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jili super ace 888 5 ways to tell if you’re on track for retirement — and 5 things to do if you need to catch up, according to expertsShopping on Temu can feel like playing an arcade game. Instead of using a joystick-controlled claw to grab a toy, visitors to the online marketplace maneuver their computer mouses or cellphone screens to browse colorful gadgets, accessories and trinkets with prices that look too good to refuse. A pop-up spinning wheel offers the chance to win a coupon. Rotating captions warn that a less than $2 camouflage print balaclava and a $1.23 skeleton hand back scratcher are “Almost sold out.” A flame symbol indicates a $9.69 plush cat print hoodie is selling fast. A timed-down selection of discounted items adds to the sense of urgency. Pages from the Shein website, left, and from the Temu site, right. Welcome to the new online world of impulse buying, a place of guilty pleasures where the selection is vast, every day is Cyber Monday, and an instant dopamine hit is always just a click away. By all accounts, we’re living in an accelerating age for consumerism, one that Temu, which is owned by the Chinese e-commerce company PDD Holdings, and Shein, its fierce rival , supercharged with social media savvy and an interminable assortment of cheap goods, most shipped directly from merchants in China based on real-time demand. The business models of the two platforms, coupled with avalanches of digital or influencer advertising, have enabled them to give Western retailers a run for their money this holiday shopping season. A Christmas tree ornament purchased on Temu. Software company Salesforce said it expects roughly one in five online purchases in the U.S., the United Kingdom, Australia and Canada to be made through four online marketplaces based or founded in Asia: Shein, Temu, TikTok Shop — the e-commerce arm of video-sharing platform TikTok — and AliExpress. Analysts with Salesforce said they are expected to pull in roughly $160 billion in global sales outside of China. Most of the sales will go to Temu and Shein, a privately held company which is thought to lead the worldwide fast fashion market in revenue. Lisa Xiaoli Neville, a nonprofit manager who lives in Los Angeles, is sold on Shein. The bedroom of her home is stocked with jeans, shoes, press-on nails and other items from the ultra-fast fashion retailer, all of which she amassed after getting on the platform to buy a $2 pair of earrings she saw in a Facebook ad. Neville, 46, estimates she spends at least $75 a month on products from Shein. A $2 eggshell opener, a portable apple peeler and an apple corer, both costing less than $5, are among the quirky, single-use kitchen tools taking up drawer space. She acknowledges she doesn’t need them because she “doesn’t even cook like that.” Plus, she’s allergic to apples. “I won’t eat apples. It will kill me,” Neville said, laughing. “But I still want the coring thing.” Shein, now based in Singapore, uses some of the same web design features as Temu’s, such as pop-up coupons and ads, to persuade shoppers to keep clicking, but it appears a bit more restrained in its approach. Shein primarily targets young women through partnerships with social media influencers. Searching the company's name on video platforms turns up creators promoting Shein's Black Friday sales event and displaying the dozens of of trendy clothes and accessories they got for comparatively little money. But the Shein-focused content also includes videos of TikTokers saying they're embarrassed to admit they shopped there and critics lashing out at fans for not taking into account the environmental harms or potential labor abuses associated with products that are churned out and shipped worldwide at a speedy pace. Neville has already picked out holiday gifts for family and friends from the site. Most of the products in her online cart cost under $10, including graphic T-shirts she intends to buy for her son and jeans and loafers for her daughter. All told, she plans to spend about $200 on gifts, significantly less than $500 she used to shell out at other stores in prior years. “The visuals just make you want to spend more money,” she said, referring to the clothes on Shein's site. “They're very cheap and everything is just so cute.” Unlike Shein, Temu's appeal cuts across age groups and gender. The platform is the world’s second most-visited online shopping site, software company Similarweb reported in September. Customers go there looking for practical items like doormats and silly products like a whiskey flask shaped like a vintage cellphone from the 1990s. Temu advertised Black Friday bargains for some items at upwards of 70% off the recommended retail price. Making a purchase can quickly result in receiving dozens of emails offering free giveaways. The caveat: customers have to buy more products. Despite their rise, Temu and Shein have proven particularly ripe for pushback. Last year, a coalition of unnamed brands and organizations launched a campaign to oppose Shein in Washington. U.S. lawmakers also have raised the possibility that Temu is allowing goods made with forced labor to enter the country. More recently, the Biden administration put forward rules that would crack down on a trade rule known as the de minimis exception, which has allowed a lot of cheap products to come into the U.S. duty-free. President-elect Donald Trump is expected to slap high tariffs on goods from China, a move that would likely raise prices across the retail world. Both Shein and Temu have set up warehouses in the U.S. to speed up delivery times and help them better compete with Amazon, which is trying to erode their price advantage through a new storefront that also ships products directly from China. Get the latest local business news delivered FREE to your inbox weekly.

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YourUpdate TV Speaks with Mike Bako About the Best Gifts and Gadgets for Holiday SeasonBy CHRISTOPHER RUGABER WASHINGTON (AP) — President-elect Donald Trump on Tuesday named Andrew Ferguson as the next chair of the Federal Trade Commission . He will replace Lina Khan, who became a lightning rod for Wall Street and Silicon Valley by blocking billions of dollars’ worth of corporate acquisitions and suing Amazon and Meta while alleging anticompetitive behavior . Ferguson is already one of the FTC’s five commissioners, which is currently made up of three Democrats and two Republicans. “Andrew has a proven record of standing up to Big Tech censorship, and protecting Freedom of Speech in our Great Country,” Trump wrote on Truth Social, adding, “Andrew will be the most America First, and pro-innovation FTC Chair in our Country’s History.” Related Articles National Politics | Donald Trump is returning to the world stage. So is his trolling National Politics | Biden says he was ‘stupid’ not to put his name on pandemic relief checks like Trump did National Politics | Biden issues veto threat on bill expanding federal judiciary as partisan split emerges National Politics | Trump lawyers and aide hit with 10 additional felony charges in Wisconsin over 2020 fake electors National Politics | After withdrawing as attorney general nominee, Matt Gaetz lands a talk show on OANN television The replacement of Khan likely means that the FTC will operate with a lighter touch when it comes to antitrust enforcement. The new chair is expected to appoint new directors of the FTC’s antitrust and consumer protection divisions. “These changes likely will make the FTC more favorable to business than it has been in recent years, though the extent to which is to be determined,” wrote Anthony DiResta, a consumer protection attorney at Holland & Knight, in a recent analysis . Deals that were blocked by the Biden administration could find new life with Trump in command. For example, the new leadership could be more open to a proposed merger between the country’s two biggest supermarket chains, Kroger and Albertsons, which forged a $24.6 billion deal to combine in 2022. Two judges halted the merger Tuesday night. The FTC had filed a lawsuit in federal court earlier this year to block the merger, claiming the deal would eliminate competition, leading to higher prices and lower wages for workers. The two companies say a merger would help them lower prices and compete against bigger rivals like Walmart. One of the judges said the FTC had shown it was likely to prevail in the administrative hearing. Yet given the widespread public concern over high grocery prices, the Trump administration may not fully abandon the FTC’s efforts to block the deal, some experts have said. And the FTC may continue to scrutinize Big Tech firms for any anticompetitive behavior. Many Republican politicians have accused firms such as Meta of censoring conservative views, and some officials in Trump’s orbit, most notably Vice President-elect JD Vance, have previously expressed support for Khan’s scrutiny of Big Tech firms. In addition to Fergson, Trump also announced Tuesday that he had selected Jacob Helberg as the next undersecretary of state for economic growth, energy and the environment.

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FRESNO, Calif. (KFSN) -- If you've got kids or have a young person in your life, chances are some video game is on their wish list. You're not alone, as video games have become the No. 1 requested gift this holiday season. Action News anchor Vanessa Vasconcelos spoke with Aubrey Quinn, the senior vice president of the Entertainment Software Association , for tips on how to ensure a safe gaming experience for your kids. For news updates, follow Vanessa Vasconcelos on Facebook , Twitter and Instagram .Private medical colleges barred from charging next year’s fees Committee warns private medical colleges of strict action if they fail to comply with directives ISLAMABAD: A sub-committee of the Senate Standing Committee on Health has directed private medical colleges across the country to cease collecting next year’s fees from students until the issue of medical and dental colleges’ fee structures is resolved. The decision was made during a meeting on Friday, chaired by Senator Palwasha Mohammad Zai Khan. The directive comes amidst allegations of exorbitant fees charged by private medical colleges, prompting inquiries by two high-level committees—one constituted by Prime Minister Shehbaz Sharif and the other by the Senate sub-committee. The sub-committee took action after learning that some private institutions had started issuing fee vouchers despite ongoing investigations. The committee also warned private medical colleges of strict action, including revocation of registrations, if they fail to comply with directives. The matter is expected to be deliberated in the next Senate sub-committee meeting. The sub-committee chairperson, Senator Palwasha Khan, highlighted the staggering increase in medical college fees over recent years. “Some institutions have raised annual fees from Rs800,000 in 2018 to over Rs 3 million in 2023-24, which is a blatant exploitation of students and their families. Pakistan Medical and Dental Council (PMDC) has failed to regulate these colleges and has instead facilitated their unjust practices,” Senator Khan lamented. Registrar PMDC, Dr Shaista Faisal, informed the committee that the council is authorised to regulate fee structures under the PMDC Act, 2023. She noted that the earlier attempts to regulate fees were not legally enforceable, but the 2023 Act now empowers the council to act decisively. In 2012, PMDC capped annual fees for private medical colleges at Rs500,000 with a 5 per cent annual increase, but this regulation was disregarded by many institutions. Dr Shaista Faisal acknowledged the failure of PMDC to act in recent years and assured the committee that directives would be issued after consulting PMDC President Prof. Rizwan Taj. Senator Syed Masroor Ahsan questioned PMDC’s performance since the enactment of the 2023 Act, demanding details of steps taken to regulate private medical colleges. PMDC officials could not provide a satisfactory response, leading to further criticism. Special Secretary National Health Services, Regulations, and Coordination, Mirza Nasiruddin Mashud, informed the committee that Prime Minister Shahbaz Sharif had formed a high-level committee led by Deputy Prime Minister Ishaq Dar to examine the reason for fees charged by private medical colleges. Senator Palwasha Khan appealed to the public to submit grievances against private medical colleges. “We will keep the identities of complainants confidential, and any unjust fees by these institutions will be reimbursed,” she assured. The sub-committee directed PMDC to scrutinise audit reports of private medical colleges and to investigate allegations of unjustified fee hikes. Furthermore, private medical colleges were ordered to refrain from collecting fees for the next academic year until the matter is resolved. Parents and students affected by unjust fees can submit their grievances at Room No. 2, Parking Area, C-Block, Senate Standing Committee on Information Technology and Telecommunications, G-5 Islamabad, or by calling 051-9223955.

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