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90 jili register online login NEW ORLEANS — A scruffy little fugitive is on the lam again in New Orleans, gaining fame as he outwits a tenacious band of citizens armed with night-vision binoculars, nets and a tranquilizer rifle. Scrim, a 17-pound mutt that's mostly terrier, has become a folk hero, inspiring tattoos, T-shirts and even a ballad as he eludes capture from the posse of volunteers. And like any antihero, Scrim has a backstory: Rescued from semi-feral life at a trailer park and adopted from a shelter, the dog broke loose in April and scurried around the city until he was cornered in October and brought to a new home. Weeks later, he'd had enough. Scrim leaped out of a second-story window, a desperate act recorded in a now-viral video. Since then, despite a stream of daily sightings, he's roamed free. People are also reading... The dog’s fans include Myra and Steve Foster, who wrote “Ode to Scrim” to the tune of Ricky Nelson’s 1961 hit, “I’m a Travelin’ Man.” Michelle Cheramie, founder of Zeus' Rescues, at her office in New Orleans on Dec. 9 with a whiteboard index of sheltered cats and dogs and a Scrim look-alike recuperating in the background. 'I'm a travelin' dog and I've made a lot of stops/All over this town...' Leading the recapture effort is Michelle Cheramie, a 55-year-old former information technology professional. She lost everything — home, car, possessions — in Hurricane Katrina in 2005, and in the aftermath, found her calling rescuing pets. “I was like, ‘This is what I should be doing,’” Cheramie said. “I was born to rescue.” She launched Zeus’ Rescues, a nonprofit shelter that now averages 600 cat and dog adoptions a year and offers free pet food to anyone who needs it. She helped Scrim find the home he first escaped from. It was Cheramie's window Scrim leaped from in November. She's resumed her relentless mission since then, posting flyers on telephone poles and logging social media updates on his reported whereabouts. She's invested thousands of dollars on wildlife cameras, thermal sensors and other gear. She took a course offered by the San Diego Zoo on the finer points of tranquilizing animals. And she's developed a network of volunteers — the kind of neighbors who are willing to grid-search a city at 3 a.m. Scrim on Oct. 24 at the Metairie Small Animal Hospital in Metairie, La. '...And at every stop I own the heart, of at least one lovely...' People like writer David W. Brown, who manages a crowd-sourced Google Map of all known Scrim sightings. He says the search galvanized residents from all walks of life to come together. As they search for Scrim, they hand out supplies to people in need. “Being a member of the community is seeing problems and doing what you can to make life a little better for the people around here and the animals around you,” Brown said. Neighbor Tammy Murray had to close her furniture store and lost her father to Parkinson's disease. This search, she says, got her mojo back. “Literally, for months, I’ve done nothing but hunt this dog,” said Murray, 53. “I feel like Wile E. Coyote on a daily basis with him.” Murray drives the Zeus' Rescues van toward reported Scrim sightings. She also handles a tactical net launcher, which looks like an oversized flashlight and once misfired, shattering the van's window as Scrim sped away. After realizing Scrim came to recognize the sound of the van's diesel engine, Murray switched to a Vespa scooter for stealth. Michelle Cheramie, director of Zeus' Rescues, left, walks with Scrim on Oct. 24 at the Metairie Small Animal Hospital in Metairie, La. '...If you're ever in the 9th Ward stop and see/My cute little mini poodle...' Near-misses have been tantalizing. The search party spotted Scrim napping beneath an elevated house, and wrapped construction netting around the perimeter, but an over-eager volunteer broke ranks and dashed forward, leaving an opening Scrim slipped through. Scrim's repeated escapades prompted near-daily local media coverage and a devoted online following. Cheramie can relate. “We’re all running from something or to something," she said. "He's doing that, too.” Cheramie's team dreams of placing the pooch in a safe and loving environment. But a social media chorus growing under the hashtag #FreeScrim has other ideas — they say the runaway should be allowed a life of self-determination. The animal rescue volunteers consider that misguided. “The streets of New Orleans are not the place for a dog to be free,” Cheramie said. “It’s too dangerous.” Scrim rests in a kennel Oct. 24 at the Metairie Small Animal Hospital in Metairie, La. '...and my Shar-Pei doll down in old Treme/Waits for my return...' Scrim was a mess when Cheramie briefly recaptured him in October, with matted fur, missing teeth and a tattered ear. His trembling body was scraped and bruised, and punctured by projectiles. A vet removed one, but decided against operating to take out a possible bullet. The dog initially appeared content indoors, sitting in Cheramie's lap or napping beside her bed. Then while she was out one day, Scrim chewed through a mesh screen, dropped 13 feet to the ground and squeezed through a gap in the fence, trotting away. Murray said Cheramie's four cats probably spooked him. Cheramie thinks they may have gotten territorial. Devastated but undeterred, the pair is reassessing where Scrim might fit best — maybe a secure animal sanctuary with big outdoor spaces where other dogs can keep him company. Somewhere, Murray says, “where he can just breathe and be.” A fugitive gains fame in New Orleans eluding dart guns and nets Scrim sits in the arms of Zoey Ponder on Oct. 24 at Metairie Small Animal Hospital in Metairie. Scrim at the Terrebonne Parish Animal Shelter in Louisiana. A homemade portrait of Scrim hangs Dec. 9 in the Zeus' Rescues shelter in New Orleans. Scrim spends some time outside Oct. 24 with Michelle Cheramie, director of Zeus' Rescues, in a fenced-in area at Metairie Small Animal Hospital in Metairie. A Scrim sticker for sale Dec. 9 at Zeus' Rescues office to raise money for the shelter in New Orleans. Stay up-to-date on what's happening Receive the latest in local entertainment news in your inbox weekly!Dow hits another record as stocks rise on treasury secretary pickWHEELING, W.Va. , Dec. 11, 2024 /PRNewswire/ -- WesBanco, Inc. ("WesBanco") (Nasdaq: WSBC) and Premier Financial Corp. ("Premier") (Nasdaq: PFC) today announced that WesBanco's shareholders and Premier's shareholders have each voted overwhelmingly to adopt and approve, as applicable, all proposals relating to the previously announced merger agreement for WesBanco to acquire Premier. The votes were held at the respective special meetings of WesBanco's shareholders and Premier's shareholders today. Approximately 85% of the votes cast at WesBanco's special meeting voted to approve the merger and to approve the proposal to issue shares of WesBanco common stock as described in the joint proxy statement/prospectus for the special meeting, and approximately 68% of the outstanding shares of Premier common stock voted to approve the proposal to adopt the merger agreement. "Shareholder approval is a key milestone that reflects strong confidence in the opportunities this merger creates for our communities, customers, employees and shareholders," said Jeff Jackson , President and Chief Executive Officer of WesBanco. "With this step complete, we look forward to receiving the required regulatory approvals and then scheduling the closing of the merger, so we can bring our community commitment and the resources of a stronger organization to all of our communities." With the completion of this critical milestone, the companies believe the merger is on track to close during the first quarter of 2025. The transaction remains subject to the completion of customary closing conditions, including the receipt of required regulatory approvals. The merger will create a regional financial services institution with approximately $27 billion in assets, significant economies of scale, and strong pro forma profitability metrics. With complementary and contiguous geographic footprints, the combined company would be the 8th largest bank in Ohio , based on deposit market share, have increased presence in Indiana , and serve customers in nine states. About WesBanco, Inc. With over 150 years as a community-focused, regional financial services partner, WesBanco Inc. (NASDAQ: WSBC) and its subsidiaries build lasting prosperity through relationships and solutions that empower our customers for success in their financial journeys. Customers across our eight-state footprint choose WesBanco for the comprehensive range and personalized delivery of our retail and commercial banking solutions, as well as trust, brokerage, wealth management and insurance services, all designed to advance their financial goals. Through the strength of our teams, we leverage large bank capabilities and local focus to help make every community we serve a better place for people and businesses to thrive. Headquartered in Wheeling, West Virginia , WesBanco has $18.5 billion in total assets, with our Trust and Investment Services holding $6.1 billion of assets under management and securities account values (including annuities) of $1.9 billion through our broker/dealer, as of September 30, 2024 . Learn more at www.wesbanco.com and follow @WesBanco on Facebook, LinkedIn and Instagram. About Premier Financial Corp. Premier Financial Corp. (Nasdaq: PFC), headquartered in Defiance, Ohio , is the holding company for Premier Bank. Premier Bank, headquartered in Youngstown, Ohio , operates 73 branches and nine loan offices in Ohio , Michigan , Indiana and Pennsylvania and also serves clients through a team of wealth professionals dedicated to each community banking branch. For more information, visit Premier's website at www.PremierFinCorp.com . Matters set forth in this press release contain certain forward-looking statements, including certain plans, expectations, goals, and projections, and including statements about the benefits of the proposed Merger between WesBanco and Premier, that are subject to numerous assumptions, risks, and uncertainties. Forward-looking statements in this press release are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Actual results could differ materially from those contained or implied by such statements for a variety of factors including: the effects of changing regional and national economic conditions, changes in interest rates, spreads on earning assets and interest-bearing liabilities, and associated interest rate sensitivity; sources of liquidity available to WesBanco and its related subsidiary operations; potential future credit losses and the credit risk of commercial, real estate, and consumer loan customers and their borrowing activities; actions of the Federal Reserve Board, the Federal Deposit Insurance Corporation, the Consumer Financial Protection Bureau, the Securities and Exchange Commission, the Financial Institution Regulatory Authority, the Municipal Securities Rulemaking Board, the Securities Investors Protection Corporation, and other regulatory bodies; potential legislative and federal and state regulatory actions and reform, including, without limitation, the impact of the implementation of the Dodd-Frank Act; adverse decisions of federal and state courts; fraud , scams and schemes of third parties; cyber-security breaches; competitive conditions in the financial services industry; rapidly changing technology affecting financial services; marketability of debt instruments and corresponding impact on fair value adjustments; and/or other external developments materially impacting WesBanco's operational and financial performance, the businesses of the WesBanco and Premier may not be integrated successfully or such integration may take longer to accomplish than expected; the expected cost savings and any revenue synergies from the proposed Merger may not be fully realized within the expected timeframes; disruption from the proposed Merger may make it more difficult to maintain relationships with clients, associates, or suppliers; the required governmental approvals of the proposed Merger may not be obtained on the expected terms and schedule; changes in economic conditions; movements in interest rates; competitive pressures on product pricing and services; success and timing of other business strategies; the nature, extent, and timing of governmental actions and reforms; and extended disruption of vital infrastructure; and other factors described in WesBanco's 2023 Annual Report on Form 10-K, Premier's 2023 Annual Report on Form 10-K, and documents subsequently filed by WesBanco and Premier with the SEC. All forward-looking statements included in this press release are based on information available at the time of the release. Neither WesBanco nor Premier assumes any obligation to update any forward-looking statement. View original content to download multimedia: https://www.prnewswire.com/news-releases/wesbanco-inc-and-premier-financial-corp-announce-shareholder-approvals-of-merger-agreement-302329433.html SOURCE WesBanco, Inc. Stay Informed: Subscribe to Our Newsletter TodayInvestors looking for artificial intelligence (AI) stocks have plenty of options. But while there's no shortage of AI stocks to choose from, a few stand out among the rest. Broadcom ( AVGO 5.32% ) is one of the tech companies that is a unique play in the artificial intelligence market and could be a good long-term investment. Here are three reasons the stock is a buy right now. 1. It's tapping into a unique AI niche One of Broadcom's biggest opportunities comes from its application-specific integrated circuits (ASICs) that are used in AI data center infrastructure. Leading tech companies, including Alphabet and Meta Platforms , already use Broadcom's chips to help with their AI infrastructure, and more opportunities could be on the way. Companies continue to expand their data centers and AI training needs, creating the perfect environment for Broadcom's high-end niche semiconductors, with one J.P. Morgan analyst estimating the company's total addressable market in AI chips could be $150 billion. Results for the third quarter (ending Sept. 30) showed just how well Broadcom is tapping into its AI prospects, with management raising its fiscal 2024 AI chip sales outlook to $12 billion, an increase from its previous estimate of $11 billion. 2. AI spending is accelerating Broadcom is tapping into a unique AI opportunity with its ASICs at a time when tech giants are investing mountains of money into AI data centers. Goldman Sachs estimates that companies will spend $1 trillion over the next few years to build out AI, and Broadcom rival Nvidia thinks the amount could be as high as $2 trillion over the next five years. Broadcom's AI revenue is already increasing thanks to data center chip demand, and it's likely to continue as more companies expand their AI capabilities. At the end of October, ChatGPT creator OpenAI began tapping Broadcom to design an in-house chip it will use for AI. No matter which of the spending estimates is more accurate, it's clear that tech companies are investing lots of money on AI infrastructure, and Broadcom's early lead with its AI semiconductors should continue to pay off for the company as spending ramps up. 3. Its stock is cheaper than some rivals Even with Broadcom's share price rising 96% over the past 12 months (as of this writing), its stock is slightly cheaper compared to some of its peers. Broadcom's forward price-to-earnings ratio (P/E) is currently 27.6, which is cheaper than Nvidia's forward P/E ratio of 34 and Advanced Micro Devices 's 28.4. While it's not necessarily cheap, it is technically less expensive, making it a potentially better deal for investors looking for a well-priced AI stock. If you're on the fence about buying Broadcom now, you could wait to see if the shares pull back a bit. But with the company already successfully tapping into AI semiconductor demand and working with the top tech companies as AI spending is accelerating, owning its shares looks like a good long-term bet.

The thing about emergency situations is that you never know when and where one is going to strike. This is why it's important to have various tools and utilities on standby just in case. Even if you're caught off guard by a sudden development, if you've got the right gear ready for action, you won't be left floundering. While you can get all kinds of good emergency equipment from your local Home Depot, if you're looking to stay in a single ecosystem of products, you may benefit from browsing the Milwaukee brand's line of Packout tools and kits. The Packout line is intended primarily for jobsite and workshop convenience, utilizing lids and bases that clip together in a sturdy stack. However, whether you're on the job or at home, resilient, multifunctional equipment is definitely useful when an emergency strikes. Here we've listed five Milwaukee Packout tools and kits that will be of use in an emergency. More information on how we selected the products can be found in our methodology at the bottom of this page. A very common type of emergency situation is a sudden power outage, whether due to grid problems or bad weather. If you don't have power, then the food in your refrigerator is officially on a time limit, to say nothing of more important things like perishable medicine. Whether you need a cool place to store snacks or medicine for a while, the Packout Cooler Bag has it handled. The Packout Cooler Bag is made up of 1680D tear-resistant ballistic fabric, ensuring it'll stand up to whatever punishment you subject it to while protecting its contents. The internal food-grade leak-proof liner can hold ice for up to 24 hours, which means you can stash temperature sensitive snacks and medicine for just as long. The bag has a sturdy shoulder strap, and is light enough to easily carry around if you need to travel somewhere on foot. However, its molded, impact-resistant base also allows it to clip securely onto a Packout stack. This can be handy if you're in the car and need to make sure the contents of the bag stay level. The Milwaukee Packout Cooler Bag is available at Home Depot for $74.97. This bag comes recommended by Brian of WorkshopAddict , who makes extensive use of it both in a professional and personal capacity. Another common emergency situation is a sudden injury, so it's very important that at least one person in each family has first aid training so they can get a handle on all kinds of injuries and ailments until more complete treatment. A vital component of the first aid process is a stocked toolbox of bandages, ointments, braces, and more. If you want such a medical toolbox, the Packout Type 3 First Aid Kit is a quality choice. This Class B first aid kit is stuffed with supplies for all kinds of medical emergencies, and in large quantities. The total item count adds up to 193, including bandages, antibiotic ointment, antiseptic wipes, cold packs, tourniquets, and much more. All of this is packed up into an IP65 waterproof-rated impact-resistant shell, guaranteed to withstand sudden drops and prevent any liquid ingress from rain or puddles. The kit is sealed by a locking clear lid, allowing you to easily see what's in each compartment, while the base can lock onto any Packout stack. The Milwaukee Packout Type 3 First Aid Kit is available at Home Depot for $144.97. Scott Wadsworth of YouTube channel Essential Craftsman recommends this first aid kit, not just for its resilience, but for the vital addition of the included usage instructions. He notes that even if you eventually exhaust the medical contents of the kit, the box itself would still be exceptionally useful to have around. It's bad enough to have an emergency strike during the day when you can see what's going on, but it's even worse if it happens at night. If there's a nighttime power outage and you can't see anything, you're going to need some resilient, reliable lighting, and in a hurry. While you should have some battery-powered lighting available at all times, like a flashlight, it definitely wouldn't hurt to have the M18 Packout LED Light as a supplemental option. This big block of illuminating power features three independent rotating light heads, providing a cumulative 3,000 lumens of TrueView high definition lighting output. Whether you clip it to a Packout stack or just leave it on a bench, it'll sit properly and proudly. With the help of one of Milwaukee's M18 REDLITHIUM battery packs, you can get up to 31 continuous hours of operation out of this light. As an added bonus, it has a compartment for storing small objects, as well as a 2.1 amp USB plug for charging small electronics. The Milwaukee M18 Packout LED Light is available at Home Depot for $199.00. Stan Durlacher of Tool Box Buzz gave this light a 4 out of 5 star rating in his review, praising how easy the device is to transport and the quality of the TrueView lighting. In emergencies like storms , it's very important that you have a way to receive vital news updates like weather forecasts and travel advisories. Unfortunately, if there's a power or internet outage, you won't be able to get those updates from a TV, computer, or smartphone. Luckily, we still have the classic option: good old fashioned radio. If you're looking to stay tuned in, the M18 Packout Radio/Speaker can deliver. This surprisingly beefy speaker setup is just what you need to receive the news of the world in the absence of other options. Its built-in AM/FM tuner can receive most standard radio signals, either tuning manually or with 18 station presets, while its ten-speaker setup ensures you'll hear the news in full 360-degree clarity. It's also equipped with Bluetooth 4.2 functionality, allowing you to wirelessly connect another device for audio up to 100 feet away. The rubber overmold of the Packout connectors protects the delicate components while allowing you to hook it onto a stack or holding base. For added convenience, there's a weatherproof storage compartment, plus an integrated USB charger, as well as an AC cord for recharging the attached M18 battery pack. The Milwaukee M18 Packout Radio/Speaker is available at Home Depot for $299.00. Clint DeBoer of Pro Tool Reviews scored this device a 9 out of 10, praising its impressive output volume and quality, as well as the built-in charging features. Whether it's for the gadgets we've mentioned here or other helpful Milwaukee tools, it's important that you have a stack of charged batteries ready for action in case an emergency suddenly manifests. After all, if you don't have any batteries, your Packout radio and light won't be able to do much. If you're specifically planning on using your Milwaukee batteries for emergency purposes, it'd be wise to keep them all in one place, such as on the Packout M18 6-Port Rapid Charger. This Packout stack-topping charging cradle has enough space to comfortably fit up to six Milwaukee M18 battery packs. The packs are charged two at a time at a base charging speed 40% quicker than Milwaukee's standalone chargers, with the device keeping each pack firmly latched in place. The integrated handle means you can easily tote the whole thing around if you're on the move, then unfurl the AC cord when you're in a safe place to charge the packs up again. There's also a pair of small caddies on the sides, perfect for holding smartphones while they charge up from the built-in USB-A charging port. The Milwaukee Packout M18 6-Port Rapid Charger is available at Home Depot for $249.00. Returning to Brian of WorkshopAddict , he calls it an excellent choice for those who already have a Packout stack and want to charge large quantities of batteries quickly. Just as it's important to have a variety of tools and implements in an emergency situation, it's also vital to know that your tools are of a high quality. This is why, for our recommendations, we stuck to products with recommendations from either accredited hardware publications or hardware-focused YouTube channels with at least 200,000 subscribers.

In a way, tariffs, sanctions and bans all boil down to one word: no. We’ve just had a month of “no”. No-vember, you could even say. But not all noes are the same. Tariffs, sanctions and bans are designed to achieve different things. This November, the words became confused, a scrambled negation. So it is with Donald Trump’s tariffs , promised during the election campaign as a way to protect American manufacturing interests in the face of competition from global trade. These promises spoke to the towns and cities gutted and citizens rendered jobless and hopeless as corporates offshored their business. They painted a picture of resurgent industry and innovation in America, leading to prosperity for working people. Trump’s tariff announcement wiped billions from the Australian sharemarket. Credit: The idea of tariffs has economists in a flap. As you are sure to have heard them patiently, if condescendingly, explain by now, tariffs are really taxes on consumers in the country that imposes them. They make imported goods more expensive, lowering the overall buying power of the average punter. In an economists’ paradise, our interests would be best served by removing trade barriers entirely and letting every country produce according to its ability and sell to others according to their need. Unfortunately, humanity has proven unworthy of this lofty ideal. In the real world, there are wars and chaos. In this world, a tariff can serve a strategic purpose – for instance, a country might put a tariff on the import of milk to protect its local milk producers. This ensures it always has access to the nutritious comestible, even if supply chains are cut off or relations with the supplying nations sour. Trump isn’t yet president again, but he’s already described the tariffs he actually plans to make policy. When he gains office, at the end of January next year, he will slap a 25 per cent tariff on all goods imported from Canada and Mexico, along with another 10 per cent tariff on China. But here’s the perplexing thing: the purpose of these so-called tariffs is not to protect US industry (at least not any legal one) from cheaper goods from overseas. The tariffs Trump has announced since winning have been focused on curbing the importation of illegal drugs and stopping immigrants entering the US without permission. Trump posted on his social media platform, Truth Social, that his tariffs “will remain in effect until such time as Drugs, in particular Fentanyl, and all Illegal Aliens stop this Invasion of our Country!” Which reveals the problem: the word tariff doesn’t mean what Trump thinks it means. A tariff levied on all goods for the purposes of forcing a country to comply with international rules, such as respect for borders and prohibitions on narcotics, is not a tariff at all. It’s a sanction. Sorry, not sorry, for splitting that hair. Confounding tariffs and sanctions is a serious matter, which will lead to poor policy outcomes and worse living conditions for your average world citizen. Only pedantry can save us now. It could save sex, too, and the joy of human relations. To celebrate this No-vember, American women unhappy with Donald Trump’s win imported the 4B movement from South Korea. The name translates to the Four Noes – because adherents say no to dating men, no to marrying men, no to having sex with men, and no to having children with men (which presumably means no entirely to the last, given the tricky gamete situation faced by our dioecious species). This is a classic case of imposing a sanction where a tariff would be better suited. It must be assumed that the women committing themselves to 4B are heterosexual women (otherwise there’s nothing to give up) who have decided, on the basis that some men have political or social attitudes that they disagree with, to place sanctions on the entire gender. Not only is this a neat illustration of the fact that sanctions can also have consequences for the sanctioning party – these women are denying their own urges to inflict a punishment on others – but it demonstrates the importance of choosing the right tariff, sanction or ban to achieve your objective. In this case, a tariff would be more beneficial. Instead of swearing off men entirely, heterosexual women (who want those things) could impose an extra cost on sex, dating, marriage and children by only engaging in those activities with men who treat women well and respect their physical autonomy. There are no rules that tariffs have to be levied in dollars and cents. You could say that, before social norms changed, the tariff levied on sex used to be marriage; selecting for character was called being choosy. Sure, it’s harder to find a decent man than settle for one who’s handy, randy and willing. But as we’ve already established, while tariffs might protect something we consider desirable, they do it by making goods dearer for the consumer. At least, unlike sanctions, tariffs don’t render them unavailable entirely. So the power of pedantry to clarify the different types of “no” is crucial to getting the best out of national and social relations. But it could also create a better conversation around the so-called social media bans for under 16s. This legislation has been rammed through parliament just in time for parents to spend Christmas trying to explain it to their children. The trouble is, the ban is not a ban – it’s an attempt to respond to the damage that autoplay and algorithms are doing to attention spans and to discourage a scrolling spiral of harmful content. And that needs, somehow, to stop. Most people don’t necessarily want to ban social media; we want it to be better. Targeted modifications could help, but even more powerful would be a subscription fee that would force platforms to verify users through a credit card payment. So, yes, it would cost the consumer to fix social media. But if there’s one thing we can learn from this November, it’s that saying no – whether through tariffs, sanctions or bans – can, in the right circumstances, be worth the price. Parnell Palme McGuinness is managing director at campaigns firm Agenda C. She has done work for the Liberal Party and the German Greens.How Aussie savers are keeping Reserve Bank interest rates high

The holiday gift puzzle: Who should get a gift, and what should it be?

Palantir ( PLTR 6.22% ) has been one of 2024's best-performing stocks. As of the time of writing, it has risen an astounding 340%, meaning the stock has more than quadrupled in 2024. That's an impressive performance, but anyone who doesn't own the stock is wondering if there's more upside to be had with Palantir. With 2025 right around the corner, can Palantir repeat its 2024 performance next year? Palantir's AI software is seeing huge growth in the U.S. With returns like that, you might guess that Palantir is somehow involved with artificial intelligence (AI), and you'd be right. Palantir's software gives those with decision-making authority all of the information they need to make the most informed choice possible. At first, this software was exclusively used by the government. Then, Palantir expanded its reach to the commercial sector, where it also saw strong demand. However, the biggest rise in demand occurred recently with its Artificial Intelligence Platform (AIP). AIP allows AI to be integrated into workflows rather than be a tool on the side. It also allows data to be maintained within the platform, so third-party generative AI models don't have access to potentially sensitive information. Palantir saw demand for its software explode in 2024, and management is extremely bullish on its future. CEO Alex Karp summarized Q3 in one sentence: "We absolutely eviscerated this quarter, driven by unrelenting AI demand that won't slow down." In the third quarter, Palantir saw revenue rise 30% year over year to $726 million. However, the U.S. saw outsized demand compared to its international counterparts, as U.S. commercial revenue rose 54% year over year to $179 million, and U.S. government revenue rose 40% year over year to $320 million. Clearly, AI has been a huge hit in the U.S., but that enthusiasm has yet to spill over to the international community. Another hallmark of Palantir's AI business is that it's actually profitable. In Q3, it posted a second consecutive quarter with a 20% profit margin. This proves that a software company doesn't need to be growth at all costs -- growth and financial responsibility can go hand in hand. But that's the past; what does the future hold? Palantir's business and stock have disconnected If you're thinking, "How can Palantir's stock be up more than 300% when revenue was only up 30%," you're not alone. While Palantir's business looked great, its stock returns are unbelievable. Most of Palantir's stock returns have come from a mechanism called multiple expansion. Multiple expansion occurs when investors are willing to pay more for a company's given financials; therefore, its valuation rises. This has happened with Palantir, as the stock now trades for 184 times forward earnings and 63 times sales. PLTR PS Ratio data by YCharts If you're familiar with either valuation metric, then you know how expensive the stock is. Even a forward price-to-earnings (P/E) ratio of 63 would be expensive, yet that's what it trades at when only sales are accounted for. During its two-year run, AI leader Nvidia has never traded for more than 62 times forward earnings or 46 times sales. NVDA PS Ratio data by YCharts However, Nvidia also saw its revenue rise 320% from the start of 2023 until now, which justified the higher price tag. Palantir isn't anywhere close to that growth level, and it has no business being valued as highly as it is. Unless Palantir's growth rate accelerates to a pace where it's doubling year over year, this stock is ripe for a significant pullback, and investors need to be careful with it. As a result, I don't think there's any way for Palantir to repeat its 2024 performance in 2025. If anything, I'd expect to go backward in 2025, as even if the business does well (which I think it will do), the expectations are far too high to produce any sort of positive stock returns.