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casino game apps free Ratings for Lincoln National LNC were provided by 6 analysts in the past three months, showcasing a mix of bullish and bearish perspectives. The following table provides a quick overview of their recent ratings, highlighting the changing sentiments over the past 30 days and comparing them to the preceding months. Bullish Somewhat Bullish Indifferent Somewhat Bearish Bearish Total Ratings 0 0 6 0 0 Last 30D 0 0 1 0 0 1M Ago 0 0 0 0 0 2M Ago 0 0 4 0 0 3M Ago 0 0 1 0 0 Providing deeper insights, analysts have established 12-month price targets, indicating an average target of $34.17, along with a high estimate of $37.00 and a low estimate of $29.00. This current average has increased by 2.0% from the previous average price target of $33.50. Diving into Analyst Ratings: An In-Depth Exploration A clear picture of Lincoln National's perception among financial experts is painted with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets. Analyst Analyst Firm Action Taken Rating Current Price Target Prior Price Target Daniel Bergman TD Cowen Raises Hold $37.00 $34.00 Elyse Greenspan Wells Fargo Raises Equal-Weight $29.00 $28.00 Daniel Bergman TD Cowen Announces Hold $34.00 - Alex Scott Barclays Raises Equal-Weight $36.00 $35.00 John Barnidge Piper Sandler Lowers Neutral $34.00 $37.00 Alex Scott Barclays Announces Equal-Weight $35.00 - Key Insights: Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Lincoln National. This information offers a snapshot of how analysts perceive the current state of the company. Rating: Providing a comprehensive analysis, analysts offer qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of Lincoln National compared to the broader market. Price Targets: Analysts set price targets as an estimate of a stock's future value. Comparing the current and prior price targets provides insight into how analysts' expectations have changed over time. This information can be valuable for investors seeking to understand consensus views on the stock's potential future performance. Analyzing these analyst evaluations alongside relevant financial metrics can provide a comprehensive view of Lincoln National's market position. Stay informed and make data-driven decisions with the assistance of our Ratings Table. Stay up to date on Lincoln National analyst ratings. Get to Know Lincoln National Better Lincoln National Corp operates multiple insurance and retirement businesses. The company's operating segment includes Annuities; Retirement Plan Services; Life Insurance and Group Protection. Its products include fixed and indexed annuities, variable annuities, universal life insurance (UL), variable universal life insurance (VUL), linked-benefit UL and VUL, indexed universal life insurance (IUL), term life insurance, employer-sponsored retirement plans and services, and group life, disability and dental. Financial Insights: Lincoln National Market Capitalization: With restricted market capitalization, the company is positioned below industry averages. This reflects a smaller scale relative to peers. Negative Revenue Trend: Examining Lincoln National's financials over 3 months reveals challenges. As of 30 September, 2024, the company experienced a decline of approximately -0.66% in revenue growth, reflecting a decrease in top-line earnings. When compared to others in the Financials sector, the company faces challenges, achieving a growth rate lower than the average among peers. Net Margin: Lincoln National's net margin is below industry averages, indicating potential challenges in maintaining strong profitability. With a net margin of -13.39%, the company may face hurdles in effective cost management. Return on Equity (ROE): Lincoln National's ROE falls below industry averages, indicating challenges in efficiently using equity capital. With an ROE of -7.5%, the company may face hurdles in generating optimal returns for shareholders. Return on Assets (ROA): Lincoln National's ROA lags behind industry averages, suggesting challenges in maximizing returns from its assets. With an ROA of -0.14%, the company may face hurdles in achieving optimal financial performance. Debt Management: Lincoln National's debt-to-equity ratio is notably higher than the industry average. With a ratio of 0.75 , the company relies more heavily on borrowed funds, indicating a higher level of financial risk. What Are Analyst Ratings? Analysts are specialists within banking and financial systems that typically report for specific stocks or within defined sectors. These people research company financial statements, sit in conference calls and meetings, and speak with relevant insiders to determine what are known as analyst ratings for stocks. Typically, analysts will rate each stock once a quarter. Some analysts also offer predictions for helpful metrics such as earnings, revenue, and growth estimates to provide further guidance as to what to do with certain tickers. It is important to keep in mind that while stock and sector analysts are specialists, they are also human and can only forecast their beliefs to traders. Which Stocks Are Analysts Recommending Now? Benzinga Edge gives you instant access to all major analyst upgrades, downgrades, and price targets. Sort by accuracy, upside potential, and more. Click here to stay ahead of the market . This article was generated by Benzinga's automated content engine and reviewed by an editor. © 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.

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In the rural areas of Sri Lanka, many schools face significant challenges that hinder their ability to provide quality education. One such school is Kossalpala Kanishta Vidyalaya, located in Bibila, Madulla, which serves 223 students and 13 dedicated teachers. Catering to grades 1 through 11, the school is situated in a region where access to educational resources, particularly technology, is limited. This lack of access has made it difficult for students to develop essential skills that are crucial for their future opportunities. At Kossalpala Kanishta Vidyalaya, inadequate infrastructure and technology have been a pressing issue. The school previously had no access to computers, leaving students without opportunities to learn practical ICT skills. Although the teachers are passionate and committed, they were often unable to provide the kind of hands-on learning experiences that could prepare students with the skills needed for the future. On a broader level, the school also faces funding challenges. Many of the existing facilities were built through the combined efforts of teachers and parents, who went above and beyond to ensure the students have access to a conducive learning environment. Recognizing these challenges, WIA Systems, through its Corporate Social Responsibility (CSR) initiative, took action to bridge this digital divide. As part of the “For a Better Tomorrow” WIA CSR Initiative”, the company provided laptops to Kossalpala Kanishta Vidyalaya. The technology introduced at the school allows students to engage with new learning tools, and practice computer skills, preparing them for a future where technology is a vital part of every profession. WIA Systems is deeply committed to making a positive impact on communities across Sri Lanka, especially in underdeveloped areas. The company’s CSR efforts extend beyond technology donations. They reflect a long-term commitment to supporting education, enhancing learning environments, and creating opportunities for students to thrive. For example, in addition to supporting Kossalpala Kanishta Vidyalaya, WIA Systems is also planning a new project at Tamil Maha Vidyalayam, where the company will help build a roof for the school’s advanced Level classrooms. This project exemplifies WIA Systems’ broader dedication to improving educational infrastructure and ensuring that all students have access to safe, supportive spaces to learn. WIA Systems is proud to be part of this journey and looks forward to continuing its efforts to make a meaningful difference in the lives of students across Sri Lanka. Thanks to these initiatives, the students at Kossalpala Kanishta Vidyalaya now have the opportunity to embrace the future with confidence, knowing they have the tools and skills to pursue their dreams.Game-changing holiday gifts for building fires, printing photos, watching birds and more

Jimmy Carter was a presidential paradox – a son of the Deep South devoted to civil rights, a small businessman wary of his party’s labor union base, a devout Baptist abhorred by the rising religious right, a submarine officer who was reluctant to commit American forces in war and a ferocious campaigner who disdained the compromises of governing. He parked politics at the Oval Office door, believing he would be reelected if he did “the right thing,” freeing him to take on challenges other presidents shirked. Congress enacted 70% of his ambitious agenda , a record surpassed only slightly by the fabled President Lyndon Johnson. Carter, who died Sunday at age 100 at his home in Plains, Georgia, was our most accomplished one-term modern president, whose enduring achievements were eclipsed by inflation, Iran, inexperience and interparty warfare. The energy security America enjoys rests on the foundation of his three comprehensive energy bills , ending price controls on domestic production of oil and natural gas, focusing on conservation, and inaugurating the era of wind and solar energy. Average Americans benefited from the consumer advocates he placed in regulatory agencies, along with legislation that opened up transportation to competition, from trucking to railroads to airlines, making air travel affordable for the middle class and clearing the way for new carriers like Southwest Airlines and JetBlue Airways. He even removed Prohibition-era regulations that had blocked the rise of the local craft beer industry and began telecommunications deregulation that ushered in the cable era. Jimmy Carter's extraordinary life: Imperfect in office to consequential former president Jimmy Carter was a clean energy pioneer Carter was the greatest environmental president since Theodore Roosevelt, doubling the size of the national park system through the Alaska Lands Act. With typical attention to detail, he spread a map of Alaska on the Oval Office rug and on his hands and knees persuaded Alaska’s senior Republican senator to accept setting aside over 157 million acres for protection against development. In ethically challenged Washington, Carter's campaign pledges – “ I will never lie to you ” and seeking a government “ as good " as the American people – were translated into lasting reforms: the 1977 Foreign Corrupt Practices Act , prohibiting companies from paying bribes to foreign officials to get business; the 1978 Inspector General Act , creating independent inspectors general to root out fraud and abuse in federal agencies; and the 1978 Ethics in Government Act , requiring senior officials to disclose their assets, restrict gifts and limit post-employment lobbying, and authorizing the appointment of special prosecutors to investigate wrongdoing – the precursor to special counsel Robert Mueller and his Russia investigation during the Trump presidency. With Walter Mondale, Carter created the modern vice presidency, making his running mate a full partner in government with a West Wing office and access to all classified papers. He appointed more women and minorities to judgeships and senior posts than all the previous 38 presidents together, and he supported affirmative action , angering his conservative Southern base. Carter's domestic Achilles' heel was also his finest hour: tackling a decade of runaway inflation impervious to traditional remedies. Inflation was high during the Richard Nixon and Gerald Ford presidencies and rose further under Carter, with the oil shock and gas lines from the radical Iranian revolution. First lady Rosalynn Carter: From mental health to Camp David to the campaign trail, she made her mark He told us that every measure he tried had failed, and that even if it doomed his reelection he would choose Paul Volcker to chair the Federal Reserve, knowing full well it would mean tight money and sky-high interest rates that his advisers, including me, warned would be political poison. Carter never complained. Volcker’s prescription worked – not in time to earn him a second term, but it laid the foundation for the low inflation we enjoy today, even with the temporary spike from the pandemic recovery. Stronger America at home and abroad In foreign policy, Carter's most lasting success was the greatest feat of personal presidential diplomacy in American history. Deliberately isolated at Camp David for 13 agonizing days in September 1978 with the mutually distrustful Menachem Begin of Israel and Anwar Sadat of Egypt, Carter crafted more than 20 successive draft agreements seeking common ground. With all participants exhausted, Begin was ready to go home. Carter applied a personal touch by inscribing photographs of the three leaders to Begin’s eight grandchildren . The Israeli prime minister’s eyes teared, he relented and the rest is history: For more than four decades, the peace treaty Carter negotiated between Egypt and Israel has been central to Israel’s security and to America’s national interest. A lion at dusk: Jimmy Carter's greatest accomplishments have been in health and welfare Carter made human rights a central tenet and applied those principles to the Latin American dictatorships, creating a new era in hemispheric relations along with the Panama Canal Treaty. With the Soviet Union, he combined soft and hard power: championing human rights for Soviet Jews and others, increasing defense spending, greenlighting military modernization programs (that President Ronald Reagan later built upon) and taking a tough stand on the Soviet invasion of Afghanistan . It was confrontation with the Iranian revolution, a conundrum no president has resolved, that brought down Carter. He supported our ally, the shah of Iran, to the bitter end, and urged the shah's army to stand up to the Islamic regime that followed. Carter was the last holdout, and after he agreed to let the shah enter the United States for cancer treatment, radical students took American diplomats hostage in our Tehran embassy. Carter mistakenly promised their families he would put their safety first, giving the Iranians leverage, and refused to blockade Iran’s oil export ports. He holed himself up in the White House to concentrate on their release, keeping the humiliating story on television for 444 nights . The crowning blow was a bold but unsuccessful rescue mission doomed by too few helicopters, unexpected sandstorms, and the failure of our four military services to coordinate the complex mission. But as commander in chief, he took sole responsibility. David Jones, chairman of the Joint Chiefs of Staff at the time, recounted to me in an interview for my book what Carter had told him: If the mission succeeded, it would be their success; if it failed, it would be on his shoulders. Carter’s enemies dismissed him as ineffectual, and former President Donald Trump called his accomplishments "peanuts," but they were wrong. Jimmy Carter does not deserve a place on Mount Rushmore with our greatest presidents, but he belongs in the foothills with others who strengthened our country and its place in the world. His vice president, Walter Mondale, put it succinctly in words now etched on the Carter Presidential Library : “We told the truth, we obeyed the law, we kept the peace.” Stuart E. Eizenstat was chief White House domestic policy adviser to President Jimmy Carter from 1977 to 1981 and held several senior positions in the Clinton administration from 1993 to 2001, including U.S. ambassador to the European Union, undersecretary of Commerce, undersecretary of State and deputy secretary of the Treasury. He is the author of " President Carter: The White House Years ."

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