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Gogglebox star unrecognisable as she returns from uni to reunite with celeb sisterIndiana's senior U.S. senator, a member of the Senate Foreign Relations Committee, believes Democratic President Joe Biden is leaving behind "a world full of chaos" as his four-year term as president approaches its Jan. 20 end date. In a recent Senate floor speech, U.S. Sen. Todd Young, R-Ind., said it's impossible to argue the world is more secure today than it was when Biden took office in early 2021 from Republican President Donald Trump. Young said Biden is responsible for a "botched withdrawal" from Afghanistan, provided insufficient military aid to Ukraine to "convincingly deter Putin's ambitions," and "caved to misguided or hostile voices" who demanded "Israel defend itself with one arm tied behind its back." At the same time, Young said the Chinese Communist Party continues to build its military, threaten Taiwan, wage economic warfare against American businesses and supply chains, pursue economic coercion against American partners and allies, and undermine security and stability. "Whether it be in Afghanistan, the Middle East, or the Indo-Pacific, the world that President Biden is leaving behind — there is no two ways about it, let us not be mealy-mouthed — it is a world full of chaos," Young said. Listen now and subscribe: Apple Podcasts | Spotify | RSS Feed | SoundStack | All Of Our Podcasts The answer, however, is not for the United States to withdraw from world affairs. Rather, Young said, the United States must impose deterrence on rogue actors and "get back to peace through strength." Young said that includes rebuilding America's defense industrial base, restoring military readiness, promoting domestic economic innovation, and encouraging our allies to do the same. "The American people can do a lot, but we can’t do it all. Our partnerships with European and Indo-Pacific nations must remain firm," Young said. "But our allies also must understand that we cannot bear the burden of defending the entire globe alone. We need to use our diplomatic leverage, maintain a strong military, and stand with our allies and partners." Young said he's confident Trump understands the importance of America being smart and economizing in its global engagement, and he expects the next president successfully will "turn the page on the last four years." "I look forward to working with President Trump and the many talented members of his incoming administration to reverse years of disastrous policies, to restore deterrence against tyrants everywhere," Young said.Monterey Financial Services Collections Team Named Among Best Workplaces in the Industry
Californians who try to withdraw money but don’t have enough in their bank accounts won’t fall deeper into a financial hole from having to pay a fine, thanks to a new state law. The law covers instances in which banks charge customers when their withdrawals are declined instantaneously, such as at ATMs, because of insufficient funds. It takes effect Jan. 1. Assembly Bill 2017 applies to banks and credit unions that are regulated by the state; Gov. Gavin Newsom signed it in September. The bill was backed by several consumer advocacy groups, including the California Low-Income Consumer Coalition and East Bay Community Law Center, which called penalties for insufficient funds “ junk fees ” and said getting rid of them will protect financially vulnerable consumers. Tim Grayson, the bill’s author, said when he introduced it in May that it would “help prevent fee creep in the banking industry.” Grayson, a Democrat from Concord, is an incoming senator who was in the Assembly through the end of the 2024 legislative session. The Consumer Federation of America, a sponsor of the bill, said common charges for insufficient funds are $30 or more. The California Credit Union League, which at first opposed the bill and said credit unions “do not charge these types of fees,” eventually took a neutral position. But the state Department of Financial Protection & Innovation has found that many credit unions do have income from insufficient-fund charges; a 2022 state law tasked the agency with collecting data from banks and credit unions about their fees. The law by Grayson is similar to a rule by the Consumer Protection Financial Bureau — the federal watchdog agency that’s in President-elect Donald Trump’s crosshairs — that applies to federally chartered banks. In line with the growing nationwide push to eliminate junk fees , Newsom also signed another bill addressing overdraft fees: Senate Bill 1075 will limit credit-union fees for insufficient funds to $14 unless a lower federal limit is set. That becomes law in 2026. And he signed Assembly Bill 2863 , which will make it easier for consumers to cancel subscriptions and requires companies to get consent from their customers before charging them to renew or when a free trial ends. It goes into effect July 1.Sambhal: Acting on a representation regarding the Banke Bihari temple in Sambhal, the district administration on Tuesday reached the spot to determine the age of the structure and to investigate facts related to symbols of deities found on the walls. Earlier, the Shri Kartik Mahadev temple (Bhasma Shankar temple) was reopened on December 13 after the authorities said they stumbled upon the covered structure during an anti-encroachment drive. The temple housed an idol of Lord Hanuman and a ‘shivling’. Speaking to reporters on Tuesday, Chandausi tehsildar Dhirendra Singh said on Tehsil Diwas (December 21), a complaint was submitted to the district magistrate regarding the Banke Bihari temple, which is in ruins. Singh said symbols related to Lord Shiva were found in the temple. Besides, idols of Lord Ram and Goddess Sita are carved on the walls, he said. The tehsildar said the age of the temple will be determined and the circumstances under which it got ruined will also be examined. Singh said the Banke Bihari temple is spread across 1.137 hectares. If encroachment is found, it will also be removed immediately, he added. Local resident Kaushal Kishore, who had complained to the district magistrate Rajendra Pensia, said he had brought to the notice of the official about the existence of an old temple which was lying in a state of ruin in the Chandausi area of Sambhal district. He said the Banke Bihari temple was established in 1870. The 150-year-old temple is located in the Laxman Ganj area. Kishore said there was a sizeable Hindu population here earlier but after the priest of the temple was murdered, the Hindus migrated from here. In May 2010, the idols of the Lord Shiv and His family in the temple were broken by anti-social elements and the entire temple was turned into ruins, he said. Kishore recalled that the then government and administration did not pay any attention. This ancient temple should be renovated, he said, and added that it is the centre of faith for Hindus. The Bhasma Shankar temple had remained locked since 1978. The temple also has a well nearby which the authorities had planned to reopen. Sub-Divisional Magistrate (SDM) Vandana Mishra had told PTI that information was received through the local SHO that idols had been found. The temple is situated in the Khaggu Sarai area (in Sambhal district), just over a kilometre from the Shahi Jama Masjid where violence took place on November 24 during a protest over a court-ordered survey of the mosque. Four people were killed and several, including police personnel, were injured in the violence.
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