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new jili slot Prince Andrew's claim not to have discussed anything sensitive with 'spy' is ridiculous - here's why1. A simple-yet-magnificent lid organizer so gone are the days of cursing out the avalanche of Tupperware lids as they tumble to the ground or elude you just when you need them the most. Promising review: "This product does exactly what it's supposed to and does it well. In under 15 minutes I took my nightmare lid drawer and turned it into a functional, convenient storage space. The dividers were simple to install and provided flexibility. Slowly but surely I am getting my tiny, chaotic kitchen under control, and this got me a huge leap closer." — S. Hawthorn Get it from Amazon for $16.99+ (available in four sizes and packs). 2. A remarkably sturdy Command spray bottle mount to free up storage space and avoid the dreaded "spray bottles as dominoes" situation that can often happen when you knock one over under the sink. And like regular Command products, they won't peel off paint once they're removed! Promising review: "Let's face it, Command products ROCK! This was perfect for our truck camper, under the sink, to hold a small, refillable spray bottle of 409 to clean the kitchen. It has literally hung by this Command hanger for 3,000 miles now — bumpy roads, up and down hills, you name it. Everywhere we've gone, and neither the bottle nor the Command hanger have ever been found down. Still hanging in there like the day I stuck it. Works AWESOME!!!! It also keeps the bottle out of the way by tucking it up to one side under the sink. PERFECT!" — Jenn Get a pack of two from Amazon for $11.77 . 3. A well-disguised coffee pod tray so you can stay well-stocked on your favorite brew without committing to 50% of your counter space housing Keurig pods. Includes: 3M double-sided mounting, self-adhesive tape, and spacers for different cabinet sizes. Promising review: "Love these things! Best thing I impulse bought on Amazon. I didn't want a tray thing or a stand thing for coffee pods that would take up more counter space I don't have. Using a drawer is out of the question, too. Enter the E-Z Shelf by Perfect Pod! Exactly what I needed and wanted. I was hesitant after seeing reviews saying they it won't stay closed. I have been using these things twice a day since I got them in my hot lil' hands, and they are still working perfectly! No problems with pods not fitting, shelf not closing, or not sticking to the under-cabinet like other reviewers! They work perfectly! Don't know why more people don't want these, as they are super handy for us with little counter spaces! Update: It's been a year and these are still in perfect shape and used everyday with no problems! Still highly recommended! " — Grave237 Get it from Amazon for $19.99 . 4. A stackable cutlery organizer that will keep your flatware in place and won't take up your entire drawer. That's precious real estate! One tray fits up to 24 pieces of cutlery. Promising review: "THE BEST silverware storage organizer compartments I’ve EVER had in my entire life! We have a large family and therefore have the need for a lot of silverware. Unfortunately we have a small shallow and narrow drawer in our house but it was always full! Constantly disorganized before, and now amazingly organized. The only reason I would hesitate would be if your drawer is not adequately deep, but from reading reviews people said if they had 3.5 inches of depth it would be just fine, which is exactly what I have and there’s adequate drawer depth for me. I measured my skinny drawer and realized I still had space for two units and took the plunge and am so glad I did! Silverware goes quickly from the dishwasher straight into the drawer and you don’t have to stack perfectly to put a lot in!!! ADD IT TO YOUR CART NOW, you’ll be glad you did if you have the same problem as we did! " — oceantiff Get it from Amazon for $11.98 . 5. A deliciously retro storage locker from Mustard Made if you could use another closet laying around. Clothes, tools, linens, books, all that hobby stuff you have no place to store...all would look killer in this trendy unit, which by the way comes in 12 stunning colors. (Good luck picking.) Promising review: "I knew this was going to be a cute storage solution but what I was SUPER impressed about was the assembly process! This was so well designed, and was so easy to put together, and you can put this together yourself. Plus the instructions were really easy to follow!" — Wendy Get it from Mustard Made for $449.25 (originally $599; available in 12 colors). 6. Two inconspicuous slide-out drawers that magically turn your drawer-less desk into a piece of furniture with actual storage space. Pens and desk accessories finally have a home! You could also use these under a dining room table for cloth napkins and utensils. Endless possibilities! Promising review: "This product works exactly as I'd hoped and is now neatly under my desk without taking up so much room that I bump it or knock it off when I sit down. Adhesive stuck on easily and feels very sturdy. Remember to be realistic in terms of the weight of objects you put in these drawers (i.e. don't fill it with heavy items and then get upset when the adhesive wears down quickly). Pens, paperclips, Post-Its, earbuds, and scissors all fit in mine and I will definitely buy these again for our other desks. " — Shopping Mama Get a set of two from Amazon for $14.99+ (available in three colors). And here are some other options for under-desk storage that'll whip your WFH space into shape! 7. A waterfall hanger solution for anyone who has a "more is more" approach when it comes to their precious clothing collection. These will help you stave off a clothing purge for another year at LEAST. Just look at all that new usable space! Promising review: "Not sure why I didn’t expect them to work as well as it sounds...but they absolutely work as well as they sound! Makes MUCH more room in my closet. I used for purses, jackets, tank tops, dresses and has been holding very well. When I need something, just push the others aside and raise up the one I need. Very pleased with my purchase!" — Dennis A. Evans Get a four-pack on Amazon for $11.99+ (available in five different pack quantities). 8. A simple yet remarkable felt purse insert that make organizing your bag an actual possibility, at long last. You can't blame yourself for having a messy purse when it doesn't come with any pockets in the first place. Phew, your glasses are gonna be so much easier to find. And this comes in so many shades you'll easily find one to match the interior of any of your bags! Promising review: "When you spend a LOT of money on a good bag, the last thing you need is a pen to leak or a dirty mark to ruin the lining. I couldn’t believe my luck when I discovered the EXACT product I was thinking of right here. I have the Louis Vuitton Neverfull MM with a light pink lining I wanted to protect, and right here a pink liner fits perfectly. You can remove the middle section if you wish, to hold more books, folder etc or keep it in (it has hook and loop strips at each end to hold it in place). I love that everything has a place — including a zipped compartment and the key strap lanyard, and of course if you want to change bags you can just lift it out and place all those essentials right into another. Highly recommend this item." — BritGirlUSA Get it from Amazon for $15.86+ (available in sizes S–XL and 18 colors). 9. A wall-mounted toothbrush holder and dispenser to help clear some of the clutter from your bathroom countertop — all the more important if you're stuck with a beautiful but sadly storage-less pedestal sink. This game changer includes a toothbrush dispenser (which means less product waste!), four cups and holders, and a place to store your toothbrushes! Talk about a quick-fix bathroom product ! Promising review: "I love this item! I saw it originally on TikTok and thought it would be perfect for our bathroom! We have one bathroom upstairs and five people who use it. This cleared up so much counter space for us! There are ventilation holes where the cups go to help make sure they dry properly. The toothpaste dispenser has really been working to get every last drop out of the tube. Would definitely recommend for a family or kids bathroom. There is also a little storage compartment behind the toothpaste that is great for extra brushes, Q-Tips, or flossers. " — Sariyah J Get it from Amazon for $17.99 (available in three colors). 10. A set of clear stackable drawers whose applications are virtually limitless. From the pantry, to the office, to the bathroom, your loose goods will be neat, accessible, and still visible — the triple crown of organization. Promising review: "These drawers are just what I needed to organize loose items under my bathroom counter! They fit all of my nail polish perfectly. I wasn't expecting them to look so nice, and had planned to put them under the sink. I was very surprised by the quality and have kept them on my counter for easier access. I'm very happy with these drawers and I'm going to buy a couple more to stack under my sink. Since they can be customized by stacking, they're a great way to organize around those annoying pipes under the sink. " — Katie Steinberg Get a set of two from Amazon for $23.99+ (available in three sizes). 11. Drawer organizers — some with specific storage cells — to get your sock and undie drawer looking fresh. Bonus points if you purge this drawer of all your old, holey stuff before you put everything away again. Each set comes with four bins: a six-cell (for scarves, hankies, and ties), an eight-cell (for undies), a seven-cell (for bras), and a 24-cell (for socks). They're also collapsable and fold flat if you need to store them away! Promising review: "No matter how neatly I fold my bras and underwear, they always seem to become a big jumble in the drawer. These organizers are perfect for keeping everything in place , and you won't forget about those items you own that end up buried at the back." — M. Hanson Get the set of four from Amazon for $14.87 (available in seven colors). 12. A makeup organizer because it's about time you move your collection out of that free bag you got when you were 13! Former BuzzFeed Shopping editor AnaMaria Glavan uses this and raves about it! Here's what she has to say: " This nifty little organizer looks beautiful, can fit ALL of my everyday makeup, and (drumroll please) it keeps clutter at bay in my bathroom — which is extremely tiny. I can fit so 👏 damn 👏 much 👏 inside of this four-drawered thing. Here are all the products that I currently have in there: 32 lipsticks, six blushes and bronzers, two large highlighter sticks, one foundation bottle, three concealers, two contouring sticks, two rollerball perfumes, two primers, and the bottom drawer contains so many lip pencils, eyeliners, and eyeshadow sticks that I didn't even bother counting. But the real winner winner chicken dinner here? I have easy access to all the makeup I use every single day and can see all of it at once. I don't have to dig around the bottomless pit that is one of my many, many makeup bags anymore — I just have to open and close a drawer ." And if you need more convincing, check out her full Ikee Design makeup organizer review for more deets! Get it from Amazon for $13.99 (available in two colors). 13. A coat rack and storage shelf to finally get your entryway under control. No more throwing your backpack onto the floor and scattering your shoes to the wind as soon as you step in the door, you hear me? Some reviewers talk about this piece being a little smaller than they expected, so make sure you check the dimensions to make sure it's what you're looking for! Promising review: "Love love love! The finish on the hall tree is beautiful and it looks great in the entry way. For such a big piece it was easy to assemble and has plenty of storage!" — Anonymous Get it from Wayfair for $225.99+ (originally $509.99+; available in three colors). 14. A shirt folder that, if you work in retail, may be your store enemy. But if you're in the comfort of your own home and treating yourself to a neat, organized drawer, is the key to laundry day bliss (and some saved space). Promising review: "My first reaction was 'Why did I buy this?' because when I opened the box and wasn't too convinced by the way it looked. Then I gave it a try with a couple of shirts I had just washed and next thing you know I simply had to do my entire drawer! Everything folds so pretty, neat, and easy. I still couldn't believe it, so I ended up organizing our bedsheets and towels. I am amazed at how much of a game changer this is. It's a must-try! I am in love with how beautiful it leaves my clothes. " — Jesus Antonio Vedia Get it from Amazon for $16.99+ (available in five colors). 15. A hanging cabinet door organizer to keep cutting boards, plastic wrap, and plastic bags out of the way. That one weird skinny cabinet was just NOT working for you. Promising review: "This organizer is so useful! I recently moved and ended up with a much smaller kitchen, so I've been doing everything I can to make sure there's a place for everything and no wasted space. Luckily, I have pretty wide cabinets, so this works out perfectly. I have one holding my cutting boards (four standard plastic boards) and another holding my foil, cling wrap, and parchment paper boxes. The organizer is super easy to assemble and it's completely versatile. Hang it over the cabinet door or attach it to the wall/cabinet door, which means it's great for renters and owners. " — Kerry Get it from Amazon for $16.97+ (also available as a two-pack). 16. A transparent nail polish organizing case because nail art Instagram is A Thing, but maybe nail polish storage Instagram should be, too? Promising review: "There are PERFECT for organizing and storing your nail polishes and tools. You can organize them by color, brand, season, however you want! The polishes take up less space and you can clearly see them and choose what you want for your next mani. Also, you can store them upright just like salons do. They're perfect!" — Arielle Mansion Get it from Amazon for $21.98 (available in three colors). 17. A sweet macrame fruit hammock to free up some precious kitchen counter space while also giving your produce a cute little place to chill. Aw, it's like they're on vacation! Knapp's Knots is a San Diego-based small business owned by Anastasia Knapp who is quite possibly making the cutest macrame and wood crafts you've ever seen. Promising review: "Absolutely love my fruit and veggie hanging basket! I have a small kitchen and this saves so much countertop space! I love it! Very easy install too!" — Sarah Zwickl Get it from Knapp's Knots on Etsy for $28.90+ (available in two sizes and 11 colors). 18. A CovoBox that's an absolutely genius invention — it covers your techy boxes and cords with book covers in order to hide unsightly necessities and add a bookish piece of decor in one fell swoop. And! You can customize this to fit your exact needs by choosing the size and color theme. Covogoods was founded by Camille, who wanted to decorate a room with pieces that would add texture and interest to the space, provide additional storage and organization, *and* hide ugly things like electronics and cords. The Utah-based home decor small biz now offers decorative books by color, hidden storage book boxes, blank decorative books, secret door books, cut book spines, faux book panels, electronics hiders, and fairy book houses — just to name a few! Promising review: "I’m pretty sure I’ve never loved a purchase from Amazon as much as I love this one. This product is EXTREMELY well-made and very unique. Plus it does the job of hiding the ugly routers and cords. And the customer service was great and responsive. I was a little hesitant to spend the money on this but after years of living with the husband’s pile of technology, the money was well spent!" — AmazonEmme Get it from Covogoods on Amazon Handmade for $29+ (available in 14 colors or a custom color option and in lengths 3–29 inches). 19. A hanger stacker to keep your closet or bedroom floor from looking like a game of pick up sticks. Your room deserves this level of before and after after all the mess you've subjected it to. This simple structure arranges them in a system so you can easily grab one and hang without the headache. Promising review : "Working in retail for a million years, I know how amazing these can be in keeping your life less chaotic! I put off ordering for months, and I'm mad at myself that I did, because these beat a box of hangers hands down! I ordered two, one for dress/shirt hangers and one for skirt/pant hangers. They arrived today, seem to be made of the same metal that I've used in retail stores, appear to be sturdy, and are super easy to assemble! The only thing I had to stop and think about is which side of the base should face up. It comes with all the hardware and tools for assembly. A great buy! " — KatieLee333 Get it from Amazon for $35.59 . 20. A gravity-defying bookshelf that turns books (the most beautiful things of all!) into storage units in and of themselves. Promising review : "These are so much fun! We ordered the small size, which fits standard hardback books (approximately five to seven hardbacks in my experience). They're a great way to add some extra storage to our very small home, and we've placed them in our hallway so people ask us about them all the time. I'd highly recommend!" — LaBuenaVidaMere Get it from Amazon for $16.99+ (available in two sizes, two finishes, and in singles or packs of three). You can also find this product, along with some other great designs, in our roundup of the best small bookshelves and bookcases for small spaces ! 21. A convenient cable management sleeve if you're finally had enough with the Rat King of cords under your TV unit. You'll breathe easier with their chaos contained. Promising review: "These were EXTREMELY useful to me; I like them a lot. I have a very busy workspace at home, with two monitors and a tablet and big keyboard, speakers, NAS drive, etc., and it was very cluttered. But with these I managed to clean it up A TON. Now it looks much nicer, is much cleaner, and safer. Definitely would recommend getting these if you have a bunch of stray cables hanging around your desk area and such. After I zip-tied all of my big bundles of cables and adapters and such together and up and down the desk, I wrap these around the bundles for a nice, clean, less hazardous look." — Aaron Get a set of four from Amazon for $9.99 (available in two colors). 22. A cube organizer shelf to tuck away knickknacks, toys, art supplies, oh how I could go on! "Anything you don't want to stare at" is a good place to start. The above photo shows two shelving units. Need some bins to go with? Check out these cute blue patterned ones for $5 . Promising review: 'I highly recommend this storage unit! It is incredibly easy to assemble and feels very sturdy. I am absolutely in love with this organizer and would definitely purchase it again." — MysticDreamer91 Get it from Target for $30 ( available in two colors). 23. A shower curtain liner that you can count on to store the vast number of shampoos, conditioners, body washes, and face washes you rotate through. Phew, your bathtub ledge needed a break. Promising review: "I love this shower curtain. It's very functional. I don't have enough storage space in my bathroom. This curtain is a lifesaver. I use all the pockets, and can keep heavy things in them too. Nothing has ever happened." — svhare Get it from Amazon for $16.98+ (available in two colors). Read our full review of the Maytex Pockets Shower Liner (#2) for more deets, or check out our list of the best bathroom accessories on Amazon ! 24. A drawer organizer set to transform your junk drawer into the most beautiful drawer in the land. Your bathroom, kitchen, and credenza drawers were wondering if you were ever gonna clean them up. Promising review: "Perfect for a standard-size bathroom drawer! All five containers fit and I’m able to separate out my hair products/brush/comb, hair ties, razor blades, and the misc. items such as headbands for face washing. The frosted look is great and just what I desired. Almost wish I had more drawers to organize with these!" — Jen Get the five-piece set from Amazon for $12.99+ (also available as a 10-, 15-, or 20-piece set). 25. Sleek clear apothecary jars so you can decant cotton rounds, cotton swabs, cotton balls — phew, that's a lot of cotton! — and so much more so it's right there and ready to go. Doesn't hurt that they're super aesthetically pleasing. Promising review: "These are fantastic bathroom containers. I ordered after seeing them at a friend's house. They are a plastic that is sturdy. The lid fits tight enough to stay on, but isn't difficult to open. I have them in both bathrooms. They fit any decor and hold cotton swabs perfectly." — Erica Morris Get a set of three from Amazon for $7.99+ (available in eight colors and sets). 26. A rotating makeup and skincare organizer for anyone whose countertop has all but been taken over by retinol and hyaluronic acid in some kind of mutiny. Now all of your products can just chill and go on a little ride every time you use them. Wheeeee! Promising review: "First, this is a lot bigger than I thought It would be, which is great! The spin is smooth and cleared the counter space I needed back! Perfect for my skincare items, perfumes, cotton rounds, and Q-Tips!" — Rae Myers Get it from Amazon for $8.99+ (available in two colors). 27. A woven storage basket to store bathroom linens, TP, and other eccentricities in a casual yet attractive way. Promising review: "Very attractive basket. Arrives tightly rolled up, but after reshaping it and letting it rest, it easily regains its shape in a short time. Nice quality. Very happy with this purchase." — MAW Get it from Amazon for $13.99 (available in 10 colors). The reviews for this post have been edited for length and clarity.

Australia's social media ban for under-16s is now law. There's plenty we still don't know – video

Meta is actively helping self-harm content to flourish on Instagram by failing to remove explicit images and encouraging those engaging with such content to befriend one another, according to a damning new study that found its moderation “extremely inadequate”. Danish researchers created a private self-harm network on the social media platform, including fake profiles of people as young as 13 years old, in which they shared 85 pieces of self-harm-related content gradually increasing in severity, including blood, razor blades and encouragement of self-harm. The aim of the study was to test Meta’s claim that it had significantly improved its processes for removing harmful content, which it says now uses artificial intelligence (AI). The tech company claims to remove about 99% of harmful content before it is reported. But Digitalt Ansvar (Digital Accountability), an organisation that promotes responsible digital development, found that in the month-long experiment not a single image was removed. When it created its own simple AI tool to analyse the content, it was able to automatically identify 38% of the self-harm images and 88% of the most severe. This, the company said, shows that Instagram has access to technology able to address the issue but “has chosen not to implement it effectively”. The platform’s inadequate moderation, said Digitalt Ansvar, suggests that it is not complying with EU law. The Digital Services Act requires large digital services to identify systemic risks, including foreseeable negative consequences on physical and mental wellbeing. A Meta spokesperson said: “Content that encourages self-injury is against our policies and we remove this content when we detect it. In the first half of 2024, we removed more than 12m pieces related to suicide and self-injury on Instagram, 99% of which we proactively took down. “Earlier this year, we launched Instagram Teen Accounts , which will place teenagers into the strictest setting of our sensitive content control, so they’re even less likely to be recommended sensitive content and in many cases we hide this content altogether.” The Danish study, however, found that rather than attempt to shut down the self-harm network, Instagram’s algorithm was actively helping it to expand. The research suggested that 13-year-olds become friends with all members of the self-harm group after they were connected with one of its members. This, the study said, “suggests that Instagram’s algorithm actively contributes to the formation and spread of self-harm networks”. Speaking to the Observer , Ask Hesby Holm, chief executive of Digitalt Ansvar, said the company was shocked by the results, having thought that, as the images it shared increased in severity, they would set off alarm bells on the platform. “We thought that when we did this gradually, we would hit the threshold where AI or other tools would recognise or identify these images,” he said. “But big surprise – they didn’t.” He added: “That was worrying because we thought that they had some kind of machinery trying to figure out and identify this content.” Sign up to Observed Analysis and opinion on the week's news and culture brought to you by the best Observer writers after newsletter promotion Failing to moderate self-harm images can result in “severe consequences”, he said. “This is highly associated with suicide. So if there’s nobody flagging or doing anything about these groups, they go unknown to parents, authorities, those who can help support.” Meta, he believes, does not moderate small private groups, such as the one his company created, in order to maintain high traffic and engagement. “We don’t know if they moderate bigger groups, but the problem is self-harming groups are small,” he said. Lotte Rubæk, a leading psychologist who left Meta’s global expert group on suicide prevention in March after accusing it of “turning a blind eye” to harmful Instagram content, said while she was not surprised by the overall findings, she was shocked to see that they did not remove the most explicit content. “I wouldn’t have thought that it would be zero out of 85 posts that they removed,” she said. “I hoped that it would be better. “They have repeatedly said in the media that all the time they are improving their technology and that they have the best engineers in the world. This proves, even though on a small scale, that this is not true.” Rubæk said Meta’s failure to remove images of self-harm from its platforms was “triggering” vulnerable young women and girls to further harm themselves and contributing to rising suicide figures. Since she left the global expert group, she said the situation on the platform has only worsened, the impact of which is plain to see in her patients. The issue of self-harm on Instagram, she said, is a matter of life and death for young children and teenagers. “And somehow that’s just collateral damage to them on the way to making money and profit on their platforms.” In the UK, the charity Mind is available on 0300 123 3393 and Childline on 0800 1111. In the US, call or text Mental Health America at 988 or chat 988lifeline.org. In Australia, support is available at Beyond Blue on 1300 22 4636, Lifeline on 13 11 14, and at MensLine on 1300 789 978According to data from Pordata , the average annual income in Portugal in 2023 was around 33,558 euros. Although it is below countries such as Germany, where the average income reaches 45,515 euros per year, some professions in Portugal manage to far exceed these values, placing their professionals at the top of the salary scale. The highest-paid professions stand out for requiring high levels of specialisation, years of experience and, in many cases, a great ability to deal with complex challenges. These roles usually come with great responsibilities and require strategic and leadership skills. The highest-paid professions in Portugal for 2024 General Manager (Industry and Services) As the person primarily responsible for a company's strategy and operations, a general manager can earn between 110,000 and 130,000 euros per year. This position requires proven experience and training in management and finance. Industrial Director Essential to ensuring efficiency in production operations, these professionals earn between 90,000 and 130,000 euros per year. A degree in engineering and solid management experience are essential requirements. Purchasing Director This negotiation specialist ensures that materials are purchased at the best price and with the highest quality. Salaries range from 80,000 to 120,000 euros per year. Financial Director With salaries ranging from 90,000 to 100,000 euros per year in Portugal, the financial director plays a central role in the growth of companies. In international markets, such as Germany, this salary can exceed 140,000 euros. Commercial Director Essential for generating revenue and leading sales teams, the commercial director earns between 75,000 and 100,000 euros per year, standing out as one of the most valued positions in the commercial area. Rising technology professions Technology-related areas continue to be a driving force for economic and professional growth. Among the most valued are:

A win in Week 14 would have given Clemson quite a case for inclusion in the College Football Playoff. Instead, South Carolina played spoiler and improved its playoff chances in the process. The Tigers entered Saturday with a 9-2 record and while they were not likely going to make the ACC Championship, a win over a strong Gamecocks team would have made their resume pretty solid for the committee's consideration. Clemson produced 419 offensive yards and forced three Gamecock turnovers. Quarterback Cade Klubnik went 24-of-36 for 280 yards but tossed a costly interception in the final minute to seal the loss. South Carolina produced 431 total yards and forced two Tigers turnovers. Quarterback LaNorris Sellers went 13-of-21 for 164 yards and an interception but his dominance came from his rushing game. Sellers had 16 carries for 166 yards with two touchdowns. While the victory was a strong one for the Gamecocks, the Tigers' failure to close things out crept up on them again and figures to relegate them to bowl game status. Fans took to social media to rip into Tigers head coach Dabo Swinney and debate his job security. The Tigers have lost three games for the fourth consecutive season and it looks like the glory days of the late 2010s may have officially passed the program by. While a change at head coach could be intriguing, the price may be too high. Swinney has a $60 million buyout after 2024 and is under contract through 2031. While the school could look to pay it, the likely scenario is that Swinney returns for next season and beyond.Seahawks Elevate QB Jaren Hall & S Ty Okada From Practice Squad - Seahawks.com

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Mobile wallets that allow you to pay using your phone have been around for well more than a decade, and over those years they’ve grown in popularity, becoming a key part of consumers’ credit card usage. According to a "state of credit card report" for 2025 from credit bureau Experian, 53% of Americans in a survey say they use digital wallets more frequently than traditional payment methods. To further incentivize mobile wallet usage, some credit card issuers offer bonus rewards when you elect to pay that way. But those incentives can go beyond just higher reward rates. In fact, mobile wallets in some ways are becoming an essential part of activating and holding a credit card. For example, they can offer immediate access to your credit line, and they can be easier and safer than paying with a physical card. From a rewards perspective, it can make a lot of sense to reach for your phone now instead of your physical card. The Apple Card offers its highest reward rates when you use it through the Apple Pay mobile wallet. Same goes for the PayPal Cashback Mastercard® when you use it to make purchases via the PayPal digital wallet. The Kroger grocery store giant has a co-branded credit card that earns the most when you pay using an eligible digital wallet, and some major credit cards with quarterly rotating bonus categories have a history of incentivizing digital wallet use. But again, these days it's not just about the rewards. Mobile wallets like Apple Pay, Samsung Pay and PayPal can offer immediate access to your credit line while you wait for your physical card to arrive after approval. Indeed, most major issuers including Bank of America®, Capital One and Chase now offer instant virtual credit card numbers for eligible cards that can be used upon approval by adding them to a digital wallet. Additionally, many co-branded credit cards — those offered in partnership with another brand — commonly offer instant card access and can be used immediately on in-brand purchases. Credit cards typically take seven to 10 days to arrive after approval, so instant access to your credit line can be particularly useful if you need to make an urgent or unexpected purchase. Plus, they allow you to start spending toward a card’s sign-up bonus right away. As issuers push toward mobile payments, a growing number of merchants and businesses are similarly adopting the payment method. The percentage of U.S. businesses that used digital wallets increased to 62% in 2023, compared to 47% the previous year, according to a 2023 survey commissioned by the Federal Reserve Financial Services. Wider acceptance is potentially good news for the average American, who according to Experian has about four credit cards. While that won’t necessarily weigh down your wallet, it can be hard to manage multiple cards and rewards categories at once. Mobile wallets offer a more efficient way to store and organize all of your workhorse cards, while not having to carry around ones that you don't use often. They can also help you more easily monitor your spending and rewards, and some even track your orders' status and arrival time. Plus, paying with a digital wallet offers added security. That’s because it uses technology called tokenization when you pay, which masks your real credit card number and instead sends an encrypted "token" that’s unique to each payment. This is unlike swiping or dipping a physical card, during which your credit card number is more directly accessible. And again, because a mobile wallet doesn't require you to have your physical cards present, there's less chance of one falling out of your pocket or purse. More From NerdWallet Funto Omojola writes for NerdWallet. Email: fomojola@nerdwallet.com . The article Activating Your Credit Card? Don’t Skip the Mobile Wallet Step originally appeared on NerdWallet.NoneDUBLIN (AP) — Vote counting was underway Saturday in Ireland’s national election after an exit poll suggested the contest is a close-fought race among the country’s three largest political parties. Election officials opened ballot boxes at count centers across the country, kicking off what could be several days of tallying the results. If the exit poll is borne out, that could be followed by days or weeks of negotiations to form a coalition government.