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(Bloomberg) -- Asian stocks were poised for a mixed opening on Monday as traders grappled with continued political upheaval in South Korea and as investors awaited signs of fresh stimulus from Beijing. Oil will be closely watched after the Syrian government was toppled. Equity futures in Australia and Hong Kong fell while those in Japan and mainland China climbed. US stocks advanced on Friday with the S&P 500 notching its 57th record close as a monthly jobs report indicated the labor market is cooling enough to allow the Federal Reserve to cut interest rates this month. The dollar was steady against major peers in early trading. Investors are readying themselves this week for a final flurry of central bank decisions across four continents, a key meeting of Chinese officials and US inflation data in an effort to pad returns for the year and help guide positions into 2025. A gauge of global stocks has returned more than 20% this year, on track for a second straight outsized return, according to data compiled by Bloomberg. “It will be a lively week ahead with event risk all over the shop,” Chris Weston, head of research at Pepperstone Group Ltd. in Melbourne wrote in a note to clients. “A hot US CPI print may not necessarily derail a cut at next week’s FOMC meeting” but it may effect the outlook for further easing and move the dollar. In Asia, South Korean assets may move as some lawmakers push for President Yoon Suk Yeol to resign amid mounting public anger of the brief imposition of martial law last week. Opposition lawmakers said they would push for another impeachment vote on Yoon after the first one failed. Meanwhile, the People’s Bank of China’s daily fixing of the yuan will be parsed after the central bank signaled support for the currency through a series of strong fixings last week. That comes ahead of consumer and producer price data that may point to sluggish demand in the world’s second largest economy and add to expectations of more fiscal support following the Central Economic Work Conference. “There is a reasonable case to be made that China may have been keeping its powder dry pending US trade policy changes from January,” Barclays strategists led by Themistoklis Fiotakis write in a note to clients. Given there’s scope for some dollar easing, “yuan depreciation pressures should also ease temporarily given PBOC resistance at about 7.30” per dollar. Middle-East Traders will also be monitoring oil after Saudi Arabia cut prices for buyers in Asia by more than expected after OPEC further delayed a lift to production. Moves could be tempered as markets assess the fallout from the toppling of Syrian President Bashar al-Assad’s government by opposition groups, a major blow to key backers Russia and Iran which may reshape the region as conflicts persist. Treasuries extended their recent rebound on Friday, with investors getting a reprieve from a selloff that crested in November as Donald Trump’s presidential victory raised inflation risks. Since then, however, yields have drifted lower on speculation the Fed will ease policy again at this month’s gathering, its last before Trump takes office, as it tries to steer the economy to a soft landing. In response to possible tensions between the incoming administration and the US central bank, Trump told NBC’s Meet the Press on Sunday that he has no plans to replace Fed Chair Jerome Powell once he returns to the White House. Markets are now pricing a roughly 80% chance the Fed cuts at its December meeting, though officials have cautioned on the pace of further cuts. The Fed’s projections already offer a gradual pace of easing “yet even slower cuts and potentially a pause could be warranted,” Societe Generale economists including Klaus Baader wrote in a note to clients. “We expect a 25 basis-point rate cut at the December FOMC meeting but even that is dependent on upcoming CPI.” Elsewhere this week, Australia’s central bank will likely keep its key interest rate on hold amid indications the nation’s economy is beginning to soften. The European Central Bank, Bank of Canada and Swiss National Bank are all expected to ease policy, while the Brazilian central bank may hike to arrest inflation pressures. Key events this week: Some of the main moves in markets: Stocks Currencies Cryptocurrencies Bonds Commodities This story was produced with the assistance of Bloomberg Automation. More stories like this are available on bloomberg.com ©2024 Bloomberg L.P.

World Series vision that got Nathan Eovaldi to the Rangers is the same one that got him to re-signWhat just happened? GlobalFoundries, the third-largest semiconductor foundry in the world, is finally receiving the funding promised by the US government through the Chips Act. The official announcement outlines the three main projects that will be supported by the grant, along with a massive, multi-year investment effort. The previously leaked decision to award GlobalFoundries $1.5 billion in subsidies to manufacture chips in the US is now official. The company has announced an agreement with the US Department of Commerce to receive direct funding through the Chips and Science Act, securing what will likely be the last subsidies granted under this ambitious plan before a new federal administration takes office in Washington. The $1.5 billion award follows a preliminary memorandum of terms signed in February 2024, according to GlobalFoundries. The funding will be used to expand the company's "essential" chip manufacturing capabilities in the United States, which will, in turn, provide a more resilient and reliable supply chain for the country's high-tech industry. The Chips and Science Act's plan to strengthen US semiconductor manufacturing has been five years in the making, said GlobalFoundries' president and CEO, Thomas Caulfield. The company is a crucial element of the US economy, supply chain, and national security, with two plants accredited as "Trusted Foundry" sites to manufacture secure chips for the US government. GlobalFoundries will use the $1.5 billion award to support three specific projects. First, the company will expand its existing chip fab in Malta, New York, by implementing "critical technologies" already used in other locations outside the US. This new technology is expected to provide a reliable supply of essential chips for the US automotive industry. GlobalFoundries' second project is the modernization of its existing plant in Essex Junction, Vermont, where production capabilities will be significantly expanded. The plant will also host a new facility designed for high-volume manufacturing of gallium nitride (GaN) semiconductors, which, according to GF, are essential for the next generation of electric vehicles, data centers, IoT devices, smartphones, and more. Lastly, GlobalFoundries will build a completely new manufacturing plant within its Malta, New York campus. The new fab is expected to meet domestic demand for essential chips in the aerospace, defense, computing, and automotive industries, though GF will proceed "in alignment" with market conditions and customer demand. GlobalFoundries will add the $1.5 billion award from the Chips Act to a much larger investment plan across its two US sites. The company plans to invest $13 billion over the next 10 years, with additional funding from the New York State Green Chips Program ($550 million), the state of Vermont, and other unnamed incentives. All things considered, the plan is expected to create around 1,000 direct manufacturing jobs and more than 9,000 construction jobs. GF will also work with New York and Vermont authorities to develop a qualified workforce for its semiconductor business.

With the holidays taking up much of your time, you may not be concentrating on retirement moves to make before 2025. But if you’re the type of person who does everything to the max, investing in your future retirement now could be a game changer. Contribution limits In 2024, you can invest up to $23,000 into your 401(k) retirement plan as per IRS contribution limits. If you’re over 50 and need to play catch-up, you can invest an extra $7,500. That means your total possible contribution for 2024 is $30,500. If that seems like a lot, it is. But you don’t have to max out your contributions if you can’t afford it. Employer matching can help. In 2025, you can invest $23,500, bringing your possible contribution up to $31,500. If you’re over 50, the catch-up contribution remains at $7,500 for 2025. But a huge change was made in SECURE 2.0 for employees aged 60 to 63 who participate in workplace retirement plans. Starting in 2025, this super catch-up contribution limit is $11,250 instead of $7,500. People are also reading... Four ways to max out 1. Figure out how much you contributed. If you’ve contributed as much as possible for the year, you’re in good shape going into 2025. If you’re not sure, you changed jobs or haven’t contributed consistently in 2024, you still have time to make adjustments to max out your 401(k) contributions for the year. 2. Check your employer’s match. Employer matching is a job benefit not to be overlooked. After all, for every dollar you save in your 401(k), your employer matches your contributions dollar-for-dollar or offers a partial match up to a certain percentage of your wages. Knowing where you stand can help you make the most of this opportunity. For example, let’s say you earn $50,000 per year and contribute $3,000 to your 401(k), or 6% of your salary. If your employer offers to match 50 cents of each dollar you contribute up to 6% of your pay, they would add $1,500 each year to your 401(k) account, boosting your total annual contributions to $4,500. 3. Look at your budget. Maxing out your 401(k) is always a good move. However, retirement planning can be a balancing act; sometimes, your budget is downright against it. If you have high debt or no money set aside for emergencies, you may want to hold off a bit. That doesn’t mean you shouldn’t contribute to your retirement plan at all. Maintaining contributions is important, even if it means not maxing it out. Still, if you wait too long to save, you’ll have to play catch-up. If you save too much, you may have to tap into your account early, which can mean early withdrawal penalties if you are under age 591⁄2. 4. Boost your contributions. If you have enough cash stashed away to cover a large lump sum contribution to your 401(k), you could max out your 401(k) contributions before the end of the year. You can do this by increasing the percentage you contribute monthly from your paycheck. You’ll want to speak with your employer or HR department to see if this is possible and fill out the necessary paperwork. Keep in mind that how often you increase it or even if you can will depend on your plan rules. You may also want to check to be sure your contributions are still automatic. Since it’s usually easier to save money if it’s automatically deducted from your paycheck, it may be worth reviewing your budget to see if you can boost your contribution amount to max out your 401(k). If you haven’t set up automatic payroll contributions, now is a good time to do so. 1 in 4 people say they’ll go into debt for the holidays. Is social media to blame? Benefits of maxing out Maxing out your 401(k) has some clear benefits. This is especially true if you’ve fallen behind on your savings goals or you simply want to grow your retirement nest egg faster. The main advantage is that you’ll have more money saved for retirement. According to Northwestern Mutual’s 2024 Planning & Progress Study, most retired Americans believe they will need nearly $1.5 million in the bank to retire comfortably. That’s a 15% increase — which far outpaces the 3% to 5% inflation rate — over 2023 and is up 53% from 2020. The money you put into your 401(k) lowers how much you’ll pay in taxes for the year, which may put you in a lower tax bracket. Also, 401(k) investments grow tax-deferred, so you won't pay taxes on the money until you withdraw the funds in retirement. If you have a Roth 401(k), you don't get a tax break on contributions because you fund your account with after-tax dollars. But the money you contribute grows tax-free and you won’t pay any taxes on your withdrawals in retirement. Speak with a pro Maxing out your 410(k) each year may not be enough to retire comfortably, but it is a great start. That’s why enlisting the help of a financial adviser in 2024 can help you get a head start on 2025 and a happy retirement down the road. 4 tips to help you experience exceptional cruise dining | PennyWise podcast You need to make $108,000 to afford a home in America Americans who bought homes in 2024 were older and richer than ever Why you shouldn't store your money in payment apps Kathryn Pomroy is a contributing writer at Kiplinger.com . For more on money topics, visit Kiplinger.com . Be the first to know Get local news delivered to your inbox!Haitian, Kenyan police took control of a rural town – then the victory led to carnageA nonprofit leader who supports at-risk New Orleans youth. A social worker who fosters animals. A postdoctoral researcher. They are among the roughly 1,540 people whose sentences were commuted or who were pardoned by President Joe Biden on Thursday in what was the largest single-day act of clemency in modern history. But not everyone was pleased by Biden’s decisions. A Republican state senator said a commutation for a woman who stole $54 million from a small town in Illinois was “a slap in the face” to residents. The Democratic governor of Pennsylvania said Biden "got it absolutely wrong” when he commuted the sentence of a judge who orchestrated a scheme to send children to for-profit jails in exchange for kickbacks. Here are some of their stories: Fulton was pardoned after pleading guilty to participating in a payroll fraud scheme while serving as a New Orleans middle school teacher in the early 2000s. She was convicted of a felony and sentenced to three years of probation in 2008. Fulton, who has two children and works as an elementary school teacher, said that for years she had lived with “a sense of embarrassment and shame” about the felony conviction. Even though she completed a master’s degree in educational leadership in 2017, Fulton felt that her criminal record disqualified her from applying for principal positions she felt she could handle. “The conviction has served as a mental barrier for me, limiting my ability to live a full life,” Fulton said. Nearly a decade after she first applied for a presidential pardon, Fulton this week received a phone call informing her that it had been granted. “It was astonishing for me, I wasn’t expecting a call,” Fulton said, adding that the pardon will enable her to explore more career opportunities. A White House news release commended Fulton as “someone who goes above and beyond for her community.” For years, Fulton has helped lead a nonprofit supporting at-risk New Orleans youth with hot meals, clothing and shelter and mental health referrals. Doyle applied for a pardon six years ago. It had been so long that she had all but forgotten about it — until Wednesday. “I was in shock,” Doyle said of the call she received from a Justice Department pardon attorney. “And honored.” Doyle, who was once addicted to meth, had pleaded guilty to drug possession and check forging charges when she was 24. She served more than two years in state and federal prison. Released in 2006, Doyle resolved to stay clean. She started a family, earned bachelor’s and master’s degrees and now works as a social worker with a behavioral health center. Doyle applied for a pardon in 2018 and heard nothing until 2020, when the FBI reached out — and the vetting began. “They talked to my boss, my boss’ boss, they talked to my mother’s boss, they called my doctors," Doyle said. “Just pretty much anybody that had any type of relationship with me in the past 20 years they contacted.” After the vetting was over, she would have to wait some more: four years, it turned out. “I just want people to know that are in the throes of addiction, or families to know that when they have somebody in their family that is addicted, that there is hope,” Doyle said Thursday. “This has just brought so much joy to me and my family and is just the continuation of my recovery.” She has five children and three grandchildren, volunteers in her community, fosters animals and competes in roller derby. Crundwell was sentenced to more than 19 years in prison in 2013 for stealing about $54 million over two decades when she was in charge of finances for Dixon, Illinois. She was released to a halfway house program in 2021 during the COVID-19 pandemic before moving to home confinement. Biden’s commutation releases Crundwell from any restrictions. Paul Gaziano, a lawyer who represented Crundwell in federal court, declined to comment Thursday. Dixon Mayor Glen Hughes said he believes most of the town is probably stunned, and maybe even angry, that Biden would provide clemency to Crundwell. Republican state Sen. Andrew Chesney called Biden’s act “nothing short of a slap in the face to the people of Dixon.” Dixon, best known as the childhood home of President Ronald Reagan, sued auditors and a bank after Crundwell’s theft was revealed and recovered $40 million in settlements. Crundwell, who was a horse breeder, told a judge in 2020 that more than $15 million was repaid from the sale of her horses and other assets. “I am going to do everything possible to make up for my mistakes," she told the judge in a handwritten letter that described various health problems. “I have taken responsibility for my actions since the first day.” Conahan was sentenced to 17 years in prison for helping orchestrate one of the worst judicial scandals in U.S. history: a scheme to send children to for-profit jails in exchange for kickbacks . Biden’s decision to commute his sentence angered many in northeastern Pennsylvania, from the governor to the families whose children were victimized by the disgraced former judge. Conahan had already served the vast majority of his sentence, which was handed down in 2011. “I do feel strongly that President Biden got it absolutely wrong and created a lot of pain here in northeastern Pennsylvania,” Gov. Josh Shapiro, a Democrat, said Friday. A message seeking comment was sent to an attorney who recently represented Conahan, the former judge of the Luzerne County Court of Common Pleas. In what came to be known as the kids-for-cash scandal, Conahan and Judge Mark Ciavarella shut down a county-run juvenile detention center and accepted $2.8 million in illegal payments from a friend of Conahan’s who built and co-owned two for-profit lockups. Sandy Fonzo, whose son killed himself at age 23 after Ciavarella locked him up as a teen, called Conahan’s commutation an “injustice.” “I am shocked and I am hurt,” Fonzo said in a statement provided to The Citizens’ Voice of Wilkes-Barre. “Conahan‘s actions destroyed families, including mine, and my son‘s death is a tragic reminder of the consequences of his abuse of power." The Juvenile Law Center, which represented plaintiffs in a $200 million civil judgment against Conahan and Ciavarella, said it “supported President Biden’s actions” but wants to see the “same kind of compassion and mercy” extended to juvenile defendants around the country. When he pleaded guilty in 2010, Conahan apologized to the youths he had hurt. “The system is not corrupt,” Conahan said at the time. “I was corrupt.” Becklin was 21 when she got into trouble, which she said was due to trying to get money to support her drug addiction. She pleaded guilty to a nonviolent felony charge for failing to provide information to police about a 2007 bank robbery. She served four months in a halfway house, four months of home confinement and three years of probation. She found out she was pregnant after she’d been out of custody for about a year. She said she had her “aha moment” when her son was 1 year old. “And I was living at home with my parents. I had, like, no job, no education, no future,” Becklin said. “Had a felony on my record. I had substance use history, you know, all these things. And he was 1. And I just remember, like looking at him and realizing that his whole life was, like, really dependent on what I did with mine.” Within days, she said, she enrolled at a community college. She recently earned her doctoral degree in comparative molecular biosciences at the University of Minnesota. For her doctorate, she used stem cell biology and genetic engineering to better understand how pediatric cancers grow and develop. She’s still working in the cell and gene therapy space, now as a postdoctoral researcher at the university. The White House noted in its announcement that Becklin also mentors currently and previously incarcerated people who are seeking to pursue higher education. She said she does it as part of a program called Prison to Professionals. They help guide people on the unique issues they’ll face in higher education and provide them with a support network. She said she still doesn’t know exactly how being pardoned and having her record cleared will affect her future. “I think there was a point in my life where it really mattered if I, like, had a certain career path or if I did that. But I have found that, kind of wherever I am, I find my purpose and my need there. And, you know, it’s kind of a beautiful way to live,” she said. Associated Press writers Jack Brook in New Orleans, Ed White in Detroit, Mead Gruver in Cheyenne, Wyo., Michael Rubinkam in Pennsylvania; Steve Karnowski in Minneapolis; and Lisa Baumann in Bellingham, Wash., contributed to this report.

Vanguard Forms New Wealth Division, Appoints Joanna Rotenberg as LeaderOver the years, Warren Buffett has suggested that investors that don't have time to do investment research should just invest in a fund that tracks the S&P 500 Index. It is a stock market index that is home to 500 of the largest publicly traded companies in the United States. It is considered to be one of the most important benchmarks for the overall health of the U.S. stock market and its economy. Unlike the extremely popular Nasdaq index, which is predominantly tech-focused, the S&P 500 Index gives investors exposure to a wide range of sectors including technology, healthcare, finance, and consumer goods. This arguably makes it the best place to invest for the ultra long term because while the ( ) is home to many of the highest quality companies in the world, the S&P 500 Index includes them and more. This means that if the technology sector goes through a poor period, which would cause the Nasdaq to underperform, there are other sides of the market included in the index to pick up the slack. It is for this reason that some days you will see the Nasdaq index drop but the S&P 500 Index rise. But has it been a good idea for Aussie investors to put their money into an ASX S&P 500 Index Fund over the past five years or should they have stuck to the ASX 200 index? Let's have a look at how one popular ASX ETF that tracks the index has performed. Was it a good idea to invest in the ASX S&P 500 Index Fund five years ago? Five years ago, I could have bought the ( ) for $30.70 per unit. This means that if I had $5,000 (and a further $4.10) to invest, I would have ended up owning 163 units. On Friday, this popular ASX ETF closed the session at $61.01. This means that my 163 units would now have a market value of $9,944.63, which is almost double what I started with. But wait, there's more! The iShares S&P 500 ETF pays every quarter. Over the past five years, the fund has paid out total dividends of $4.971 per unit. This would have pulled in total dividend income of approximately $810. If I add this to my capital gains, I have a total return of $5,750.53 from my original investment. This is a return in the region of 115%, which is well ahead of what the ASX 200 index has achieved over the same period.