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Joe Douglas is gone. Robert Saleh already was fired. Aaron Rodgers could be next to leave the New York Jets. Douglas lost his job as the general manager on Tuesday, six weeks after the head coach was replaced following a 2-3 start. The Jets have gone 1-5 under interim coach Jeff Ulbrich so owner Woody Johnson sent Douglas packing. Rodgers has played more like a 40-year-old quarterback coming off an Achilles tendon injury than a four-time NFL MVP. He's expressed a desire to play another season. The big question is whether the Jets will want him back. Maybe they'll decide to take one more shot at a playoff run with Rodgers while having him mentor a rookie quarterback. Or, they could start fresh. There are significant contract ramifications either way. Rodgers is slated to make a non-guaranteed $37.5 million in 2025 with a dead cap hit of $49 million as his salary cap total goes from $17.1 million to $23.5 million. People are also reading... The Jets could spread the dead money over two years by releasing Rodgers with the use of post-June 1 designation. He has a no-trade clause in his contract so they would need his permission to make a deal. If Rodgers doesn't retire and New York's new regime wants a clean slate, here are potential destinations for the future first-ballot Hall of Famer: SAN FRANCISCO 49ERS: This could only happen if Brock Purdy's shoulder injury is more significant than is known. Rodgers is a native of northern California and grew up a Niners fan. Returning home to help San Francisco win its sixth Super Bowl has to be attractive. Playing for coach Kyle Shanahan surrounded by playmakers Christian McCaffrey, Deebo Samuel and George Kittle would be a quarterback's dream. Again, Purdy is the team's present and future. And, he's resilient. Purdy rebounded from elbow surgery following his rookie season to start Week 1 last year and ended up finishing fourth in MVP voting, leading the 49ers to the Super Bowl. Purdy also is due for a contract extension and a major raise so the salary cap makes this even more of a longshot. But never say never in the NFL. MINNESOTA VIKINGS: Sam Darnold has been more than a stopgap, helping the Vikings (8-2) to an impressive start. J.J. McCarthy is the future, however, and Darnold will be a free agent after the season. If the Vikings fall short of a Super Bowl and Rodgers shows over the final six weeks that he can play championship football, this could be a fit. The Vikings could let McCarthy sit and learn for another year, especially coming off a knee injury that required a second surgery earlier this month. NEW YORK GIANTS: Rodgers wouldn't have to move. The Giants will need a quarterback after benching Daniel Jones and eventually releasing him. They could draft a quarterback in the first round and have him learn behind Rodgers for a season. That'll depend on which pick New York ends up with because it's a thin draft class. Unlike the Jets, the Giants (2-8) haven't made any coaching or GM changes yet. If it's status quo with GM Joe Schoen and coach Brian Daboll, one year with Rodgers isn't unrealistic. LAS VEGAS RAIDERS: They also need a quarterback. Brock Bowers could set an NFL record for most catches by a tight end if he had Rodgers next season. The Raiders (2-8) are aiming for a high pick to get a shot at a quarterback of their choice. New minority owner Tom Brady believes rookie quarterbacks need time to develop and learn. The seven-time Super Bowl champion would have to be in favor of having Rodgers start and tutor a youngster. TENNESSEE TITANS: If Will Levis doesn't prove over the final seven games that he can be a No. 1 quarterback, the Titans (2-8) will be in the QB market and likely have a high draft pick. It's another scenario where Rodgers would fit as a one-year bridge. Be the first to knowOn his 28th birthday, goaltender Mackenzie Blackwood received a trade to the Colorado Avalanche along with some friendly advice. "Just stop the puck," Avs general manager Chris MacFarland said of the message to his newest goaltender. "That's what we're looking for from him." Seems simple enough, but that inability to stop shots on a consistent basis this season led the Avalanche to trade another goaltender on Monday. The Avs swapped netminders with San Jose, sending a struggling Alexandar Georgiev to the Sharks for Blackwood. As part of the deal, the Avalanche also acquired forward Givani Smith along with San Jose's fifth-round pick in 2027. The Sharks received forward Nikolai Kovalenko and two draft picks — a fifth-round selection in 2025 and a second-round pick in 2026. Colorado will retain 14% of Georgiev's contract, which equates to approximately $476,000. He was in the last season of a $10.2 million, three-year deal. "We paid a steep price," MacFarland said in a Zoom call. "At the end of the day, I didn't want to wait and be in a position where we had to do something. We just felt this made a lot of sense for us right now." On Nov. 30, Colorado shook up its goaltending situation by trading backup Justus Annunen to Nashville for Scott Wedgewood. The Avalanche, who have allowed 3.55 goals per game this season, made a more dramatic move in net on Monday. The 28-year-old Georgiev had a slow start to the season, even spending some time on the bench. He is 8-7 with a 3.38 goals-against average and a .874 save percentage. "We felt we needed an upgrade a few weeks ago and started kicking the tires," MacFarland said. "But it's not easy to make goaltending trades. People think it's just pick up the phone and make an offer — teams don't trade starting goaltenders in this league easily. So for us to make these two deals, it was a challenge." Georgiev was acquired by Colorado in a deal with New York Rangers on July 7, 2022. He made the NHL All-Star Game a year ago in a season when he finished with a league-leading 38 wins. He wound up 86-41-11 in an Avalanche sweater. Blackwood also started off slow this season, with an 0-2-2 mark. But he has a 2.72 goals-against average and a .916 save percentage over his last 14 appearances. On Oct. 22, Blackwood celebrated his 200th career game by stopping 37 of 39 shots in a 3-1 loss to Anaheim. "We believe there's some untapped, still potential in him as he's growing as a goaltender," MacFarland said. "We think he's stylistically going to fit really well with how we play." MacFarland said Blackwood was under the weather and won't join the team in Pittsburgh for the Avalanche's game Tuesday. Instead, he will head to Denver. "I chatted with him briefly, he's super excited — as are we," MacFarland said. "He knows the opportunity in front of him." The Sharks initially acquired Blackwood from New Jersey in 2023 for a sixth-round pick. By trading Blackwood to the Avalanche, the Sharks were able to net a prized prospect in Kovalenko and future assets in the draft. A rookie this season, Kovalenko has four goals and four assists over 28 games. He's currently ninth in goals among first-year players. The 25-year-old Kovalenko made his NHL debut during Game 4 of Colorado's first-round playoff series last season. He became the sixth player in Avalanche/Quebec Nordiques history to have his NHL debut arrive in the playoffs. "You've got to give to get. The goalie market, it's a bear," MacFarland said of including Kovalenko in the deal. "That was the cost of doing business. ... We had to swallow hard and include him in the deal. We wish him nothing but the best." Smith has played in six games for San Jose this season. The 26-year-old was originally selected by Detroit in the second round of the 2016 draft.
( MENAFN - IANS) United Nations, Dec 28 (IANS) UN Secretary-General Antonio Guterres is saddened by the passing of India's former Prime Minister Manmohan Singh, who played a "pivotal role" in shaping the nation's "economic trajectory", according to his Associate Spokesperson Stephanie Tremblay. "The Secretary-General was saddened to learn of the passing of Dr Manmohan Singh," she said in a statement on Friday. He "played a pivotal role in India's recent history, particularly in shaping its economic trajectory," the statement said. "As Prime Minister from 2004 to 2014, Singh oversaw a period of significant economic growth and development in India." "Under his leadership, India also strengthened its collaboration with the United Nations, contributing actively to global initiatives and partnerships," it added. Singh cooperated with Guterres's two predecessors Kofi Annan and Ban Ki-moon during his 10 years as Prime Minister, meeting them at the UN headquarters in New York as well as at other international forums. Singh addressed the UN General Assembly five times. Fighting climate change has been a top item in the UN's agenda along with sustainable development for poverty eradication. In pursuing these goals, Singh reiterated India's commitment but also constantly reminded world leaders that the developing countries' historical context should be taken into account and the developed countries had a special responsibility in pursuing them. At the UN Climate Change Conference in Denmark in 2009, he declared, "India was a latecomer to industrialisation and as such we have contributed very little to the accumulation of greenhouse gas emissions that caused global warming, but we are determined to be part of the solution." When the negotiations began while he was Prime Minister for the landmark Paris Climate Change Accord that was adopted in 2015, he made it a firm condition that it should be "equitable" taking into account the disproportionate role the developed countries had in creating the greenhouse gas crisis and its consequences suffered by developing countries. He also attended the Rio+, the UN Conference on Sustainable Development in Rio De Janeiro in 2012. While criticising the developed countries for their parsimony in funding development around the world, he also said, "Sustainable development mandates the efficient use of available natural resources. We have to be much more frugal in the way we use natural resources." While the UN was working on its ambitious 2030 Sustainable Development Goals that was adopted in 2015 after he left office, Singh emphasised that it should provide funding for developing countries and technology transfer. In 2013 in his last address to the UN General Assembly, he said, "The problems of over a billion people living in abject poverty around the world need to be attacked more directly. Poverty remains a major political and economic challenge and its eradication requires special attention and a new collective thrust." "It is, therefore, important that the UN set clear and concise goals (for its sustainable development agenda) and provide practical and well-defined means of implementation, including the adequate flow of resources and transfer of technology, taking the views of developing countries fully into account," he added. MENAFN27122024000231011071ID1109036087 Legal Disclaimer: MENAFN provides the information “as is” without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the provider above.
WINDSOR, Conn. , Dec. 9, 2024 /PRNewswire/ -- SS&C Technologies Holdings, Inc. (Nasdaq: SSNC ) today announced an initial agreement with Insignia Financial (Insignia) to deliver superannuation member administration services. Insignia Financial supports around 1.1 million superannuation fund members through its wealth management offerings. Upon signing a final binding agreement, more than 1,000 team members in seven offices across Australia will transfer from Insignia to SS&C. The team will then leverage SS&C's in-house technology to automate processes and streamline operations while providing top-notch service delivery to Insignia's customers alongside SS&C's experts. "As a leading global provider of retirement solutions, SS&C is a trusted partner with extensive expertise in fund administration. We anticipate the collaboration with SS&C will provide our more than 1.1 million members with an improved experience delivered by contemporary technology, our people with the opportunity to be part of a large global enterprise, and greater cost efficiencies," said Insignia Financial's CEO Scott Hartley . "We look forward to welcoming Insignia Financial staff to the team and working closely with our new colleagues," said Bill Stone , Chairman and CEO. "Insignia Financial is one of the largest wealth management businesses in Australia and will be our largest client in Australia . This collaboration will put SS&C one step closer to becoming the leading superannuation administration provider in the region. As more funds look to partner with trusted external providers, we look forward to delivering the best technology and service to optimize superannuation administration for Australia's investors." About Insignia Financial Ltd. With origins dating back to 1846, today the Insignia Financial is a leading Australian wealth manager. Insignia Financial provides financial advice, superannuation, wrap platforms and asset management services to members, financial advisers and corporate employers. Further information about Insignia Financial can be found at www.insigniafinancial.com.au About SS&C SS&C is a global provider of services and software for the financial services and healthcare industries. Founded in 1986, SS&C is headquartered in Windsor, Connecticut , and has offices around the world. Some 20,000 financial services and healthcare organizations, from the world's largest companies to small and mid-market firms, rely on SS&C for expertise, scale and technology. Additional information about SS&C (Nasdaq: SSNC ) is available at www.ssctech.com . Follow SS&C on Twitter , LinkedIn and Facebook . SOURCE SS&CLIAM Payne’s ex girlfriend Sophia Smith has revealed she’s engaged to boyfriend James Bridgwood. The 30-year-old announced her happy news today alongside a video of James popping the question the question on Christmas Day – alongside their daughter Angelina. Sophia wrote: “Yes a million times over 25.12.24.” Sophia first revealed she was dating James in 2021 and the pair became parents in April 20223. The influencer dated Liam Payne from 2013 to 2015 after being friends from their school days. Her news comes just two months after Liam tragically passed away in Buenos Aires. Liam was planning to marry his current girlfriend Katie Cassidy prior to his death. Kate, who dated the One Direction star for two years before his death , shared a note from Liam online shortly after his death, revealing their plans. The social media star, 25, revealed in the caption that they had planned their future and he wanted to get married "within a year". One photo showed the handwritten note from Liam, in which he wrote: "Me and Kate to marry within a year / engaged and together forever". Liam, 31, died in October after falling from a hotel balcony while on holiday in Argentina. His death came just days after girlfriend Kate, 25, returned home to the US following their trip together. Last week it was reported that a close friend of tragic Liam has refused to answer questions over his death. Rogelio ‘Roger’ Nores declined to testify and will submit a written statement to the investigating judge. He has denied claims he abandoned Liam before he fell from his balcony at the CasaSur Palermo Hotel . On October 16, 2024, Liam Payne sadly died, leaving family, friends and fans devastated. Here we take you through the biggest stories to unfold since his tragic passing:
Beacon Technology Market to Witness Excellent Revenue Growth Owing to Rapid Increase in Demand 12-14-2024 12:05 PM CET | Advertising, Media Consulting, Marketing Research Press release from: AMA Research & Media LLP Beacon Technology Advance Market Analytics published a new research publication on "Global Beacon Technology Market Insights, to 2030" with 232 pages and enriched with self-explained Tables and charts in presentable format. In the Study, you will find new evolving Trends, Drivers, Restraints, Opportunities generated by targeting market-associated stakeholders. The growth of the Beacon Technology market was mainly driven by the increasing R&D spending across the world. Major players profiled in the study are: BlueCats (Australia), BlueSense (United Kingdom), Estimote (United States), Accent Systems (Spain), GeLo (United States), Glimworm Beacons (Netherlands), Gimbal (United States), Kontakt.io (United States), Sensorberg (Germany), Sonic Notify (United States) Get Free Exclusive PDF Sample Copy of This Research @ https://www.advancemarketanalytics.com/sample-report/58323-global-beacon-technology-market?utm_source=OpenPR&utm_medium=Vinay Scope of the Report of Beacon Technology Beacon technology is a wireless transmitter that uses low energy Bluetooth technology to send signals to other smart devices. The beacon technology majorly used as location-based technology. This market is reaching a maturity point in the United States majorly in the retail sector. In technical aspects beacons are getting major attraction in contrast to other solutions, it is used for both proximity detection and location estimation. This market has strong growth potential due to the high development in IoT technology. In Oct 2018, Selexis SA announced the acquisition of Berkeley Lightâ€TMs Beacon optofluidic platform. Through this agreement, the Selexis accelerate the cell line development of its platform. The titled segments and sub-section of the market are illuminated below: by Application (Indoor positioning and Navigation, Retail, Employee attendance and tracking, Facilities Management, Logistics and Transport, Healthcare, Others (Payments, Healthcare)), Deployment Mode (On-Premise, Cloud), Platforms (IBeacon, Eddystone, AltBeacon) Market Opportunities: •Increase number of hypermarket create strong opportunity for beacon provider to track customers in-store environment •Increase demand from the banking sector for providing personalized product offering, branch analytics, and others • Market Drivers: •Increase the penetration of internet of things across the globe •Increase demand for customizing IT infrastructure •Technology or modernization or retail sector •Rising demand for Personalized Shopping Experience on Mobile Devices • Market Trend: •Advancement of the beacon with artificial technology •Increase adoption of beacon technology for a cross-channel and omnichannel shopping experience • What can be explored with the Beacon Technology Market Study? •Gain Market Understanding •Identify Growth Opportunities •Analyze and Measure the Global Beacon Technology Market by Identifying Investment across various Industry Verticals •Understand the Trends that will drive Future Changes in Beacon Technology •Understand the Competitive Scenarios -Track Right Markets -Identify the Right Verticals Region Included are: North America, Europe, Asia Pacific, Oceania, South America, Middle East & Africa Country Level Break-Up: United States, Canada, Mexico, Brazil, Argentina, Colombia, Chile, South Africa, Nigeria, Tunisia, Morocco, Germany, United Kingdom (UK), the Netherlands, Spain, Italy, Belgium, Austria, Turkey, Russia, France, Poland, Israel, United Arab Emirates, Qatar, Saudi Arabia, China, Japan, Taiwan, South Korea, Singapore, India, Australia and New Zealand etc. Get Up to 30% Discount on This Premium Report @ https://www.advancemarketanalytics.com/request-discount/58323-global-beacon-technology-market?utm_source=OpenPR&utm_medium=Vinay Strategic Points Covered in Table of Content of Global Beacon Technology Market: Chapter 1: Introduction, market driving force product Objective of Study and Research Scope the Beacon Technology market Chapter 2: Exclusive Summary - the basic information of the Beacon Technology Market. Chapter 3: Displaying the Market Dynamics- Drivers, Trends and Challenges & Opportunities of the Beacon Technology Chapter 4: Presenting the Beacon Technology Market Factor Analysis, Porters Five Forces, Supply/Value Chain, PESTEL analysis, Market Entropy, Patent/Trademark Analysis. Chapter 5: Displaying the by Type, End User and Region/Country 2016-2022 Chapter 6: Evaluating the leading manufacturers of the Beacon Technology market which consists of its Competitive Landscape, Peer Group Analysis, BCG Matrix & Company Profile Chapter 7: To evaluate the market by segments, by countries and by Manufacturers/Company with revenue share and sales by key countries in these various regions (2024-2030) Chapter 8 & 9: Displaying the Appendix, Methodology and Data Source Finally, Beacon Technology Market is a valuable source of guidance for individuals and companies. Read Detailed Index of full Research Study at @ https://www.advancemarketanalytics.com/buy-now?format=1&report=58323?utm_source=OpenPR&utm_medium=Vinay Thanks for reading this article; you can also get individual chapter wise section or region wise report version like North America, Middle East, Africa, Europe or LATAM, Southeast Asia. Contact Us: Craig Francis (PR & Marketing Manager) AMA Research & Media LLP Unit No. 429, Parsonage Road Edison, NJ New Jersey USA - 08837 Phone: +1(201) 7937323, +1(201) 7937193 sales@advancemarketanalytics.com About Author: Advance Market Analytics is Global leaders of Market Research Industry provides the quantified B2B research to Fortune 500 companies on high growth emerging opportunities which will impact more than 80% of worldwide companies' revenues. Our Analyst is tracking high growth study with detailed statistical and in-depth analysis of market trends & dynamics that provide a complete overview of the industry. We follow an extensive research methodology coupled with critical insights related industry factors and market forces to generate the best value for our clients. We Provides reliable primary and secondary data sources, our analysts and consultants derive informative and usable data suited for our clients business needs. The research study enables clients to meet varied market objectives a from global footprint expansion to supply chain optimization and from competitor profiling to M&As. This release was published on openPR.
Police arrested a 26-year-old man on Monday in the Manhattan killing of UnitedHealthcare’s CEO after they say a Pennsylvania McDonald's worker alerted authorities to a customer who resembled the suspected gunman. The suspect, identified by police as Luigi Nicholas Mangione, had a gun believed to be the one used in Wednesday’s attack on Brian Thompson , as well as writings expressing anger at corporate America, police said. Here are some of the latest developments in the ongoing investigation: Mangione was taken into custody at around 9:15 a.m. after police received a tip that he was eating at a McDonald’s in Altoona, Pennsylvania, about 85 miles (137 kilometers) east of Pittsburgh, police said. Mangione was being held in Pennsylvania on gun charges and will eventually be extradited to New York to face charges in connection with Thompson’s death, said NYPD Chief of Detectives Joseph Kenny. In addition to a three-page, handwritten document that suggests he harbored “ill will toward corporate America,” Kenny said Mangione also had a ghost gun , a type of weapon that can be assembled at home and is difficult to trace. Officers questioned Mangione, who was acting suspiciously and carrying multiple fraudulent IDs, as well as a U.S. passport, New York Police Commissioner Jessica Tisch said at a news conference. Officers also found a suppressor, “consistent with the weapon used in the murder,” the commissioner said. He had clothing and a mask similar to those worn by the shooter and a fraudulent New Jersey ID matching one the suspect used to check into a New York City hostel before the shooting, Tisch said. Kenny said Mangione was born and raised in Maryland, has ties to San Francisco and that his last known address is in Honolulu, Hawaii. Mangione, who was valedictorian of his Maryland prep school, earned undergraduate and graduate degrees in computer science in 2020 from the University of Pennsylvania, a university spokesman told The Associated Press on Monday. He learned to code in high school and helped start a club at Penn for people interested in gaming and game design, according to a 2018 story in Penn Today, a campus publication. His social media posts also suggest that he belonged to the fraternity Phi Kappa Psi. They also show him taking part in a 2019 program at Stanford University, and in photos with family and friends at the Jersey Shore and in Hawaii, San Diego, Puerto Rico, and other destinations. The Gilman School, from which Mangione graduated in 2016, is one of Baltimore’s elite prep schools. Some of the city’s wealthiest and most prominent people, including Orioles legend Cal Ripken Jr., have had children attend the school. Its alumni include sportswriter Frank Deford and former Arizona Gov. Fife Symington. In his valedictory speech, Luigi Mangione described his classmates’ “incredible courage to explore the unknown and try new things,” according to a post on the school website. He praised their collective inventiveness and pioneering mindset. Mangione comes from a prominent Maryland family. His grandfather Nick Mangione, who died in 2008, was a successful real estate developer. One of his best-known projects was Turf Valley Resort, a sprawling luxury retreat and conference center outside Baltimore that he purchased in 1978. The father of 10 children, Nick Mangione prepared his five sons — including Luigi Mangione’s father, Louis Mangione — to help manage the family business, according to a 2003 Washington Post report. The Mangione family also purchased Hayfields Country Club north of Baltimore in 1986. On Monday, Baltimore County police officers blocked off an entrance to the property, which public records link to Luigi Mangione’s parents. A swarm of reporters and photographers gathered outside the entrance. Luigi Mangione is one of 37 grandchildren of Nick Mangione, according to his obituary. Luigi Mangione's grandparents donated to charities through the Mangione Family Foundation, according to a statement from Loyola University commemorating Nick Mangione’s wife’s death in 2023. They donated to various causes ranging from Catholic organizations to colleges and the arts. One of Luigi Mangione’s cousins is Republican Maryland state legislator Nino Mangione. A spokesman for the lawmaker's office confirmed the relationship Monday. Police said the person who killed Thompson left a hostel on Manhattan's Upper West Side at 5:41 a.m. on Wednesday. Just 11 minutes later, he was seen on surveillance video walking back and forth in front of the New York Hilton Midtown, wearing a distinctive backpack. At 6:44 a.m., he shot Thompson at a side entrance to the hotel, fled on foot, then climbed aboard a bicycle and within four minutes had entered Central Park. Another security camera recorded the gunman leaving the park near the American Museum of Natural History at 6:56 a.m. still on the bicycle but without the backpack. After getting in a taxi, he headed north to a bus terminal near the George Washington Bridge, arriving at around 7:30 a.m. From there, the trail of video evidence runs cold. Police have not located video of the suspected shooter exiting the building, leading them to believe he likely took a bus out of town. Police said they are still investigating the path the suspect took to Pennsylvania. “This just happened this morning," Kenny said. "We’ll be working, backtracking his steps from New York to Altoona, Pennsylvania,” Kenny said. Associated Press reporters Lea Skene in Baltimore and Cedar Attanasio in New York contributed to this report.Five things to know about QB Brandon Allen, the 49ers’ starter against the Packers this weekend
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COLUMBIA, Mo. (AP) — Arkansas defensive end Landon Jackson was carted off the field and taken to a hospital with a neck injury late in the first half of Saturday's game at No. 24 Missouri. Jackson appeared to injure his neck while trying to tackle Missouri running back Jamal Roberts. Javascript is required for you to be able to read premium content. Please enable it in your browser settings.Weekly Love Horoscope: Astrological Predictions From 29th December 2024 To 4th January 2025
"Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum." Section 1.10.32 of "de Finibus Bonorum et Malorum", written by Cicero in 45 BC "Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur?" 1914 translation by H. Rackham "But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?" 1914 translation by H. Rackham "But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?" To keep reading, please log in to your account, create a free account, or simply fill out the form below.
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Japan’s megabanks are awash in cash and eager to invest. Mitsubishi UFJ Financial Group Inc., Sumitomo Mitsui Financial Group Inc. and Mizuho Financial Group Inc. are enjoying record earnings. Selling off cross-shareholdings is bringing in even more money. Even as they reward shareholders with buybacks and higher dividends, they are determined to fund overseas expansion. Their primary focuses are on the US and India, respectively the world’s largest economy and the fastest-growing. While the banks have had a presence in the two countries for decades, this year has seen a fresh push in investment and hiring. Buying stakes in local companies also puts their excess funds to work as the banks are under pressure from the Tokyo Stock Exchange to boost their valuations. “Their investment strategy including M&A is key to whether the banks can reach the next level of growth,” said Nana Otsuki, a senior fellow at Pictet Asset Management Japan Ltd. “Given their price-to-book ratios still aren’t comfortably above one, it’s a priority to better utilize their capital.” All of the companies have more cash on their balance sheets than their target common equity tier 1 ratios and have plans to reduce their strategic holdings over the next several years. MUFG aims to cut its stakes in clients by at least 700 billion yen by March 2027. SMFG has a similar plan to dispose of 600 billion yen in such holdings by March 2029 and Mizuho’s aim is to reduce its cross shareholding by 300 billion yen by March 2026. “We are now moving from the stage of capital buildup to the stage of striking a balance between growth investment and enhanced shareholder returns,” said Mizuho CEO Masahiro Kihara at an investor presentation on Nov 15. In the race to deploy their excess capital, the hottest area for all three banks has been India. The country’s strong economic growth is fueling demand for loans to fund capital expenditure across industries. Consumer demand is creating additional opportunities for lending and a record amount of money is set to be raised in initial public offerings this year. MUFG has singled the country out as a specific pillar of its Asia growth strategy. It has aggressively courted India’s top conglomerates including Reliance Industries and the Adani Group. The bank has a goal of doubling its loan exposure in India to about $30 billion over the next several years. MUFG and its Japanese rivals plan to keep business ties with Adani Group despite founder Gautam Adani facing bribery charges in the US. Japan’s largest bank took a strategic investment with a $333 million stake in DMI Finance Pvt Ltd. That deal valued the Indian shadow bank at $3 billion. MUFG has made clear though that it’s appetite is much larger. “If there are good opportunities, we can spend big money,” said Yasushi Itagaki, head of MUFG’s global commercial banking business, adding multi-billion deals are possible. He was commenting on both India and the bank’s expansion into the Asian digital industry and declined to talk about specific deals. India’s white-hot market for IPOs is also drawing in the Japanese. Mizuho and Nomura Holdings Inc. are the leading bidders to buy control of Avendus Capital Pvt., one of the country’s biggest investment banks. The two companies are jockeying to purchase a 63% stake from KKR & Co., which is seeking at least $400 million, according to people familiar with the situation. Retail loans for India’s growing middle class are another area where Japanese lenders anticipate high demand over the next decade. The country experienced strong credit growth in the last few quarters as retail customers borrowed for everything from buying homes and vehicles to funding holidays and impulse purchases. SMFG, Japan’s second-largest lender, spent $700 million in March to take full control of the local company formerly known as Fullerton India Credit Co. after first buying a $2 billion stake in 2021. The unit specializes in housing and car loans. Like MUFG, SMFG has singled India out as a key focus because of its high growth potential. “We will keep allocating necessary resources to capture its high economic growth,” said Yoshihiro Hyakutome, Sumitomo Mitsui’s co-head of global banking unit. Mizuho is also chasing Indian retail consumers. In February, it announced a deal to buy 15% in Kisetsu Saison Finance(India)Pvt. Ltd., an Indian unit of a Japanese financial company Credit Saison for about $145 million. In corporate and investment banking, Mizuho has also held internal discussions about focusing on winning firms that invest in private businesses, according to people familiar with the talks. Apart from India, MUFG has made it a priority to invest in fintech companies in other Asian countries. The move represents a major shift in MUFG’s growth strategy in the region, where the bank has spent billions to buy big commercial banks in Thailand and Indonesia. This year, the bank announced investments of $195 million in Thailand’s Ascend Money Co. and $393 million in the Philippines’ Globe Fintech Innovations Inc., both digital payment companies. “In the power dynamics of Asia’s unicorn industry, they can raise funds from anywhere,” said MUFG’s Itagaki. “So they are examining who is the best to team up with to boost their value.” The US The banks are following a different strategy in North America. There they are focusing on growth in corporate and investment banking, providing financing and advising companies and institutional clients. The playbook is the one pioneered by MUFG with its investment in Morgan Stanley in 2008, leaning hard on the experience and connections of a US partner. Mizuho was the latest major bank to adopt this tactic with the completion of its purchase of the investment bank Greenhill & Co. for $550 million last December. It has been on a hiring spree since then, adding bankers for various sectors including financial institutions, health care and infrastructure. “The Americas is the largest fee pool and Mizuho was historically underrepresented” in M&A advisory, said Jerry Rizzieri, CEO of Mizuho Securities USA. “Our objective is to be firmly entrenched as one of the top 10 corporate and investment banks in the Americas.” In addition to fees, M&A advisory brings in other banking businesses, such as bridging loans, and underwriting bond issues as deal-making clients seek to finance acquisitions, according to Mizuho officials. Mizuho has improved its position in some key areas this year, cracking the top ten rankings in several markets. In US corporate bonds, it jumped three spots to #7. In US loans, it rose four spots to #9 and it also ranked #8 in US investment grade corporate bonds, up a notch from the same period last year, according to data compiled by Bloomberg. “Our product lineup allows us to access about 80% of CIB fee pool in the US,” said Hidekatsu Take, Mizuho’s deputy president and head of global corporate and investment banking. At an earnings briefing in November, Mizuho CEO Kihara said the bank may consider further acquisitions after completing the post-merger integration of Greenhill. He also said investments in asset managers are possible, like what the bank did with private credit manager Golub Capital. SMFG and Jefferies Financial Group Inc. are expanding their partnership and working together on corporate and investment banking deals. In the alliance, the Japanese bank brings its balance sheet and debt capital markets expertise while Jefferies adds M&A advisory and equity financing services. They have jointly worked on about 130 deals including M&A and debt and equity underwriting over the 12 months ending in September, compared with 30 deals as of September, 2023. The two banks served as financial advisers to US property developer Alliance Residential Co. when it sold a minority stake to Japanese homebuilder Daiwa House Industry Co. Sumitomo Mitsui said the bank’s relationship with Daiwa and Jefferies’ ties with Alliance were utilized for the origination of the deal. MUFG is expanding the areas of collaboration with Morgan Stanley in the US to the middle market, where the two companies aim to win more businesses in loans, M&A advisory and IPOs targeting smaller companies than they have been banking with so far. The company also recently hired a pair of senior bankers to expand the bank’s presence with mid-sized healthcare companies. The Japanese banks’ overseas buildup has not been without setbacks. In 2021, MUFG agreed to sell its US regional lender Union Bank to U.S. Bancorp for $8 billion after it determined the unit lacked the scale to keep up with local competition amid growing IT and other necessary spending. The move sent shockwaves through the industry at the time, since Union Bank had long been considered a crown jewel of MUFG’s US operations. The megabanks “have been doing overseas businesses for years but they haven’t quite done truly globalized management,” said Hideyasu Ban, a Bloomberg Intelligence analyst. “It’s still a challenge for them to secure good local talent and manage them effectively from Tokyo.” With assistance from Hideki Suzuki, Guillermo Molero, Alex Gabriel Simon and Reinie Booysen. This article was generated from an automated news agency feed without modifications to text.Bengaluru: Sustainability is no longer a choice, but a necessity as the world grapples with consequences of climate change and resource depletion. Bengaluru, known for its innovation and vibrant community spirit, is leading the way in embracing sustainable practices . From startups promoting circular economies and eco-conscious technologies to architects conserving heritage and artists embracing sustainable materials, a few firms in the city are setting an example for urban resilience and environmental responsibility. Eco Dhaga collected around 6,800 kilograms of post-consumer textiles recently. The used or discarded clothes were recycled and turned into funky table mats and coasters. "It also enabled us to reduce landfill waste," said Sanjana Swaroop, founder of Eco Dhaga. Sanjana was talking about circular economy and what her organisation has been doing in the space at a panel discussion on sustainable designs, moderated by MXR co-founder Madan Mohan Rao at M Cube Spaces here on Saturday. "Fashion industry is one of the largest polluters. We are trying to create awareness on what you can do to improve the environment with your closet itself," said Sanjana. Some startups like Reusall are coming up with a software solutions for resuablity. "We are creating an intuitive app and an impact dashboard where you can track your footprint and habits you have been following," said Shravan Boska, founder of the startup based in Hyderabad and Bengaluru. Masons Ink focuses on three verticles — sustainable construction , heritage conservation and social architecture. Sridevi Changali, co-founder and principal architect, Masons Ink, believes that it is important to extend the life of buildings to achieve the goal of sustainability. "Buildings that were built 100 or 200 years ago are still standing pretty wonderfully today," she said, adding, one can learn a lot from them. According to her, there's definitely been a tangible increase in the number of inquiries on sustainable construction practices. "There are many takers for mud houses nowadays. Whether it's a trend or whether it's here to stay, we'll see in the next 10 years," she said. Sustainability is the buzzword in art too. Priyanka Thaker, founder of House of Beserk, an art studio, has been conscious of how they package and send their installations. "We are also trying to work with materials like terracotta that come from the earth," said Priyanka.Garrett Wilson has experienced a lot of losing in his three seasons with the New York Jets. Ten losses in his rookie year. Ten last year. And 10 — and counting — this season. The latest came Sunday, when New York held a late lead at Miami but blew it and lost, something that has been an embarrassingly way too common theme. “When you’re up in the fourth quarter, all of a sudden it starts to feel like you have a losing problem,” the wide receiver said after the Jets’ 32-26 overtime loss . “You have a gene or some (thing).” It’s as good a theory as any at this point, especially for frustrated fans who have watched the Jets (3-10) miss the postseason for 14 straight years . It’s the longest active drought in the NFL, a skid that also currently tops any franchise in the NBA, WNBA, NHL or Major League Baseball. “Losing hurts in general,” right guard Alijah Vera-Tucker said Monday. “So when you stack up those L’s, that’s obviously not where anybody in this building wants to be. That’s not anybody’s standard at all.” Instead, these Jets are setting dubious marks. They have lost a franchise-worst five games in which they held a fourth-quarter lead. And they’ve done it in three straight games. RELATED COVERAGE Mayfield says streaking Bucs will have to play even better down the stretch to return to playoffs Steelers believe they’re Super Bowl contenders. The next 3 weeks will see if they’re right Tua Tagovailoa’s strong play has helped keep the Dolphins’ playoff hopes alive New York has nine consecutive losing seasons, also the longest active skid in the NFL. The Jets couldn’t even enjoy what interim coach Jeff Ulbrich said Monday was Aaron Rodgers’ “best performance of the season.” The 41-year-old quarterback threw for 339 yards — ending a 34-game 300-yard passing drought in the regular season — and a 3-yard touchdown pass to Davante Adams. It wasn’t enough. Not when the defense and special teams were having costly breakdowns. Again, with the Jets holding a late lead. And losing. The AP Top 25 college football poll is back every week throughout the season! Get the poll delivered straight to your inbox with AP Top 25 Poll Alerts. Sign up here . “I wouldn’t say more frustrating, but probably equally frustrating,” Ulbrich said of the latest loss. “There has been, in my opinion, seven games that have come down to the end of the game and have been within one score and we didn’t get it done, and for a lot of different reasons when you look at the span of that seven games. “But we haven’t been good enough in those moments, and we need to be.” What’s working The passing game. The Jets’ offense with Rodgers hasn’t been nearly as dynamic through the air as most expected. But it has come alive lately, and probably not coincidentally with Rodgers overcoming some nagging leg injuries. The 300-yard game at Miami had Rodgers looking more like the vintage version of the four-time MVP. He was 27 of 39 passing with a season-high 8.7 yards per attempt, leading the Jets to a season-best 402 total yards. “I thought he did a very good job, and obviously the statistics would support that,” Ulbrich said. “He had an excellent day. I thought the offense had probably their best performance of the year.” What needs help Defense vs. the screen. Tua Tagovailoa made quick work of the Jets’ defense with a quick release and the Dolphins’ use of screen passes. Ulbrich counted 12 of them. “I’ve never been a part of a game like that,” he said. Ulbrich credited Miami for offsetting New York’s aggressive front and slowing it. “I’m taking a hard look at our screen defense,” he said. “We need to be better vs. the screens. Sometimes that’s from an execution standpoint and that’s sometimes from a call standpoint. So we’ve got to make sure that that type of day doesn’t occur for the defense. And I have a big part of that.” Stock up LB Jamien Sherwood. With C.J. Mosley going down with various injuries, Sherwood’s playing time has increased in his fourth season — and he has produced. He had 18 total tackles, including 13 solo, against the Dolphins and added to his team-leading season total. Sherwood became the first player in the NFL to have 18 or more tackles, two or more for losses and one pass defensed since Denver’s Alex Singleton did so in Week 6 of the 2022 season. Stock down Special teams. Anders Carlson made all four of his field-goal attempts, including a go-ahead 42-yarder with 52 seconds left in the fourth quarter. But his kickoff on the ensuing play was returned 45 yards by Malik Washington, helping set up Jason Sanders’ 42-yarder with 7 seconds remaining. Carlson acknowledged he was supposed to kick into the end zone for a touchback but mis-hit it. The coverage unit also fell flat in limiting Washington’s return. Injuries Ulbrich had no new information on the injuries to RT Morgan Moses, who hurt his left wrist in pregame warmups and left after the first half, or special teams ace Irvin Charles (knee). ... RB Breece Hall (knee) and CB Sauce Gardner missed the game, but Ulbrich said “I’d like to think they’ve got a chance” to play Sunday at Jacksonville. Key number 0 — The Jets had no hits on Tagovailoa, who threw 47 times. “As soon as he snapped the ball, the ball was gone,” Sherwood said. What’s next New York heads to Jacksonville next Sunday, when the loser will move up in the draft order. The Jets currently hold the No. 7 spot, according to tankathon.com, while the Jaguars (3-10) are at No. 5 entering Monday. ___ AP NFL: https://apnews.com/hub/NFLNone
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Ritz and Oreo maker courting Hershey chocolate company in potential takeover bid
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