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Dec. 26—Jason Mackey: Hello, everyone. Thanks for finding my weekly chat. You know the drill. We'll get started in a few minutes. Tom: So when the Steelers schedule rolled out, literally everyone said they would need to win early and probably lose in the brutal second half. So they did exactly what they needed to do and what everybody thought they would do but somehow the world is still ending? Please explain Jason Mackey: You want me to explain how the entire Steelers fanbase reacts to something? I don't know if I can do that, Tom. I do know — and I wrote this for A1 today — that the Steelers are where about where thought they would be. 10-6 or 10-7, maybe 11-6 ... but still flawed and a coin flip to win a football game. I'm not sure if that's much different than what you're saying. Tom: Are you suprised the Pens are playing Jarry so much? Jason Mackey: I'm not. I think they know they need to find out what they have in him. One, it allows him to get into a rhythm. I think it might help him get comfortable. At minimum, you know what you have. Covering Tristan, I've always found him to be the type of guy who does better when he's involved with the group, not doing things on his own like a backup would. Stairway to seventh seed: Jason: what a disaster. As of right now what would be your 2025 QB plan? 12 days ago I thought they would give Wilson a Baker Mayfield like 3 yr $100m deal. Now I think it is between Wilson at say $22m per, Fields at $14-16m, or other. It is hard to evaluate a QB playing behind this line with this group of WRs, but I say go with the younger, cheaper Fields. Am I over-reacting? Jason Mackey: I think you're overreacting. I don't have an answer on that right now because I'm not against it. I do think 3 years, $100 million is probably high. But if Wilson leads them to a playoff win or two, I'd probably feel differently about it. I think you just need to see how the balance of this plays out, honestly. I know that's an unsexy answer, but it's kind of where I'm at with all of it. Brad: It seems like the Steelers defense is really mad at one person talking about it can't just be 10 guys on the same page. Who are they criticizing? Jason Mackey: I don't know if it's one guy all the time. It's kinda true of defense writ large. If everyone isn't on the same page, you're gonna have problems. Stairway to seventh seed: Connor Heyward's offsides penalty yesterday was obviously the least of our concerns, but what does it say about the accountability on this team that such a fringe NFL player who has made no contribution on offense and a limited one on special teams can commit a half dozen or so pre-snap penalties this year and still be on the roster? Jason Mackey: Yeah, he does get penalized a lot. More than he should for his role, no doubt. I don't know what it says, but probably that stuff like that is being tolerated more than it should. demosthenes98: Happy Boxing Day! Since this is a holiday celebrated in Canada and has a name with connotations of socially acceptable violence, I have to ask—what's your all-time favorite hockey fight? Jason Mackey: Alex Semin vs. Marc Staal. demosthenes98: Andrew McCutchen has contributed many things to the Pirates over the course of his lengthy association with them, not the least of which is leadership. With that in mind, which move shows more leadership? Is it meekly returning to put lipstick on the proverbial pig? Or is it telling the low-character liars on Federal Street NO, then going public with it and the reasons why? Jason Mackey: I'm not sure it's either. Cutch wants to come back. He likes it here. He thinks they can win. You're free to disagree or get mad at Bob Nutting. But the premise of your question doesn't make sense based on what I know about Cutch. He hit 20 homers last year. Had a pretty respectable OPS. Would have to think he'd have a job somewhere if he really wanted it. He wants to be here. demosthenes98: Is it possible that the Pitt football team isn't as good as they looked when they were 7-0 or as bad as they've looked since then? That, instead of being world-beaters or bottom-feeders, they're just...okay? Jason Mackey: Yeah, that's possible. If not likely. Erryg: How concerned are you that Russell Wilson may not be the solution at QB? Jason Mackey: I don't know. I think he can be a solution. I just don't know if he would be worth $30 million. His return will be about how much he wants, what he's willing to accept, etc. We've been talking about Russ for $100 million over three. I'd have a hard time with that. But if he wanted $45 million over three, that's a different discussion. artie bridge: Jason, After three straight debacles, what specific steps can we take to get this train back on track? And, is the post-season already all but lost? Jason Mackey: Their only postseason hope might be beating a bad Texans team. Actual steps: communicating better, tackling better, not turning it over, leaning on Jaylen Warren, involving George Pickens even more ... yeah, there's stuff they can do. But the defense does have to improve. Seferg: Are there any quarterbacks in this year's draft that you would trade up for? Jason Mackey: Honestly, no. I'd rather see them preserve picks to address other areas of need, chiefly defensive line, defensive back and wide receiver. Seferg: How would you grade the Pirates trade for Horwitz? Fair, gave up too much or we got a great deal? Jason Mackey: I don't hate it as much as I originally did. He's one of those players who probably requires some nuance and numbers to grasp. Certainly not anyone who's gonna blow you away. But I still don't like that they gave up a bunch of young pitching to do it. Ortiz straight up, fine. Or the prospects. Just not both. Jason: Hi Jason! If the Steelers get a late game and the Ravens get an early game depending on the outcome should the Steelers rest as many starters as possible? They sure seem Jason Mackey: They probably should. But I also don't love it because I think this group probably needs some confidence. Maybe if you could have a good half and call it a day that would work. You certainly don't want to get anyone hurt. Jason: like there isn't much left in the tank and understandably so. Jason Mackey: I see this is the second part to your question. Joel: Jason, Happy Holidays to you and your family. Sorry you had to spend Christmas Day dealing with another Steelers debacle. I know that Tomlin is getting torched by frustrated Steelers fans, but isn't the core problem roster construction rather than coaching? Tell me a coach in this league who could win 10 games with this roster. So my critique of Tomlin (and Khan and Wylie) is around the inability to choose players that can win on game day against elite teams. Jason Mackey: I think the people fixating on Tomlin are ignoring the other factors. In other words, he's not absolved. But, yeah, it's an imperfect roster, to be kind about it. Players have also underperformed. But he's been around a while and hasn't helped himself with his performance of late. James of WV: Hi Jason, I hope your holiday season has been better than the Steelers. Jason Mackey: I can confirm that it has. Thanks, James. Jeff: Thanks for the chats Jason. World is clearly ending here in the Burgh...steelers reeling, pens fighting to just make playoffs and the pirates, well nothing seems to ever change. Question on the pirates do you see any younger arms in the minors making it to the bigs this year? I cannot believe we are dangling Jones. Without the starting pitching we lose 90 games! Oh and happy holidays Jason Mackey: They're not going to trade Jones. I doubt they trade Keller. I don't know if this is what you mean, but I'd expect Chandler, Harrington and Ashcraft to make their MLB debus this year. Jason Mackey: debuts* Country Roads JP: Hello Jason, I realize there's reason for pessimism about the Steelers but it seems they never do well on short weeks and I feel if they can regroup and rest over the next 10 days and get back to playing on Sundays again they will perform better plus there's a strong possibility they will open the playoffs against Houston which is their best case scenario. Jason Mackey: I don't disagree with you. The short week thing is real. And I don't think the Texans are very good. They could win that game. Bill in Clinton: Seriously, what will it take for Nutting to sell the team? Jason Mackey: I don't think he has any interest in selling. Sid: There's a lot of talk about RSNs and how teams like Yankees/Cubs/Dodgers are good, but small-market teams aren't. How secure are the Pirates with SNP, and what would happen if it fell through? Jason Mackey: I don't expect the Pirates to be long-term with SNP. I expect, when the next CBA is up for them to move to MLB's in-house model. Greg Brown: Will I call a Pirates World Series game before I retire? Jason Mackey: I sure hope so, Brownie. You deserve it my man. Sam: Is pedigree so important in sports that despite Jaylen Warren performing better than Najee Harris when he's in there, Harris' next contract was thought of as "too expensive" to be worth extending, but Warren is considered a no brainer signing this offseason? I know if you try bell cow status with a guy Warren's size he's liable to wear down, but if you did one of those blind resume graphics or simply watch how dangerous each one looks with the ball, you'd probably answer that Warren is worth more money. Just because he went to Alabama and was a #1 pick. Jason Mackey: Yeah, it has something to do with it, I'm sure. I think that's true at all levels. To be fair, he's also proven a lot more than Warren has. Jaylen Warren doesn't have four 1,000-yard seasons. Or one. But I agree with you: He's probably the better fit for the Steelers' offense right now. JR IN ATL: Hey Jason, do you think Tomlin's coaching tree has basically no branches because he feels threatened by coaches that might perform better than him as coordinators. I still think Flores would have been a much better coordinator than Austin, and we already had him in the building. Jason Mackey: Could be that. I'd also argue that he hasn't done a very good job hiring assistants. He might not have been threatened by Matt Canada. Matt Canada simply wasn't very good. It's probably a combination of both. But it is crazy how it has zero branches. Gary: Why do they only throw to Pickens along the sidelines? How about the middle of the field, WR screens, Reverse? With his speed and strength, I feel they are not tapping into all of his skills. Totally predictable like the rest of the offensive game plan. Jason Mackey: I agree they could go over the middle more. But (1) he's an outside receiver. He's also more likely to get man-to-man coverage that way, and that works to Pickens' benefit. When you consider the quarterback, Russ is short. It's not the easiest thing for him to see some of those routes. The truth: Was Arthur Smith an overrated hire? He obviously couldn't be worse than Canada, but he seems really middle of the road to me. He doesn't seem to scheme guys open, is always changing personnel, and is is very predictable at times. The offense only took off once Russ was named starter, and lately it's still very mediocre. Yesterday was an offensive coaching clinic by KC, and it looks like Smith isn't anywhere close to that. Jason Mackey: Yeah, I think that's fair. I don't think Arthur Smith has been a disaster by any stretch. But I also don't think he has delivered on the considerable excitement that surrounded his hire. I think he's been merely OK. Jason: I'm not sure why people are down on Wilson so much. The lack of a legit #2 WR and the horrible play of the OL should fall on Omar and the coaches not on Wilson. Yes he has had a few bad turnovers but besides him not sliding on the fumble last week the man is under pressure almost everytime he drops back to pass. Jason Mackey: A fair, balanced way of looking at it. There's a lot at play here. The Dude: Tomlin promised changes, since it certainly makes no sense to continue the way things are going. What changes do you expect to see for the Bengals game, and will any of them help? Jason Mackey: Sadly, he has promised them before — and then done nothing. I'm not expecting a ton to change. There's only so much he can do. Maybe a little more man coverage? They didn't do a good job in zone. Nate: Jason, friends of mine are all on the "Fire Tomlin" bandwagon. As someone who believes he is a top 5 coach in the league, my bigger concern is we don't have a franchise QB. You could have the greatest coach in the history of football but no QB makes it impossible to win the big one. Why does no one seem to realize this? Jason Mackey: I think people are aware you need a good quarterback to win. I also think people are frustrated with Tomlin and want to see the Steelers win a playoff game. Both can be true. Draft Milroe: Let's do the damn thing! Draft Milroe, sign Russ for 3 years, first year guaranteed, then let Milroe play when he is ready. I am sick of this not having a franchise QB thing! Jason Mackey: To each their own. If I bring Russ back, I'd probably use my draft resources differently. They need receivers. They're also thin at DL and DB. Kyser Sozay: If it turns out the Steelers go to Houston, then I would contend that things didn't turn out all that badly. Agree? Jason Mackey: If they go there and win ... Shane in Colrain: Did you see Pickens taking his helmet off after plays in the 4th quarter and screaming at the sidelines? Surprised he wasn't penalized. He should be benched by Tomlin for that since they were 3 scores down. Send a message. Thoughts? Jason Mackey: I saw it. You think Tomlin is suddenly gonna lose his you know what over that? I didn't love it, but benching Pickens only hurts the Steelers. Part of the problem they have with him. He's also done far worse that went unpunished. Shane in Colrain: Sam Darnald or Russell Wilson for QB next year? Jason Mackey: I'd want to know the prices for each. WTF: Please explain how Nutting can have one of the greatest arms of all time, yet not expand payroll while he's here? I am not asking for us to have a payroll of 200 million but to have Skenes here for 5 more years and not having a payroll eclipse 100 million is beyond baffling. Jason Mackey: I don't have a good answer for you. I'm with you. If now isn't the time to increase payroll, when is? I do think it'll go up some — like $5 million — but they should spend more. Tim Imperial: The offensive line has been a huge disappointment in pass pro, I say fire the o-line coach!!! Jason Mackey: They have two rookies and a sophomore starting. Three guys are out for the season with injuries. I agree it has ben bad, but I'm not sure the OL coach needs fired. Shane in Colrain: Baltimore cycles through OCs and DCs every couple of years with success. Why can't the Steelers find a guy who can be successful? Jason Mackey: More questions than my wife today, Shane. I don't know. But you bring up a good point. Other NFL teams seems to be able to do that fairly routinely. In Smith's defense, though, he's drawing up an offense for a group without a WR2. That's not his faut. Shane in Colrain: The best gift you got yesterday was...? Jason Mackey: Really, my wife and kids. But in terms of actual gifts, probably a T-shirt from my wife that says Lange, Prince & Cope, honoring the legendary announcers. Shane in Colrain: At least the Chiefs didn't score over 30 point. Silver lining? Jason Mackey: Oh, yeah. Surprised that wasn't a headline. The truth: George Pickens has the skills to warrant a huge deal, but he seems Jason Mackey: I would pay Pickens. Jules Winfield: I know folks are down on Russ at this point, but who you gonna get that's better? Assuming he can be had for between 15 and 20 million for a couple of years, he seems a better choice than Fields or some others. Right or wrong? Jason Mackey: I would take Russ over Fields, yes. I don't know what Darnold would want. But, yeah, if you can make it work financially, it probably does make the most sense to keep Russ. Jason: If the excuse is the Pirates won't spend because they are a small Jason Mackey: What excuse? Erryg: Will Cutch be the most expensive free agent signing for the Pirates this off season? Jason Mackey: Yes. But I think they will add some salary in the form of a trade or two. PQ: Jason, any current or former employee of the PG, including the old Pittsburgh Press, makes that catch on a ball tumbling to earth at free fall, no? Jason Mackey: Little surprised you dropped that, PQ. Jason: If the Pirates use the small market excuse for not spending would the Steelers and Pens use the same excuse if there was no cap in the NFL or NHL? Jason Mackey: They are vastly different businesses. That's not excusing the Pirates, but comparing MLB to any other sport is foolish given how its finances are derived. Mr. Smith: Jason, in retrospect, was a little too hasty on that whole college opportunity thing? Jason Mackey: We are on the overreaction rollercoaster something terrible today, folks! Gregg@7723ft : In all honesty, really, not being a doomsayer, I see the Steelers losing to Cincy and their playoff opener. Should that come to fruition....man, I don't know. There has to be some major changes, don't there? Jason Mackey: Yeah, that's a fair way of looking at things. I get it. I don't know if they'll win another game. I hope they do. That would be really ugly. And I would think if they don't win a game, yeah, that has to result in something. Seven: I hope you and your wonderful family are enjoying the holidays, Jason. I was hoping that the Steelers were one good offseason away from being a top tier team, but they still need a lot of help at DB, DL, WR and obviously QB will be a temporary fix at best. Do you see this team going deep into the playoffs next year? Jason Mackey: Not as currently constituted. They have to get better in several areas. They're a playoff team, sure. But going deep in the playoffs is what's tripping me up. Stash: Jason, did C Patt give Arthur a lucrative stock pick back in the day? Jason Mackey: Sure seems like it. Wild how much of a part of things he remains. Seven: I think that a well-deserved shout out is in order for the Penn State volleyball team, and also the football team's advance through the playoffs. Do you see the Lions winning on the blue field on New Year's Eve? Jason Mackey: Absolutely. Shout it, shout it, shout it out loud. And, yes, I do. Though they're playing at the Fiesta Bowl. That's not blue, is it? Stash: Jason, The Kinks have the best holiday song of all time. And it's not even close. Your thoughts? Jason Mackey: Um, no. My favorite rock 'n roll Christmas song is probably Tom Petty, Christmas All Over. Sully: Jason, I assume you are hearing less of those nasty fire Sully demands? Jason Mackey: Yes. Including fewer that come from my own mouth and fingers. Pretty amazing what this team has been able to do. Russ: Jason, was that fun till it lasted? Jason Mackey: It might not be over. I seriously could see Russ bouncing back against the Bengals. Jeff: is Ben trying for an outfield bat or is he going with Palacios, Yorke and Cook combo? Jason Mackey: I think Suwinski would be given first crack ahead of those guys. But I do expect them to add an OF bat in some form or fashion. Either trade or via agency. Probably the latter. Gene: Do you think the reason the Steelers have lost the last 3 games is coaching injuries or that the team just can't win against great teams because of talent? Jason Mackey: I read this as coaching injuries. Like the Steelers lost their past three because Mike Tomlin pulled his hamstring. That made me laugh, and I think we need some of that today. I think it's all three, Gene. Injuries have exposed a lack of depth. Coaching decisions haven't been great, the game plan unimaginable. Players have also done a poor job executing. I don't think you can narrow it down to one thing. Jeff: So if it is Suwinski, and no other additions due to payroll and lack of trading partner, is this team as constructed now a playoff contender? Jason Mackey: No. I think they need to fix the bullpen. And I believe they will. I also think they'll add an outfield bat in some capacity. They did go 56-54 through 100 games last year and have a pretty solid starting staff. Kordell: The Steelers are not a serious organization any longer. Nepotism reigns, the defense can't even line-up correctly (see Worthy TD), and the top players make crucial mistakes at crucial times (Najee, Wilson, Freirmuth). Is a total house-cleaning in order? Jason Mackey: No. But points on the unserious organization comment. That's how you know things are bad around here. Baghdad_Ben: Jason — I see the question(s) about us being where we thought we would be. True, I have to agree we are. But, what has become clear is we are no closer to being a real contender. We still are featherweights against the good teams. Something in the Steeler's recipe is missing. The fan base is tired of hearing it is the players. No one ever seems to develop and improve outside of TJ Watt. Jason Mackey: I think that's probably an over-generalization. I think some linemen have improved. Jaylen Warren. Shoot, Pickens has improved since his rookie year. Payton Wilson has promise. You're upset because they lost, I can't it. I just don't totally agree with you here. Scorp: Does Teryl Austin get fired after the season? Jason Mackey: If they don't win again, I could see that happening. Jason: I live in Clearwater and can't wait for Spring Training. You have any tips on how to get Paul's autograph? I am really having bad luck when I go see them play against the Phillies lol Jason Mackey: I don't. Outside of the fact that he's probably not signing when he's pitching. That's his day, a work day. But I know he has been incredibly accommodating on days where he doesn't pitch. There's also a lot of interested. So, you might have to be patient. Bob: Where is the accountability with the coaching staff and players ? Tomlin won with Cowher's players and remaining coaches. Tomlin is a very poor game manager. A hugh issue is that his job will be there no matter what a game's outcome. Week 16, and he is just now reviewing and making changes. Time to go. Jason Mackey: I feel like you can copy/paste this response and use it every year Tomlin has been here. Shoot, there might be a billboard somewhere around tahn with this on it by now. Kordell: JMac — thanks for the long chat, insights are always great. Are players allowed to call time-outs? There were multiple plays where the defensive guys were gesturing, pointing, etc... and clearly not on the same page. If a player can call a time-out, you'd think that would be in order on some of those plays to avoid, you know, communication issues? Jason Mackey: Thanks, Kordell. Appreciate you stopping by. Yes, they are. Usually that would be the defensive captain or green dot guy, something of that nature. Jason: I think Gruden would be the perfect coach for the Steelers next year. Jason make it happen! Jason Mackey: Yeah, that's likely. Ha. Fun thought. Not gonna happen. Not in a billion years. Jeff: Given his history, I'm not confident Cherington can pull off any of the needed pieces. Jason Mackey: The past trade history is not good. I hear you. That being said, you only need one or two to hit. Ben has made some good moves (Bart, the Chandler draft pick looks solid, I don't hate IKF, Skenes though it was obvious, bringing up Jones, etc.) But yeah, the trade return hasn't matched what was going out. Guest: Howdy. Hope your holiday is a happy one. Read elsewhere about what a great job Hines is doing at Arizona State. And yet both Georgia and (even worse) the Steelers wouldn't hire him. What gives? Jason Mackey: I think they're vastly different jobs. Just because you're a solid HC or assistant somewhere, doesn't automatically make you a fit. May have something to do with Pickens. Maybe Azzanni has a specific personality type? I don't know. I'm not in those rooms. I'm just saying that we don't know everything there is to know about the Hines Ward situation. sam: who do you think will play rightfield for the pirates in 2025 Jason Mackey: Can I have two options? I'd go with Jack Suwinski or TBD. Not the pitching TBD we've come to know so well, but I do think they could acquire that guy still, possibly via trade. I do think they're gonna give Jack a chance to win the job. Jason Mackey: OK, everybody. Thanks so much for this. Really enjoyed it. Was bummed our site was down for last week's. Let's do this again real soon. (c)2024 the Pittsburgh Post-Gazette Visit the Pittsburgh Post-Gazette at www.post-gazette.com Distributed by Tribune Content Agency, LLC.Brazilian police indict Bolsonaro and accomplices for 2022 coup attempt, alleged plot to kill Lula

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STUART, Fla. , Dec. 24, 2024 /PRNewswire/ -- Health In Tech, an Insurtech platform company backed by third-party AI technology, today announced the closing of its initial public offering of 2,300,000 shares of its Class A common stock at a public offering price of $4.00 per share, for gross proceeds of $9,200,000 , before deducting underwriting discounts, commissions, and estimated offering expenses. The Company has granted the underwriter an option, exercisable within 30 days from the date of the final prospectus, to purchase an additional 345,000 shares of Class A common stock from Health In Tech at the initial public offering price, less underwriting discounts and commissions. Assuming such option is fully exercised, the Company may raise a total of approximately US$10,580,000 in gross proceeds from the Offering Health In Tech intends to use the net proceeds from the offering for system enhancements, expansion of service offerings, sales and distribution channels, talent development and retention, working capital, and other general corporate purposes. American Trust Investment Services, Inc. acted as the sole book-running manager for the offering. A registration statement on Form S-1 (File No. 333-281853) relating to the shares was filed with the Securities and Exchange Commission and became effective on December 19, 2024 . This offering was made only by means of a prospectus, forming part of the effective registration statement. A copy of the prospectus relating to the offering can be obtained when available, by contacting American Trust Investment Services, Inc., 230 W. Monroe Street , Suite 300, Chicago, IL 60606, or via E-Mail at ECM@amtruinvest.com. This press release shall not constitute an offer to sell or the solicitation of an offer to buy any securities, nor shall there be any sale of any securities in any state or jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction. About Health In Tech Health in Tech ("HIT") is an Insurtech platform company backed by third-party AI technology. We offer a dynamic marketplace designed to create customized healthcare plan solutions while streamlining processes through vertical integration, process simplification, and automation. By eliminating friction and complexities, HIT enhances value propositions for employers and optimizes underwriting, sales, and service workflows for Managing General Underwriters (MGUs), insurance carriers, licensed brokers, and Third-Party Administrators (TPAs). Learn more at healthintech.com . Forward-Looking Statements Regarding Health In Tech Certain statements in this press release are forward-looking statements for purposes of the safe harbor provisions under the U.S. Private Securities Litigation Reform Act of 1995. Forward-looking statements may include estimates or expectations about Health In Tech's possible or assumed operational results, financial condition, business strategies and plans, market opportunities, competitive position, industry environment, and potential growth opportunities. In some cases, forward-looking statements can be identified by terms such as "may," "will," "should," "design," "target," "aim," "hope," "expect," "could," "intend," "plan," "anticipate," "estimate," "believe," "continue," "predict," "project," "potential," "goal," or other words that convey the uncertainty of future events or outcomes. These statements relate to future events or to Health In Tech's future financial performance, and involve known and unknown risks, uncertainties and other factors that may cause Health In Tech's actual results, levels of activity, performance, or achievements to be different from any future results, levels of activity, performance or achievements expressed or implied by these forward-looking statements. You should not place undue reliance on forward-looking statements because they involve known and unknown risks, uncertainties and other factors which are, in some cases, beyond Health In Tech's control and which could, and likely will, affect actual results, levels of activity, performance or achievements. Any forward-looking statement reflects Health In Tech's current views with respect to future events and is subject to these and other risks, uncertainties and assumptions relating to Health In Tech's operations, results of operations, growth strategy and liquidity. Investor Contact Investor Relations: ir@healthintech.com View original content to download multimedia: https://www.prnewswire.com/news-releases/health-in-tech-announces-closing-of-initial-public-offering-302338923.html SOURCE Health In Tech