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Akap seen as a thorn in ’25 budget bicam talksLegislation allowing terminally ill individuals to legally end their lives through medication is back on the table for next year’s legislative session but with one change – patients would be prohibited from taking the prescribed medication in public spaces. State Rep. Bob Lynn, a Windham Republican and the bill’s primary sponsor, explained that the revision addresses concerns about the possibility of those eligible for the end-of-life care taking the medications in public areas like beaches, alleys, parks or lakes. However, Lynn believes these fears are unfounded. “It really sounds to me, to be honest, respectfully to those who don’t like this bill generally, it’s almost a frivolous kind of argument,” said Lynn. “Somebody that’s terminally ill and within six months of death is probably not likely to be tooling around in public. But nonetheless, to address that issue, we put that in there.” To qualify for life-ending medications under this bill — similar to the previously debated House Bill 1283 — individuals must be at least 18 years old, have a terminal illness with a prognosis of six months or less to live, possess sound mental capacity and be able to self-administer the medication. The process also requires verification from two healthcare providers before any prescription is issued. The bill drew significant public attention, with over 1,780 people testifying both for and against it. Among them, 1,125 voiced opposition before the measure ultimately failed in the Senate. The opposition wasn’t focused on the medication or the methods, but rather the concern that the bill would effectively condone suicide. Steven Wade, executive director of the Brain Injury Association, views the bill as a potential risk for abuse within the disability community, warning that it sends a dangerous message that suicide is an acceptable solution. “Having a difficult life and being in pain, those are things that people with brain injury and people with disabilities live with every day,” said Wade. “It’s devaluing the lived experience of people living with severe disability in the community and it’s also putting folks like that at risk in the sense that all of a sudden it becomes, maybe becomes an obligation to end your life rather than necessarily a choice.” But, the bill does not allow individuals with a terminal illness and a severe disability to be eligible for the end-of-life option, as they must be capable of self-administering the medication. Article continues after... Cross|Word Flipart Typeshift SpellTower Really Bad Chess Opponents of the end-of-life care option believe the state should prioritize expanding palliative care to ensure greater comfort for individuals with terminal illnesses, rather than promoting medication to end suffering through death. The National Alliance on Mental Illness New Hampshire has chosen to remain neutral on the bill. Modeled after similar laws in 10 states and the District of Columbia, including neighboring Maine and Vermont, the bill gives those with terminal illnesses the power to control their own death. Once the medication is prescribed, patients retain full autonomy over its use, deciding when — or if — they wish to take it, whether at home or in a hospice setting. For supporters, it is a matter of personal liberty and bodily autonomy. “If I had some really terrible disease and was in pain and suffering and the doctor told me I only had six months to live, I think I would want to have the option of being able to die peacefully, rather than not peacefully,” said Lynn, a former chief justice of the state Supreme Court. Although the bill received bipartisan support this year, with more Democrats favoring it, the recent elections have shifted the political landscape, giving Republicans greater control in both the House and Senate. To get the bill passed, Lynn said he is focused on educating the public and addressing misconceptions about the bill. “I hope it’ll get bipartisan support this year because I think it really is the right thing to do if you believe in liberty and you believe that people who are suffering should be able to have a right to make the decision when they’re very close to death, but not continue their suffering,” said Lynn. Sruthi Gopalakrishnan can be rea ched at sgopalakrishnan@cmonitor.comlegal online gambling sites 。

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DENVER — Colorado U.S. Rep. Lauren Boebert broke new ground over the weekend when she became the first sitting member of Congress to offer personalized messages for sale — starting at $250 — through the video platform Cameo . The Windsor Republican, who won election to a new congressional seat this month after moving across the state, started the account Saturday. The website allows customers to buy personalized video messages from celebrities. On Monday morning, Boebert advertised her messages starting at $250, though she stopped taking requests by 10:45 a.m. mountain time. “Whether you or someone you know needs an America-first pep talk, if you want to surprise friends or family with a message for a special day, or if you just want to know my thoughts on whatever’s on your mind, Cameo is the place to connect with me,” Boebert says in an introductory video. Brandon Kazimer, a Cameo spokesperson, confirmed that the account belonged to Boebert. Boebert’s office declined to comment Monday. Kazimer said she’s the first sitting member of Congress to sign up for the service as talent. At least two other former members of Congress, George Santos of New York and Matt Gaetz of Florida, have sold videos on the platform. Santos joined Cameo soon after he was expelled from Congress last year over allegations he exploited office for personal financial gain. Gaetz, who is a friend of Boebert’s, joined the service Friday, days after he withdrew his nomination by President-elect Donald Trump to be the U.S. attorney general following allegations that he paid a teenage girl for sex. Boebert does not appear to have advertised the service on her other social media accounts on X or Facebook. Congressional rules will limit how much Boebert can earn from the videos. In 2023, members were limited to making $31,815 in outside income beyond their annual $174,000 salaries. She will have to report any earnings from Cameo on her annual disclosures. The law also prohibits people from using their public office to make outside money, said Kedric Payne, a vice president and senior director of ethics for the Campaign Legal Center. Ultimately, the restriction is meant to give voters confidence that elected officials aren’t using public office for personal gain — or putting that gain ahead of their public service. Boebert describes herself on Cameo as “Not your typical Colorado Republican politician. Jesus loving, Constitutionalist, America first, freedom fighter.” An earlier version of her Cameo page listed Boebert as a politician and categorized her as a political commentator, but it was updated to list her under the influencers category. Because she doesn’t use her title or appear to use other facets of her public job for the videos, such as filming in her congressional office, “that should take away any concern she’s trying to use her public job for personal gain,” Payne said. He added that the limit on outside income also anticipates these kinds of problems by limiting the incentive for members to spend more effort on outside business ventures than their public service. But, he noted, people can cross that line quickly if it’s not clear if they’re acting in their public or private capacity. The earned income that’s subject to the annual cap is considered separate from passive income made through things like stock market investments, Payne said, because it is actively made by selling goods and services. “We’ll be watching to see if this becomes a trend,” Payne said of the Cameo side work. “If this is just a one-off where someone does this for a month or so, that’s one thing — but if it becomes a trend, where members of Congress are trying to act as influencers and get paid, that could point to a bigger problem.” ©2024 MediaNews Group, Inc. Visit at denverpost.com . Distributed by Tribune Content Agency, LLC.

Cardinals' feel-good month comes to a screeching halt after a head-scratching loss to SeahawksYear-End Stock Surge? Economic Uncertainty Looms.BRAINERD — CJK Group, the parent company of Sheridan and Kodi Collective headquartered in Brainerd, announced the realization of its strategic vision for its February 2024 acquisition of Kodi: bringing Kodi’s three offset print facilities into the Sheridan family. This tactical move marks a significant milestone in the evolution of Sheridan, industry leader in print and publishing services for book, journal, and magazine publishers, as well as catalogers. The addition of Kodi's three high-performing print facilities to Sheridan's nine state-of-the-art production sites positions the company to redefine excellence in the print industry. ADVERTISEMENT Sheridan continues to expand its footprint through this powerful integration, the company strengthens its reputation in its marketplaces, enhancing the breadth and scope of its service offerings and extending its services to current and future clients. “By integrating Kodi’s high-efficiency facilities with Sheridan’s industry-leading capabilities, we’re not just increasing production capacity — we’re enriching the client journey,” Sheridan President, Paula Montgomery, stated in a news release. “From personalized support to streamlined processes, we aim to exceed expectations at every turn, empowering our partners to bring their creative visions to life with confidence and ease. Sheridan is not just about print; it's about creating lasting relationships and delivering an unparalleled experience that truly sets the standard in the industry.” “Today marks an exciting new chapter for Sheridan and CJK Group,” said Rob Nawfel, Chief Operations Officer-Print of CJK Group. “By integrating the many capabilities and talents of these three Kodi sites, we are not just merging two companies together; we are emerging as an industry powerhouse. By combining the skills of our highly talented employees with our technology and digital offerings, Sheridan will continue to build a print dynasty that sets a new standard for service excellence and product quality in the industry. This merger is just the beginning of what promises to be an inspiring journey to innovation and growth. Together, we will achieve greater heights and create unparalleled value for our customers.” Chris Kurtzman, Owner and CEO of CJK Group, Inc. shared insight on his original vision for the acquisition of Kodi Collective in February, and its fruition with the integration of the Kodi offset sites to Sheridan. “When we acquired Kodi Collective, we knew we had something very special. Kodi’s offset print facilities aligned perfectly with Sheridan’s existing publications print plants — both serving the same markets and providing industry-leading levels of quality and service. We knew then that we wanted to unite them. Kodi’s digital print facilities, on the other hand, served a distinctive and wide-ranging commercial audience. We were happy to rebrand those facilities under the well-loved Digital Lizard name in September of this year. And Kodi’s Marketing Execution Services also stood out as the embodiment of ingenuity and creative custom-tailored solutions in many exciting industries. Just recently, they re-introduced themselves to the market as Continuum — another highly-regarded brand. As the offset facilities now unite with Sheridan, that original vision upon acquiring the wealth of services and capabilities Kodi offered, is realized.” • Expanded Capabilities: The addition of Kodi's three facilities to Sheridan’s nine enhances Sheridan’s production capacity and diversifies service offerings, allowing for more customized solutions tailored to clients' needs. It also ensures that each job finds the right fit and the right home among the twelve locations. • Unified Quality Standards: Sheridan is committed to maintaining the highest quality across all operations. Regardless of print site location, clients can expect consistent, exceptional results from coast to coast. ADVERTISEMENT • Cost Efficiency, Dependability of Resources: Leveraging the purchasing power of CJK Group and the company’s outstanding vendor relationships, Sheridan clients are always assured of the best value and the most consistent supply of material – minimizing disruptions and maximizing productivity and value. “This unification under the Sheridan brand is a game-changer,” said Drew Roach, Sheridan Group Vice President – Publications. “We are not only enhancing our production capabilities but also deepening our commitment to delivering high-quality products that meet the evolving demands of our clients. Our vision is clear: to be the leading partner for publishers and retailers across the nation.” CJK Group is the parent company of not only Sheridan, but of newly rebranded Digital Lizard (commercial digital print), newly rebranded Continuum (creative marketing services), KnowledgeWorks Global, Ltd. (comprehensive content services, online hosting), and Tweddle Group (OEM solutions). As industry-leading companies in their own right, each offers valuable service extensions that clients of Sheridan – whether magazine publishers, catalogers, scholarly journal publishers, educational and best-selling book publishers – prize. About CJK Group Inc. CJK Group, Inc. is an international portfolio of printing, publishing services, and technology/information solutions companies, comprising Continuum, Digital Lizard, KnowledgeWorks Global, Ltd., Sheridan, and Tweddle Group.Record producer Mike Stock took aim at Bob Geldof over his explanation as to why Band Aid 2 - the 1989 follow-up to the original 1984 charity single 'Don't They Know It's Christmas?' has been excluded from the latest 2024 version. Mike, who is a co-creator of the second version of Band Aid, shared his frustrations on social media. The 1989 single included vocals from the likes of Bananarama and Kylie Minogue, who weren't on the original version, but despite spending three weeks on the UK Singles Chart at the time, their contributions won't be heard this Christmas. That's also in spite of Pete Waterman postponing his wedding to get the supergroup together and record the song, called Band Aid II, along with Mike and Matt Aitken. Explaining the decision to an X radio host, Geldof stated: "We asked Pete Waterman where the tapes were and he said, 'I don't know.' "But Stock... what's Stock's actual name? Ah yeah, Mike Stock, he got a bit miffed and said 'I could've found them' - and we would have put them in, but these are the actual three Band Aid officials..." he continued as he discussed the remake. Mike, who has been responsible for more than 100 top-40 chart hits in the UK during his career, addressed Bob's explanation in a rant on X (Twitter) on Monday. He wrote: "The thing is Sir Bob, while you were outside being feted, lauded and fawned over by the press and TV media, I was the one inside putting the whole thing together. Here's Sir Bob Geldof explaining why the 1989 version of Band Aid 2 was left out @mikestockmusic ?????? pic.twitter.com/VuC8k6CJwu "It was a Sunday. Coincidentally, it was my birthday. You can imagine my surprise to learn that all the effort involved in bringing Band Aid 2 to the attention of the world is now being dismissed and reduced to the level of ‘unofficial’," he exclaimed. "A mere footnote in the history of Band Aid. This is at variance with the general view of the record buyers who supported the cause at the time and loved the record. A feeling which persists to this day. "As well as an unnecessary diminution in the integrity of the charitable trust. I mean, why on earth did all those artists turn up?" He added: "It also reflects badly on the commercial potential of the 2024 version to leave out the artists who were involved in Band Aid 2. Many of whom are still relevant today. "All in all a bit of a mistake if the aim is to maximise appeal in order to raise the most money for the cause. Instead of which decisions appear to have been made on a different basis. People have speculated about this." It comes after Geldof made headlines after Ed Sheeran revealed that he hadn't been asked permission for his vocals to be used on the 2024 version of the single - and would have refused to give consent had he been consulted.

NEW YORK — Walmart’s sweeping rollback of its diversity policies is the strongest indication yet of a profound shift taking hold at U.S. companies that are revaluating the legal and political risks associated with bold programs to bolster historically underrepresented groups in business. The changes announced by the world’s biggest retailer followed a string of legal victories by conservative groups that have filed an onslaught of lawsuits challenging corporate and federal programs aimed at elevating minority and women-owned businesses and employees. The risk associated with some of programs crystalized with the election of former President Donald Trump, whose administration is certain to make dismantling diversity, equity and inclusion programs a priority. Trump’s incoming deputy chief of policy will be his former adviser Stephen Miller , who leads a group called America First Legal that has aggressively challenged corporate DEI policies. “There has been a lot of reassessment of risk looking at programs that could be deemed to constitute reverse discrimination,” said Allan Schweyer, principal researcher the Human Capital Center at the Conference Board. “This is another domino to fall and it is a rather large domino,” he added. Among other changes, Walmart said it will no longer give priority treatment to suppliers owned by women or minorities. The company also will not renew a five-year commitment for a racial equity center set up in 2020 after the police killing of George Floyd. And it pulled out of a prominent gay rights index . Schweyer said the biggest trigger for companies making such changes is simply a reassessment of their legal risk exposure, which began after U.S. Supreme Court’s ruling in June 2023 that ended affirmative action in college admissions. Since then, conservative groups using similar arguments have secured court victories against various diversity programs, especially those that steer contracts to minority or women-owned businesses. Most recently, the conservative Wisconsin Institute for Law & Liberty won a victory in a case against the U.S. Department of Transportation over its use of a program that gives priority to minority-owned businesses when it awards contracts. Companies are seeing a big legal risk in continuing with DEI efforts, said Dan Lennington, a deputy counsel at the institute. His organization says it has identified more than 60 programs in the federal government that it considers discriminatory, he said. “We have a legal landscape within the entire federal government, all three branches — the U.S. Supreme Court, the Congress and the President — are all now firmly pointed in the direction towards equality of individuals and individualized treatment of all Americans, instead of diversity, equity and inclusion treating people as members of racial groups,” Lennington said. The Trump administration is also likely to take direct aim at DEI initiatives through executive orders and other policies that affect private companies, especially federal contractors. “The impact of the election on DEI policies is huge. It can’t be overstated,” said Jason Schwartz, co-chair of the Labor & Employment Practice Group at law firm Gibson Dunn. With Miller returning to the White House, rolling back DEI initiatives is likely to be a priority, Schwartz said. “Companies are trying to strike the right balance to make clear they’ve got an inclusive workplace where everyone is welcome, and they want to get the best talent, while at the same time trying not to alienate various parts of their employees and customer base who might feel one way or the other. It’s a virtually impossible dilemma,” Schwartz said. A recent survey by Pew Research Center showed that workers are divided on the merits of DEI policies. While still broadly popular, the share of workers who said focusing on workplace diversity was mostly a good thing fell to 52% in the November survey, compared to 56% in a similar survey in February 2023. Rachel Minkin, a research associated at Pew called it a small but significant shift in short amount of time. There will be more companies pulling back from their DEI policies, but it likely won’t be a retreat across the board, said David Glasgow, executive director of the Meltzer Center for Diversity, Inclusion and Belonging at New York University. “There are vastly more companies that are sticking with DEI,” Glasgow said. “The only reason you don’t hear about it is most of them are doing it by stealth. They’re putting their heads down and doing DEI work and hoping not to attract attention.” Glasgow advises organizations to stick to their own core values, because attitudes toward the topic can change quickly in the span of four years. “It’s going to leave them looking a little bit weak if there’s a kind of flip-flopping, depending on whichever direction the political winds are blowing,” he said. One reason DEI programs exist is because without those programs, companies may be vulnerable to lawsuits for traditional discrimination. “Really think carefully about the risks in all directions on this topic,” Glasgow said. Walmart confirmed will no longer consider race and gender as a litmus test to improve diversity when it offers supplier contracts. Last fiscal year, Walmart said it spent more than $13 billion on minority, women or veteran-owned good and service suppliers. It was unclear how its relationships with such business would change going forward. Organizations that that have partnered with Walmart on its diversity initiatives offered a cautious response. The Women’s Business Enterprise National Council, a non-profit that last year named Walmart one of America’s top corporation for women-owned enterprises, said it was still evaluating the impact of Walmart’s announcement. Pamela Prince-Eason, the president and CEO of the organization, said she hoped Walmart’s need to cater to its diverse customer base will continue to drive contracts to women-owned suppliers even if the company no longer has explicit dollar goals. “I suspect Walmart will continue to have one of the most inclusive supply chains in the World,” Prince-Eason wrote. “Any retailer’s ability to serve the communities they operate in will continue to value understanding their customers, (many of which are women), in order to better provide products and services desired and no one understands customers better than Walmart.” Walmart’s announcement came after the company spoke directly with conservative political commentator and activist Robby Starbuck, who has been going after corporate DEI policies, calling out individual companies on the social media platform X. Several of those companies have subsequently announced that they are pulling back their initiatives, including Ford , Harley-Davidson, Lowe’s and Tractor Supply . Walmart confirmed to The Associated Press that it will better monitor its third-party marketplace items to make sure they don’t feature sexual and transgender products aimed at minors. The company also will stop participating in the Human Rights Campaign’s annual benchmark index that measures workplace inclusion for LGBTQ+ employees. A Walmart spokesperson added that some of the changes were already in progress and not as a result of conversations that it had with Starbuck. RaShawn “Shawnie” Hawkins, senior director of the HRC Foundation’s Workplace Equality Program, said companies that “abandon” their commitments workplace inclusion policies “are shirking their responsibility to their employees, consumers, and shareholders.” She said the buying power of LGBTQ customers is powerful and noted that the index will have record participation of more than 1,400 companies in 2025.House approves $895B defense bill with military pay raise, ban on transgender care for minors

Republican protests in close North Carolina races dismissed by elections boardCardinals' feel-good month comes to a screeching halt after a head-scratching loss to Seahawks

Bukayo Saka has jokingly teased Kai Havertz for ruining his chances of his first-ever Arsenal hattrick. The Gunners academy graduate shone during his side's 3-0 win against Monaco in the Champions League. It is a win that leaves the north Londoners in a very promising position to potentially secure a spot in the automatic qualification places for the knockout rounds. Saka opened the scoring with a simple finish from Gabriel Jesus' low cross. He then doubled his evening's work by taking advantage of a horrendous error from the away side as they attempted to play out from the back - taking his record to nine goals and 13 assists in all competitions this term. The England winger might even had secured the match ball for the first time in his career late on. He fired a low effort towards goal and it ended up in the back of the net via deflections off of team-mate Havertz and Monaco star Thilo Kehrer. And Saka has now jokingly taken aim at the German forward for getting in the way of his hattrick. But he still believes his debut treble is only just around the corner. Speaking with TNT Sport, he said: "Yeah, just about! He [Havertz] got in the way. But don't worry, it's coming. It's coming." And while he was left ruing the fact he was not taking home the match ball, Saka was full of praise for one of his other teammates. Gunners academy graduate Myles Lewis-Skelly was a surprise inclusion on the teamsheet amid an ongoing injury crisis. He impressed, even playing a key role in the opening goal for Arteta's side. And Saka was equally as impressed having given the youngster a valuable word of advice before kick-off. Who was Arsenal's man-of-the-match vs Monaco? Share your thoughts in the comments below He added: "I just said to him 'this is his level', he needs to have no doubts, play the game and have the confidence. We see what he's doing in training. "We are pleased for him and he played a key part in the first goal. He just needs to keep going. I'm just so proud of him." Both Saka and Lewis-Skelly will be aiming to extend their eye-catching respective forms this weekend as the Gunners return to Premier League action. They welcome struggling Everton to the Emirates Stadium on Saturday afternoon and could cut the gap to table-topping Liverpool to just three points with a win. Join our new WhatsApp community and receive your daily dose of Mirror Football content. We also treat our community members to special offers, promotions, and adverts from us and our partners. If you don't like our community, you can check out any time you like. If you're curious, you can read our Privacy Notice. Sky has slashed the price of its Sky Sports, Sky Stream, Sky TV and Netflix bundle in an unbeatable new deal that saves £240 and includes 1,400 live matches across the Premier League, EFL and more.The Future of MSMEs The MSME sector in India is evolving rapidly, shaped by technological advancements, shifting market demands, and government-backed initiatives. As businesses face both opportunities and challenges, it’s crucial for entrepreneurs to stay adaptable and proactive in adopting new trends. In an exclusive conversation with The Hans India, Suresh Mansharmani, Co-Founder, Tajurba Business Network, discusses the key trends shaping the future of MSMEs, the critical steps for growth, and how entrepreneurs can leverage available resources to thrive in an ever-changing environment. 1. The MSME sector has seen significant shifts in recent years. What trends do you think will define the future of MSMEs in India, and how should entrepreneurs prepare to stay competitive? The Indian MSME sector is undergoing a major transformation, driven by advancements in technology, changing customer expectations, and government initiatives. Entrepreneurs must adapt to these shifts to stay competitive. Key trends shaping the future include digital transformation, where MSMEs must embrace digital tools, such as e-commerce, to expand into new markets with minimal costs. Access to credit remains a challenge for MSMEs, but financial inclusion efforts and alternative lenders are bridging the gap, offering more funding options. Additionally, growing awareness of environmental issues is prompting MSMEs to adopt sustainable and green practices, attracting eco-conscious customers while reducing environmental impact. 2. IPOs can be a game-changer for MSMEs. Could you walk us through the critical steps you advise businesses to take when preparing for an IPO, especially in a challenging market environment? An IPO is a key milestone for MSMEs, offering capital and credibility, especially in tough market conditions. To navigate this process successfully, MSMEs must ensure financial stability, healthy cash flow, and address any internal financial issues. Compliance with SEBI regulations, transparency in financial statements, and clear risk disclosures are crucial for gaining investor trust. Additionally, effective risk management strategies and contingency plans are necessary to mitigate potential market and operational risks. A fair, data-driven valuation and appropriate pricing are vital for attracting investors, while strong corporate governance structures, such as an independent board, further enhance credibility. Crafting a compelling narrative that highlights the business's value proposition, growth trajectory, and market positioning, along with a well-executed prospectus and roadshows, can help engage potential investors, even in a challenging market. 3. How do you see OKRs (Objectives and Key Results) transforming the landscape for MSMEs? OKRs are becoming increasingly important for MSMEs, providing a structured approach to goal-setting that enhances clarity, focus, and accountability. The framework helps teams align around shared objectives and transparently track progress through measurable Key Results. For MSMEs, OKRs act as a motivational "North Star," rallying employees behind a common vision while breaking down ambitious goals into actionable steps. The primary benefit of OKRs for MSMEs is the alignment it creates, ensuring everyone from top leadership to employees works toward common objectives. This promotes accountability and responsiveness to change. However, challenges like training employees unfamiliar with goal-setting frameworks and balancing ambitious yet attainable objectives must be addressed. When implemented effectively, OKRs help MSMEs improve productivity, agility, and competitiveness in a rapidly evolving business landscape. 4. With multiple government initiatives aimed at supporting MSMEs, which ones do you feel are most beneficial, and how can business owners navigate these resources effectively? The Indian government offers several schemes to support the growth and stability of MSMEs, providing critical resources such as financial subsidies, training, and infrastructure support. Since 2008, District Industries Centres (DICs) and banks have distributed significant funding through schemes like the Margin Money subsidy, helping create millions of jobs. MSME owners can benefit by approaching local DICs for access to these resources and guidance on various government initiatives. Additionally, programs like the Raising and Accelerating MSME Performance (RAMP) launched in 2022 aim to accelerate growth, improve market access, and support technological upgrades and sustainable practices. MSME owners can leverage RAMP for competitiveness, international market expansion, and improved access to finances. By aligning these initiatives with their business needs—such as technology upgrades or green practices—entrepreneurs can strengthen their operations and position themselves for long-term growth. 5. What advice do you have for young entrepreneurs who are just starting, especially in today’s highly competitive environment? Success in entrepreneurship is rooted in a foundation of curiosity and a willingness to learn. This adaptability helps navigate challenges, while strong communication and salesmanship build trust and relationships. Empathy and respect for others' viewpoints are also crucial for fostering teamwork. Financial responsibility is key, as securing funding should aim toward building a profitable, sustainable business rather than relying on successive rounds of investment. A solid learning foundation, including skills like communication, financial literacy, and market trend understanding, is essential for long-term success. Entrepreneurship requires resilience to overcome setbacks, viewing failures as lessons rather than obstacles. Surrounding yourself with a network of skilled, goal-oriented individuals, such as mentors and peers, accelerates growth and provides valuable support, helping entrepreneurs refine their vision and approach.

American International Group Inc. stock rises Tuesday, still underperforms market

Wearable technology developed leveraging the ISS National Lab aims to protect astronauts in deep space KENNEDY SPACE CENTER, Fla. , Dec. 11, 2024 /PRNewswire/ -- The latest issue of Upward , official magazine of the International Space Station (ISS) National Laboratory, highlights the AstroRad vest—a pioneering wearable technology designed to safeguard astronauts from harmful solar radiation during deep-space missions. Developed through a collaboration between StemRad and Lockheed Martin, the vest has undergone extensive testing through the ISS National Lab, leading to significant enhancements in its design and functionality. NASA astronaut Kayla Barron , who evaluated the vest on the space station, describes it in Upward as "like a gravity blanket in space," noting the balance it aims to strike between protection and mobility. She emphasized the importance of wearable, customized solutions for astronauts, calling the vest "an elegant solution to a challenging engineering problem." The AstroRad vest employs high-density polymers to selectively shield vital organs most vulnerable to radiation exposure, addressing cancer and radiation sickness risks. Insights from the ISS National Lab-sponsored investigation enabled StemRad and partners to improve the vest's ergonomics and functionality, advancing efforts toward safer deep-space exploration. Oren Milstein , CEO at StemRad, highlighted the significance of leveraging the microgravity environment: "It allowed us to test the vest in a real space environment and laid the groundwork for other collaborations and tests, where we could take the concept even further." The vest's development involved extensive collaboration, with engineer Kat Coderre, deputy manager for deep space exploration advanced programs at Lockheed Martin, referring to the process as a "vest saga." By utilizing the ISS National Lab, the team obtained invaluable feedback for refining the design for long-duration wear during solar particle events. The vest was also tested during the Artemis I mission, furthering its role in advancing human space exploration. AstroRad represents a critical advancement in astronaut safety, paving the way for deeper space exploration. To learn more about AstroRad's development and testing onboard the space station, read the Upward feature "Armor for Astronauts." Download a high-resolution image for this release: AstroRad Vest About the International Space Station (ISS) National Laboratory: The International Space Station (ISS) is a one-of-a-kind laboratory that enables research and technology development not possible on Earth. As a public service enterprise, the ISS National Laboratory® allows researchers to leverage this multiuser facility to improve quality of life on Earth, mature space-based business models, advance science literacy in the future workforce, and expand a sustainable and scalable market in low Earth orbit. Through this orbiting national laboratory, research resources on the ISS are available to support non-NASA science, technology, and education initiatives from U.S. government agencies, academic institutions, and the private sector. The Center for the Advancement of Science in SpaceTM (CASIS®) manages the ISS National Lab, under Cooperative Agreement with NASA, facilitating access to its permanent microgravity research environment, a powerful vantage point in low Earth orbit, and the extreme and varied conditions of space. To learn more about the ISS National Lab, visit our website . As a 501(c)(3) nonprofit organization, CASIS® accepts corporate and individual donations to help advance science in space for the benefit of humanity. For more information, visit our donations page . SOURCE International Space Station National LabThe Arizona Cardinals were rested, relatively healthy and had been playing some of their best football in years. That's why Sunday's was so surprising. “Frustrating day offensively, especially the way we’ve been playing to come out here and lay an egg and get physically dominated in a sense,” quarterback Kyler Murray said. The Cardinals (6-5) had their four-game winning streak snapped. Murray completed 24 of 37 passes for 285 yards, but made a brutal mistake, throwing an interception that was returned 69 yards by Seattle's Coby Bryant. The running game never got going, gaining just 49 yards. James Conner, the team's leading rusher, had just 8 yards on seven attempts. “There were a lot of things where it felt like the flow of things just wasn’t in our favor,” receiver Michael Wilson said. "Some games go like that. And then we didn’t execute enough to make up for the game sort of not going our way.” Arizona's still in decent playoff position, tied with the Seahawks on top of the NFC West with six games to play. But after all the good news and winning over the past month, Sunday's loss was humbling. “We’re going to learn a lot from this game,” Gannon said. Arizona's defense continued its remarkable midseason turnaround, giving the team every opportunity to win Sunday. The front seven doesn't have any stars, but continues to cobble together a respectable pass rush. The Cardinals finished with five sacks, all by different players. Second-year cornerback Garrett Williams intercepted a pass by Geno Smith on the first play of the fourth quarter, briefly giving the Cardinals some momentum as they tried to fight back. Williams — a third-round pick out of Syracuse in 2023 — is growing into a steady starting corner that the Cardinals have missed for years. “I thought that they hung in there and battled, forced a bunch of punts, kept points off the board,” Gannon said. “I thought the interception by Garrett was fantastic, kept us in the game there, kept points off the board. We made some mistakes. We made some mistakes, starting with me.” The Cardinals aren't going to win many games with a rushing performance like Sunday's. Conner, held to a season low in yards rushing, did have 41 yards receiving. Rookie Trey Benson had four carries for 18 yards, while Emari Demercado broke a 14-yard gain. Getting Conner going is key. Arizona has a 5-1 record this season when he has at least 100 total yards from scrimmage. Gannon said falling into an early hole affected some of the things the Cardinals could do, particularly in the second half. “I thought there was plays there, but again, where you get down in that game, you’re not really playing normal ball there for a good chunk of the game,” Gannon said. “So we’ve got to do a better job earlier in the game to make sure we’re not playing left-handed.” Fourth-year edge rusher Zaven Collins isn't necessarily the star fans hoped for when he was selected with the No. 16 overall pick in the 2021 draft, but he has quietly had a productive season leading the team's no-name front seven. Collins picked up his fourth sack of the season Sunday and put consistent pressure on Smith. Murray's still having a great season, but the quarterback's MVP credentials took a hit with Sunday's mediocre performance. He played pretty well at times, but the interception that turned into a pick-6 was a backbreaker. The sixth-year quarterback had largely avoided those types of plays this season, which is a big reason they're in the playoff hunt. “Can't give them seven points, especially when our defense is playing the way that they’re playing,” Murray said. “I feel like if I don’t do that, we’re in the game four quarters because that’s the way it was trending.” The Cardinals came out of Sunday's game fairly healthy. Gannon said starting safety Jalen Thompson (ankle) should be back at practice Wednesday. He missed the last two games. 12 and 133 — Tight end Trey McBride continued his breakout season with a career-high 12 catches for 133 yards. The Cardinals have another difficult road game against the Vikings (9-2) on Sunday. AP NFL:

Not for distribution to U.S. newswire services or dissemination in the United States TORONTO, Dec. 11, 2024 (GLOBE NEWSWIRE) -- NexGold Mining Corp. (“ NexGold ”) ( TSXV: NEXG; OTCQX: NXGCF ) and Signal Gold Inc. ( “ Signal Gold ”) (TSX: SGNL; OTCQB: SGNLF) are pleased to announce that, further to the companies’ joint news releases dated October 10, 2024, October 23, 2024 and November 6, 2024, Signal Gold has exercised its upsize option and on December 10, 2024 closed an additional tranche (“ Tranche 2 ”) of its previously announced oversubscribed concurrent financing of subscription receipts (“ Hard Dollar Financing ”). Tranche 2 consisted of an issuance of an aggregate of 3,044,228 subscription receipts (“ Subscription Receipts ”) at a price of $0.08705 per Subscription Receipt, for gross proceeds of $265,000.05. Together with the first tranche of the Hard Dollar Financing, the full Hard Dollar Financing consisted of an aggregate of 123,120,068 Subscription Receipts for aggregate gross proceeds of $10,717,601.92. The Hard Dollar Financing is being carried out in connection with the proposed plan of arrangement, pursuant to which NexGold will acquire all the shares of Signal Gold to create a near-term gold developer, advancing the Goliath Gold Complex Project (“ Goliath Project ”) in Northern Ontario and the Goldboro Project (“ Goldboro Project ”) in the historic Goldboro Gold District in Nova Scotia (the “ Transaction ”). In addition, Signal Gold and NexGold are pleased to announce that today, the necessary conditions were satisfied and the Subscription Receipts automatically converted into units of Signal Gold (“ NFT Units ”). Each NFT Unit is comprised of one common share of Signal Gold (a “ NFT Share ”) and one-half of one common share purchase warrant of Signal Gold (each whole warrant, a “ NFT Unit Warrant ”). Each NFT Unit Warrant entitles the holder thereof to purchase one NFT Share at a price of $0.11818 for a period of 24 months following the date of issuance. The NFT Shares and NFT Unit Warrants will be adjusted in accordance with the Transaction, as applicable, for securities of NexGold. The net proceeds of the Hard Dollar Financing are expected to be used by the combined company to fund the retirement of certain debt, the exploration and advancement of the Goliath and Goldboro Projects and for working capital and general corporate purposes. In connection with the Hard Dollar Financing, Signal Gold paid finder’s compensation to certain eligible finders comprised of cash payments and the issuance of an aggregate of 2,227,395 non-transferable finder’s warrants (“ Finder’s Warrants ”) in respect of subscribers introduced to Signal Gold by such finders. The Finder’s Warrants are exercisable to acquire one NFT Share at a price of $0.11818 for a period of 24 months from the date of issuance. The securities offered in the Hard Dollar Financing have not been, and will not be, registered under the United States Securities Act of 1933, as amended (the “ U.S. Securities Act ”), or any U.S. state securities laws, and may not be offered or sold in the United States or to, or for the account or benefit of, United States persons absent registration or any applicable exemption from the registration requirements of the U.S. Securities Act and applicable U.S. state securities laws. This news release shall not constitute an offer to sell or the solicitation of an offer to buy securities in the United States, nor shall there be any sale of these securities in any jurisdiction in which such offer, solicitation or sale would be unlawful. Debt Restructuring Further to the Companies’ news release dated October 10, 2024, NexGold has agreed to the final terms with Nebari to complete a restructuring of NexGold and Signal Gold’s respective debt facilities, which will significantly reduce the debt profile of the combined entity going forward, with the definitive documentation to be released from escrow immediately following the effectiveness of the Transaction. Pursuant to the transactions with Nebari, Signal Gold’s outstanding credit facility of approximately US$20.8 million with Nebari and NexGold’s US$6.2 million facility with Extract Capital will be repaid. A new US$12.0 million facility with Nebari will be implemented that will have a 30-month term with an interest rate of 11.4%, payable monthly in arrears and secured against both the Goliath and Goldboro Projects. Existing warrants associated with the Nebari facility with Signal Gold will be cancelled, and 3,160,602 new warrants will be issued to Nebari with an exercise price of $1.00 per NEXG Share with a term of 30 months. In addition, the transactions contemplate the granting of a 0.6% NSR on the Goldboro Project to Nebari for US$6.0 million, which includes a 100% buy-back right for the first 30 months at the Company’s option. If the royalty is not repurchased during the 30-month period, then the royalty rate shall increase to 2.0%. The repurchase amount of the royalty shall be US$7.2 million (if exercised within the first 12 months), US$8.4 million (if exercised within the second 12 months), or US$9.6 million (if exercised within the last 6 months), plus certain additional adjustments for taxes up to a maximum amount of US$600,000. Subject to the mutual agreement of NexGold and Nebari and the prior acceptance of the TSX Venture Exchange, the repurchase may be satisfied by the issuance of common shares of NexGold (the additional adjustment for taxes may also be satisfied by the issuance of common shares of NexGold at NexGold’s election, provided it obtains the prior acceptance of the TSX Venture Exchange). The proposed new loan and royalty, together with a proposed US$4.0 million equity placement with Nebari (the “ Equity Placement ”) and certain proceeds from the Hard Dollar Financing, will be used to retire the existing debt. The Equity Placement will be comprised of the issuance of an aggregate of 8,000,000 common shares of the Company at an issue price of C$0.70 per share. Please refer to the October 10, 2024, October 23, 2024, and November 6, 2024 news releases for additional details regarding the Transaction and proposed debt restructuring to be carried out in connection with the Transaction. About NexGold Mining Corp. NexGold Mining Corp. is a gold-focused company with assets in Canada and Alaska. NexGold’s Goliath Project (which includes the Goliath, Goldlund and Miller deposits) is located in Northwestern Ontario. The deposits benefit substantially from excellent access to the Trans-Canada Highway, related power and rail infrastructure and close proximity to several communities including Dryden, Ontario. For information on the Goliath Project, refer to the technical report, prepared in accordance with NI 43–101, entitled ‘Goliath Gold Complex – NI 43–101 Technical Report and Prefeasibility Study’ and dated March 27, 2023, with an effective date of February 22, 2023, led by independent consultants Ausenco Engineering Canada Inc. The technical report is available on SEDAR+ at www.sedarplus.ca , on the OTCQX at www.otcmarkets.com and on NexGold’s website at www.nexgold.com . NexGold also owns several other projects throughout Canada, including the Weebigee-Sandy Lake Gold Project JV, and grassroots gold exploration property Gold Rock. In addition, NexGold holds a 100% interest in the high-grade Niblack copper-gold-zinc-silver VMS project, located adjacent to tidewater in southeast Alaska. NexGold is committed to inclusive, informed and meaningful dialogue with regional communities and Indigenous Nations throughout the life of all our Projects and on all aspects, including creating sustainable economic opportunities, providing safe workplaces, enhancing of social value, and promoting community well- being. Further details about NexGold are available on NexGold’s website at www.nexgold.com . About Signal Gold Inc. Signal Gold is advancing the Goldboro Project in Nova Scotia, a significant growth project subject to a positive Feasibility Study which demonstrates an approximately 11-year open pit life of mine with average gold production of 100,000 ounces per annum and an average diluted grade of 2.26 grams per tonne gold. For further details, refer to the technical report entitled ‘NI 43-101 Technical Report and Feasibility Study for the Goldboro Gold Project, Eastern Goldfields District, Nova Scotia’ dated January 11, 2022, with an effective date of December 16, 2021. The technical report is available on SEDAR+ at www.sedarplus.ca , on the OTCQX at www.otcmarkets.com and on Signal Gold’s website at www.signalgold.com . On August 3, 2022, the Goldboro Project received its environmental assessment approval from the Nova Scotia Minister of Environment and Climate Change, a significant regulatory milestone, and Signal Gold has now submitted all key permits including the Industrial Approval, Fisheries Act Authorization and Schedule 2 Amendment, and the Mining and Crown Land Leases. The Goldboro Project has significant potential for further Mineral Resource expansion, particularly towards the west along strike and at depth, and Signal Gold has consolidated 28,525 hectares (~285 km 2 ) of prospective exploration land in the Goldboro Gold District. For more information on Signal Gold, please visit Signal Gold’s website at www.signalgold.com . Technical Disclosure and Qualified Persons Adam Larsen, B.Sc., P. Geo., Director of Exploration of NexGold, is a “qualified person” within the meaning of National Instrument 43-101 Standards of Disclosure for Mineral Projects (“ NI 43-101 ”) and has reviewed and approved the scientific and technical information in this news release regarding the Goliath Project on behalf of NexGold. Kevin Bullock, P. Eng., President, CEO and Director of Signal Gold, is a “qualified person” within the meaning of NI 43-101 and has reviewed and approved the scientific and technical information in this news release regarding the Goldboro Project on behalf of Signal Gold. Contact: Cautionary Note Regarding Forward-Looking Information Certain information set forth in this news release contains "forward‐looking statements" and "forward‐looking information" within the meaning of applicable Canadian securities legislation and applicable United States securities laws (referred to herein as forward‐looking statements). Except for statements of historical fact, certain information contained herein constitutes forward‐looking statements which includes, but is not limited to, statements with respect to: completion of the proposed Transaction, including receipt of all necessary court, shareholder and regulatory approvals, and the timing thereof; and the combined company’s intended use of the net proceeds from the Hard Dollar Financing. Forward-looking statements are often identified by the use of words such as "may", "will", "could", "would", "anticipate", "believe", "expect", "intend", "potential", "estimate", "budget", "scheduled", "plans", "planned", "forecasts", "goals" and similar expressions. Forward-looking statements are based on a number of factors and assumptions made by management and considered reasonable at the time such information is provided. Assumptions and factors include: the successful completion of the Transaction (including receipt of all regulatory approvals, shareholder and third-party consents) and the debt restructuring documents being released from escrow; the ability of the combined company to complete its planned exploration programs; the absence of adverse conditions at mineral properties; and the price of gold remaining at levels that render mineral properties economic. Forward‐looking statements necessarily involve known and unknown risks and uncertainties, which may cause actual performance and financial results in future periods to differ materially from any projections of future performance or result expressed or implied by such forward‐looking statements. These risks and uncertainties include, but are not limited to: risks related to the Transaction, including, but not limited to, the ability to obtain necessary approvals in respect of the Transaction and to consummate the Transaction and the debt restructuring; general business, economic and competitive uncertainties; delays in obtaining governmental approvals or financing; and management's ability to anticipate and manage the foregoing factors and risks. Although the companies have attempted to identify important factors that could cause actual actions, events or results to differ materially from those described in the forward-looking statements, there may be other factors that cause actions, events or results not to be as anticipated, estimated or intended. Readers are advised to study and consider risk factors disclosed in NexGold’s and Signal Gold’s annual information forms for the year ended December 31, 2023, available on www.sedarplus.ca. There can be no assurance that forward‐looking statements will prove to be accurate, as actual results and future events could differ materially from those anticipated in such statements. The companies undertake no obligation to update forward‐looking statements if circumstances or management's estimates or opinions should change except as required by applicable securities laws. The forward-looking statements contained herein are presented for the purposes of assisting investors in understanding the companies' plans, objectives and goals, including with respect to the Transaction, and may not be appropriate for other purposes. Forward-looking statements are not guarantees of future performance and the reader is cautioned not to place undue reliance on forward‐looking statements. This news release also contains or references certain market, industry and peer group data, which is based upon information from independent industry publications, market research, analyst reports, surveys, continuous disclosure filings and other publicly available sources. Although NexGold and Signal Gold believe these sources to be generally reliable, such information is subject to interpretation and cannot be verified with complete certainty due to limits on the availability and reliability of raw data, the voluntary nature of the data gathering process and other inherent limitations and uncertainties. NexGold and Signal Gold have not independently verified any of the data from third party sources referred to in this news release and accordingly, the accuracy and completeness of such data is not guaranteed. Neither TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this news release. No stock exchange, securities commission or other regulatory authority has approved or disapproved the information contained herein.

RALEIGH, N.C. — Bill Belichick, cutting the sleeves off an Alexander Julian plaid blazer. Bill Belichick, responding to boosters’ grinning back-slaps with a scowl and, “We’re on to Georgia Tech.” Bill Belichick, trying on Mack Brown’s old sideline puffy coat for size. Bill Belichick, being asked to shake the hand of a human dressed as a toaster pastry. Bill Belichick, adding the entire lacrosse team to the football roster to play special teams. Can you imagine? JONES ANGELL: “Welcome back everyone to Bill Belichick Live. Say, Bill, what’s your favorite appetizer here at Top of the Hill?” BELICHICK: “Yeah, I’m not going to discuss that.” North Carolina will miss out on all of that wonderful stuff if it doesn’t lock down a deal with Belichick to replace Brown as football coach, something that seemed imminent over the weekend but continues to dangle in the breeze. North Carolina should be so lucky as to have it fall apart. This already has disaster written all over it, from the too-many-cooks hiring process to the transparent competing leaks from each camp: Belichick to NFL insiders, the trustees and boosters to political reporters. This circus has a lot of clowns and no tent. Just when you think things couldn’t possibly get any more absurd at North Carolina than Brown burning a career’s worth of bridges in Chapel Hill by insisting he would be back next season only to be informed the next day he would not, here comes an NFL legend who couldn’t land an NFL job last cycle, with absolutely no NCAA experience in that lengthy career, as the top candidate to replace him. Imagine the kind of privileged bubble you’d have to live in to be able to convince yourself that, after firing a genial 73-year-old coach who seemed to be losing his grasp on the rapidly changing world of college football, a surly 72-year-old with little or no grasp on college football is the right guy to replace him. Why not dig up Knute Rockne’s corpse and drag it around, like Weekend at Bernie’s? This is such a bad idea that even if it were to happen and somehow work out, it would still be an objectively bad idea even with 20-20 hindsight. Even if no one else wants the job, whether for football reasons or having to submit TPS reports to eight different bosses, this is an absurd place to land. North Carolina is willing to settle for someone who counts as family because his dad was a Tar Heels assistant coach for three years some 70 years ago, who has spent one fall observing his son as an assistant coach at Washington and is therefore an expert on the college game despite actually never coaching in it, whose NFL dynasty fizzled as soon as Tom Brady tapped out, whose coaching tree has had little success. (Two branches of it actually sprouted in the ACC: Al Groh and Bill O’Brien). And forget about UNC for a second: With all the nonsense that comes along with being a college head coach, it’s fair to wonder whether Belichick has fully thought this through, either. Two words: Mayo bath. What’s in this for him? If he wants to prove his late decline in New England wasn’t a fluke, the NFL is the place to do that. Beating Charlotte doesn’t count toward breaking Don Shula’s record. Beating the Panthers does. Brown may have been out of coaching for a little while when he returned to North Carolina, but he at least had won something at the NCAA level, knew the school inside and out and was (and remains) as avuncular as Belichick is gruff. Once again, the folks in power at North Carolina fell in love with a big-name trophy coach, but Belichick’s name only means anything to people like them. The oldest recruits in this cycle were 12 years old when Belichick last won anything. These kids don’t even know who he is, other than maybe the guy whose dog was apparently drafting for him during COVID. In Belichick’s defense, he does know the game of football as well as anyone on the planet and wouldn’t take the job without the financial backing to buy a decent team — no doubt at the continued expense of funds for basketball, which just lost out on the nation’s top recruit to BYU of all places — and if he’s got any tricks left up his absent sleeves, he might be able to find inefficiencies in recruiting, the transfer portal and on the field that college coaches have heretofore missed. It’s not like there are any NCAA rules left to break. But that’s a lot of maybes, and there are fundamental aspects of the college game — like sucking up to high-school coaches, making nice with the faculty and getting players out of the film room to go to class — that would be entirely foreign to Belichick. Whereas an up-and-coming college coach might have been able to build on the foundation Brown left behind — Jeff Monken is still out there, and wouldn’t it be something if UNC eventually blundered into what might be the best possible hire — this feels like it would be a ground-up rebuild of the entire operation. If Belichick really did submit a 400-page blueprint, and nothing’s ever gone wrong with a lengthy manifesto from a guy known for wearing a hoodie, it certainly suggests so. There are only two reasons someone like Belichick wants a job like this: He’s running away from something, or he’s got no place else to go. Unlike Norman Dale at Hickory High, there’s no Jimmy Chitwood waiting in the wings to save him. If this falls through, both sides should be relieved, not aggrieved. ©2024 The News & Observer. Visit at newsobserver.com . Distributed at Tribune Content Agency, LLC.Bamboo, Belle, Moira, and more gear up for amazing performances at Smart’s 5G Max event this SaturdayIt’s almost that time of year: Spotify is gearing up to release its annual Wrapped, personalized recaps of users’ listening habits and year in audio. Spotify has been giving its listeners breakdowns of their data since 2016. And each year, it’s become a bigger production — and internet sensation. Spotify said its 2023 Wrapped was the “biggest ever created,” in terms of audience reach and the kind of data it provided. So, what will 2024 have in store? Here’s a look at what to know ahead of this year’s Spotify Wrapped. It’s the streaming service’s annual overview of individual listening trends, as well as trends around the world. Users learn their top artists, songs, genres, albums and podcasts, all wrapped into one interactive presentation. The campaign has become a social media sensation, as people share and compare their Wrapped data with their friends and followers online. Past iterations have provided users with all kinds of breakdowns and facts, including whether they’re among an artist’s top listeners, as well as a personalized playlist of their top 100 songs of that year to save, share and listen to whenever they’re feeling nostalgic. Spotify also creates a series of playlists that reflect national and global listening trends, featuring the top streamed artists and songs. In 2023, Taylor Swift was Spotify’s most streamed artist , unseating Bad Bunny who had held the title for three years in a row. Each year has something new in store. In 2019, Wrapped included a summary of users’ streaming trends for the entire decade. Last year, Spotify matched listeners to a Sound Town based on their artist affinities and how it lined up with those in other parts of the world. So far, the streaming platform has kept the highly anticipated release date of Wrapped under ... er, wraps. In past years, it’s been released after Thanksgiving, between Nov. 30 and Dec. 6. Each year, rumors tend to swell on social media around when Spotify stops collecting data in order to prepare their Wrapped results, and this year was no exception. Spotify quickly squashed those presumptions , assuring on social media that “Spotify Wrapped doesn’t stop counting on October 31st.” A representative for Spotify did not respond to a request for comment on when the company stops tracking data for Wrapped. When Wrapped is released, each user’s Spotify account will prompt them to view their interactive data roundup. It can be accessed through the Spotify smartphone app, or by logging on to the Spotify website . Wrapped is available to users with and without Premium subscriptions. There are a handful of third-party sites that you can connect your Spotify account to that will analyze your Wrapped data. How Bad is Your Spotify is an AI bot that judges your music taste. Receiptify gives you your top songs on a sharable graphic that looks like, yes, a receipt. Instafest gives you your own personal music festival-style lineup based on your top artists. How NPRCore Are You assesses how similar your music taste is to NPR Music’s. Other major streaming platforms such as Apple Music and YouTube Music have developed their own versions of Wrapped in recent years. Apple Music’s Replay not only gives its subscribers a year-end digest of their listening habits but monthly summaries as well — a feature that helps differentiate itself from the one-time Spotify recap. That’s released at the end of the calendar year. YouTube Music, meanwhile, has a similar end-of-the-year release for its listeners, as well as periodic seasonal releases throughout the year. It released its annual Recap for users earlier this month.

Cardinals' feel-good month comes to a screeching halt after a head-scratching loss to SeahawksBy Elizabeth Ayoola, NerdWallet The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. Kids are often pretty good at being consumers. If you’re a parent with a small business, you have the opportunity to show your kids firsthand what it means to be a producer. Small Business Saturday, which takes place on Nov. 30 this year, may be a great time to do just that. Small Business Saturday was established by American Express in 2010 and encourages consumers to patronize their local stores as a way to keep dollars circulating within their community. Here are three reasons you should consider getting your kids involved in Small Business Saturday, according to two mompreneurs. It teaches them positive work values Ronne Brown is the owner of HERLISTIC, a plant-derived beauty and feminine care brand in Washington, D.C. She’s been participating in Small Business Saturday since she established her business in 2020. The entrepreneur gets her kids (ages 24, 18 and 12), plus her bonus daughter, 10, to help out on Small Business Saturday and beyond. Brown’s kids help with customer service, shipping and fulfillment tasks. That could include counting inventory, quality control or packaging boxes. Other times, help looks like Brown’s 12-year-old daughter keeping her up-to-date with TikTok trends and influencers in the beauty field. “I just want them to understand the price and the value of a dollar and what it actually costs to make it,” Brown says. The mompreneur also hopes her kids learn the benefits of commitment and hard work. “What I want to show them is that you have to work hard every day. And there are gonna be moments where you’re gonna be tired, you’re gonna be exhausted, and you’re not gonna want to do things, and you’re going to have to push through,” she says. It creates an opportunity to earn money Hiring your kids to do legitimate work during Small Business Saturday provides a chance for them to learn pillars needed for a strong financial foundation: earning money , saving money and investing. That said, before hiring kids, it’s critical to understand the child labor laws for your state in addition to the IRS’ rules around hiring kids. Related Articles Brown says she pays all of her children, including her 24-year-old son who is on payroll. Additionally, she teaches them about investing in the stock market. “I want them to understand the importance of making money, but also investing the money that they’re making,” she says. “Because when I pay them, I always ask them, ‘so what are you gonna do to double this money?’” If you hire your minor kids, they could get a headstart on investing by putting some of their income into a custodial Roth IRA , which requires earned income to open. You could also open them a custodial brokerage account. Another perk of your kids earning income by working for you is that they may be exempt from paying federal income taxes if they earn less than the standard deduction . In 2024, that threshold is $14,600. It gives you extra hands to deal with demand Having your kids add helping hands, whether it be doing administrative tasks or helping customers, can ensure you keep up with a potential increase in sales. A 2024 NerdWallet holiday spending report found that 16% of 2024 holiday shoppers plan to shop on Small Business Saturday this year. Lisset Tresvant, owner of Glow Esthetics Spa in Hollywood, Florida, has been participating in Small Business Saturday since the genesis of her business in 2019. “I do tend to sell more because people are usually more inclined to purchase because of the sales, and it gives them a reason to support us,” she says. To help with the demand, Tresvant’s daughter, 12, and son, 9, fill her skincare products, add labels and help prep items for shipping. Tresvant says she decided to let her kids get involved in her business so they have a better understanding of what she does. Looking beyond Small Business Saturday, hiring your child can also help with succession planning , which is about planning for your departure from your business. Tresvant hopes to pass hers down to her kids one day. “They understand that I’m building this legacy just for not myself, but for them as well,” says Tresvant. More From NerdWallet Elizabeth Ayoola writes for NerdWallet. Email: eayoola@nerdwallet.com. The article 3 Reasons to Involve Your Kids in Small Business Saturday originally appeared on NerdWallet .

Banque Cantonale Vaudoise decreased its stake in shares of IAMGOLD Co. ( NYSE:IAG – Free Report ) (TSE:IMG) by 32.7% during the third quarter, according to its most recent filing with the SEC. The institutional investor owned 10,051 shares of the mining company’s stock after selling 4,889 shares during the period. Banque Cantonale Vaudoise’s holdings in IAMGOLD were worth $53,000 as of its most recent SEC filing. Several other large investors have also added to or reduced their stakes in the stock. ORG Partners LLC bought a new position in shares of IAMGOLD in the third quarter worth $29,000. Eastern Bank purchased a new stake in shares of IAMGOLD in the 3rd quarter valued at about $30,000. Aigen Investment Management LP boosted its position in shares of IAMGOLD by 10.6% during the 3rd quarter. Aigen Investment Management LP now owns 70,244 shares of the mining company’s stock valued at $368,000 after acquiring an additional 6,704 shares during the last quarter. BRITISH COLUMBIA INVESTMENT MANAGEMENT Corp grew its holdings in shares of IAMGOLD by 3.0% during the second quarter. BRITISH COLUMBIA INVESTMENT MANAGEMENT Corp now owns 306,980 shares of the mining company’s stock worth $1,154,000 after purchasing an additional 8,972 shares in the last quarter. Finally, Continuum Advisory LLC increased its position in shares of IAMGOLD by 92.9% in the second quarter. Continuum Advisory LLC now owns 20,450 shares of the mining company’s stock worth $77,000 after purchasing an additional 9,850 shares during the last quarter. Institutional investors own 47.08% of the company’s stock. IAMGOLD Price Performance Shares of NYSE:IAG opened at $5.70 on Friday. IAMGOLD Co. has a 12-month low of $2.11 and a 12-month high of $6.37. The company has a current ratio of 0.89, a quick ratio of 0.61 and a debt-to-equity ratio of 0.24. The stock’s 50-day moving average price is $5.34 and its 200-day moving average price is $4.62. The stock has a market capitalization of $3.26 billion, a P/E ratio of 4.45 and a beta of 1.57. Wall Street Analysts Forecast Growth Get Our Latest Report on IAG IAMGOLD Company Profile ( Free Report ) IAMGOLD Corporation, through its subsidiaries, operates as an intermediate gold producer and developer in Canada and Burkina Faso. It owns 100% interest in the Westwood project that covers an area of 1,925 hectare and located in Quebec; a 60% interest in the Côté gold project, which covers an area of 596 square kilometer located in Ontario, Canada; and a 90% interests in the Essakane project that covers an area of 274,000 square kilometer situated in Burkina Faso. Read More Want to see what other hedge funds are holding IAG? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for IAMGOLD Co. ( NYSE:IAG – Free Report ) (TSE:IMG). Receive News & Ratings for IAMGOLD Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for IAMGOLD and related companies with MarketBeat.com's FREE daily email newsletter .

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