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President Bola Tinubu’s frequent trips outside the country, which are reportedly about 30, has attracted comments from many Nigerians, who view the constant trips as jamboree and waste of resources at a period the nation is experiencing serious crisis occasioned by fuel subsidy removal and floating of the naira by the current administration. It will be recalled that the president started his official travels in June 2023, a few weeks after he took the oath of office. His media team was quoted to have said that the purpose of the numerous travels was to strengthen Nigeria’s position on the global stage, foster economic growth, and address some of the country’s other challenges. However, data from GovSpend, a BudgIT Foundation analytics platform, revealed that between February 21 and July 19, Tinubu spent N2, 346,623,000 on foreign trips. Since then the expenditures incurred on foreign trips have increased because the President had embarked on several trips since July. Critics have, however, raised the alarm that the frequent foreign travels by the President have not yielded commensurable results to benefit Nigerians at a time they are facing excruciating pains owing to the policies of the government. They hold that the humongous amount of money expended on the foreign trips could have been better spent in fixing the nation’s infrastructures. Critics’ positions Comrade Emeka Nkwoala, Delta State chairman of Zenith Labour Party (ZLP), has said that the trips are just a jamboree. He believes that Nigeria only needs a home grown solution to her myriad of challenges, saying that President Tinubu should sit at home and face these issues squarely. He said: “This travels are just jamborees. That’s not what is needed. We need a home grown solution to our myriads of challenges. Our President should sit at home and face these issues squarely. Nigeria ought to benefit from foreign direct investment (FDI) but that is not happening because the local investors in the country are not smiling. They consult them (intended investors), and their stories are not funny. “They face challenges of insecurity, high and multiple taxation; high and unreliable energy cost, volatility of the foreign exchange, inconsistent government policies and lack of government patronage, the list goes on. “President Bola Ahmed Tinubu must stop these travels and take up the task of nation’s building vigorously. He should also end hunger and hardship in the land, especially since the sudden removal of fuel subsidies.” Also, Chief Nkereuwem Udofia Akpan, a human rights activist and constitutional lawyer, says though there’s a Constitutional limit as to how long the President can be away from office without handing over to the Vice President, there’s no limit as to how many trips he can make abroad within a particular time frame. “But here is the deal, incessant travels fuels the rumour mills that he is unwell. Unless his handlers find a plausible explanation for the prolonged trips, then we are in for a constitutional crisis sooner or later,” Akpan said. A don at the University of Lagos, Professor Christopher Anyokwu, in his reaction, said: “Like every right-thinking Nigerian, I know his travels are not likely to do much by way of attracting FDI, inter alia. “Frankly, the less said the better. I’m utterly disappointed in this government as things stand.” His counterpart at the Delta State University, Abraka, Dr Boniface Chukwuma Anyanwu (Associate Professor), has also said that it’s only right that he travels for the benefit of justifying the CIA and its interest. He added: “But, what can possibly be relevant and beneficial from the travels that we’re not seeing from the beginning? About 30 times in about 30 months in office, and no sign of anything positive; why would Nigerians expect anything? “Can anything good come out of Nazareth? That question came from the Holy Book. Something more than good eventually came from Nazareth, you know. “But again, with the American CIA declaring the traveller as an asset or what was the word again, it’s only right that he travels for the benefit of justifying the CIA and its interest.” Presidency reacts But the Presidency has consistently maintained that the President needed to move around the world in search of foreign direct Investments (FDI) and to re-establish the nation as the premium economic powerhouse in Africa. In his response to the many criticisms against Tinubu’s frequent travels, the Special Adviser to the President on Media and Public Communication, Mr Sunday Dare, said: “Such criticisms are misplaced and unfair. “Part of the job of a President is to travel to important global meetings to interact with other leaders at bilateral and multilateral levels. The President is the diplomat-in-chief and marketer-in-chief of the country. He represents Nigeria and Nigeria must never be missing at the table. “The president’s foreign trips have brought important benefits to the country. The Prime Minister just visited last Sunday on his way to the G20 Summit in Rio. “The last time an Indian PM visited Nigeria was 2007. India is now the 4th largest economy in the world and one of the top trading partners of our country. “The Indian PM invited President Tinubu to the G20 Summit last year and the government attracted $14bn dollars investment from Indian businessmen.” He added: “Some of these investments are in Nigeria and at the meeting in Nigeria on Sunday; the PM further assured the remaining commitments will soon be implemented. “On this current trip to the G20 Summit in Brazil, the Ministry of Agriculture signed on behalf of the Federal Government $1.2bn deal on food security that will advance private sector development in fertiliser production, hybrid seed technology and agric financing. “The deal is between the Federal Government and the Brazilian government. The job of a President is not only to stay in the office. A president must go out to market his country, to promote investment climate, people to people diplomacy and generate goodwill abroad. “These things can only happen when he embarks on these diplomatic shuttles. They are very important and essential for national development and progress. “President Tinubu gets invited for State Visits and Official Visits by world leaders because of Nigeria’s preeminent role in Africa and world affairs.”

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FLAGSTAR FINANCIAL, INC. APPOINTS BRIAN CALLANAN TO BOARD OF DIRECTORSShares of Fidelity National Information Services Inc. .css-321ztr-OverridedLink.css-321ztr-OverridedLink:any-link{-webkit-text-decoration:none;text-decoration:none;color:rgba(54,119,168,1);border-bottom:1px solid;border-bottom-color:rgba(54,119,168,1);}.css-321ztr-OverridedLink.css-321ztr-OverridedLink:any-link.css-321ztr-OverridedLink.css-321ztr-OverridedLink:any-link svg{fill:rgba(54,119,168,1);}.css-321ztr-OverridedLink.css-321ztr-OverridedLink:any-link:hover{-webkit-text-decoration:none;text-decoration:none;color:rgba(47,112,157,1);border-bottom:1px solid;border-bottom-color:rgba(47,112,157,1);}.css-321ztr-OverridedLink.css-321ztr-OverridedLink:any-link:hover.css-321ztr-OverridedLink.css-321ztr-OverridedLink:any-link:hover svg{fill:rgba(47,112,157,1);} .css-1vykwuz-OverridedLink{display:inline;color:var(--color-interactiveLink010);-webkit-text-decoration:underline;text-decoration:underline;}@media screen and (prefers-reduced-motion: no-preference){.css-1vykwuz-OverridedLink{transition-property:color,fill;transition-duration:200ms,200ms;transition-timing-function:cubic-bezier(0, 0, .5, 1),cubic-bezier(0, 0, .5, 1);}}@media screen and (prefers-reduced-motion: reduce){.css-1vykwuz-OverridedLink{transition-property:color,fill;transition-duration:0ms;transition-timing-function:cubic-bezier(0, 0, .5, 1),cubic-bezier(0, 0, .5, 1);}}.css-1vykwuz-OverridedLink svg{fill:var(--color-interactiveLink010);}.css-1vykwuz-OverridedLink:hover:not(:disabled){color:var(--color-interactiveLink020);-webkit-text-decoration:underline;text-decoration:underline;}.css-1vykwuz-OverridedLink:hover:not(:disabled) svg{fill:var(--color-interactiveLink020);}.css-1vykwuz-OverridedLink:active:not(:disabled){color:var(--color-interactiveLink030);-webkit-text-decoration:underline;text-decoration:underline;}.css-1vykwuz-OverridedLink:active:not(:disabled) svg{fill:var(--color-interactiveLink030);}.css-1vykwuz-OverridedLink:visited:not(:disabled){color:var(--color-interactiveVisited010);-webkit-text-decoration:underline;text-decoration:underline;}.css-1vykwuz-OverridedLink:visited:not(:disabled) svg{fill:var(--color-interactiveVisited010);}.css-1vykwuz-OverridedLink:visited:hover:not(:disabled){color:var(--color-interactiveVisited010);-webkit-text-decoration:underline;text-decoration:underline;}.css-1vykwuz-OverridedLink:visited:hover:not(:disabled) svg{fill:var(--color-interactiveVisited010);}.css-1vykwuz-OverridedLink:focus-visible:not(:disabled){outline-color:var(--outlineColorDefault);outline-style:var(--outlineStyleDefault);outline-width:var(--outlineWidthDefault);outline-offset:var(--outlineOffsetDefault);}@media not all and (min-resolution: 0.001dpcm){@supports (-webkit-appearance: none) and (stroke-color: transparent){.css-1vykwuz-OverridedLink:focus-visible:not(:disabled){outline-style:var(--safariOutlineStyleDefault);}}}.css-1vykwuz-OverridedLink.css-1vykwuz-OverridedLink:any-link{-webkit-text-decoration:none;text-decoration:none;color:rgba(54,119,168,1);border-bottom:1px solid;border-bottom-color:rgba(54,119,168,1);}.css-1vykwuz-OverridedLink.css-1vykwuz-OverridedLink:any-link.css-1vykwuz-OverridedLink.css-1vykwuz-OverridedLink:any-link svg{fill:rgba(54,119,168,1);}.css-1vykwuz-OverridedLink.css-1vykwuz-OverridedLink:any-link:hover{-webkit-text-decoration:none;text-decoration:none;color:rgba(47,112,157,1);border-bottom:1px solid;border-bottom-color:rgba(47,112,157,1);}.css-1vykwuz-OverridedLink.css-1vykwuz-OverridedLink:any-link:hover.css-1vykwuz-OverridedLink.css-1vykwuz-OverridedLink:any-link:hover svg{fill:rgba(47,112,157,1);} FIS inched 0.01% higher to $85.25 Wednesday, on what proved to be an all-around great trading session for the stock market, with the S&P 500 Index SPX rising 0.61% to 6,086.49 and the Dow Jones Industrial Average DJIA rising 0.69% to 45,014.04. This was the stock's second consecutive day of gains.Indian equity markets have been on a rollercoaster ride over the last four months. A host of factors triggered volatility and dampened investor sentiments including tepid second-quarter (Q2) earnings, relentless sell-off by foreign institutional investors, rising valuations of domestic mid and small-cap stocks alongside escalating geopolitical tensions. Investors with a medium-risk profile, who are concerned about the current market volatility, can consider investing in balanced mutual fund schemes that have a mix of equity and debt in their portfolio. Balanced funds can serve you the purpose of limiting your portfolio risk in equity market downturns. Aggressive hybrid funds is one such category that invests between 65 and 80 per cent in equity with the rest being parked in debt assets. The higher allocation to equity can help deliver good returns during equity market rallies, while the debt exposure helps cap losses amid market downturns. Aggressive hybrid funds follow a static asset allocation of maintaining their equity exposure between 65 and 80 per cent while the balanced advantage funds, another hybrid category, has the leeway to move between equity and debt without any restriction. These funds maintain a well-rounded equity component, with exposure to large, mid, and small-caps, while the debt portion generates yields through a mix of credit, interest rate, and duration strategies. Here are the three aggressive hybrid funds short-listed from among those rated four and five star by bl.portfolio Star Track MF Ratings. Bank of India Mid & Small Cap Equity & Debt Fund has been the top fund among the aggressive hybrid category in the last 5-year timeframe with the largest allocation to small and mid-cap companies. Although, investing higher into mid and small-cap stocks can result in delivering comparatively better returns, it also entails relatively higher risk. Performance as measured by the five-year rolling return calculated from the last 10-year data shows that the fund delivered a compounding annualised return of 17 per cent, while the Nifty 50 – TRI posted 13.4 per cent. Meanwhile, the aggressive hybrid fund category gave 12 per cent during the period. The fund has a higher degree of risk in the category (17.3 as against the category average of 14.9), as measured by the annualised standard deviation calculated for the last five-years. Given that it produced better returns over a period of time, the fund’s comparatively greater degree of risk within the category can be justified. ICICI Prudential Equity & Debt Fund has done well in both equity market rallies and downturns. However, its performance during market falls has been notable thanks to its prudent in-house asset allocation model based on the price-to-book metric. Over the last five years, equity allocation has been kept between 65 and 75 per cent. The scheme’s low volatility has led to superior risk-adjusted returns when compared to those of peers over the long-term. One reason is that it invests more in high-quality large-cap stocks, helping to reduce the risk while generating better returns. The scheme uses a blend of top-down and bottom-up approaches for stock selection. The fund managers prefer to follow the counter cyclical pattern in sector selection, contrarian style of investing and a bottom-up approach. Earlier known as Escorts Balanced Fund, the Quant Absolute Fund has been one of the top active funds within the category, both in terms of churning within the equity market capitalisation segments and also among the permitted asset classes. In contrast to four years ago, when the fund operated with a significant portfolio of mid-cap and small-cap stocks, its equity portion is now fully invested with large-caps. Its equity portion is built with the quantitative approach based on the proprietary VLRT framework, that includes aspects related to the three axes of Valuation, Liquidity, and Risk appetite. On the debt side, the fund follows a low to moderate duration strategy that aims to generate income and minimise return volatility. Performance as measured by the five-year rolling return calculated from the last 10-year data shows that the fund delivered a compounding annualised return of 17.6 per cent (top within the category), while the Nifty 50 – TRI posted 13.4 per cent. Meanwhile the aggressive hybrid fund category gave 12 per cent during the period. Comments

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Whilst many may be eager to enjoy a tipple or two out over the festive period, you may be worried about leaving your four-legged friend behind at home. Well fear not - there are plenty of excellent pubs and venues across the region so you and your pooch can enjoy a well deserved rest, pint and even a doggy beer. Below is a round up of some of the best dog-friendly pubs and restaurants in and around the North East where well behaved dogs are welcome. Head of Steam 11-17 Broad Chare, Newcastle Upon Tyne , NE1 3DQ. Located on the busy Newcastle Quayside, Head of Steam is the perfect place for pooches to enjoy a 'pint of Pawroni'. The City Tavern 10 Northumberland Road, Newcastle Upon Tyne, NE1 8JF. Very dog friendly, and even known for it's resident hounds, The City Tavern even stocks special gourmet dog treats. The Millstone Mill Rise, South Gosforth, NE3 1QL. Just a stone's throw away from the picturesque Jesmond Dene, this pub is the perfect place to relax and enjoy a drink after a stroll. The Punch Bowl 125 Jesmond Rd, Jesmond, Newcastle upon Tyne, NE2 1JY. This area is not only family friendly but also has dog-friendly features, including seats for animals, and an animal-focused food and drinks menu. The Brandling Villa Haddricks Mill Rd, South Gosforth , NE3 1QL. A popular spot that even offers a special 'Doggos 4 Lyf' menu to set tails wagging. The Tyne Bar 1 Maling St, Newcastle upon Tyne, NE6 1LP. Dogs are welcome to the popular independent Ouseburn live music venue, best known for its beer garden overlooking the river Tyne. The Northumberland Hussar Sackville Road, Newcastle upon Tyne, NE6 5SY. Just a short walk from both Jesmond Dene and Armstrong Park, known for its extensive food menu, the Hussar welcomes dogs at all times. The Bridge Tavern 7 Akenside Hill, Newcastle upon Tyne, NE1 3UF. Located on the Quayside and hidden just under the Tyne Bridge, serving real ales from its own micro-brewery on site, dogs are welcome. Fog on the Tyne South Shore Road, Gateshead , NE8 3AF. Formally The Schooner, having been beautifully renovated under new owners this summer and crowned winners of the UK's best pie - The Fog on the Tyne is dog friendly. Bay Horse Front St, Whickham, Newcastle upon Tyne, NE16 4EF. Pets are welcome in the designated cosy front area of this traditional pub. Beer drop 529-531 Durham Rd, Low Fell, Gateshead NE9 6HX. Opened in 2022, this micropub specialising in craft beer welcomes dogs. The Black Bull Bridge St, Blaydon-on-Tyne, NE21 4JJ. Furry friends are welcome to this traditional pub with views over the Tyne valley. The Keel Row Foremans Row, NE25 0QG. The popular family Northumberland Pub was crowned the most 'dog friendly' pub in the North East this September for spoiling dogs with free treats and water on tap from the barrel. The Badger Street Houses, Ponteland, NE20 9BT. Built in the 1700s, the Northumberland venue is a typical country pub with roaring log fires which dogs can curl up in front of. The Tannery Gilesgate, Hexham, NE46 3QD. The Tannery has a great selection of real ales and even a doggy beer too. The Blue Bell The Blue Bell, Hill St, Corbridge, NE45 5AA. This cosy pub with over 200 years of history is set in the centre of Corbridge village, known for its large beer garden and a dog friendly paw station. Amble Inn Sandpiper Way, Amble, Morpeth, NE65 0FF. Perfect for after a walk in Druidge Bay, the Amble Inn also offers free dog treats and even doggy beer. The Grey Horse 115 Sherburn Terrace, Consett DH8 6NE. Not only is this popular pub one of the oldest in the region - but it was voted best pub in the North East . The Dun Cow 37 Old Elvet, Durham, DH1 3HN. Stepped in history at the heart of Durham city centre, it claims to be the oldest in the city. It's popular with the local student population and also welcomes dogs. The Sticky Wicket Seat Unique Riverside, Chester-le-Street DH3 3QR. Perfect to call in to after a walk around the Riverside Park. Ye Olde Elm Tree 12 Crossgate, St Margarets Garth, Durham DH1 4PS. One of Durham's oldest and cosiest pub and set in the heart of the city. Kings Arms Beach Street Deptford Sunderland SR4 6BU. The historic and one of Sunderland's oldest pubs claims whilst 'dogs are welcome, dafties aren't'. The Seaburn Inn Whitburn Rd, Seaburn, Sunderland, SR6 8AA. Close to plenty of stunning coastal walks, dogs are welcome in both the restaurant and hotel. The Promenade 1-2 Queen's Ave, Sunderland, SR6 8DA. Dogs are welcome in this little gem of a pubs snug, with a doggy menu available. The Beehive Hartley Lane, Whitley Bay , NE25 0SZ. The historic pub located near the village of Earsdon makes for the perfect place to enjoy a pint after a countryside walk The Dog and Rabbit 36 Park View, Whitley Bay NE26 2TH. Voted best North Tyneside best pub of the year, the micropub brews its own beer on the premises. Square and Compass 207 Park View, Whitley Bay, NE26 3RD.. Known for its relaxed and laid-back atmosphere, dogs are welcome. The Ship's Cat Union Rd, Tanners' Bank, North Shields , NE30 1JH. All well behaved dogs are welcome to pop along to tis pub after a coastal walk which claims its happy to keep all furry friends happy, hydrated and chill. The Sand Dancer 2 Sea Rd, South Shields NE33 2LD. Located right on the beach with stunning views over the coast, dogs are welcome inside the restaurant. The Lord Nelson Monkton Ln, Monkton Village, Hebburn, Jarrow NE32 5NN. Located in the scenic Monkton village, the family-friendly pub treats furry friends like the VIP they truly are. 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