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GREETING cards are a lovely gesture at Christmas – and they’re even better with a personal touch. If you want to send a special note this festive season, here’s how to keep costs down . . . GET PERSONAL: Many retailers have bulk offers on personalised cards, where you add a photo and a tailored message. A5 cards start at £2.99 each on cardfactory.co.uk, but you get 50 per cent off when buying four or more, which works out at £5.98 for four. Note that you’ll also need to pay for them to be posted to you (£2.70 for four). At vistaprint.co.uk, you can add your own photo to basic designs, plus a personalised message, for as little as 60p per card. Alternatively, if you bulk buy up to 50, the cost is 56p each. Postage for economy delivery is £4.50 if you are spending less than £40. READ MORE MONEY SAVING TIPS DIY DESIGNS: Craft your own cards and indulge in some creativity. A pack of 50 plain white cards with envelopes is £7.50 from Hobbycraft, or buy two packs and get 100 cards for £10. Keep it simple if you’re planning on making a lot. Look for spare materials you have at home, such as ribbon or coloured paper. Two buttons, for example, can be stacked with a scarf and hat to give the impression of a snowman. KID CRAFTS: If you’ve got little ones, making Christmas cards using their foot or hand prints is a very sweet send. Plus you’ll always have the memory of how little they once were. A small footprint in brown paint can be the basis of a reindeer head — just draw antlers out the top and a big red nose on the bottom. There are loads more ideas on social media . Most read in Money Or keep the kids entertained by getting them to make up some cards for you. Draw a simple outline of a Christmas tree in black marker and they can decorate it as they like, perhaps by dipping their fingers in paint to create baubles. All prices on page correct at time of going to press. Deals and offers subject to availability. Deal of the day BAG four full-sized Clinique products, including mascara and moisturising lotion, worth £116.50, in this beauty gift set with a price tag of £43.50 from Boots . SAVE: £73 Cheap treat ADD an easy festive touch to your home with a mini potted poinsettia, £1.99 from Lidl . KEEP little ones happy with this “decorate your own” gingerbread tree kit, £2.55, new in at Tesco. Top swap PARTY in these silver platform heels, £45.50 from Monsoon. Or dance the night away in these versions, £22, George at Asda . SAVE: £23.50 BUY an H&M giftcard for at least £30 and get a free £5 gift voucher for yourself. Offer runs online and in store until Boxing Day. Shop & save FILL your home with the scent of amber and spice. This copper leaves Yankee Candle is down from £21 to £15 at onlinehomeshop.com. SAVE: £6 Hot right now REGISTER on the Greene King Sport app to get 20 per cent off selected drinks this week as you watch live Premier League footie. PLAY NOW TO WIN £200 JOIN thousands of readers taking part in The Sun Raffle. Every month we’re giving away £100 to 250 lucky readers - whether you’re saving up or just in need of some extra cash, The Sun could have you covered. READ MORE SUN STORIES Every Sun Savers code entered equals one Raffle ticket. The more codes you enter, the more tickets you'll earn and the more chance you will have of winning!There’s something magical about moving into a newly constructed home: the smell of recently milled wood, new paint and gleaming tiles – knowing no one has lived there before you. However, like anything in real estate, that privilege comes with a price. According to a recent report from Redfin , asking rents for newly constructed apartments rose 1.5% – the biggest year-over-year increase in 18 months – to a median of $1,802 in the third quarter. Don't Miss: Commercial real estate has historically outperformed the stock market, and this platform allows individuals to invest in commercial real estate with as little as $5,000 offering a 12% target yield with a bonus 1% return boost today! If there was a new fund backed by Jeff Bezos offering a 7-9% target yield with monthly dividends would you invest in it ? It’s a surprising stat given that the deluge of newly constructed apartments, primarily in Sunbelt states, caused rents for new apartments to fall by more than 7% in Q1 and Q2. The latest numbers reflect that the newer apartments are now being filled. Redfin based its numbers on an analysis of the U.S. Census Bureau’s data for newly constructed, unfurnished, unsubsidized, privately financed rental apartments in buildings with five or more units. Apartments completed in the second quarter of 2024 and either rented or not rented within three months were used to compile the survey. The Northeast Stumbles While Everywhere Else Soars Only the Northeast saw asking rents fall (-3.6%) after the number of recently finished apartments rose 13% year over year in the second quarter to the highest level since the fourth quarter of 2022. The rental decrease could have been due to several reasons – primarily that rents in the Northeast, particularly in places like Boston and New York , were already high, with many residents moving to the Sunbelt states, according to government census data. See Also: It’s no wonder Jeff Bezos holds over $70 million in art — this alternative asset has outpaced the S&P 500 since 1995, delivering an average annual return of 11.4%. Here’s how everyday investors are getting started. “We would usually predict that rents will stay flat or even potentially fall when there are so many new apartment buildings opening up. What’s interesting in the third quarter is that rents are rising by more than the national average in the West and Midwest, even after the number of new apartments spiked between 30-50%,” Redfin Senior Economist Sheharyar Bokhari said in the report. “This is likely due to more new apartments being built in more expensive metros in each region, pushing the overall levels up.” High-End Finishes and Amenities The competition among new multifamily developments for tenants has led to higher-end finishes and more amenities, even among mid-priced rentals. Comfort, sustainability and catering to the increased number of work-from-home or hybrid working tenants have been at the forefront of developers’ minds. Trending: Maker of the $60,000 foldable home has 3 factory buildings, 600+ houses built, and big plans to solve housing — you can become an investor for $0.80 per share today. “From state-of-the-art fitness facilities to luxurious pools, multifamily developments can bring a unique experience to day-to-day life,” Jared Bradley, president and founder of The Bradley Projects, told multifamilyexecutive.com. “Small pockets of privacy for tenants to complete their work gives residents the feeling of ‘leaving their apartment’ without stepping outside the building,” he added. “The confines of apartments can sometimes feel tight for working from home and areas designated for remote workers can allow tenants to leave their units and work from other comfortable places in their building.” More Of The Same In 2025 According to a new outlook from Yardi Matrix, rents for new developments will continue to grow in 2025, outstripping other sectors of the multifamily sector. The report stated that a “large number of properties under construction will support robust supply growth again in 2025 ... which will push rents higher as the supply boom starts to fade.” Read Next: The Ascent Income Fund from EquityMultiple targets stable income from senior commercial real estate debt positions and has a historical distribution yield of 12.1% backed by real assets. Earn a 1% return boost on your first EquityMultiple investment when you sign up here (accredited investors only) . This Jeff Bezos-backed startup will allow you to become a landlord in just 10 minutes, with minimum investments as low as $100 for properties like the Byer House from Stranger Things. © 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.

BayWa AG announces rights issue and asset sales to tackle cash crunchSeahawks’ Coby Bryant fined for Marshawn Lynch tribute against Cardinals

Philadelphia Eagles wide receiver DeVonta Smith missed practice for the second straight day because of a hamstring injury. The latest update indicates there's a possibility that Smith could miss the Eagles' Week 12 matchup against the Los Angeles Rams. For a second straight day, Eagles WR DeVonta Smith did not practice today due to a hamstring injury. pic.twitter.com/P2SaEEuW8D More News: 49ers' Brock Purdy Exits Practice Early Due to Significant Injury Smith, 26, was spotted limping back to the locker room after Thursday night's win. Since then, Smith has been trending to miss this upcoming week but nothing has been confirmed. Smith has missed just two games throughout his NFL career, one being earlier this season due to a concussion. If Smith were to miss Sunday's game, it would mark the first time in his four-year career that he would miss more than one game in a single season. Smith's near-perfect attendance is a testament to his durability. The hamstring injury Smith is dealing with has plagued the wide receiver for several weeks now. A.J. Brown also missed time this season due to a hamstring injury. Smith took much of the receiving load in Brown's absence as he was sidelined for three games. The Eagles could choose to keep Smith out as the team prepares for a deep playoff run. Smith has 41 catches for 516 yards and four touchdowns this season. As of late, Smith has tallied just six receptions and 43 yards on nine targets through the last two games. Smith's lack of production seems to be because of a weird combination of factors. Plays are certainly dialed up for the wide receiver but haven't been successful. Smith isn't the only offensive starter to be dealing with an injury heading into Week 12. Eagles quarterback Jalen Hurts has also been nursing an ankle injury but was listed as a full participant in practice Thursday which is a sign he will be ready to go for Sunday's game against the Rams. "At this point of the year, I think it's not about, I think it's necessarily about me, I think it's the mentality where we are," Hurts told NBC Sports . "We're in a phase of the year where things could very easily (go bad). Well, it did (last year), it didn't end the way we wanted to. And so that's at the top of my (list) as we enter this phase and putting the emphasis on finishing strong, putting ourself in a good place." The Eagles hope to escape their playoff woes in 2024 but will need both Smith and Hurts to remain healthy in order to do so. For more on the NFL , head to Newsweek Sports .Ekanit returns as Thais aim for victory

Researchers use sunlight to recycle black plasticThere are numerous phishing scams online that tend to fool people with enticing offers and discounts. Ahead of the UAE National Day, multiple fake promotion offers are popping up on social media platforms like Facebook, which advertise cool and too-good-to-be-true offers, which often intend to fool people. Here’s what happened with a Dubai expat who lost AED1836 on Thursday, November 28. Dubai Expat Loses Money After Falling For Fake Fix Chocolate Offer An Indian expat living in Dubai ended up losing AED1836 after she was fooled by a 90% discount on a fake Fix Chocolate advertisement posted on Facebook. This was a part of the UAE National Day offer, which the scammers used to entice the expat with their fake offer. What caught the residents off-guard was the fact that the scammers managed to fool them without asking for an OTP. However, this is not the only scam that has taken place in recent days. Quite recently, another expat in Dubai was fooled after she lost AED9872 in August when trying to purchase discounted chicken fries. A similar pattern has been observed among other scammed residents who often tend to place orders for fast food items online through advertisements that pop-up on social media. Also Read: 8th Dubai Fitness Challenge Marking 14% Increase To Emirates World Opening In Morocco; 5 UAE Updates For You Cyber Security Experts Warn Against Such Scams As a result, cyber security experts have warned against such scams. As they become increasingly sophisticated, there are even scammers who make a whole new fraudulent website that poses to be a legitimate platform. So, they tend to exploit the user’s trust and fool them with enticing offers. And authorities have asked residents to always verify the authenticity of the website before they make any online transaction. Especially when they stumble upon such websites through social media advertisements. So, if you also happen to be someone who tends to make a lot of online transactions, you might want to be careful about the website that you visit and pay. Cover Image Courtesy: Canva Stock Images (Images are for representative purposes only)76ers' Paul George to Miss Extended Time With Severe Bone Bruise Injury

Financial giants have made a conspicuous bullish move on Freeport-McMoRan. Our analysis of options history for Freeport-McMoRan FCX revealed 11 unusual trades. Delving into the details, we found 54% of traders were bullish, while 45% showed bearish tendencies. Out of all the trades we spotted, 4 were puts, with a value of $213,113, and 7 were calls, valued at $287,434. Projected Price Targets Based on the trading activity, it appears that the significant investors are aiming for a price territory stretching from $30.0 to $42.0 for Freeport-McMoRan over the recent three months. Volume & Open Interest Development Assessing the volume and open interest is a strategic step in options trading. These metrics shed light on the liquidity and investor interest in Freeport-McMoRan's options at specified strike prices. The forthcoming data visualizes the fluctuation in volume and open interest for both calls and puts, linked to Freeport-McMoRan's substantial trades, within a strike price spectrum from $30.0 to $42.0 over the preceding 30 days. Freeport-McMoRan Option Activity Analysis: Last 30 Days Largest Options Trades Observed: Symbol PUT/CALL Trade Type Sentiment Exp. Date Ask Bid Price Strike Price Total Trade Price Open Interest Volume FCX PUT TRADE BEARISH 05/16/25 $0.62 $0.59 $0.61 $30.00 $73.2K 68 1.3K FCX CALL SWEEP BULLISH 01/17/25 $0.34 $0.31 $0.34 $42.00 $68.0K 7.3K 2.0K FCX CALL SWEEP BULLISH 06/20/25 $3.95 $3.85 $3.9 $40.00 $61.2K 1.2K 259 FCX PUT SWEEP BULLISH 02/21/25 $2.68 $2.66 $2.66 $40.00 $50.2K 4.3K 189 FCX PUT SWEEP BEARISH 06/20/25 $5.3 $5.25 $5.29 $42.00 $50.2K 7.4K 96 About Freeport-McMoRan Freeport-McMoRan owns stakes in 10 copper mines, led by its 49% ownership of the Grasberg copper and gold operations in Indonesia, 55% of the Cerro Verde mine in Peru, and 72% of Morenci in Arizona. It sold around 1.2 million metric tons of copper (its share) in 2023, making it the one of the world's largest copper miners by volume. It also sold about 900,000 ounces of gold, mostly from Grasberg, and 70 million pounds of molybdenum. About 75% of 2023 revenue was from copper, with a further 15% from gold and about 10% from molybdenum. It had about 25 years of copper reserves at end December 2023. we expect it to sell similar amounts of copper midcycle in 2028, though we expect gold volumes to decline to about 700,000 ounces then due to falling production at Grasberg. Where Is Freeport-McMoRan Standing Right Now? Trading volume stands at 4,177,817, with FCX's price down by -0.25%, positioned at $39.12. RSI indicators show the stock to be may be oversold. Earnings announcement expected in 27 days. Unusual Options Activity Detected: Smart Money on the Move Benzinga Edge's Unusual Options board spots potential market movers before they happen. See what positions big money is taking on your favorite stocks. Click here for access . Options trading presents higher risks and potential rewards. Astute traders manage these risks by continually educating themselves, adapting their strategies, monitoring multiple indicators, and keeping a close eye on market movements. Stay informed about the latest Freeport-McMoRan options trades with real-time alerts from Benzinga Pro . © 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.Franklin Resources Inc. Grows Stake in Photronics, Inc. (NASDAQ:PLAB)

Elizabeth Mannshardt Joins Westat as VP and Director, Statistics and Data Science

Conor McGregor civil case: 'Hitman' series cuts ties with UFC fighter following sexual assault verdictThe Falcons should have wide receiver Drake London in the lineup on Sunday as they continue to work their way toward an NFC South title. London was listed as a limited participant in practice on Thursday because of a knee injury, but he told reporters, via Marc Raimondi of ESPN.com, that he will be fine for this weekend’s game against the Commanders. The team will issue their final injury report for Sunday night’s game on Friday. Cornerbacks Kevin King (concussion) and Antonio Hamilton (quad) were the only Falcons to miss practice entirely on Thursday. Linebacker Lorenzo Carter (groin), wide receiver KhaDarel Hodge (ribs), linebacker Nate Landman (rest), tight end Ross Dwelley (ankle), tight end Charlie Woerner (rest), and defensive lineman Zach Harrison (Achilles) were also listed as limited participants. Wide receiver Casey Washington (concussion) is a full participant.