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July — Bethel saw the opening of new businesses during the month of July. Tara Savage opened her own dental clinic , branching off from Bethel Family Dentistry. In the article describing her business, written by Rose Lincoln, it was reported that, “For the past six years Savage has worked for Bethel Family Dentistry (BFD), currently Bethel’s only dentistry office. She will stay on part time until a replacement is found, working at her new office on Wednesdays (when BFD is closed), Thursdays and Fridays.” Dental Hygienist Tara Savage of Bethel will hold an open house on August 1 at her new business Polished Dental on Mayville Road. Rose Lincoln The Root Cellar was purchased by Jennifer Cross, and celebrated with a float in the Summerfest parade. The paper also commemorated Swain’s farm, an island farm in the Androscoggin that, as the article said, may very well be the last of its kind in Western Maine. August — With summer drawing to a close, so begins Maine’s unofficial fourth season- Construction. Funds amounting to $182,360 were taken from the reserve account to make repairs to Bethel’s sand/salt shed , which had been damaged from gradual wear and tear over time caused by the sand and salt that it housed. Roger Wheeler in 1961 with a car full of mica. Wheeler and his brothers started Wheeler Brothers Mica Mine in Gilead Maine in the 1950’s. On a more historical side, an article by Rose Lincoln detailed the historical development of the Wheeler Brothers mica mine in Gilead, Maine. While it has fallen out of use as the mining industry decreased, the mine was at one time a prominent employer for the town of Bethel. Residents were encouraged to look back at this historical place, and learn a bit about a once popular industry of the local area. September — Continuing construction season into September, the slightly controversial condo projec t in Bethel was greenlit for moving forwards, to be built in the field beside the old Bethel barn. Work on this project is expected to take place moving forwards into the next year. The town was also treated to the unusual sight of students filling Sunday River before ski season when a fire alarm malfunction required school to be held elsewhere and Sunday River offered its facility. Nate Crooker and his wife, Katy, own Sparrowhawk Orchard on Grover Hill Road in Bethel. Rose Lincoln/Bethel Citizen October — The approach of fall saw a focus on the natural world for locals looking to spend some more time outdoors. Valentine Farm held a successful outdoor event with talks, workshops, and food made from wild ingredients. The event was well attended by locals, and went hand in hand with a talk at the Gem theater about the process of growing apples. With apple season at its height, Sparrowhawk Orchard detailed their plans for moving forwards in the year ahead, developing an “all around agricultural experience” for both locals and visitors looking for a chance to have some fresh picked apples and homemade cider. However, not all of the connections with nature were entirely positive, as the Bethel town hall discovered mold in the basement. This mold ended up forcing the Bethel Town Hall to relocate to the Fire Department, which has remained in effect throughout December . November — Election season may have dominated the national news, but in Bethel the local news were focused more on contributions made by the younger members of the community. B lack Diamond Nutritio n celebrated opening under a new owner – Maya Taylor, who is only 21 years old. In town, on the younger side, Telstar students worked to aid seniors in the community in their day of service- a biannual service day held in conjunction with the Age-Friendly Community Initiative ( AFCI ) On another note, the community rallied together after an election-day tragedy. Jade Gianforte and Matt Thurston, who had rescued a couple from the river at the start of the year, had their home burned down in an active shooting. The community, however, came together to support them and help them with donations during this time. Bethel Historical Society held an open house at the Mason House on Dec. 7, with warm cider and cookies inside a decorated Mason House. Visitors could also enjoy live fiddle music, while seeing the inside of the historic house decorated for Christmas. Chaia Alford/The Bethel Citizen December — During the festive season, Bethel begins to gear up toward Christmas with a window decorating contest hosted by the Chamber of Commerce. The discussion of speech at Telstar took on a new angle as debates arose about what to do with cell phones at school. The school board held an open discussion about their new cell phone policy, which was met with displeasure by school board member Scott Cole, who did not agree with the new policy and called it “a concession to technology.” Nevertheless, with some revisions, the new policy was passed at a school board meeting . Comments are not available on this story. Send questions/comments to the editors.NEW YORK (AP) — With the end of 2024 around the corner, you might be reflecting on financial goals for 2025. Whether you’re of your parents’ house or pay off student loan debt, financial resolutions can help you stay motivated, said Courtney Alev, consumer advocate for Credit Karma. “Entering a new year doesn’t erase all our financial challenges from the prior year,” Alev said. “But it can really help to bring a fresh-start mentality to how you’re managing your finances.” If you’re planning to make financial resolutions for the new year, experts recommend that you start by evaluating the state of your finances in 2024. Then, set specific goals and make sure they’re attainable for your lifestyle. Here are some tips from experts: Change your relationship with money Think about how you currently deal with — what’s good, what’s bad, and what can improve. “Let this be the year you change your relationship with money,” said Ashley Lapato, personal finance educator for YNAB, a budgeting app. If you feel like money is a chore, that there’s shame surrounding the topic of money, or like you were born being “bad at money,” it’s time to change that mentality, Lapato said. To adjust your approach, Lapato recommends viewing money goals as an opportunity to imagine your desired lifestyle in the future. She recommends asking questions like, “What do my 30s look like? What do my 40s look like?” and using money as a means to get there. Liz Young Thomas, head of SoFi Investment Strategy, added that it’s key you forgive yourself for past mistakes in order to move into the new year with motivation. Know your “why” When setting your financial resolutions for 2025, it’s important to establish the “why” of each, said Matt Watson, CEO of Origin, a financial tracking app. “If you can attach the financial goal to a bigger life goal, it’s much more motivating and more likely you’ll continue on that path,” Watson said. Whether you’re saving to buy a house, pay off debt or take a summer vacation, being clear about the goal can keep you motivated. Watson also recommends using a tool to help you keep track of your finances, such as an app, spreadsheet, or website. Budget, budget, budget “After three years of inflation, your pay increases are likely still playing catch up to your monthly expenses, leaving you wondering where all the money is going,” said Greg McBride, chief financial analyst at Bankrate. “Make that monthly budget for 2025 and resolve to track your spending against it throughout the year.” McBride said that you may need to make adjustments during the year as certain expenses increase, which would require cutting back in other areas. “Calibrate your spending with your income, and any month you spend less than budgeted, transfer the difference into your savings account, ideally a high-yield savings account,” he said. Pay down outstanding debt “Interest rates aren’t likely to come down very fast, so you’re still going to have to put in the hard work of paying down debt, especially high-cost credit card debt, and do so with urgency,” McBride said. Start by taking stock of how much debt you have now relative to the beginning of the year. Hopefully you’ve made steady progress on paying it down, but, if you’ve gone in the other direction, McBride encourages making a game plan. That includes looking into 0% balance transfer offers. Take control of your credit card interest rate “You have more power over credit card interest rates than you think you do,” said Matt Schulz, chief credit analyst at LendingTree. “Wielding that power is one of the best moves you can make in 2025.” A 0% balance transfer is “a good weapon” in the fight against high card APRs, or annual percentage rates, he said. A low-interest personal loan is an option as well. You may simply be able to pick up the phone and ask for a lower interest rate. LendingTree found that a majority of people who did that in 2024 were successful, and the average reduction was more than 6 points. Set realistic, practical goals When planning for your financial resolutions, it’s important to consider how you’re going to make your goals sustainable for your lifestyle, said Credit Karma’s Alev. “It really is a marathon, not a sprint,” Alev said. Alev recommends setting realistic, practical goals to make it easier to stick with them. For example, instead of planning to save thousands of dollars by the end of the year, start by saving $20 a paycheck. Even when your plans are achievable, there are times you’ll get derailed. Maybe it’s an unexpected or an extraordinary life event. When these situations happen, Alev recommends trying not to feel defeated and working to get back on track without feeling guilty. Don’t bury your head in the sand “You can’t manage what you can’t see, so set a New Year’s resolution to check your credit score monthly in 2025,” said Rikard Bandebo, chief economist at VantageScore. “Be sure to pay more than the minimum on your credit accounts, as that’s one of the best ways to boost your credit score.” Bandebo also advises student loan borrowers to make all payments on time, as servicers will begin to report late payments starting in January, and missed payments will affect borrowers’ credit scores. Automate savings, where possible Automated changes, like increasing workplace 401(k) plan contributions, setting up direct deposits from paychecks into dedicated savings accounts, and arranging for monthly transfers into an IRA and/or 529 college savings accounts all add up quickly, McBride said. Slow down Your financial goals can encompass more than just managing your money better — they can also be about keeping your money safe from . A golden rule to protect yourself from is to “slow down,” said Johan Gerber, executive vice president of security solutions at Mastercard. “You have to slow down and talk to other people if you’re not sure (whether or not) it’s scam,” said Gerber, who recommends building an accountability system with family to keep yourself and your loved ones secure. Scammers use urgency to make people fall for their tricks, so taking your time to make any financial decision can keep you from losing money. Focus on financial wellness Your don’t always have to be rooted in a — they can also be about well-being. Finances are deeply connected with our mental health, and, to take care of our money, we also need to take care of ourselves. “I think that now more than any other year, your financial wellness should be a resolution,” said Alejandra Rojas, personal finance expert and founder of The Money Mindset Hub, a mentoring platform for women entrepreneurs. “Your mental health with money should be a resolution.” To focus on your financial wellness, you can set one or two goals focusing on your relationship with money. For example, you could find ways to address and resolve financial trauma, or you could set a goal to talk more openly with loved ones about money, Rojas said. —— The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism.
Stock market today: Wall Street hits records despite tariff talkSHENZHEN, China , Dec. 20, 2024 /PRNewswire/ -- As technology continues to evolve, consumer electronics have become essential to everyday life. Elephant Robotics, a high-tech company specializing in robotics design and production, is thrilled to announce its participation in the International Consumer Electronics Show (CES) 2025. This premier technology trade show will be held in Las Vegas , USA , from January 7-10 , where you can find Elephant Robotics at Booth 8963 in the LVCC North Hall. With a mission to "Enjoy Robots World", the company offers a diverse range of robotic products, including educational collaborative robots, professional robots, the Mercury humanoid robot, and bionic companion robotic pets. Committed to pushing the boundaries of robotics technology, Elephant Robotics aims to provide everyone with opportunities to experience the convenience and benefits of robots in daily life. At CES 2025, the company will showcase innovative robotic solutions and host 3 engaging interactive activities. Elephant Robotics is dedicated to reducing the barriers to robot applications by offering a diverse range of personal desktop robots, including 4 DOF collaborative robotic arms, 6 DOF cobots, 7 DOF robot arms, and mobile robots. These intelligent robot assistants are characterized by their versatility, high openness, cost-effectiveness, and ease of use, making them perfect for creative projects, daily tasks, and production applications. Equipped with a variety of end effectors—including cameras, suction pumps, grippers, and dexterous hands—these robots can perform a wide range of tasks. This versatility enhances the practicality of robotic arms, reducing the workload and increasing efficiency, allowing people to spend more time on creative and recreational activities. Ultimately, these robotics innovations enhance convenience and joy in everyday life. Whether functioning as personal assistants, production tools, or artistic platforms, they are becoming essential components of modern living. Alongside personal entertainment and convenience, the broad commercial applications of robotics technology are a significant aspect of future intelligent living. At CES 2025, Elephant Robotics will present 2 commercial collaborative robots with powerful performance and sleek, integrated design aesthetics. The myCobot Pro 630, a high-performance commercial collaborative robot, boasts a sleek integrated design and advanced capabilities. Equipped with a holographic device, it provides an immersive and dynamic experience for commercial displays and exhibitions, enabling multi-angle movement and captivating 3D visual effects. This robot offers a fresh approach to business marketing and displays with impressive flexibility and a wide range of applications. Additionally, the Mercury X1, a universal wheeled humanoid robot, features a mobile chassis with high-performance LiDAR and 19 DOF dual-arm robotic arms, delivering exceptional agility and intelligence. Mercury X1 can work seamlessly alongside humans to improve efficiency, reduce costs, and expand commercial opportunities in sectors such as service, hospitality, education, scientific and academic research, entertainment and smart home applications. Since its official launch in late 2023, Mercury X1 has received significant market attention, already delivering notable success in sectors like electronics, chips, and the 3C industry. Since its official launch in late 2023, the Mercury X1 has garnered significant market attention, achieving mass delivery just 7 months post-launch. This versatile wheeled humanoid robot is easily integrated into light industrial manufacturing, particularly in sectors such as electronics, and chips. There are some already successful applications include stripping adhesive sleeves from mobile phone components and assembling flexible connectors. By replacing manual labor, the Mercury X1 improves work efficiency and reduces costs. Robots can also be soft and cuddly, bionic companion robot pets are set to become the most heartwarming intelligent companions in daily life. Elephant Robotics will unveil its new series of bionic robotic pets—metaCat AI, metaDog AI, and metaPanda AI—at CES 2025. These AI bionic robotic pets, available in cat, dog, and panda shapes, closely mimic the appearance, texture, sound, and experience of real animals, fulfilling people's need for companionship and emotional comfort. Equipped with AI models, they understand human language and emotions, providing a life-like interaction experience. Designed to provide companionship and emotional support, these pets are equipped with lifelike features such as realistic fur, interactive movements, and engaging behaviors. These AI bionic companions understand human emotions and can respond to voice commands, offering a truly immersive and responsive interaction. Equipped with AI models, they understand human language and emotions, providing a "life-like" smart interaction experience. Particularly beneficial for children, seniors, and individuals with autism or Alzheimer's disease, these AI bionic companion robotic pets help reduce feelings of loneliness, alleviate anxiety, and promote mental well-being. In addition, their AI capabilities allow them to engage in dynamic, lifelike conversations, and even respond to emotional cues, fostering deeper connections with users. In family environments, these pets can serve as both educational and comforting companions, while in healthcare settings, they offer potential in emotional support and mental care. They represent a new frontier in human-robot interaction, where robotics not only enhance productivity but also improve emotional quality of life. Elephant Robotics is not only showcasing its cutting-edge robotic products at CES 2025, but is also offering visitors the opportunity to participate in 3 exciting interactive activities. Innovative Robotics Workshop: In this hands-on workshop, visitors will experience the power of graphical programming tools like myBlockly to control the 6 DOF collaborative robot arm, myCobot 280. By arranging code "blocks" in a fun and intuitive way, participants can easily bring their creative ideas to life. The workshop simplifies programming, allowing participants to enhance their practical skills and hands-on experience through direct interaction with various robotic products. This engaging environment encourages more people to explore the applications of robotic arms in everyday life. Share & Win: Visitors can participate by sharing posts on social media platforms (Facebook, X, LinkedIn) with the hashtag #ElephantRobotics to win a free, limited-edition panda doll keychain. It's an easy and fun way to engage with the brand while standing a chance to win a unique souvenir! Explore to Win – NVIDA and Partner Passport Program: As an official NVIDIA partner, Elephant Robotics is honored to be invited to participate in the Explore to Win event, part of the NVIDIA and Partner Passport Program at CES 2025. Visitors who scan the QR code at Elephant Robotics' booth (LVCC, North Hall – booth #8963) will be able to collect points and have a chance to win exciting prizes. CES 2025 is an unparalleled platform for showcasing cutting-edge technology and fostering idea exchange. Participation in CES 2025 allows Elephant Robotics to showcase its latest robotic innovations and emphasize its mission to integrate AI and robotics into everyday life. It also offers opportunities to explore collaborations with international organizations and companies, fostering loyalty and trust among its customers. Visitors are encouraged to visit the company's booth at LVCC North Hall – booth 8963 to experience their innovative robotics technologies firsthand and discover how these innovations can transform everyday's life. For more information, please visit: CES2025 - Elephant Robotics ; or connect with them on social media: X: https://twitter.com/CobotMy Facebook: https://www.facebook.com/mycobotcreator Linkedin: https://www.linkedin.com/company/elephantrobotics/ Youtube: https://www.youtube.com/c/elephantrobotics View original content to download multimedia: https://www.prnewswire.com/news-releases/elephant-robotics-to-exhibit-at-ces-2025-featuring-cutting-edge-innovative-robotics-solutions-and-ai-bionic-robots-debut-302336834.html SOURCE Elephant Robotics
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The United States saw an 18.1% increase in homelessness this year, a dramatic rise driven mostly by a lack of affordable housing as well as devastating natural disasters and a surge of migrants in several parts of the country, federal officials said Friday. The U.S. Department of Housing and Urban Development said federally required tallies taken across the country in January found more than 770,000 people were counted as homeless — a number that misses some people and does not include those staying with friends or family because they don't have a place of their own. That increase comes on top of a 12% increase in 2023, which HUD blamed on soaring rents and the end of COVID-19 pandemic assistance. The 2023 increase also was driven by people experiencing homelessness for the first time. The numbers overall represent 23 of every 10,000 people in the U.S., with Black people being overrepresented among the homeless population. A man walks past a homeless encampment Oct. 25, 2023, in downtown Los Angeles. "No American should face homelessness, and the Biden-Harris Administration is committed to ensuring every family has access to the affordable, safe, and quality housing they deserve," HUD Agency Head Adrianne Todman said in a statement, adding that the focus should remain on "evidence-based efforts to prevent and end homelessness." Among the most concerning trends was a nearly 40% rise in family homelessness — one of the areas that was most affected by the arrival of migrants in big cities. Family homelessness more than doubled in 13 communities impacted by migrants including Denver, Chicago and New York City, according to HUD, while it rose less than 8% in the remaining 373 communities. Almost 150,000 children experienced homelessness on a single night in 2024, reflecting a 33% jump from last year. Disasters also played a part in the rise in the count, especially last year's catastrophic Maui wildfire, the deadliest U.S. wildfire in more than a century. More than 5,200 people were in emergency shelters in Hawaii on the night of the count. Louisiana Wildlife and Fisheries agents assist state police as they order people living in a homeless encampment to move to a different designated location during a sweep ahead of a Taylor Swift concert in New Orleans. "Increased homelessness is the tragic, yet predictable, consequence of underinvesting in the resources and protections that help people find and maintain safe, affordable housing," Renee Willis, incoming interim CEO of the National Low Income Housing Coalition, said in a statement. "As advocates, researchers, and people with lived experience have warned, the number of people experiencing homelessness continues to increase as more people struggle to afford sky-high housing costs." Robert Marbut Jr., the former executive director of the U.S. Interagency Council on Homelessness from 2019 to 2021, called the nearly 33% increase in homelessness over the past four years "disgraceful" and said the federal government needs to abandon efforts to prioritize permanent housing. "We need to focus on treatment of substance use and mental illness, and bring back program requirements, like job training," Marbut said in an email. The numbers also come as increasing numbers of communities are taking a hard line against homelessness. People living in a homeless encampment pick up belongings Oct. 23 after Louisiana State Police ordered them to move to a different designated location during a sweep ahead of a Taylor Swift concert in New Orleans. Angered by often dangerous and dirty tent camps, communities — especially in Western states — have enforced bans on camping. That follows a 6-3 ruling this summer by the Supreme Court that found outdoor sleeping bans don’t violate the Eighth Amendment. Homeless advocates argued that punishing people who need a place to sleep would criminalize homelessness. There was some positive news in the count, as homelessness among veterans continued to trend downward. Homelessness among veterans dropped 8% to 32,882 in 2024. It was an even larger decrease for unsheltered veterans, declining 11% to 13,851 in 2024. "The reduction in veteran homelessness offers us a clear roadmap for addressing homelessness on a larger scale," Ann Oliva, CEO of the National Alliance to End Homelessness, said in a statement. "With bipartisan support, adequate funding, and smart policy solutions, we can replicate this success and reduce homelessness nationwide. Federal investments are critical in tackling the country's housing affordability crisis and ensuring that every American has access to safe, stable housing." Several large cities had success bringing down their homeless numbers. Dallas, which worked to overhaul its homeless system, saw a 16% drop in its numbers between 2022 to 2024. Los Angeles, which increased housing for the homeless, saw a drop of 5% in unsheltered homelessness since 2023. California, the most populous state in the U.S., continued to have the nation's largest homeless population, followed by New York, Washington, Florida and Massachusetts. The sharp increase in the homeless population over the past two years contrasts with success the U.S. had for more than a decade. Going back to the first 2007 survey, the U.S. made steady progress for about a decade in reducing the homeless population as the government focused particularly on increasing investments to get veterans into housing. The number of homeless people dropped from about 637,000 in 2010 to about 554,000 in 2017. The numbers ticked up to about 580,000 in the 2020 count and held relatively steady over the next two years as Congress responded to the COVID-19 pandemic with emergency rental assistance, stimulus payments, aid to states and local governments and a temporary eviction moratorium. Homelessness is intertwined with the cost of living, and the high cost of living is hitting older adults fairly hard. A Westat survey for the Department of Health and Human Services found that older adults are the fastest-growing cohort of the homeless population. Emergency housing for seniors can keep that number from climbing higher. Caring.com details how to access it. The number of homeless seniors isn't based solely on people remaining homeless as they age; it also includes those whose first experience with homelessness came after they turned 50. In 2023, The U.S. Department of Housing and Urban Development (HUD) reported that 1 in 5 homeless people were over the age of 55. For seniors and other older adults, fixed incomes make it hard to battle the ever-increasing cost of expenses. Endhomelessness.org cites that 2.35 million older adults are paying over half of their limited income to rent. Based on Caring.com's July 2024 survey of seniors in the workforce , that's exactly why 1 in 15 retired seniors worry about losing their homes. Shelter use in homeless people older than 51 has gone up over 10% from 2007 to 2017, according to the HUD. But luckily, so has the number of shelters. Between 2022 and 2023, the HUD reports that emergency shelters added 28,760 more beds in emergency shelters, though this is a reduction in the amount of beds available during the thick of the COVID-19 pandemic. Emergency homeless assistance, or emergency housing, is a temporary solution. It's designed to provide shelter while those facing housing instability figure out their next step. Emergency housing for homeless seniors gives someone the immediate ability to remain housed and safely sheltered. Local nonprofits are often involved in placing people experiencing homelessness or housing instability into emergency shelters. Low-income seniors, seniors who are low on funds and might not make rent, or seniors who need to leave their homes for other reasons can use emergency housing. Many cities have their own emergency housing programs. There are also nationwide programs that provide emergency housing for seniors. The internet is the fastest tool for locating local emergency housing. Libraries have free internet access, for those who might not have a computer or Wi-Fi to begin their search. The list below leads to websites that include phone numbers for emergency homeless assistance. Seniors in need of immediate assistance and resources should call 2-1-1 or contact the United Way online . The 2-1-1 crisis hotline partners with United Way, which is committed to helping homeless seniors find local shelters or access transitional housing. The service can also connect seniors with other resources, including food, mental health support, or funding for health care expenses. Calling 2-1-1 is often required as a prerequisite before trying to get into a shelter or obtaining other assistance. Because 2-1-1 is for people in crisis, there are no eligibility requirements. However, some programs seniors may access through 2-1-1 do have eligibility requirements. Seniors can simply dial 2-1-1 from nearly anywhere in the U.S. to be put in touch with the programs and resources they need. Designed specifically for seniors, people with disabilities, and low-income families, the Housing Choice Voucher Program is a federal program offering low-income housing options and rent assistance. These vouchers are available through your local public housing agency (PHA). This program enables and encourages participants to choose their own housing. Housing options don't need to be a part of subsidized housing projects, but there are limits on unit size. Typically, participants must pay 30% of their monthly adjusted income towards their rent, and the voucher program pays the remainder. Applicant income and family size help the PHA determine eligibility. Citizenship and eligible immigration status also play a factor. The family's income cannot exceed 50% of the median income for the county or metropolitan area where they're applying to live. Of the vouchers, 75% must go to people whose income is at or less than 30% of their area's median income. Contact your local public housing agency . The Section 202 program helps expand the supply of affordable housing with supportive services for seniors. This program gives low-income seniors options that allow them to live independently, with support for cooking, cleaning, transportation, etc. This program is open to any very low-income household that has at least one person 62 years old or older. Applicants must submit an application in response to a Notice of Funding Availability (NOFA) posted on Grants.gov . The HUD-VASH program was created as emergency homeless assistance for veterans. Its goal is to give homeless veterans access to permanent housing through public housing authorities. Veterans receive rental assistance through the HUD Housing Choice Voucher program and additional case management services through the VA. By December 2023, the HUD had allocated nearly 112,000 vouchers to help house veterans nationwide. To help veterans achieve stability and remain housed, VA case managers may connect veterans with support services such as health care, mental health treatment, and substance use counseling. If you or your loved one is a low-income senior with eligible military service, you may apply. Your local VA can tell you if your service qualifies you for HUD-VASH. Senior veterans may apply online or call (877) 424-3838. Click here to learn more about the emergency housing options for seniors available in your state. Low-income seniors who aren't in assisted living or independent living communities might find themselves facing housing instability. Emergency housing for seniors can help you or your loved one seek shelter. Crisis hotlines and public housing agencies can offer support. Finding emergency housing for seniors depends heavily on your area. The first step is to call the Crisis Hotline at 2-1-1. Finding a shelter takes less time than applying and getting approved for low-income housing voucher programs. The 2-1-1 hotline can direct you to local resources and locators. Yes and no. The duration depends on the type of housing. Shelters have limits that vary. Some shelters allow people to stay for up to six months, though that can vary based on demand. Seniors can remain in Section 202 supportive housing as long as they meet age and income requirements. Yes. Many counties have financial emergency programs that help seniors handle home repairs or short-term financial crises like utility shutoff. These programs allow the senior to focus their funds on their rent or mortgage. This story was produced by Caring.com and reviewed and distributed by Stacker Media. Stay up-to-date on the latest in local and national government and political topics with our newsletter.
2024 was a brutal year for the Amazon rainforest, with rampant wildfires and extreme drought ravaging large parts of a biome that’s a critical counterweight to climate change. A warming climate fed drought that in turn fed the worst year for fires since 2005. And those fires contributed to deforestation, with authorities suspecting some fires were set to more easily clear land to run cattle. The Amazon is twice the size of India and sprawls across eight countries and one territory, storing vast amounts of carbon dioxide that would otherwise warm the planet. It has about 20% of the world’s fresh water and astounding biodiversity, including 16,000 known tree species. But governments have historically viewed it as an area to be exploited, with little regard for sustainability or the rights of its Indigenous peoples, and experts say exploitation by individuals and organized crime is rising at alarming rates. “The fires and drought experienced in 2024 across the Amazon rainforest could be ominous indicators that we are reaching the long-feared ecological tipping point,” said Andrew Miller, advocacy director at Amazon Watch, an organization that works to protect the rainforest. “Humanity’s window of opportunity to reverse this trend is shrinking, but still open.” There were some bright spots. The level of Amazonian forest loss fell in both Brazil and Colombia. And nations gathered for the annual United Nations conference on biodiversity agreed to give Indigenous peoples more say in nature conservation decisions. “If the Amazon rainforest is to avoid the tipping point, Indigenous people will have been a determinant factor," Miller said. Forest loss in Brazil’s Amazon — home to the largest swath of this rainforest — compared to the previous year, the lowest level of destruction in nine years. The improvement under leftist President Luiz Inácio Lula da Silva contrasted with deforestation that hit a 15-year high under Lula's predecessor, far-right leader Jair Bolsonaro, who prioritized agribusiness expansion over forest protection and weakened environmental agencies. In July, Colombia in deforestation in 2023, driven by a drop in environmental destruction. The country's environment minister Susana Muhamad warned that 2024's figures may not be as promising as a significant rise in deforestation had already been recorded by July due to dry weather caused by El Nino, a weather phenomenon that warms the central Pacific. Illegal economies continue to drive deforestation in the Andean nation. “It’s impossible to overlook the threat posed by organized crime and the economies they control to Amazon conservation,” said Bram Ebus, a consultant for Crisis Group in Latin America. “Illegal gold mining is expanding rapidly, driven by soaring global prices, and the revenues of illicit economies often surpass state budgets allocated to combat them.” In Brazil, large swaths of the rainforest were from fires raging across the Amazon, Cerrado savannah, Pantanal wetland and the state of Sao Paulo. Fires are traditionally used for deforestation and for managing pastures, and those man-made blazes were largely responsible for igniting the wildfires. For a second year, the , leading some countries to declare a state of emergency and distribute food and water to struggling residents. The situation was most critical in Brazil, where one of the Amazon River's main tributaries Cesar Ipenza, an environmental lawyer who lives in the heart of the Peruvian Amazon, said he believes people are becoming increasingly aware of the Amazon's fundamental role “for the survival of society as a whole." But, like Miller, he worries about a “point of no return of Amazon destruction.” It was the worst year for Amazon fires since 2005, according to nonprofit Rainforest Foundation US. Between January and October, an area larger than the state of Iowa — 37.42 million acres, or about 15.1 million hectares of Brazil’s Amazon — burned. Bolivia had a record number of fires in the first ten months of the year. “Forest fires have become a constant, especially in the summer months and require particular attention from the authorities who don't how to deal with or respond to them,” Ipenza said. Venezuela, Colombia, Ecuador, and Guyana also saw a surge in fires this year. The United Nations conference on biodiversity — this year known as COP16 — was hosted by Colombia. The meetings put the Amazon in the spotlight and a historic agreement was made to give Indigenous groups more of , a development that builds on a growing movement to recognize Indigenous people's role in protecting land and combating climate change. Both Ebus and Miller saw promise in the appointment of Martin von Hildebrand as the new secretary general for the Amazon Treaty Cooperation Organization, announced during COP16. “As an expert on Amazon communities, he will need to align governments for joint conservation efforts. If the political will is there, international backers will step forward to finance new strategies to protect the world’s largest tropical rainforest,” Ebus said. Ebus said Amazon countries need to cooperate more, whether in law enforcement, deploying joint emergency teams to combat forest fires, or providing health care in remote Amazon borderlands. But they need help from the wider world, he said. “The well-being of the Amazon is a shared global responsibility, as consumer demand worldwide fuels the trade in commodities that finance violence and environmental destruction,” he said. Next year marks a critical moment for the Amazon, as Belém do Pará in northern Brazil hosts the first United Nations COP in the region that will focus on climate. “Leaders from Amazon countries have a chance to showcase strategies and demand tangible support," Ebus said.
US missile defense system used for first time in Israel to intercept attack from Iran-backed Houthis in YemenMICHELLE Keegan has given fans a rare look inside her family Christmas - and the food she 'can't stop' eating. Fool Me Once star Michelle , 37, who shares a huge £3.5m mansion with her TV presenter husband Mark Wright , 37, posted an image of an ornately-decorated table over the festive period. Taking to her Instagram Stories today, the former Corrie actress tagged the Emma Bridgewater account as she snapped a mince pie and a cup of tea on a table. The grub had been displayed next to a floral decoation and candle, with Michelle writing, "Can't stop," in her caption. Michelle, 37, tied the knot with the former I'm A Celebrity runner-up in 2015. Since then, the couple have travelled the world as Mark worked for entertainment news show Extra in the US and Michelle was busy filming various projects . read more on MICHELLE Keegan Now, the couple have settled down in their a sprawling mansion in the Essex countryside. It was just a few weeks ago that Michelle posted a photo inside the gorgeous cinema room at their pad. A string of pictures were uploaded onto her grid page as she captioned the album: "Happy 1st December... "I’ll be honest I stepped into Christmas weeks ago. Here’s to the best month of the year," along with a string of emojis. Most read in Celebrity In one of the shots, she flaunted her lavish cinema which contains circular cream sofas and an assortment of beige cushions. A huge Christmas tree that was filled with tasteful light gold tinsel and matching baubles stood in the corner of the huge room. The dog beds sat by the bespoke built-in fireplace as the lit up shelves that framed the unit were filled with subtle Christmas themed ornaments. Four stockings with the pair and their canine companions proudly hung from each of the bottom shelves that lined the plasma screen. When Michelle took the image, the mood lighting was set to give the plush lounge a cosy feel with a warm and slightly muted tone. A lit candle sat on the circular marble coffee-table in the middle of a large wreath. Another photo gave her devoted followers a sneak peek at the grand entrance to the house. A huge arch encloses the entrance to their abode that is delightfully filled with more baubles of various sizes. When either Mark or Michelle opens the front door, they are instantly greeted by a huge an elaborately decorated Christmas tree. Hardly any foliage can be seen underneath the traditional ornament which is filled with fake presents with gold wrapping and matching bows. Since rising to fame over a decade ago as a reality TV star, popular personality Mark Wright has gone on to enjoy a successful career. The Only Way is Essex (2010-2011, regular): Mark was an original Towie cast member from its October 2010 launch and spanning series 1-3. He left the programme in 2011 but has returned for a handful of cameos. I'm a Celebrity Get Me Out of Here (2011): After leaving Towie, Mark signed up for the famed ITV jungle. He finished in second place behind McFly star Dougie Poynter. Heart (2012-2017; 2019 - present): Mark first joined radio station Heart in 2012, leaving five years later to pursue work in the United States. He made a return to the station in July 2019. Strictly Come Dancing (2014): The star took to the Strictly ballroom in 2014, finishing fourth behind Caroline Flack , Simon Webbe and Frankie Bridge. The Dengineers (2015-2017): Mark was a co-presenter of the children's programme for its first two series. After his departure, later hosts have included Joe Swash and Meryl Fernandes. Extra (2017-2020) : Mark was an entertainment reporter for this US outlet for three years. The Bachelor UK (2019): A revived UK iteration of the popular American dating show. Mark's version of the programme aired on Channel 5. The Challenge UK ( 2023) : Another UK rendition of an American format, this aired on Channel 5 in February 2023. Clean It, Fix It (2024 - present): Mark has joined the popular BBC daytime show from its fourth series onwards. Huge lifesize ornaments also sit at the bottom of the circular sweeping staircase to emphasise the grand feel of the hallway. In an additional picture, Michelle's beloved Pomeranian named Phoebe relaxed in her personalised cream-coloured dog bed. Other pictures showed the former Coronation Street star in shopping mode as she stocked up on her winter themed essentials. READ MORE SUN STORIES She also flaunted her stylish outfits which included a fur lined brown leather coat. Michelle also posted a cosy selfie where she donned a stylish cream bucket hat made of soft faux fur.NEWS HIGHLIGHTS: LEHI, Utah and SHERMAN, Texas , Dec. 20, 2024 /PRNewswire/ -- Texas Instruments (TI) (Nasdaq: TXN) and the U.S. Department of Commerce today announced an award agreement of up to $1.6 billion in direct funding through the U.S. CHIPS and Science Act, following the preliminary memorandum of terms announced in August 2024 . The funding will help support three of TI's new 300mm wafer fabs currently under construction in Texas and Utah. Support from the CHIPS Act, including the 25% investment tax credit, will help TI provide a geopolitically dependable supply of essential analog and embedded processing semiconductors. "As the largest analog and embedded processing semiconductor manufacturer in the U.S., TI is uniquely positioned to provide dependable, low-cost 300mm semiconductor manufacturing capacity at scale," said Haviv Ilan, president and CEO of Texas Instruments. "The increasing number of electronic devices in our lives depend on our foundational chips, and we appreciate the support from the U.S. government to make the semiconductor ecosystem stronger and more resilient." The CHIPS Act direct funding will support TI's investments through 2029 for three large-scale 300mm wafer fabs in Sherman, Texas (SM1 and SM2), and Lehi, Utah (LFAB2). Together, these fabs will manufacture tens of millions of analog and embedded processing chips every day that are critical to a variety of end markets, including automotive, industrial, personal electronics, communications equipment and enterprise systems. Specifically, the CHIPS Act direct funding will be distributed upon completion of project milestones, supporting: These connected, multi-fab sites in Texas and Utah will benefit from shared infrastructure, talent and technology sharing, and a strong network of existing suppliers and community partners. Combined, TI's three new fabs in Texas and Utah will create 2,000 company jobs, along with thousands of indirect jobs for construction, suppliers and supporting industries. TI is also investing in building its future workforce. As part of the CHIPS Act award agreement, TI will also receive up to $10 million for workplace development efforts in Texas and Utah . Consistent with TI's longstanding commitment to responsible, sustainable manufacturing and environmental stewardship, the company's 300mm wafer fabs will be entirely powered by renewable electricity. Additionally, TI is committed to reducing overall water consumption across its operations, endeavoring to achieve a 70% water reuse capability in Sherman, Texas , and Lehi , Utah. All of TI's new 300mm fabs are also designed to meet LEED Gold standards for structural efficiency and sustainability. Learn more: Notice regarding forward-looking statements This release includes forward-looking statements intended to qualify for the safe harbor from liability established by the Private Securities Litigation Reform Act of 1995. These forward-looking statements generally can be identified by phrases such as TI or its management "believes," "expects," "anticipates," "foresees," "forecasts," "estimates" or other words or phrases of similar import. Similarly, statements herein that describe TI's business strategy, outlook, objectives, plans, intentions or goals also are forward-looking statements. All such forward-looking statements are subject to certain risks and uncertainties that could cause actual results to differ materially from those in forward-looking statements. See Item 1A of TI's most recent Form 10-K for a detailed discussion of risk factors that could cause results to differ materially from the forward-looking statements. The forward-looking statements included in this release are made only as of the date of this release, and we undertake no obligation to update the forward-looking statements to reflect subsequent events or circumstances. If we do update any forward-looking statement, you should not infer that we will make additional updates with respect to that statement or any other forward-looking statement. About Texas Instruments Texas Instruments Incorporated (Nasdaq: TXN) is a global semiconductor company that designs, manufactures, and sells analog and embedded processing chips for markets such as industrial, automotive, personal electronics, communications equipment and enterprise systems. At our core, we have a passion to create a better world by making electronics more affordable through semiconductors. This passion is alive today as each generation of innovation builds upon the last to make our technology more reliable, more affordable and lower power, making it possible for semiconductors to go into electronics everywhere. Learn more at TI.com . View original content to download multimedia: https://www.prnewswire.com/news-releases/texas-instruments-announces-award-agreement-for-chips-and-science-act-funding-302337541.html SOURCE Texas Instruments
MICHELLE Keegan has given fans a rare look inside her family Christmas - and the food she 'can't stop' eating. Fool Me Once star Michelle, 37, who shares a huge £3.5m mansion with her TV presenter husband Mark Wright, 37, posted an image of an ornately-decorated table over the festive period. Advertisement 5 Michelle Keegan has given fans a rare look inside her family Christmas with Mark Wright Credit: Alamy 5 She can't stop eating mince pies Credit: Instagram/@michkeegan Taking to her Instagram Stories today, the former Corrie actress tagged the Emma Bridgewater account as she snapped a mince pie and a cup of tea on a table. The grub had been displayed next to a floral decoation and candle, with Michelle writing, "Can't stop," in her caption. Michelle, 37, tied the knot with the former I'm A Celebrity runner-up in 2015. Since then, the couple have travelled the world as Mark worked for entertainment news show Extra in the US and Michelle was busy filming various projects . Advertisement read more on MICHELLE Keegan double date Michelle Keegan nails winter chic for lunch date with hubby Mark Wright & pals SKIN WIN Victoria Beckham’s 'body secret' is less than £6 & Michelle Keegan's a fan too Now, the couple have settled down in their a sprawling mansion in the Essex countryside. It was just a few weeks ago that Michelle posted a photo inside the gorgeous cinema room at their pad. A string of pictures were uploaded onto her grid page as she captioned the album: "Happy 1st December... "I’ll be honest I stepped into Christmas weeks ago. Here’s to the best month of the year," along with a string of emojis. Advertisement Most read in Celebrity TOUGH CALLS Former top refs issue strong verdicts on Celtic-Motherwell penalty flash points SNOW END Exact date snow storms to hit Scotland as weather map reveals Arctic freeze on way HEARTBROKEN Shankland heckled by Hearts fans during hospitality speech as VIP host steps in RAMPAGE Boy screamed ‘I’ve been stabbed’ after 'calm' dad’s knife rampage left 2 women dead In one of the shots, she flaunted her lavish cinema which contains circular cream sofas and an assortment of beige cushions. A huge Christmas tree that was filled with tasteful light gold tinsel and matching baubles stood in the corner of the huge room. Inside Mark Wright and Michelle Keegan's Mallorca holiday - as they're joined by Olly Murs on getaway The dog beds sat by the bespoke built-in fireplace as the lit up shelves that framed the unit were filled with subtle Christmas themed ornaments. Four stockings with the pair and their canine companions proudly hung from each of the bottom shelves that lined the plasma screen. Advertisement When Michelle took the image, the mood lighting was set to give the plush lounge a cosy feel with a warm and slightly muted tone. A lit candle sat on the circular marble coffee-table in the middle of a large wreath. Another photo gave her devoted followers a sneak peek at the grand entrance to the house. A huge arch encloses the entrance to their abode that is delightfully filled with more baubles of various sizes. Advertisement When either Mark or Michelle opens the front door, they are instantly greeted by a huge an elaborately decorated Christmas tree. Hardly any foliage can be seen underneath the traditional ornament which is filled with fake presents with gold wrapping and matching bows. Mark Wright's career timeline Since rising to fame over a decade ago as a reality TV star, popular personality Mark Wright has gone on to enjoy a successful career. The Only Way is Essex (2010-2011, regular): Mark was an original Towie cast member from its October 2010 launch and spanning series 1-3. He left the programme in 2011 but has returned for a handful of cameos. I'm a Celebrity Get Me Out of Here (2011): After leaving Towie, Mark signed up for the famed ITV jungle. He finished in second place behind McFly star Dougie Poynter. Heart (2012-2017; 2019 - present): Mark first joined radio station Heart in 2012, leaving five years later to pursue work in the United States. He made a return to the station in July 2019. Strictly Come Dancing (2014): The star took to the Strictly ballroom in 2014, finishing fourth behind Caroline Flack, Simon Webbe and Frankie Bridge. The Dengineers (2015-2017): Mark was a co-presenter of the children's programme for its first two series. After his departure, later hosts have included Joe Swash and Meryl Fernandes. Extra (2017-2020) : Mark was an entertainment reporter for this US outlet for three years. The Bachelor UK (2019): A revived UK iteration of the popular American dating show. Mark's version of the programme aired on Channel 5. The Challenge UK ( 2023) : Another UK rendition of an American format, this aired on Channel 5 in February 2023. Clean It, Fix It (2024 - present): Mark has joined the popular BBC daytime show from its fourth series onwards. Huge lifesize ornaments also sit at the bottom of the circular sweeping staircase to emphasise the grand feel of the hallway. Advertisement In an additional picture, Michelle's beloved Pomeranian named Phoebe relaxed in her personalised cream-coloured dog bed. Other pictures showed the former Coronation Street star in shopping mode as she stocked up on her winter themed essentials. Read more on the Scottish Sun SNOW WAY Weather maps show heavy snow for Scotland in DAYS – with -2C New Year’s chill NO CRIME Orange Order slam cops after Celtic activist was cleared over 'sectarian rants' She also flaunted her stylish outfits which included a fur lined brown leather coat. Advertisement Michelle also posted a cosy selfie where she donned a stylish cream bucket hat made of soft faux fur. 5 It was just a few weeks ago that Michelle showed off their gorgeous cinema room Credit: Instagram / @michkeegan 5 A lavish fir arch enclosed their grand front door Credit: Instagram / @michkeegan 5 Their sprawling abode is filled with lavish decorations Credit: Instagram AdvertisementThe United States saw an 18.1% increase in homelessness this year, a dramatic rise driven mostly by a lack of affordable housing as well as devastating natural disasters and a surge of migrants in several parts of the country, federal officials said Friday. The U.S. Department of Housing and Urban Development said federally required tallies taken across the country in January found more than 770,000 people were counted as homeless — a number that misses some people and does not include those staying with friends or family because they don't have a place of their own. That increase comes on top of a 12% increase in 2023, which HUD blamed on soaring rents and the end of COVID-19 pandemic assistance. The 2023 increase also was driven by people experiencing homelessness for the first time. The numbers overall represent 23 of every 10,000 people in the U.S., with Black people being overrepresented among the homeless population. A man walks past a homeless encampment Oct. 25, 2023, in downtown Los Angeles. "No American should face homelessness, and the Biden-Harris Administration is committed to ensuring every family has access to the affordable, safe, and quality housing they deserve," HUD Agency Head Adrianne Todman said in a statement, adding that the focus should remain on "evidence-based efforts to prevent and end homelessness." Among the most concerning trends was a nearly 40% rise in family homelessness — one of the areas that was most affected by the arrival of migrants in big cities. Family homelessness more than doubled in 13 communities impacted by migrants including Denver, Chicago and New York City, according to HUD, while it rose less than 8% in the remaining 373 communities. Almost 150,000 children experienced homelessness on a single night in 2024, reflecting a 33% jump from last year. Disasters also played a part in the rise in the count, especially last year's catastrophic Maui wildfire, the deadliest U.S. wildfire in more than a century. More than 5,200 people were in emergency shelters in Hawaii on the night of the count. Louisiana Wildlife and Fisheries agents assist state police as they order people living in a homeless encampment to move to a different designated location during a sweep ahead of a Taylor Swift concert in New Orleans. "Increased homelessness is the tragic, yet predictable, consequence of underinvesting in the resources and protections that help people find and maintain safe, affordable housing," Renee Willis, incoming interim CEO of the National Low Income Housing Coalition, said in a statement. "As advocates, researchers, and people with lived experience have warned, the number of people experiencing homelessness continues to increase as more people struggle to afford sky-high housing costs." Robert Marbut Jr., the former executive director of the U.S. Interagency Council on Homelessness from 2019 to 2021, called the nearly 33% increase in homelessness over the past four years "disgraceful" and said the federal government needs to abandon efforts to prioritize permanent housing. "We need to focus on treatment of substance use and mental illness, and bring back program requirements, like job training," Marbut said in an email. The numbers also come as increasing numbers of communities are taking a hard line against homelessness. People living in a homeless encampment pick up belongings Oct. 23 after Louisiana State Police ordered them to move to a different designated location during a sweep ahead of a Taylor Swift concert in New Orleans. Angered by often dangerous and dirty tent camps, communities — especially in Western states — have enforced bans on camping. That follows a 6-3 ruling this summer by the Supreme Court that found outdoor sleeping bans don’t violate the Eighth Amendment. Homeless advocates argued that punishing people who need a place to sleep would criminalize homelessness. There was some positive news in the count, as homelessness among veterans continued to trend downward. Homelessness among veterans dropped 8% to 32,882 in 2024. It was an even larger decrease for unsheltered veterans, declining 11% to 13,851 in 2024. "The reduction in veteran homelessness offers us a clear roadmap for addressing homelessness on a larger scale," Ann Oliva, CEO of the National Alliance to End Homelessness, said in a statement. "With bipartisan support, adequate funding, and smart policy solutions, we can replicate this success and reduce homelessness nationwide. Federal investments are critical in tackling the country's housing affordability crisis and ensuring that every American has access to safe, stable housing." Several large cities had success bringing down their homeless numbers. Dallas, which worked to overhaul its homeless system, saw a 16% drop in its numbers between 2022 to 2024. Los Angeles, which increased housing for the homeless, saw a drop of 5% in unsheltered homelessness since 2023. A rat sniffs the hand of a sleeping man experiencing homelessness Dec. 18 in downtown Los Angeles. California, the most populous state in the U.S., continued to have the nation's largest homeless population, followed by New York, Washington, Florida and Massachusetts. The sharp increase in the homeless population over the past two years contrasts with success the U.S. had for more than a decade. Going back to the first 2007 survey, the U.S. made steady progress for about a decade in reducing the homeless population as the government focused particularly on increasing investments to get veterans into housing. The number of homeless people dropped from about 637,000 in 2010 to about 554,000 in 2017. The numbers ticked up to about 580,000 in the 2020 count and held relatively steady over the next two years as Congress responded to the COVID-19 pandemic with emergency rental assistance, stimulus payments, aid to states and local governments and a temporary eviction moratorium. Homelessness is intertwined with the cost of living, and the high cost of living is hitting older adults fairly hard. A Westat survey for the Department of Health and Human Services found that older adults are the fastest-growing cohort of the homeless population. Emergency housing for seniors can keep that number from climbing higher. Caring.com details how to access it. The number of homeless seniors isn't based solely on people remaining homeless as they age; it also includes those whose first experience with homelessness came after they turned 50. In 2023, The U.S. Department of Housing and Urban Development (HUD) reported that 1 in 5 homeless people were over the age of 55. For seniors and other older adults, fixed incomes make it hard to battle the ever-increasing cost of expenses. Endhomelessness.org cites that 2.35 million older adults are paying over half of their limited income to rent. Based on Caring.com's July 2024 survey of seniors in the workforce , that's exactly why 1 in 15 retired seniors worry about losing their homes. Shelter use in homeless people older than 51 has gone up over 10% from 2007 to 2017, according to the HUD. But luckily, so has the number of shelters. Between 2022 and 2023, the HUD reports that emergency shelters added 28,760 more beds in emergency shelters, though this is a reduction in the amount of beds available during the thick of the COVID-19 pandemic. Emergency homeless assistance, or emergency housing, is a temporary solution. It's designed to provide shelter while those facing housing instability figure out their next step. Emergency housing for homeless seniors gives someone the immediate ability to remain housed and safely sheltered. Local nonprofits are often involved in placing people experiencing homelessness or housing instability into emergency shelters. Low-income seniors, seniors who are low on funds and might not make rent, or seniors who need to leave their homes for other reasons can use emergency housing. Many cities have their own emergency housing programs. There are also nationwide programs that provide emergency housing for seniors. The internet is the fastest tool for locating local emergency housing. Libraries have free internet access, for those who might not have a computer or Wi-Fi to begin their search. The list below leads to websites that include phone numbers for emergency homeless assistance. Seniors in need of immediate assistance and resources should call 2-1-1 or contact the United Way online . The 2-1-1 crisis hotline partners with United Way, which is committed to helping homeless seniors find local shelters or access transitional housing. The service can also connect seniors with other resources, including food, mental health support, or funding for health care expenses. Calling 2-1-1 is often required as a prerequisite before trying to get into a shelter or obtaining other assistance. Because 2-1-1 is for people in crisis, there are no eligibility requirements. However, some programs seniors may access through 2-1-1 do have eligibility requirements. Seniors can simply dial 2-1-1 from nearly anywhere in the U.S. to be put in touch with the programs and resources they need. Designed specifically for seniors, people with disabilities, and low-income families, the Housing Choice Voucher Program is a federal program offering low-income housing options and rent assistance. These vouchers are available through your local public housing agency (PHA). This program enables and encourages participants to choose their own housing. Housing options don't need to be a part of subsidized housing projects, but there are limits on unit size. Typically, participants must pay 30% of their monthly adjusted income towards their rent, and the voucher program pays the remainder. Applicant income and family size help the PHA determine eligibility. Citizenship and eligible immigration status also play a factor. The family's income cannot exceed 50% of the median income for the county or metropolitan area where they're applying to live. Of the vouchers, 75% must go to people whose income is at or less than 30% of their area's median income. Contact your local public housing agency . The Section 202 program helps expand the supply of affordable housing with supportive services for seniors. This program gives low-income seniors options that allow them to live independently, with support for cooking, cleaning, transportation, etc. This program is open to any very low-income household that has at least one person 62 years old or older. Applicants must submit an application in response to a Notice of Funding Availability (NOFA) posted on Grants.gov . The HUD-VASH program was created as emergency homeless assistance for veterans. Its goal is to give homeless veterans access to permanent housing through public housing authorities. Veterans receive rental assistance through the HUD Housing Choice Voucher program and additional case management services through the VA. By December 2023, the HUD had allocated nearly 112,000 vouchers to help house veterans nationwide. To help veterans achieve stability and remain housed, VA case managers may connect veterans with support services such as health care, mental health treatment, and substance use counseling. If you or your loved one is a low-income senior with eligible military service, you may apply. Your local VA can tell you if your service qualifies you for HUD-VASH. Senior veterans may apply online or call (877) 424-3838. Click here to learn more about the emergency housing options for seniors available in your state. Low-income seniors who aren't in assisted living or independent living communities might find themselves facing housing instability. Emergency housing for seniors can help you or your loved one seek shelter. Crisis hotlines and public housing agencies can offer support. Finding emergency housing for seniors depends heavily on your area. The first step is to call the Crisis Hotline at 2-1-1. Finding a shelter takes less time than applying and getting approved for low-income housing voucher programs. The 2-1-1 hotline can direct you to local resources and locators. Yes and no. The duration depends on the type of housing. Shelters have limits that vary. Some shelters allow people to stay for up to six months, though that can vary based on demand. Seniors can remain in Section 202 supportive housing as long as they meet age and income requirements. Yes. Many counties have financial emergency programs that help seniors handle home repairs or short-term financial crises like utility shutoff. These programs allow the senior to focus their funds on their rent or mortgage. This story was produced by Caring.com and reviewed and distributed by Stacker Media. Stay up-to-date on the latest in local and national government and political topics with our newsletter.President Joe Biden's administration said Friday that it has cemented deals for billions in funding to South Korean semiconductor giant Samsung Electronics and Texas Instruments to boost their chipmaking facilities in the United States. US officials have been working to solidify Biden's legacy to bolster domestic semiconductor manufacturing ahead of President-elect Donald Trump's White House return -- and these agreements are among the latest efforts to do so. The United States has been trying to reduce its dependence on other countries for semiconductors, while also seeking to maintain its scientific and technological edge as competition with China intensifies. Samsung's award of up to $4.7 billion in direct funding goes towards its effort to grow its Texas presence into a full-fledged operation for developing and producing leading-edge chips, said the US Commerce Department. The funding will supplement the company's investment of more than $37 billion in the coming years, the department added. Samsung's expansion will help "ensure we have a steady, domestic supply of the most advanced semiconductors that are essential to AI and national security, while also creating tens of thousands of good-paying jobs," Commerce Secretary Gina Raimondo said in a statement. National Economic Advisor Lael Brainard added that Samsung is "the only semiconductor company that is a leader in both advanced memory and advanced logic chips." In a separate notice, the Commerce Department said it also had finalized an award of up to $1.6 billion for Texas Instruments, supporting its efforts to build new facilities. Raimondo noted that shortages of current-generation semiconductors were a problem during the supply chain disruptions sparked by the Covid-19 pandemic, adding that TI now plans to grow its US capacity in making these devices. The Biden administration has unveiled billions in grants through the CHIPS and Science Act, a major law passed during the veteran Democrat's term aimed at strengthening the US semiconductor industry. Officials have managed to get many deals across the finish line before Trump returns to the Oval Office, awarding the vast majority of more than $36 billion in proposed incentives that have been allocated. The finalized deals mean funds can be disbursed as companies hit project milestones. bys/sst
CAMDEN, N.J. , Dec. 20, 2024 /PRNewswire/ -- Subaru of America, Inc. announced pricing today on the 2025 Subaru Solterra all-electric SUV. One year after significant upgrades to charging performance, interior enhancements, and driver-assist technologies, the Solterra adds a new trim level and lower starting price for 2025. The 2025 Subaru Solterra will start at $38,495 MSRP -- $6,500 less than the 2024 model -- before applicable federal, state, and local tax credits, and arrive at retailers nationwide early next year. The 2025 Subaru Solterra is available in Premium, Limited, Touring, and new Touring Onyx Edition trim levels. The 2025 Solterra will qualify for applicable federal tax credits of up to $7,500 for some consumers. New for 2025, the Subaru Solterra adds a Touring Onyx Edition trim level that adds 20-inch aluminum-alloy gloss black wheels, black exterior and interior accents, including black badging. The Subaru Solterra Touring Onyx Edition will cost $45,495 MSRP. All Solterras are equipped with Subaru's Symmetrical All-Wheel Drive system and Subaru StarDrive® Technology, which delivers smooth, linear output from dual electric motors placed on the front and rear axles that deliver 249 pound-feet of torque. All models feature Dual-Function X-MODE® with Snow/Dirt and Deep Snow/Mud modes with Grip Control and Downhill Assist Control for confidence in low-grip or off-road capability. Every Solterra includes 8.3 inches of ground clearance for genuine off-road capability – a Subaru hallmark and best in class among small electric SUVs – and standard Active Cornering Assist and Vehicle Stability Control for better on-road handling. The Solterra's high-capacity lithium-ion battery pack includes ample usable daily range and can charge from 10% to 80% in as little as 35 minutes. New for 2024, an uprated battery conditioning system improved cold-weather charging performance in colder temperatures. With thousands of available public charging stations and DC-fast charging, replenishing the Solterra's battery away from home can be quick and easy. At home, the Solterra offers affordable Level 1 or Level 2 charging compatibility. All Subaru Solterras are equipped with a suite of standard EyeSight® driver-assist technologies including Emergency Steering Assist, Intersection Collision Avoidance Support, Pre-Collision Brake Assist, Lane Departure Prevention, Dynamic Radar Cruise Control with Lane Tracing Assist, Hands-Free Low Speed Driving, DriverFocus® Distraction Mitigation System, Emergency Driving Stop System, and more. In 2024, the Subaru Solterra was named a TOP SAFETY PICK+ by the Insurance Institute for Highway Safety, its highest honor, and the National Highway Transportation Safety Administration gave the Solterra a 5-Star Overall Vehicle Score. For added convenience, the Solterra is available with a 12.3-inch high-resolution touchscreen for infotainment with wireless Apple CarPlay® and Android AutoTM compatibility. The 2025 Solterra includes five USB charge points: one USB-A and two USB-C connectors for front-seat occupants and two USB-C charge points for rear-seat riders. A wireless phone charger is included on Solterra Limited and higher trim levels. 2025 Subaru Solterra Premium Starting at $38,495 MSRP, which is $6,500 less than the 2024 model, the 2025 Subaru Solterra Premium is well equipped with an impressive list of standard features for convenience and comfort. The Subaru Solterra Premium is equipped with standard roof rails with a 700-pound static load capacity (176 pounds dynamic load capacity), 18-inch aluminum-alloy wheels with black and silver aerodynamic wheel covers, an 8.0-inch touchscreen for infotainment with wireless Apple CarPlay® and Android AutoTM compatibility, SiriusXM satellite radio (4-month free trial included), Bluetooth® connectivity, and SUBARU SOLTERRA CONNECTTM vehicle services for safety, remote access, service, available cloud-based navigation, and Wi-Fi (30-day free trial or 3GB). The connected-vehicle services also include Remote Climate Control, Remote Lock/Unlock via smartphone, and more. Inside, the Subaru Solterra Premium features heated front seats with auto setting, Dual-Zone Automatic Climate Control, rear seat reminder, S-Pedal Drive, electronic parking brake, a 7.0-inch LCD combination meter, windshield wiper de-icer, heated sideview mirrors, and LED headlights (multi-beam low and single-beam high). 2025 Subaru Solterra Limited The 2025 Subaru Solterra Limited adds more comfort and convenience features to the Premium trim level's roster of standard equipment and starts at $41,995 MSRP, which is $6,500 less than the outgoing version. Those include standard 20-inch alloy wheels with gray machine finish, 10-way power-adjustable driver's seat, 8-way power-adjustable passenger's seat, heated rear seats, power rear gate, rain-sensing wipers, wireless smartphone charger, LED fog lights, heated steering wheel, and StarTex® trimmed interior upholstery. A 12.3-inch high-resolution touchscreen with Apple CarPlay® and Android AutoTM compatibility is standard and paired to a Harman Kardon® 576 watt-equivalent premium audio system with 11 speakers. A 360-degree Panoramic View Monitor provides an overhead view for better maneuverability, and Advanced Park helps further with perpendicular or parallel parking assistance using the EV's sensors and cameras. 2025 Subaru Solterra Touring Building on the Solterra Limited's impressive standard features, the 2025 Subaru Solterra Touring adds more comfort and convenience features for $44,995 MSRP, $7,000 lower than the 2024 model. The Solterra Touring adds a panoramic glass moonroof with power sunshade, front and rear LED footwell lighting, standard heated and ventilated front seats, a digital rearview mirror with view position adjustment with Homelink® and camera washer, and smart key access on all five doors. 2025 Subaru Solterra Touring Onyx Edition New for 2025, the Subaru Solterra Touring Onyx Edition adds dynamic stylish features inside and out and starts at $45,495 MSRP. On the exterior, the Subaru Solterra Touring Onyx Edition adds a high gloss black front underguard; 20-inch aluminum-alloy wheels finished in black; black roof pillars, shoulder line trim, door frame, rear quarter window and roof spoiler; and black badging. Two-tone exterior color options are exclusive to Touring Onyx Edition as well. Inside, the Touring Onyx Edition features black trim accents on the front and rear doors, and black StarTex® trimmed upholstery. With the purchase or lease of a new 2025 Subaru Solterra, customers will also receive up to 10 days of Subaru Just Drive Rental at no charge from their participating Subaru retailer. The program allows owners to rent various Subaru vehicles through those retailers. 2025 Subaru Solterra Model/Trim MSRP MSRP plus Destination and Delivery ($1,420) i Solterra Premium $38,495 $39,915 Solterra Limited $41,995 $43,415 Solterra Touring $44,995 $46,415 Solterra Touring Onyx Edition $45,495 $46,915 i Destination & Delivery is $1,420 for Solterra and may vary in the following states: CT, HI, MA, ME, NH, NJ, NY, RI and VT. D&D is $1,570 for retailers in Alaska. About Subaru of America, Inc. Subaru of America, Inc. (SOA) is an indirect wholly owned subsidiary of Subaru Corporation of Japan. Headquartered in Camden, N.J., the company markets and distributes Subaru vehicles, parts, and accessories through a network of about 640 retailers across the United States. All Subaru products are manufactured in zero-landfill plants, including Subaru of Indiana Automotive, Inc. , the only U.S. automobile manufacturing plant designated a backyard wildlife habitat by the National Wildlife Federation. SOA is guided by the Subaru Love Promise , which is the company's vision to show love and respect to everyone and to support its communities and customers nationwide. Over the past 20 years, SOA and the SOA Foundation have donated more than $320 million to causes the Subaru family cares about, and its employees have logged over 100,000 volunteer hours. Subaru is dedicated to being More Than a Car Company® and to making the world a better place. For additional information, visit media.subaru.com . Follow us on Facebook , Instagram , LinkedIn , TikTok , and YouTube . Dominick Infante Director, Corporate Communications 856.488.8615 dinfante@subaru.com Aaron Cole Product Communications Manager 720.231.0809 acole1@subaru.com View original content to download multimedia: https://www.prnewswire.com/news-releases/subaru-announces-pricing-on-2025-solterra-electric-suv-with-significant-price-reduction-302336794.html SOURCE Subaru of America, Inc.
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