a leader for the group. His impact cannot be understated," he said. Suárez announced in September he was retiring from international duty with the Uruguay national team after scoring 69 goals in 143 games. The forward played in Europe for Ajax, Liverpool and Atlético Madrid and had a season in Brazil with Gremio before joining Miami. (AFP)

Grant Williams’ season is over. The Charlotte Hornets big man and ex-Boston Celtic has a torn ACL and will miss the rest of the 2024-25 season, ESPN reports . Williams had been starting at center in recent games ami- IaQHBmyp d injuries to Mark Williams — who has yet to debut this season — and Nick Richards. Williams tore his ACL on this play during what became a Hornets loss to the Milwaukee Bucks on Friday. Williams’ season ends with averages of 10.4 points, 5.1 rebounds and 2.3 assists per contest through 16 games this season, of which he started seven. The Hornets forward had elevated to 12.1 points, 6.3 rebounds and 2.0 assists per game with 1.2 blocks and 1.1 steals per contest over his last nine games. Williams had initially left the Celtics to join the Dallas Mavericks in free agency last season but was included in a trade deadline deal where he moved to Charlotte in February, and finished out the season with the Hornets. After leaving Boston, his former team went on to be the 2024 NBA Champions. Williams previously said there is no “bad blood” between him and the Celtics, but an eventual seemingly intentional run-in with Jayson Tatum that Jaylen Brown called a “football play,” seemed to say otherwise. The former Tennessee Volunteer is in his second year of a four-year, $53 million deal, which is fully guaranteed and will see him net $13 million this year.Munster Club IFC semi-final: Aherlow (Tipperary) 1-6 Wolfe Tones na Sionna (Clare) 0-8 Barry Grogan hit a 63rd minute winning point from a free for Aherlow in their Munster intermediate football semi-final against Wolfe Tones. It was a game dominated by the windy conditions at Lattin but Grogan, scoring his fifth point of the game, brilliantly curled the dead ball over the bar from wide on the left. The sides were level at two points each in the 30th minute when Ben Carey got a crucial goal for Aherlow. A Wolfe Tones kickout, held up in the wind, was won by Aherlow who worked the forward to Carey. The centre-forward's scuffed shot had enough on it to beat onrushing goalkeeper Shane Russell. Aherlow led 1-3 to 0-2 at the break. Playing with the wind in the second half, Wolfe Tones hit four points without reply to draw level at 0-6 to 1-3. A Cathal Dillon point had Aherlow back in front moments after Wolfe Tones equalised. From a free, Grogan doubled their lead. Colin Riordan reduced the gap to a point in the 55th minute but two minutes later, Wolfe Tones' chances took a serious blow when centre-back Jayme O'Sullivan was sent off for picking up a second yellow card. However, a sensational outside of the boot long-range score from Craig Riordan drew the Clare side level at 0-8 to 1-5 as injury time approached. There were still two minutes of injury time left to play when Grogan - who was later sent off - put Aherlow ahead but Wolfe Tones were unable to create a scoring chance. Aherlow will face Austin Stacks in the final on December 7.Supreme Court will take up a challenge related to California's tough vehicle emissions standards WASHINGTON (AP) — The Supreme Court says it will take up a business-backed appeal that could make it easier to challenge federal regulations, acting in a dispute related to California’s nation-leading standards for vehicle emissions. The justices agreed Friday to hear an appeal filed by fuel producers who object to a waiver granted to California in 2022 by the Environmental Protection Agency during Joe Biden’s presidency. The waiver allows California to set more stringent emissions limits than the national standard. The case won’t be argued until the spring, when the Trump administration is certain to take a more industry-friendly approach to the issue. Musk says US is demanding he pay penalty over disclosures of his Twitter stock purchases DETROIT (AP) — Elon Musk says the Securities and Exchange Commission wants him to pay a penalty or face charges involving what he disclosed — or failed to disclose — about his purchases of Twitter stock before he bought the social media platform in 2022. In a letter, Musk’s lawyer Alex Spiro tells the outgoing SEC chairman, Gary Gensler, that the commission’s demand for a monetary payment is a “misguided scheme” that won’t intimidate Musk. The letter also alleges that the commission reopened an investigation this week into Neuralink, Musk’s computer-to-human brain interface company. The SEC has not released the letter. Nor would it comment on it or confirm whether it has issued such a demand to Musk. Senate begins final push to expand Social Security benefits for millions of people WASHINGTON (AP) — The Senate is pushing toward a vote on legislation that would provide full Social Security benefits to millions of people. Senate Majority Leader Chuck Schumer began the process on Thursday for a final vote on the bill, known as the Social Security Fairness Act. It would eliminate policies that currently limit Social Security payouts for roughly 2.8 million people. The legislation has passed the House. The bill would add more strain on the Social Security Trust funds, which are already estimated to be unable to pay out full benefits beginning in 2035. The measure would add an estimated $195 billion to federal deficits over 10 years, according to the Congressional Budget Office. Trump offers support for dockworkers union by saying ports shouldn't install more automated systems WASHINGTON (AP) — President-elect Donald Trump is offering his support for the dockworkers union before their contract expires next month at Eastern and Gulf Coast ports. He posted on social media Thursday that he met with union leaders and that any further “automation” of the ports would harm workers. He wrote that the “amount of money saved is nowhere near the distress, hurt, and harm it causes for American Workers.” The International Longshoremen’s Association has until Jan. 15 to negotiate a new contract with the U.S. Maritime Alliance, which represents ports and shipping companies. The Maritime Alliance says the technology will improve worker safety and strengthen our supply chains, among other things. IRS recovers $4.7 billion in back taxes and braces for cuts with Trump and GOP in power WASHINGTON (AP) — IRS leadership on Thursday announced that the agency has recovered $4.7 billion in back taxes and proceeds from a variety of crimes. The announcement comes under the backdrop of a promised reckoning from Republicans who will hold a majority over both chambers of the next Congress and have long called for rescinding the tens of billions of dollars in funding provided to the agency by Democrats. IRS Commissioner Danny Werfel said improvements made to the agency will help the incoming administration and new Republican majority congress achieve its goals of administering an extension of the 2017 Tax Cuts and Jobs Act. OpenAI's legal battle with Elon Musk reveals internal turmoil over avoiding AI 'dictatorship' A 7-year-old rivalry between tech leaders Elon Musk and Sam Altman over who should run OpenAI and best avoid an artificial intelligence ‘dictatorship’ is now heading to a federal judge as Musk seeks to halt the ChatGPT maker’s ongoing conversion into a for-profit company. Musk, an early OpenAI investor and board member, sued the artificial intelligence company earlier this year. Musk has since escalated the dispute, adding new claims and asking for a court order that would stop OpenAI’s plans to convert itself into a for-profit business more fully. OpenAI is filing its response Friday. OpenAI's Altman will donate $1 million to Trump's inaugural fund LOS ANGELES (AP) — OpenAI CEO Sam Altman is planning to make a $1 million personal donation to President-Elect Donald Trump’s inauguration fund, joining a number of tech companies and executives who are working to improve their relationships the incoming administration. A spokesperson for OpenAI confirmed the move on Friday. The announcement comes one day after Meta, the parent company of Facebook and Instagram, said it donated $1 million to the same fund. Amazon also said it plans to donate $1 million. China signals it's prepared to double down on support for the economy as Trump tariffs loom BANGKOK (AP) — Chinese leaders met this week to plot economic policy for the coming year and sketched out plans to raise government spending and relax Beijing's monetary policy. Analysts said the broad-brush plans from the annual Central Economic Work Conference were more of a recap of current policy than ambitious new initiatives at a time when the outlook is clouded by the President-elect Donald Trump's threats to sharply raise tariffs once he takes office. The ruling Communist Party did commit to raising China's deficit and to doing more to encourage consumer spending by bringing wage increases in line with the pace of economic growth. Here's a look at China's main priorities and their potential implications. Stock market today: Wall Street ends mixed after a bumpy week Stock indexes closed mixed on Wall Street at the end of a rare bumpy week. The S&P 500 ended little changed Friday. The benchmark index reached its latest in a string of records a week ago. It lost ground for the week following three weeks of gains. The Dow Jones Industrial Average slipped 0.2%. The Nasdaq composite edged up 0.1%. Broadcom surged after the semiconductor company beat Wall Street’s profit targets and gave a glowing forecast, highlighting its artificial intelligence products. RH, formerly known as Restoration Hardware, surged after raising its revenue forecast. Treasury yields rose in the bond market. Next Week: Retail sales, Fed policy update, existing home sales The Commerce Department releases its monthly snapshot of U.S. retail sales Tuesday. Federal Reserve officials wrap up a two-day meeting and issue an interest rate policy update Wednesday. The National Association of Realtors issues its latest update on U.S. home sales Thursday.

Electricity prices in the Philippines have a real risk of rising even further without additional or expanded coal plants in the near term. Why? It is all about going to the next best option for more baseload power, which in this case is gas or nuclear energy. Power demand is projected to grow by over 5% annually, and this needs to be met by a growing pie of dispatchable capacities like coal, gas, and/or nuclear. As the whole energy pie expands, phasing out coal immediately deprives us of today’s most viable and more affordable option for continuous power reliability. Less coal and more gas in the baseload will be more expensive for electricity users. Looking at some of Meralco’s recent competitive selection process, the lowest of two winning bids for a 600-megawatt baseload power requirement was P5.6015/kWh from a coal plant. Had Meralco sourced that requirement from the spot market instead, consumers would have spent about P9.9 billion more. In comparison, in a separate bid for a capacity of 1,200 megawatts, a natural gas plant won at P7.0718/kWh. Gas was more expensive by P1.47/kWh. On the other hand, with nuclear, the investment risk is still high, and there is a hefty price tag for high risks even if it is high reward. For one, there is yet to be a policy framework for nuclear power generation in the Philippines. Second, touted small- and medium-sized modular reactors are “first-of-a-kind” uncommercialized technologies that might put initial investors at a first mover disadvantage. Third, considering the existing bottlenecks in the Philippine energy sector, it is still quite difficult to assure investors that nuclear projects can progress on budget and on time. We needed the additional baseload power yesterday and we still need them now. “But what about solar and wind power?” one might ask. “Aren’t they getting cheaper? Isn’t battery storage getting cheaper as well?” While solar and wind projects can be scaled, their power generation isn’t consistent and reliable, much less dispatchable, and can’t be baseload power. The power generation of these variable renewable energy capacities swings depending on the weather or the time of day (no sun at night), requiring a “firming” resource like battery storage or dispatchable capacities. While coupling battery storage to solar and wind can address the intermittency, the resulting cost simply isn’t economically viable. J.P . Morgan’s 13th annual energy paper cited an analysis from Rice University which computed the total system cost if just one source plus storage served 95% of total demand in Texas. It was found that onshore wind + storage was at $131/MWh, solar PV + storage was at $177/MWh, while coal was just at $72/MWh. Coal has less need of support from a firming source and, relatively, renewable energy plus storage could be twice more expensive. We all want more indigenous renewable energy in our power mix. But, as shown by a slew of recent articles on local banks ceasing coal financing, it isn’t clear to some of us how without additional coal, we risk higher power prices. The economics of fossil fuels are more equitable right now than the economics of rushing into net zero or, worse for lower income earners, the phasing out of coal power plants entirely from the power mix. We should be comfortable with the fact that one can co-exist with the other. Maximizing all sources of energy leads to cheap power, which benefits all — from the rich to the poor — and fuels businesses and jobs in the economy. Putting all our eggs in the emissions reduction basket will have very little effect on the total stock of greenhouse gas emissions but will have a sizable negative impact on Philippine economy and society. Equity demands not rushing into a more expensive energy system that will further burden those with low to modest incomes (see: “The pressing needs of Filipinos” and “Push for renewable energy should be balanced with pressing needs of people” ). We need dispatchable coal power until such time that there is a more economic baseload alternative. No more coal would mean haphazardly expanding our baseload exposure to gas, which is more expensive, or to nuclear like small- and medium-sized modular reactors, which are still risky and yet to be commercially available. Nuclear energization is not even likely to happen in the near term, so this doesn’t address the baseload power that we need now and into the rest of the 2020s. Meanwhile, variable renewable energy like solar and wind aren’t baseload sources to begin with and become expensive when coupled with battery storage. Timely and strategic exposures, or a well-calculated, flexible, and balanced energy mix, as articulated by the Philippine Energy Plan, is the way to go. And coal still has a role to play in the future of the Philippine energy mix. Subscribe to our daily newsletter By providing an email address. I agree to the Terms of Use and acknowledge that I have read the Privacy Policy . To naysayers, be careful what you wish for.