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2025-01-12 2025 European Cup online casino games list News
A Few Years From Now, You'll Wish You Bought This Undervalued StockLOS ANGELES — The Dodgers’ signing of Blake Snell became official Saturday, adding the two-time Cy Young Award winner to front a starting rotation stocked with question marks. Snell, who will turn 32 next week, agreed to a five-year, $182 million contract that includes a $52 million signing bonus and $65 million in deferred salary. That deal was pending a physical which Snell passed. The 2018 American League Cy Young Award winner with the Tampa Bay Rays, Snell won the National League Cy Young in 2023 after going 14-9 with a 2.25 ERA for the San Diego Padres. He became a free agent last winter but stayed on the market well into March looking for a long-term deal that never materialized despite his Cy Young history. The Dodgers were involved with Snell at one point before he signed a two-year, $62 million contract with the San Francisco Giants that included an opt-out clause. He exercised that opt-out after going 5-3 with a 3.12 ERA in an injury-interrupted season with the Giants. He had 145 strikeouts and just 44 walks in 104 innings. But he made just 20 starts due to two trips to the injured list with a groin injury (likely related to his late signing affecting his preparation for the season). The 20 starts were his fewest in a full season since his rookie year in 2016 (19 starts). Snell goes to the front of a rotation that includes a number of players returning from injury and/or surgery. Shohei Ohtani is expected to return to pitching after undergoing his second Tommy John surgery in September 2023. But his return to the mound will be delayed by surgery on his non-throwing shoulder following the World Series. Yoshinobu Yamamoto finished the 2024 season healthy but missed three months with a rotator cuff strain. Neither he nor Ohtani will be asked to pitch on less than five days of rest and the Dodgers are planning to go with a six-man rotation in 2025. Related Articles Tyler Glasnow’s 2024 season ended early with an elbow injury and his status for 2025 is uncertain. Tony Gonsolin will be returning from Tommy John surgery. Dustin May did not pitch in 2024 while recovering from his own elbow surgery and a torn esophagus. Emmet Sheehan is expected back at some point in 2025 after his Tommy John surgery. Clayton Kershaw is expected to re-sign at some point. But he underwent foot and knee surgeries in November and is not likely to be available for a full season. Walker Buehler and Jack Flaherty are free agents. The Dodgers will start the 2025 season early again with another trip to Asia. They are scheduled to open the regular season with two games against the Chicago Cubs on March 18 and 19 in Tokyo.online casino games list

LSU 109, UCF 102, 3OTNFL Hall of Fame WR Randy Moss announces battle with cancer outside of bowel duct on Instagram Live NFL Hall of Fame wide receiver Randy Moss announced that he has been battling a cancer found in his bowel duct between his pancreas and liver on Instagram live. Moss, aided by a cane, introduced himself as a cancer survivor and thanked his “prayer warriors” for their support. He had a Whipple procedure to put a stent on his liver on Thanksgiving after experiencing urine discoloration. Moss spent the last six days in the hospital before getting out on Friday and said he’s nursing himself back to full health with chemotherapy and radiation. Lindsey Vonn to enter World Cup ski races next weekend in Switzerland in her comeback at age 40 BEAVER CREEK, Colo. (AP) — Lindsey Vonn will return to World Cup ski racing next weekend for a pair of super-G events in St. Moritz, Switzerland, as she continues her comeback at 40 years old. Vonn teased her return in an Instagram post through her sponsor, Red Bull, on Friday morning. She said “I hear St. Moritz is pretty nice this time of year.” The U.S. Ski Team then confirmed she will race in St. Moritz. She’s won five of her 82 World Cup races on the venue at St. Moritz. Picabo Street, a two-time Olympic medalist and Vonn’s former teammate, says “it’s the coolest thing ever.” De'Vondre Campbell won't be part of the 49ers after his refusal to enter a game, Kyle Shanahan says SANTA CLARA, Calif. (AP) — San Francisco coach Kyle Shanahan said linebacker De’Vondre Campbell won’t be part of the 49ers moving forward after he refused to enter a game after losing his starting job. Shanahan said the team is still working through the options of how to deal with Campbell after he walked to the locker room in the middle of a 12-6 loss to the Los Angeles Rams. Shanahan says the team is weighing its options, which could include a suspension or release, but that Campbell won't be part of the team for the final three weeks of the season. Saudi Arabia's plans to host the men's World Cup 2034 will be harmful for the climate, experts say Saudi Arabia says that to host the 2034 World Cup in men’s soccer, it will build or renovate 15 stadiums, create a futuristic city and expand airports and public transport in a massive buildout to accommodate millions of athletes, coaches and spectators. That will emit tons of planet-warming greenhouse gases as concrete and steel are manufactured and transported, diesel-powered excavators and trucks move material and new buildings are powered and cooled. The buildings and construction sector, taken together, is the largest emitter of greenhouse gases globally. Because of the scale of the building plans and travel needed for the event, experts say the toll on the climate could be enormous. Yankees get closer Devin Williams from Brewers for Nestor Cortes, Caleb Durbin NEW YORK (AP) — The New York Yankees acquired All-Star closer Devin Williams from the Milwaukee Brewers for left-hander Nestor Cortes and infield prospect Caleb Durbin. The Yankees also will send $2 million to the Brewers as part of the trade. A 30-year-old right-hander, Williams and his signature “Airbender” changeup are eligible for free agency after the 2025 season. He was diagnosed during spring training with two stress fractures in his back and didn’t make his season debut until July 28. Williams was 14 for 15 in save chances with a 1.25 ERA, striking out 38 and walking 11 in 21 2/3 innings. Cubs acquiring All-Star outfielder Kyle Tucker in trade with the Astros, AP source says CHICAGO (AP) — The Chicago Cubs are acquiring All-Star outfielder Kyle Tucker in a trade with the Houston Astros, paying a big price for one of baseball’s best hitters, a person familiar with the situation said. The person spoke to the AP on condition of anonymity because the move was pending a review of medical reports. The Cubs are sending third baseman Isaac Paredes, right-hander Hayden Wesneski and Cam Smith, one of their top infield prospects, to the Astros for Tucker, who is eligible for free agency after the 2025 season. Tucker was limited to 78 games this year because of a fractured right shin, but he hit .289 with 23 homers and 49 RBIs for the AL West champions. US Olympic and Paralympic officials put coach on leave after AP reports sexual abuse allegations The U.S. Olympic & Paralympic Committee has placed an employee on administrative leave after The Associated Press reported that one of its coaches was accused of sexually abusing a young biathlete, causing her so much distress that she attempted suicide. USOPC officials sent an email to the U.S. Biathlon national team saying it wanted to commend the athletes who came forward with the “concerning allegations of abuse." The email, which did not name the employee, said officials were conducting an internal investigation. USOPC spokesperson Jon Mason said no further information would be released while the inquiry is underway. New West Virginia coach Rich Rodriguez says leaving for Michigan 17 years ago was a 'mistake' MORGANTOWN, W.Va. (AP) — Rich Rodriguez says he regrets leaving West Virginia 17 years ago. Rodriguez was introduced as the coach at his alma mater on Friday. Based on the welcome he got from the thousands of West Virginia fans in attendance, much seems to be forgiven. Rodriguez told the crowd that he never should have left his home state. The 61-year-old coach says he's grown both as a person and a coach throughout his long career, and that his departure at the end of the 2007 season for a head coaching job at Michigan was a mistake. Rodriguez went 60-26 at West Virginia from 2001 to 2007. Woman who falsely accused Duke lacrosse players of rape in 2006 publicly admits she lied RALEIGH, N.C. (AP) — The woman who in 2006 falsely accused three Duke University lacrosse players of raping her has admitted publicly for the first time that she made up the story. The accusations made national headlines at the time, stirring tensions about race, class and the privilege of college athletes. Crystal Mangum, who is Black, said in an interview with the “Let’s Talk with Kat” podcast that she “made up a story that wasn’t true” about the white players who attended a party where she was hired to perform as a stripper “because I wanted validation from people and not from God.” The former Duke players were declared innocent in 2007 after Mangum’s story fell apart under legal scrutiny. Analysis: Only LeBron James knows what's happening right now, and what's in his future LAS VEGAS (AP) — LeBron James was starring in Las Vegas at this time last year, the headline attraction while he and the Los Angeles Lakers were about to win the inaugural version of the event now known as the NBA Cup. That's not the case this year. “Personal reasons ... he’s taking some time” is what Lakers coach JJ Redick said this week when detailing why James was missing from practice. “Left foot soreness” is the reason why the Lakers have ruled him out of Friday’s game in Minnesota. There’s been trade speculation in recent days. It's all very different than a year ago at Cup time.Loobie 3-9 3-4 9, Richards 3-7 1-3 7, Chung 4-10 2-4 11, Sonnier 6-11 0-0 12, Tucker 1-9 2-2 4, Brice 0-3 0-0 0, Oliva Fernandez 2-2 0-0 4, Wright 2-4 3-6 7, Jones-Brown 1-4 0-0 2, Reynoso 0-3 0-0 0, Totals 22-62 11-19 56 Hobbs 5-10 2-2 12, Holloway 2-7 5-6 9, Kampschroeder 1-4 2-2 4, Olson 10-15 1-2 23, Swords 6-15 3-3 18, Dunbar 0-0 2-2 2, VanTimmeren 2-2 2-3 6, Grabovskaia 5-7 3-3 13, Brown 2-4 0-0 4, Delfosse 4-8 0-0 10, Q. Daniels 5-7 0-4 10, Totals 42-79 20-27 111 3-Point Goals_Long Beach St. 1-22 (Loobie 0-4, Richards 0-1, Chung 1-5, Sonnier 0-3, Tucker 0-4, Jones-Brown 0-2, Reynoso 0-3), Michigan 7-25 (Hobbs 0-3, Holloway 0-1, Kampschroeder 0-3, Olson 2-6, Swords 3-7, Brown 0-2, Delfosse 2-3). Assists_Long Beach St. 11 (Chung 3), Michigan 25 (Hobbs 5, Swords 5). Fouled Out_Long Beach St. Richards. Rebounds_Long Beach St. 29 (Chung 6), Michigan 51 (Hobbs 8, Swords 8). Total Fouls_Long Beach St. 25, Michigan 20. Technical Fouls_None. A_2,753.By Prince Charles Dickson The Latin axiom “Corruptissima re publica plurimae leges” rings painfully true for Nigeria. It translates to “the more corrupt the state, the more numerous the laws.” This adage seems to encapsulate the nation’s convoluted legal landscape, a labyrinth of statutes that often serve as tools for manipulation rather than instruments of justice. Nigeria, a nation blessed with abundant resources, has been plagued by endemic corruption for decades. This scourge has permeated every facet of society, from government institutions to the private sector. However, the problem isn’t merely the absence of ethical conduct; it’s also the overabundance of laws that are frequently ignored or selectively enforced. The Nigerian legal system is a complex web of statutes, regulations, and by-laws. The sheer volume of legislation can be overwhelming, even for legal professionals. So, let me address just one concern: our tax laws. The Nigerian government’s recent push for tax reform has ignited a firestorm of controversy, with proposed tax bills threatening to further burden an already struggling populace. The core of the issue lies in the perceived excessive taxation and the potential for increased government overreach. At the heart of the debate are several key bills, including the Nigeria Tax Bill 2024, the Tax Administration Bill, the Nigeria Revenue Service Establishment Bill, and the Joint Revenue Board Establishment Bill. These bills aim to overhaul Nigeria’s tax system, with proponents arguing that they will modernize the system and boost government revenue. However, critics contend that these measures will disproportionately impact the middle class and small businesses, further stifling economic growth. One of the most contentious aspects of the proposed reforms is the expansion of the tax net to include previously exempt sectors and individuals. This has raised concerns about the government’s ability to effectively monitor and enforce these new taxes, potentially leading to increased corruption and bureaucratic inefficiency. Additionally, the proposed establishment of a new tax authority, the Nigeria Revenue Service, has sparked fears of increased surveillance and potential abuses of power. The timing of these proposed reforms has also come under scrutiny, with many arguing that they are ill-timed given the current economic climate. With rising inflation, unemployment, and poverty rates, many Nigerians fear that additional tax burdens will further erode their purchasing power and exacerbate social unrest. Meanwhile, sometime last week, a military convoy had an altercation with a civilian driving and overtaking. Whatever the real story was, the civilian was brutalized. Nigerians then went ahead especially those justifying the military right to brutality to reel out laws— Overtaking Military Convoy: Consequences Under Nigerian Law Overtaking a military convoy is a serious offense in Nigeria, punishable under various laws. This article examines the consequences of overtaking a military convoy under Nigerian law. Relevant Laws The Armed Forces Act (AFA) 2004: Section 119 prohibits obstructing or interfering with military operations, including convoys. The Road Traffic Act 2004: Section 35 prohibits reckless driving, including overtaking military convoys. The National Security Agencies Act 2004: Section 15 empowers security agencies to take necessary actions to maintain national security. Consequences of overtaking military convoy · Arrest and Detention: Security personnel may arrest and detain anyone who overtakes a military convoy. · Prosecution: Offenders may be prosecuted under the AFA, Road Traffic Act, or National Security Agencies Act. · Imprisonment: Conviction may result in imprisonment for up to 5 years (AFA) or 2 years (Road Traffic Act). · Fine: Offenders may be fined up to ₦50,000 (AFA) or ₦20,000 (Road Traffic Act). · Vehicle Confiscation: The vehicle used to overtake the convoy may be confiscated. · Tort Liability: Offenders may be liable for damages or injuries caused to military personnel or equipment. Court Rulings In Aoku v. State (2017), the Court of Appeal upheld a 5-year imprisonment sentence for overtaking a military convoy. Precautions to avoid consequences: Exercise caution when approaching military convoys; maintain a safe distance; follow traffic rules and regulations; avoid reckless driving. Overtaking a military convoy is a serious offense in Nigeria, carrying severe consequences under various laws. It is essential to exercise caution and respect military operations to avoid prosecution and punishment. Apart from the precautions everything in the piece is at best hogwash, some of those laws don’t even exist, but sadly it speaks to the legal proliferation I am referring to which leads to several unintended consequences. The nation suffers legal uncertainty as a result of conflicting laws. The sheer number of laws often leads to inconsistencies and contradictions, creating confusion and uncertainty for citizens and businesses alike. These laws have plenty overlapping jurisdictions and multiple agencies may have overlapping regulatory authority, leading to bureaucratic hurdles and delays. Whether it is LASTMA or FRSC and federal and local roads, or it is sharia or canon law. With selective enforcement, law enforcement agencies may prioritize certain laws over others, leading to selective justice and undermining the rule of law. These laws open the doors for corruption and abuse of power, as opportunities for bribery and extortion, corrupt officials to demand bribes or extort money from citizens and businesses. Leaving rooms open for Impunity for the Powerful as wealthy and influential can often use their connections to circumvent the law or delay legal proceedings. The sheer volume of laws can make it difficult to hold public officials accountable for their actions. Sometimes in corruption cases when citizens hear the judgments passed you wonder under which law. Do I need to emphasize how these laws stifle innovation and entrepreneurship, hindering economic growth, as a result of these regulatory burdens with red-tape, bureaucratic hurdles and delays that discourage foreign investment and hinder domestic businesses, we hardly make progress. All these laws make it difficult for businesses to plan and invest, leading to economic stagnation. When laws are not enforced or are selectively applied, citizens lose faith in the legal system and the government, leading to erosion of public trust, cynicism and distrust. Whether it is a tax law, or a traffic law, our laws need simplification and codification, we need to combine overlapping and contradictory laws into a more streamlined and coherent legal framework. There is need for loads of review and repeal by identifying outdated and unnecessary laws to reduce the regulatory burden. Currently, there is no effective enforcement. There is need to strengthen law enforcement agencies, with the resources and training they need to enforce the law effectively. Ensuring independence of the judiciary and protecting judges from political interference is paramount. Then we need robust accountability mechanisms to hold public officials accountable for their actions. Let me add that half of the problems of these laws are lack of public participation. Involve citizens in the law-making process to ensure that laws reflect their needs and concerns. Promote legal literacy to empower citizens to understand their rights and responsibilities, because just as the proposed tax bills have ignited a fierce debate across various sectors of Nigerian society, with civil society organizations, labor unions, and business groups voicing their concerns. The government continues to push for these reforms, the truth is that you cannot strike a balance between generating revenue and ensuring that the tax burden is distributed fairly and equitably with a populace that does not know what the law is about. By addressing the root causes of the problem, Nigeria can break free from the cycle of corruption and create a more just and equitable society. The path to progress lies in simplifying the legal framework, strengthening law enforcement, and fostering a culture of accountability and transparency, will Nigeria win these legal cycles—only time will tell. * Dr Dickson, a peace practitioner and policy analyst, writes from Jos, Plateau State. XXX

AP News Summary at 11:07 a.m. ESTRachel Christian | (TNS) Bankrate.com Just because retirement planning involves some guesswork doesn’t mean it has to be a total mystery. Related Articles Business | The year in money: inflation eased, optimism ticked upward Business | Nearly half of US teens are online ‘constantly,’ Pew report finds Business | How to protect your communications through encryption Business | About 2.6 million Stanley cups recalled after malfunctions caused burns. Is your mug included? Business | Musk says US is demanding he pay penalty over disclosures of his Twitter stock purchases Whether you’ve been saving since your first job or you’re getting a late start, you can leverage expert-recommended strategies to gauge your progress on the road to retirement. And if you’re not quite on track, don’t sweat it — the experts we spoke to offered actionable tips to help you close the gap. You might have a general idea of how much money you need to save for retirement . A few quick calculations can give you an estimate, but to truly appreciate where you stand, you’ll need to dive into the numbers. Here’s how to get started. A good rule of thumb to estimate your retirement savings goal is the Rule of 25 . Simply multiply your desired annual retirement income by 25. The result is roughly how much you’ll need to save before hitting retirement. For example, if you plan to spend $50,000 a year, you’ll need about $1.25 million to make it a reality. The Rule of 25 is based on the idea that withdrawing 4% annually from your retirement savings should last you about 30 years. While it’s not an exact science by any means — health care costs and lifestyle changes can skew the numbers, for example — the Rule of 25 can be a good starting point to figure out how much you need to save. Fidelity Investments, a behemoth in the retirement planning space, offers savings guidelines to help you determine if you’re on track . —By age 30: Save 1x your annual salary —By age 40: Save 3x your annual salary —By age 50: Save 6x your annual salary —By age 60: Save 8x your annual salary —By age 67: Save 10x your annual salary For example, if you earn $60,000 annually, you should aim for $600,000 in savings by age 67. But like the Rule of 25, Fidelity’s guidelines offer a 10,000-foot look at retirement goals, and they’re not customized to your situation. Maybe you earned a low salary in your 20s, but you’re working hard in your 30s to make up for it. Use these estimates as a benchmark — but don’t get discouraged if you’re lagging behind. Now it’s time to zoom in a little. To get a clearer snapshot of your progress, use an online retirement calculator. These tools factor in your age, current savings, income and lifestyle goals to estimate whether you’re on track. You’ll get a more refined estimate without crunching the numbers yourself. Bankrate’s retirement calculator even lets you input different rates of return on your investments and accounts for estimated annual salary increases. Having a general savings goal is nice, but to avoid falling short in retirement, you’ll need more than a ballpark figure. Experts recommend creating a retirement budget to get an up-close-and-personal look at how much you’ll really need once you leave the workforce. First, estimate how much you’ll spend per month in retirement. While some costs will increase, like health care, others will likely decrease, like dining out and commuting. “Estimating expenses can be challenging for some people, so as a starting point, I often use your net take-home pay,” says Jeff DeLarme, a certified financial planner and president of DeLarme Wealth Management. For example, if you receive a direct deposit of $2,500 every two weeks from work, use $5,000 as your estimated monthly spending in retirement. “Assuming this was enough to pay the bills while working, we can use $5,000 a month as a starting budget to plan for,” says DeLarme. Next, map out your sources of income in retirement. Social Security is the largest income stream for most retirees, but don’t neglect other inflows, such as: —Workplace retirement accounts, like 401(k)s —Personal retirement accounts, like a traditional or Roth IRA —Pensions —Annuities —Selling your home or business —Rental income —Inheritance “If there’s a gap between your expected expenses and income, you’ll have a good idea of how much you need to save,” says Mike Hunsberger, a certified financial planner and owner of Next Mission Financial Planning. From there, you can adjust your savings and investment strategy accordingly. For something as important (and complex) as retirement planning, it pays to speak with a professional. Financial advisers can analyze your savings, investments and retirement goals to create a personalized plan. Advisers use special planning software that account for more variables than an online calculator, giving you a much more precise, granular look at your financial life in retirement. Many financial advisers can also help you optimize your tax strategy, which can potentially save you thousands of dollars over time. Make sure the adviser you hire is a fiduciary , meaning they’re legally obligated to prioritize your interests over their own. A fiduciary won’t push investments to earn a commission or recommend products that aren’t aligned with your needs. A certified financial planner is one of the most well-recognized designations for fiduciaries. You can use Bankrate’s adviser matching tool to find a certified financial planner in your area in minutes. Maybe you did the math and realized you’re not quite where you need to be. Don’t panic if you’re behind schedule. Here are five strategies experts recommend to help you catch up on your retirement savings . Cutting expenses now frees up more cash to invest in your retirement accounts. Evaluate your budget and identify areas where you can cut costs, like dining out, streaming subscriptions or shopping. Don’t rule out bigger lifestyle changes either, especially if retirement is rapidly approaching. Housing is the biggest monthly expense for most people. Getting creative here can help amplify the amount you can sock away, says Joseph Boughan, a certified financial planner and managing member at Parkmount Financial Partners. It can also reduce your expenses in retirement, so you may not need to save as much as before. “Downsizing can be a great way to cut expenses,” says Boughan. “This can even free up cash if you don’t end up needing all that money for a new home.” Moving somewhere with lower property taxes or income taxes can also help bring your retirement plan back in line. And if you’re a renter, making tough short-term decisions, like taking on a roommate or moving to a lower cost-of-living area, can free up hundreds of dollars a month for your retirement. “Everyone’s plan is unique, so exploring all the options is important,” Boughan says. Joe Conroy, a certified financial planner and owner of Harford Retirement Planners, recommends taking a “retirement test drive” as you near your target date. “Start to live on what income you think you can afford in retirement and stash all the extra income into savings and investments,” says Conroy. “If you can make it through each month, you’re ready for retirement. If you run short, then adjust your plan accordingly.” Working a little longer can be a game-changer for your retirement nest egg. Not only does it give you more time to save, it also gives your investments room to grow. “Working longer or even just part time for a few years early in retirement is one of the best ways to reduce the amount of money you need to save,” says Hunsberger. Postponing retirement can also boost your Social Security benefits . “You can claim as early as 62, but your benefits will be reduced significantly,” says Hunsberger. Meanwhile, each year you delay claiming Social Security benefits beyond your full retirement age , your monthly check will increase by 8%, though this benefit maxes out at age 70. So waiting can really pay off. It may seem obvious, but if you’re behind on retirement savings, you’ll need to boost your contributions as much as possible. Here are a few ways to make saving for retirement easier: —Increase your contribution rate: Allocate a larger portion of your paycheck to a workplace retirement plan. Even bumping up your contributions by 1% or 2% can make a huge difference down the road. —Take advantage of your employer match: Don’t leave free money on the table. Many employers will chip in between 3 and 5% depending on your plan, so make sure you’re contributing enough to take advantage of the benefit. —Use “unexpected” money to catch up: If you get a raise or bonus at work, funnel part of it directly into your 401(k). And if you get a refund at tax time, siphon some of it off to beef up your IRA. If you’ve been investing in low-risk, low-return investments, you may not be keeping up with inflation, let alone growing your nest egg. Reallocating part of your portfolio to stocks or low-cost growth exchange-traded funds (ETFs) is one way to get your money working harder. Higher-risk investments like stocks carry more volatility but also offer higher potential returns. Work with a financial adviser or use a robo-adviser to strike the right balance between growth and your personal risk tolerance. Contribution limits for 401(k) plans and IRAs are higher for people over 50. For 2025, employees aged 50 and up who participate in most 401(k) plans or the federal government’s Thrift Savings Plan can save up to $31,000 annually, including a $7,500 catch-up contribution . But thanks to SECURE 2.0 , a sweeping retirement law, a new higher catch-up contribution limit of $11,250 applies for employees ages 60 to 63. So, if you’re in this age group, you can squirrel away a whopping $34,750 a year during the final stretch of your career. Of course, you’ll need a big salary (think six figures) in order to take full advantage of such massive contribution limits. But if you can afford it, these catch-up allowances can put your plan back on track, especially if you struggled to save much early in your career. There’s no GPS to gauge your progress on the road to retirement. If you’ve veered off course or aren’t sure where to start, begin by getting a quick estimate of how much you’ll need before mapping out a retirement budget. And if you’re behind, don’t panic — adjusting your spending, boosting your contributions and speaking with a financial adviser can help you catch up. ©2024 Bankrate.com. Distributed by Tribune Content Agency, LLC.

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HENDERSON, Nev. (AP) — Aidan O'Connell might not be Mr. Right for the Raiders, but he is Mr. Right Now. He did enough in Friday's 19-17 loss at Kansas City to show that Las Vegas' quarterback job will be his for the rest of the season — barring, that is, another injury. O'Connell didn't look like a quarterback who hadn't played in nearly six weeks because of a broken thumb . Plus, the Raiders had a short week to prepare for the Chiefs, meaning O'Connell only went through a series of walk-through practices. Even so, he completed 23 of 35 passes for 340 yards, including touchdown passes of 33 yards to tight end Brock Bowers and 58 yards to wide receiver Tre Tucker. He didn't throw any interceptions. “Thought he competed,” coach Antonio Pierce said Saturday morning. “I thought for what we knew we were getting with Spags (Kansas City defensive coordinator Steve Spagnuolo) and that defense, that he stood in the pocket, made some tough throws, took some hits, took the shots down the field like we wanted. We had some opportunities to take shots down the field, he threw them. And I thought our skill guys did a hell of a job competing and making some really good plays for us.” O'Connell's performance would've shined even more if not for the Raiders' final offensive play. He led the Raiders from their 8-yard line to the Chiefs 32 with 15 seconds left. The plan was for O'Connell to take the snap and throw the ball away to run off a few more seconds, then send Daniel Carlson out for the potential winning field goal without giving Patrick Mahomes enough time to mount one of his signature comebacks. But rookie center Jackson Powers-Johnson snapped the ball before O'Connell was expecting it, and the Chiefs recovered to secure another close, last-minute victory. The Raiders were called for illegal shift, which Kansas City declined. But there was some question about whether officials intended to call a false start instead. Though that infraction would have cost Las Vegas 5 yards, the pre-snap penalty still would've given Carlson a shot at the field goal. Pierce said his team heard an official's whistle before the snap, and that will be included in the Raiders' report to the NFL. “We do that every game,” Pierce said. “Typically, anywhere from three to five questions, and then we’ll get a letter within 24 to 36 hours, and we’ll read it and learn from it.” What’s working Bowers had another sensational game. He was targeted 14 times, catching 10 passes for 140 yards. For the season, he has 84 receptions for 884 yards and four TDs, making him a strong contender for Offensive Rookie of the Year. “We’re seeing double-teams and them really shifting their zone to him, and I don’t really think it matters,” Pierce said. “I think we've got a really special player on our hand.” What needs help The Raiders need to do better on first and second downs to set up more favorable third-down conversions. They have faced 47 third downs from 7 to 10 yards, tied with the Dallas Cowboys for fifth most. Las Vegas' conversion rate on those plays is 36.2%, which actually is favorable compared to the rest of the league, but the Raiders are still creating too many of those situations. Stock up Las Vegas made life difficult for Mahomes, sacking him five times. And it wasn't just Maxx Crosby bringing the heat. Four players had at least one-half sack, including K’Lavon Chaisson, who had 1 1/2. It was a season-high total for the Raiders, and they have taken down the opposing quarterback in 30 consecutive games, the third-longest active streak. Stock down Carlson is usually money, but he missed field goals from 56, 55 and 58 yards. Hardly chip shots, but he is capable of converting from those distances. He had made 30 of 38 field goals from 50-plus yards entering the game, with a career long of 57 yards. Injuries WR DJ Turner injured his knee in the second half. Key number 12 — The Raiders are one of three teams to fall behind double digits in each of their first 12 games of a season. The others were the 1986 Indianapolis Colts and 1972 New England Patriots. Next steps The Raiders visit Tampa Bay on Dec. 8. ___ AP NFL: https://apnews.com/hub/nfl Mark Anderson, The Associated Press

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After announcing he would not return to Congress, Matt Gaetz appears to be trying out a new career option: creating personalized videos for his fans on Cameo. Gaetz, a former Florida representative, joined the platform Friday, a day after he withdrew his name from consideration to serve as President-elect Donald Trump’s attorney general amid sexual misconduct allegations. There, he’s been doling out paid holiday wishes, marriage congratulations and career pep talks. As of Sunday night, Gaetz is charging a minimum of $550 per video, which so far have averaged about a minute and a half in length. “I served in Congress,” his Cameo page reads, alluding to his recent resignation and subsequent announcement that he does not plan to retake his House seat. “Trump nominated me to be US Attorney General (that didn’t work out). Once I fired the House Speaker.” The speaker he "fired" hints at his feud with Kevin McCarthy, whom he played a pivotal role in ousting last year when Gaetz forced a House vote that led to McCarthy's removal from office. A representative for Gaetz did not immediately respond to a request for comment. Gaetz announced Thursday his decision to take himself out of the running for attorney general, writing on X , “While the momentum was strong, it is clear that my confirmation was unfairly becoming a distraction to the critical work of the Trump/Vance Transition.” His potential appointment was overshadowed by several allegations of sexual misconduct, including allegations that he had sex with a 17-year-old at a party in 2017 . He was also investigated by the Justice Department — which he would have led had he been confirmed — related to allegations of sex trafficking and sex with a minor. Gaetz has vehemently denied allegations of sexual misconduct, and the investigation ended with no charges against him. Gaetz’s resignation last week also effectively ended a House Ethics Committee investigation into the allegations against him, which had been ongoing intermittently since 2021. Cameo, the celebrity video message app, which launched in 2017, allows users to purchase custom shoutouts from famous figures who join the app. Fans on Cameo commonly request these videos, priced by the celebrities themselves, for special occasions such as birthdays, anniversaries and graduations. Despite facing some financial trouble in recent years, Cameo has remained a fixture for some public figures seeking an extra source of income. It’s become a notorious marketplace for fan-requested videos from pop culture’s most dramatic and villainized personalities, which often go viral when posted to social media platforms like TikTok and X. In one video, Gaetz, a Republican, filmed himself congratulating a recipient for making partner at their law firm while acknowledging their political differences. “Look, I know your politics and mine may not align specifically, but you know, our career trajectories might not be either. I mean, here you are making partner, and my legal career took a little bit of a different turn this last week,” Gaetz said. “But you know what? Work hard, get paid a lot of money, do a lot of great things as a practitioner and counselor at law, and you know, you never know. You could be an attorney general nominee, too.” Other videos feature Gaetz thanking his recipients for “backing President Trump and all of our efforts to save the country” and being “there for MAGA.” He also roasted one recipient for “betting on things like... Kamala Harris to be the President of the United States. You got to get better habits for that — bet on Trump.” Gaetz is following in the footsteps of other embattled politicians such as former Rep. George Santos , who turned to the platform after he was ousted from the House late last year amid allegations of wire fraud and identity theft. Earlier this year, Santos made his drag queen persona available on the app as well. He has since pleaded guilty to a pair of felony fraud charges. Also on Cameo are Rod Blagojevich, the former Illinois governor who was removed from office and incarcerated on charges of public corruption, and Rudy Giuliani, the former New York City mayor who was indicted on charges related to alleged efforts to overturn the 2020 presidential election results in Georgia. Giuliani has pleaded not guilty to the charges in the Georgia election interference case. He was also found liable for defaming two Georgia election workers . Michael Cohen, Trump’s former attorney who pleaded guilty to and served time in prison for federal crimes, is also active on the app. Other political figures on Cameo include former Alaska governor Sarah Palin, former Trump campaign manager Corey Lewandowski and Fox News commentator Tomi Lahren. This article first appeared on NBCNews.com . Read more from NBC News here:Jaylen Waddle's best catches from 144-yard, 1-TD game vs. Patriots Week 12

For smooth and uninterrupted delivery of essential services and functioning of vital installations across the Kashmir division, CM Omar Abdullah on Tuesday chaired a high-level meeting in Srinagar to review the preparedness of various departments to address challenges posed by harsh winter conditions, particularly in the snow-bound zones of Kashmir Valley and Jammu Division. The meeting was attended by all five council of ministers, including deputy chief minister Surinder Choudhary. The CM conducted a department-wise review of the winter preparedness measures of all line departments and emphasised the need for a robust mechanism to minimize public inconvenience during severe weather conditions. Omar also engaged with deputy commissioners to assess district-level preparedness and urged them to prioritise timely and effective responses to weather-related challenges and stressed the importance of keeping men and machinery in a state of readiness to ensure the routine functioning of essential installations. “CM directed departments to prioritise uninterrupted trade, transport, and essential supplies while addressing disruptions caused by snow, waterlogging, or power outages. On snow clearance, he was briefed that a sufficient number of hi-tech snow clearance machines have been deployed by the R&B Department, SMC, MED, BRO, and NHAI, with additional machines on standby to handle heavy snowfall,” the official spokesman said adding that Chief Minister Omar Abdullah instructed the concerned authorities to focus on clearing key routes, including inter-district highways and roads leading to hospitals, power grids, water supply systems, and fire and emergency services. “The meeting was informed that adequate stocks of ration, petrol, diesel, and LPG are available to meet the needs of residents for several months. Additional provisions have been made to ensure timely distribution across districts,” the spokesman said adding that the Chief Minister directed for establishment of joint control rooms in all districts to handle winter-related complaints promptly. The spokesman said the CM stressed the importance of a swift response system to minimise public inconvenience and ensure seamless delivery of essential services. Reviewing the health sector’s readiness, the chief minister directed the health department to ensure adequate stocks of medicines, oxygen cylinders, and emergency supplies across all hospitals and asked the officials for maintaining functional central heating systems in healthcare facilities and ensuring the deployment of medical personnel in snowbound areas. The Chief Minister instructed KPDCL engineers to prioritize the restoration of electricity, particularly for essential installations and directed timely replacement of damaged transformers and urged for protection of field staff with proper safety gear to prevent accidents during repair work.

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