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René Bennett | (TNS) Bankrate.com If you’re an iPhone user, you might not realize that you already have access to Apple Cash. It’s a digital cash card that’s built into Apple devices and can be found in the default Wallet app. (Note: You must link an eligible debit card to use this service.) The main function of Apple Cash is to make it easier for Apple device users to send money to one another, including sending money through the iMessage app. But Apple Cash is more than just a peer-to-peer (P2P) payment service — it can be used to shop online, in stores or to make in-app purchases. Apple Cash is a convenient way to transfer money between friends and family. Once it’s set up, a user can simply open the iMessage app and send money to a contact through their chat. It’s also useful for those who use Apple Pay, a separate service that allows Apple device users to make contactless payments with any linked card, including an Apple Cash card. Here are some important things to know about setting up and using Apple Cash. Apple Cash is a digital cash card that’s stored in the Wallet app of Apple devices, and it can be used for making P2P payments, as well as purchases through Apple Pay. When you receive money from another Apple Cash user, that money appears in your Apple Cash balance. The balance can then be spent or transferred to a linked bank account or debit card. Sending money to peers with Apple Cash can be done either directly from the digital Apple Cash card (in the Wallet app) or through the iMessage app. You can send or receive anywhere between $1 and $10,000 per message. The money shows up on the recipient’s Apple Cash card instantly, but it may take from one to three days for the balance to be transferred to a bank account. Instant transfers to a bank account are possible, but it comes with a 1.5% fee. There’s also an option to set up Apple Cash Family for children who are under 18 years old. This option limits the amount a child can send to $2,000 per message. Those younger than 18 also cannot add money to their Apple Cash card from a bank account; rather, their balance only grows when they receive money from another Apple Cash user. Apple Cash is a digital card within your Wallet that allows you to spend your Apple Cash online, in stores and in apps as well send and receive money. Apple Pay, however, allows you to make purchases using any credit card or debit card you have stored in your Wallet — including Apple Cash. With Apple Pay, you add credit and debit cards to your Wallet and then have the ability to pay right with your phone (or other Apple product). To set up Apple Cash, you’ll need three things: —A compatible Apple device. —Two-factor authentication enabled for your Apple ID (this can be done in Settings). —An eligible debit card to load funds onto the Apple Cash card. In the Settings app, you can turn on Apple Cash in the Wallet and Apple Pay section. Tap on the Apple Cash card icon and follow the instructions on the screen. You’ll be asked to agree to the terms and conditions, after which your device will set up Apple Cash for you. The Apple Cash card, once set up, can be found in your device’s Wallet app. If you want to set up Apple Cash Family, you’ll first need to have Family Sharing turned on, which can be done in Settings. The family organizer can add children to Apple Cash in the Family Sharing section of Settings. You’ll need to have a debit card linked to your digital Wallet to add money to an Apple Cash card. You can add a debit card to Wallet in the same place where you set up Apple Cash — the Wallet and Apple Pay section of Settings. Once a debit card is linked to your Wallet, open Wallet and tap on the Apple Cash card. Then, tap the More button (an icon with three dots). This will open a page where you can see your Apple Cash balance, add money and transfer funds to a bank account. Tap Add Money and enter the amount you’d like to add (the minimum is $10). You’ll be asked to confirm which debit card you want to use to fund the Apple Cash balance, and then the money is added to the Apple Cash card. There are two ways to send a payment to someone using Apple Cash: directly from your Wallet or in the iMessage app. Both the sender and recipient need Apple Cash to send or receive money. To send money from Wallet, simply tap the Apple Cash card in Wallet and then tap Send. Type in the contact name or phone number of the recipient. Enter the amount you’d like to send (between $1 and $10,000), then review the payment and confirm it with Face ID, Touch ID or a passcode. In iMessage, open the conversation with who you’d like to send money to, or start a new one. Tap on the app button, which appears next to the type bar, and then tap on the Apple Cash icon. You’ll be prompted to enter an amount (between $1 and $10,000). Once you’ve reviewed the amount, tap Send and confirm with Face ID, Touch ID or a passcode. The first time money is sent to someone, the recipient will need to accept the payment within seven days for it to go through. After the first instance, payments are automatically accepted. If you’re using Apple Cash to make a purchase either online or in a store, you’ll need to pay using Apple Pay. To request money from your iPhone, open the conversation in the Messages app. Tap the plus icon, followed by Apple Cash. Then, tap Request. Tap the send button to send your payment request. Once the request is sent, the person you sent it to can confirm or change the amount they send to you. You can also request money from your Apple watch. Open your messages app, choose a conversation, tap the plus icon and then choose Apple Cash. Once you enter the amount you are requesting, swipe left on the Send button. Tap Request. As you start to accumulate money on the Apple Cash card, you may want to move it to a debit card or a bank account . This can be done by going to the same place where you added funds to the card, by clicking the icon with three dots next to your digital card. Enter an amount to be transferred, then tap Next. You’ll be asked whether you want to do an instant transfer (for a 1.5% fee) or a transfer in one to three business days for free. After making a selection, the screen will instruct you to set up a bank account if you don’t already have one set up. You’ll confirm the payment, and the transfer is initiated. Instant transfers can only be made to an eligible debit card, not a bank account. Money is sent within 30 minutes when you select instant transfer. —Zelle: If your bank is offers Zelle, it might be a good idea to take advantage of the P2P payment service. Zelle can be accessed directly from your bank’s mobile app, and it allows you to send instant transfers at no extra cost. —Venmo: Anyone can use Venmo, as long as they’ve downloaded the app. Unlike Apple Cash or Zelle, it’s a standalone P2P payment app. Venmo comes with a social element — users can follow each other and add fun emojis to their payments, although they can also keep their account activity private. —PayPal: This P2P payment service is a good option if you want to send money internationally. It also offers a PayPal Debit card, which, like the Apple Cash card, can be used to make purchases online or in stores. —Samsung Pay Cash: Samsung device users can use this option instead of Apple Cash. Similar to Apple Cash, it is a digital wallet that you can access from a Samsung mobile device. However, to take full advantage of Samsung Pay Cash, users will need to undergo an extra registration process to upgrade to a Full Card Account. Apple Cash makes it easy for Apple device users to send money to each other. Users can simply tap the Apple Cash icon in their text messages to send money through iMessage. It can also be used as an extra repository for spending money and can be used for purchases anywhere Apple Pay is accepted. With that said, only Apple device users can send and receive money using Apple Cash, so those looking for a more universal payment service may want to consider other P2P payment apps . ©2024 Bankrate.com. Distributed by Tribune Content Agency, LLC.Protecting the Gulf: ICS cybersecurity skills for critical infrastructure protectionBiohong Group Initiates the "Microspherization Technology Era" in Skincare 12-05-2024 09:08 PM CET | Fashion, Lifestyle, Trends Press release from: Getnews / PR Agency: Global Social As a global leader in artificial skin manufacturing and a pioneer in the application of regenerative medicine and synthetic biology in China, the core founding team of Biohong Group has discovered through in-depth research on cell development, regeneration, and repair that the root cause of skin aging, dullness, redness, and swelling is cellular issues. Based on a profound understanding and specialized research of skin and cells, the group has successfully developed the groundbreaking "Dermal Targeting Specific Supramolecule Technology." Image: https://www.getnews.info/uploads/84e90ed1ac5e7671d45769e8781ab0bf.jpg This series of technologies upgrades peptides, collagen, and nucleic acid ingredients, which are widely recognized as difficult to penetrate the skin, target, and deliver precisely. By employing interdisciplinary technical methods, these ingredients have been iterated into Peptide Microspheres, Collagen Microspheres and PDRN Microspheres, breaking through their application limitations and directly reaching target cells. This has achieved targeted enhancement of Peptide Microspheres, strong penetration of Collagen Microspheres, and precise anti-aging of PDRN Microspheres, allowing actives to penetrate to the cellular and organelle level, achieving true precision skincare, and bringing new ideas to the revolutionary upgrade of efficacy materials and precise skincare product solutions. Image: https://www.getnews.info/uploads/9cb614189a3800163e0db0cc7ea81333.jpg Peptides, collagen, and PDRN have been highly regarded for their outstanding efficacy, but their application in cosmetics is limited by issues such as stability, permeability, and targeting. Biohong Group has simulated long-chain botulinum-like peptides using computer modeling, modified with myristoyl group to self-assemble into a stable spherical structure, giving it better permeability, stronger stability, and more significant anti-wrinkle and firming effects. This allows the peptides to increase dermal penetration by 393.14% at the 2-hour time point, significantly increasing collagen fiber content by 460%, and Type IV collagen content by 168%. Additionally, these Peptide Microspheres can carry other active ingredients, achieving intelligent assembly and intelligent dissociation for "multi-effect." For example, Peptide Microspheres combined with melittin form Melittin Microspheres, which can not only achieve precise anti-aging but also actively repair damaged and missing collagen in the body, as well as provide anti-inflammatory, soothing, and whitening effects. Image: https://www.getnews.info/uploads/ab12fb3008e452ede69d3789ac398b7e.jpg Biohong Group, based on its self-developed recombinant human type III collagen, uses microspherization technology to compress extremely it into spherical collagen layer by layer with a particle size of less than 120 nanometers. This disruptive innovation not only greatly enhances the permeability and targeting of collagen but also more accurately replenishes the collagen needed by the skin, promoting cell repair and regeneration. It allows for rapid penetration into the skin, reaching the dermis in 0.5 hours, with an increased permeability rate of 255.14%. Image: https://www.getnews.info/uploads/258d1968c012a858d4b0a26f60fad0d4.jpg PDRN, short for PolyDeoxyRiboNucleotide, has been widely used in skin regeneration and wound healing. Due to its poor stability and weak transdermal ability, it is often delivered to the dermis via microneedles or injections. Biohong Group employs its self-developed spherical PDRN technology to compress PDRN into nanoscale, overcoming the challenges of PDRN's difficulty in penetrating the skin and susceptibility to degradation. This allows it to rapidly penetrate the epidermis in 0.5 hours, with a 427.34% increase in dermal permeability after 1 hour, a 68% increase in DNA repair effects, and a 121% increase in collagen fiber content, enabling PDRN to rapidly penetrate cellular layers and precisely target damaged cells, repairing them and promoting collagen production. Image: https://www.getnews.info/uploads/0f43078db7e02eff185d3240a012720b.jpg The Biohong Group is launching precise cellular regulation skincare technology based on regenerative medicine to the world. From regenerative medicine to precision skincare, Biohong Group, based on regenerative medicine, integrates the interdisciplinary advantages of cell biology, dermatology, synthetic biology, and materials science, continuously innovating in the field of precision skincare from cells to organelles. By regulating at the cellular level and reconstructing new efficacy material solutions, it opens a new chapter in precision skincare. On December 5, 2024, Biohong Group held the "Global Launch Conference of Dermal Targeting Specific Supramolecules (DTSS)" in Xi'an, China, where it launched its precision cell regulation achievement - the "Supramolecular Microsphere Technology," marking a revolutionary breakthrough in precision skincare and ushering in the era of precision cell regulation. Media Contact Company Name: Biohong Group Contact Person: Wang Yidan Email: Send Email [ http://www.universalpressrelease.com/?pr=biohong-group-initiates-the-microspherization-technology-era-in-skincare ] Country: China Website: http://www.biohong.com/ This release was published on openPR.
NASA has, once again, that will return humans to the Moon. The Artemis II mission, which will have astronauts orbiting the Moon, had already been but is . Artemis III, which will return astronauts to the surface of the Moon near its south pole, is now planned to launch the following year in mid-2027. The 10-day Artemis II mission will send four astronauts to the Moon, including Christina Koch, Reid Wiseman, Victor Glover, and Canadian Jeremy Hansen. The mission won’t include a landing, but it will be the first time astronauts launch aboard NASA’s Space Launch System rocket inside the Orion crew capsule that will orbit the Moon before returning to Earth with a planned splashdown in the Pacific Ocean. It will follow the uncrewed Artemis I mission that finally after due to technical difficulties and even a few hurricanes. Although Artemis I was a success, investigations into unexpected charring on the Orion capsule’s heat shield, critical to protecting astronauts when re-entering the Earth’s atmosphere, have . Following extensive analysis, NASA says it has determined that the Orion capsule’s heat shield “did not allow for enough of the gases generated inside a material called Avcoat to escape,” causing some of it to unexpectedly crack and break off during the Artemis I mission, instead of wearing away gradually as it heats up. Despite the charring, temperature sensors indicated the interior of the Orion capsule remained comfortable and safe for astronauts. For Artemis II, NASA engineers have decided the capsule “can keep the crew safe during the planned mission with changes to Orion’s trajectory as it enters Earth’s atmosphere” and are preparing the capsule using the heat shield already attached. “The updates to our mission plans are a positive step toward ensuring we can safely accomplish our objectives at the Moon and develop the technologies and capabilities needed for crewed Mars missions,” said Catherine Koerner, associate administrator Exploration Systems Development Mission Directorate. However, for the more ambitious Artemis III mission, the agency says it is “implementing enhancements to how heat shields for crewed returns from lunar landing missions are manufactured” based on what it learned from Artemis I. /
Hydrogen Fuel Cell Vehicle Market: $2B in 2022 to $132.7B by 2031
