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super ufa slot jili download Australians are expected to spend more this Christmas than last, with spending projected to rise to A$69.7 billion . This is a 2.7% increase on what we spent last year on gifts, food and other treats for ourselves and others. This is a lot at a time when many people are experiencing mortgage stress and high inflation. But by employing smart budgeting and spending strategies we can enjoy a festive Christmas season without huge financial stress. Know how much you are spending Being aware of what you are spending is important. So you don’t spend beyond your means, you need to decide what you are going to buy and track what you spend. Using budgeting tools in your banking app will help you monitor your spending. Your bank’s app or a variety of budgeting apps , can also help you find deals and stick to your financial goals. Research shows spending decreases when you use an online budgeting app by 15%. Christmas budgeting means setting clear limits, like a gift allowance for each person of, for example, under $10, $25, $50 or $100. This helps us stay on track. Before shopping, we should also ask ourselves: “Is this worth buying?” or “Do I really need this?”. How to bag a bargain About 63% of Australian consumers say they start their shopping in November, before the last-minute push to fill the Christmas stockings. This enables them to take advantage of the Black Friday sales on now and Cyber Monday, next Monday. Online research can uncover decent bargains to lower Christmas spending. Or you could wait until the Boxing Day sales to buy discounted gifts for people you don’t see until after December 25. The post-Christmas sales are also good for stocking up on heavily discounted crackers and decorations for next year. Most Australian shoppers (89%) are combining online (websites, mobile apps, social media) with physical in-store shopping. Major online retailers such as Amazon, eBay, and The Iconic (69%) are now more popular than department stores (59%). There are also thrift and discount stores which offer affordable gifts while using their income to help those in need. By using the internet to compare prices and set price alerts for goods you want to buy, you are more likely to get the best deals. Take time to search for store discounts. Using loyalty programs, coupons, promo codes, and free shipping also helps keep money in your pocket. Why cash at Christmas is better The federal government’s decision last week to require businesses to accept cash, not just credit or debit cards, also has benefits for saving. Cash purchases encourage you to spend wisely, set your spending limit, and prevent you from overspending, or paying interest and fees on cards . There is also the old “ cash envelope system ” used for centuries and popularised in the 1990s to help curb spending. This sees cash divided into envelopes, each labelled for a specific expense (for example, gifts for A, B, C). Once the money in the envelope is gone, nothing more can be spent. One way to help boost your Christmas budget; while simultaneously decluttering, your home is to sell items you no longer use. There are numerous online sites and bricks and mortar stores where this can be done. Saving money with DIY In 2024, Australians will spend an average of $660 per shopper on gifts , with popular choices including clothing and shoes, books, and gift cards. However, it’s not necessary to buy all your gifts or Christmas decorations. Consider making affordable handmade gifts to add a personal touch. There are demonstration videos online showing you how to re-purpose old items, bake homemade festive treats, create a special moments photo album or scrapbook. Mix Epsom salts, essential oils and dried flowers to create relaxing bath salts or scrubs. Use natural pine cones or salt dough to make ornaments. Make wreaths using pine branches, holly or dried oranges. Sew fabric garlands to place on the tree, fireplace or mantle. Instead of buying multiple extravagant presents for each person, try doing a Secret Santa. This is the low-cost tradition where everyone buys only one gift for one recipient who is chosen using an online tool. Gifts are then given anonymously. Festive food Festive food spending is projected to be $28 billion, up 4.2% , this year, contributing to the overall increase in expected total Christmas spending. To save on food expenses, asks guests to bring a dish to share. Or celebrate Christmas with an economical picnic or BBQ, weather permitting. Get creative with food leftovers to make meals and reduce the amount of food waste, while stretching your wallet further once Christmas has come and gone. Managing costs, avoiding debt Sticking to your Christmas budget can feel rewarding. If you do overspend, reflect on why, and adjust your plan. If needed, explore debt options, like credit cards or personal loans, but only as a last resort. Thoughtful planning will help you manage your costs, while enjoying the festive season. After all, the true spirit of Christmas is about creating memories and enjoying time with loved ones, not about overspending.Barclays PLC raised its holdings in VIZIO Holding Corp. ( NYSE:VZIO – Free Report ) by 346.2% in the 3rd quarter, according to its most recent 13F filing with the Securities and Exchange Commission (SEC). The firm owned 146,307 shares of the company’s stock after buying an additional 113,518 shares during the quarter. Barclays PLC owned approximately 0.07% of VIZIO worth $1,634,000 at the end of the most recent quarter. Other institutional investors and hedge funds have also recently bought and sold shares of the company. Quest Partners LLC acquired a new position in shares of VIZIO during the 2nd quarter valued at $40,000. Future Financial Wealth Managment LLC bought a new stake in VIZIO in the third quarter valued at about $45,000. Point72 Asia Singapore Pte. Ltd. bought a new position in VIZIO during the third quarter worth $45,000. FMR LLC grew its position in shares of VIZIO by 77.9% during the 3rd quarter. FMR LLC now owns 6,256 shares of the company’s stock valued at $70,000 after buying an additional 2,739 shares during the last quarter. Finally, Principal Financial Group Inc. lifted its holdings in shares of VIZIO by 19.1% in the 2nd quarter. Principal Financial Group Inc. now owns 12,004 shares of the company’s stock worth $130,000 after purchasing an additional 1,926 shares during the last quarter. Institutional investors and hedge funds own 66.24% of the company’s stock. Wall Street Analysts Forecast Growth A number of research analysts recently commented on the company. Barrington Research downgraded VIZIO from a “strong-buy” rating to a “hold” rating in a research note on Thursday, November 7th. Needham & Company LLC restated a “hold” rating on shares of VIZIO in a research note on Wednesday, October 9th. Nine research analysts have rated the stock with a hold rating, Based on data from MarketBeat.com, the company presently has a consensus rating of “Hold” and an average target price of $11.08. VIZIO Stock Performance Shares of VIZIO stock opened at $11.35 on Friday. VIZIO Holding Corp. has a 52 week low of $6.84 and a 52 week high of $11.40. The stock has a market cap of $2.30 billion, a PE ratio of 1,135.00 and a beta of 2.00. The company’s 50-day moving average price is $11.28 and its two-hundred day moving average price is $11.13. About VIZIO ( Free Report ) VIZIO Holding Corp., through its subsidiaries, provides smart televisions, sound bars, and accessories in the United States. It also operates Platform+ that comprises SmartCast, a Smart TV operating system, enabling integrated entertainment solution, and data intelligence and services products through Inscape. Featured Stories Five stocks we like better than VIZIO Technology Stocks Explained: Here’s What to Know About Tech S&P 500 ETFs: Expense Ratios That Can Boost Your Long-Term Gains Short Selling: How to Short a Stock How AI Implementation Could Help MongoDB Roar Back in 2025 Stock Ratings and Recommendations: Understanding Analyst Ratings Hedge Funds Boost Oil Positions: Is a Major Rally on the Horizon? Want to see what other hedge funds are holding VZIO? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for VIZIO Holding Corp. ( NYSE:VZIO – Free Report ). Receive News & Ratings for VIZIO Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for VIZIO and related companies with MarketBeat.com's FREE daily email newsletter .

Michigan aims to cap lost season by beating Ohio StateJapanese restaurant Sizka will close in CantonBy KRISTEN WOOD Chilly weather and early nights make the holiday season the best time of year for cuddling up with your favorite games. From enjoying a quiet afternoon alone to gathering with family, these board, video and card games will bring cozy vibes to your holiday gaming. The holidays are prime time for coziness. Cold weather, hot drinks and days off work or school are perfect for snuggling up under a blanket. With many games designed to be cozy, relaxed and lighthearted, accompanying your cozy afternoons with a game might be your new holiday tradition. Many holidays bring together friends and family as well. While some families may look forward to feuding over the Risk board or resources in Settlers of Catan, more low-key games can be an opportunity to bond with loved ones. Cooperative games or games with a bit of friendly competition let you focus on who you’re playing with. Since these cozy games often have easier instructions, everyone can get involved. A busy holiday season also benefits from rest. Take a break from shopping, cooking, traveling and other holiday tasks with some games. Stress-busting games let you enjoy a couple of hours of quiet gameplay or raucous laughter, both sure to provide some relaxation. Relaxing board games are great for a lazy afternoon with friends or after dinner at a holiday party. These games often feature cooperative play or minimal competition, beautiful artwork and straightforward gameplay ideal for all ages. For the holidays, these games provide a whimsical escape from seasonal chaos. Related Articles Entertainment | As Americans are beyond burned out, Tricia Hersey’s Nap Ministry preaches the right to rest Entertainment | Coca-Cola’s AI holiday ad sparks controversy for not being the ‘real thing’ Entertainment | Album review: For Kendrick Lamar, spite is an engine on the exhilarating ‘GNX’ Entertainment | With Trump as president, can TikTok in the US survive? Entertainment | Column: ‘Wicked’ box office proves Hollywood needs to take family films seriously again Patchwork Patchwork is a chill two-player puzzle game where you and your opponent compete to create the best quilt. The tactile experience and cozy results are relaxing on a chilly day. If you have more than two players, try Calico instead where you’ll create quilts for cats. Carcassonne In Carcassonne, players compete to build Medieval cities and fields by laying tiles. The game takes a bit of strategy and luck, and it will generate some friendly competition among children and adults alike. The charming artwork of parks, featuring America’s national parks, will also transport you on a road trip from the comfort of your home. Everdell and Flamecraft For those looking for longer gameplay, Everdell will have you playing as cute forest creatures building new cities during a game that averages a little over an hour. Flamecraft is another delightfully whimsical game where players try to attract dragons to improve the reputation of their shops. Each of these games is simple to pick up and, with every playthrough offering something new, they’ll get you through the entire holiday season. Parks, Everdell and Flamecraft can also be single-player games if you need a break from socialization. Snuggling up on the couch with a video game is inherently relaxing. Whether you enjoy mobile, computer, handheld or console games, the cozy game genre provides dozens of options. This season, try games ranging from relaxing to enchanting. If having everything in its place provides calm in the chaos of the holiday season, you’ll love Unpacking. This puzzle game, available on Switch, PC and Xbox, has you unpacking boxes and putting items away. Playing games like Unpacking can be a meditative experience. Other puzzle games like A Little to the Left and Spiritfarer blend stories into the gameplay. For spooky autumn vibes, try Strange Horticulture and play as the owner of a plant shop and potion maker. Maintaining a virtual farm or building a make-believe castle from your sofa can be a great stress reliever. Stardew Valley is a quintessential farming game surrounded by charming townspeople. With the highly anticipated November update, you can now play on console, mobile and PC. Palia , a massively multiplayer online game, features farming, quests and community building with other players. It’s also free. For those with a Nintendo Switch, the Animal Crossing series has you interacting with other animal players in a peaceful village. With multiplayer modes, these games are great options for playing with friends and family from afar during the holidays. For a single-player escape, try the recently-released Tiny Glade on PC where you’ll build castles. This cozy game’s detailed artistry and conflict-free gameplay will bring hours of relaxation. Or build a world from tiles in Dorfromantik. The game can be entirely chill or provide a bit of strategy if you want to go for a high score. A pack of cards is reliable entertainment at any gathering. From classics to innovative new card games, having a few in your game collection can be worthwhile. Card games can range from simple to complex, a few minutes to a few hours and single-player to dozens of players. If you have a standard deck of playing cards, Blitz is a great option for any number of players. Also known as Thirty One, this game gives every player three cards and lets them trade out a card on each turn, trying to get a value of thirty-one. President is another simple social card game where players race to get rid of their cards in ascending order. If you are imbibing this holiday season, some people play it as a drinking game. For a two-player card game, try The Fox in the Forest. This trick-taking card game features cozy graphics, and its fast, simple gameplay is perfect for a winter date night. For two to four players, Arboretum has darling tree graphics on its cards. Players lay cards down with the goal of creating a beautiful garden. This holiday season, be sure to take time to connect with loved ones and catch a few moments to yourself. Cozy games are a lighthearted escape. As the genre grows, there are options for everyone this season, from mindless games to those that require a touch of strategy – perfect for any mood or moment. Kristen Wood is a writer, photographer, avid cozy gamer and creator of The Cozy Gaming Nook , your source for everything cozy games. Her work has been featured in various online and print publications, including Elle, NBC, Forbes, Chicago Sun-Times, Martha Stewart, Seattle Times and more.

Machine learning reveals behaviors linked with early Alzheimer's, points to new treatments November 26, 2024 Gladstone Institutes Scientists used a new video-based machine learning tool to pinpoint otherwise-undetectable signs of early disease in mice that were engineered to mimic key aspects of Alzheimer's. Their work sheds light on a new strategy for identifying neurological disease earlier than currently possible and tracking how it develops over time. Facebook Twitter Pinterest LinkedIN Email Subtle signs of Alzheimer's disease can emerge decades before a diagnosis -- often in the form of irregular behaviors that reflect very early stages of brain dysfunction. But until now, identifying and measuring these slight behavioral changes in a scientific way hasn't been feasible, not even when studying Alzheimer's in mice. In a study published in Cell Reports, a team of scientists at Gladstone Institutes used a new video-based machine learning tool to pinpoint otherwise-undetectable signs of early disease in mice that were engineered to mimic key aspects of Alzheimer's. Their work sheds light on a new strategy for identifying neurological disease earlier than currently possible and tracking how it develops over time. "We've shown the potential of machine learning to revolutionize how we analyze behaviors indicative of early abnormalities in brain function," says Gladstone investigator Jorge Palop, PhD, senior author of the study. "We leveraged a valuable tool that opens the door to a more complete understanding of devastating brain disorders and how they begin." The scientists used a machine learning platform called VAME, short for "Variational Animal Motion Embedding," to analyze video footage of mice exploring an open arena. The open-source tool identified subtle behavioral patterns captured on camera -- changes that might not be noticed by simply looking at the mice. Tracking Disorganized Behavior VAME's deep learning platform is unlike conventional behavioral tests in mice, which often center around preconceived tasks that the animals are challenged to complete. Among the limitations of those tests, they can't capture the full range of spontaneous behavioral changes caused by disease -- particularly in early stages, explains Stephanie Miller, PhD, staff scientist at Gladstone and first author of the study. They also lack scalability and often rely on labor-intensive methods. For the Gladstone study using VAME, the team evaluated two types of mice that simulated different aspects of Alzheimer's. In both models, the machine learning tool identified a significantly increased level of "disorganized behavior" as the mice aged. For example, the mice exhibited unusual patterns of behavior and transitioned more often between different activities -- factors that might be associated with memory and attention deficits. "Similar machine learning approaches could be used one day to study spontaneous behaviors in humans, potentially providing early diagnosis of neurological diseases," Miller says, noting that smartphone-quality video is sufficient for VAME analysis. "I envision this technology will be used to assess patients in the clinic and even in their homes. It gives scientists and doctors a way to solve the very hard problem of diagnosing preclinical stages of disease." Miller began experimenting with VAME several years ago when the technology was still in its infancy. She and Palop collaborated with the team of Stefan Remy, MD, in Germany, which initially developed the platform. Together, they helped demonstrate VAME's utility for neuroscience research in a study published in Communications Biology . Evaluating a Potential Treatment Adding another dimension to their new study, the Gladstone team used VAME to learn whether a potential therapeutic intervention for Alzheimer's would prevent the disorganized behavior in mice. The scientists leveraged prior research from Gladstone investigator Katerina Akassoglou, PhD, who discovered that a blood-clotting protein called fibrin creates a cascade of toxic effects when it leaks into the brain through damaged blood vessels. By blocking fibrin's toxic effects, Akassoglou's lab has been able to prevent the neurodegeneration that leads to cognitive decline and to protect against Alzheimer's in animals. To find out if this therapeutic strategy could safeguard mice from Alzheimer's-linked behaviors, the team genetically blocked fibrin from triggering toxic inflammation in the brain. This intervention reduced the development of abnormal behaviors in the Alzheimer's mice. "It was highly encouraging to see that blocking fibrin's inflammatory activity in the brain reduced virtually all of the spontaneous behavioral changes in Alzheimer's mice, reaffirming that fibrin and the ensuing neuroinflammation are key drivers of the disease," says Akassoglou, also an author of the study. "Machine learning can offer an unbiased way to evaluate potential treatments in the lab -- and I believe it may ultimately become an invaluable clinical tool, as well." Palop and Miller are now working with other Gladstone teams who study neurological disease to help them employ the VAME technology for new behavioral studies. "My goal is to make this tool and similar approaches more accessible to biologists and clinicians in order to shorten the time it takes to develop powerful new medicines," Miller says. About the Study The study, "Machine learning reveals prominent spontaneous behavioral changes and treatment efficacy in humanized and transgenic Alzheimer's disease models," appears in the November 26 issue of Cell Reports . Authors include Stephanie Miller, Kevin Luxem, Kelli Lauderdale, Pranav Nambiar, Patrick Honma, Katie Ly, Shreya Bangera, Mary Bullock, Jia Shin, Nick Kaliss, Yuechen Qiu, Catherine Cai, Kevin Shen, K. Dakota Mallen, Zhaoqi Yan, Andrew Mendiola, Takashi Saito, Takaomi Saido, Alexander Pico, Reuben Thomas, Erik Roberson, Katerina Akassoglou, Pavol Bauer, Stefan Remy, and Jorge Palop. Story Source: Materials provided by Gladstone Institutes . Original written by Kelly Quigley. Note: Content may be edited for style and length. Journal References : Cite This Page :School ‘mall’ teaches biz skills, importance of givingORANGEBURG, S.C. (AP) — Ryan Stubblefield threw for two touchdowns and ran for two more to lead South Carolina State to a 53-21 win over Norfolk State on Saturday. The Bulldogs (9-2, 5-0 Mid-Eastern Athletic Conference), who have their most wins since getting nine in 2013, wrapped up the conference title and a Celebration Bowl berth a week earlier. They play the Southwestern Athletic Conference champion in Atlanta on Dec. 14. The Spartans (4-8, 2-3) led 14-10 after one quarter but the Bulldogs scored the next 29 points. Stubblefield scored the go-ahead touchdown on a 3-yard keeper late in the second quarter, capping a seven-play, 76-yard drive. Then he found Einaj Carter for 10-yard touchdown in the third as the Spartans pulled away. KZ Adams, who had 128 yards on 18 carries, then ran for a pair of touchdowns, making it 39-14 in the opening minute of the fourth quarter. Jalen Daniels threw a touchdown pass and ran for a score for the Spartans. AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-football . Sign up for the AP’s college football newsletter: https://apnews.com/cfbtop25

Vanquishing Bears, Thanksgiving losing streak tops Lions' holiday list

ENGLEWOOD, Colo. — Drew Sanders made it all the way back from an Achilles injury in the same calendar year. No small feat. The Broncos' third-round draft pick out of Arkansas last year, Sanders was activated onto the team's 53-man roster Tuesday after spending the first 12 weeks of the season on its physically unable to perform (PUP) list. Sanders takes the place vacated Monday when the Broncos waived another third-round draft pick , tight end Greg Dulcich, who was selected in 2022. Dulcich was claimed off waivers Tuesday by the New York Giants, who at 2-9 were No. 1 on the 32-team waiver order this week. That means it's possible, if not likely, multiple teams put in a waiver claim on Dulcich, but he went to the team with the highest claim order. The Broncos also waived veteran backup offensive guard Calvin Throckmorton. He leaves open a roster spot for Josh Reynolds should the Broncos decide to activate the veteran receiver from injured reserve this week. Reynolds has missed the past seven games initially because of a fractured finger, but he was also a victim in a drive-by shooting in the early hours of Oct. 18. Sanders was initially placed at inside linebacker during his rookie season, but was switched to outside linebacker about midseason. His rookie year was an adjustment. Although he played in all 17 games and was in on 24 tackles, he didn't register a sack. Sanders was preparing for a major improvement in year two, but soon after the Broncos' offseason conditioning program began in mid-April, he suffered a torn Achilles. Following surgery, Sanders eventually was placed on PUP. He was cleared to start practicing three weeks ago. The deadline to activate Sanders on the 53-man roster was Wednesday, so his transaction was not a surprise, especially given Dulcich's departure.Rhode Island beats Bryant 35-21 to claim its first Coastal Athletic Association titleOpenAI has unveiled plans to restructure itself as a Public Benefit Corporation (PBC), signalling a major shift from its nonprofit origins. Announced in a blog post on Friday, the decision will see OpenAI’s for-profit arm take control of operations and business, while the nonprofit arm will pursue charitable initiatives in healthcare, education, and science. By becoming a PBC, OpenAI aims to combine profit-driven goals with societal benefits. The restructured nonprofit will retain a stake in the business but relinquish its oversight role. OpenAI’s board described the change as essential for raising the capital required to advance toward artificial general intelligence (AGI). “The hundreds⁠ of⁠ billions⁠ of⁠ dollars that major companies are now investing into AI development show what it will really take for OpenAI to continue pursuing the mission,” the board explained. “We once again need to raise more capital than we’d imagined.” The move aligns OpenAI with competitors like Anthropic and Elon Musk’s xAI, which also operate as Public Benefit Corporations. The decision comes amid growing financial demands to support AI development and operational costs, with OpenAI’s data-intensive models requiring significant funding. In September, reports emerged that OpenAI CEO Sam Altman would receive a 7% equity stake as part of the transition - a claim he denied. Meanwhile, the nonprofit board’s diminished role has sparked concerns about control, echoing last year’s turmoil when the board briefly ousted Altman before reinstating him. The restructuring isn’t without opposition. Last month, Elon Musk filed a motion to block OpenAI’s shift to for-profit status, while Meta CEO Mark Zuckerberg urged California Attorney General Rob Bonta to intervene. Critics argue the change could compromise OpenAI’s original mission as a nonprofit research lab dedicated to AI for public good. Despite the controversy, OpenAI’s leadership sees the transition as a step towards balancing innovation with societal impact. The nonprofit arm will operate independently, working to become “one of the best-resourced nonprofits in history,” according to the board. Under the new structure, the nonprofit will receive shares in the PBC at valuations determined by independent advisors, ensuring its continued involvement in OpenAI’s financial success.Virginia Tech 87, Elon 69

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(BPT) - Tech gifts are consistently some of the most popular presents to give and receive during the holidays. In fact, according to the annual Consumer Technology Holiday Purchase Patterns report , a record 233 million U.S. adults (89%) will buy tech products during the 2024 holiday season. But with so many devices out there, it can be hard to decide on the perfect option for the loved one on your list. A tablet like the new Fire HD 8 from Amazon offers the versatility of an all-in-one device, with access to streaming, gaming, video chatting, reading or writing all at your fingertips. Fire HD 8 also features a vibrant 8-inch HD display and lightweight, portable design, for high-quality entertainment on the go. Plus, Fire HD 8 comes with three new AI features that can help you get the most out of your tablet experience. Check them out below and learn how they can help you with daily tasks this holiday season and beyond. 1. Meet your personal writing assistant Do you struggle with writing a heartfelt message or finessing a tricky email? Fear not! Writing Assist is here to help. Writing Assist works as part of your Fire tablet's device keyboard and compatible apps, including email, Word documents and social media. In just a few taps, you can transform your writing from good to great. Try Writing Assist's pre-set styles to turn a simple email into a professionally written note. Or, you can ask Writing Assist for grammar suggestions to make your writing more concise, or elaborate on your ideas. You can even "emojify" your writing to add more fun and personality. 2. Learn more in less time Say goodbye to scrolling through pages of information. The new Webpage Summaries feature allows you to learn pertinent information as quickly as possible. Available on the Silk browser on Fire tablets, Webpage Summaries provides quick insights on web articles. In a matter of seconds, this feature will distill the key points in an article or on a webpage into a clear, concise summary of what you need to know. 3. Get creative with your device wallpaper With Wallpaper Creator, you can easily add a touch of creative flair and customization to your tablet's home screen. You can choose from one of the curated prompts to get started on creating a unique background. Or, if you're ready to let your imagination run wild, type a description of what you'd like to see. For example, you can ask for an image of a tiger swimming underwater or a watercolor-style image of a desert landscape in space. Wallpaper Creator will then turn your vision into a reality, delivering a high-resolution image that you can use as your tablet's wallpaper. Celebrate an AI-powered holiday season Writing Assist, Webpage Summaries, and Wallpaper Creator are now available on Amazon's new Fire HD 8 and other compatible Fire tablet devices, including the latest Fire HD 10 and Fire Max 11 tablets. To learn more, or to order a new Fire tablet this gift-giving season, visit Amazon.com .