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Renuka Rayasam | (TNS) KFF Health News In April, just 12 weeks into her pregnancy, Kathleen Clark was standing at the receptionist window of her OB-GYN’s office when she was asked to pay $960, the total the office estimated she would owe after she delivered. Clark, 39, was shocked that she was asked to pay that amount during this second prenatal visit. Normally, patients receive the bill after insurance has paid its part, and for pregnant women that’s usually only when the pregnancy ends. It would be months before the office filed the claim with her health insurer. Clark said she felt stuck. The Cleveland, Tennessee, obstetrics practice was affiliated with a birthing center where she wanted to deliver. Plus, she and her husband had been wanting to have a baby for a long time. And Clark was emotional, because just weeks earlier her mother had died. “You’re standing there at the window, and there’s people all around, and you’re trying to be really nice,” recalled Clark, through tears. “So, I paid it.” On online baby message boards and other social media forums , pregnant women say they are being asked by their providers to pay out-of-pocket fees earlier than expected. The practice is legal, but patient advocacy groups call it unethical. Medical providers argue that asking for payment up front ensures they get compensated for their services. How frequently this happens is hard to track because it is considered a private transaction between the provider and the patient. Therefore, the payments are not recorded in insurance claims data and are not studied by researchers. Patients, medical billing experts, and patient advocates say the billing practice causes unexpected anxiety at a time of already heightened stress and financial pressure. Estimates can sometimes be higher than what a patient might ultimately owe and force people to fight for refunds if they miscarry or the amount paid was higher than the final bill. Up-front payments also create hurdles for women who may want to switch providers if they are unhappy with their care. In some cases, they may cause women to forgo prenatal care altogether, especially in places where few other maternity care options exist. It’s “holding their treatment hostage,” said Caitlin Donovan, a senior director at the Patient Advocate Foundation . Medical billing and women’s health experts believe OB-GYN offices adopted the practice to manage the high cost of maternity care and the way it is billed for in the U.S. When a pregnancy ends, OB-GYNs typically file a single insurance claim for routine prenatal care, labor, delivery, and, often, postpartum care. That practice of bundling all maternity care into one billing code began three decades ago, said Lisa Satterfield, senior director of health and payment policy at the American College of Obstetricians and Gynecologists . But such bundled billing has become outdated, she said. Previously, pregnant patients had been subject to copayments for each prenatal visit, which might lead them to skip crucial appointments to save money. But the Affordable Care Act now requires all commercial insurers to fully cover certain prenatal services. Plus, it’s become more common for pregnant women to switch providers, or have different providers handle prenatal care, labor, and delivery — especially in rural areas where patient transfers are common. Some providers say prepayments allow them to spread out one-time payments over the course of the pregnancy to ensure that they are compensated for the care they do provide, even if they don’t ultimately deliver the baby. “You have people who, unfortunately, are not getting paid for the work that they do,” said Pamela Boatner, who works as a midwife in a Georgia hospital. While she believes women should receive pregnancy care regardless of their ability to pay, she also understands that some providers want to make sure their bill isn’t ignored after the baby is delivered. New parents might be overloaded with hospital bills and the costs of caring for a new child, and they may lack income if a parent isn’t working, Boatner said. In the U.S., having a baby can be expensive. People who obtain health insurance through large employers pay an average of nearly $3,000 out-of-pocket for pregnancy, childbirth, and postpartum care, according to the Peterson-KFF Health System Tracker . In addition, many people are opting for high-deductible health insurance plans, leaving them to shoulder a larger share of the costs. Of the 100 million U.S. people with health care debt, 12% attribute at least some of it to maternity care, according to a 2022 KFF poll . Families need time to save money for the high costs of pregnancy, childbirth, and child care, especially if they lack paid maternity leave, said Joy Burkhard , CEO of the Policy Center for Maternal Mental Health, a Los Angeles-based policy think tank. Asking them to prepay “is another gut punch,” she said. “What if you don’t have the money? Do you put it on credit cards and hope your credit card goes through?” Calculating the final costs of childbirth depends on multiple factors, such as the timing of the pregnancy , plan benefits, and health complications, said Erin Duffy , a health policy researcher at the University of Southern California’s Schaeffer Center for Health Policy and Economics. The final bill for the patient is unclear until a health plan decides how much of the claim it will cover, she said. But sometimes the option to wait for the insurer is taken away. During Jamie Daw’s first pregnancy in 2020, her OB-GYN accepted her refusal to pay in advance because Daw wanted to see the final bill. But in 2023, during her second pregnancy, a private midwifery practice in New York told her that since she had a high-deductible plan, it was mandatory to pay $2,000 spread out with monthly payments. Daw, a health policy researcher at Columbia University, delivered in September 2023 and got a refund check that November for $640 to cover the difference between the estimate and the final bill. “I study health insurance,” she said. “But, as most of us know, it’s so complicated when you’re really living it.” While the Affordable Care Act requires insurers to cover some prenatal services, it doesn’t prohibit providers from sending their final bill to patients early. It would be a challenge politically and practically for state and federal governments to attempt to regulate the timing of the payment request, said Sabrina Corlette , a co-director of the Center on Health Insurance Reforms at Georgetown University. Medical lobbying groups are powerful and contracts between insurers and medical providers are proprietary. Because of the legal gray area, Lacy Marshall , an insurance broker at Rapha Health and Life in Texas, advises clients to ask their insurer if they can refuse to prepay their deductible. Some insurance plans prohibit providers in their network from requiring payment up front. If the insurer says they can refuse to pay up front, Marshall said, she tells clients to get established with a practice before declining to pay, so that the provider can’t refuse treatment. Related Articles Which health insurance plan may be right for you? California case is the first confirmed bird flu infection in a US child What’s up with that brown haze across Colorado’s Front Range when it’s not summer ozone season? Your cool black kitchenware could be slowly poisoning you, study says. Here’s what to do Does fluoride cause cancer, IQ loss, and more? Fact-checking Robert F. Kennedy Jr.’s claims Clark said she met her insurance deductible after paying for genetic testing, extra ultrasounds, and other services out of her health care flexible spending account. Then she called her OB-GYN’s office and asked for a refund. “I got my spine back,” said Clark, who had previously worked at a health insurer and a medical office. She got an initial check for about half the $960 she originally paid. In August, Clark was sent to the hospital after her blood pressure spiked. A high-risk pregnancy specialist — not her original OB-GYN practice — delivered her son, Peter, prematurely via emergency cesarean section at 30 weeks. It was only after she resolved most of the bills from the delivery that she received the rest of her refund from the other OB-GYN practice. This final check came in October, just days after Clark brought Peter home from the hospital, and after multiple calls to the office. She said it all added stress to an already stressful period. “Why am I having to pay the price as a patient?” she said. “I’m just trying to have a baby.” ©2024 KFF Health News. Distributed by Tribune Content Agency, LLC.Segall Bryant & Hamill LLC bought a new position in shares of Financial Institutions, Inc. ( NASDAQ:FISI – Free Report ) in the 3rd quarter, according to its most recent 13F filing with the Securities & Exchange Commission. The institutional investor bought 53,556 shares of the bank’s stock, valued at approximately $1,364,000. Segall Bryant & Hamill LLC owned about 0.35% of Financial Institutions at the end of the most recent reporting period. A number of other large investors have also recently modified their holdings of the business. PL Capital Advisors LLC lifted its position in shares of Financial Institutions by 408.0% during the 3rd quarter. PL Capital Advisors LLC now owns 1,771,516 shares of the bank’s stock worth $45,121,000 after buying an additional 1,422,765 shares during the last quarter. AQR Capital Management LLC boosted its stake in shares of Financial Institutions by 147.3% in the 2nd quarter. AQR Capital Management LLC now owns 63,213 shares of the bank’s stock valued at $1,221,000 after purchasing an additional 37,653 shares in the last quarter. Renaissance Technologies LLC grew its holdings in shares of Financial Institutions by 9.0% during the 2nd quarter. Renaissance Technologies LLC now owns 332,500 shares of the bank’s stock valued at $6,424,000 after purchasing an additional 27,400 shares during the last quarter. Acadian Asset Management LLC increased its position in Financial Institutions by 8.7% during the 2nd quarter. Acadian Asset Management LLC now owns 324,263 shares of the bank’s stock worth $6,263,000 after purchasing an additional 25,865 shares in the last quarter. Finally, American Century Companies Inc. lifted its stake in Financial Institutions by 10.5% in the 2nd quarter. American Century Companies Inc. now owns 267,576 shares of the bank’s stock valued at $5,170,000 after purchasing an additional 25,439 shares during the last quarter. Institutional investors and hedge funds own 60.45% of the company’s stock. Analysts Set New Price Targets Several research analysts have recently issued reports on the stock. Keefe, Bruyette & Woods reiterated a “market perform” rating and set a $25.00 price target (up from $20.00) on shares of Financial Institutions in a report on Monday, July 29th. StockNews.com cut Financial Institutions from a “buy” rating to a “hold” rating in a report on Wednesday, October 2nd. Financial Institutions Trading Up 1.6 % FISI opened at $27.90 on Friday. The company’s 50 day moving average price is $25.67 and its two-hundred day moving average price is $22.74. The firm has a market capitalization of $431.61 million, a price-to-earnings ratio of 8.77 and a beta of 0.90. Financial Institutions, Inc. has a fifty-two week low of $16.29 and a fifty-two week high of $28.14. The company has a debt-to-equity ratio of 0.26, a current ratio of 0.86 and a quick ratio of 0.86. Financial Institutions ( NASDAQ:FISI – Get Free Report ) last posted its quarterly earnings data on Thursday, October 24th. The bank reported $0.84 earnings per share for the quarter, beating analysts’ consensus estimates of $0.76 by $0.08. Financial Institutions had a return on equity of 11.32% and a net margin of 13.72%. The business had revenue of $50.12 million during the quarter. During the same quarter in the previous year, the company earned $0.88 earnings per share. As a group, research analysts predict that Financial Institutions, Inc. will post 3.6 earnings per share for the current year. Financial Institutions Announces Dividend The firm also recently disclosed a quarterly dividend, which will be paid on Thursday, January 2nd. Stockholders of record on Friday, December 13th will be paid a $0.30 dividend. This represents a $1.20 dividend on an annualized basis and a dividend yield of 4.30%. The ex-dividend date is Friday, December 13th. Financial Institutions’s dividend payout ratio is 37.74%. About Financial Institutions ( Free Report ) Financial Institutions, Inc operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. Featured Articles Want to see what other hedge funds are holding FISI? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Financial Institutions, Inc. ( NASDAQ:FISI – Free Report ). Receive News & Ratings for Financial Institutions Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Financial Institutions and related companies with MarketBeat.com's FREE daily email newsletter .slot game bonus 。

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HOUSTON — "A CHRISTMAS CAROL" by Alley Theatre is running now through Sunday, December 29th. To secure your seats for Charles Dickens' holiday classic, get tickets online at AlleyTheatre.org/Carol . You can also call the box office at (713) 220-5700. Follow Alley Theatre on social media: Facebook | Instagram | YouTube This content sponsored by Alley Theatre

Farewell to a legend

Given everything that had occurred in the previous hour or two, it made bizarrely perfect sense that Sione Tuipulotu’s grandmother would hand him the Hopetoun Cup trophy after beating the Wallabies at Murrayfield. “She whispered in my ear and said, ‘we got them’,” Tuipulotu said post-game. Sione Tuipulotu is presented with the Hopetoun Cup at Murrayfield by his grandmother Jaqueline Thomson. Credit: Getty Images The Scotland captain’s answer came with a broad grin, and an even broader Australian accent. And it all came after a memorable afternoon at Murrayfield where Tuipulotu – and his 77-year-old grandmother – were in the middle of absolutely everything, much to the delight of an adoring Scottish crowd. But first to re-cap. Born and raised in Melbourne, Tuipulotu played for the Junior Wallabies but couldn’t crack a regular spot for the Rebels in Super Rugby, and so he moved to Scotland to play. The son of a Tongan-Australia father and a mother with Italian-Scottish heritage, Tuipulotu qualified as eligible for Scotland due to his maternal grandmother Jaqueline Thomson, who was born in Greenock in the Scottish lowlands but emigrated to Australia as a child and settled in Frankston. The nuggety centre debuted for Scotland in 2021 and quickly became a fan favourite, and Thomson became something of a cult hero, too, often getting thanked on Scottish rugby social media after a big game by Tuipulotu. The 27-year-old was made captain ahead of the November internationals, and last week, Thomson was flown to Scotland by a sponsor, for the first time in decades, as a surprise for Tuipulotu and his brother Mosese, who both play rugby in Scotland and are close to their gran. Tuipulotu hadn’t seen her in years and after the reunion video did the rounds in Scotland, Thomson was given a rousing cheer when the video – and Thomson – were shown again on the Murrayfield screen on Sunday just before kickoff.Salesforce reports upbeat annual guidance after mixed Q3 resultsHomeland Security shares new details of mysterious drone flights over New Jersey A New Jersey lawmaker from part of the state where several mysterious drones have been spotted in recent week says the devices appear to avoid detection by traditional methods. Assemblywoman Dawn Fantasia was among state officials who met Wednesday with representatives from the Department of Homeland Security. She says lawmakers were told the drones have dodged detection by helicopters and radio. Fantasia says DHS described the devices as up to 6 feet in diameter and sometimes traveling with their lights off. The Morris County Republican made the comments in a post on X shortly after she and several other state and local lawmakers met with state police and Homeland Security officials. Juan Soto gets free luxury suite and up to 4 premium tickets for home games in $765M Mets deal DALLAS (AP) — Juan Soto gets free use of a luxury suite and up to four premium tickets behind home plate for regular-season and postseason New York Mets home games as part of his record $765 million, 15-year contract. The Mets agreed to provide personal team security for the All-Star outfielder and his family at the team’s expense for all spring training and regular-season home and road games, according to details of the agreement obtained by The Associated Press. New York agreed to assist Soto’s family for in-season travel arrangements, guaranteed he gets uniform No. 22 and included eight types of award bonuses. Rape allegation against Jay-Z won’t impact NFL's relationship with music mogul, Goodell says IRVING, Texas (AP) — NFL Commissioner Roger Goodell says a rape allegation against rapper Jay-Z won’t impact the NFL's relationship with the music mogul. Jay-Z's company Roc Nation has produced some of the NFL’s entertainment presentations including the Super Bowl halftime show. A woman who previously sued Sean “Diddy” Combs alleging she was raped at an awards show after-party in 2000 amended the lawsuit Sunday to include an allegation that Jay-Z was also at the party and participated in the sexual assault. Jay-Z says the rape allegation made against him is part of an extortion attempt. The NFL teamed up with Jay-Z’s Roc Nation in 2019 for events and social activism. The league and the entertainment company extended their partnership a few months ago. Ohio politician proposes make flag planting a felony after fight in Michigan rivalry game An Ohio politician has seen enough flag planting. Republican state Rep. Josh Williams said Wednesday on social media he's introducing a bill to make flag planting in sports a felony in the state. His proposal comes after the Nov. 30 fight at the Michigan-Ohio State rivalry football game when the Wolverines beat the Buckeyes 13-10 and then attempted to plant their flag at midfield. A fight ensued and police had to use pepper spray to disperse the players. Former Oklahoma quarterback Baker Mayfield famously planted a flag in the middle of the field at Ohio State after the Sooners beat the Buckeyes in 2017. Gastineau confronts Favre in documentary for his 'dive' on Strahan's record-breaking sack Former New York Jets star Mark Gastineau confronted Brett Favre last year at a memorabilia show and angrily accused the Pro Football Hall of Fame quarterback of deliberately going down on a record-breaking sack. The tense exchange is shown in the new ESPN 30 for 30 documentary “The New York Sack Exchange." It chronicles the Jets’ fearsome foursome defensive line of the 1980s that included Gastineau. Gastineau set an NFL record with 22 sacks in 1984, but Pro Football Hall of Famer Michael Strahan broke the mark when he sacked Favre in 2002 in a game between the Giants and Packers. Many have accused Favre of purposely taking the sack so Strahan could set the single-season record with 22 1/2. What happens next with Alex Jones' Infowars? No certainty yet after sale to The Onion is rejected Lawyers in the Alex Jones bankruptcy case are now in discussions on what could happen next after a federal judge in Texas rejected the auction sale of Jones’ Infowars to The Onion satirical news outlet. The next steps remained unclear Wednesday as the judge ordered the trustee who oversaw the auction to come up with a new plan. Judge Christopher Lopez in Houston rejected the bid late Tuesday, saying there was too much confusion about The Onion’s bid. The bankruptcy case was in the wake of the nearly $1.5 billion that courts have ordered Jones to pay for calling the Sandy Hook Elementary School shooting in Connecticut a hoax. Sandy Hook families had backed The Onion’s bid. NFL and Nike extend their partnership with a 10-year deal, will focus on growing the sport globally IRVING, Texas (AP) — The NFL’s desire to become a global powerhouse is no secret. Nike is committed to helping the league continue expanding its worldwide reach. The league and the apparel giant announced Wednesday a 10-year partnership extension. The NFL and Nike will focus on working together to grow the game’s global reach, increase participation, develop new talent, and expand the football fan base. Nike, the world’s largest supplier of athletic shoes and apparel, has been the NFL’s exclusive provider of uniforms and sideline, practice and base layer apparel for all 32 NFL teams for 12 years. George Kresge Jr., who wowed talk show audiences as the The Amazing Kreskin, dies at age 89 NEW YORK (AP) — George Joseph Kresge Jr., otherwise known to TV watchers as the mesmerizing entertainer and mentalist The Amazing Kreskin, has died at age 89. Kreskin’s friend and former road manager, Ryan Galway, says he died Tuesday at his home in Caldwell, New Jersey. Kreskin launched his television career in the 1960s and remained popular for decades, appearing with everyone from Merv Griffin to Johnny Carson to Jimmy Fallon. Fans would welcome, if not entirely figure out, his favorite mind tricks — whether correctly guessing a playing card chosen at random, or, most famously, divining where his paycheck had been planted among the audience. He also hosted a show in the 1970s, gave live performances and wrote numerous books. Albertsons sues Kroger for failing to win approval of their proposed supermarket merger Kroger and Albertsons’ plan for the largest U.S. supermarket merger in history has crumbled. The two companies have accused each other of not doing enough to push their proposed alliance through, and Albertsons pulled out of the $24.6 billion deal on Wednesday. The bitter breakup came the day after a federal judge in Oregon and a state judge in Washington issued injunctions to block the merger, saying that combining the two grocery chains could reduce competition and harm consumers. Albertsons is now suing Kroger, seeking a $600 million termination fee, as well as billions of dollars in legal fees and lost shareholder value. Kroger says the legal claims are “baseless.” Keynote Selena Gomez spotlights prioritizing mental health during Academy Women's Luncheon LOS ANGELES (AP) — While surveying a room packed with Hollywood’s most influential figures, “Emilia Pérez” star Selena Gomez took center stage at the Academy Women’s Luncheon to spotlight a critical issue: Prioritizing mental health and supporting underserved communities often left behind in the conversation. The singer-actor has been public about her mental health struggles, revealing she had been diagnosed with bipolar disorder. Gomez was the keynote speaker Tuesday at the event held at the Academy Museum of Motion Pictures with attendees including Ariana Grande, Olivia Wilde, Amy Adams, Pamela Anderson, Rita Wilson, Ava DuVernay and Awkwafina.

Report: Heat agree to trade Thomas Bryant to PacersCoastal Financial Corporation Announces Proposed Public Offering of Common Stock

A federal judge temporarily halts the proposed supermarket merger of Kroger and Albertsons A federal judge has temporarily halted a proposed merger between supermarket giants Kroger and Albertsons, an action that could scuttle the deal. U.S. District Court Judge Adrienne Nelson issued the ruling Tuesday after holding a three-week hearing in Portland, Oregon. Kroger and Albertsons in 2022 proposed what would be the largest grocery store merger in U.S. history. But the Federal Trade Commission sued earlier this year, asking Nelson to block the $24.6 billion deal until an in-house administrative judge at the FTC could consider the merger’s implications. Former chairman of state-owned bank China Everbright Group jailed for 12 years for corruption BEIJING (AP) — Chinese official broadcaster CCTV says a former chairman of the state-owned bank China Everbright Group has been jailed 12 years for embezzlement and bribery. Tang Shuangning, who had also held senior posts at the People’s Bank of China and the China Banking Regulatory Commission, was arrested in January, part of a wider wave of prosecutions of senior officials accused of financial crimes. A court in the city of Tangshan, about 100 miles east of Beijing, found him guilty of taking advantage of his position at the state-owned bank in “seeking convenience for others” in jobs and loans, in exchange for illegal payments. The court said he had accepted illegal property with a total value of more than $1.5 million. US defense secretary in Japan to support alliance as Osprey aircraft safety causes concern TOKYO (AP) — U.S. Defense Secretary Lloyd Austin has met with officials in Japan to reaffirm the importance of their alliance and Washington's commitment to regional security as threats rise from China and North Korea. Austin’s visit on Tuesday also came amid growing concerns over the safety of Ospreys. The military aircraft have been grounded in the United States following a near crash at Cannon Air Force Base in New Mexico last month. The incident was caused by weakened metal components. It was similar to a fatal crash off southwestern Japan last year. The U.S. measure prompted the suspension of Ospreys operated by Japan’s Ground Self-Defense Force. Trustee over Infowars auction asks court to approve The Onion's winning bid A trustee who oversaw the bankruptcy auction of Alex Jones’ Infowars is asking a judge to approve The Onion’s winning bid for the conspiracy-filled platform. Trustee Christopher Murray took the stand Tuesday in the second day of testimony at a hearing where a judge is scrutinizing the satirical news outlet’s winning offer. He told U.S. Bankruptcy Judge Christopher Lopez in Houston that he was there asking a court to approve the sale of Infowars’ parent company to The Onion’s parent company. It is not clear how quickly Lopez will rule. The Onion wants to turn Infowars’ website and social media accounts into parodies. Small businesses plan events, start marketing earlier to deal with shorter holiday shopping season The holiday shopping season is underway, and this year small businesses have less time to capitalize on the busy shopping period. Only 27 days separate Thanksgiving and Christmas — five fewer than last year. But there are still ways to make the most of a shorter season. One key strategy is for owners to promote deals to customers wherever they can, from social media to physical ads. The National Retail Federation predicts that retail sales will rise between 2.5% and 3.5% compared with same period a year ago. Online shopping is expected to grow too. Adobe Digital Insights predicts an 8.4% increase online for the full season. 10 notable books of 2024, from Sarah J. Maas to Melania Trump NEW YORK (AP) — Even through a year of nonstop news about elections, climate change, protests and the price of eggs, Americans still found time to read. Sales held steady according to Circana, which tracks around 85% of the print market. Many chose the release of romance, fantasy and romantasy. Some picked up the tie-in book to Taylor Swift’s blockbuster tour, which had the best opening week of 2024. Others sought out literary fiction, celebrity memoirs, political exposes and a close and painful look at a generation hooked on smartphones. Boeing is building new 737 Max planes for the first time since workers went on strike Boeing is resuming production of its bestselling plane, the 737 Max. It's the first time that Max jets have moved down the assembly line since September, when about 33,000 workers went on strike for higher pay. Boeing said Tuesday that work on the Max has resumed at its factory in Renton, Washington, near Seattle. Both the Max and another Boeing plane, the 787 Dreamliner, have been plagued by manufacturing problems in recent years. The Federal Aviation Administration is limiting Boeing’s production of Max jets until the agency is convinced that Boeing has corrected quality and safety issues during manufacturing. Stock market today: Wall Street drifts lower as it waits for inflation data NEW YORK (AP) — U.S. stock indexes drifted lower in the runup to the highlight of the week for the market, the latest update on inflation. The S&P 500 slipped 0.3% Tuesday and marked its first back-to-back losses in three weeks. The Dow Jones Industrial Average fell 0.3%, and the Nasdaq composite also fell 0.3%. Oracle dragged on the market after reporting weaker growth than analysts expected. Treasury yields rose in the bond market ahead of Wednesday’s inflation report, which will be among the final big pieces of data before the Federal Reserve's meeting on interest rates next week. Alaska Airlines will spread its wings by flying to Tokyo and Seoul beginning next year NEW YORK (AP) — Alaska Airlines says it will launch service from Seattle to Tokyo and Seoul next year as part of a plan to boost international flying in the next several years. Alaska announced the new routes as it prepared to hold an investor day Tuesday. The airline raised its fourth-quarter profit outlook and publicized a plan to boost profit by $1 billion over three years. And Alaska Airlines is announcing a plan to spend $1 billion buying back its own stock. Share buybacks are often popular with investors because they make existing shares more valuable. Fortnite players 'tricked' into unwanted purchases are starting to get refunds. Here's how to apply NEW YORK (AP) — U.S. consumers who were tricked into purchases they didn’t want from Fortnite maker Epic Games are now starting to receive refund checks, the Federal Trade Commission said this week. Back in 2022, Epic agreed to pay a total of $520 million to settle complaints revolving around children’s privacy and payment methods on its popular Fortnite game. The FTC alleged that the video game giant used deceptive online design tactics to trick Fortnite players, including children, into making unintended purchases that could be based on simply pressing one button. The settlement includes $245 million in customer refunds. Now, the first batch of those refunds are being sent out — but eligible consumers can still submit a claim through January 10. Copyright 2024 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Britney Spears has confused fans with a series of videos shared on her birthday. The Woman in Me author, who turned 43 on Monday, December 2, shared three videos to her Instagram account to celebrate her big day. However, two of them focused primarily on complaints about paparazzi, before the songstress suggested she should be celebrating a different birthday. "Anyways, it's my birthday. I'm not turning 42, I'm turning 5 this year. I'm turning 5 years old, and I have to go to kindergarten tomorrow," Spears said in one video clip , despite it being her 43rd birthday, as the star was born on December 2, 1981. Earlier in the video, she lamented paparazzi taking unflattering photos of her, saying they made her look like she's wearing a "white Jason mask," referring to horror movie villain Jason Voorhees, who wears a white hockey mask in later Friday the 13th sequels. "It doesn't even look like me," she declared. That same post also featured a video of Spears showing off a "very, very cute baby baby cake" topped with "baby strawberries" that a friend got her for her special day. Spears returned to the topic of paparazzi In a follow-up video captioned, "Cheers 🥂 !!! It's my bday !!!" She once again said they made her look like she's wearing a Jason mask in the video, in which she admitted, "It really kind of hurts my feelings." "They've always been incredibly cruel to me, um, the paparazzi, in pictures and the way they've illustrated me to be," the "Toxic" singer said in a vulnerable moment. "I know I'm not perfect by any means, but some of it is extremely mean and cruel," Spears added with a laugh seemingly meant to emphasize how bad it has been. She ended the video by explaining this is why she has moved to Mexico. A post shared by XILA MARIA RIVER RED (@britneyspears) Spears has comments turned off on her Instagram account, but fans took to other social media sites, like X (formerly Twitter ), to question the content of her latest videos. Some shared their sympathy for all that the pop star — who was locked in a conservatorship put in place by her father from 2008 until its end in 2021 — has been through. "It's very sad. Britney is an amazing talent and I think it's just gotten to her. It's very sad to see such a talent struggle this much," one person posted. Others suggested the Crossroads star was simply trolling everyone with the videos. "She's trolling. And loving every minute of it," another X user posted. "I think she's having fun yanking our chains," one fan commented. A post shared by XILA MARIA RIVER RED (@britneyspears) Spears' birthday on Monday coincided with the release of court documents that declared her legally single amid the finalization of her divorce to Sam Asghari, People reported. The couple were married for 13 months, though they had been dating since meeting on the set of her "Slumber" music video in 2016. Spears' latest videos also come a few weeks after the performer posted about potentially moving to Mexico . Though she deleted the post from November 12, fans shared screenshots in which she described a recent two-week vacation there, and discussed a "bittersweet" potential move. "My home is lovely but l'm a completely different person being away!!!" Spears wrote. "I cry every time I leave there and it's the funniest thing. It's such a tiny place but it was my first time staying for two weeks I actually nested and was not happy at all about leaving!!!"

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Mitch McConnell falls and sprains wrist after GOP luncheon, colleague says he is ‘fine’

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