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By Kelvin Meluwa The much-anticipated semi-final matches of the Delta State Ethnic Peace and Unity Cup are set to commence today, December 3 as football fans wait eagerly to savour the battle for the final sports. At 2 pm, Team Itsekiri (Ugbomarun FC) will face Team Isoko (Winsome FC) at Ogor Technical College, Ughelli. At the same time, Team Urhobo (Udu United FC) will clash with Team Ndokwa (Ndokwa East United FC) at the Oleh Township Stadium. Football fans are eager to see if Team Itsekiri’s attacking flair or Team Urhobo’s defensive solidity will take them to the final—or if underdogs Team Isoko and Team Ndokwa would cause major upsets. Speaking about the tournament, the President of the Center for Peace and Environmental Justice (CEPEJ), Comrade Sheriff Mulade, said, “This competition is not just about football. It is a celebration of unity, fostering peace among ethnic groups in Delta State. We look forward to thrilling semifinals and an even more electrifying grand finale.” Mulade also revealed that the final match is scheduled for December 8 at the Baptist High School Field in Orerokpe Town, Okpe Local Government Area. He disclosed that after the final, a reception for all teams will be held at the Africa 4 Peace Games-Village in Ugolo-Osubi. Join Daily Trust WhatsApp Community For Quick Access To News and Happenings Around You. NEWS UPDATE: Nigerians have been finally approved to earn Dollars from home, acquire premium domains for as low as $1500, profit as much as $22,000 (₦37million+). Click here to start.Merkel calls Musk's role in Trump's second term a "huge concern"ORRVILLE, Ohio , Dec. 17, 2024 /PRNewswire/ -- The J. M. Smucker Company (the "Company") (NYSE: SJM) today announced the pricing terms for its previously announced cash tender offers (each, an "Offer" and collectively, the "Offers") to purchase up to $300 million aggregate purchase price, not including accrued and unpaid interest (the "Offer Cap"), of the Company's validly tendered (and not validly withdrawn) notes set forth below (the "Notes") using a "waterfall" methodology under which the Company will accept the Notes in order of their respective acceptance priority levels noted in the table below (the "Acceptance Priority Levels"). The Offers are being made pursuant to an Offer to Purchase, dated December 3, 2024 (the "Offer to Purchase"), which sets forth a description of the terms of the Offers. As of 10:00 a.m. New York City time, on December 17, 2024 (the "Price Determination Time"), the Company expects to accept for purchase pursuant to the Offers the full amount of the 2.750% Senior Notes due 2041 (which have an Acceptance Priority Level of 1), the full amount of the 3.550% Senior Notes due 2050 (which have an Acceptance Priority Level of 2) and a portion of the 2.125% Senior Notes due 2032 (which have an Acceptance Priority Level of 3) validly tendered and not validly withdrawn at or prior to the Early Tender Time (as defined below) on a prorated basis as described in the Offer to Purchase, using a proration factor of approximately 69.9%, so that the aggregate purchase price does not exceed the Offer Cap. The 4.375% Senior Notes due 2045 (which have an Acceptance Priority Level of 4) and the 5.900% Senior Notes due 2028 (which have an Acceptance Priority Level of 5) will not be accepted for purchase. The "Total Consideration" to be paid for the Notes validly tendered (and not validly withdrawn) at or prior to 5:00 p.m. , New York City time, on December 16, 2024 (the "Early Tender Time") and accepted for purchase pursuant to the Offers, includes an early tender premium of $30 per $1,000 principal amount of Notes so tendered and accepted for purchase (the "Early Tender Premium"), which will not constitute an additional or increased payment. In addition to the applicable Total Consideration, holders who validly tender and do not validly withdraw their Notes, and whose Notes are accepted for purchase in the Offers will also be paid any applicable accrued and unpaid interest up to, but excluding, December 19, 2024 (the "Early Settlement Date"). The Total Consideration has been determined in the manner described in the Offer to Purchase by reference to a fixed spread for each of the Notes over the applicable yield to maturity of the applicable U.S. Treasury Security (the "Reference Treasury Security"), determined at the Price Determination Time as specified in the table below and on the cover page of the Offer to Purchase in the column entitled "Reference U.S. Treasury Security." The table below includes only the Notes validly tendered (and not validly withdrawn) at or prior to the Early Tender Time that the Company expects to accept for purchase pursuant to the Offers. Acceptance Priority Level (1) Title of Security CUSIP Number Outstanding Principal Amount Reference U.S. Treasury Security (2) Bloomberg Reference Page Reference Yield Fixed Spread (bps) Total Consideration (3) 1 2.750% Senior Notes due 2041 832696AV0 $300,000,000 4.625% UST due 11/15/2044 FIT 1 4.666 % +85 $700.18 2 3.550% Senior Notes due 2050 832696AT5 $300,000,000 4.250% UST due 8/15/2054 FIT 1 4.596 % +95 $730.52 3 2.125% Senior Notes due 2032 832696AU2 $500,000,000 4.250% UST due 11/15/2034 FIT 1 4.391 % +50 $833.04 All conditions of the Offers were deemed satisfied by the Company, or timely waived by the Company. Accordingly, the Company expects to accept for purchase, and pay for, $300 million aggregate purchase price of Notes validly tendered (and not validly withdrawn) on the Early Settlement Date. Although the Offers are scheduled to expire at 5:00 p.m. , New York City time, on January 2, 2025, unless extended or terminated, because the aggregate purchase price of Notes validly tendered (and not validly withdrawn) prior to or at the Early Tender Time exceeded the Offer Cap, there will be no Final Settlement Date (as defined in the Offer to Purchase), and no Notes tendered after the Early Tender Time will be accepted for purchase. Notes tendered and not purchased on December 19, 2024 (the "Early Settlement Date") will be returned to holders promptly after the Early Settlement Date. This press release is neither an offer to purchase nor a solicitation of an offer to sell securities. No offer, solicitation, purchase or sale will be made in any jurisdiction in which such offer, solicitation, or sale would be unlawful. The Offers are being made solely pursuant to the terms and conditions set forth in the Offer to Purchase. Goldman Sachs & Co. LLC and J.P. Morgan Securities LLC are serving as Dealer Managers for the Offers (each, a "Dealer Manager" and together, the "Dealer Managers"). Questions regarding the Offers may be directed to Goldman Sachs at (800) 828-3182 (toll free) or (212) 357-1452 (collect) or to J.P. Morgan at (866) 834-4666 (toll free) or (212) 834-3554 (collect). Requests for the Offer to Purchase or the documents incorporated by reference therein may be directed to D.F. King & Co., Inc., which is acting as the Tender Agent and Information Agent for the Offers, at SJM@dfking.com or the following telephone numbers: banks and brokers at (212) 269-5550; all others toll free at (866) 620-2535. The J. M. Smucker Company Forward-Looking Statements This press release ("Release") includes certain forward-looking statements within the meaning of federal securities laws. The forward-looking statements may include statements concerning our current expectations, estimates, assumptions and beliefs concerning future events, conditions, plans and strategies that are not historical fact. Any statement that is not historical in nature is a forward-looking statement and may be identified by the use of words and phrases such as "expect," "anticipate," "believe," "intend," "will," "plan," "strive" and similar phrases. Federal securities laws provide a safe harbor for forward-looking statements to encourage companies to provide prospective information. We are providing this cautionary statement in connection with the safe harbor provisions. Readers are cautioned not to place undue reliance on any forward-looking statements, which speak only as of the date made, when evaluating the information presented in this Release, as such statements are by nature subject to risks, uncertainties and other factors, many of which are outside of our control and could cause actual results to differ materially from such statements and from our historical results and experience. These risks and uncertainties include, but are not limited to, the following: our ability to successfully integrate Hostess Brands' operations and employees and to implement plans and achieve financial forecasts with respect to the Hostess Brands' business; our ability to realize the anticipated benefits, including synergies and cost savings, related to the Hostess Brands acquisition, including the possibility that the expected benefits will not be realized or will not be realized within the expected time period; disruption from the acquisition of Hostess Brands by diverting the attention of our management and making it more difficult to maintain business and operational relationships; the negative effects of the acquisition of Hostess Brands on the market price of our common shares; the amount of the costs, fees, expenses, and charges and the risk of litigation related to the acquisition of Hostess Brands; the effect of the acquisition of Hostess Brands on our business relationships, operating results, ability to hire and retain key talent, and business generally; disruptions or inefficiencies in our operations or supply chain, including any impact caused by product recalls, political instability, terrorism, geopolitical conflicts (including the ongoing conflicts between Russia and Ukraine and Israel and Hamas), extreme weather conditions, natural disasters, pandemics, work stoppages or labor shortages (including potential strikes along the U.S. East and Gulf coast ports and potential impacts related to the duration of a recent strike at our Buffalo, New York manufacturing facility), or other calamities; risks related to the availability of, and cost inflation in, supply chain inputs, including labor, raw materials, commodities, packaging, and transportation; the impact of food security concerns involving either our products or our competitors' products, including changes in consumer preference, consumer litigation, actions by the U.S. Food and Drug Administration or other agencies, and product recalls; risks associated with derivative and purchasing strategies we employ to manage commodity pricing and interest rate risks; the availability of reliable transportation on acceptable terms; our ability to achieve cost savings related to our restructuring and cost management programs in the amounts and within the time frames currently anticipated; our ability to generate sufficient cash flow to continue operating under our capital deployment model, including capital expenditures, debt repayment to meet our deleveraging objectives, dividend payments, and share repurchases; a change in outlook or downgrade in our public credit ratings by a rating agency below investment grade; our ability to implement and realize the full benefit of price changes, and the impact of the timing of the price changes to profits and cash flow in a particular period; the success and cost of marketing and sales programs and strategies intended to promote growth in our business, including product innovation; general competitive activity in the market, including competitors' pricing practices and promotional spending levels; our ability to attract and retain key talent; the concentration of certain of our businesses with key customers and suppliers, including primary or single-source suppliers of certain key raw materials and finished goods, and our ability to manage and maintain key relationships; impairments in the carrying value of goodwill, other intangible assets, or other long-lived assets or changes in the useful lives of other intangible assets or other long-lived assets; the impact of new or changes to existing governmental laws and regulations and their application; the outcome of tax examinations, changes in tax laws, and other tax matters; a disruption, failure, or security breach of our or our suppliers' information technology systems, including, but not limited to, ransomware attacks; foreign currency exchange rate and interest rate fluctuations; and risks related to other factors described under "Risk Factors" in other reports and statements we have filed with the SEC. We do not undertake any obligation to update or revise these forward-looking statements to reflect new events or circumstances. About The J. M. Smucker Company At The J.M. Smucker Co., it is our privilege to make food people and pets love by offering a diverse family of brands available across North America . We are proud to lead in the coffee, peanut butter, fruit spreads, frozen handheld, sweet baked goods, dog snacks, and cat food categories by offering brands consumers trust for themselves and their families each day, including Folgers ® , Dunkin' ® , Café Bustelo ® , Jif ® , Uncrustables ® , Smucker's ® , Hostess ® , Milk-Bone ® , and Meow Mix ® . Through our unwavering commitment to producing quality products, operating responsibly and ethically, and delivering on our Purpose, we will continue to grow our business while making a positive impact on society. For more information, please visit jmsmucker.com . The J. M. Smucker Company is the owner of all trademarks referenced herein, except for Dunkin' ® , which is a trademark of DD IP Holder LLC. The Dunkin'® brand is licensed to The J. M. Smucker Company for packaged coffee products sold in retail channels, such as grocery stores, mass merchandisers, club stores, e-commerce and drug stores, as well as in certain away from home channels. This information does not pertain to products for sale in Dunkin' ® restaurants. View original content to download multimedia: https://www.prnewswire.com/news-releases/the-j-m-smucker-company-announces-pricing-for-cash-tender-offers-302334213.html SOURCE The J.M. Smucker Co.
Dean Prediger has been hired as the City of Kimberley's new manager of Parks and Facilities. Prediger is originally from Calgary and has also lived in Canmore and the Blaeberry Valley near Golden, before returning to Calgary for work and schooling. He has lived in Kimberley for the past nine years. Prediger went to SAIT in Calgary for Mechanical Engineering Technology, and then started his career at a small engineering family before transitioning into the trades. In his more than two decades as a refrigeration mechanic, he has earned Journeyman tickets in Refrigeration and Gas and has worked on numerous projects including industrial ammonia plants and commercia HVAC&R systems. Interestingly, Prediger has even service the Marysville Arena, back in 1998, long before he knew he would one day live and work here. His most recent position was managing the facilities department for Canadian Mountain Holidays, but he left the role in order to focus on his family and contribute more to his community with this new role. According to a City press release, Prediger is: "excited to bring his diverse experience and passion for the region to the Parks and Facilities team, where he aims to help create an enjoyable, vibrant community for all residents." You can contact Prediger at dprediger@kimberley.caNebraska portal tracker: Jimari Butler and reserve RB among Huskers entering
The market may be trading at a record high, but the same cannot be said for the ASX 200 stock in this article. Although its shares have risen off their lows for the year, they are still trading materially below both their 52-week and all-time highs. While disappointing for shareholders, one leading broker appears to see this as a buying opportunity for others. Which ASX 200 stock could be undervalued? The stock in question is ( ). It describes itself as an end-to-end global business, focusing on producing premium still and sparkling wines for 70+ markets. Among its portfolio are wine brands such as Penfolds, 19 Crimes, Matua, Daou Vineyards, Lindeman's, Blossom Hill, and Wolf Blass. Goldman Sachs thinks its shares are undervalued at current levels. It highlights that they are trading on lower than average multiples despite the company having a very positive earnings growth outlook. The broker recently said: Our Buy rating on TWE is premised on accelerating double-digit EPS growth in FY24-27e driven by 1) continued global expansion of Penfolds, especially post the removal of China import tariffs on Australian wine; our recent channel checks suggest positive reception to the returning Australian sourced Penfolds and we expect a ~63pct pre-tariff recovery by 2027 And 2) its rank as the #1 luxury wine company in the US (most sales in luxury wine) with the recent acquisitions of Frank Family Vineyards (FFV) and DAOU which have been growth and margin accretive, combined with a stable portfolio of Premium Brands. TWE is trading modestly below the 5-year historical P/E average. Big returns The note reveals that Goldman has a buy rating and $15.20 price target on the ASX 200 stock. Based on its current share price of $11.44, this implies potential upside of almost 33% for investors over the next 12 months. To put that into context, a $5,000 investment in the wine giant's shares would turn into approximately $6,650 if Goldman Sachs is on the money with its recommendation. But the returns won't stop there. This ASX 200 share is one of the more generous growth shares out there on the Australian share market. For example, Goldman Sachs expects the company to reward its shareholders with a partially franked 36 cents per share dividend in FY 2025. This equates to an attractive 3.1% at current prices, which stretches the total potential 12-month return to approximately 36%.Surface Inspection Market: Surface Inspection Market to Grow to USD 10.29B by 2031 12-02-2024 09:21 PM CET | Industry, Real Estate & Construction Press release from: SkyQuest Technology Surface Inspection Market Scope: Key Insights : Surface Inspection Market size was valued at USD 5.02 billion in 2022 and is poised to grow from USD 5.44 billion in 2023 to USD 10.29 billion by 2031, growing at a CAGR of 8.3% in the forecast period (2024-2031). Discover Your Competitive Edge with a Free Sample Report : https://www.skyquestt.com/sample-request/surface-inspection-market Access the full 2024 Market report for a comprehensive understanding @ https://www.skyquestt.com/report/surface-inspection-market In-Depth Exploration of the global Surface Inspection Market: This report offers a thorough exploration of the global Surface Inspection market, presenting a wealth of data that has been meticulously researched and analyzed. It identifies and examines the crucial market drivers, including pricing strategies, competitive landscapes, market dynamics, and regional growth trends. By outlining how these factors impact overall market performance, the report provides invaluable insights for stakeholders looking to navigate this complex terrain. Additionally, it features comprehensive profiles of leading market players, detailing essential metrics such as production capabilities, revenue streams, market value, volume, market share, and anticipated growth rates. This report serves as a vital resource for businesses seeking to make informed decisions in a rapidly evolving market. Trends and Insights Leading to Growth Opportunities The best insights for investment decisions stem from understanding major market trends, which simplify the decision-making process for potential investors. The research strives to discover multiple growth opportunities that readers can evaluate and potentially capitalize on, armed with all relevant data. Through a comprehensive assessment of important growth factors, including pricing, production, profit margins, and the value chain, market growth can be more accurately forecast for the upcoming years. Top Firms Evaluated in the Global Surface Inspection Market Research Report: Cognex Corporation (US) Omron Corporation (Japan) Keyence Corporation (Japan) Basler AG (Germany) Teledyne Technologies Incorporated (US) Baumer Holding AG (Switzerland) JAI A/S (Denmark) National Instruments Corporation (US) Panasonic Corporation (Japan) SICK AG (Germany) Key Aspects of the Report: Market Summary: The report includes an overview of products/services, emphasizing the global Surface Inspection market's overall size. It provides a summary of the segmentation analysis, focusing on product/service types, applications, and regional categories, along with revenue and sales forecasts. Competitive Analysis: This segment presents information on market trends and conditions, analyzing various manufacturers. It includes data regarding average prices, as well as revenue and sales distributions for individual players in the market. Business Profiles: This chapter provides a thorough examination of the financial and strategic data for leading players in the global Surface Inspection market, covering product/service descriptions, portfolios, geographic reach, and revenue divisions. Sales Analysis by Region: This section provides data on market performance, detailing revenue, sales, and market share across regions. It also includes projections for sales growth rates and pricing strategies for each regional market, such as: North America: United States, Canada, and Mexico Europe: Germany, France, UK, Russia, and Italy Asia-Pacific: China, Japan, Korea, India, and Southeast Asia South America: Brazil, Argentina, Colombia, etc. Middle East and Africa: Saudi Arabia, UAE, Egypt, Nigeria, and South Africa This in-depth research study has the capability to tackle a range of significant questions that are pivotal for understanding the market dynamics, and it specifically aims to answer the following key inquiries: How big could the global Surface Inspection market become by the end of the forecast period? Let's explore the exciting possibilities! Will the current market leader in the global Surface Inspection segment continue to hold its ground, or is change on the horizon? Which regions are poised to experience the most explosive growth in the Surface Inspection market? Discover where the future opportunities lie! Is there a particular player that stands out as the dominant force in the global Surface Inspection market? Let's find out who's leading the charge! What are the key factors driving growth and the challenges holding back the global Surface Inspection market? Join us as we uncover the forces at play! To establish the important thing traits, Ask Our Experts @ https://www.skyquestt.com/speak-with-analyst/surface-inspection-market Table of Contents Chapter 1 Industry Overview 1.1 Definition 1.2 Assumptions 1.3 Research Scope 1.4 Market Analysis by Regions 1.5 Market Size Analysis from 2023 to 2030 11.6 COVID-19 Outbreak: Medical Computer Cart Industry Impact Chapter 2 Competition by Types, Applications, and Top Regions and Countries 2.1 Market (Volume and Value) by Type 2.3 Market (Volume and Value) by Regions Chapter 3 Production Market Analysis 3.1 Worldwide Production Market Analysis 3.2 Regional Production Market Analysis Chapter 4 Medical Computer Cart Sales, Consumption, Export, Import by Regions (2023-2023) Chapter 5 North America Market Analysis Chapter 6 East Asia Market Analysis Chapter 7 Europe Market Analysis Chapter 8 South Asia Market Analysis Chapter 9 Southeast Asia Market Analysis Chapter 10 Middle East Market Analysis Chapter 11 Africa Market Analysis Chapter 12 Oceania Market Analysis Chapter 13 Latin America Market Analysis Chapter 14 Company Profiles and Key Figures in Medical Computer Cart Business Chapter 15 Market Forecast (2023-2030) Chapter 16 Conclusions Address: 1 Apache Way, Westford, Massachusetts 01886 Phone: USA (+1) 351-333-4748 Email: sales@skyquestt.com About Us: SkyQuest Technology is leading growth consulting firm providing market intelligence, commercialization and technology services. It has 450+ happy clients globally. This release was published on openPR.Sliding at Oregon’s 26 yard line as time expired in a 32-31 loss to the Ducks still haunts Ohio State quarterback Will Howard. “I still have nightmares about that play,” Howard said. “I still run it over in my head; how could I have — what could I have done better? I get a chance to go out there and right the wrong from that game.” Howard and the No. 8 Buckeyes will face the No. 1 Ducks again in the Rose Bowl on Wednesday (2 p.m., ESPN). Ohio State threw for 326 yards in the loss to Oregon, the most allowed this season by UO. But the Ducks won the rushing and turnover battles. RELATED: Ohio State receiver Jeremiah Smith thinks about offensive pass interference penalty against Oregon ‘probably every day’ Howard, who was 28 of 35 with two touchdowns and ran for 13 yards and a score during the Oct. 12 game at Autzen Stadium, said he watched the film from the loss to Oregon “more counts than I could count” during the two weeks after. “I watched it quite a few times that bye week afterwards,” Howard said. “How could I have fixed it? At the same time you want to flush it and get away from it but now that they’re back, they’re the squad we’re playing — I have watched it and it hurts because I’m like man, there’s so many opportunities for us to win that game. Looking back at it, it’s like man, we just didn’t play our best ball that day. “It makes you excited because we got another chance at it. You don’t get a lot of second chances in life and God’s blessed us with one. We got to make sure we take advantage of it. It’s a hell of a team. I mean Oregon’s a great team, they do some really good stuff. It’s not going to be easy. We got to go in there and do our thing and take what they give us and impose our will because that’s the only way we can do it from here on out.” RELATED: Oregon’s win over Ohio State ‘still bugs’ Will Howard, ‘pissed off’ Buckeyes defense CFP quarterfinal at the Rose Bowl Who: No. 1 Oregon Ducks (13-0) vs. No. 8 Ohio State (11-2) When: Wednesday, Jan. 1 Time: 2 p.m. PT Where: Rose Bowl, Pasadena, California TV channel: ESPN Stream: You can watch this game live for FREE with Fubo (free trial) or by signing up for Sling (cheapest streaming plans, $25 off your first month). If you already have cable, you can also watch this game live on Watch ESPN with your cable or satellite provider login information. Oregon Ducks football 2024 season schedule, scores Sign up for The Ducks Beat newsletter -- James Crepea covers the Oregon Ducks and Big Ten. Listen to the Ducks Confidential podcast or subscribe to the Ducks Roundup newsletter .
The Gunners took two points out of Liverpool’s lead at the summit of the Premier League after Jurrien Timber and William Saliba struck in the second half – both from corners – to condemn Amorim to his first defeat as United boss. The hosts’ second-half strikes took their goals-from-corners tally to 22 since the start of last season – a statistic that is unmatched by any other team in the division. Asked if Arsenal are one of the best teams he has come up against on corners, Amorim replied: “If you follow the Premier League for a long time you can see that. “They are also big players and you see every occasion when (Gabriel) Martinelli and (Bukayo) Saka have one-on-ones, a lot of times they go outside and they cross, and they know that if the cross goes well, they can score, and if it is a corner they can score, too, so we have to be better on that. “You have seen in all Arsenal games that every team have had problems with that (corners). And the difference today was the set-pieces. “You see a goal and then the momentum changed, and it is really hard for us to take the full control of the game after that.” Timber leaned into Rasmus Hojlund at the front post before diverting Declan Rice’s set-piece into the back of Andre Onana’s net after 54 minutes to send Arsenal into the lead. Thomas Partey’s header from Saka’s corner then deflected in off Saliba’s shoulder with 17 minutes left. Arteta and the club’s set-piece guru Nicolas Jover embraced on the touchline as Amorim was left with his head in his hands. The Arsenal supporters cheered raucously every time they won a corner – landing 13 in all without reply. However, Arteta moved to play down the significance of Arsenal’s set-piece threat. “We need that, but we want to be very dangerous and very effective from every angle and every phase of play,” said Arteta. “Today we could have scored from open play like we did against West Ham and Sporting. Last year we scored the most goals in the history of this football club. Arsenal have won four consecutive Premier League matches against Man Utd for the first time ever! 💫 pic.twitter.com/biv1kvsJEP — Premier League (@premierleague) December 4, 2024 “Not because of only set-pieces, but because of a lot of things that we have. We want to create individual and magic moments, too.” Arsenal’s win against United – the first time they have recorded four victories in a row against the Red Devils in the league – was their fourth in succession since the international break. They will head to Fulham on Sunday bidding to keep the momentum going. Arteta continued: “The will to win is there. We try our best to do that. We won four in a row, but it doesn’t matter. We have to go to Fulham now, try to be better than them and try win the game. “It’s every three days that we play. It’s a crazy schedule. We’re going to need everybody and to mentally be very strong.”
Millions of people now have access to artificial intelligence like ChatGPT. After Apple Intelligence integrated ChatGPT into its platform, anyone with an iPhone, iPad or Mac can now ask complex questions without going to a separate app or website. This long-awaited integration may spark questions like, how does ChatGPT work? What are chatbots? ChatGPT, operated by OpenAI, is an artificial intelligence chatbot like Google’s Gemini, Anthropic’s Claude, or Meta AI. These chatbots use a type of AI called a “large language model.” They understand text and generate words to sound human. “It’s almost boring now to say this,” said Daniel Dugas, an AI and robotics scientist based in Switzerland. He wrote a visualized explanation of earlier AI GPT models. “The fact that I can talk to my computer and have a semi-coherent conversation is — it’s just unbelievable,” “As an engineer, I immediately was pushed to the direction of, OK, how do we make something like intelligence?” Dugas said. While large language models may seem intelligent, they essentially just predict the next word — much like a phone’s text suggestions. But it’s far more complex. How ChatGPT works Large language models are trained on vast amounts of data, ranging from books to social media to much of the internet. An LLM maps out word relationships similar to the way the human brain does. Take the sentence, “Don’t put all your eggs in one.” Once you enter it into an LLM and hit send, a lot of things happen in repetition — in a fraction of a second. Step One: Tokenization and Encoding Imagine the process like an assembly line. The first step on the assembly line is to turn the sentence into something computers can definitely understand: numbers. RELATED STORY | How deepfake technology works The sentence, “Don’t put all your eggs in one” is broken down into what’s called “token IDs” that vary depending on the AI model. The sentence now becomes [91418, 3006, 722, 634, 27226, 306, 1001] You can test out tokenization using OpenAI’s tool . Step Two: Embedding Next, the resulting vector of numbers is expanded based on context. For example, the word “egg” has a lot of different meanings and connotations. If you had to map out the word mathematically, one way is to plot it onto a graph between “chicken” and “young.” On a two-dimensional graph, that’s simple. But “egg” has so many different meanings. “Egg” can be a part of an idiom, a breakfast ingredient, something associated with Easter, or a shape. Graphing this out would require multiple dimensions in a never-ending vector. We can’t imagine this, but a computer can compute it. With the sentence “Don’t put all your eggs in one” the word egg might be [27226]. With the sentence “I ate an egg for breakfast” the word egg might be [16102]. It all depends on context. These contextual adjustments are based on all the training and the neural network of word relationships, and the changes are embedded into the vector. Step Three: Transformer Architecture The vector moves down the assembly line into a “transformer architecture.” It is a series of layers that make even more adjustments to the vector of numbers. Based on the previous training, the AI has learned and decided what words carry more weight. For example, in the sentence “Don’t put all your eggs in one” the word “eggs” matters more than “one.” Adjustments to the vector of numbers occur repeatedly to make sure context and meaning are close to everything it was trained on. Step Four: Output Finally, the result goes in reverse on the assembly line to turn a vector of numbers back into a word: basket. "Don’t put all your eggs in one ... basket." Is this advanced word prediction? Is this intelligence? Are there limits? “You have papers saying, the model will never be able to create music or a model will never be able to answer a mathematical question,” Dugas said. “And they basically are crushed in the last five years.” As large language models continue to advance, it’s important to keep up with what they can do and to know how we can work with them, not for them. Even a basic understanding will help people utilize, navigate, and legislate a technology some might consider revolutionary.None
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The S&P 500 rose 0.2% from its all-time high set on Friday to post a record for the 54th time this year. The Dow Jones Industrial Average fell 128 points, or 0.3%, while the Nasdaq composite gained 1%. Super Micro Computer, a stock that's been on an AI-driven roller coaster, soared 28.7% to lead the market. Following allegations of misconduct and the resignation of its public auditor, the maker of servers used in artificial-intelligence technology said an investigation found no evidence of misconduct by its management or by the company's board. It also said that it doesn't expect to restate its past financials and that it will find a new chief financial officer, appoint a general counsel and make other moves to strengthen its governance. Big Tech stocks also helped prop up the market. Gains of 1.8% for Microsoft and 3.2% for Meta Platforms were the two strongest forces pushing upward on the S&P 500. Intel was another propellant during the morning, but it lost an early gain to fall 0.5% after the chip company said CEO Pat Gelsinger has retired and stepped down from the board. Intel is looking for Gelsinger's replacement, and its chair said it's "committed to restoring investor confidence." Intel recently lost its spot in the Dow Jones Industrial Average to Nvidia, which has skyrocketed in Wall Street's frenzy around AI. Stellantis, meanwhile, skidded following the announcement of its CEO's departure. Carlos Tavares steps down after nearly four years in the top spot of the automaker, which owns car brands like Jeep, Citroën and Ram, amid an ongoing struggle with slumping sales and an inventory backlog at dealerships. The world's fourth-largest automaker's stock fell 6.3% in Milan. The majority of stocks in the S&P 500 likewise fell, including California utility PG&E. It dropped 5% after saying it would sell $2.4 billion of stock and preferred shares to raise cash. Retailers were mixed amid what's expected to be the best Cyber Monday on record and coming off Black Friday. Target, which recently gave a forecast for the holiday season that left investors discouraged, fell 1.2%. Walmart, which gave a more optimistic forecast, rose 0.2%. Amazon, which looks to benefit from online sales from Cyber Monday, climbed 1.4%. All told, the S&P 500 added 14.77 points to 6,047.15. The Dow fell 128.65 to 44,782.00, and the Nasdaq composite climbed 185.78 to 19,403.95. The stock market largely took Donald Trump's latest threat on tariffs in stride. The president-elect on Saturday threatened 100% tariffs against a group of developing economies if they act to undermine the U.S. dollar. Trump said he wants the group, headlined by Brazil, Russia, India and China, to promise it won't create a new currency or otherwise try to undercut the U.S. dollar. The dollar has long been the currency of choice for global trade. Speculation has also been around a long time that other currencies could knock it off its mantle, but no contender has come close. The U.S. dollar's value rose Monday against several other currencies, but one of its strongest moves likely had less to do with the tariff threats. The euro fell amid a political battle in Paris over the French government's budget. The euro sank 0.7% against the U.S. dollar and broke below $1.05. In the bond market, Treasury yields gave up early gains to hold relatively steady. The yield on the 10-year Treasury climbed above 4.23% during the morning before falling back to 4.19%. That was just above its level of 4.18% late Friday. A report in the morning showed the U.S. manufacturing sector contracted again last month, but not by as much as economists expected. This upcoming week will bring several big updates on the job market, including the October job openings report, weekly unemployment benefits data and the all-important November jobs report. They could steer the next moves for Federal Reserve, which recently began pulling interest rates lower to give support to the economy. Economists expect Friday's headliner report to show U.S. employers accelerated their hiring in November, coming off October's lackluster growth that was hampered by damaging hurricanes and strikes. "We now find ourselves in the middle of this Goldilocks zone, where economic health supports earnings growth while remaining weak enough to justify potential Fed rate cuts," according to Mark Hackett, chief of investment research at Nationwide. In financial markets abroad, Chinese stocks led gains worldwide as monthly surveys showed improving conditions for manufacturing, partly driven by a surge in orders ahead of Trump's inauguration next month. Both official and private sector surveys of factory managers showed strong new orders and export orders, possibly partly linked to efforts by importers in the U.S. to beat potential tariff hikes by Trump once he takes office. Indexes rose 0.7% in Hong Kong and 1.1% in Shanghai.Medtronic plc ( NYSE:MDT – Get Free Report ) shares fell 0% during trading on Thursday . The stock traded as low as $81.22 and last traded at $81.53. 509,463 shares changed hands during mid-day trading, a decline of 92% from the average session volume of 6,238,044 shares. The stock had previously closed at $81.54. Analyst Ratings Changes A number of equities research analysts recently weighed in on the company. Sanford C. Bernstein raised their price objective on Medtronic from $96.00 to $97.00 and gave the company an “outperform” rating in a research report on Wednesday, November 20th. Truist Financial lowered their price target on shares of Medtronic from $93.00 to $89.00 and set a “hold” rating on the stock in a report on Wednesday, December 18th. Citigroup lifted their price objective on shares of Medtronic from $85.00 to $92.00 and gave the stock a “neutral” rating in a research report on Tuesday, October 1st. Evercore ISI increased their target price on shares of Medtronic from $100.00 to $104.00 and gave the company an “outperform” rating in a research report on Tuesday, October 1st. Finally, Robert W. Baird cut their price target on shares of Medtronic from $96.00 to $93.00 and set a “neutral” rating on the stock in a report on Wednesday, November 20th. One equities research analyst has rated the stock with a sell rating, nine have issued a hold rating, six have issued a buy rating and one has issued a strong buy rating to the company. According to MarketBeat.com, Medtronic currently has a consensus rating of “Hold” and an average target price of $95.00. Get Our Latest Stock Analysis on MDT Medtronic Stock Down 1.1 % Medtronic ( NYSE:MDT – Get Free Report ) last posted its quarterly earnings results on Tuesday, November 19th. The medical technology company reported $1.26 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $1.25 by $0.01. The company had revenue of $8.40 billion during the quarter, compared to analyst estimates of $8.27 billion. Medtronic had a net margin of 13.00% and a return on equity of 13.79%. Medtronic’s revenue for the quarter was up 5.2% compared to the same quarter last year. During the same period last year, the firm posted $1.25 EPS. On average, equities analysts expect that Medtronic plc will post 5.45 earnings per share for the current year. Medtronic Announces Dividend The business also recently declared a quarterly dividend, which will be paid on Friday, January 10th. Investors of record on Friday, December 27th will be given a dividend of $0.70 per share. This represents a $2.80 annualized dividend and a yield of 3.47%. The ex-dividend date of this dividend is Friday, December 27th. Medtronic’s dividend payout ratio is currently 85.63%. Institutional Investors Weigh In On Medtronic Several hedge funds have recently bought and sold shares of MDT. Fortitude Family Office LLC purchased a new position in shares of Medtronic during the 3rd quarter valued at approximately $27,000. Highline Wealth Partners LLC purchased a new position in Medtronic in the third quarter valued at $27,000. Darwin Wealth Management LLC acquired a new position in shares of Medtronic in the third quarter worth about $27,000. J. Stern & Co. LLP purchased a new stake in shares of Medtronic during the 3rd quarter worth about $30,000. Finally, Chelsea Counsel Co. acquired a new stake in shares of Medtronic during the 3rd quarter valued at about $45,000. Hedge funds and other institutional investors own 82.06% of the company’s stock. About Medtronic ( Get Free Report ) Medtronic plc develops, manufactures, and sells device-based medical therapies to healthcare systems, physicians, clinicians, and patients worldwide. Its Cardiovascular Portfolio segment offers implantable cardiac pacemakers, cardioverter defibrillators, and cardiac resynchronization therapy devices; cardiac ablation products; insertable cardiac monitor systems; TYRX products; and remote monitoring and patient-centered software. Recommended Stories Receive News & Ratings for Medtronic Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Medtronic and related companies with MarketBeat.com's FREE daily email newsletter .
Rush Enterprises, Inc. Adopts $150 Million Stock Repurchase Program
AP News Summary at 4:06 p.m. ESTMarvell forecasts fourth-quarter revenue above estimates on strong AI-backed demand
{ "@context": "https://schema.org", "@type": "NewsArticle", "dateCreated": "2024-12-03T23:21:46+02:00", "datePublished": "2024-12-03T23:21:46+02:00", "dateModified": "2024-12-03T23:22:40+02:00", "url": "https://www.newtimes.co.rw/article/22325/news/economy/rwanda-has-successfully-completed-imf-commitments-resident-representative", "headline": "Rwanda has successfully completed IMF commitments – Resident Representative", "description": "In October 2022, the International Monetary Fund (IMF) approved $319 million for Rwanda as the first African country and the third in the world to...", "keywords": "", "inLanguage": "en", "mainEntityOfPage":{ "@type": "WebPage", "@id": "https://www.newtimes.co.rw/article/22325/news/economy/rwanda-has-successfully-completed-imf-commitments-resident-representative" }, "thumbnailUrl": "https://www.newtimes.co.rw/thenewtimes/uploads/images/2024/12/03/65498.png", "image": { "@type": "ImageObject", "url": "https://www.newtimes.co.rw/thenewtimes/uploads/images/2024/12/03/65498.png" }, "articleBody": "In October 2022, the International Monetary Fund (IMF) approved $319 million for Rwanda as the first African country and the third in the world to benefit from the Resilience and Sustainability Facility (RSF). The facility was a three-year arrangement that the IMF launched to help countries tackle long-term challenges, such as climate change. As the arrangement comes to an end, The New Times’ Business Editor Julius Bizimungu spoke to Gabor Pula, Resident Representative for IMF in Rwanda to discuss lessons learnt, how the facility has enabled Rwanda to embark on reforms that will shape the economy, and how the country can strike a good balance between financing its ambitious economic agenda and managing rising debt levels. Below are the excerpts: The RSF under which the IMF approved $319 million for Rwanda in 2022 is coming to an end. What lessons have you learnt? Rwanda’s early access to the RSF was made possible by the country’s preparedness and already existing climate policies. For example, at the time of the RSF approval, Rwanda already had a comprehensive climate diagnostic, which identified priority areas for reforms that could be supported by the RSF facility. Such a detailed climate strategy ensured a head-start to RSF reform implementation. Overall, the Rwandan authorities’ performance under the RSF programme has been exceptionally strong. To demonstrate their unwavering commitment to the RSF-supported climate agenda, the authorities even accelerated the implementation of the originally agreed reform measures. As a result, Rwanda has now successfully completed all its RSF commitments, six months ahead of the initial timeline (of December 2024). Rwanda is the first and only country among our members that managed to do this, and it highlights Rwanda’s ability to accelerate reforms ahead of schedule. Close cooperation with development partners has been also key to this success. Climate investments require complex technological and financial considerations, which – due to their novelty – are challenging even in the most advanced economies of the world. Rwanda has been particularly successful in absorbing external technical expertise provided by its development partners and integrating it with home grown solutions. As a result, Rwanda has managed to develop a unique approach to catalyze climate private financing, which could serve as a blueprint for other developing countries. This unique approach combines three main components: the advanced infrastructure of Private and Public Climate Investment Facilities (Ireme and Intego) that were established already before the RSF, the transparency frameworks, such as the climate budget tagging, green taxonomy and adoption of international climate reporting standards that were developed in the context of the RSF. Finally, it includes the use of innovative climate finance instruments, which ensure affordability of climate finance for Rwandan green entrepreneurs by blending concessional resources with market-based funding. Rwanda has a climate action plan that requires $11 billion through 2030. Do the reforms being undertaken enough to enable Rwanda raise this necessary funding? Given its limited fiscal space, Rwanda needs to rely on concessional and private climate financing to implement its ambitious climate agenda. Indeed, the overall cost of implementing Rwanda’s Nationally Determined Contributions (NDCs) strategy is estimated at $11 billion, which would imply investments amounting to 7 per cent of GDP each year during the 2020-2030 period. Given Rwanda’s already elevated debt level, room for public sector borrowing is limited. Domestic efforts to mobilise revenue and improve spending efficiency will help, but they take time. This puts the focus on efforts to mobilise private climate investment. Rwanda successfully leveraged the RSF and managed to secure an extra EUR 300 million with the help of bilateral and multilateral partners, on top of the RSF’s $319 million contribution. However, this amount is still only a small portion of the total financing needed to implement Rwanda’s climate agenda. In this context, Rwanda must continue its efforts to mobilise concessional and private climate resources. The IMF has said that Rwanda needs to accelerate the development of green projects and lending operations. What are these projects and why is it important to accelerate them? The RSF-supported reform measures helped address impediments to concessional and private climate flows to Rwanda. Private climate inflows to Rwanda, similar to other low-income countries, have been constrained by low risk-adjusted returns, persisting information asymmetries, and market size disadvantage. To overcome these obstacles and establish incentives for private capital, Rwanda needs strong legal frameworks, governance and data disclosure standards guiding its climate investments. As an example, Rwanda’s new climate budget tagging system and green taxonomy will strengthen investor confidence by mitigating their concerns about greenwashing. In the next step, these newly developed taxonomies will be used to identify private and public investment projects that can strengthen the economy’s resilience to climate shocks. Rwanda is also a pioneer in this area among developing economies. Ireme Invest has started its lending operations with a total value of its green projects pipeline estimated at about $30 million over the 2024-25 period. The scaling up of the pipeline is challenging, as both the Rwanda Development Bank and businesses need time to strengthen their understanding of the technical requirements for climate investments. To address this obstacle, Ireme Invest has established a Project Preparation Facility managed by the Rwanda Green Fund (FONERWA). Rwanda’s Public Green Investment Facility (Intego) has also identified public investment projects at the total value of $34 million. A well-developed project pipeline should play a critical role in mobilising additional resources to finance Rwanda’s ambitious climate agenda. The IMF has a 3-year Policy Coordination Instrument that ends next year. The aim was to support the government to build on the progress in macroeconomic, fiscal, and financial reforms. Have any of these reforms happened? Under the Policy Coordination Instrument (PCI), the Rwandan authorities put together a medium-term reform plan for the 2022-25 period to ensure macroeconomic stability, advance fiscal consolidation, strengthen monetary policy transmission and deepen financial markets, and build socioeconomic resilience. The PCI is a non-disbursing arrangement, which means that the IMF does not provide financial support related to the programme. We support the authorities in the design of their reform plan, provide technical assistance to build institutional capacity, monitor the implementation of the reforms and report on their progress. The benefit of such a non-disbursing arrangement for the authorities is what we call the IMF’s “seal of approval” of their policies. It provides assurances for development partners and financial markets that Rwanda’s macroeconomic policies are sound. Rwanda’s performance under the PCI has been broadly strong. Key achievements under the PCI include the introduction of more efficient and transparent frameworks to manage public investments, formulation of a medium-term spending rationalisation strategy, gradual deepening of the interbank and foreign exchange market to strengthen monetary policy transmission and the launching of the dynamic social registry, which is a state-of-the-art system that will allow for better targeting of social protection benefits. In December 2023, the authorities also requested a 14-month financing arrangement under the so-called Stand-by Credit Facility (SCF) to help them preserve foreign exchange reserves, which came under pressure following an increase in the import bill, due to high food imports and the reconstruction after the devastating floods last year. As a result of the recalibration of macroeconomic policies, the $260 million total financing under the SCF, and its catalytic effect that allowed Rwanda to secure additional concessional financing mainly from the World Bank, foreign exchange reserves have now stabilised at comfortable levels. The IMF has previously indicated that Rwanda faces fiscal risks from state-owned enterprises. What are these risks and how can they be mitigated? Besides raising more revenues, fiscal consolidation can be achieved via more efficient spending. Rwanda has limited resources, and it is critical that those limited resources are not wasted and put in the most productive use possible. Enhanced transparency is key to scrutinise the use of resources, and so it is an important achievement that the Ministry of Finance started to publish the list of major public projects and their selection criteria on its website. In a similar vein, state-owned enterprises (SOEs) need to be managed efficiently. This means several considerations. First, the authorities need to revisit which SOEs are critical for the functioning of the economy, and which are the SOEs that could possibly be replaced by the private sector. Second, the corporate governance of remaining SOEs needs to be improved. Finally, it is important that any financial support provided by the budget to SOEs, in the form of direct subsidies and guaranteed loans for example, are fully accounted for. At the end of the day, the authorities will need to ensure that budget resources are not subsidising loss-making activities in SOEs. What about the forex exchange market, has Rwanda made reform progress? With regard to the exchange rate, the central bank did a good job so far in managing pressures on its FX reserves. The exchange rate was allowed to depreciate since early 2023, which was necessary to facilitate the much-needed external adjustment. Similar to most developing countries, Rwanda’s imports exceed its exports, which implies that the demand for foreign currency is larger than its supply. The trade deficit puts the exchange rate under pressure, unless it is fully financed by capital inflows, such as remittances, foreign direct investment, or concessional borrowing. Continued exchange rate flexibility will be critical to help absorb external shocks and support the current account adjustment.", "author": { "@type": "Person", "name": "Julius Bizimungu" }, "publisher": { "@type": "Organization", "name": "The New Times", "url": "https://www.newtimes.co.rw/", "sameAs": ["https://www.facebook.com/TheNewTimesRwanda/","https://twitter.com/NewTimesRwanda","https://www.youtube.com/channel/UCuZbZj6DF9zWXpdZVceDZkg"], "logo": { "@type": "ImageObject", "url": "/theme_newtimes/images/logo.png", "width": 270, "height": 57 } }, "copyrightHolder": { "@type": "Organization", "name": "The New Times", "url": "https://www.newtimes.co.rw/" } }Franklin financial SVP Karen Carmack reports stock purchase
AP News Summary at 4:06 p.m. ESTAshleigh Howley's baby was just weeks old when she first started to think her daughter would be better off without her. Howley, a nurse from the NSW South Coast, had everything she needed, including a supportive husband, Gavin, yet something wasn't right . "We had got married so the next step in our life was to start a family," Howley told 9Honey. "We had no issues falling pregnant a couple of months later." "I had a great pregnancy and my birth was pretty much stock standard. I had quite a good recovery." READ MORE: Expert reveals her 15 all-time favourite classic girls' names But being at home with a new baby she struggled to breastfeed soon took a toll on Howley. After introducing Addison to bottles, the external and internal pressure she felt manifested as something more sinister. "There was a lot of shame and guilt around moving from breastfeeding," Howley said. "She was probably about six to eight weeks old when I just thought she would be better off with someone else taking care of her who could do the things I couldn't do for her, which was actually just that one thing. READ MORE: Pearl Jam pauses Sydney show to pay tribute to Aussie teens "I did not have an intention of make a plan to take my life, but it was probably not that far away." While Howley was able to dismiss the intrusive thoughts, she continued to spiral and suffered from anxiety as well self-deprecating, self-doubting thoughts about her ability to care for her daughter. When family and friends asked her if she was OK, she would lie. She also downplayed her mental state when a child and family health nurse screened her for postnatal depression. Still, she was starting to realise something was amiss, but continued to hide the truth out of shame, thinking she had no right to feel depressed when she had a great life. "It was my husband who held the mirror up and said this person who appeared to be functioning was not me," Howley said. Still, she didn't seek help straight away, waiting until her daughter was five months old before finally seeing a GP, who referred her to a psychologist. He in turn diagnosed her with postnatal depression and sent her back to the GP who prescribed anti-depressants. Howley eventually got through the tough time with the support of family, friends and health professionals, including a therapist, who she still sees off and on when needed. "I always say this was the start of my mental health journey," Howley said. She continues to suffer from anxiety, which rears its head from time to time, however no longer requires medication for depression. While the couple had always considered only having one child, Howley said her experience with postnatal depression clinched that decision. "I always felt if I had another baby they would get a better version of me than she did and that would not be fair." While she describes her relationship with Addison, now nine, as 'incredible', she still feels guilty about those early months. "I do think I was the best version of myself the first year of her life," Howley said. "I have pictures of me kissing her [but] I feel like I am physically there and present in her life [but] I don't think I was able to relax and enjoy it." Howley is speaking about her experiences during Perinatal Mental Health Week (November 17-23). Perinatal Anxiety & Depression Australia (PANDA) created the week to raise awareness of the conditions, which affect about 100,000 Australian women every year. 'Perinatal' refers to the period from the start of pregnancy to a year after giving birth. The arrival of a child can affect a parent's emotional well-being, including increased feelings of isolation, sleep deprivation, financial pressure, changes in relationships and a shift in priorities. After another bout of anxiety earlier this year, Howley became an R U OK? community ambassador. "I thought, I have had this experience ongoing for nine years. It's time to give back." Her role is to encourage family and friends to check in on new parents. She also wants to end the shame and stigma surrounding postnatal anxiety and depression. PANDA chief executive Julie Borninkhof said it was important new parents felt supported. "Many people struggle during this life-changing time, and our ability to cope when we're not feeling great is reduced," she said. "We know from our callers that parenting can be a really isolating experience. "For some... this social disconnection can intensify mental health struggles. "The sooner they feel supported and connected, the sooner we can reduce their distress, rebuild their confidence, and reconnect them with their lives." Parenting expert Dr Justin Coulson recommends 'gently' checking in with new parents if you notice they are struggling. "You might say to someone, 'Hey, just lately, I've noticed you don't seem yourself; are you OK?'. Then truly listen. You don't have to be a therapist to do this. Just be a friend." While Howley said she would lie at first when asked by family and friends how she was doing, knowing they were there meant she could talk to them once she was ready. "It's not about putting pressure on them but giving them the space to come and talk when they are ready," she said. She also recommends not trying to 'fix' someone, but encouraging action if they do speak up. PANDA provides telephone counselling via a free national helpline available Monday to Friday, 9am-7.30pm, and Saturday, 9am-4pm (AEST/AEDT). Call 1300 726 306 . You can also visit the website panda.org.au Lifeline provides free and confidential crisis support 24 hours a day. Call 13 11 14 , or text 0477 131 114 or chat online at lifeline.org.au . 13YARN is a free 24-hour service offering crisis support service for Aboriginal & Torres Strait Islander people. Call 13YARN ( 13 92 76 ).
Election tensions mount as Delhi Lieutenant Governor V.K. Saxena probes into Congress leader Sandeep Dikshit's serious allegations. Dikshit claims Punjab intelligence agents are surveilling him, and significant cash transfers from Punjab to Delhi are anticipated ahead of the Assembly elections. In response, AAP accused BJP and Congress of collaborating to discredit Arvind Kejriwal. Meanwhile, Delhi Congress chief Devender Yadav condemned the alleged actions, claiming Kejriwal is using underhanded tactics due to fear of electoral defeat. The LG ordered heightened border checks and vigilance on cash inflows, with cooperation from neighboring states to prevent election malpractice. This development comes as AAP and Congress face off as rivals in the upcoming Delhi election, despite their partnership in the INDIA bloc. (With inputs from agencies.)
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