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A pair of teams vying to put a stamp on overachieving campaigns will meet as Georgia Tech squares off with Vanderbilt in the Birmingham Bowl on Friday in Birmingham, Ala. Georgia Tech (7-5) is appearing in back-to-back bowl games for the first time since an 18-year run from 1997-2014, and a win would give the Yellow Jackets consecutive bowl wins for the first time in 20 years. For a Georgia Tech program that endured a 14-32 stretch from 2019-22, this season has given Yellow Jacket fans a reason to believe a resurgence is near. After knocking off No. 10 Florida State in the season opener, Georgia Tech climbed into the AP Poll for the first time in nine years. Although it was a short stay in the rankings, head coach Brent Key's team piqued the nation's interest again in November, when it took down undefeated No. 4 Miami, 28-23. The Yellow Jackets had another chance to shake up the college football landscape against then-No. 7 Georgia, but blew a late 14-point lead en route to an eight-overtime defeat. Now with one more opportunity against the Southeastern Conference, Key thinks the bowl organizers nailed this one on the head. "We're excited to go over to Birmingham and play a really good opponent," Key said. "I think this is a really good matchup. When you look at bowl games, that's what you look for, the matchups. And I think they got this one right." Georgia Tech quarterback Haynes King's 1,910 passing yards and 22 total touchdowns (11 passing, 11 rushing) have steadied the offense throughout the year, but the Yellow Jackets will be without their leading receiver, Eric Singleton Jr., who entered the transfer portal after the regular season and signed with Auburn on Monday. Starting defensive lineman Romello Height also transferred, meaning a next-man-up mentality will be in order for Key's squad. "One person is not going to make a difference as far as rotational depth," Key said. "We're going to continue to coach the guys that are here, and prepare them not only for this game but for the rest of their careers here at Georgia Tech." Singleton paced Georgia Tech with 754 receiving yards to go along with four total touchdowns, while Height tallied 2 1/2 sacks and a pair of forced fumbles. It wouldn't have surprised many college football pundits had Vanderbilt missed the postseason for a sixth straight year. The Commodores (6-6) were predicted last by a wide margin in the SEC preseason poll coming off last year's winless conference slate. However, the program's historic season can now be punctuated with its first bowl win in 11 years, thanks to a shocking Oct. 5 victory over No. 1 Alabama, along with its first win all-time at Auburn. Led by head coach Clark Lea, the revamped Commodores see a similar program on Friday in Birmingham. "Georgia Tech is a team I've taken notes on as Brent has built that program up," Lea said. "What an incredible transformation they've had; so much respect for them. ... This is our 10th bowl game in 134 years, it's a chance for our first winning season since 2013. You're going to have two teams that play a physical brand of football, two head coaches that care deeply about the institutions we represent. "These are two teams that are going to fight for a win and I don't think it gets better than that." The Commodores are led by quarterback Diego Pavia, who had 2,133 passing yards and 17 touchdowns in the air, paired with 716 rushing yards and six scores on the ground. Pavia, a transfer from New Mexico State -- and New Mexico Military Institute at the juco level -- won a court ruling last week that granted him a seventh year of eligibility in 2025. --Field Level MediaPublished 5:38 pm Friday, December 6, 2024 By Data Skrive Saturday’s contest features the Oklahoma Sooners (8-0) and the Alcorn State Braves (0-10) matching up at McCasland Field House in what is expected to be a lopsided matchup, with a projected 84-58 victory for heavily favored Oklahoma according to our computer prediction. Game time is at 8:00 PM ET on December 7. Based on our computer prediction, Alcorn State is a good bet to cover the spread, which is currently listed at 32.5. The two teams are projected to exceed the 140.5 over/under. Catch tons of live college basketball , plus original programming, with ESPN+ or the Disney Bundle. Place your bets on any men’s college basketball matchup at BetMGM. Sign up today using our link. Oklahoma’s record against the spread this season is 5-3-0, and Alcorn State’s is 4-5-0. The Sooners are 4-4-0 and the Braves are 3-6-0 in terms of hitting the over. The teams put up 135 points per game combined, 5.5 less than this matchup’s over/under. Bet on this or any men’s college basketball matchup at BetMGM. Rep your favorite players with officially licensed gear. Head to Fanatics to find jerseys, shirts, hats, and much more. Not all offers available in all states, please visit BetMGM for the latest promotions for your area. Must be 21+ to gamble, please wager responsibly. If you or someone you know has a gambling problem, contact 1-800-GAMBLER .
Wikipedia at Elon Musk's crosshairs, slams its $50 million DEI budget, calls it 'Wokepedia'Global stocks mostly higher in thin pre-Christmas tradeNot since Alexander the Great has a Greek teenager made such a startling impact on the world. Not since David Hookes in the Centenary Test in 1977 has a debutant appeared on cricket’s biggest stage and given it a shake-up as audacious as this. Bazball is a reinvention of Test cricket, but on Boxing Day, Sam Konstas, the 19-year-old Sydneysider of Greek heritage, inverted the game altogether. One orthodox backfoot defence in mid-morning was greeted with a round of applause because it was the novelty. More than a first impression, it was meteorite’s crater. The precocious Konstas is a player of his time , but nothing in his short career quite foreshadowed this. From the moment he literally ran onto the ground, leading Usman Khawaja by 50 or more metres, everything he did was amped up. Khawaja smiled as he might at his dog on a walk. Read more from Greg Baum Sam Konstas plays a ramp shot against Jasprit Bumrah. Credit: Chris Hopkins It’s hard to predict how long India’s bowlers will have to toll on day two, given Australia’s innings could still go large. The tourists used six bowlers on day one. Jasprit Burmah got through 20 overs while Washington Sundar put down 12 overs after he was brought into the XI to complement Ravindra Jadeja. India’s bowling card on day one. Credit: The Age Australia’s players appear very relaxed at the MCG nets ahead of day two. Batting coach Michael Di Venuto gets the group together in a circle and says a few words. Australia will want over 400. The tail need to find a way to hang with Steve Smith if he continues like he did yesterday. Sam Konstas is kicking a soccer ball with opening partner Usman Khawaja. Goes alright. Probably thought he was playing soccer yesterday after that bump from Virat Kohli. Yellow card worthy. The scene at the nets on Friday morning. Credit: Tom Decent Not since Alexander the Great has a Greek teenager made such a startling impact on the world. Not since David Hookes in the Centenary Test in 1977 has a debutant appeared on cricket’s biggest stage and given it a shake-up as audacious as this. Bazball is a reinvention of Test cricket, but on Boxing Day, Sam Konstas, the 19-year-old Sydneysider of Greek heritage, inverted the game altogether. One orthodox backfoot defence in mid-morning was greeted with a round of applause because it was the novelty. More than a first impression, it was meteorite’s crater. The precocious Konstas is a player of his time , but nothing in his short career quite foreshadowed this. From the moment he literally ran onto the ground, leading Usman Khawaja by 50 or more metres, everything he did was amped up. Khawaja smiled as he might at his dog on a walk. Read more from Greg Baum Sam Konstas plays a ramp shot against Jasprit Bumrah. Credit: Chris Hopkins Hello and welcome to our day two coverage of the Boxing Day Test. It’s difficult to remember a better opening day to one of these iconic matches in Melbourne. Sure, the middle session was slow-going for a bit, but that’s Test cricket. Everything that happened either side of it was captivating. Debutant opener Sam Konstas made people sit up and take notice by taking the game to India , and Jasprit Bumrah in particular, like few could have expected. With Australia reaching 6-311 at stumps, and Steve Smith well beyond 50 runs, anything is possible from here.
When people open their banking app or log into their account to pay a bill, most will complete their task quickly so they can move on to something else. But if a customer is being talked into transferring their cash to a scammer, there are subtle shifts in behaviour that leave a digital trail of clues. In these cases, banks say, the customer might spend longer than usual logged in, or they could move their mouse in a less purposeful way – such as by drawing circles on the screen – as they listen to the scammer’s instructions over the phone. Banks can detect suspicious transactions from information such as how frequently a user is touching their screen. Credit: iStock If the unsuspecting victim has allowed a scammer to take control of their computer, there can be other clues. The customer may not touch their phone’s screen as frequently as they usually do, or the criminal who has taken over might type faster than the customer usually does. Banks can now see all these clues, and use that information to spot suspicious transactions. “When I log in, and I know why I’m logging in, I behave with purpose,” says Tim Dalgleish, one of the architects of BioCatch Trust, a system that looks for data such as this to detect scams and fraud. “In one of these scam scenarios, you’re basically being coached, coerced, tricked or bullied to do something different.” Late this year, major banks signed up to the BioCatch system as part of the banking industry’s effort to stem a $2.7 billion wave of scams. While it’s early days, it’s hoped these sorts of digital clues – alongside lots of other information – can be used to stop more scams in the milliseconds before a customer sends their cash, after which it can be much harder to retrieve the money. The banking industry’s war on scams is a long-running fight in which businesses face fierce pressure to do more to prevent customer losses, but there are tentative signs of progress. It’s a battle in which speed is everything, and co-operation between banks, telcos, tech giants and authorities is vital. ‘Speed is everything’ Time is of the essence when fighting scammers. The rise of near-instant money transfers between bank accounts, which launched in Australia in 2018, means once someone is tricked into clicking “send” on a payment, there is very little time to put a halt on the transaction. It is up to banks to sift through millions of transactions, detect the suspicious ones and raise a red flag, in near-real time. But how do you detect a payment to a scammer in mere milliseconds? This is an area where banks have invested millions in systems that crunch reams of data and raise alerts or block payments from going through. National Australia Bank’s executive for group investigations, Chris Sheehan, has high hopes that over time, the BioCatch system will make it very difficult for scammers to operate in Australia. National Australia Bank’s executive for group investigations, Chris Sheehan. More broadly, he says it is an example of collaboration that wouldn’t be possible in markets overseas – one due to Australian banks’ history of data-sharing to fight scams, as well as the fact our banking market is relatively small and concentrated. “This type of industry-wide collaboration – it is a global first,” says Sheehan, a former Australian Federal Police senior officer. “And frankly, I don’t think anywhere else in the world can do it the way we’ve done it here.” While banks’ anti-scam systems have historically focused on detecting and responding to scams, he says that won’t cut it any more. The BioCatch move is an example of where banks need to focus – on stoping scams before the money’s been transferred. “We need to be stopping the scam, stopping the crime, before it occurs,” he says. More broadly, it’s also an example of the co-operation between banks that goes back to 2016, when the industry launched the Australian Financial Crimes Exchange (AFCX), a bank-backed group of which Sheehan is a director. The exchange allows member banks to quickly report fraud as well as share intelligence on scams with other businesses such as telcos or technology firms. Sheehan says that when this intelligence loop is “fully mature”, it will allow a bank to pass on a scam URL or dodgy phone number to, say, Telstra or Google, and have the number or website taken down immediately. Commonwealth Bank’s head of group fraud, James Roberts, says this scheme – known as “the loop” is another example of Australia leading the charge globally through fast sharing of information between telcos, banks, social media companies and regulators. “Speed is everything. The faster we can take down a link or a dodgy advertisement ... the less people will get scammed by it, so you’re reducing the blast radius,” says Roberts, who is also a director of the AFCX. There will be extra refinements in the new year as banks face continuing pressure to curb scam losses. Australian Payments Plus (AP+), a payments organisation, will in 2025 launch an industry-wide name-checking system , which checks the name of accounts to which cash is being transferred. Some banks already offer this service. “The solution has been built. It’s in testing at the moment and will be going live across the banks throughout 2025,” says AP+ chief executive Lynn Kraus. Losses still way too high Of course, banks have been touting anti-scam technology for years, and it hasn’t stopped a wave of losses that hit $2.7 billion in 2023 – a 13 per cent fall on 2022 levels but a figure that is still far too high. Will these new anti-scam measures make a more meaningful difference? Even banks don’t claim anti-scam technology can solve the problem on its own. Assistant Treasurer Stephen Jones unveiled the government’s anti-scam laws in October. Credit: Dominic Lorrimer There is widespread agreement on the need for closer work between banks and social media companies, and new laws unveiled by Assistant Treasurer Stephen Jones in October will require these businesses to report scams as soon as they are detected, with the threat of $50 million fines. “Our scams crackdown will cut off the avenues scammers use to target Australians by setting a high bar for what businesses must do to prevent them,” Jones said. Consumer advocates maintain there should also be more emphasis on requiring banks to compensate scam victims, an approach that has been adopted in the UK but resisted by the federal government. Yet despite all the work still to be done, there are tentative signs of progress. CBA’s Roberts notes the banking giant reported a 50 per cent reduction in customer scam losses last financial year. Other banks have also reported declines. NAB’s full-year results showed a 20 per cent fall in customer losses from scams, Westpac said scam losses were down 29 per cent, and ANZ reported a 46 per cent drop in customer scam losses. Roberts says the reduction in scam losses seen in Australia is better than the situation in some peer countries, though he adds the problem remains significant. “It does not mean the problem is solved – and it has tragic consequences for consumers, but at least there’s a trend directionally,” he says. NAB’s Chris Sheehan also says the $2.7 billion in industry-wide scam losses in 2023 was “way too high”, and he stresses the battle against scanners must continue. But he, too, says there are some encouraging signs. Ultimately, he says, there is no silver bullet in the fight against scams and the bank expects to be constantly changing its defences as the scammers also evolve. Scam-fighting is also a part of finance where banks put aside their commercial rivalry and frequently work together to share information against a common enemy. Indeed, last year the competition watchdog gave the Australian Bankers’ Association and its members permission to talk together to develop industry standards for anti-scam measures. Not only does information-sharing help to spot the scammers, there’s also no public benefit in a situation in which some banks have far better anti-scam systems than others, because you can be sure that the criminals will cotton on to any vulnerabilities. “When it comes to fighting crime and preventing the impact of crime on our customers, we don’t compete on that,” Sheehan says. “We realise that we have to work together because otherwise we’ll just get picked off individually.” The Market Recap newsletter is a wrap of the day’s trading. Get it each we e kday afternoon .
Wall Street stocks were little changed on Thursday while Asian equities rose in thin Boxing Day trade, extending their "Santa Claus Rally" with several bourses still shut for the holiday. Japan's Nikkei index closed up 1.1 percent, boosted by comments from the Bank of Japan governor and share price gains for top-selling automaker Toyota. China's plans for massive bond issuances in 2025 also bolstered investor sentiment. "Even though many in the region are still shaking off a bit of a holiday hangover, with several markets closed for Boxing Day, Asian stocks opened higher, riding a favorable wave from China's financial bond juggernaut," said Stephen Innes from SPI Asset Management. In New York, major indices veered in and out of positive territory in a sleepy post-Christmas session. The broad-based S&P 500 finished down less than 0.1 percent. Large technology companies that have led the market in much of 2024 mostly took a breather. These included Netflix, Tesla and Amazon, all of which declined. "What's interesting today is that we're seeing small stocks bounce back a little bit," said Steve Sosnick of Interactive Brokers, noting that the Russell 2000 index put on 0.9 percent. Holiday consumer data showed a 3.8-percent increase in US retail spending from November 1 to December 24, according to a Mastercard SpendingPulse review of a key period for retailers. London Stockton, an analyst at Ned Davis Research, noted that the "Santa Claus rally could still be alive, with strong seasonality into the end of the year." Stock markets have traditionally fared well in the last five trading days of the year and the first two in the new year, a trend known as the "Santa Claus rally." Among a number of possible reasons advanced by experts include the festive holiday mood and purchasing ahead of the end of the tax year. Innes said remarks from Bank of Japan governor Kazuo Ueda in which he refrained from signaling a potential interest rate hike next month also "influenced bullish regional sentiments." Japanese market heavyweight Toyota ended nearly six percent higher after reports in the Nikkei business daily said it aimed to double its return on equity -- a key measure of a company's financial performance. New York - Dow: UP 0.1 percent at 43,325.80 (close) New York - S&P 500: DOWN less than 0.1 percent at 6,037.59 (close) New York - Nasdaq: DOWN 0.1 percent at 20,020.36 (close) Tokyo - Nikkei 225: UP 1.1 percent at 39,568.06 points (close) Hang Seng: UP 1.1 percent at 20,098.29 points (Tuesday close) Shanghai - Composite: UP 0.1 percent at 3,398.08 points (close) Euro/dollar: UP at $1.0424 from $1.0414 on Tuesday Pound/dollar: DOWN at $1.2526 from $1.2538 Dollar/yen: UP at 158.00 yen from 157.06 yen Euro/pound: UP at 83.19 pence from 83.05 pence West Texas Intermediate: DOWN 0.7 percent at $69.62 per barrel Brent North Sea Crude: DOWN 0.4 percent at $73.26 per barrel bur-jmb/aha
Santa Clara County official resigns more than year after infant dies of overdoseAs he prepares to return to a Manhattan courtroom to face the judge overseeing his transfer of property to women he defamed, Rudy Giuliani is urging him not to hold him in contempt. In a series of court filings on Christmas Eve, the former New York City mayor implored District Judge Lewis Liman to reject a demand for sanctions from a pair of election workers who accused Giuliani of repeatedly violating court orders — including blowing past deadlines and throwing up obstacles to hand over his property to satisfy tens of millions of dollars he owes them. He also claims that the mother-daughter pair of election workers he defamed in the volatile aftermath of the 2020 presidential election are not even legally entitled to receive any of his property because they failed to file an oath as required under state law. Giuliani is expected to testify at a court hearing set for January 3, where Donald Trump ’s former attorney will say that he “did not knowingly and/or intentionally and/or willingly violate or disobey” any court orders, according to a letter to the judge from his attorney Joseph Cammarata. In a separate filing to the judge written by Giuliani himself, he swore that he already turned over a long list of property to the women, just as he was ordered to. “I respectfully submit that the items which I was required to turn over, I turned over,” he wrote. “The Court should see that I gave everything that I could give.” Giuliani has given “everything” that the judge “required me to provide that I possessed, and out of an abundance of caution, additional items were provided to the Plaintiffs,” he added. The filings included lists of 42 pieces of property that he says were turned over as ordered by the court, including items removed from a storage facility in Ronkonkoma, New York, to another storage locker in Queens. “I have not intentionally or willfully disobeyed any of this Court’s orders or Plaintiffs’ discovery demands,” Giuliani wrote. “If any documents were not produced by me, it was because I did not possess them or was unable to locate them.” He wrote that he has “fully or substantially” complied with the court orders, and that he “should not be held in contempt or sanctioned.” But he also argues that the “receivership has not yet technically or legally begun” because defamed election workers Ruby Freeman and Shaye Moss never signed an oath, which “must have been administered by any person authorized to take acknowledgment of deeds by the real property law of New York State, and then filed with the Court before the Plaintiffs undertook the duties as Receivers.” “Even if the Plaintiffs could have filed the Oath at any time, the Plaintiffs failed to do so,” Cammarata wrote in a separate Christmas Eve filing. Earlier this month , attorneys for Freeman and Moss argued Giuliani “has not turned over a single dollar,” nor has he turned over a “number of specific items of personal property that he has been unambiguously ordered” to hand over — including the title to his Mercedes Benz convertible, keys to his Manhattan penthouse, valuable sports memorabilia and home furnishings. “It is unclear at this point even where those possessions are located,” they wrote in court filings. Giuliani has delivered a 1980 Mercedes Benz convertible , more than a dozen watches, and a “single diamond ring,” as well as access to his New York penthouse apartment, “but no keys or ownership documents,” leaving the women “to sort through significant logistical obstacles to a sale, including the presence of his ex-wife’s name on the title,” according to their attorneys. He also only delivered “some” of the items in a storage facility he was ordered to open for the women, they argued. During a court hearing last month , Liman warned Giuliani that he could face contempt sanctions for failing to meet his “unqualified obligation” to deliver all listed property to the women, but Giuliani “has neither complied with that obligation nor provided any explanation for why he could not do so,” according to attorneys for the women. In another hearing in November, Liman criticized Giuliani for “farcical” excuses about his assets. Following Trump’s defeat in the 2020 election, Giuliani falsely accused Freeman and Moss of manipulating election results in Georgia. They sued him for defamation in Washington, D.C., and in December 2023, a jury awarded them $148 million in damages. He then filed for bankruptcy, but after a protracted legal battle, the case was dismissed earlier this year to let Giuliani and his many creditors battle for control of his assets in separate courtrooms overseeing the lawsuits against him. Now, the 80-year-old former mayor faces even more financial penalties — or even jail — in the ongoing legal fallout from his false election claims during his spurious campaign to keep Trump in office. He will appear in court in D.C. on January 10, one week after he sits for a similar hearing in Manhattan, for allegedly breaking a court order against repeating defamatory statements about the women.
(BPT) - Every year, roughly 20-30% of older Americans head to warmer climates for the colder winter months. Snowbirds are often retirees on fixed incomes, though flexible work environments now provide more opportunities for anyone to spend several months escaping the chill. Whether on a fixed income or an empty nester with disposable income, consumers are interested in saving money where they can. With this in mind, snowbirds can look to their AARP membership to take advantage of relevant discounts and offerings as they fluff their feathers and get ready for takeoff. From savory breakfast options while driving to your seasonal destination, to home and auto protection, and even resources to support mental and physical health, AARP member benefits offer deals and savings that will help snowbirds take flight this winter. "Spending winters in warmer places has so many benefits that come with being able to be outside more often. Warmth and sunlight not only increase serotonin levels , which can result in more positive moods and a calm, focused mental outlook, but they also stimulate vitamin D production and may even boost immunity ," said Elvira Christiansen, Director of Retail and Loyalty for AARP Services. "An AARP membership makes it even better by offering savings as you plan your trip, as well as at many dining, entertainment and retail locations you will come across in your winter getaway destination, helping you to enjoy it to the fullest." 1. Order Up Road trips are often the preferred way to travel to a winter home for the flexibility of having a car once there. Whether your drive will have you behind the wheel for hours or days, you'll want to make sure you have your meals planned out. Fill up with a tasty breakfast or lunch with a stop at Denny's, which is easy to spot from most major highways. AARP members can save when heading to Denny's . With over 1,500 locations nationwide, members save 15% on everything from diner classics to breakfast items every day; maximum discount not to exceed $10. Restrictions apply. 2. Primary Care from Almost Anywhere Feeling under the weather can put a damper on your winter travels, so it's a good idea to make sure you can access quality healthcare even when you're at your winter destination. If you are on Medicare, you can check whether there is an Oak Street Health primary care clinic near you. Oak Street Health , the only primary care provider to carry the AARP name, provides primary care for adults on Medicare and focuses on prevention with personalized care to help keep you healthy — physically, mentally and socially. Benefits include same-day/next-day appointments where available, convenient locations, a dedicated care team and a 24/7 patient support line. AARP membership is not required to visit an Oak Street Health clinic. 3. Wellness Checklist Once you check off primary care needs for your winter destination, don't overlook other priorities like maintaining your prescriptions and protecting your vision. Start by making sure your prescriptions are up to date before you head out of town. If you do need a refill while you're away, you have access to a free prescription discount card from AARP ® Prescription Discounts provided by Optum Rx ® that can be used at over 66,000 pharmacies nationwide for savings on FDA-approved medications. You do not need to be an AARP member to take advantage of these benefits, though AARP members receive additional perks, including deeper discounts on medications, home delivery, coverage for your dependents and more. If you're having trouble with your vision, want to update your sunglass prescription, or simply want to maintain your annual visits to an optometrist or ophthalmologist while away, AARP members have access to information on vision insurance options that offer individual and family plans, featuring a large doctor network, savings on frames, lens enhancements, progressives and more. 4. Home (Safety) Away from Home One thing that should always be a priority is keeping your home safe while you're away for the winter. While Neighborhood Watch is always helpful, long periods away from a home require additional security systems. With an AARP membership, homeowners can secure their homes for less. Members save 5% on monthly home security monitoring with ADT Home Security , which covers smart home security systems including intrusion monitoring, connected smoke and CO detection, and smart automation for video doorbells, security cameras and smart locks. 5. Pack Auto Coverage in Your Luggage Driving south for the winter? Utilize AARP member benefits to save on auto care so you can road trip worry free. AARP members save up to 20% on annual membership fees for Allstate Roadside Assistance plans, which provides access to assistance for towing, jump-starts, tire changes, lockout assistance, fuel delivery and more. Allstate Roadside plan benefits can be used 24/7 in any car you drive, including rented and borrowed ones. And, if you want to bring any personal items with you but don't have room to squeeze them in your car, Budget Truck Rental has a variety of trucks for you to choose from. AARP members can save 20% on local or one-way truck rentals on Sunday through Thursday and 10% on Friday and Saturday, plus receive a $10-per-day Physical Damage Waiver. Regardless of how you're traveling or spending your winter months, AARP member benefits can help you maximize your budget while you prioritize the things that matter. To learn more about the benefits and discounts for AARP members to help you prepare for your relaunch, please visit aarp.org/save . AARP member benefits are provided by third parties. AARP receives a royalty fee for the use of its intellectual property. These fees are used for the general purposes of AARP. Provider offers are subject to change and may have restrictions.
2 convicted of human smuggling after Indian family froze to death on US-Canada borderNone
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