jili777 net ph login

SmartDrone Acquires Drone Operations of Skytec, Expanding UAV Service CapabilitiesA woman is going viral for an uncomfortable experience she had with her go-to comfort food. On Nov. 19, Abby Kreger, who is the director of a pet rescue in Frankenmuth, Michigan, about a mystery surrounding Kraft Gluten Free Original Mac & Cheese: missing cheese sauce packets. Kreger, who has celiac disease, purchased multiple boxes prior to recording her video and was shocked to find that none of them had cheese packets in them. “Hey, listen, this message is for Kraft Mac & Cheese,” Kreger says in her now-viral video. “I’m gluten-free, and I have gotten now four boxes of gluten-free mac and cheese that do not have a sauce packet inside.” Kreger says that first she bought two boxes and discovered the production mistake, and after contacting Kraft’s customer service, she received a voucher for two free replacement boxes at the store of her choice. She says she bought the next two boxes individually at separate locations in different cities — but still had the same issue. “So giving me a coupon to get another box of mac and cheese isn’t solving the problem because Kraft Mac & Cheese is not addressing the problem,” she says. “You guys are having a problem in production. I’m not being a Karen.” Kreger concludes her video by pleading that Kraft find out what’s happening. “I’ve had celiac disease for almost five years,” she says, adding that she likely eats this product five times a week. “It’s to the point where I feel like I can’t even buy boxes of Kraft Gluten Free Mac & Cheese because it’s not gonna have the sauce packet and it’s just a waste of my money.” Kreger’s message to Kraft garnered over 3.2 million views and 12,000 comments. “Omg I would literally cry. Especially with how expensive it is,” one TikTok user. “Signed a celiac girly.” “WAIT SAME IM ALSO GF AND THIS HAS BEEN HAPPENING TO ME,” another person, and one more , “This happened to me too!” Another user, who had the exact opposite experience, , “Too funny! My gf box had TWO cheese packets in it the other day (bought from Amazon). Sorry, I must have gotten your cheese!” Things escalated, though, when Kraft’s TikTok account responded to Kreger. “Hello. We apologize for this issue. We’re not having any quality issues with our gluten-free Kraft Mac and Cheese,” the company on her video. “Hello! Then why have I opened 4 boxes with no cheese packets?” she in response. People empathized with her exasperation in her comments section as well as in other TikTok videos — like one made by popular creator , who said the company “blew it.” “The way I would never buy Kraft again if I was the one experiencing this and they responded this way?!?” one TikTok user. “Not Kraft gaslighting you 😂,” someone else. On Nov. 21, Kreger to Kraft’s comment, expressing her frustration and sharing all of her correspondence with the company. “This makes it not feel like a comfort food anymore,” she says. “This does not feel safe. This feels more isolating. This is not helping my relationship with food.” Since then, people have been flooding Kraft’s socials with comments in support of Kreger. “So we all came from the girl who didn’t get her cheese packets? 😅,” one user on a about Kraft’s new Everything Bagel Mac & Cheese. “PUT THE SAUCE IN THE BAG BRO,” someone else on . Just when it seemed all hope was lost, Kreger on Nov. 21 sharing that a Kraft employee named Larry called her to say that, in addition to hearing her concerns, the company was going to send her a care package. “I also told Larry that I think he needs to talk to his social media team because the comment on my video was gaslighting me, did isolate me, did make me feel worse, and it was not proper customer service,” she says. A representative for Kraft Heinz tells TODAY.com that the company’s quality assurance team is investigating the production issue to determine the root cause of the problem. “Our team has been in touch with Abby to apologize for her experience and to make things right,” says the rep. “We are working closely with our response teams to ensure all future inquiries are treated with the care and respect they deserve.” In the cheesy aftermath of this saga, Kreger she has been sent free goodies from other food brands. On Nov. 22, she shared that California Pizza Kitchen delivered four gluten-free pizzas to her door and Stouffer’s sent eight boxes of gluten-free sides like creamed spinach and Mexican street corn. The next day, Instacart sent Kreger roses and gluten-free groceries, and Stouffer’s sent a second delivery of cheese sauce packets. Kreger also a handwritten note from Stouffer’s saying that her situation inspired them to create a gluten-free version of its Supreme Shells and Cheese product. “After hearing Abby’s story, we were excited to offer her our gluten-free sauce from STOUFFER’s Supreme Shells and Cheese,” Megan McLaughlin, Stouffer’s brand director tells TODAY.com. “At this time, we do not have a gluten free option in the pipeline, but we are always looking at consumer needs like Abby’s to help inspire our future innovations.” “I’m so blown away by this,” Kreger says through tears in her TikTok. “I’ve made a difference in the gluten-free community.” Washington, D.C. native Joseph Lamour is a lover of food: its past, its present and the science behind it. With food, you can bring opposites together to form a truly marvelous combination, and he strives to take that sentiment to heart in all that he does.
NoneHOUSTON (AP) — An elaborate parody appears to be behind an effort to resurrect Enron, the Houston-based energy company that exemplified the worst in American corporate fraud and greed after it went bankrupt in 2001. If its return is comedic, some former employees who lost everything in Enron’s collapse aren’t laughing. “It’s a pretty sick joke and it disparages the people that did work there. And why would you want to even bring it back up again?” said former Enron employee Diana Peters, who represented workers in the company’s bankruptcy proceedings. Here’s what to know about the history of Enron and the purported effort to bring it back. Once the nation’s seventh-largest company, Enron filed for bankruptcy protection on Dec. 2, 2001, after years of accounting tricks could no longer hide billions of dollars in debt or make failing ventures appear profitable. The energy company's collapse put more than 5,000 people out of work and wiped out more than $2 billion in employee pensions. Its aftershocks were felt throughout the energy sector. Twenty-four Enron executives , including former CEO Jeffrey Skilling , were convicted for their roles in the fraud. Enron founder Ken Lay’s convictions were vacated after he died of heart disease following his 2006 trial. On Monday — the 23rd anniversary of the bankruptcy filing — a company representing itself as Enron announced in a news release it was relaunching as a “company dedicated to solving the global energy crisis.” It also posted a video on social media, advertised on at least one Houston billboard and a took out a full-page ad in the Houston Chronicle In the minute-long video full of generic corporate jargon, the company talks about “growth” and “rebirth.” It ends with the words, “We’re back. Can we talk?” In an email, company spokesperson Will Chabot said the new Enron was not doing any interviews yet, but "We’ll have more to share soon.” Signs point to the comeback being a joke. In the “terms of use and conditions of sale” on the company's website, it says “the information on the website about Enron is First Amendment protected parody, represents performance art, and is for entertainment purposes only.” Documents filed with the U.S. Patent and Trademark Office show College Company, an Arkansas-based LLC, owns the Enron trademark. The co-founder of College Company is Connor Gaydos, who helped create a joke conspiracy theory claiming all birds are actually government surveillance drones. Peters said she and some other former employees are upset and think the relaunch was “in poor taste.” “If it’s a joke, it’s rude, extremely rude. And I hope that they realize it and apologize to all of the Enron employees,” Peters said. Peters, 74, said she is still working in information technology because “I lost everything in Enron, and so my Social Security doesn’t always take care of things I need done.” “Enron’s downfall taught us critical lessons about corporate ethics, accountability, and the consequences of unchecked ambition. Enron’s legacy was the employees in the trenches. Leave Enron buried,” she said. But Sherron Watkins, Enron’s former vice president of corporate development and the main whistleblower who helped uncover the scandal, said she didn’t have a problem with the joke because comedy “usually helps us focus on an uncomfortable historical event that we’d rather ignore.” “I think we use prior scandals to try to teach new generations what can go wrong with big companies,” said Watkins, who still speaks at colleges and conferences about the Enron scandal. This story was corrected to fix the spelling of Ken Lay’s first name, which had been misspelled “Key.” Follow Juan A. Lozano on X at https://x.com/juanlozano70
VANCOUVER - A confidence agreement between British Columbia’s New Democrats and the provincial Green Party stabilizes David Eby’s bare-majority government, while putting Green election promises on the legislative agenda. The agreement announced Friday outlines the basis on which the Greens’ two-member caucus will provide confidence to Eby’s party, which won election with 47 seats in B.C.‘s 93-seat legislature in October’s provincial election. The deal features key elements of the Greens’ election platform, including a commitment to growing a community health centre model for primary care and expanding public coverage of psychology services at a cost of $50 million. Deputy premier Niki Sharma said the framework focuses on areas of agreement between the two parties, while recognizing their positions won’t always align. The balance struck is “a way to keep government stable for four years ... without erasing the distinct identity that we both have as political parties,” she said Friday. The seven-page agreement says the house leaders of the NDP and the Greens “agree to establish a relationship of trust based on good faith and no surprises.” While set to last four years, it is subject to annual agreement at each parties discretion. It was important to the Greens throughout the negotiations to be able to disagree with government positions, Sharma told a news conference. “I know that we’ll have differences of opinions moving forward, but the fact that we can show a pathway where two political parties in a time of great polarization can come together for British Columbians, I think is a profound thing.” The October election saw two new Green members win seats, lawyer Rob Botterell, representing Saanich North and the Islands, and geological engineer Jeremy Valeriote in West Vancouver-Sea to Sky, while the B.C. Conservatives won 44 seats. B.C. Conservative Leader John Rustad said after the election that he would work to bring the NDP government down if it continues with its “destructive policies.” When he was asked about the agreement on Friday, Rustad said he has always assumed the Greens would back the NDP. Eby is “fooling himself” if he thinks having the support of the Green Party is going to make it easier to pass legislation, Rustad said in an interview. “We are going to make it very difficult for him to move anything through the legislature that is continuing the destruction of British Columbia,” he said. “A week can be a long time in politics, so we’ll see what January brings. I don’t want to say anything further at this point.” The stability of Eby’s government had appeared shakier earlier this month when New Democrat Grace Lore announced she was temporarily stepping away due to a cancer diagnosis, though she said she intended to participate in important votes. Eby said in a statement Friday that the agreement with the Greens will “strengthen the stability of government and help deliver on the priorities of British Columbians.” While his party and the Greens are distinct and won’t always agree, the premier said they have “many shared values.” He said the deal sets out specific areas of action they will work together on, including health care, affordable housing, creating livable communities and growing a strong, sustainable economy. “We will continue to work with all MLAs who want to make the legislature work for people,” Eby said. Additional policy commitments outlined in the deal that reflect the Green platform include expanding access to housing aid for elderly renters and building 30,000 more units of non-market housing than the government had pledged. The agreement also commits to a review of B.C.‘s forests to “address concerns around sustainability, jobs, environmental protection an the future of the industry.” This report by The Canadian Press was first published Dec. 13, 2024.
Newsom wants CA consumers to pay to replace $7,500 federal EV credit, Tesla excludedIn The Room: Roy Calls Out the Islanders Mentality; MacLean Takes Blame
PENN STATE 85, FORDHAM 66
GNSS Simulators Market Growth Trends and Forecast 2024-2031: Industry AnalysisSpecial counsel moves to abandon election interference and classified documents cases against Trump
Artificial Intelligence in Training Boys Town virtual reality training system allows users to engage with AI characters in real-world scenarios and receive feedback on their interactions. Boys Town Reality Coach The first, an AI-driven training system, uses virtual characters and computer vision to teach caregivers the Boys Town Model for enhancing children's social skills. "Boys Town is known for its groundbreaking research informed care that serves children and families nationwide,” said Rod Kempkes, CEO. "This new technology will help us share the Boys Town mission with even wider audiences across the world and sets Boys Town apart as a thought leader in the nonprofit sector.” The first system is an AI-driven training application designed to instruct individuals on effectively implementing the Boys Town Model for teaching social skills to children. This new technology can help train caregivers how to respond when working with children. The system features AI-powered characters designed to simulate children's behavior, enabling realistic and dynamic interactions. Users can engage with these AI characters through natural language while the system leverages computer vision to interpret and respond to user cues. These teachings can then be used when dealing with real world scenarios and provide AI-driven feedback on how the interactions were handled. The second technology facilitates seamless communication between individuals using American Sign Language (ASL) and those communicating verbally. It translates ASL into speech and converts spoken language into text, which is displayed as captions on smart eyewear, allowing both parties to communicate effortlessly. Boys Town is a leader in communication disorders research along with treating those with hearing loss. This technology will be an asset to helping children and families navigate communication barriers. About Boys Town: For over a century, Boys Town has been a beacon of hope, transforming the lives of America's children and families through innovative youth, research, and healthcare programs. Boys Town provides compassionate, research-proven education, prevention, training, and treatment for behavioral and physical problems in multiple locations throughout the United States, with a comprehensive array of services. In 2023, more than 715,000 children and families across the United States were impacted by Boys Town programs. You can find more information about Boys Town online at www.boystown.org . Attachments Artificial Intelligence in Training Boys Town Reality Coach CONTACT: Jordan Weinandt Boys Town 4027208865 [email protected]Bank of Korea to hold extraordinary meeting at around 9 a.m. KST -BOK officialSwampscott students brief on Mars rover program
The Dallas Cowboys have become used to dealing with a fairly long list of injuries throughout the 2024 NFL season but now they've got to deal with it in a short week, as they've got to turn around quickly from a win against the Washington Commanders to deal with the New York Giants. One name stands out from the team's injury report, and it's one that naturally raised some concerns among fans: Quarterback Cooper Rush. Rush, who just delivered his best game of the season filling in for Dak Prescott, is listed on the initial report with a knee injury. He was listed as a limited participant. The good news is Cowboys head coach Mike McCarthy doesn't appear to be worried about Rush's availability leading up to Thanksgiving. "He's got some work to do but I think we're going to be fine," McCarthy told reporters on Monday. McCarthy's comment was enough to dissipate any concerns about Rush potentially missing the divisional game after his best outing of the year. You never know in the NFL but it's clear the quarterback is expected to be ready to go. Rush put together a great game against the Commanders defense, completing 75% of his passes and throwing for two touchdowns. He didn't do it alone as an offensive line featuring two backups at guard and a rotation at left tackle barely allowed any pressures against the Dan Quinn-led defense. It's safe to say he did enough to buy himself some extra time as the Cowboys starting quarterback in Dak's absence as Trey Lance's chances of getting on the field seem to be at an all-time low. Cowboys' initial injury report vs. Giants Tyler Smith and Trevon Diggs both returned to practice on Monday, which the Cowboys treat as a Wednesday per McCarthy, yet both were limited. Notably, Zack Martin and Jake Ferguson both remained non-participants. Below is the full report. Cowboys injury report. Plenty of names lots of questions: pic.twitter.com/W74B1g1imu This article first appeared on A to Z Sports and was syndicated with permission.
CNN data reporter Harry Enten broke down why Robert F. Kennedy Jr. has received strong support to be the nation’s health czar despite his controversial views on medicine and vaccines. President-elect Donald Trump tapped Kennedy to lead the Health and Human Services Department shortly after winning the White House last month. Enten said that new Fox News polling showed that Kennedy has more support among Americans than not to be confirmed by the Senate. Enten suggested on Thursday that his support may come from the public’s distrust in the government to keep food safe and growing skepticism of vaccines, especially in the wake of the COVID-19 pandemic. He said just 57 percent of Americans trust the government to keep food safe, which is a 25-percentage point drop from 2001. Kennedy, who has questioned vaccines and falsely suggested that vaccines can lead to autism, has also been an outspoken advocate for keeping chemicals and dyes out of foods. Many parents have resonated with the movement to ban artificial dyes from foods in the U.S.—a policy that some countries have already adopted. RFK Jr. looks likely to lead the HHS... More Americans than not want him confirmed... Why? Americans trust in the the government to keep our food safe is down 25 points from the beginning of the century. Those who think childhood vaccines should be required is down to just 51%! pic.twitter.com/lifx8hUk3h Enten then suggested that vaccine skepticism could be becoming the new norm among Americans. “No, they’re not on the fringe at all,” he said, speaking of controversial views on vaccines. “In fact, they’re becoming more and more mainstream.” He said that in 1991, 81 percent believed that the U.S. government should require childhood vaccines. That dropped to 62 percent in 2019 and later dropped to 51 percent in 2024, he said. “In five years. I mean, my goodness gracious, as the son of a pediatrician, I never thought I would see it, but here we are,” he said, adding that the COVID-19 vaccine “absolutely” contributed to these views on vaccines. Enten went on to say that these views on food and vaccines is what led to Kennedy’s strong support among Americans, especially parents. The Fox News poll showed 48 percent of Americans support Kennedy to be confirmed while 43 percent oppose him. “And when I was looking around the cross tabs, one of the most interesting things is where does he get that most support from? From young folks, from parents, from folks who might have children growing up. And so, I think that really just tells you that this whole thing, this kind of what I would call anti-science, but they would say they’re looking at the science sort of movement is really gaining steam with the younger generations,” Enten said. “That’s part of the reason why we see all that distrust with vaccines and the food protection in this country,” he added. Kennedy received the most support from the poll’s respondents compared to all of Trump’s other Cabinet picks. Sen. Marco Rubio (R-Fla.) closely followed with 46 percent of Americans saying he should be confirmed for Trump’s Secretary of State. Kennedy has long advanced the debunked idea that vaccines cause autism. He has also pushed other conspiracy theories, such as that COVID-19 could have been “ethnically targeted” to spare Ashkenazi Jews and Chinese people, comments he later said were taken out of context. He has repeatedly brought up the Holocaust when discussing vaccines and public health mandates. No medical intervention is risk-free. But doctors and researchers have proven that risks from disease are generally far greater than the risks from vaccines. Vaccines have been proven to be safe and effective in laboratory testing and in real world use in hundreds of millions of people over decades — they are considered among the most effective public health measures in history. The Associated Press contributed to this report. Stories by Lauren Sforza AOC on UnitedHealthcare CEO killing: People see denied claims as ‘act of violence’ Fox News host to Taylor Swift: Call Trump with this ‘smart’ idea Ex-Congressman offers his own theory about N.J. drones Our journalism needs your support. Please subscribe today to NJ.com .
Rachel Christian | (TNS) Bankrate.com Just because retirement planning involves some guesswork doesn’t mean it has to be a total mystery. Related Articles Business | The year in money: inflation eased, optimism ticked upward Business | Some in seafood industry see Trump as fishermen’s friend, but tariffs could make for pricier fish Business | Trump offers support for dockworkers union by saying ports shouldn’t install more automated systems Business | 6 ways to avoid a financial hangover Business | Solano’s jobless rate ticks up Whether you’ve been saving since your first job or you’re getting a late start, you can leverage expert-recommended strategies to gauge your progress on the road to retirement. And if you’re not quite on track, don’t sweat it — the experts we spoke to offered actionable tips to help you close the gap. You might have a general idea of how much money you need to save for retirement . A few quick calculations can give you an estimate, but to truly appreciate where you stand, you’ll need to dive into the numbers. Here’s how to get started. A good rule of thumb to estimate your retirement savings goal is the Rule of 25 . Simply multiply your desired annual retirement income by 25. The result is roughly how much you’ll need to save before hitting retirement. For example, if you plan to spend $50,000 a year, you’ll need about $1.25 million to make it a reality. The Rule of 25 is based on the idea that withdrawing 4% annually from your retirement savings should last you about 30 years. While it’s not an exact science by any means — health care costs and lifestyle changes can skew the numbers, for example — the Rule of 25 can be a good starting point to figure out how much you need to save. Fidelity Investments, a behemoth in the retirement planning space, offers savings guidelines to help you determine if you’re on track . —By age 30: Save 1x your annual salary —By age 40: Save 3x your annual salary —By age 50: Save 6x your annual salary —By age 60: Save 8x your annual salary —By age 67: Save 10x your annual salary For example, if you earn $60,000 annually, you should aim for $600,000 in savings by age 67. But like the Rule of 25, Fidelity’s guidelines offer a 10,000-foot look at retirement goals, and they’re not customized to your situation. Maybe you earned a low salary in your 20s, but you’re working hard in your 30s to make up for it. Use these estimates as a benchmark — but don’t get discouraged if you’re lagging behind. Now it’s time to zoom in a little. To get a clearer snapshot of your progress, use an online retirement calculator. These tools factor in your age, current savings, income and lifestyle goals to estimate whether you’re on track. You’ll get a more refined estimate without crunching the numbers yourself. Bankrate’s retirement calculator even lets you input different rates of return on your investments and accounts for estimated annual salary increases. Having a general savings goal is nice, but to avoid falling short in retirement, you’ll need more than a ballpark figure. Experts recommend creating a retirement budget to get an up-close-and-personal look at how much you’ll really need once you leave the workforce. First, estimate how much you’ll spend per month in retirement. While some costs will increase, like health care, others will likely decrease, like dining out and commuting. “Estimating expenses can be challenging for some people, so as a starting point, I often use your net take-home pay,” says Jeff DeLarme, a certified financial planner and president of DeLarme Wealth Management. For example, if you receive a direct deposit of $2,500 every two weeks from work, use $5,000 as your estimated monthly spending in retirement. “Assuming this was enough to pay the bills while working, we can use $5,000 a month as a starting budget to plan for,” says DeLarme. Next, map out your sources of income in retirement. Social Security is the largest income stream for most retirees, but don’t neglect other inflows, such as: —Workplace retirement accounts, like 401(k)s —Personal retirement accounts, like a traditional or Roth IRA —Pensions —Annuities —Selling your home or business —Rental income —Inheritance “If there’s a gap between your expected expenses and income, you’ll have a good idea of how much you need to save,” says Mike Hunsberger, a certified financial planner and owner of Next Mission Financial Planning. From there, you can adjust your savings and investment strategy accordingly. For something as important (and complex) as retirement planning, it pays to speak with a professional. Financial advisers can analyze your savings, investments and retirement goals to create a personalized plan. Advisers use special planning software that account for more variables than an online calculator, giving you a much more precise, granular look at your financial life in retirement. Many financial advisers can also help you optimize your tax strategy, which can potentially save you thousands of dollars over time. Make sure the adviser you hire is a fiduciary , meaning they’re legally obligated to prioritize your interests over their own. A fiduciary won’t push investments to earn a commission or recommend products that aren’t aligned with your needs. A certified financial planner is one of the most well-recognized designations for fiduciaries. You can use Bankrate’s adviser matching tool to find a certified financial planner in your area in minutes. Maybe you did the math and realized you’re not quite where you need to be. Don’t panic if you’re behind schedule. Here are five strategies experts recommend to help you catch up on your retirement savings . Cutting expenses now frees up more cash to invest in your retirement accounts. Evaluate your budget and identify areas where you can cut costs, like dining out, streaming subscriptions or shopping. Don’t rule out bigger lifestyle changes either, especially if retirement is rapidly approaching. Housing is the biggest monthly expense for most people. Getting creative here can help amplify the amount you can sock away, says Joseph Boughan, a certified financial planner and managing member at Parkmount Financial Partners. It can also reduce your expenses in retirement, so you may not need to save as much as before. “Downsizing can be a great way to cut expenses,” says Boughan. “This can even free up cash if you don’t end up needing all that money for a new home.” Moving somewhere with lower property taxes or income taxes can also help bring your retirement plan back in line. And if you’re a renter, making tough short-term decisions, like taking on a roommate or moving to a lower cost-of-living area, can free up hundreds of dollars a month for your retirement. “Everyone’s plan is unique, so exploring all the options is important,” Boughan says. Joe Conroy, a certified financial planner and owner of Harford Retirement Planners, recommends taking a “retirement test drive” as you near your target date. “Start to live on what income you think you can afford in retirement and stash all the extra income into savings and investments,” says Conroy. “If you can make it through each month, you’re ready for retirement. If you run short, then adjust your plan accordingly.” Working a little longer can be a game-changer for your retirement nest egg. Not only does it give you more time to save, it also gives your investments room to grow. “Working longer or even just part time for a few years early in retirement is one of the best ways to reduce the amount of money you need to save,” says Hunsberger. Postponing retirement can also boost your Social Security benefits . “You can claim as early as 62, but your benefits will be reduced significantly,” says Hunsberger. Meanwhile, each year you delay claiming Social Security benefits beyond your full retirement age , your monthly check will increase by 8%, though this benefit maxes out at age 70. So waiting can really pay off. It may seem obvious, but if you’re behind on retirement savings, you’ll need to boost your contributions as much as possible. Here are a few ways to make saving for retirement easier: —Increase your contribution rate: Allocate a larger portion of your paycheck to a workplace retirement plan. Even bumping up your contributions by 1% or 2% can make a huge difference down the road. —Take advantage of your employer match: Don’t leave free money on the table. Many employers will chip in between 3 and 5% depending on your plan, so make sure you’re contributing enough to take advantage of the benefit. —Use “unexpected” money to catch up: If you get a raise or bonus at work, funnel part of it directly into your 401(k). And if you get a refund at tax time, siphon some of it off to beef up your IRA. If you’ve been investing in low-risk, low-return investments, you may not be keeping up with inflation, let alone growing your nest egg. Reallocating part of your portfolio to stocks or low-cost growth exchange-traded funds (ETFs) is one way to get your money working harder. Higher-risk investments like stocks carry more volatility but also offer higher potential returns. Work with a financial adviser or use a robo-adviser to strike the right balance between growth and your personal risk tolerance. Contribution limits for 401(k) plans and IRAs are higher for people over 50. For 2025, employees aged 50 and up who participate in most 401(k) plans or the federal government’s Thrift Savings Plan can save up to $31,000 annually, including a $7,500 catch-up contribution . But thanks to SECURE 2.0 , a sweeping retirement law, a new higher catch-up contribution limit of $11,250 applies for employees ages 60 to 63. So, if you’re in this age group, you can squirrel away a whopping $34,750 a year during the final stretch of your career. Of course, you’ll need a big salary (think six figures) in order to take full advantage of such massive contribution limits. But if you can afford it, these catch-up allowances can put your plan back on track, especially if you struggled to save much early in your career. There’s no GPS to gauge your progress on the road to retirement. If you’ve veered off course or aren’t sure where to start, begin by getting a quick estimate of how much you’ll need before mapping out a retirement budget. And if you’re behind, don’t panic — adjusting your spending, boosting your contributions and speaking with a financial adviser can help you catch up. ©2024 Bankrate.com. Distributed by Tribune Content Agency, LLC.AP Trending SummaryBrief at 4:46 p.m. EST
- Previous: 88 jili casino
- Next: wow jili777