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'Music is good for the soul': A holiday concert warms spirits inside the Verspeeten Family Cancer CentreBy MARY CLARE JALONICK and MATT BROWN WASHINGTON (AP) — Pete Hegseth, President-elect Donald Trump’s nominee to lead the Defense Department, said he had a “wonderful conversation” with Maine Sen. Susan Collins on Wednesday as he pushed to win enough votes for confirmation. He said he will not back down after allegations of excessive drinking and sexual misconduct. Related Articles National Politics | Donald Trump will ring the New York Stock Exchange bell. It’ll be a first for him National Politics | The Trump and Biden teams insist they’re working hand in glove on foreign crises National Politics | ‘You don’t know what’s next.’ International students scramble ahead of Trump inauguration National Politics | Trump is threatening to raise tariffs again. Here’s how China plans to fight back National Politics | Trump won’t be able to save the struggling US beef industry Collins said after the hourlong meeting that she questioned Hegseth about the allegations amid reports of drinking and the revelation that he made a settlement payment after being accused of a sexual assault that he denies. She said she had a “good, substantive” discussion with Hegseth and “covered a wide range of topics,” including sexual assault in the military, Ukraine and NATO. But she said she would wait until a hearing, and notably a background check, to make a decision. “I asked virtually every question under the sun,” Collins told reporters as she left her office after the meeting. “I pressed him both on his position on military issues as well as the allegations against him, so I don’t think there was anything that we did not cover.” The meeting with Collins was closely watched as she is seen as more likely than most of her Republican Senate colleagues to vote against some of Trump’s Cabinet picks. She and Alaska Sen. Lisa Murkowski, a fellow moderate Republican, did not shy from opposing Trump in his first term when they wanted to do so and sometimes supported President Joe Biden’s nominees for the judicial and executive branches. And Hegseth, an infantry combat veteran and former “Fox & Friends” weekend host, is working to gain as many votes as he can as some senators have expressed concerns about his personal history and lack of management experience. “I’m certainly not going to assume anything about where the senator stands,” Hegseth said as he left Collins’ office. “This is a process that we respect and appreciate. And we hope, in time, overall, when we get through that committee and to the floor that we can earn her support.” Hegseth met with Murkowski on Tuesday. He has also been meeting repeatedly with Iowa Sen. Joni Ernst, a military veteran who has said she is a survivor of sexual assault and has spent time in the Senate working on improving how attacks are reported and prosecuted within the ranks. On Monday, Ernst said after a meeting with him that he had committed to selecting a senior official to prioritize those goals. Republicans will have a 53-49 majority next year, meaning Trump cannot lose more than three votes on any of his nominees. It is so far unclear whether Hegseth will have enough support, but Trump has stepped up his pressure on senators in the last week. “Pete is a WINNER, and there is nothing that can be done to change that!!!” Trump posted on his social media platform last week.None
Streaming and betting are driving up the number of greyhound races in Wales, animal welfare campaigners have said. Greyhound Rescue Wales said streaming had played a big part in the “uplift” in races at Wales’ only track, Valley Stadium, which was licensed last year. But the Greyhound Board of Great Britain (GBGB), the regulator for licensed greyhound racing, said the increase was due to the track becoming regulated, with formal safeguards and welfare measures now in place. The Welsh government is expected to publish its response to a consultation, which looked at a phased ban on greyhound racing, this autumn. Tim Doyle, the chief executive of Greyhound Rescue Wales, said the "main output of the Valley track, like most tracks in the UK, is to serve live streaming contracts”. He said the Valley Stadium, in Hengoed, Rhymney Valley, which was licensed by GBGB in August last year, held 42 races in November 2023 compared with 168 races last month. “A lot of people have this rose-tinted view of greyhound racing as a night out at the dogs [and] that the tracks are packed with people of an evening," said Mr Doyle. “That's not really where the majority of business is coming from." Mr Doyle said the industry had been steadily declining for the last 20 years, but he feared the streaming business model would keep it "clinging on" for longer. His organisation has been working with Gamban, a software that people can download to block gambling sites, to call for an end to greyhound racing in Wales. One of Gamban's founders, Matt Zarb-Cousin, described greyhound racing as "antiquated" and said races had become no more than "random betting events”. "It's an industry that unfortunately derives far too much of its revenues from people with gambling problems,” Mr Zarb-Cousin said. He criticised the gambling industry for the harm he said was caused to animals and people as part of its “pursuit of profit”. Both he and Mr Doyle raised concerns over the welfare of the animals and the regulation of the industry. "It's not regulation, it's self-regulation; it's regulated by the industry itself," Mr Doyle said. He pointed to GBGB figures which showed some 2,000 greyhounds died and more than 18,000 were injured on regulated tracks between 2018 and 2021. Mr Doyle said it was increasingly difficult to rehome greyhounds due to a "stagnation" in the number of people coming forward. This, he said, was due to the cost-of-living crisis and fears over rising vet bills. A Welsh government consultation looking at a phased ban of greyhound racing closed earlier this year. A spokesperson said it was expected to publish its response this autumn. That came after a petition signed by 35,000 people and a Senedd committee called for a "gradual" end to the sport in Wales. A petition in support of the sport also generated more than 10,000 signatures at the time. The GBGB said the increased activity at Valley Stadium was “about a previously unlicensed track – which had no formal safeguards in place around welfare – becoming regulated in Wales". It said the track welcomed a “strong, local core of racing enthusiasts who appreciate and enjoy the sport, and importantly, value the measures now in place to protect welfare”. "There is a vet on site at all times, a national network of experts offering advice and visiting trainers' residential kennels, and an extensive set of rules that ensure racing has the highest standards of welfare and integrity," a spokesperson added. They said it was because of those standards that "we are proud to uphold that British licensed greyhound racing remains a popular product of choice for broadcasters here and globally – something which... contributes £166 million to the British economy”. "Online betting on sport involving animals is something that cuts across horseracing, greyhound racing and other sports," they added. The spokesperson said that if its approach to improving the welfare of greyhound racing by regulating a previously unlicensed track was worthy of "scrutiny and criticism, then the BBC's multimillion-pound spend on horseracing is likewise in the dock”. Valley Racetrack declined to comment. A spokesperson for the Betting and Gaming Council, the standards body for the regulated UK betting and gaming industry, said: "We welcome the significant improvement in facilities and standards at the Valley. "Last year, industry sponsorship for greyhound racing totalled £30,000 while in the same year, our members voluntarily donated over £7m to the British Greyhound Racing Fund for the welfare of greyhounds."Horoscope for Saturday, Nov. 23, 2024
NoneMONTREAL - Police say they've arrested several people following an anti-NATO protest that included two car fires and left some businesses with smashed windows. Read this article for free: Already have an account? To continue reading, please subscribe: * MONTREAL - Police say they've arrested several people following an anti-NATO protest that included two car fires and left some businesses with smashed windows. Read unlimited articles for free today: Already have an account? MONTREAL – Police say they’ve arrested several people following an anti-NATO protest that included two car fires and left some businesses with smashed windows. Montreal police say they made at least three arrests following a demonstration that began late afternoon Friday. Police say that during the march, smoke bombs were deployed, metal barriers were thrown into the street and windows of businesses and at the convention centre were smashed. Delegates from NATO member states and partner countries are in Montreal this weekend to discuss issues including support for Ukraine, climate change and the future of the alliance. The protest was planned by the groups Divest for Palestine and the Convergence of Anti-Capitalist Struggles, who did not immediately respond to requests for comment Saturday. Foreign Affairs Minister Mélanie Joly condemned the protests in a Saturday morning post on social media platform X, saying that “rioting is not peaceful protest and has no place in Montreal or anywhere in Canada.” “Those who spread hate and antisemitism, use violence, loot and destroy property must be condemned and held accountable,” she added. Police spokesperson Manuel Couture says the demonstrators were completely dispersed at around 7 p.m. This report by The Canadian Press was first published Nov. 23, 2024. Advertisement
, /PRNewswire/ -- Underscoring its commitment to revolutionize investment strategies by leveraging advanced technologies to drive investor value, real estate investment firm AWH Partners announces the promotion of Devashish (Dev) Sharma to director of analytics. Sharma, who has been with the -based firm since , has played a pivotal role in enhancing returns for investors by strengthening the integration of technology and data analytics in his previous role in asset management. In this new position, he will leverage the firm's data assets to create insights that sharpen acquisition strategies, improve asset performance, and strengthen overall decision-making and corporate governance, ultimately driving superior outcomes for stakeholders. In leading this newly created role, Sharma will focus on enhancing AWH Partners' cross-functional data ecosystem and optimizing technology-enabled processes to deliver actionable investment insights, streamline analysis, automate recurring tasks, and identify market opportunities ahead of industry trends. By developing business intelligence tools and mechanisms, he will ensure the firm's leadership and continuity in hospitality real estate, delivering enhanced transparency and scalability of tech-driven initiatives to foster sustainable growth and maximize investor returns. With dual master's degrees in business administration and hospitality management from , Sharma has 13 years' experience across investment banking, real estate financing, hotel acquisition and hotel asset management. Before relocating to the U.S. for his graduate studies, Sharma was the investment manager at SAMHI Hotels, which specializes in hotel investments in , and an associate investment manager at Piramal Fund Management, one of the first firms to enter real estate fund management in . His global expertise in real estate financing and operational excellence has directly contributed to the success of the firm's high-value investment portfolios. "Dev brings a truly exceptional background to this new role with his experience in real estate financing and data analytics, as well as earning advanced degrees in business and hospitality from one of this country's premier universities. Since joining AWH, he has demonstrated dedication and passion for helping the firm realize the next level of data-driven decision-making," said , co-founder and managing partner of AWH Partners. "His work has strengthened our ability to deliver consistent value to our investors, helping us stand out in an increasingly competitive market." AWH Partners has made substantial investments in technology to identify and acquire differentiated investment opportunities in a highly competitive marketplace. This position underscores the firm's strategic focus on combining innovation and expertise to generate superior investor outcomes. By empowering its team with leadership opportunities, AWH Partners fosters an environment where talent thrives, furthering its goal of shaping the future of real estate investment. Sharma's leadership will continue to advance the firm's mission to deliver sustainable growth and performance across its portfolio. A native of , Sharma is a chartered accountant and earned his bachelor's degree in finance from at the University of in 2009. Sharma's global perspective and track record of integrating analytics into investment strategies position him as a key player in advancing AWH Partners' investor-centric vision. "My goal is to further integrate analytics into every aspect of our investment process to ensure we are at the forefront of data and technology use in real estate investment worldwide," he said. AWH Partners (AWH) is a leading national platform for hotel real estate investment, management and development. Privately held, it was founded in 2010 by alumni of The Blackstone Group and The Related Companies. The firm partners with marquee institutional investors, family offices, and high-net-worth individuals around the world. Its portfolio includes properties from renowned brands, including the Marriott and Hilton corporations, as well as independently branded assets. View original content to download multimedia: SOURCE AWH PartnersDaily Post Nigeria Ogun seeks strategic partnership with Power Africa to revolutionise energy access Home News Politics Metro Entertainment Sport News Ogun seeks strategic partnership with Power Africa to revolutionise energy access Published on December 12, 2024 By Daily Post Staff The Ogun State Governor, Prince Dapo Abiodun, has called for partnership with the management of Power Africa to realise his administration’s vision of providing 24/7 affordable and reliable electricity in the state. The governor met with the management of Power Africa at the just concluded Africa Investment Forum, which was held in Rabat, Morocco. According to Prince Abiodun, the meeting aimed to enhance Ogun State’s energy infrastructure and provide reliable electricity to its citizens, industries, and businesses. Power Africa is an initiative focused on increasing access to electricity in Sub-Saharan Africa, leveraging investments and public-private partnerships to boost energy generation, transmission, and distribution. The meeting explored opportunities to attract investments, strengthen capacity building, and enhance technical expertise for the newly established Ministry of Energy. According to the Governor, Ogun State is committed to achieving energy self-sufficiency through innovative initiatives in gas-to-power projects and renewable energy solutions. He expressed optimism about collaborating with Power Africa to meet the state’s growing energy demands while fostering sustainable development. Prince Abiodun also held a strategic meeting with the Chief Executive Officer (CEO) of the Office of Hydrocarbons and Mines of Morocco to explore potential partnerships in the mining and hydrocarbon sectors. This meeting comes on the heels of Ogun State’s recent designation as a frontier state by the Nigerian National Petroleum Corporation Limited (NNPCL), highlighting the state’s growing significance in Nigeria’s energy landscape. The discussions focused on identifying collaborative opportunities that could unlock Ogun State’s vast mineral and hydrocarbon potential. Governor Abiodun emphasized the importance of strategic partnerships in driving sustainable economic growth and development, noting that this initiative aligns with his administration’s vision for a more prosperous Ogun State. Prince Abiodun had earlier met with the President of the African Development Bank (AfDB) Group, Dr. Akinwumi Adesina, where he spoke about the investment opportunities that abound in the state, especially in livestock value addition, timber processing, renewable energy, and investments in the power sector. Prince Abiodun also mentioned that Ogun State is exploring opportunities for the establishment of an automotive assembly plant and extending the Lagos red and blue rail lines from Agbado to Kajola and from Okokomaiko to Agbara/Lusada, as well as the Purple Line, with its route extending to the Redeemed Camp on the Lagos-Ibadan expressway. Related Topics: ogun Power Africa Don't Miss Aviation regulatory agencies visit Ogun, certify Gateway Airport for commercial operations You may like Aviation regulatory agencies visit Ogun, certify Gateway Airport for commercial operations Many journalists in Ogun hypertensive but not aware – Medical expert Ogun gets new Commissioner of Police Ogun govt distributes relief items to flood, fire victims Ogun govt rewards outstanding athletes at National Youth Games Ogun Govt to establish cocoa enclave in 3 senatorial districts Advertise About Us Contact Us Privacy-Policy Terms Copyright © Daily Post Media Ltd
As I don’t want to waste energy being disappointed in the Los Angeles Chargers for losing yet another game to the Chiefs, we’ll instead look forward. The Chargers face the Buccaneers soon and here are some things they should keep in mind: Los Angeles Chargers Must Have An Airtight Run Defense Buccaneers running backs Bucky Irving and Rachaad White have been playing complementary roles this season and keeping the running game on track, as the Bucs currently rank eighth in rushing offense. Irving has even been outplaying White at times and has six rushing touchdowns and 735 rushing yards on the season. The Los Angeles Chargers run defense has picked up in the last couple of games as safety Derwin James Jr. is starting to heat up, while linebacker Daiyan Henley has been really consistent when it comes to the run. The Chargers just have to make sure to not let any explosive plays through, and they should be in good shape. Don’t Let Buccaneers Quarterback Baker Mayfield Bake The pass rush was on point against the Chiefs on Sunday night as, all together, the Chargers got 12 hits, 11 hurries, and four sacks on Chiefs quarterback Patrick Mahomes. Outside linebackers, Khalil Mack and Tuli Tuipulotu got pressure on Mahomes right from the jump on a third-and-10 during the first drive of the game for a sack. Where the pass rush failed was deeper into the fourth quarter, where Mahomes was able to escape the pocket and get the ball to Chiefs wide receiver Xavier Worthy for a first down. And then a little after that, Mahomes was able to escape again to the 34-yard line for a first down, inching the Chiefs closer and closer to field goal range. Also Read: Los Angeles Chargers Key Offensive Players Injury Should Raise Concerns The Los Angeles Chargers did the one thing you can’t do, which is allow Mahomes to make plays in crunch time, and Mayfield is similar. Mayfield has had quite the bounce back since he arrived in Tampa Bay in 2023. Right now he’s a few passing touchdowns away from last year’s career-high ( 34 ) and his passing yardage is also on pace to meet 2023’s. He can extend plays with his legs and evade pressure, as well as really sling the ball. In the last few games, James played a handful of snaps on the defensive line which has really helped to create some extra headaches for quarterbacks, so perhaps he can be used in that area in this next game, as he has sacked Mayfield by coming off the line in the past. If Mayfield gets on a roll, the Chargers pass rush needs to keep their foot on the gas. If He Plays, Shutdown Buccaneers Wide Receiver Mike Evans After returning from a hamstring injury that kept him sidelined until Week 12, Evans has become even more of a critical target after Buccaneers wide receiver Chris Godwin was placed on IR due to an ankle injury. Though the Buccaneers do have other weapons like wide receiver Sterling Shepard, their running backs, as well as tight end Cade Otton, it’s really Evans that the Los Angeles Chargers should be worried about. Evans is a high-powered receiver capable of making those contested catches. The Chargers will need the skills of Henley as well as cornerbacks Cam Hart and Tarheeb Still, Molden, James, really anyone and everyone, to make sure that Evans is not able to be that difference-maker. Get The Offense Going in The First Half The Los Angeles Chargers offense was struggling in the first half against the Chiefs on Sunday night and had no touchdowns or field goals prior to the second half. The run game was also struggling in the first half and managed to get going in the second, where running back Gus Edwards was able to get his second rushing touchdown of the season. The second half was also where other receiving options started to emerge, as tight end Stone Smartt had two first downs, including a leaping catch to get a first-and-goal before Edwards’ touchdown a couple of plays later. Running back Kimani Vidal also had some good runs, including breaking through for a first down during the third quarter. But, all of these bright spots came during the second half and if the Los Angeles Chargers had been making plays like this throughout, the game wouldn’t have come down to a field goal. The Chargers relied too much on their defense to carry them through and they just cannot expect to win games if they can only get the offense going during one particular half. Start Relying On Other Offensive Playmakers The go-to’s on the Los Angeles Chargers this season have been wide receivers Quentin Johnston, and Ladd McConkey, running back J.K. Dobbins, and tight end Will Dissly. With some injuries popping up, especially for McConkey, Dobbins, and Dissly, as Dobbins is on injured reserve, McConkey was out this past game, and Dissly got hurt on Sunday, it’s time the Chargers start relying on others to see them through. Smartt managed to make a couple of plays where it really counted against the Chiefs, while Vidal sparked the run game. Wide receiver Derius Davis has been earning more snaps outside of special teams. Wide receiver D.J. Chark could also be an option if he’s given more playing time. Johnston luckily is still healthy and did make up on Sunday for some less-than-stellar performances recently, but the Los Angeles Chargers have depth pieces, and they should start relying on some of them because they’ll need every single one as they head into the last few games of the regular season. This article first appeared on LAFB Network and was syndicated with permission.
In the wake of the Assad regime’s collapse , Israel did the world a major service. Over the past few days, the Israeli Air Force struck dozens of alleged Syrian chemical weapons sites to prevent these capabilities from falling into the hands of potential terrorists. Israeli Foreign Minister Gideon Saar announced on Monday, “We attacked strategic weapons, the residual chemical weapons capabilities, long-range missiles and rockets, so they won’t fall into the hands of radicals.” The United States, apparently content to let Jerusalem handle this critical military task while it struck Islamic State targets in Syria, must now help finish the job. With a bit of luck, diplomacy will be sufficient, but the effectiveness of talking likely depends on speaking softly while carrying a big stick. The priority for Washington is to pressure Hayat Tahrir al-Sham (HTS) — the power behind Syria’s new governing authority — to let international inspectors in and certify Damascus’ chemical weapons are verifiably eliminated. HTS is a US- and UN-designated terrorist organization that is an offshoot of al-Qaeda, so more than a little caution is in order. A US official told Axios on Sunday that Washington believes it has “good fidelity” on Syria’s chemical weapons inventory, and that these capabilities are not currently at risk for acquisition by non-state groups. Thanks, on the latter, no doubt, goes to Jerusalem. To the end, the Assad regime possessed a robust stockpile of chemical weapons, along with chemical agents, precursors, and associated research capabilities, munitions, storage, and testing sites. The US State Department assessed as recently as May 2024 that Syria had an undeclared chemical weapons program, which it used to attack its own people on at least 50 verified occasions between 2012 and 2019. The actual figure is likely far higher . In 2013, Damascus used the debilitating nerve agent, sarin, to murder 1,400 people in Ghouta. Threatened with US airstrikes, Syria agreed to join the Chemical Weapons Convention, which would entail surrendering its arsenal. It pretended to comply, and Washington played along. But Damascus used sarin again to attack civilians in Khan Shaykhun in 2017, and chlorine gas to kill dozens in Douma in April 2018, among dozens of other instances. Donald Trump, then in his first term, responded with air strikes both times. Last month, the Organization for the Prohibition of Chemical Weapons (OPCW) reported that it still could not assert Syria’s chemical weapons program is fully dismantled. The OPCW affirmed on Monday that it stands ready to help, pledging continued “commitment to clarifying gaps, discrepancies, and inconsistencies in Syrian chemical weapons declaration amidst political transition.” HTS has publicly indicated that it does not seek to use chemical weapons, has offered to secure regime chemical weapon sites, and has pledged cooperation with international monitors. If those pledges are not fulfilled, HTS or other jihadists could exploit Assad’s chemical weaponry for their own purposes. They could use them in attacks, pass them to allies for use abroad, or sell the weapons to other groups. Washington, which has initiated communications with HTS through intermediaries such as Turkey, must now pressure HTS to follow through on its pledges if Syria is to receive any form of American sanctions relief or assistance. The HTS-backed government desperately needs both things. Thirteen years of civil war reduced the economy to rubble. If sanctions remain in place, reconstruction will be extraordinarily difficult. The United States must also insist that HTS ensure OPCW inspectors remain safe . The findings of OPCW investigations , as well as new documentation that may come to light, will help ensure Syria’s chemical weapons assets are fully destroyed and dismantled and related evidence can be used to initiate prosecutions against those responsible for using them on Assad’s behalf. Jerusalem acted swiftly and wisely by destroying Syria’s chemical weapon stocks. Washington must now ensure HTS lets international inspectors finish the job. Andrea Stricker is deputy director of the Nonproliferation and Biodefense Program and a research fellow at the Foundation for Defense of Democracies (FDD). Follow her on X @StrickerNonpro . FDD is a Washington, DC-based, nonpartisan research institute focused on national security and foreign policy.
WASHINGTON — The House passed a $895 billion measure Wednesday that authorizes a 1% increase in defense spending this fiscal year and would give a double-digit pay raise to about half of the enlisted service members in the military. The bill is traditionally strongly bipartisan, but some Democratic lawmakers opposed the inclusion of a ban on transgender medical treatments for children of military members if such treatment could result in sterilization. The bill passed by a vote of 281-140 and next moves to the Senate, where lawmakers sought a bigger boost in defense spending than the current measure allows. Lawmakers are touting the bill's 14.5% pay raise for junior enlisted service members and a 4.5% increase for others as key to improving the quality of life for those serving in the U.S. military. Those serving as junior enlisted personnel are in pay grades that generally track with their first enlistment term. Lawmakers said service member pay failed to remain competitive with the private sector, forcing many military families to rely on food banks and government assistance programs to put food on the table. The bill also provides significant new resources for child care and housing. "No service member should have to live in squalid conditions and no military family should have to rely on food stamps to feed their children, but that's exactly what many of our service members are experiencing, especially the junior enlisted," said Rep. Mike Rogers, R-Ala., chairman of the House Armed Services Committee. "This bill goes a long way to fixing that." The bill sets key Pentagon policy that lawmakers will attempt to fund through a follow-up appropriations bill. The overall spending tracks the numbers established in a 2023 agreement that then-Speaker Kevin McCarthy, R-Calif., reached with President Joe Biden to increase the nation's borrowing authority and avoid a federal default in exchange for spending restraints. Many senators wanted to increase defense spending about $25 billion above what was called for in that agreement, but those efforts failed. Sen. Roger Wicker, R-Miss., who is expected to serve as the next chairman of the Senate Armed Services Committee, said the overall spending level was a "tremendous loss for our national defense," though he agreed with many provisions in the bill. "We need to make a generational investment to deter the Axis of Aggressors. I will not cease work with my congressional colleagues, the Trump administration, and others until we achieve it," Wicker said. Sen. Roger Wicker, R-Miss., speaks with reporters Nov. 21 on Capitol Hill in Washington. House Republicans don't want to go above the McCarthy-Biden agreement for defense spending and are looking to go way below it for many nondefense programs. They are also focused on cultural issues. The bill prohibits funding for teaching critical race theory in the military and prohibits TRICARE health plans from covering gender dysphoria treatment for children under 18 if that treatment could result in sterilization. Rep. Adam Smith of Washington state, the ranking Democratic member of the House Armed Services Committee, said minors dealing with gender dysphoria is a "very real problem." He said the treatments available, including puberty blockers and hormone therapy, proved effective at helping young people dealing with suicidal thoughts, anxiety and depression. "These treatments changed their lives and in many cases saved their lives," Smith said. "And in this bill, we decided we're going to bar service members' children from having access to that." Smith said the number of minors in service member families receiving transgender medical care extends into the thousands. He could have supported a study asking medical experts to determine whether such treatments are too often used, but a ban on health insurance coverage went too far. He said Speaker Mike Johnson's office insisted on the ban and said the provision "taints an otherwise excellent piece of legislation." Rep. Chip Roy, R-Texas, called the ban a step in the right direction, saying, "I think these questions need to be pulled out of the debate of defense, so we can get back to the business of defending the United States of America without having to deal with social engineering debates." Smith said he agrees with Roy that lawmakers should be focused on the military and not on cultural conflicts, "and yet, here it is in this bill." House Minority Leader Hakeem Jeffries, D-N.Y., responds to reporters Dec. 6 during his weekly news conference at the Capitol in Washington. Rep. Hakeem Jeffries, the House Democratic leader, said his team did not tell Democrats how to vote on the bill. "There's a lot of positive things in the National Defense Authorization Act that were negotiated in a bipartisan way, and there are some troubling provisions in a few areas as well," Jeffries said. The defense policy bill also looks to strengthen deterrence against China. It calls for investing $15.6 billion to build military capabilities in the Indo-Pacific region. The Biden administration requested about $10 billion. On Israel, the bill, among other things, includes an expansion of U.S. joint military exercises with Israel and a prohibition on the Pentagon citing casualty data from Hamas. The defense policy bill is one of the final measures that lawmakers view as a must-pass before making way for a new Congress in January. Rising threats from debt collectors against members of the U.S. armed forces are undermining national security, according to data from the Consumer Financial Protection Bureau (CFPB), a federal watchdog that protects consumer rights. To manage the impact of financial stress on individual performance, the Defense Department dedicates precious resources to improving financial literacy, so service members know the dangers of notorious no-credit-check loans. “The financial well-being of service members and their families is one of the Department’s top priorities,” said Andrew Cohen, the director of financial readiness in the Office of the Deputy Assistant Secretary of Defense at the Pentagon. But debt collectors are gaining ground. Last quarter, , and attempts to collect on “debts not owed” surged 40%. Complaints by service members against debt collectors for deceptive practices ballooned from 1,360 in the fourth quarter of 2023 to 1,833 in the first quarter of 2024. “There’s a connection between the financial readiness and the readiness of a service member to perform their duty,” said Jim Rice, Assistant Director, Office of Servicemember Affairs at the Consumer Financial Protection Bureau. Laws exist to protect the mission readiness of U.S. troops from being compromised by threats and intimidation, but debt collectors appear to be violating them at an alarming pace. “If they’re threatening to call your commander or get your security clearance revoked, that’s illegal,” says Deborah Olvera, financial readiness manager at Wounded Warriors Project, and a military spouse who’s been harassed herself by a collection agency that tried to extort money from her for a debt she didn’t owe. But after she requested the name of the original creditor, she never heard from them again. —Andrew Cohen, Director of Financial Readiness at the Pentagon Under the Fair Debt Collection Practices Act, it’s illegal for debt collectors to threaten to contact your boss or have you arrested because it violates your financial privacy. The FDCPA also prohibits debt collectors from making false, deceptive, or misleading representations in connection with the collection of a debt, even for borrowers with scores. But according to the data, debt collectors are increasingly ignoring those rules. “Debt collection continues to be one of the top consumer complaint categories,” said a spokesperson at the Federal Trade Commission. The commission released a report earlier this year revealing that consumers were scammed $10 billion in 2023, a new benchmark for fraud losses. In his book Debt: The First 5,000 Years, David Graeber argues that debt often creates a relationship that can feel more oppressive than systems of hierarchy, like slavery or caste systems because it starts by presuming equality between the debtor and the creditor. When the debtor falls into arrears, that equality is then destroyed. This sense of betrayal and the subsequent imbalance of power leads to widespread resentment toward lenders. Photo Credit: Olena Yakobchuk / Shutterstock The debt collector reportedly harassing military service members most was Resurgent Capital Services, a subsidiary of collection giant Sherman Financial Group. The company tacks on accrued interest and junk fees and tries to collect on debts purchased for pennies on the dollar from cable companies, hospitals, and credit card companies, among others. Sherman Financial Group is run by billionaire Benjamin Navarro, who has a reported net worth of $1.5 billion, according to Forbes. Sherman Financial also owns subprime lender Credit One Bank and LVNV Funding, which outsource collections to Resurgent Capital. According to CFPB data, the second worst offender is CL Holdings, the parent company of debt-buyer Jefferson Capital Systems. The company has also been named in numerous for alleged violations of the FDCPA, such as failing to properly validate debts or update credit reports with accurate information. Under the leadership of CEO David Burton, Jefferson Capital Systems is a wholly-owned subsidiary of CompuCredit Corporation, which markets subprime credit cards under the names Aspire, Majestic, and others. The third most referenced debt collector is publicly traded Portfolio Recovery Associates [NASDAQ: PRAA], which was forced to pay $27 million in penalties for making false representations about debts, initiating lawsuits without proper documentation, and other violations. Portfolio Recovery Associates is run by CEO Vikram Atal. Fourth place for alleged worst offender goes to Encore Capital Group [NASDAQ ECPG], which was required to pay $42 million in consumer refunds and a $10 million penalty for violating the Fair Debt Collection Practices Act. Encore collects under its subsidiary Midland Credit Management Group. These debt collectors all operate under a veritable shell game of company and brand names, almost none of which are disclosed on their websites, sending consumers on a wild goose chase to try and figure out how they’re related to each other. But despite their attempts to hide their tracks behind a smoke screen of subsidiaries, a leopard can’t change its spots, and the CFPB complaint database makes it harder for them to try. Photo Credit: Bumble Dee / Shutterstock Although widely considered a consumer-friendly state, complaints spiked most in California, which saw a 188% increase in complaints filed from the fourth quarter of 2023 to the first quarter of 2024. California is home to 157,367 military personnel, making it the most populous state for active-duty service members. The second-largest increase in debt collection complaints was in Texas, which saw a 66% jump from the fourth quarter of 2023 to the first quarter of 2024. The U.S. Department of Defense reports 111,005 service members stationed in the Lone Star State, which is the third-most populous state for active-duty military. The rising trends do not correlate to the number of military personnel by state. Complaints against debt collectors in Virginia, the second most populous state with 126,145 active duty personnel, decreased by 29% in the same quarter-over-quarter period. And complaints filed quarter-over-quarter in North Carolina, the fifth most populous state with 91,077 military personnel, decreased by 3% in the same period. The third largest percentage increase in debt collection complaints was from service members stationed in Maryland, where alleged harassment reports jumped 112% from the fourth quarter of 2023 to the first quarter of 2024. Maryland ranks number 12 with just 28,059 active duty service members. Fourth place goes to Ohio – the 28th most populous active-duty state – where complaints doubled, followed by Arizona – the 15th most populous military state – where complaints were up 70% in the same quarter-over-quarter period. Photo Credit: - Yuri A / Shutterstock In 2007, Congress passed the to cap the cost of credit to a 36% annual percentage rate, inclusive of junk fees and late charges, for active duty military service members. That rate is still considerably higher than average credit card rates, which range from 8% for borrowers with excellent credit scores to as high as 36% for borrowers with bad credit. But lenders still get hauled into court for violating the MLA. Don Hankey, the billionaire subprime auto lender who funded Donald Trump’s , is among those violators. His company, Westlake Financial, which markets high-interest car loans for bad credit, has been sued twice by the Department of Justice for harassing military service members. In 2017, the DoJ alleged Hankey’s Westlake Financial illegally repossessed at least 70 vehicles owned by military service members. to settle the charges. In 2022, for allegedly cheating U.S. troops out of interest rates they were legally entitled to. Westlake Financial continues to receive complaints from military service members alleging abusive debt collection practices on its no-credit-check loans. A steady year-over-year increase in the number of complaints filed against Westlake Financial continued from 2020 to 2023. Consumer Financial Protection Bureau data shows a 13% increase in the number of complaints against the company from 2020 to 2021, a 28% increase from 2021 to 2022, and a torrential 119% surge from 2022 to 2023. The numbers suggest systemic complaint-handling processes and inadequate customer service resources. Photo Credit: Cynthia Shirk / Shutterstock On May 16, 2024, a deceptively named predatory lending industry front group dubbed the Community Financial Services Association of America (CFSA) lost a legal attempt to defund the Consumer Financial Protection Bureau. In an effort to deprive Americans of essential consumer protections, the lobby group argued that the Consumer Financial Protection Bureau’s funding structure was unconstitutional. But the Supreme Court denied its claim. In a 7-2 ruling, the Court held that the Consumer Financial Protection Bureau’s funding structure is indeed constitutional. That means the Consumer Financial Protection Bureau cannot be defunded, but it does not mean the agency cannot be defanged. The New York Times suggested that Hankey’s incentive to finance Trump’s $175 million bond could have been a reciprocity pledge to neuter the Consumer Financial Protection Bureau if Trump wins the upcoming U.S. presidential election. If Trump wins a second term, he could replace Consumer Financial Protection Bureau director Rohit Chopra, an American consumer advocate, with a predatory lending advocate. In 2020, the Trump Administration secured a Supreme Court ruling that made it easier for the president to fire the head of the Consumer Financial Protection Bureau. The ruling struck down previous restrictions on when a president can fire the bureau’s director. Like other federal agencies, the Consumer Financial Protection Bureau has also been confronted for overstepping its bounds, pushing too far, and acting unfairly against entities it regulates. Photo Credit: Lux Blue / Shutterstock Seasonality and rising interest rates do not explain the increase in debt collection complaints from service members. The surge in complaints is not tied to predictable seasonal fluctuations or changes in interest rates. The increase in debt collection complaints by service members may point to underlying systemic issues, such as aggressive and predatory debt collection practices that exploit the unique financial vulnerabilities of service members, who face frequent relocations and deployments. Debt Complaints by Service Members The 24% spike in debt collection complaints exhibits no correlation to fluctuations in interest rates. 30-Year Fixed Mortgage Rates Pandemic stimulus checks were also not a factor. COVID-19 relief benefit checks went through three major rounds during the pandemic. The final round of Economic Impact Payments went out in . To better understand the rising trend of debt collection complaints, calculated the increase in the total number of complaints and the percentage increase quarter-over-quarter. For example, New Jersey has the second largest percentage increase in complaints quarter-over-quarter, but the total number of complaints increased by just 16. The data for this study was sourced from the Consumer Financial Protection Bureau (CFPB) complaint database. The dataset specifically targeted complaints filed by U.S. military service members, identified using the tag “Servicemember” within Q4 2023 and Q1 2024. Readers can find the detailed research methodology underlying this news story in the accompanying section . For complete results, see on . Homelessness reached record levels in 2023, as rents and home prices continued to rise in most of the U.S. One group was particularly impacted: people who have served in the U.S. military. "This time last year, we knew the nation was facing a deadly public health crisis," Jeff Olivet, executive director of the U.S. Interagency Council on Homelessness, said in a statement about the 2023 numbers. He said the from the Department of Housing and Urban Development "confirms the depth of the crisis." At least 35,000 veterans were experiencing homelessness in 2023, according to HUD. While that's about half of what it was in 2009—when the organization began collecting data—things have plateaued in recent years despite active efforts to get that number to zero. Although they make up just 6.6% of the total homeless population, veterans are more likely to be at risk of homelessness than Americans overall. Of every 10,000 Americans, 20 were experiencing homelessness. Of veterans living in the United States, that number jumps to 22, HUD data shows. Complicated by bureaucracy, family dynamics, and prejudice, the path from serving in the military to homelessness is a long one. According to a by Yale School of Medicine researchers, homelessness typically occurs within four years of leaving the military, as veterans must contend with the harsh reality of finding a job in a world where employers struggle to see how skills on the battlefield transfer to a corporate environment. These days, veterans also deal with historically high rent and home prices, which causes many to rely on family generosity while figuring out a game plan. examined academic studies, analyzed government data, and spoke with members of the Biden administration, experts, and former members of the armed forces to see the struggles members of the military face when leaving the armed forces. The Department of Veterans Affairs offers transition assistance to the roughly 250,000 service members who leave each year. However, those programs can be burdensome and complex to navigate, especially for those who don't have a plan for post-military life. Only a small portion of when they leave, according to 2019 Pew Research. Many also choose to live with relatives until they get on their feet, which can be longer than anticipated. Some former service members are unsure what kind of career they'd like to pursue and may have to get further education or training, Carl Castro, director of the Military and Veteran Programs at the Suzanne Dworak-Peck School of Social Work at the University of Southern California, told Stacker. "It takes years for that kind of transition," Castro said. Many have trouble finding a job after leaving the service, even if they are qualified. Some employers carry misconceptions about those who have served. A 2020 analysis from the journal found that some veterans face hiring discrimination due to negative stereotypes that lead hiring managers to write them off as a poor culture fit. Underemployment, or working low-wage jobs below their skill level, is also an issue. While the was 3% in March 2024, a study released by Penn State at the end of 2023 found three years after leaving the service, 61% of veterans said they were . This phenomenon can have long-term economic effects, and eventually, that frustration can boil over, strain relationships, and potentially lead to housing instability. Working, especially a low-wage job, is not protection against homelessness. A from the University of Chicago found half of people living in homeless shelters and 2 in 5 unsheltered people were employed, full or part-time. High rents make it difficult to save up, even when applying for a VA loan—a mortgage backed by the Department of Veterans Affairs that typically has more favorable terms. While the VA does not require a downpayment, some lenders, who ultimately provide the loan, do. They're not entirely risk-free either, and veterans can still lose their homes if they are unable to keep up with their mortgages. In November 2023, the VA put a when an NPR investigation found thousands of veterans were in danger of losing their homes after a COVID forbearance program ended. Biden officials pointed to high rents and the end of COVID-era housing restrictions like eviction moratoriums to explain the spike in Americans experiencing homelessness. In the last year, homelessness rose 12%—to more than 650,000 people—the highest level since data began being collected in 2007. Overall, more than half of people experiencing homelessness in 2023 live in states with high living costs. Most were in California, followed by New York and Florida. Western states, including Montana and Utah, experienced massive population growth during the pandemic, becoming who drove home prices and rents even further. For veterans, housing costs certainly play a role, but those who leave the military also face systemic barriers. "It's worrying there are people that continue to fall through the cracks," said Jeanette Yih Harvie, a research associate at Syracuse University's D'Aniello Institute for Veterans and Military Families. Just under a quarter of adults experiencing homelessness , according to 2022 HUD survey data. They are also but are unable to maintain preventative care, which only exacerbates these problems. Veterans facing homelessness are , either before or after joining the military, according to Yale researchers who analyzed the 2019-2020 National Health and Resilience in Veterans Study. Childhood trauma was among the most significant commonalities among vets who become homeless. Substance use disorder is also widespread and can indicate an . Racial and ethnic disparities are at play, too. A 2023 study in the showed that Hispanic and Black veterans were more likely to screen positive for PTSD, and Hispanic veterans were more likely to report having suicidal ideation. Overall, access to mental health care has improved in the last decade or so. In December 2023, the VA announced it would open nine additional counseling centers. However, the stigma of getting help remains, especially after years of being and pull oneself up by their bootstraps. That help, in the form of public policy, is slowly working to catch up to the need. In 2023, the Biden administration invested millions into research programs and studies on suicide prevention by the VA office in addition to a proposed $16 billion to improve quality and lower-cost mental health care services for veterans. And, in February of this year, HUD and the VA announced they would give up to to public housing agencies for veterans experiencing homelessness. The program would also offer case management and other services. Still, with a culture that pushes people to keep going, it can be challenging for servicemembers to take advantage of these opportunities, Harvie said. "When you've been doing that for the last 15 or 20 years, it's difficult to stop and say, 'I'm the person that needs help.'" Stay up-to-date on the latest in local and national government and political topics with our newsletter.
By MARY CLARE JALONICK and MATT BROWN WASHINGTON (AP) — Pete Hegseth, President-elect Donald Trump’s nominee to lead the Defense Department, said he had a “wonderful conversation” with Maine Sen. Susan Collins on Wednesday as he pushed to win enough votes for confirmation. He said he will not back down after allegations of excessive drinking and sexual misconduct. Related Articles National Politics | Donald Trump will ring the New York Stock Exchange bell. It’ll be a first for him National Politics | The Trump and Biden teams insist they’re working hand in glove on foreign crises National Politics | ‘You don’t know what’s next.’ International students scramble ahead of Trump inauguration National Politics | Trump is threatening to raise tariffs again. Here’s how China plans to fight back National Politics | Trump won’t be able to save the struggling US beef industry Collins said after the hourlong meeting that she questioned Hegseth about the allegations amid reports of drinking and the revelation that he made a settlement payment after being accused of a sexual assault that he denies. She said she had a “good, substantive” discussion with Hegseth and “covered a wide range of topics,” including sexual assault in the military, Ukraine and NATO. But she said she would wait until a hearing, and notably a background check, to make a decision. “I asked virtually every question under the sun,” Collins told reporters as she left her office after the meeting. “I pressed him both on his position on military issues as well as the allegations against him, so I don’t think there was anything that we did not cover.” The meeting with Collins was closely watched as she is seen as more likely than most of her Republican Senate colleagues to vote against some of Trump’s Cabinet picks. She and Alaska Sen. Lisa Murkowski, a fellow moderate Republican, did not shy from opposing Trump in his first term when they wanted to do so and sometimes supported President Joe Biden’s nominees for the judicial and executive branches. And Hegseth, an infantry combat veteran and former “Fox & Friends” weekend host, is working to gain as many votes as he can as some senators have expressed concerns about his personal history and lack of management experience. “I’m certainly not going to assume anything about where the senator stands,” Hegseth said as he left Collins’ office. “This is a process that we respect and appreciate. And we hope, in time, overall, when we get through that committee and to the floor that we can earn her support.” Hegseth met with Murkowski on Tuesday. He has also been meeting repeatedly with Iowa Sen. Joni Ernst, a military veteran who has said she is a survivor of sexual assault and has spent time in the Senate working on improving how attacks are reported and prosecuted within the ranks. On Monday, Ernst said after a meeting with him that he had committed to selecting a senior official to prioritize those goals. Republicans will have a 53-49 majority next year, meaning Trump cannot lose more than three votes on any of his nominees. It is so far unclear whether Hegseth will have enough support, but Trump has stepped up his pressure on senators in the last week. “Pete is a WINNER, and there is nothing that can be done to change that!!!” Trump posted on his social media platform last week.
LAS VEGAS — If Texas coach Steve Sarkisian holds aloft the College Football Playoff trophy next month, that will be bad news for BetMGM Sportsbook. It would be similarly disappointing if any of the coaches at Boise State, Indiana or Arizona State end up celebrating a title with confetti falling all around them inside Atlanta's Mercedes-Benz Stadium. Wait, what? Texas has attracted a lot of money all season to go all the way, but those other schools provide the hope of a big payoff. The fifth-seeded Longhorns are the co-favorite at BetMGM with No. 1 and unbeaten Oregon at 7-2 odds; the other three are least 40-1, while Georgia is right behind Oregon and Texas as the next favorite. "These teams get hot and people just want to have a flyer on them," BetMGM trading manager Seamus Magee said. "They don't want to be standing there and not have a ticket on some of these long-shot teams." Expanding the playoff field from four to 12 teams this year meant more betting in general on college football and more varieties of wagering on the postseason. There were meaningful games played in the final month by not only Arizona State, Boise State and Indiana, but also SMU, Army and UNLV — a number of teams not always in the national title conversation. "It's one of the highest handles we've ever had on our national-championship market," Magee said. "We're in more states, for one, but the activity and the betting patterns we're seeing, it definitely feels a lot more than it has in years past." Magee said BetMGM has received action on both sides of the first-round game between 11th-seeded SMU and sixth-seeded Penn State, but the Mustangs have drawn notable action at DraftKings and Caesars Sportsbook. Money on SMU dropped Penn State from a 9-point favorite at DraftKings to 8 1/2. "Any time they've played a real good team, they've had trouble," Johnny Avello, DraftKings race and sports operations director, said of the Nittany Lions. "SMU shows that they're pretty good on both sides of the football and pretty resilient as a team. Always in the game. Always finds ways to fight back." Joey Feazel, who oversees football trading for Caesars, said much of the early betting in general was on underdogs. "Usually, you see the dog money for these teams come late, especially on the sharps' (professional bettors) side," Feazel said. Boise State, which as the third seed has a first-round bye, will be the underdog in its quarterfinal matchup with Penn State or SMU. The Broncos got into the field as the highest-ranked Group of Five champion, but Avello said that doesn't mean they are one of the nation's top 12 teams (they are ranked No. 8 by AP and No. 9 by CFP). Avello said BYU, Colorado and Miami — none of which made the playoff — all would be favored over them. "There are a lot of teams that aren't in the playoffs that would be favored," Avello said. "That's just not the way these playoffs work." Feazel said Boise State not being able to play at home on its blue carpet will be a notable disadvantage. Boise State's quarterfinal game will be at the Fiesta Bowl in Glendale, Arizona. "It will be all neutral," Feazel said. "It's a big step up in class for Boise." Instead of all the games being played in climate-controlled domes or warm-weather locales — as has been in the case in past postseasons — three of the four first-round matchups will take place in the Northeast and Midwest. While that might not make a difference when Notre Dame hosts in-state foe Indiana, Ohio State will be at home against Tennessee and SMU visits Penn State. BetMGM favors all four home teams by more than a touchdown. "You have to take the weather into account for some of these games," Magee said. "It's going to be really cool to see a team like Tennessee that will have to go up to Columbus, where it can get really cold. SMU has to go from Dallas to Happy Valley. That's definitely going to be one of the coldest games a lot of those kids have played in their lives." SMU was the last team in the field, getting the benefit of the doubt over Alabama. The Mustangs had one fewer defeat than the three-loss Crimson Tide, who did not appear in the SEC title game. SMU lost on a 56-yard field goal to Clemson in the ACC championship. The sportsbook operators said the Tide would be favored by 5-10 points if they met SMU on a neutral field. Get local news delivered to your inbox!MONTREAL — Police say they've arrested several people following an anti-NATO protest that included two car fires and left some businesses with smashed windows. Montreal police say they made at least three arrests following a demonstration that began late afternoon Friday. Police say that during the march, smoke bombs were deployed, metal barriers were thrown into the street and windows of businesses and at the convention centre were smashed. Delegates from NATO member states and partner countries are in Montreal this weekend to discuss issues including support for Ukraine, climate change and the future of the alliance. The protest was planned by the groups Divest for Palestine and the Convergence of Anti-Capitalist Struggles, who did not immediately respond to requests for comment Saturday. Foreign Affairs Minister Mélanie Joly condemned the protests in a Saturday morning post on social media platform X, saying that "rioting is not peaceful protest and has no place in Montreal or anywhere in Canada." "Those who spread hate and antisemitism, use violence, loot and destroy property must be condemned and held accountable," she added. Police spokesperson Manuel Couture says the demonstrators were completely dispersed at around 7 p.m. This report by The Canadian Press was first published Nov. 23, 2024. The Canadian Press
Lumen Christi back in state title game, will face Lansing Catholic