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Getting smart about car insurance can provide cost savings and peace of mind30jili

Vikings place LB Ivan Pace on injured reserve and sign LB Jamin Davis off Packers practice squad

NBA warns possible South American theft rings targeting players, NFL urges stars to secure homesBombers GM Walters sees no need to blow up roster despite another Grey Cup loss

Some of the common causes for higher insurance rates are Inflation, car accidents, extreme weather conditions such as hail, hurricanes and wind, along with increased vehicle theft claims. Mercury Insurance has partnered with financial literacy influencer Sam Jarman to highlight specific ways consumers can address these rising costs. "Your car is the second biggest expense for most people, right behind your home, and car insurance is a big part of that," said Jarman. "Checking rates and coverage with your Mercury Insurance agent makes sense along with choosing a car with low maintenance costs." According to Consumer Price Index data released earlier this year, car insurance rates are up almost 21% year-over-year for the 12 months which ended in February. The last time car insurance rates rose that much on an annual basis was 1976. Here are some auto insurance statistics recently released from Forbes : The national average cost for car insurance is $2,150 annually for full coverage. The cost of auto insurance increased by 63.8% between 2014 and 2023. The average car insurance cost for 16-year-old drivers with their own policy is $8,765. The average rate for 17-year-olds is $6,829. Car insurance is cheapest for 60-year-old drivers, averaging $1,915 annually. The vast majority of drivers have comprehensive and collision coverage . In addition to buying liability car insurance, 79% of insured drivers buy comprehensive coverage and 75% purchase collision coverage. A staggering one in seven drivers have no car insurance. "Our goal is to help our customers get the best rates possible because we know that every dollar counts." said Justin Yoshizawa, Director, Product Management, State. "We encourage consumers to build a close relationship with their agent and discuss what discounts they may be eligible to receive. The answer might be surprising." Mercury offers the following tips for lowering your insurance costs: Review your deductibles with your insurance agent – It is recommended that you review your coverage and deductible with your Mercury agent at least once a year. Their wisdom and experience can help you make wise decisions regarding your insurance. Explore car insurance discounts – In addition to bundling your home and auto insurance, Mercury offers discounts for multi-car, good drivers, good students and auto pay. Your agent may have additional discounts to offer. Let Your Insurer Track Your Driving – Most insurers offer discounts for customers who install telematics. This technology allows your insurance company to collect information regarding your mileage and driving habits. This can also provide valuable information regarding your driving as well as saving you money. Drive a safe car with low repair costs – According to Bankrate , some of the cheapest cars to insure are the Subaru Outback, Honda CR-V and Honda Pilot. Also, look for cars with lower repair costs such as the Toyota Corolla, Toyota Prius and Tesla Model 3. Doing some research before you purchase a vehicle can save you money over the length of ownership. Install an anti-theft device on your car – Drivers may receive an additional discount on your auto insurance if you install an anti-theft device on your car. Before you buy a car, compare insurance costs – You can get a fast and easy quote from your Mercury Insurance agent. To receive a quote, you can reach us at 844-514-2893. To learn more about common types of auto insurance discounts, visit https://www.mercuryinsurance.com/resources/auto/understanding-types-of-auto-insurance-discounts.html . For more information on your auto insurance, you can reference the Insurance Information Institute .Amber Heard stepped into the Blake Lively-Justin Baldoni fray on Monday after learning that the crisis control PR firm Baldoni had hired was the same one ex-husband Johnny Depp used during their 2022 defamation trial. “Social media is the absolute personification of the classic saying ‘A lie travels halfway around the world before truth can get its boots on,’ ” she told NBC News. “I saw this firsthand and up close. It’s as horrifying as it is destructive.” Javascript is required for you to be able to read premium content. Please enable it in your browser settings.

Penn State has been campaigning — hard — for Tyler Warren to get national nods from the John Mackey Award, the Paul Hornung Award and maybe even the Heisman Trophy. One of those things came through Tuesday. Warren was added as a finalist for the Mackey Award, given to the nation’s best tight end. He was honored alongside Michigan’s Colston Loveland and Bowling Green’s Harold Fannin Jr. After debating entering the NFL Draft after last season, Warren sure seems to have made the right decision. He leads Penn State with 75 receptions for 910 yards and five touchdowns. He’s also rushed 18 times for 157 yards and four scores. Oh yeah, he’s also thrown a few passes, one for a touchdown, and punted against Minnesota. The Virginia native holds Penn State single-season records for tight end receptions and receiving yards, while he holds the most receiving yards for a tight end in their career and is tied for the most receiving touchdowns by a tight end. He made the game-clinching catch against Minnesota this weekend on a later fourth-and-1, a play in which he could’ve scored easily to break another record. But he went down to run the clock out, a show of his commitment to winning above all else. “It’s the best thing to do in terms of managing that situation and winning the game and not having to kickoff again, ending on our terms,” James Franklin said Monday. “So just really, really cool play and not surprising that Tyler Warren is going to put the team first. I’m a big believer in that. The more you give to others and pour into others, it comes back to you ten times. Tyler Warren is a perfect example of that.” Warren is also a Paul Hornung Award finalist for college football’s most versatile player. Fannin has made a great case for the award himself, and Bowling Green has pushed as hard if not harder than Penn State to make it happen. Falcons strategic communications staff have been sending press releases about Fannin since Oct. 9. He has 92 receptions for 1,295 yards and nine touchdowns this season. Like Warren, Fannin has rushed some, too. He has six rushes for 51 yards and a score. Loveland will probably be the odd man out in this race. He has 56 receptions for 582 yards and five touchdowns. CARTER NAMED BEDNARIK AWARD FINALIST Junior defensive end Abdul Carter is back on national awards lists. Penn State’s star pass rusher was named a finalist for the Chuck Bednarik Award on Tuesday, given annually to the nation’s best defensive player and presented by the Maxwell Football Club. Carter was joined as a finalist by Colorado cornerback Travis Hunter and Ohio State safety Caleb Downs. Carter, already a finalist for the Bronko Nagurski Trophy (defensive player of the year), has 48 total tackles, eight sacks, 17.5 tackles for loss and two forced fumbles this season. His 17.5 tackles for loss are third-best in the country and best in the Big Ten, while his eight sacks are tied for 20th in the country and fourth in the conference. He’s made a significant impact in his first season since switching from linebacker to defensive end, earning Pro Football Focus’s 10th best defensive grade among edge rushers at 86.9. His pass-rushing grade is slightly better at 90.7, ranking fourth-best in the nation. The Philadelphia native is also a semifinalist for the Lombardi Trophy (best lineman) and the Lott IMPACT Trophy. Hunter is the betting favorite to win the Heisman this year, largely thanks to the fact that he plays both corner and wide receiver for the Buffaloes. He has 30 tackles, three interceptions, nine pass breakups and a forced fumble this season. Downs has 50 tackles, 6.5 tackles for loss, a half of a sack and three pass breakups this season for the Buckeyes.(BPT) - Consumers are facing increasing costs on virtually every purchase these days and auto insurance is no exception. While skyrocketing costs of this auto-related expense can be attributed to everything from parts replacement to service — even health costs as a result of accidents — consumers can better manage these increases with thoughtful study and attention to detail. Some of the common causes for higher insurance rates are Inflation, car accidents, extreme weather conditions such as hail, hurricanes and wind, along with increased vehicle theft claims. Mercury Insurance has partnered with financial literacy influencer Sam Jarman to highlight specific ways consumers can address these rising costs. "Your car is the second biggest expense for most people, right behind your home, and car insurance is a big part of that," said Jarman. "Checking rates and coverage with your Mercury Insurance agent makes sense along with choosing a car with low maintenance costs." According to Consumer Price Index data released earlier this year, car insurance rates are up almost 21% year-over-year for the 12 months which ended in February. The last time car insurance rates rose that much on an annual basis was 1976. Here are some auto insurance statistics recently released from Forbes : The national average cost for car insurance is $2,150 annually for full coverage. The cost of auto insurance increased by 63.8% between 2014 and 2023. The average car insurance cost for 16-year-old drivers with their own policy is $8,765. The average rate for 17-year-olds is $6,829. Car insurance is cheapest for 60-year-old drivers, averaging $1,915 annually. The vast majority of drivers have comprehensive and collision coverage . In addition to buying liability car insurance, 79% of insured drivers buy comprehensive coverage and 75% purchase collision coverage. A staggering one in seven drivers have no car insurance. "Our goal is to help our customers get the best rates possible because we know that every dollar counts." said Justin Yoshizawa, Director, Product Management, State. "We encourage consumers to build a close relationship with their agent and discuss what discounts they may be eligible to receive. The answer might be surprising." Mercury offers the following tips for lowering your insurance costs: Review your deductibles with your insurance agent – It is recommended that you review your coverage and deductible with your Mercury agent at least once a year. Their wisdom and experience can help you make wise decisions regarding your insurance. Explore car insurance discounts – In addition to bundling your home and auto insurance, Mercury offers discounts for multi-car, good drivers, good students and auto pay. Your agent may have additional discounts to offer. Let Your Insurer Track Your Driving – Most insurers offer discounts for customers who install telematics. This technology allows your insurance company to collect information regarding your mileage and driving habits. This can also provide valuable information regarding your driving as well as saving you money. Drive a safe car with low repair costs – According to Bankrate , some of the cheapest cars to insure are the Subaru Outback, Honda CR-V and Honda Pilot. Also, look for cars with lower repair costs such as the Toyota Corolla, Toyota Prius and Tesla Model 3. Doing some research before you purchase a vehicle can save you money over the length of ownership. Install an anti-theft device on your car – Drivers may receive an additional discount on your auto insurance if you install an anti-theft device on your car. Before you buy a car, compare insurance costs – You can get a fast and easy quote from your Mercury Insurance agent. To receive a quote, you can reach us at 844-514-2893. To learn more about common types of auto insurance discounts, visit https://www.mercuryinsurance.com/resources/auto/understanding-types-of-auto-insurance-discounts.html . For more information on your auto insurance, you can reference the Insurance Information Institute .2024 in pop culture: In a bruising year, we sought out fantasy, escapism — and cute little animals

(BPT) - Consumers are facing increasing costs on virtually every purchase these days and auto insurance is no exception. While skyrocketing costs of this auto-related expense can be attributed to everything from parts replacement to service — even health costs as a result of accidents — consumers can better manage these increases with thoughtful study and attention to detail. Some of the common causes for higher insurance rates are Inflation, car accidents, extreme weather conditions such as hail, hurricanes and wind, along with increased vehicle theft claims. Mercury Insurance has partnered with financial literacy influencer Sam Jarman to highlight specific ways consumers can address these rising costs. "Your car is the second biggest expense for most people, right behind your home, and car insurance is a big part of that," said Jarman. "Checking rates and coverage with your Mercury Insurance agent makes sense along with choosing a car with low maintenance costs." According to Consumer Price Index data released earlier this year, car insurance rates are up almost 21% year-over-year for the 12 months which ended in February. The last time car insurance rates rose that much on an annual basis was 1976. Here are some auto insurance statistics recently released from Forbes : "Our goal is to help our customers get the best rates possible because we know that every dollar counts." said Justin Yoshizawa, Director, Product Management, State. "We encourage consumers to build a close relationship with their agent and discuss what discounts they may be eligible to receive. The answer might be surprising." Mercury offers the following tips for lowering your insurance costs: Review your deductibles with your insurance agent – It is recommended that you review your coverage and deductible with your Mercury agent at least once a year. Their wisdom and experience can help you make wise decisions regarding your insurance. Explore car insurance discounts – In addition to bundling your home and auto insurance, Mercury offers discounts for multi-car, good drivers, good students and auto pay. Your agent may have additional discounts to offer. Let Your Insurer Track Your Driving – Most insurers offer discounts for customers who install telematics. This technology allows your insurance company to collect information regarding your mileage and driving habits. This can also provide valuable information regarding your driving as well as saving you money. Drive a safe car with low repair costs – According to Bankrate , some of the cheapest cars to insure are the Subaru Outback, Honda CR-V and Honda Pilot. Also, look for cars with lower repair costs such as the Toyota Corolla, Toyota Prius and Tesla Model 3. Doing some research before you purchase a vehicle can save you money over the length of ownership. Install an anti-theft device on your car – Drivers may receive an additional discount on your auto insurance if you install an anti-theft device on your car. Before you buy a car, compare insurance costs – You can get a fast and easy quote from your Mercury Insurance agent. To receive a quote, you can reach us at 844-514-2893. To learn more about common types of auto insurance discounts, visit https://www.mercuryinsurance.com/resources/auto/understanding-types-of-auto-insurance-discounts.html . For more information on your auto insurance, you can reference the Insurance Information Institute .Some quotations from Jimmy Carter: We have a tendency to exalt ourselves and to dwell on the weaknesses and mistakes of others. I have come to realize that in every person there is something fine and pure and noble, along with a desire for self-fulfillment. Political and religious leaders must attempt to provide a society within which these human attributes can be nurtured and enhanced. — from 1975 book “Why Not the Best?” Our government can express the highest common ideals of human beings — if we demand of government true standards of excellence. At this Bicentennial time of introspection and concern, we must demand such standards. — “Why Not the Best?” I am a Southerner and an American, I am a farmer, an engineer, a father and husband, a Christian, a politician and former governor, a planner, a businessman, a nuclear physicist, a naval officer, a canoeist, and among other things a lover of Bob Dylan’s songs and Dylan Thomas’s poetry. — “Why Not the Best?” Christ said, “I tell you that anyone who looks on a woman with lust has in his heart already committed adultery.” I’ve looked on a lot of women with lust. I’ve committed adultery in my heart many times. This is something that God recognizes I will do — and I have done it — and God forgives me for it. But that doesn’t mean that I condemn someone who not only looks on a woman with lust but who leaves his wife and shacks up with somebody out of wedlock. — Interview, November 1976 Playboy. This inauguration ceremony marks a new beginning, a new dedication within our Government, and a new spirit among us all. A President may sense and proclaim that new spirit, but only a people can provide it. — Inaugural address, January 1977. It’s clear that the true problems of our nation are much deeper — deeper than gasoline lines or energy shortages, deeper even than inflation and recession. ... All the legislation in the world can’t fix what’s wrong with America. ... It is a crisis of confidence. — So-called “malaise” speech, July 1979. But we know that democracy is always an unfinished creation. Each generation must renew its foundations. Each generation must rediscover the meaning of this hallowed vision in the light of its own modern challenges. For this generation, ours, life is nuclear survival; liberty is human rights; the pursuit of happiness is a planet whose resources are devoted to the physical and spiritual nourishment of its inhabitants. — Farewell Address, January 1981. We appreciate the past. We are grateful for the present and we’re looking forward to the future with great anticipation and commitment. — October 1986, at the dedication of the Carter Presidential Library and Museum. War may sometimes be a necessary evil. But no matter how necessary, it is always an evil, never a good. We will not learn to live together in peace by killing each other’s children. — December 2002, Nobel Peace Prize acceptance speech. Fundamentalists have become increasingly influential in both religion and government, and have managed to change the nuances and subtleties of historic debate into black-and-white rigidities and the personal derogation of those who dare to disagree. ... The influence of these various trends poses a threat to many of our nation’s historic customs and moral commitments, both in government and in houses of worship. — From 2005 book “Our Endangered Values.” I think that this breakthrough by Barack Obama has been remarkable. When he made his speech (on race) a few months ago in Philadelphia, I wept. I sat in front of the television and cried, because I saw that as the most enlightening and transforming analysis of racism and a potential end of it that I ever saw in my life. — August 2008, commenting on then-Sen. Barack Obama’s candidacy. I think it’s based on racism. There is an inherent feeling among many in this country that an African-American should not be president. ... No matter who he is or how much we disagree with his policies, the president should be treated with respect. — September 2009, reacting to Rep. Joe Wilson’s shout of “You lie!” during a speech to Congress by President Barack Obama. I’m still determined to outlive the last guinea worm. — 2010, on The Carter Center’s work to eradicate guinea worm disease. You know how much I raised to run against Gerald Ford? Zero. You know how much I raised to run against Ronald Reagan? Zero. You know how much will be raised this year by all presidential, Senate and House campaigns? $6 billion. That’s 6,000 millions. — September 2012, reacting to the 2010 “Citizens United” U.S. Supreme Court decision permitting unlimited third-party political spending. I have become convinced that the most serious and unaddressed worldwide challenge is the deprivation and abuse of women and girls, largely caused by a false interpretation of carefully selected religious texts and a growing tolerance of violence and warfare, unfortunately following the example set during my lifetime by the United States. — From 2014 book “A Call to Action.” I don’t think there’s any doubt now that the NSA or other agencies monitor or record almost every telephone call made in the United States, including cellphones, and I presume email as well. We’ve gone a long way down the road of violating Americans’ basic civil rights, as far as privacy is concerned. — March 2014, commenting on U.S. intelligence monitoring after the Sept. 11, 2001, terror attacks We accept self-congratulations about the wonderful 50th anniversary – which is wonderful – but we feel like Lyndon Johnson did it and we don’t have to do anything anymore. — April 2014, commenting on racial inequality during a celebration of the Civil Rights Act’s 40th anniversary. I had a very challenging question at Emory (University) the other night: “How would you describe the United States of America today in one word?” And I didn’t know what to say for a few moments, but I finally said, “Searching.” I think the country in which we live is still searching for what it ought to be, and what it can be, and I’m not sure we’re making much progress right at this moment. — October 2014 during a celebration of his 90th birthday. The life we have now is the best of all. We have an expanding and harmonious family, a rich life in our church and the Plains community, and a diversity of projects at The Carter Center that is adventurous and exciting. Rosalynn and I have visited more than 145 countries, and both of us are as active as we have ever been. We are blessed with good health and look to the future with eagerness and confidence, but are prepared for inevitable adversity when it comes. — From 2015 book, “A Full Life.”CLEVELAND, Ohio -- Margaret Sanchez is the new president and CEO of Esperanza, a Cleveland nonprofit that focuses on education in the Hispanic/Latinix communities. Sanchez previously served as the vice president of development at YWCA Greater Cleveland, a statement from Esperanza said. Throughout her career, she has advocated for minority communities, through her work at various nonprofits, such as Hispanic Unity of Florida and the National Association of Latino Elected Officials, Esperanza added. She was chosen after a yearlong search. She serves as a board member for the Northeast Ohio Hispanic Business Center, the Latin American Presidential Mission and on the city of Cleveland Hispanic Advisory Board. Pamela Hobe, Esperanza’s board president, said in a statement that the organization was “fortunate to find the ideal candidate right here in Northeast Ohio.” “Margaret’s broad experience, unique perspective, understanding of our community and collaborative leadership style will foster growth and lead us to the future,” Hobe said. Sanchez replaces Victor Ruiz, who announced in December 2023 that he was stepping down as president and CEO after 15 years . The organization worked with Koya Partners, a firm that specializes in executive searches and recruiting, particularly for mission-driven roles, on the national search for the new president and CEO. “Her passion for Esperanza’s mission and her diverse experience makes her the ideal leader to drive strategic solutions for our growing Latino community and successfully expand support services to learners of all ages,” he said. Esperanza offers programs for kids, adult learners and post-secondary students. It also has a Hispanic youth and leadership program, mentoring and a STEAM summer camp for students interested in science, technology, engineering, arts and math. It provides over 100 scholarships to local students.

No women will lead a House committee for the first time in two decades after House Republicans revealed their list of committee leaders for the 119th Congress on Thursday. The 17 standing committees , whose leaders were selected by the House Republican Steering Committee, will be dominated by white men when the new Congress is seated on Jan. 3. No people of color were selected, either. The last time there was not at least one woman leading a standing committee in the House was the 109th Congress, from 2005 until 2006. "From securing our southern border, to unleashing American energy, to fighting to lower Bidenflation, and making our communities safe again, our Committee Chairs are ready to get to work fulfilling the American people's mandate and enacting President Trump's America-First agenda," House Majority Leader Steve Scalise said in announcing the list of chairs. "House Republicans are heading into the 119th Congress prepared to address the issues most important to hardworking Americans and fight for meaningful legislative wins. "I look forward to working with these strong leaders and their Committees to advance President Trump's priorities and deliver the American people the government they voted for in November," he added. Three Republican women led House committees in the 118th Congress: Texas Rep. Kay Granger chaired the Appropriations Committee, Washington Rep. Cathy McMorris Rodgers chaired the Energy and Commerce Committee and North Carolina Rep. Virginia Foxx chaired the Education and the Workforce Committee. Neither Granger nor McMorris Rodgers ran for reelection in 2024, though Foxx did earn an 11th term in office. However, Foxx, 81, had already been granted a waiver to lead her committee in the 118th Congress beyond the six-year term limits the House GOP imposes, and she did not request an additional waiver. She had served as chairwoman in the 115th Congress, as well as ranking member in the 116th and the 117th. Michigan Rep. Tim Walberg will take over the chairmanship of the Education and the Workforce Committee instead. MORE: Virginia Foxx leaves Education Committee leadership "Chairmen of committees are very important positions but we really do engage all the membership," House Speaker Mike Johnson said earlier this week ahead of the selections. "We have extraordinary women serving in Congress and in the Republican Conference. In fact, we elected some really strong women in the upcoming freshmen class. "We value those voices. And everybody has an equal say at the table," he noted. "These are thoughtful elections. We have an embarrassment of riches, frankly." Florida Rep. Brian Mast, a close Trump ally, will lead the House Foreign Affairs Committee. Ohio Rep. Jim Jordan will continue to lead the Judiciary Committee, Kentucky Rep. James Comer will continue to lead the Oversight Committee and Missouri Rep. Jason Smith will continue to lead the powerful Ways and Means Committee. "Very fitting in the MAGA Era - No Women Need Apply," former Virginia Rep. Barbara Comstock, a Republican, posted ahead of the final selections. The Republican Party will have a trifecta in the new year with control of the House, Senate, and White House, but the razor-thin majority of 220 Republicans to 215 Democrats in the House will leave little room for dissent, especially with two members of the House GOP set to be nominated for posts in the Trump administration and the resignation of Florida Rep. Matt Gaetz. "After four years of suffering under the radical policies of the Biden-Harris Administration and a Democrat-controlled Senate, the American people made clear they are ready for a change," Scalise added. "With Republicans taking control of the White House, Senate, and House, it is imperative we are in position to move President Trump's agenda efficiently and thoughtfully so we can quickly restore our nation to greatness." ABC News' John Parkinson contributed to this report.

Mumbai: The Indian economy is recovering from the slowdown in momentum witnessed in the September quarter, driven by strong festival activity and a sustained upswing in rural demand, according to a Reserve Bank of India (RBI) bulletin released on Tuesday. An article on the ‘State of the Economy’ in the December bulletin noted that the global economy continues to exhibit resilience with steady growth and moderating inflation. “High frequency indicators (HFIs) for the third quarter of 2024-25 indicate that the Indian economy is recovering from the slowdown in momentum witnessed in Q2, driven by strong festival activity and a sustained upswing in rural demand,” it said. The article further said the growth trajectory is poised to lift in the second half of 2024-25, driven mainly by resilient domestic private consumption demand. “Supported by record level foodgrains production, rural demand, in particular, is gaining momentum. Sustained government spending on infrastructure is expected to further stimulate economic activity and investment,” the authors said. Global headwinds, however, pose risks to the evolving outlook for growth and inflation, said the article authored by a team led by RBI Deputy Governor Michael Debabrata Patra. India’s GDP growth slowed to a seven-quarter low of 5.4 per cent during the July-September period of the current fiscal year. The article said that from the expenditure side, the major factor contributing to the decline in the growth rate of the economy is fixed capital formation and from the production side, the main concern is manufacturing. “Undermining both is inflation. The erosion of purchasing power due to repeated inflation shocks and persisting price pressures is starkly reflected in weakening sales growth of listed non-financial nongovernment corporations,” it said. Their outlook on demand conditions also remains subdued as no let-up in the incidence of price shocks seems to be in sight; they will increasingly be inclined to pass on input costs to selling prices. Consequently, there is no robust capacity creation by investing in fixed assets. Instead, corporations are churning and utilising existing capacity to meet the inflation-dented consumer demand, the article said. “The result is lacklustre private investment. The slowdown in consumer demand seems to be associated with slower corporate wage growth,” it said. The authors further said another headwind emerging is the slowing rate of nominal GDP growth, which could hinder fiscal spending, including on capex, to achieve budgetary deficit and debt targets. The article also noted that as per the projections based on the in-house Dynamic Stochastic General Equilibrium (DSGE), real GDP growth is likely to recover to 6.8 per cent and 6.5 per cent in Q3 and Q4 of 2024-25, respectively. Growth for 2025-26 is projected at 6.7 per cent while headline CPI inflation (retail) is projected to average 3.8 per cent in 2025-26. In the December monetary policy, the RBI had projected the GDP growth for 2024-25 at 6.6 per cent with Q3 at 6.8 per cent; and Q4 at 7.2 per cent. GDP growth for the April quarter of 2025-26 was projected at 6.9 per cent; and Q2 at 7.3 per cent. The RBI said the views expressed in the bulletin are of the authors and do not represent the views of the central bank.How To Start A Phone Case Printing Vending Machine Business?

It’s a daunting reality for Democrats: Republican Donald Trump's support has grown broadly since he last sought the presidency. In his defeat of Democrat Kamala Harris , Trump won a bigger percentage of the vote in each one of the 50 states, and Washington, D.C., than he did four years ago. He won more actual votes than in 2020 in 40 states, according to an Associated Press analysis. Certainly, Harris’ more than 7 million vote decline from President Joe Biden’s 2020 total was a factor in her loss, especially in swing-state metropolitan areas that have been the party’s winning electoral strongholds. But, despite national turnout that was lower than in the high-enthusiasm 2020 election, Trump received 2.5 million more votes than he did four years ago. He swept the seven most competitive states to win a convincing Electoral College victory, becoming the first Republican nominee in 20 years to win a majority of the popular vote. Trump cut into places where Harris needed to overperform to win a close election. Now Democrats are weighing how to regain traction ahead of the midterm elections in two years, when control of Congress will again be up for grabs and dozens of governors elected. There were some notable pieces to how Trump's victory came together: Though Trump improved across the map, his gains were particularly noteworthy in urban counties home to the cities of Detroit, Milwaukee and Philadelphia, electoral engines that stalled for Harris in industrial swing states Michigan, Wisconsin and Pennsylvania. Harris fell more than 50,000 votes — and 5 percentage points — short of Biden's total in Wayne County, Michigan, which makes up the lion's share of the Detroit metro area. She was almost 36,000 votes off Biden's mark in Philadelphia County, Pennsylvania, and about 1,000 short in Milwaukee County, Wisconsin. It wasn't only Harris' shortfall that helped Trump carry the states, a trio that Democrats had collectively carried in six of the seven previous elections before Nov. 5. Trump added to his 2020 totals in all three metro counties, netting more than 24,000 votes in Wayne County, more than 11,000 in Philadelphia County and almost 4,000 in Milwaukee County. It’s not yet possible to determine whether Harris fell short of Biden’s performance because Biden voters stayed home or switched their vote to Trump — or how some combination of the two produced the rightward drift evident in each of these states. Harris advertised heavily and campaigned regularly in each, and made Milwaukee County her first stop as a candidate with a rally in July. These swings alone were not the difference in Michigan, Pennsylvania and Wisconsin, but her weaker performance than Biden across the three metros helped Trump, who held on to big 2020 margins in the three states' broad rural areas and improved or held steady in populous suburbs. Trump's team and outside groups supporting him knew from their data that he was making inroads with Black voters, particularly Black men younger than 50, more concentrated in these urban areas that have been key to Democratic victories. When James Blair, Trump's political director, saw results coming in from Philadelphia on election night, he knew Trump had cut into the more predominantly Black precincts, a gain that would echo in Wayne and Milwaukee counties. “The data made clear there was an opportunity there,” Blair said. AP VoteCast, a nationwide survey of more than 120,000 voters, found Trump won a larger share of Black and Latino voters than he did in 2020, and most notably among men under age 45. Democrats won Senate races in Michigan and Wisconsin but lost in Pennsylvania. In 2026, they will be defending governorships in all three states and a Senate seat in Michigan. Despite the burst of enthusiasm Harris' candidacy created among the Democratic base when she entered the race in July, she ended up receiving fewer votes than Biden in three of the seven states where she campaigned almost exclusively. In Arizona, she received about 90,000 fewer votes than Biden. She received about 67,000 fewer in Michigan and 39,000 fewer in Pennsylvania. In four others — Georgia, Nevada, North Carolina and Wisconsin — Harris won more votes than Biden did. But Trump's support grew by more — in some states, significantly more. That dynamic is glaring in Georgia, where Harris received almost 73,000 more votes than Biden did when he very narrowly carried the state. But Trump added more than 200,000 to his 2020 total, en route to winning Georgia by roughly 2 percentage points. In Wisconsin, Trump's team reacted to slippage it saw in GOP-leaning counties in suburban Milwaukee by targeting once-Democratic-leaning, working-class areas, where Trump made notable gains. In the three largest suburban Milwaukee counties — Ozaukee, Washington and Waukesha — which have formed the backbone of GOP victories for decades, Harris performed better than Biden did in 2020. She also gained more votes than Trump gained over 2020, though he still won the counties. That made Trump's focus on Rock County, a blue-collar area in south central Wisconsin, critical. Trump received 3,084 more votes in Rock County, home of the former automotive manufacturing city of Janesville, than he did in 2020, while Harris underperformed Biden's 2020 total by seven votes. That helped Trump offset Harris' improvement in Milwaukee's suburbs. The focus speaks to the strength Trump has had and continued to grow with middle-income, non-college educated voters, the Trump campaign's senior data analyst Tim Saler said. “If you're going to have to lean into working-class voters, they are particularly strong in Wisconsin,” Saler said. “We saw huge shifts from 2020 to 2024 in our favor.” Of the seven most competitive states, Arizona saw the smallest increase in the number of votes cast in the presidential contest — slightly more than 4,000 votes, in a state with more than 3.3 million ballots cast. That was despite nearly 30 campaign visits to Arizona by Trump, Harris and their running mates and more than $432 million spent on advertising by the campaigns and allied outside groups, according to the ad-monitoring firm AdImpact. Arizona, alone of the seven swing states, saw Harris fall short of Biden across small, midsize and large counties. In the other six states, she was able to hold on in at least one of these categories. Even more telling, it is also the only swing state where Trump improved his margin in every single county. While turnout in Maricopa County, Arizona's most populous as the home to Phoenix, dipped slightly from 2020 — by 14,199 votes, a tiny change in a county where more than 2 million people voted — Trump gained almost 56,000 more votes than four years ago. Meanwhile, Harris fell more than 60,000 votes short of Biden's total, contributing to a shift significant enough to swing the county and state to Trump, who lost Arizona by fewer than 11,000 votes in 2020. The biggest leaps to the right weren't taking place exclusively among Republican-leaning counties, but also among the most Democratic-leaning counties in the states. Michigan's Wayne County swung 9 points toward Trump, tying the more Republican-leaning Antrim County for the largest movement in the state. AP VoteCast found that voters were most likely to say the economy was the most important issue facing the country in 2024, followed by immigration. Trump supporters were more motivated by economic issues and immigration than Harris', the survey showed. “It’s still all about the economy," said North Carolina Democratic strategist Morgan Jackson, a senior adviser to Democrat Josh Stein, who won North Carolina’s governorship on Nov. 5 as Trump also carried the state. “Democrats have to embrace an economic message that actually works for real people and talk about it in the kind of terms that people get, rather than giving them a dissertation of economic policy,” he said. Governor’s elections in 2026 give Democrats a chance to test their understanding and messaging on the issue, said Democratic pollster Margie Omero, whose firm has advised Wisconsin’s Democratic Gov. Tony Evers in the past and winning Arizona Senate candidate Ruben Gallego this year. “So there’s an opportunity to really make sure people, who governors have a connection to, are feeling some specificity and clarity with the Democratic economic message,” Omero said.Breast Pumps Market Poised for Significant Growth: Projected to Expand at 8.5% CAGR, Reaching New Heights by 2028

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