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A civil jury in Ireland finds that mixed martial arts fighter Conor McGregor assaulted a woman in a hotel. (CORRECTS: A previous APNewsAlert misstated the claim the jury found him liable for.)LONDON (AP) — A civil jury in Ireland finds that mixed martial arts fighter Conor McGregor assaulted a woman in a hotel. (CORRECTS: A previous APNewsAlert misstated the claim the jury found him liable for.).

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Indiana got what it wanted Tuesday night in a 97-71 rout of Sam Houston State -- a lopsided victory where its bench played well and it didn't have to go down to the wire. The Hoosiers will look for more of the same Friday night in Bloomington when they continue their homestand against nonconference foe Miami (Ohio). Four players scored in double figures for Indiana (6-2) against the Bearkats, including 18 from reserve Luke Goode. The Illinois transfer hit four 3-pointers in less than four minutes of the first half, enabling the Hoosiers to take a 34-12 lead. Led by Goode, Indiana's bench contributed a whopping 36 points. "I thought it was a total team effort on everybody's part," Hoosiers coach Mike Woodson said. "Helps when your bench come off and play the way they did. Goode was fantastic but everybody off the bench played well." Indiana also got an encouraging 19-point performance from point guard Myles Rice, who struggled a bit in the first seven games in terms of making shots and running the offense. Rice (11.1 ppg) is one of four double-figure scorers in an attack led by Mackenzie Mgbako (16.8). Meanwhile, the RedHawks (5-2) are coming off a 73-60 home win Monday against Air Force. Bellarmine transfer Peter Suder poured in a career-high 42 points on 17-of-21 shooting, the highest-scoring game in program history since Wally Szczerbiak scored 43 in 1999. Suder, who averaged 10.5 ppg as a sophomore last season, is up to 17.4 ppg this season. He's hitting 58.8 percent of his field goals while also chipping in 4.0 rebounds, 3.0 assists and 1.6 steals. "I always say players win games, man. Coaches lose games," Miami coach Travis Steele told the Journal-News. "Peter was phenomenal. It was just get out of the way and just let him go." Forward Kam Craft, who Steele landed out of high school when he was still coaching at Xavier, is the RedHawks' second-leading scorer at 14.1 ppg. The Hoosiers have won 22 of the previous 25 meetings, including an 86-56 rout two years ago in Indianapolis. --Field Level MediaNew pro-European coalition approved in Romania amid period of political turmoil

Where to Watch Jackson State vs. Alcorn State on TV or Streaming Live – Nov. 23Indiana got what it wanted Tuesday night in a 97-71 rout of Sam Houston State -- a lopsided victory where its bench played well and it didn't have to go down to the wire. The Hoosiers will look for more of the same Friday night in Bloomington when they continue their homestand against nonconference foe Miami (Ohio). Four players scored in double figures for Indiana (6-2) against the Bearkats, including 18 from reserve Luke Goode. The Illinois transfer hit four 3-pointers in less than four minutes of the first half, enabling the Hoosiers to take a 34-12 lead. Led by Goode, Indiana's bench contributed a whopping 36 points. "I thought it was a total team effort on everybody's part," Hoosiers coach Mike Woodson said. "Helps when your bench come off and play the way they did. Goode was fantastic but everybody off the bench played well." Indiana also got an encouraging 19-point performance from point guard Myles Rice, who struggled a bit in the first seven games in terms of making shots and running the offense. Rice (11.1 ppg) is one of four double-figure scorers in an attack led by Mackenzie Mgbako (16.8). Meanwhile, the RedHawks (5-2) are coming off a 73-60 home win Monday against Air Force. Bellarmine transfer Peter Suder poured in a career-high 42 points on 17-of-21 shooting, the highest-scoring game in program history since Wally Szczerbiak scored 43 in 1999. Suder, who averaged 10.5 ppg as a sophomore last season, is up to 17.4 ppg this season. He's hitting 58.8 percent of his field goals while also chipping in 4.0 rebounds, 3.0 assists and 1.6 steals. "I always say players win games, man. Coaches lose games," Miami coach Travis Steele told the Journal-News. "Peter was phenomenal. It was just get out of the way and just let him go." Forward Kam Craft, who Steele landed out of high school when he was still coaching at Xavier, is the RedHawks' second-leading scorer at 14.1 ppg. The Hoosiers have won 22 of the previous 25 meetings, including an 86-56 rout two years ago in Indianapolis. --Field Level Media

NoneTORONTO — TD was an outlier during the banks' fourth-quarter earnings season as other lenders released cautiously encouraging outlooks for the year ahead while the beleaguered bank suspended its guidance. The bank said it was suspending financial targets for earnings, return on equity and positive leverage as it works through a wide-ranging strategic review ahead of leadership change next year. "In my role as incoming CEO, we are undertaking a broad and detailed review of the bank strategies and investment priorities," said chief operating officer Raymond Chun, who is set to replace Bharat Masrani in the top job in April. "It's my opportunity to dive deep and make sure that we're putting TD in the best position possible," Chun said on an earnings call Thursday. The review comes as TD continues to grapple with the fallout from anti-money laundering deficiencies that saw it agree in October to pay fines totalling more than $4.23 billion to U.S. regulators, who also imposed an asset growth cap on its U.S. retail banking operations. The bank said it will be challenging to generate earnings growth as it navigates its transition. For TD's peers, the tone was more upbeat but still cautious as CIBC, RBC and National Bank reported profits that beat analyst expectations and said there was more growth ahead as interest rates are expected to drop further. Even BMO, which has been struggling with a pool of shaky loans, said it expects its provisions for credit losses to have peaked in the fourth quarter with improvements ahead. Shares of BMO opened down more than four per cent as its earnings came in well below analyst expectations because of the spike in provisions, but shares gained after an earnings call where the bank said it was turning a corner. The bank's share price was also boosted by an announced share buyback of up to 20 million shares, and a four-cent dividend increase from the previous quarter to $1.59 per share. "We're net confident in the U.S. and otherwise, and that's underpinned by the decisions we've made with respect to the dividend increase and normal course issuer bid," said chief executive Darryl White. CIBC showed even more faith in growth ahead as it reported results that were well ahead of expectations. The bank, which saw its provisions fall 23 per cent from last year, said it was boosting its dividend by eight per cent. "This increase reinforces the confidence we have to deliver earnings growth," said chief executive Victor Dodig on an earnings call. While bank leaders all generally saw better days ahead as interest rates fall and credit risks ease, their outlook on the timing is less confident. RBC chief executive Dave McKay said he was cautious but optimistic on the credit picture but still not sure on when it may normalize. "We're just a little uncertain as to how we're going to land this thing, whether it's in the first half or second half of the year, or early into '26." The bank shrugged off the effects of a softening Canadian economy to report a profit of $4.22 billion in the fourth quarter and $16.2 billion for the year. It increased its quarterly dividend by six cents, or four per cent, to $1.48. Scotiabank results fell short of analyst expectations as its results were hit by higher-than-expected taxes and a writedown of its holding in a Chinese bank, while its Canadian operations were affected by the softening economy, said chief executive Scott Thomson. "The realities of a slowing economy and the impact of peak interest rates made for a challenging operating environment," he said on a conference call with analysts. But he too is looking for a turnaround ahead as interest rates fall. "We anticipate additional easing through the first half of the year, which we expect will be stimulative to activity in the domestic housing and mortgage markets and buoy consumer and business confidence," Thomson said. While analysts welcomed the outlooks from banks, they expressed disappointment in TD's silence on its financial expectations for next year. "We would have hoped that TD would have been able to provide a little more concrete guidance to investors here right now," said Scotiabank analyst Meny Grauman in a note. "Waiting another half a year or more for management to tell us what the longer-run implications of its U.S. consent order are leaves the stock without a proper anchor." Jeffries analyst John Aiken said the bank was "throwing in the towel for 2025," and that investors will need to be patient for a catalyst to release pent-up value. Chun said he is optimistic on the road ahead, but it will take time to get there. "I really do believe there are opportunities to get even stronger, more competitive. And so I look forward to sharing more with you in the second half of 2025." This report by The Canadian Press was first published Dec. 5, 2024. Companies in this story: (TSX:TD, TSX:BMO, TSX:RY, TSX:BNS, TSX:CM) Ian Bickis, The Canadian Press

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UF (6-0) opens at 2:30 p.m. Thursday against Wake Forest (6-1) aiming to avenge a November 2023 loss to the Demon Deacons. Minnesota (5-1) and Wichita State (5-0) meet at noon.René Bennett | (TNS) Bankrate.com If you’re an iPhone user, you might not realize that you already have access to Apple Cash. It’s a digital cash card that’s built into Apple devices and can be found in the default Wallet app. (Note: You must link an eligible debit card to use this service.) The main function of Apple Cash is to make it easier for Apple device users to send money to one another, including sending money through the iMessage app. But Apple Cash is more than just a peer-to-peer (P2P) payment service — it can be used to shop online, in stores or to make in-app purchases. Apple Cash is a convenient way to transfer money between friends and family. Once it’s set up, a user can simply open the iMessage app and send money to a contact through their chat. It’s also useful for those who use Apple Pay, a separate service that allows Apple device users to make contactless payments with any linked card, including an Apple Cash card. Here are some important things to know about setting up and using Apple Cash. How Apple Cash works Apple Cash is a digital cash card that’s stored in the Wallet app of Apple devices, and it can be used for making P2P payments, as well as purchases through Apple Pay. When you receive money from another Apple Cash user, that money appears in your Apple Cash balance. The balance can then be spent or transferred to a linked bank account or debit card. Sending money to peers with Apple Cash can be done either directly from the digital Apple Cash card (in the Wallet app) or through the iMessage app. You can send or receive anywhere between $1 and $10,000 per message. The money shows up on the recipient’s Apple Cash card instantly, but it may take from one to three days for the balance to be transferred to a bank account. Instant transfers to a bank account are possible, but it comes with a 1.5% fee. There’s also an option to set up Apple Cash Family for children who are under 18 years old. This option limits the amount a child can send to $2,000 per message. Those younger than 18 also cannot add money to their Apple Cash card from a bank account; rather, their balance only grows when they receive money from another Apple Cash user. Difference between Apple Cash and Apple Pay Apple Cash is a digital card within your Wallet that allows you to spend your Apple Cash online, in stores and in apps as well send and receive money. Apple Pay, however, allows you to make purchases using any credit card or debit card you have stored in your Wallet — including Apple Cash. With Apple Pay, you add credit and debit cards to your Wallet and then have the ability to pay right with your phone (or other Apple product). How to use Apple Cash 1. Set up Apple Cash with a compatible device To set up Apple Cash, you’ll need three things: —A compatible Apple device. —Two-factor authentication enabled for your Apple ID (this can be done in Settings). —An eligible debit card to load funds onto the Apple Cash card. In the Settings app, you can turn on Apple Cash in the Wallet and Apple Pay section. Tap on the Apple Cash card icon and follow the instructions on the screen. You’ll be asked to agree to the terms and conditions, after which your device will set up Apple Cash for you. The Apple Cash card, once set up, can be found in your device’s Wallet app. If you want to set up Apple Cash Family, you’ll first need to have Family Sharing turned on, which can be done in Settings. The family organizer can add children to Apple Cash in the Family Sharing section of Settings. 2. Add money to your card You’ll need to have a debit card linked to your digital Wallet to add money to an Apple Cash card. You can add a debit card to Wallet in the same place where you set up Apple Cash — the Wallet and Apple Pay section of Settings. Once a debit card is linked to your Wallet, open Wallet and tap on the Apple Cash card. Then, tap the More button (an icon with three dots). This will open a page where you can see your Apple Cash balance, add money and transfer funds to a bank account. Tap Add Money and enter the amount you’d like to add (the minimum is $10). You’ll be asked to confirm which debit card you want to use to fund the Apple Cash balance, and then the money is added to the Apple Cash card. 3. Send a payment There are two ways to send a payment to someone using Apple Cash: directly from your Wallet or in the iMessage app. Both the sender and recipient need Apple Cash to send or receive money. From your Apple Wallet To send money from Wallet, simply tap the Apple Cash card in Wallet and then tap Send. Type in the contact name or phone number of the recipient. Enter the amount you’d like to send (between $1 and $10,000), then review the payment and confirm it with Face ID, Touch ID or a passcode. Via iMessages In iMessage, open the conversation with who you’d like to send money to, or start a new one. Tap on the app button, which appears next to the type bar, and then tap on the Apple Cash icon. You’ll be prompted to enter an amount (between $1 and $10,000). Once you’ve reviewed the amount, tap Send and confirm with Face ID, Touch ID or a passcode. The first time money is sent to someone, the recipient will need to accept the payment within seven days for it to go through. After the first instance, payments are automatically accepted. If you’re using Apple Cash to make a purchase either online or in a store, you’ll need to pay using Apple Pay. 4. Request money To request money from your iPhone, open the conversation in the Messages app. Tap the plus icon, followed by Apple Cash. Then, tap Request. Tap the send button to send your payment request. Once the request is sent, the person you sent it to can confirm or change the amount they send to you. You can also request money from your Apple watch. Open your messages app, choose a conversation, tap the plus icon and then choose Apple Cash. Once you enter the amount you are requesting, swipe left on the Send button. Tap Request. 5. Transfer your balance to a bank account As you start to accumulate money on the Apple Cash card, you may want to move it to a debit card or a bank account . This can be done by going to the same place where you added funds to the card, by clicking the icon with three dots next to your digital card. Enter an amount to be transferred, then tap Next. You’ll be asked whether you want to do an instant transfer (for a 1.5% fee) or a transfer in one to three business days for free. After making a selection, the screen will instruct you to set up a bank account if you don’t already have one set up. You’ll confirm the payment, and the transfer is initiated. Instant transfers can only be made to an eligible debit card, not a bank account. Money is sent within 30 minutes when you select instant transfer. Alternatives to Apple Cash —Zelle: If your bank is offers Zelle, it might be a good idea to take advantage of the P2P payment service. Zelle can be accessed directly from your bank’s mobile app, and it allows you to send instant transfers at no extra cost. —Venmo: Anyone can use Venmo, as long as they’ve downloaded the app. Unlike Apple Cash or Zelle, it’s a standalone P2P payment app. Venmo comes with a social element — users can follow each other and add fun emojis to their payments, although they can also keep their account activity private. —PayPal: This P2P payment service is a good option if you want to send money internationally. It also offers a PayPal Debit card, which, like the Apple Cash card, can be used to make purchases online or in stores. —Samsung Pay Cash: Samsung device users can use this option instead of Apple Cash. Similar to Apple Cash, it is a digital wallet that you can access from a Samsung mobile device. However, to take full advantage of Samsung Pay Cash, users will need to undergo an extra registration process to upgrade to a Full Card Account. Bottom line Apple Cash makes it easy for Apple device users to send money to each other. Users can simply tap the Apple Cash icon in their text messages to send money through iMessage. It can also be used as an extra repository for spending money and can be used for purchases anywhere Apple Pay is accepted. With that said, only Apple device users can send and receive money using Apple Cash, so those looking for a more universal payment service may want to consider other P2P payment apps . ©2024 Bankrate.com. Distributed by Tribune Content Agency, LLC.It’s official. Australia has just experienced its . So, what do rising temperatures mean for Australia? I recently put the question to Founder of , Emma Bacon (pictured above), as part of a new series in the lead up to the next federal election asking leaders and advocates to share facts and information about the issues they work on every day — issues that Australians then vote on, and will be doing so by May 2025. Sweltering Cities is an organisation that works with communities across Australia experiencing the impacts of extreme heat. Its mission is to advocate for safer, cooler cities and ensure that no one is left behind in dangerously hot suburbs, workplaces or homes. With climate change driving longer, more intense heatwaves, it’s vital we understand the facts and take action to protect ourselves and our communities. Emma Bacon shares some key information about extreme heat and rising temperatures below. Heatwaves are Australia’s deadliest environmental disaster Heatwaves kill more Australians than all other disasters combined, including floods, bushfires, and storms. Heat related fatalities and illness are projected to increase as temperatures rise. Learning how to identify and respond to heat-related illnesses, like heat exhaustion and heatstroke, can save lives. Women face unique risks in heatwaves Women are disproportionately impacted by extreme heat, particularly during pregnancy, while caring for children, or as older adults. Economic inequality and injustice also puts women at risk, as whether you can afford to keep cool is one of the most important factors in heatwave safety. Right now, women in Darwin Correctional Centre are living in overcrowded rooms where we’re hearing reports of broken air conditioning and that the women are forced to spend hours each day outside with limited shade. You can read more about this issue and sign the petition calling for safe conditions for these women . Better housing standards are essential Poorly insulated homes trap heat, putting renters and low-income households at higher risk during extreme heat. Living in a hot home can mean long, baking hot days, sweaty sleepless nights and dreading summer heat. Supporting campaigns for mandatory housing standards, like better insulation and energy efficiency requirements, can create safer living conditions for all. We also need to make sure that the homes we build now are safe in the future. The urban heat island effect means some suburbs can be 10°C hotter Cities are significantly hotter than rural areas due to the urban heat island effect caused by lack of shade, materials like concrete that absorb heat, and dark surfaces that attract heat. Planting trees, creating more green spaces, and reducing the use of heat-retaining materials like asphalt can help cool urban areas. Misinformation undermines action and increases risk Heatwaves are sometimes dismissed as a good day for the beach, but that doesn’t reflect the risks that communities face from record heat. Misinformation about how serious extreme heat is, the causes of power cuts, or whether hotter temperatures are just normal climate fluctuations can delay necessary action and discourage people from taking the risks seriously. Sharing accurate information, such as the health risks of extreme heat, helps counter this narrative. A heatwave is a great time to call Nan (or anyone else) Simple actions, like checking in on family, friends and neighbors or those living alone, can make a big difference. Isolation can be deadly during heatwaves, and a call or a text can be the difference between someone feeling like they’re alone in the heat or have options to get help keeping cool. You can ask how people are feeling, check if they need help, and let them know they can ask for help. Sweltering Cities has put together some information to help you know who to check in on, what to say and other advice. . Thanks to Emma Bacon from Sweltering Cities for sharing facts about the increasing heat which will continue to be with us. Let’s draw the line between the issues we all care about – including climate and global heating – and our informed vote as we all walk into the polling booth in the coming months to elect the people who will make decisions for us on these vital issues. It really is up to us!

Brothers Jeff and Steven McDonald founded the band in Hawthorne in 1979. It's been a long, strange trip but through it all they've stayed true to themselves.New pro-European coalition approved in Romania amid period of political turmoil

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