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WWE is seeking a bigger stage and Netflix, pushing for more live events, is providing itUtah Hockey Club (7-9-3, in the Central Division) vs. Pittsburgh Penguins (7-11-4, in the Metropolitan Division) Pittsburgh; Saturday, 7 p.m. EST BETMGM SPORTSBOOK LINE: Penguins -111, Utah Hockey Club -109; over/under is 6.5 BOTTOM LINE: The Utah Hockey Club look to stop their three-game slide with a win over the Pittsburgh Penguins. Pittsburgh has a 4-5-2 record in home games and a 7-11-4 record overall. The Penguins have a -28 scoring differential, with 57 total goals scored and 85 given up. Utah has a 3-5-2 record on the road and a 7-9-3 record overall. The Utah Hockey Club have a -14 scoring differential, with 49 total goals scored and 63 allowed. The teams meet Saturday for the first time this season. TOP PERFORMERS: Sidney Crosby has scored seven goals with 13 assists for the Penguins. Vasiliy Ponomarev has over the last 10 games. Nick Schmaltz has 13 assists for the Utah Hockey Club. Jaxson Stauber has scored goals over the past 10 games. LAST 10 GAMES: Penguins: 3-4-3, averaging 2.2 goals, 3.6 assists, 3.4 penalties and 7.4 penalty minutes while giving up 3.5 goals per game. Utah Hockey Club: 3-5-2, averaging 2.4 goals, 4.2 assists, 4.7 penalties and 14.2 penalty minutes while giving up 2.8 goals per game. INJURIES: Penguins: None listed. Utah Hockey Club: None listed. The Associated Press created this story using technology provided by Data Skrive and data from Sportradar .
U.S. President-elect Donald Trump attends a meeting with Britain's Prince William (not pictured) at the residence of the British ambassador to France, on the day of the reopening ceremonies of the Notre-Dame de Paris Cathedral following the 2019 fire, in Paris, France, December 7, 2024. Aaron Chown | Via Reuters In an exclusive interview with Donald Trump on NBC's "Meet the Press" on Sunday, the president-elect told NBC News' Kristen Welker that Ukraine will "possibly" receive less military aid once he takes office. "We're in for $350 billion, and Europe is in for $100 billion. Why isn't Europe in for the same as us?" Trump told Welker of support that has gone to Ukraine since the war began in February 2022. "The one thing that should happen is that Europe...should equalize," he added. On Saturday, U.S. Defense Secretary Lloyd Austin announced a $988 million aid package of new arms and equipment to Ukraine to help in the ongoing conflict following Russia's invasion. All told, the U.S. has committed more than $62 billion in assistance to Ukraine since the conflict started nearly three years ago. "I think [Ukrainian President Volodymyr Zelenskyy] is maybe the greatest salesman of any politician that's ever lived," Trump previously said of the Ukrainian leader in June. The comments suggest that Zelenskyy's diplomatic skills were to credit for the tens of billions of dollars in U.S. military aid packages, rather than the country's actual needs. Like his stance during his first term in the White House, Trump said that NATO needs to "pay their bills" as a condition of the U.S. remaining part of the military coalition. The incoming president has previously threatened multiple times to withdraw the country from NATO — an alliance that has been in place since World War II, with a primary mission of protecting against the growing power of Russia. "Europe is in for a fraction, and war with Russia is more important for Europe than it is for us," Trump told Welker. "We have a little thing called an ocean in between us." When asked whether he had been in touch with Putin since winning office, Trump would not deny that he had spoken to the Russian president. France's President Emmanuel Macron (C) walks with U.S. President-elect Donald Trump (R) and Ukraine's President Volodymyr Zelenskyy (L) after a meeting at the Elysee Presidential Palace in Paris on Dec. 7, 2024. Julien De Rosa | Afp | Getty Images The incoming president met with Ukraine's Zelenskyy during a 35-minute meeting hosted by French President Emmanuel Macron in Paris on Saturday. The three were in Paris for a ceremony to reopen the Notre Dame Cathedral, which has been under repairs since a fire in 2019. Following Trump's conversation with Zelenskyy in France, the incoming president took to social media to call for an end to the conflict in Ukraine. "There should be an immediate ceasefire and negotiations should begin," Trump wrote in a post on his social media platform Truth Social. He added that the "war that should never have started, and could go on forever." Trump has said before that within a day of taking office, he would broker an end to the conflict between Russia and Ukraine, crediting his strong ties with Putin. "I know Vladimir well. This is his time to act. China can help. The World is waiting!" Trump added in his social media post . Trump also highlighted his "good relationship" with Chinese President Xi Jinping , noting they have been communicating with one another since he was elected and as recently as three days before his interview with NBC's Welker. When asked whether he would defend Taiwan if China invades the island nation-state, Trump said that while he prefers China not to do it, he refused to say whether he would have the U.S. intervene, noting that he has to "negotiate things." During his recent call with President Xi, Trump said that the topic of Taiwan "didn't come up." The U.S. president-elect also spoke about Russia's role in the Syrian conflict. Following a 13-year civil war, Syrian rebels took control of the capital city of Damascus on Sunday and said they had successfully ousted President Bashar al-Assad. There are reports that the plane Assad took out of the country is missing. "Assad is gone. He has fled his country. His protector, Russia, Russia, Russia, led by Vladimir Putin, was not interested in protecting him any longer. There was no reason for Russia to be there in the first place. They lost all interest in Syria because of Ukraine," Trump added on Truth Social. watch now VIDEO 7:43 07:43 Pete Hegseth would be a great secretary of defense, says former Pentagon official Elbridge Colby Squawk Box
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Ten years of Labor rule in Victoria has changed the state. Login or signup to continue reading Under premiers Daniel Andrews and Jacinta Allan, Victoria has embarked on a decade-long infrastructure agenda and raft of Australian-leading social reforms. But no state had more COVID-19 lockdowns, net debt is climbing and the government has faced a series of scandals, as well as criticism over its lack of transparency and accountability. The Big Build, social change and scandal The Andrews government ministry was sworn in after Labor ended four years of Liberal rule under Denis Napthine and Ted Baillieu on November 29, 2014. The 2014 state election was effectively a referendum on Melbourne's East West Link project. Mr Andrews had pledged to rip up the contract to build the contentious toll road if Labor was victorious and ordered the suspension of all work in his first weeks as premier. The state's auditor-general later found the total cost of cancelling the project topped $1.1 billion. To soften the blow, Labor promised to build the Metro Tunnel and remove 50 level rail crossings. While over budget, the Metro Tunnel is due to open to fanfare in 2025 and the level crossing removal program has been expanded and hailed as one of Labor's greatest achievements. Socially, Victoria enacted laws to ban anti-abortion protesters harassing women outside clinics and became the first state to pass voluntary assisted dying laws in 2017. But it wasn't long until the government was in turmoil. Minister Adem Somyurek stood down after being accused of bullying, Steve Herbert quit cabinet for using his taxpayer-funded driver to chauffeur his two dogs and former speaker Telmo Languiller and his deputy Don Nardella were exposed rorting an allowance for country members. The biggest scandal of the lot was "red shirts rorts". A 2018 ombudsman investigation found 21 past and present Labor MPs breached parliamentary guidelines by wrongly approving $388,000 in taxpayer funds be spent on campaign staff before the 2014 election. The money was repaid by the party and no charges were laid by police. Nonetheless, Labor swept to a second term with a huge majority in what was known as the "Danslide". Second-term blues Bushfires, a global pandemic and a high-profile corruption probe knocked Labor's second term off course. After setting up a royal commission into the state's "broken" mental health system, Victoria was plunged into one of its worst bushfire seasons in memory. The 2019-20 black summer bushfires burned more than 1.5 million hectares of Victorian land, killing five people and razing more than 400 homes. But the scale of the devastation paled in comparison to what came next. Mr Andrews declared a state of emergency in March 2020 as COVID locked down the entire country. As Victoria was cautiously reopening, cases leaked out of the state hotel quarantine system, sparking a second COVID-19 lockdown for Melbourne that ultimately ran for 112 days. The premier, ministers, bureaucrats and agency officials fronted a judicial inquiry into hotel quarantine breaches, but none said they could recall whose idea it was to use private security. In June 2020, Mr Andrews sacked Mr Somyurek from his cabinet - following his return to the frontbench in 2018 - after Channel Nine aired allegations of branch stacking and a recording of him using offensive language about a ministerial colleague. He was the first of four ministers to depart in the fallout. A subsequent report by the corruption watchdog and ombudsman exposed misuse of taxpayer resources but again did not recommend any criminal charges. In the middle of the separate crises, Mr Andrews spent 111 days off work after fracturing his spine and breaking several ribs in a fall. He and other MPs also became the target of fierce, and at times violent, opposition to pandemic-specific laws passed in late 2021 following Melbourne's sixth and final lockdown. The COVID-fuelled community anger and division did not dent Labor electorally as Mr Andrews steered it to another thumping win. Axing the Commonwealth Games, sacked MPs and leadership change Cancelling the 2026 Commonwealth Games in regional Victoria was among Daniel Andrews' final acts as premier. He called a snap press conference in July 2023 to pull the pin on the event, citing estimated costs blowing out from $2.6 billion to between $6 billion to $7 billion. In September 2023, just days after handing down a landmark housing statement , Mr Andrews announced his retirement from politics, paving the way for heir apparent Ms Allan to replace him. Both Mr Andrews and Ms Allan forced backbench MPs Will Fowles and Darren Cheeseman out of the Labor party room over past instances of alleged misconduct, reducing its numbers in the lower house. Mr Fowles was investigated by police but not charged, while Mr Cheeseman has not publicly addressed complaints of inappropriate behaviour towards female staff. Ms Allan's first 12 months in the top job were dogged by a parliamentary inquiry and journalists probing the decision to cancel the Games. She confirmed lawyers were hired to provide advice on Victoria withdrawing on June 14 2023, a full month before the Games decision was announced. The premier denied misleading Victorian parliament on June 13, when as the then responsible minister she told a budget estimates hearing the state was making "tremendous progress" on delivering the Games and gave no indication of budgetary concerns. The auditor-general later estimated that abandoning the event cost the state more than $589 million, including a $380 million settlement. Ms Allan has since backflipped on several controversial policies backed by her old boss, including plans to set up a supervised injecting room in Melbourne's CBD and raising the age of criminal responsibility to 14. The long-serving Bendigo East MP has instead staked her premiership on housing, repeatedly describing herself as a builder not a blocker. For all the controversy surrounding construction of the Suburban Rail Loop, a proposed 90km rail line orbiting Melbourne, a planned statue of Mr Andrews might be the government's most contentious build. State premiers who spent more than 3000 days in the top job are immortalised in bronze statues outside government offices in central Melbourne, under a rule introduced by former Liberal premier Jeff Kennett. The process to install one for Mr Andrews is under way. 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Rachel Christian | (TNS) Bankrate.com Just because retirement planning involves some guesswork doesn’t mean it has to be a total mystery. Related Articles Business | The year in money: inflation eased, optimism ticked upward Business | Some in seafood industry see Trump as fishermen’s friend, but tariffs could make for pricier fish Business | Trump offers support for dockworkers union by saying ports shouldn’t install more automated systems Business | 6 ways to avoid a financial hangover Business | Solano’s jobless rate ticks up Whether you’ve been saving since your first job or you’re getting a late start, you can leverage expert-recommended strategies to gauge your progress on the road to retirement. And if you’re not quite on track, don’t sweat it — the experts we spoke to offered actionable tips to help you close the gap. You might have a general idea of how much money you need to save for retirement . A few quick calculations can give you an estimate, but to truly appreciate where you stand, you’ll need to dive into the numbers. Here’s how to get started. A good rule of thumb to estimate your retirement savings goal is the Rule of 25 . Simply multiply your desired annual retirement income by 25. The result is roughly how much you’ll need to save before hitting retirement. For example, if you plan to spend $50,000 a year, you’ll need about $1.25 million to make it a reality. The Rule of 25 is based on the idea that withdrawing 4% annually from your retirement savings should last you about 30 years. While it’s not an exact science by any means — health care costs and lifestyle changes can skew the numbers, for example — the Rule of 25 can be a good starting point to figure out how much you need to save. Fidelity Investments, a behemoth in the retirement planning space, offers savings guidelines to help you determine if you’re on track . —By age 30: Save 1x your annual salary —By age 40: Save 3x your annual salary —By age 50: Save 6x your annual salary —By age 60: Save 8x your annual salary —By age 67: Save 10x your annual salary For example, if you earn $60,000 annually, you should aim for $600,000 in savings by age 67. But like the Rule of 25, Fidelity’s guidelines offer a 10,000-foot look at retirement goals, and they’re not customized to your situation. Maybe you earned a low salary in your 20s, but you’re working hard in your 30s to make up for it. Use these estimates as a benchmark — but don’t get discouraged if you’re lagging behind. Now it’s time to zoom in a little. To get a clearer snapshot of your progress, use an online retirement calculator. These tools factor in your age, current savings, income and lifestyle goals to estimate whether you’re on track. You’ll get a more refined estimate without crunching the numbers yourself. Bankrate’s retirement calculator even lets you input different rates of return on your investments and accounts for estimated annual salary increases. Having a general savings goal is nice, but to avoid falling short in retirement, you’ll need more than a ballpark figure. Experts recommend creating a retirement budget to get an up-close-and-personal look at how much you’ll really need once you leave the workforce. First, estimate how much you’ll spend per month in retirement. While some costs will increase, like health care, others will likely decrease, like dining out and commuting. “Estimating expenses can be challenging for some people, so as a starting point, I often use your net take-home pay,” says Jeff DeLarme, a certified financial planner and president of DeLarme Wealth Management. For example, if you receive a direct deposit of $2,500 every two weeks from work, use $5,000 as your estimated monthly spending in retirement. “Assuming this was enough to pay the bills while working, we can use $5,000 a month as a starting budget to plan for,” says DeLarme. Next, map out your sources of income in retirement. Social Security is the largest income stream for most retirees, but don’t neglect other inflows, such as: —Workplace retirement accounts, like 401(k)s —Personal retirement accounts, like a traditional or Roth IRA —Pensions —Annuities —Selling your home or business —Rental income —Inheritance “If there’s a gap between your expected expenses and income, you’ll have a good idea of how much you need to save,” says Mike Hunsberger, a certified financial planner and owner of Next Mission Financial Planning. From there, you can adjust your savings and investment strategy accordingly. For something as important (and complex) as retirement planning, it pays to speak with a professional. Financial advisers can analyze your savings, investments and retirement goals to create a personalized plan. Advisers use special planning software that account for more variables than an online calculator, giving you a much more precise, granular look at your financial life in retirement. Many financial advisers can also help you optimize your tax strategy, which can potentially save you thousands of dollars over time. Make sure the adviser you hire is a fiduciary , meaning they’re legally obligated to prioritize your interests over their own. A fiduciary won’t push investments to earn a commission or recommend products that aren’t aligned with your needs. A certified financial planner is one of the most well-recognized designations for fiduciaries. You can use Bankrate’s adviser matching tool to find a certified financial planner in your area in minutes. Maybe you did the math and realized you’re not quite where you need to be. Don’t panic if you’re behind schedule. Here are five strategies experts recommend to help you catch up on your retirement savings . Cutting expenses now frees up more cash to invest in your retirement accounts. Evaluate your budget and identify areas where you can cut costs, like dining out, streaming subscriptions or shopping. Don’t rule out bigger lifestyle changes either, especially if retirement is rapidly approaching. Housing is the biggest monthly expense for most people. Getting creative here can help amplify the amount you can sock away, says Joseph Boughan, a certified financial planner and managing member at Parkmount Financial Partners. It can also reduce your expenses in retirement, so you may not need to save as much as before. “Downsizing can be a great way to cut expenses,” says Boughan. “This can even free up cash if you don’t end up needing all that money for a new home.” Moving somewhere with lower property taxes or income taxes can also help bring your retirement plan back in line. And if you’re a renter, making tough short-term decisions, like taking on a roommate or moving to a lower cost-of-living area, can free up hundreds of dollars a month for your retirement. “Everyone’s plan is unique, so exploring all the options is important,” Boughan says. Joe Conroy, a certified financial planner and owner of Harford Retirement Planners, recommends taking a “retirement test drive” as you near your target date. “Start to live on what income you think you can afford in retirement and stash all the extra income into savings and investments,” says Conroy. “If you can make it through each month, you’re ready for retirement. If you run short, then adjust your plan accordingly.” Working a little longer can be a game-changer for your retirement nest egg. Not only does it give you more time to save, it also gives your investments room to grow. “Working longer or even just part time for a few years early in retirement is one of the best ways to reduce the amount of money you need to save,” says Hunsberger. Postponing retirement can also boost your Social Security benefits . “You can claim as early as 62, but your benefits will be reduced significantly,” says Hunsberger. Meanwhile, each year you delay claiming Social Security benefits beyond your full retirement age , your monthly check will increase by 8%, though this benefit maxes out at age 70. So waiting can really pay off. It may seem obvious, but if you’re behind on retirement savings, you’ll need to boost your contributions as much as possible. Here are a few ways to make saving for retirement easier: —Increase your contribution rate: Allocate a larger portion of your paycheck to a workplace retirement plan. Even bumping up your contributions by 1% or 2% can make a huge difference down the road. —Take advantage of your employer match: Don’t leave free money on the table. Many employers will chip in between 3 and 5% depending on your plan, so make sure you’re contributing enough to take advantage of the benefit. —Use “unexpected” money to catch up: If you get a raise or bonus at work, funnel part of it directly into your 401(k). And if you get a refund at tax time, siphon some of it off to beef up your IRA. If you’ve been investing in low-risk, low-return investments, you may not be keeping up with inflation, let alone growing your nest egg. Reallocating part of your portfolio to stocks or low-cost growth exchange-traded funds (ETFs) is one way to get your money working harder. Higher-risk investments like stocks carry more volatility but also offer higher potential returns. Work with a financial adviser or use a robo-adviser to strike the right balance between growth and your personal risk tolerance. Contribution limits for 401(k) plans and IRAs are higher for people over 50. For 2025, employees aged 50 and up who participate in most 401(k) plans or the federal government’s Thrift Savings Plan can save up to $31,000 annually, including a $7,500 catch-up contribution . But thanks to SECURE 2.0 , a sweeping retirement law, a new higher catch-up contribution limit of $11,250 applies for employees ages 60 to 63. So, if you’re in this age group, you can squirrel away a whopping $34,750 a year during the final stretch of your career. Of course, you’ll need a big salary (think six figures) in order to take full advantage of such massive contribution limits. But if you can afford it, these catch-up allowances can put your plan back on track, especially if you struggled to save much early in your career. There’s no GPS to gauge your progress on the road to retirement. If you’ve veered off course or aren’t sure where to start, begin by getting a quick estimate of how much you’ll need before mapping out a retirement budget. And if you’re behind, don’t panic — adjusting your spending, boosting your contributions and speaking with a financial adviser can help you catch up. ©2024 Bankrate.com. Distributed by Tribune Content Agency, LLC.Police report gives details, timeline of the sexual assault claim against Pete Hegseth
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